{"id":1268,"date":"2020-05-29T07:30:37","date_gmt":"2020-05-28T23:30:37","guid":{"rendered":"https:\/\/valueinmind.co\/?p=1268"},"modified":"2023-09-13T12:34:13","modified_gmt":"2023-09-13T04:34:13","slug":"types-of-insurances-you-need","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/types-of-insurances-you-need\/","title":{"rendered":"\u8cb7\u4fdd\u96aa\u4e5f\u6709\u5148\u5f8c\u4e4b\u5206 | \u8cb7\u4fdd\u96aa\u7684\u9806\u5e8f\u6b63\u78ba\uff0c\u624d\u80fd\u7372\u5f97\u6700\u5927\u7684\u4fdd\u969c"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1268\" class=\"elementor elementor-1268\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ca14766 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ca14766\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container 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class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-1280\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u751f\u75c5\u4f4f\u9662.png\" alt=\"\u56e0\u7232\u53d7\u50b7\u6216\u751f\u75c5\u800c\u4f4f\u9662\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u751f\u75c5\u4f4f\u9662.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u751f\u75c5\u4f4f\u9662-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u751f\u75c5\u4f4f\u9662-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u66f4\u56b4\u91cd\u4e00\u9ede\uff0c\u4f60\u6709\u53ef\u80fd\u6703\u5728\u610f\u5916\u5f8c\u55aa\u5931\u5de5\u4f5c\u7684\u80fd\u529b\u3002\u9019\u500b\u6642\u5019\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u652f\u4ed8\u4f60\u7406\u8ce0\u91d1\uff0c\u5e6b\u52a9\u4f60\u652f\u4ed8\u5931\u53bb\u5de5\u4f5c\u5f8c\u7684\u958b\u92b7\u3002<\/p><p>\u5982\u679c\u4f60\u8cb7\u4e86\u4fdd\u96aa\uff0c\u9019\u4e9b\u610f\u5916\u767c\u751f\u7684\u6642\u5019\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5c0d\u4f60\u9032\u884c\u8ce0\u511f\uff0c\u8b93\u4f60\u4e0d\u5fc5\u70ba\u91d1\u9322\u7684\u554f\u984c\u800c\u7169\u60f1\u3002<\/p><p>\u65e2\u7136\u4fdd\u96aa\u80fd\u5920\u9632\u6b62\u6211\u5011\u7684\u8ca1\u7522\u6d41\u5931\uff0c\u5e6b\u52a9\u6211\u5011\u6e1b\u5c11\u5931\u53bb\u8ca1\u7522\u7684\u98a8\u96aa\uff0c\u90a3\u6211\u5011\u771f\u7684\u61c9\u8a72\u597d\u597d\u958b\u59cb\u601d\u8003\u8cb7\u4fdd\u96aa\u7684\u9019\u500b\u554f\u984c\u3002<\/p><h2><span style=\"color: #3b7abb;\">\u4e00\u500b\u6708\u61c9\u8a72\u82b1\u591a\u5c11\u9322\u5728\u4f9b\u4fdd\u96aa\uff1f<\/span><\/h2><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-1281\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u6578\u9322.png\" alt=\"\u4e00\u500b\u6708\u61c9\u8a72\u82b1\u591a\u5c11\u9322\u5728\u4f9b\u4fdd\u96aa\uff1f\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u6578\u9322.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u6578\u9322-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u6578\u9322-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u6839\u64da\u4e00\u822c\u7684\u60c5\u6cc1\uff0c\u4f60\u61c9\u8a72\u4f7f\u7528\u85aa\u6c34\u768410%~15%\u4f86\u70ba\u81ea\u5df1\u8cfc\u8cb7\u81f3\u5c11\u4e00\u4efd\u91ab\u85e5\u4fdd\u96aa\uff0c\u96a8\u5f8c\u624d\u4f86\u8003\u616e\u589e\u52a0\u610f\u5916\u3001\u56b4\u91cd\u75be\u75c5\u548c\u4eba\u58fd\u7b49\u7b49\u7684\u4fdd\u96aa\u3002<\/p><p>\u5982\u679c\u4f60\u4f7f\u7528\u8d85\u904e\u85aa\u6c34\u768410%~15%\uff0c\u6703\u5c0d\u4f60\u9020\u6210\u7d93\u6fdf\u8ca0\u64d4\u3002\u9019\u500b\u6642\u5019\uff0c\u4f60\u4e5f\u53ef\u80fd\u8cb7\u5230\u4e86\u4f60\u66ab\u6642\u9084\u4e0d\u9700\u8981\u7684\u4fdd\u96aa\u3002<\/p><p>\u5982\u679c\u4f60\u8cb7\u5c11\u4e86\uff0c\u4f60\u5c31\u6703\u56e0\u70ba\u4fdd\u969c\u592a\u5c11\uff0c\u5c0e\u81f4\u4f60\u4e0d\u8db3\u4ee5\u61c9\u4ed8\u6240\u906d\u9047\u5230\u7684\u98a8\u96aa\u3002<\/p><p>\u4fdd\u96aa\uff0c\u662f\u7406\u8ca1\u4e2d\u4e0d\u53ef\u7f3a\u5c11\u7684\u4e00\u74b0\u3002\u96d6\u7136\u4fdd\u96aa\u4e0d\u662f\u5728\u70ba\u6211\u5011\u63d0\u9ad8\u6536\u5165\uff0c\u4f46\u537b\u662f\u53ef\u4ee5\u70ba\u6211\u5011\u7684\u5206\u6563\u8ca1\u52d9\u4e0a\u7684\u98a8\u96aa\u3002<\/p><blockquote><p><a href=\"https:\/\/valueinmind.co\/zh\/courses\/\"><strong>\u5982\u679c\u4f60\u60f3\u63d0\u5347\u81ea\u5df1\u7684\u8ca1\u5546\u7684\u8a71\uff0c\u6b61\u8fce\u4f60\u53c3\u52a0\u6211\u5011\u7684\u8ab2\u7a0b\u4f86\u63d0\u5347\u81ea\u5df1\u7684\u7406\u8ca1\u77e5\u8b58\u5427\uff01<\/strong><\/a><\/p><\/blockquote><h2><span