{"id":1639,"date":"2020-07-02T19:00:00","date_gmt":"2020-07-02T11:00:00","guid":{"rendered":"https:\/\/valueinmind.co\/?p=1639"},"modified":"2023-08-25T10:06:54","modified_gmt":"2023-08-25T02:06:54","slug":"what-are-your-investment-options-other-than-fd","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/what-are-your-investment-options-other-than-fd\/","title":{"rendered":"\u9664\u4e86\u5b9a\u671f\u5b58\u6b3e\uff0c\u9084\u53ef\u4ee5\u6295\u8cc7\u5728\u4ec0\u4e48\u91d1\u878d\u5546\u54c1\uff1f"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1639\" class=\"elementor elementor-1639\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b3afd0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b3afd0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66bd6735\" data-id=\"66bd6735\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-261a979a elementor-widget elementor-widget-text-editor\" data-id=\"261a979a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>\u76f8\u4fe1\u8a31\u591a\u6295\u8cc7\u65b0\u624b\u5728\u958b\u59cb\u6295\u8cc7\u524d\uff0c\u4e00\u5b9a\u6703\u9762\u81e8\u9019\u500b\u554f\u984c\uff1a<\/p><p>\u201c\u4f60\u5df2\u7d93\u5b58\u5230\u4e86\u4e00\u7b46\u9322\uff0c\u5e73\u6642\u5c31\u653e\u5728\u9280\u884c\u7684\u5b9a\u671f\u5b58\u6b3e\u5e33\u6236\u4e2d\uff0c\u62ff\u8457\u975e\u5e38\u5c11\u7684\u5229\u606f\u3002\u201d<\/p><p>\u201c\u5230\u5e95\u9664\u4e86<a href=\"https:\/\/www.youtube.com\/watch?v=BIcVhvnHYDo\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b58\u6b3e<\/a>\uff0c\u4f60\u9084\u80fd\u628a\u9322\u6295\u8cc7\u5728\u54ea\u88e1\u5462\uff1f\u201d<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-1644\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6709\u554f\u984c.png\" alt=\"\u6295\u8cc7\u65b0\u624b\u5728\u958b\u59cb\u6295\u8cc7\u524d\uff0c\u4e00\u5b9a\u6703\u9762\u81e8\u4e00\u4e9b\u554f\u984c\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6709\u554f\u984c.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6709\u554f\u984c-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6709\u554f\u984c-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u5176\u5be6\uff0c\u9019\u500b\u5e02\u5834\u4e0a\u9084\u6709\u8a31\u591a\u5f88\u597d\u7684\u6295\u8cc7\u5de5\u5177\uff0c\u6700\u5e38\u898b\u7684\u6709\uff1a<a href=\"https:\/\/valueinmind.co\/stock-investment-for-beginners\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u80a1\u7968<\/a>\u3001<a href=\"https:\/\/www.youtube.com\/watch?v=bd99YyCLNHc\" target=\"_blank\" rel=\"noreferrer noopener\">\u57fa\u91d1<\/a>\u3001<a href=\"https:\/\/valueinmind.co\/zh\/what-is-bond\/\">\u50b5\u5238<\/a>\u3001<a href=\"https:\/\/www.youtube.com\/watch?v=VtP3Jt63RBQ\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a>\u3001\u623f\u5730\u7522\u3001<a href=\"https:\/\/www.youtube.com\/watch?v=efvS5P6yIF0\" target=\"_blank\" rel=\"noreferrer noopener\">REITs<\/a>\u7b49\u7b49\u3002<\/p><p>\u7531\u65bc\u9078\u64c7\u592a\u591a\uff0c\u4f60\u4e0d\u77e5\u9053\u8981\u6295\u8cc7\u54ea\u500b\u91d1\u878d\u5546\u54c1\u624d\u597d\uff0c\u6240\u4ee5\u4f60\u5c31\u9078\u64c7\u628a\u9322\u653e\u5728\u5b9a\u671f\u5b58\u6b3e\u4e2d\u3002<\/p><p>\u4f46\u662f\uff0c\u4f60\u6703\u64d4\u5fc3\u9019\u500b\u505a\u6cd5\u662f\u4e0d\u6b63\u78ba\u7684\uff0c\u56e0\u70ba\u4f60\u807d\u8aaa\u904e\u5b9a\u671f\u5b58\u6b3e\u7684\u5e74\u5229\u7387\u751a\u81f3\u6703\u8dd1\u4e0d\u8d0f\u901a\u8ca8\u81a8\u8139\u7387\uff0c\u8b93\u4f60\u7684\u9322\u8d8a\u4f86\u8d8a\u5c11\u3002<\/p><p>\u6709\u6642\u5019\u60f3\u8d77\u9019\u4ef6\u4e8b\u60c5\uff0c\u4f60\u5c31\u6703\u89ba\u5f97\u7126\u616e\uff0c\u5c0d\u65bc\u6295\u8cc7\u4e5f\u5f88\u8ff7\u832b\u3002<\/p><p>\u4eca\u5929\u9019\u7bc7\u6587\u7ae0\uff0c\u6211\u5011\u5c31\u4f86\u70ba\u5927\u5bb6\u4ecb\u7d39\u5176\u4ed6\u53ef\u4ee5\u5e36\u4f86\u88ab\u52d5\u6536\u5165\u7684\u91d1\u878d\u5546\u54c1\uff0c\u8b93\u4f60\u77e5\u9053\u9084\u6709\u4ec0\u9ebc\u5176\u4ed6\u6295\u8cc7\u65b9\u6cd5\uff01<\/p><p>\u6587\u7ae0\u5167\u5bb9\u5305\u542b\u4ee5\u4e0b\u9019\u4e9b\u90e8\u5206\uff1a<\/p><ul><li>\u5b9a\u671f\u5b58\u6b3e<\/li><li>\u61c9\u8a72\u628a\u9322\u62ff\u53bb\u9084\u6e05\u50b5\u52d9\u55ce\uff1f<\/li><li>\u6295\u8cc7\u5de5\u5177\u4ecb\u7d39<\/li><li>\u623f\u5730\u7522\u70ba\u4ec0\u9ebc\u6295\u8cc7\u96e3\u5ea6\u9ad8\uff1f<\/li><li>\u6295\u8cc7\u601d\u7dad\u6bd4\u6295\u8cc7\u65b9\u6cd5\u66f4\u91cd\u8981<\/li><\/ul><h2><span style=\"color: #3a7abb;\">\u5176\u5be6\uff0c\u5b9a\u671f\u5b58\u6b3e\u6703\u662f\u4f60\u505a\u5f97\u6700\u5c0d\u7684\u6295\u8cc7\u6c7a\u7b56<\/span><\/h2><h6>\u00a0<\/h6><p>\u6295\u8cc7\u5176\u4e2d\u4e00\u500b\u6700\u7c21\u55ae\u3001\u6700\u91cd\u8981\u7684\u539f\u5247\u5c31\u662f\uff1a\u4e0d\u6295\u8cc7\u81ea\u5df1\u4e0d\u61c2\u7684\u