style=\"color: #3b7abb;\">\u500b\u4eba\u4fdd\u96aa\u7a2e\u985e\u90a3\u9ebc\u591a\uff0c\u5230\u5e95\u54ea\u4e9b\u662f\u6bd4\u8f03\u91cd\u8981\u7684\uff1f<\/span><\/h2><h6>\u00a0<\/h6><h3><span style=\"color: #62c3c9;\">1. \u91ab\u85e5\u5361<\/span><\/h3><p>\u4e00\u822c\u4e0a\uff0c\u5927\u5bb6\u90fd\u6703\u88ab\u5efa\u8b70\u512a\u5148\u8cfc\u8cb7\u91ab\u85e5\u5361\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-1282\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u91ab\u85e5\u5361.png\" alt=\"\u5efa\u8b70\u512a\u5148\u8cfc\u8cb7\u91ab\u85e5\u5361\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u91ab\u85e5\u5361.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u91ab\u85e5\u5361-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u91ab\u85e5\u5361-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u91ab\u85e5\u5361\u5c6c\u65bc\u6d88\u8cbb\u578b\u7684\u4fdd\u96aa\uff0c\u5b83\u80fd\u5920\u5e6b\u6211\u5011\u511f\u9084\u91ab\u7642\u548c\u85e5\u7269\u7684\u8cbb\u7528\u548c\u4f4f\u9662\u8cbb\u7684\u8cec\u55ae\u3002<\/p><p>\u4e0d\u7ba1\u6211\u5011\u9047\u4e0a\u4e86\u610f\u5916\u6216\u8005\u56b4\u91cd\u75be\u75c5\u4e00\u5b9a\u90fd\u9700\u8981\u63a5\u53d7\u6cbb\u7642 \uff0c\u9019\u7a2e\u6d88\u8cbb\u578b\u7684\u4fdd\u969c\u6210\u4e86\u6211\u5011\u5fc5\u4e0d\u53ef\u5c11\u7684\u4fdd\u96aa\u7a2e\u985e\u4e4b\u4e00\u3002<\/p><p>\u91ab\u85e5\u5361\u5fc5\u9808\u8d8a\u5e74\u8f15\u8cb7\u8d8a\u597d\u3002\u96a8\u8457\u6211\u5011\u4e00\u5929\u5929\u5730\u8001\u53bb\uff0c\u8eab\u9ad4\u4e5f\u6703\u9010\u6f38\u51fa\u73fe\u554f\u984c\u3002\u5728\u8cb7\u91ab\u85e5\u5361\u7684\u6642\u5019\uff0c\u5982\u679c\u88ab\u67e5\u51fa\u60a3\u6709\u4ec0\u9ebd\u75be\u75c5\uff0c\u90a3\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u9078\u64c7\u4e0d\u4fdd\u4f60\uff0c\u6216\u8005\u4e0d\u4fdd\u4f60\u56e0\u70ba\u8a72\u75be\u75c5\u5165\u9662\u800c\u7522\u751f\u7684\u91ab\u85e5\u8cbb\u3002<\/p><h4>\u91ab\u85e5\u5361\u984d\u5ea6<\/h4><h6>\u00a0<\/h6><p>\u91ab\u85e5\u5361\u4e5f\u6709\u4e00\u500b\u6bd4\u8f03\u901a\u4fd7\u7684\u8aaa\u6cd5\uff0c\u5b83\u53ef\u4ee5\u88ab\u7576\u4f5c\u662f\u6211\u5011\u5728\u91ab\u9662\u7684\u4fe1\u7528\u5361\uff0c\u800c\u4e14\u4e5f\u548c\u4fe1\u7528\u5361\u4e00\u6a23\uff0c\u6bcf\u500b\u4eba\u90fd\u6709\u7279\u5b9a\u7684\u4f7f\u7528\u984d\u5ea6 (Limit)\u3002\u5982\u679c\u8d85\u904e\u4e86\u4f7f\u7528\u984d\u5ea6\u5247\u5fc5\u9808\u8981\u81ea\u5df1\u4ed8\u9322\u4e86\u3002<\/p><p>\u5982\u679c\u64d4\u5fc3\u91ab\u85e5\u5361\u7684\u4f7f\u7528\u984d\u5ea6\u4e0d\u5920\u7528\uff0c\u4f60\u53ef\u4ee5\u5411\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u5347\u7d1a\u81f3\u66f4\u591a\u5e74\u5ea6\u4fdd\u984d\u7684\u4fdd\u55ae\uff0c\u4ee5\u514d\u65e5\u5f8c\u4f7f\u7528\u6642\u9762\u5c0d\u984d\u5ea6\u4e0d\u8db3\u9700\u8981\u81ea\u4ed8\u7684\u60c5\u6cc1<\/p><p>\u91ab\u85e5\u5361\u6709\u5206\u5169\u7a2e\u984d\u5ea6\uff0c\u4e00\u7a2e\u662f\u5e74\u5ea6\u9650\u984d\uff0c\u53e6\u4e00\u7a2e\u662f\u7d42\u751f\u9650\u984d\u3002<\/p><p>\u5e74\u5ea6\u9650\u984d\u7684\u984d\u5ea6\u662f\u6839\u64da\u4f60\u8cb7\u7684\u914d\u5957\u800c\u5b9a\u3002\u5047\u8a2d\u4f60\u8cb7\u7684\u4fdd\u96aa\u5e74\u9650\u984d\u662f\u4e00\u767e\u842c\u4ee4\u5409\uff0c\u9019\u5c31\u4ee3\u8868\u4f60\u4e00\u5e74\u53ea\u80fd\u4f7f\u7528\u4e00\u767e\u842c\u4ee4\uff0c\u4f7f\u7528\u91d1\u984d\u8d85\u904e\u4e86\u9650\u984d\u5c31\u5fc5\u9808\u81ea\u8cbb\u3002<\/p><p>\u7d42\u751f\u9650\u984d\u5247\u662f\u6bd4\u8f03\u820a\u6b3e\u7684\u91ab\u85e5\u5361\u3002\u901a\u5e38\u9019\u7a2e\u91ab\u85e5\u5361\u6709\u5169\u7a2e\u9650\u984d\uff1a\u5e74\u5ea6\u9650\u984d\u53ca\u7d42\u751f\u9650\u984d\u3002<\/p><p>\u5047\u8a2d\u4f60\u6301\u6709\u7684\u662f\u7d42\u751f\u9650\u984d\u7684\u91ab\u85e5\u5361\u7684\u5e74\u5ea6\u9650\u984d\u662fRM50,000\uff0c\u7d42\u751f\u9650\u984d\u662fRM750,000\u3002\u9019\u5c31\u610f\u5473\u8457\uff0c\u4f60\u4e00\u5e74\u53ea\u80fd\u4f7f\u7528RM50,000\uff1b\u9019\u8f29\u5b50\u53ea\u80fd\u4f7f\u7528RM750,000\u3002<\/p><p>\u5982\u4eca\uff0c\u91ab\u85e5\u8cbb\u53ef\u4ee5\u8aaa\u662f\u8d8a\u4f86\u8d8a\u8cb4\u3002\u5728\u79c1\u7acb\u91ab\u9662\uff0c\u4e00\u5834\u624b\u8853\u6709\u53ef\u80fd\u5c31\u8d85\u904e\u4e86RM50,000\uff0c\u9084\u4e0d\u5305\u62ec\u4f4f\u9662\u8cbb\u4ee5\u53ca\u85e5\u7269\u7684\u8cbb\u7528\u3002\u5982\u679c\u4f60\u7528\u8457\u7684\u662f\u7d42\u751f\u9650\u984d\u7684\u91ab\u85e5\u5361\uff0c\u4e00\u65e6\u4e00\u5e74\u7528\u8d85\u904e\u4e86\u5e74\u5ea6\u9650\u984d\uff0c\u4f60\u5c31\u5fc5\u9808\u81ea\u638f\u8170\u5305\u4e86\u3002<\/p><p>\u6b64\u5916\uff0c\u5982\u679c\u4f60\u7684\u7d42\u751f\u9650\u984d\u91ab\u85e5\u5361\u7528\u5230\u4e86\u7d42\u751f\u4e0a\u9650\uff0c\u9019\u4efd\u91ab\u85e5\u5361\u7684\u5408\u7d04\u5c31\u6703\u88ab\u7d42\u6b62\u3002\u5230\u6642\u5019\uff0c\u4f60\u5c31\u5fc5\u9808\u8981\u7533\u8acb\u4e00\u500b\u65b0\u7684\u91ab\u85e5\u5361\u3002<\/p><p>\u5982\u679c\u4f60\u8cb7\u4e86\u91ab\u85e5\u5361\uff0c\u53ef\u4e0d\u8981\u8a8d\u70ba\u4e0d\u7ba1\u662f\u4ec0\u9ebd\u60c5\u6cc1\uff0c\u53ea\u8981\u662f\u9032\u9662\u6cbb\u7642\uff0c\u5c31\u80fd\u7372\u5f97\u7406\u8ce0\u3002<\/p><h4>\u91ab\u85e5\u5361\u4e0d\u662f\u53ea\u8981\u4f60\u4f4f\u9662\uff0c\u5c31\u80fd\u5920\u7d22\u8ce0\u7684\uff01<\/h4><h6>\u00a0<\/h6><p>\u96d6\u7136\u91ab\u85e5\u5361\u80fd\u5920\u5e6b\u6211\u5011\u652f\u4ed8\u91ab\u85e5\u8cbb\u548c\u4f4f\u9662\u8cbb\uff0c\u4f46\u5b83\u4e5f\u6709\u4f8b\u5916\u7684\u60c5\u6cc1\u3002\u4ee5\u4e0b\u662f\u4e0d\u4fdd\u96aa\u516c\u53f8\u4e0d\u7406\u8ce0\u7684\u60c5\u6cc1\uff1a<\/p><ul><li>\u6574\u5bb9<\/li><li>\u7cbe\u795e\u75be\u75c5\u65b9\u9762\u7684\u6cbb\u7642<\/li><li>\u7259\u9f52\u65b9\u9762\u7684\u6cbb\u7642<\/li><li>\u61f7\u5b55<\/li><li>\u827e\u6ecb\u75c5<\/li><li>\u6d89\u53ca\u975e\u6cd5\u6d3b\u52d5\u53d7\u50b7\uff0c\u5982\u53c3\u8207\u9ed1\u5e6b\u4e92\u6bc6<\/li><li>\u81ea\u5df1\u9032\u884c\u5371\u96aa\u6d3b\u52d5\u53d7\u50b7\uff0c\u5982\u53c3\u8207\u6975\u9650\u904b\u52d5\u3001\u81ea\u6bba<\/li><li>\u6230\u722d\u7b49\u7b49<\/li><\/ul><p>\uff08\u4e0d\u540c\u7684\u4fdd\u96aa\u516c\u53f8\u6709\u4e0d\u540c\u7684\u4e0d\u7406\u8ce0\u60c5\u6cc1\uff09<\/p><p>\u6240\u4ee5\uff0c\u5728\u4f60\u53ef\u4ee5\u9078\u64c7\u4f4f\u9662\u6216\u8005\u4e0d\u4f4f\u9662\u7684\u60c5\u6cc1\u4e0b\uff0c\u5efa\u8b70\u4f60\u5148\u67e5\u6e05\u695a\u91ab\u85e5\u5361\u7684\u7406\u8ce0\u689d\u6b3e\uff0c\u514d\u5f97\u6700\u5f8c\u9700\u8981\u81ea\u5df1\u652f\u4ed8\u6602\u8cb4\u7684\u4f4f\u9662\u8cbb\u7528\u3002<\/p><h3><span style=\"color: #62c3c9;\">2. \u4eba\u58fd\u4fdd\u96aa<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-1283\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4eba\u58fd\u4fdd\u96aa.png\" alt=\"\u8cfc\u8cb7\u4eba\u58fd\u4fdd\u96aa\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4eba\u58fd\u4fdd\u96aa.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4eba\u58fd\u4fdd\u96aa-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4eba\u58fd\u4fdd\u96aa-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u4eba\u58fd\u4fdd\u96aa\u662f\u8ce0\u511f\u578b\u7684\u4fdd\u96aa\uff0c\u4e5f\u5c31\u662f\u8aaa\u5728\u6211\u5011\u6b7b\u4ea1\u6216\u7d42\u751f\u6b98\u5ee2\u7684\u60c5\u6cc1\u4e0b\u624d\u80fd\u5920\u5f97\u5230\u8ce0\u511f\u7684\u4fdd\u96aa\u3002<\/p><p>\u5f88\u591a\u4eba\u90fd\u4e0d\u559c\u6b61\u8cb7\u4eba\u58fd\u4fdd\u96aa\uff0c\u751a\u81f3\u63d0\u8d77\u4eba\u58fd\u4fdd\u96aa\u90fd\u6703\u89ba\u5f97\u5f88\u907f\u8af1\uff0c\u56e0\u70ba\u89ba\u5f97\u8cb7\u4e86\u4eba\u58fd\u4fdd\u96aa\u5c31\u96e2\u6b7b\u4ea1\u4e0d\u9060\u4e86\u3002<\/p><p>\u53ef\u662f\u4eba\u58fd\u4e0d\u53ea\u662f\u6b7b\u4ea1\u624d\u80fd\u5920\u7372\u5f97\u8ce0\u511f\uff0c\u53ea\u8981\u6709\u4e86\u91ab\u751f\u7684\u7d42\u751f\u6b98\u5ee2\u8b49\u660e\u4e5f\u80fd\u5920\u7372\u5f97\u8ce0\u511f\u3002\u5f88\u591a\u4eba\u770b\u5230\u9019\u88e1\u53ef\u80fd\u9084\u662f\u6703\u89ba\u5f97\u5f88\u907f\u8af1\u3002<\/p><p>\u4f60\u6c38\u9060\u90fd\u4e0d\u77e5\u9053\u610f\u5916\u4ec0\u9ebd\u6642\u5019\u767c\u751f\u3002\u8a66\u60f3\u60f3\uff0c\u5982\u679c\u6709\u4e00\u5929\u4f60\u7d42\u751f\u6b98\u5ee2\u4e86\uff0c\u4f60\u7684\u958b\u92b7\u9084\u662f\u9700\u8981\u7e7c\u7e8c\u3002\u5982\u679c\u64c1\u6709\u4e00\u4efd\u4eba\u58fd\u4fdd\u96aa\uff0c\u4f60\u5c31\u53ef\u4ee5\u907f\u514d\u81ea\u5df1\u6210\u70ba\u5bb6\u88e1\u65b0\u7684\u7d93\u6fdf\u8ca0\u64d4\u3002<\/p><p>\u96d6\u7136\u4eba\u58fd\u4fdd\u96aa\u9700\u8981\u5728\u5f88\u58de\u7684\u60c5\u6cc1\u4e0b\u624d\u80fd\u5f97\u5230\u7406\u8ce0\uff0c\u4f46\u662f\u7562\u7adf\u751f\u8001\u75c5\u6b7b\u662f\u6bcf\u500b\u4eba\u7684\u5fc5\u7d93\u968e\u6bb5\uff0c\u4f60\u80fd\u505a\u7684\u53ea\u662f\u9810\u9632\uff0c\u4e0d\u8b93\u9019\u58de\u4e8b\u8b8a\u5f97\u66f4\u58de\uff0c\u589e\u91cd\u4e86\u5bb6\u4eba\u7684\u8ca0\u64d4\u3002<\/p><p>\u4eba\u58fd\u4fdd\u96aa\u9084\u6709\u53e6\u4e00\u9805\u529f\u80fd\uff0c\u4e5f\u662f\u5927\u5bb6\u6bd4\u8f03\u719f\u6089\u7684\u201c\u6b7b\u5f8c\u8ce0\u511f\u201d\u3002<\/p><p>\u9019\u6642\u4f60\u53ef\u80fd\u6703\u60f3\uff0c\u201c\u6211\u6b7b\u90fd\u6b7b\u4e86\uff0c\u9084\u7559\u4e0b\u4e00\u7b46\u9322\u4f86\u505a\u4ec0\u9ebc\uff1f\uff1f\uff1f\u201d<\/p><p>\u6c92\u932f\uff0c\u4eba\u58fd\u4fdd\u96aa\u78ba\u5be6\u5c0d\u4f60\u4f86\u8aaa\u662f\u4e00\u4efd\u201d\u6c92\u6709\u7528\u201c\u7684\u4fdd\u96aa\uff0c\u4f46\u662f\u8acb\u5225\u5fd8\u4e86\uff0c\u842c\u4e00\u6709\u4e00\u5929\u4f60\u4e0d\u5e78\u96e2\u4e16\u4e86\uff0c\u8981\u7531\u8ab0\u4f86\u7e7c\u7e8c\u7d66\u7236\u6bcd\u5bb6\u7528\uff0c\u8981\u7531\u8ab0\u4f86\u652f\u4ed8\u914d\u5076\u53ca\u5b69\u5b50\u7684\u65e5\u5e38\u958b\u92b7\u5462\uff1f<\/p><p>\u5982\u679c\u4f60\u8cb7\u4e86\u4eba\u58fd\u4fdd\u96aa\uff0c\u90a3\u4fdd\u96aa\u516c\u53f8\u5c31\u80fd\u5920\u5728\u4f60\u53bb\u4e16\u4e4b\u5f8c\u652f\u4ed8\u4e00\u7b46\u8ce0\u511f\u91d1\u7d66\u4f60\u7684\u5bb6\u4eba\uff0c\u8b93\u4ed6\u5011\u80fd\u5920\u5728\u5931\u53bb\u4f60\u4e4b\u5f8c\uff0c\u4e0d\u6703\u9677\u5165\u7d93\u6fdf\u56f0\u5883\u3002<\/p><h4>\u4eba\u58fd\u4fdd\u96aa\u8ce0\u511f\u91d1\u91d1\u984d<\/h4><h6>\u00a0<\/h6><p>\u5728\u9078\u64c7\u4eba\u58fd\u4fdd\u96aa\u7684\u8ce0\u511f\u91d1\u984d\u6642\uff0c\u5efa\u8b70\u9078\u64c7\u81ea\u5df1\u5e74\u958b\u92b7\u7684\u5341\u500d\u3002\u5047\u8a2d\u4f60\u7684\u5e74\u958b\u92b7\u662fRM36,000\uff0c\u5efa\u8b70\u9078\u64c7\u7684\u4fdd\u96aa\u8ce0\u511f\u91d1\u984d\u662fRM360,000\u3002<\/p><p>\u5728\u8cfc\u8cb7\u4e86\u4eba\u58fd\u5f8c\uff0c\u4e0d\u7ba1\u662f\u7d42\u751f\u6b98\u5ee2\u6216\u662f\u6b7b\u4ea1\u90fd\u53ef\u4ee5\u5f97\u5230\u5168\u984d\u7684\u8ce0\u511f\u3002<\/p><h3><span style=\"color: #62c3c9;\">3. \u610f\u5916\u4fdd\u96aa<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-1284\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u767c\u751f\u8eca\u798d.png\" alt=\"\u767c\u751f\u610f\u5916\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u767c\u751f\u8eca\u798d.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u767c\u751f\u8eca\u798d-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u767c\u751f\u8eca\u798d-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u610f\u5916\u4fdd\u96aa\u4e5f\u662f\u5c6c\u65bc\u4e00\u4efd\u8ce0\u511f\u578b\u7684\u4fdd\u96aa\uff0c\u9867\u540d\u601d\u7fa9\uff0c\u9019\u4efd\u4fdd\u96aa\u5c31\u662f\u5728\u7576\u6211\u5011\u906d\u9047\u4e86\u610f\u5916\u5f8c\uff0c\u8eab\u9ad4\u90e8\u5206\u53d7\u5230\u56b4\u91cd\u50b7\u5bb3\u6216\u7f3a\u5931\u6642\u624d\u80fd\u5920\u767c\u63ee\u5b83\u7684\u4f5c\u7528\uff0c\u6839\u64da\u6211\u5011\u53d7\u50b7\u7684\u90e8\u4f4d\u9032\u884c\u8ce0\u511f\u3002<\/p><p>\u7531\u65bc\u610f\u5916\u4fdd\u96aa\u5728\u82f1\u6587\u88ab\u7a31\u70bapersonal accident insurance\uff0c\u6240\u4ee5\u5f88\u591a\u4eba\u90fd\u8aa4\u4ee5\u70ba\u662f\u767c\u751f\u8eca\u798d\u7684\u6642\u5019\u624d\u80fd\u5920\u5f97\u5230\u8ce0\u511f\uff0c\u5be6\u5247\u4e0d\u7136\u3002<\/p><p>\u610f\u5916\u6240\u5305\u62ec\u7684\u7bc4\u570d\u4e5f\u5f88\u5927\uff0c\u6bd4\u5982\uff1a\u88ab\u9ad8\u6a13\u843d\u4e0b\u7684\u7269\u54c1\u7838\u50b7\u3001\u5931\u8db3\u8dcc\u50b7\u3001\u88ab\u71b1\u6c34\u71d9\u50b7\u3001\u642c\u91cd\u7269\u88ab\u7838\u50b7\u3001\u88ab\u879e\u87fb\u6216\u871c\u8702\u87c4\u50b7\u7b49\u7b49\u3002<\/p><p>\u5982\u679c\u9019\u4e9b\u975e\u4eba\u70ba\u610f\u5916\u5c0e\u81f4\u4f60\u7684\u8eab\u9ad4\u90e8\u5206\u56b4\u91cd\u53d7\u640d\u50b7\u6216\u7f3a\u5931\uff0c\u4f60\u90fd\u53ef\u4ee5\u5f97\u5230\u8ce0\u511f\u3002<\/p><p>\u9019\u4efd\u4fdd\u96aa\u7279\u5225\u63a8\u85a6\u7d66\u525b\u6b65\u5165\u793e\u6703\uff0c\u6c92\u6709\u9810\u7b97\u548c\u591a\u9918\u7684\u9322\u8cfc\u8cb7\u91ab\u85e5\u5361\u7684\u793e\u6703\u65b0\u9bae\u4eba\uff0c\u56e0\u70ba\u610f\u5916\u4fdd\u55ae\u7684\u4fdd\u8cbb\u5f88\u4fbf\u5b9c\uff0c\u4e00\u5e74\u53ea\u9700\u8981\u4e00\u767e\u591a\u584a\u9322\u3002<\/p><p>\u6839\u64da<a href=\"https:\/\/www.sinchew.com.my\/content\/content_1759289.html\" target=\"_blank\" rel=\"noopener\">\u6578\u64da\u7d71\u8a08<\/a>\uff0c\u5927\u591a\u6578\u767c\u751f\u610f\u5916\uff08\u4ea4\u901a\u610f\u5916\uff09\u7684\u7fa4\u9ad4\u4e5f\u90fd\u5c6c\u5e74\u8f15\u4eba\u5c45\u591a\u3002\u7576\u7136\u4e5f\u4e0d\u662f\u8aaa\u9019\u4efd\u4fdd\u96aa\u53ea\u9069\u5408\u5e74\u8f15\u4eba\uff0c\u56e0\u70ba\u610f\u5916\u662f\u4e0d\u7ba1\u5e74\u9f61\u3001\u6027\u5225\uff0c\u4e0d\u7ba1\u96a8\u6642\u96a8\u5730\uff0c\u90fd\u6703\u767c\u751f\u7684\u3002<\/p><p>\u5176\u5be6\uff0c\u4e0d\u7ba1\u4f60\u5e74\u8f15\u9084\u662f\u5e74\u8001\uff0c\u5927\u5bb6\u767c\u751f\u610f\u5916\u7684\u6982\u7387\u90fd\u4e00\u6a23\u3002\u6cc1\u4e14\u4fdd\u8cbb\u90fd\u4e0d\u8cb4\uff0c\u6240\u4ee5\u5efa\u8b70\u4f60\u8cb7\u4e00\u4efd\u610f\u5916\u4fdd\u96aa\u3002<\/p><p>\u5982\u679c\u4f60\u7684\u5de5\u4f5c\u6027\u8cea\u8d8a\u5371\u96aa\uff0c\u610f\u5916\u4fdd\u8cbb\u7684\u4fdd\u8cbb\u5c31\u6703\u8d8a\u9ad8\u3002<\/p><p>\u9019\u88e1\u6709\u4e00\u500b\u5c0f\u5efa\u8b70\uff0c\u5982\u679c\u4f60\u5f9e\u5b89\u5168\u6027\u9ad8\u7684\u5de5\u4f5c\u8f49\u5230\u4e86\u9ad8\u5371\u96aa\u6027\u7684\u5de5\u4f5c\u6642\uff0c\u8acb\u52d9\u5fc5\u544a\u8a34\u4f60\u7684\u4fdd\u96aa\u4ee3\u7406\u54e1\uff0c\u4ee5\u907f\u514d\u8cc7\u6599\u4e0d\u7b26\u800c\u9762\u5c0d\u88ab\u4fdd\u96aa\u516c\u53f8\u62d2\u8ce0\u7684\u60c5\u6cc1\u3002<\/p><h4>\u610f\u5916\u4fdd\u96aa\u8ce0\u511f\u91d1\u91d1\u984d<\/h4><h6>\u00a0<\/h6><p>\u5728\u9078\u64c7\u610f\u5916\u4fdd\u96aa\u8ce0\u511f\u91d1\u7684\u6642\u5019\uff0c\u5efa\u8b70\u9078\u64c7\u81ea\u5df1\u5e74\u958b\u92b7\u7684\u5341\u500d\u3002\u4f8b\u5982\uff0c\u4f60\u7684\u5e74\u958b\u92b7\u662fRM36,000\uff0c\u5efa\u8b70\u9078\u64c7\u7684\u8ce0\u511f\u91d1\u984d\u5c31\u662fRM360,000\u3002<\/p><p>\u5728\u8cfc\u8cb7\u4e86\u610f\u5916\u4fdd\u96aa\u5f8c\uff0c\u5982\u679c\u4f60\u767c\u751f\u610f\u5916\u5c0e\u81f4\u8eab\u9ad4\u6b98\u75be\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u6839\u64da\u6b98\u75be\u90e8\u4f4d\u4f86\u9032\u884c\u8ce0\u511f\u3002\u4f8b\u5982\uff1a\u4f60\u767c\u751f\u610f\u5916\uff0c\u5931\u53bb\u4e86\u56db\u80a2\u4e2d\u7684\u5176\u4e2d\u4e00\u53ea\uff0c\u4f60\u5c07\u6703\u7372\u5f97\u8ce0\u511f\u7e3d\u4fdd\u984d\u768450%\uff0c\u4e5f\u5c31\u662fRM180,000\u3002<\/p><p>\u5982\u679c\u4f60\u610f\u5916\u5931\u53bb\u96d9\u80a2\u6216\u5c0e\u81f4\u7d42\u751f\u6b98\u5ee2\uff0c\u5247\u53ef\u5f97\u5230\u5168\u984d\u8ce0\u511f\uff0c\u4e5f\u5c31\u662fRM360,000\u3002<\/p><h3><span style=\"color: #62c3c9;\">4. \u56b4\u91cd\u75be\u75c5\u4fdd\u96aa<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-1285\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u60a3\u4e0a\u56b4\u91cd\u75be\u75c5.png\" alt=\"\u4e0d\u5e78\u60a3\u4e0a\u4e86\u56b4\u91cd\u75be\u75c5\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u60a3\u4e0a\u56b4\u91cd\u75be\u75c5.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u60a3\u4e0a\u56b4\u91cd\u75be\u75c5-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u60a3\u4e0a\u56b4\u91cd\u75be\u75c5-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\uff0c\u4e5f\u5c31\u662f\u5927\u5bb6\u5e38\u807d\u8aaa\u768436\u7a2e\u75be\u75c5\u4fdd\u96aa\u3002<\/p><p>\u5728\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u5065\u5eb7\u4fdd\u96aa\u8a08\u5283 (<a href=\"https:\/\/www.mysalam.com.my\/b40\/info\/?url=main_EN\" target=\"_blank\" rel=\"noreferrer noopener\">mySalam<\/a>) \u4e2d\uff0c\u56b4\u91cd\u75be\u75c5\u8986\u84cb\u4e86<a href=\"https:\/\/www.mysalam.com.my\/b40\/info\/?url=ci_EN\" target=\"_blank\" rel=\"noreferrer noopener\">45\u7a2e\u75be\u75c5<\/a>\u3002<\/p><p>\u7576\u7136\u4e5f\u4e0d\u662f\u8aaa36\u7a2e\u75be\u75c5\u9019\u500b\u8aaa\u6cd5\u662f\u932f\u7684\uff0c\u56e0\u70ba\u4e0d\u540c\u7684\u4fdd\u96aa\u516c\u53f8\u6709\u4e0d\u540c\u653f\u7b56\u3002\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u6642\u9700\u8981\u4f60\u652f\u4ed8\u984d\u5916\u7684\u8cbb\u7528\uff0c\u624d\u80fd\u5920\u7d66\u4f6045\u7a2e\u75be\u75c5\u7684\u4fdd\u969c\u3002<\/p><p>\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\u771f\u7684\u6709\u5fc5\u8981\u8cb7\u55ce\uff1f<\/p><p>\u5176\u5be6\uff0c\u4e0d\u662f\u6240\u6709\u56b4\u91cd\u75be\u75c5\u90fd\u5c6c\u65bc\u4e0d\u6cbb\u4e4b\u75c7\u3002\u5982\u679c\u4f60\u597d\u597d\u5730\u63a5\u53d7\u6cbb\u7642\uff0c\u9084\u662f\u6703\u6709\u5eb7\u5fa9\u7684\u53ef\u80fd\u6027\u3002<\/p><p>\u5982\u679c\u4f60\u60a3\u4e0a\u4e86\u56b4\u91cd\u75be\u75c5\uff0c\u4f60\u6703\u8b8a\u5f97\u7570\u5e38\u865b\u5f31\uff0c\u5728\u63a5\u53d7\u6cbb\u7642\u671f\u9593\u4e5f\u5c07\u7121\u6cd5\u56de\u5230\u5de5\u4f5c\u5d17\u4f4d\u4e0a\u3002<\/p><p>\u8a66\u60f3\u60f3\uff0c\u5728\u9019\u6bb5\u6c92\u6709\u6536\u5165\u7684\u65e5\u5b50\u88e1\uff0c\u8ab0\u80fd\u5920\u63d0\u4f9b\u4f60\u751f\u6d3b\u8cbb\uff1f<\/p><p>\u5982\u679c\u4f60\u8cfc\u8cb7\u529b\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u8ce0\u511f\u4f60\u4e00\u7b46\u8cbb\u7528\uff0c\u8b93\u4f60\u6490\u904e\u9019\u4e00\u6bb5\u66ab\u6642\u6c92\u6709\u6536\u5165\u7684\u65e5\u5b50\u3002<\/p><p>\u5c31\u7b97\u4f60\u4e0d\u5e78\u53bb\u4e16\u4e86\uff0c\u4f60\u81f3\u5c11\u9084\u80fd\u7559\u4e0b\u4e00\u7b46\u9322\u4f86\u907f\u514d\u4f60\u7684\u5bb6\u4eba\u5728\u5931\u53bb\u4f60\u5f8c\uff0c\u7121\u6cd5\u9069\u61c9\u7a81\u5982\u5176\u4f86\u7684\u7d93\u6fdf\u58d3\u529b\u3002<\/p><h4>\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\u8ce0\u511f\u91d1\u91d1\u984d<\/h4><h6>\u00a0<\/h6><p>\u56b4\u91cd\u75be\u75c5\u7684\u4fdd\u96aa\uff0c\u5c31\u548c\u4eba\u58fd\u53ca\u610f\u5916\u4fdd\u96aa\u7684\u8d54\u507f\u91d1\u91d1\u989d\u4f8b\u5b50\u4e00\u6a23\uff0c\u90fd\u662f\u5efa\u8b70\u4f60\u9078\u64c7\u81ea\u5df1\u5e74\u958b\u92b7\u768410\u500d\u7684\u8ce0\u511f\u91d1\u3002<\/p><p>\u4f46\u662f\uff0c\u56b4\u91cd\u75be\u75c5\u9019\u88e1\u8ce0\u511f\u7684\u65b9\u5f0f\u6bd4\u8f03\u7279\u6b8a\uff0c\u56e0\u70ba\u9664\u4e86\u5927\u5bb6\u719f\u6089\u7684\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\u5916\uff0c\u8fd1\u5e7e\u5e74\u4fdd\u96aa\u516c\u53f8\u9084\u63a8\u51fa\u4e86\u4e00\u7a2e\u65e9\u671f\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\u3002<\/p><p>\u65e9\u671f\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\u548c\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\u4e00\u6a23\u90fd\u662f\u4fdd36\u7a2e\u75be\u75c5\uff0c\u4f46\u50b3\u7d71\u7684\u56b4\u7e3d\u75be\u75c5\u4fdd\u96aa\u53ea\u6709\u5728\u63a5\u8fd1\u672b\u671f\u624d\u80fd\u5920\u9032\u884c\u7406\u8ce0\u3002<\/p><p>\u65e9\u671f\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\u537b\u80fd\u5728\u56b4\u91cd\u75be\u75c5\u7684\u65e9\u671f\u5c31\u80fd\u505a\u51fa\u90e8\u5206\u7684\u8ce0\u511f\uff0c\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u5728\u7b2c\u4e00\u671f\u7684\u8ce0\u511f\u751a\u81f3\u9ad8\u905450%\uff01\u65e9\u671f\u75be\u75c5\u4fdd\u96aa\u901a\u5e38\u6703\u5728\u764c\u75c7\u7684\u7b2c\u4e09\u671f\u5c31\u5df2\u7d93\u5168\u6578\u8ce0\u511f\u4e86\u3002<\/p><p>\u8209\u500b\u4f8b\u5b50\uff0c\u5982\u679c\u4f60\u9078\u64c7\u7684\u8ce0\u511f\u91d1\u984d\u662fRM360,000\uff0c\u800c\u4f60\u8cfc\u8cb7\u7684\u662f\u7b2c\u4e00\u671f\u53ef\u4ee5\u8ce0\u511f50%\u7684\u65e9\u671f\u56b4\u91cd\u75be\u75c5\u4fdd\u55ae\uff0c\u6240\u4ee5\u4f60\u5728\u60a3\u75c5\u7b2c\u4e00\u671f\u6642\u5c31\u80fd\u5920\u5f97\u5230RM180,000\u4e86\u3002<\/p><p>\u5982\u679c\u4f60\u7684\u75c5\u60c5\u6301\u7e8c\u60e1\u5316\u5230\u4e86\u672b\u671f\uff0c\u4f60\u5c31\u53ef\u4ee5\u7372\u8ce0\u5269\u9918\u7684RM180,000\u3002\u5982\u679c\u4f60\u8cfc\u8cb7\u7684\u662f\u50b3\u7d71\u7684\u56b4\u91cd\u75be\u75c5\u4fdd\u96aa\uff0c\u4f60\u9700\u8981\u7b49\u5230\u672b\u671f\u624d\u80fd\u5f97\u5230RM360,000\u3002<\/p><h2><span style=\"color: #3b7abb;\">\u4e0d\u540c\u5e74\u9f61\u5c64\u6709\u4e0d\u540c\u7684\u4fdd\u96aa\u9700\u6c42\uff0c\u5343\u842c\u5225\u96a8\u4fbf\u8cb7<\/span><\/h2><h6>\u00a0<\/h6><p>\u4e0a\u9762\u89e3\u91cb\u4e86\u4fdd\u96aa\u80fd\u5c0d\u61c9\u5e6b\u6211\u5011\u5c0d\u6297\u7684\u98a8\u96aa\u5f8c\uff0c\u76f8\u4fe1\u4f60\u6703\u8a8d\u70ba\uff0c\u6bcf\u4efd\u4fdd\u96aa\u90fd\u5f88\u91cd\u8981\uff0c\u96e3\u9053\u8981\u4e00\u6b21\u904e\u5168\u90e8\u90fd\u8cb7\u55ce\uff1f\u9084\u662f\u61c9\u8a72\u5148\u8cb7\u54ea\u4efd\u4fdd\u96aa?<\/p><p>\u5176\u5be6\u4e26\u6c92\u6709\u660e\u6587\u898f\u5b9a\u4fdd\u96aa\u7684\u8cfc\u8cb7\u9806\u5e8f\uff0c\u56e0\u70ba\u6bcf\u500b\u4eba\u7684\u60c5\u6cc1\u5404\u6709\u4e0d\u540c\uff0c\u6240\u4ee5\u8cfc\u8cb7\u7684\u9806\u5e8f\u4e5f\u56e0\u4eba\u800c\u7570\u3002<\/p><h3><span style=\"color: #62c3c9;\">\u55ae\u8eab\u4eba\u58eb\u7684\u4fdd\u96aa\u8cfc\u8cb7\u9806\u5e8f\u5efa\u8b70<\/span><\/h3><h6>\u00a0<\/h6><h6><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2190\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-06.jpg\" alt=\"\u55ae\u8eab\u4eba\u58eb\u8cfc\u8cb7\u4fdd\u96aa\u7684\u9806\u5e8f\" width=\"1626\" height=\"1084\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-06.jpg 1626w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-06-300x200.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-06-1024x683.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-06-768x512.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-06-1536x1024.jpg 1536w\" sizes=\"(max-width: 1626px) 100vw, 1626px\" 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loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2193\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-08.jpg\" alt=\"\u5bb6\u5ead\u6210\u54e1\u7684\u8cb7\u4fdd\u96aa\u9806\u5e8f\" width=\"1626\" height=\"1084\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-08.jpg 1626w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-08-300x200.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-08-1024x683.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-08-768x512.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/210920_\u8cb7\u4fdd\u96aa\u9806-08-1536x1024.jpg 1536w\" sizes=\"(max-width: 1626px) 100vw, 1626px\" 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src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u5c0f\u5b69.png\" alt=\"\u5148\u7d66\u5b69\u5b50\u8cb7\u4fdd\u96aa\uff0c\u624d\u7d66\u7236\u6bcd\u8cb7\u4fdd\u96aa\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u5c0f\u5b69.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u5c0f\u5b69-300x218.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u5c0f\u5b69-768x558.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u5b69\u5b50\u7684\u672a\u4f86\u5145\u6eff\u592a\u591a\u7684\u53ef\u80fd\u6027\u4e86\uff0c\u6240\u4ee5\u8d81\u73fe\u5728\u5b69\u5b50\u9084\u662f\u5065\u5065\u5eb7\u5eb7\u7684\uff0c\u6211\u5011\u5fc5\u9808\u5148\u4fdd\u8b77\u4ed6\u3002<\/p><p>\u5982\u679c\u6700\u5f8c\u624d\u8cfc\u8cb7\u5b69\u5b50\u7684\u4fdd\u96aa\uff0c\u5b69\u5b50\u5728\u65e9\u524d\u5c31\u5df2\u7d93\u60a3\u4e0a\u4e86\u67d0\u4e9b\u75be\u75c5\uff0c\u9019\u4e9b\u75be\u75c5\u5c07\u4e0d\u53d7\u4fdd\u3002\u800c\u4e14\u5c0d\u6bd4\u548c\u7236\u6bcd\u7684\u58fd\u547d\uff0c\u5b69\u5b50\u660e\u986f\u6709\u66f4\u9577\u7684\u8def\u8981\u8d70\u3002<\/p><p>\u53e6\u5916\uff0c\u4e0d\u9f13\u52f5\u5148\u70ba\u7236\u6bcd\u8cb7\u4fdd\u96aa\u662f\u8003\u91cf\u5230\u7236\u6bcd\u5e74\u7d00\u5927\u4e86\uff0c\u8eab\u9ad4\u53ef\u80fd\u591a\u591a\u5c11\u5c11\u6703\u6709\u4e00\u4e9b\u60c5\u6cc1\u3002\u9019\u6642\uff0c\u8eab\u9ad4\u7684\u4e00\u4e9b\u90e8\u4f4d\u6216\u5668\u5b98\u3001\u6216\u8005\u67d0\u4e9b\u75be\u75c5\u5c07\u4e0d\u6703\u53d7\u4fdd\uff0c\u4e5f\u6703\u51fa\u73fe\u9700\u8981\u589e\u52a0\u4fdd\u8cbb\u7684\u60c5\u6cc1\u3002<\/p><p>\u5c31\u7b97\u7236\u6bcd\u7684\u8eab\u9ad4\u90fd\u9084\u975e\u5e38\u5065\u5eb7\uff0c\u4f46\u662f\u5728\u9ad8\u9f61\u7684\u6642\u5019\u624d\u8cfc\u8cb7\u4fdd\u96aa\uff0c\u4fdd\u8cbb\u4e5f\u6703\u8b8a\u5f97\u5f88\u8cb4\uff0c\u540c\u6642\u4fdd\u969c\u4e5f\u6703\u8b8a\u5f97\u8f03\u4f4e\u3002<\/p><p>\u7576\u7136\uff0c\u5728\u7d93\u6fdf\u80fd\u529b\u8a31\u53ef\u7684\u60c5\u6cc1\u4e0b\uff0c\u9084\u662f\u5efa\u8b70\u5fc5\u9808\u70ba\u7236\u6bcd\u8cfc\u8cb7\u4e00\u4efd\u4fdd\u96aa\u7684\u3002<\/p><p><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/oc2pCfb_iOs\" width=\"560\" height=\"500\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p><pre>\u5ef6\u4f38\u95b2\u8b80\uff1a<\/pre><ol><li><a href=\"https:\/\/valueinmind.co\/zh\/beginner-guide-to-insurance-1-how-to-choose-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u624b\u4fdd\u96aa\u5165\u9580\u5fc5\u77e5\uff08\u4e00\uff09| \u7b2c\u4e00\u6b21\u8cb7\u4fdd\u96aa\u61c9\u8a72\u8cb7\u4ec0\u9ebc\uff1f\u5982\u4f55\u898f\u5283\u4fdd\u96aa\uff1f<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/beginner-guide-to-insurance-2-things-to-consider-when-buying-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u624b\u4fdd\u96aa\u5165\u9580\u5fc5\u77e5\uff08\u4e8c\uff09| \u4fdd\u96aa\u8d8a\u65e9\u8cb7\u8d8a\u597d\uff1f\u8cb7\u4fdd\u96aa\u6642\u9700\u8981\u6ce8\u610f\u768410\u5927\u4e8b\u9805\uff01<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/what-is-sksps\/\"><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;PERKESO\u7684SKSPS\u4fdd\u9669\uff01\u4fdd\u969cGrab\u3001Foodpanda\u53f8\u673a\u53caFreelancer\u7684\u5de5\u4f24\u8d54\u507f\uff01&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:513,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0}\">PERKESO\u7684SKSPS\u4fdd\u9669\uff01\u4fdd\u969cGrab\u3001Foodpanda\u53f8\u673a\u53caFreelancer\u7684\u5de5\u4f24\u8d54\u507f\uff01<\/span><\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/what-is-epf-i-lindung-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4ec0\u9ebc\u662f EPF i-Lindung? \u5982\u4f55\u901a\u904e EPF \u8cb7\u4fdd\u96aa\uff1f<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/best-insurances-that-suit-b40\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30102023\u5e74\u3011\u9069\u5408\u5927\u99acB40\u4f4e\u6536\u5165\u7fa4\u9ad4\u76849\u7a2e\u53ef\u8ca0\u64d4\u653f\u5e9c\u548c\u5176\u4ed6\u5ec9\u50f9\u4fdd\u96aa<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/unemployment-allowances-eis-malaysia\/\" target=\"_blank\" rel=\"noopener\">EIS\u5c31\u696d\u4fdd\u96aa\u6d25\u8cbc | \u5931\u696d\u5728\u5bb6\u4e5f\u4e0d\u6015\u6c92\u9322\u904e\u65e5\u5b50\uff0c\u4f60\u53ef\u4ee5\u9818\u53d6\u9577\u90546\u500b\u6708\u7684\u6d25\u8cbc\uff01<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/what-is-sspn-i\/\" target=\"_blank\" rel=\"noopener\">\u4ec0\u9ebc\u662fSSPN-i &amp; SSPN-i Plus\uff1f\u5b83\u5011\u662f\u552f\u4e00\u6709\u7a05\u52d9\u56de\u6263\u7684\u5132\u5b58\u6236\u53e3\uff0c\u9084\u514d\u8cbb\u4fdd\u96aa\u4fdd\u969c\uff01\u5343\u842c\u4e0d\u8981\u932f\u904e\u9019\u500b\u597d\u5eb7\uff01<\/a><\/li><\/ol><h2><span style=\"color: #3b7abb;\">\u7e3d\u7d50<\/span><\/h2><h6>\u00a0<\/h6><p>\u6700\u5f8c\uff0c\u5c31\u662f\u5230\u8cb7\u4fdd\u96aa\u7684\u6b65\u9a5f\u4e86\u3002\u6211\u5011\u6c92\u6709\u8fa6\u6cd5\u5efa\u8b70\u4f60\u8cfc\u8cb7\u54ea\u4e00\u5bb6\u516c\u53f8\u7684\u4fdd\u96aa\uff0c\u4f60\u53ea\u80fd\u5920\u9760\u81ea\u5df1\u7684\u80fd\u529b\u53bb\u77ad\u89e3\u5404\u5bb6\u4fdd\u96aa\u516c\u53f8\u6709\u95dc\u7684\u4fdd\u55ae\u3002<\/p><p>\u6bcf\u4e00\u9593\u4fdd\u96aa\u516c\u53f8\u90fd\u5404\u81ea\u7684\u597d\u8ddf\u4e0d\u597d\u3002\u4e16\u754c\u4e0a\u4e26\u6c92\u6709\u4e00\u5bb6\u5341\u5168\u5341\u7f8e\u7684\u4fdd\u96aa\u516c\u53f8\uff0c\u53ea\u6709\u6700\u9069\u5408\u4f60\u81ea\u5df1\u7684\u4fdd\u96aa\u516c\u53f8\u3002<\/p><p>\u6709\u4e9b\u4eba\u559c\u6b61\u5411\u201c\u719f\u4eba\u201d\u8cb7\u4fdd\u55ae\uff1b\u6709\u4e9b\u4eba\u559c\u6b61\u8cb7\u6700\u8457\u540d\u4fdd\u96aa\u516c\u53f8\u7684\u4fdd\u55ae\u3002\u4e0d\u7ba1\u5982\u4f55\uff0c\u5728\u8cfc\u8cb7\u4fdd\u96aa\u524d\uff0c\u53ef\u4ee5\u5148\u5411\u5404\u5927\u4fdd\u96aa\u516c\u53f8\u77ad\u89e3\u4ed6\u5011\u7684\u8a08\u5283\u3002\u5982\u679c\u8a72\u516c\u53f8\u6709\u4f60\u8a8d\u70ba\u505a\u5f97\u5f88\u4e0d\u932f\u7684\u5730\u65b9\uff0c\u800c\u4f60\u4e5f\u80fd\u63a5\u53d7\u5b83\u505a\u5f97\u4e0d\u592a\u597d\u7684\u5730\u65b9\uff0c\u90a3\u9ebd\u9019\u5c31\u662f\u6700\u9069\u5408\u4f60\u7684\u4fdd\u96aa\u516c\u53f8\u4e86\u3002<\/p><p>\u5176\u5be6\uff0c\u4f60\u4e5f\u4e0d\u5fc5\u6bcf\u4e00\u5206\u4fdd\u55ae\u90fd\u5411\u540c\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u8cb7\u3002\u4f60\u53ef\u4ee5\u5c0d\u6bd4\u5e7e\u5bb6\u4e0d\u540c\u516c\u53f8\u7684\u4fdd\u55ae\uff0c\u4f86\u627e\u51fa\u6700\u9069\u5408\u4f60\u7684\u3002<\/p><p>\u5728\u4e8b\u524d\u5df2\u7d93\u6e05\u695a\u77ad\u89e3\u81ea\u5df1\u6240\u8981\u8cfc\u8cb7\u7684\u4fdd\u96aa\u985e\u578b\uff0c\u518d\u8207\u4fdd\u96aa\u696d\u52d9\u54e1\u5546\u8ac7\uff0c\u5c31\u80fd\u5920\u8cb7\u5230\u771f\u6b63\u9069\u5408\u76ee\u524d\u60c5\u6cc1\u7684\u4fdd\u96aa\u3002<\/p><p>\u96d6\u7136\u4fdd\u96aa\u4e0d\u80fd\u5e6b\u52a9\u6211\u5011\u5275\u9020\u8ca1\u5bcc\uff0c\u4f46\u662f\u5b83\u80fd\u5920\u9632\u6b62\u6211\u5011\u5931\u53bb\u8f9b\u82e6\u8cfa\u4f86\u7684\u8ca1\u5bcc\u3002<\/p><p>\u5982\u679c\u4f60\u6709\u4efb\u4f55\u6709\u95dc\u8cfc\u8cb7\u4fdd\u96aa\u7684\u7d93\u6b77\uff0c\u4e5f\u6b61\u8fce\u4f60\u5728\u4e0b\u9762\u7559\u8a00\u5206\u4eab\u3002<\/p><h2><span style=\"color: #3b7abb;\">\u514d\u8cac\u8072\u660e<\/span><\/h2><h6>\u00a0<\/h6><p>\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u4fc2\u6211\u5011\u6216\u54a8\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/p><p>[tqb_quiz id=&#8217;1482&#8242;]<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u6587\u7ae0\u5f88\u9577\uff0c\u4f60\u53ef\u4ee5\u5f9e\u9019\u88e1\u8df3\u8f49\u81f3\u4f60\u60f3\u770b\u7684\u6a19\u984c 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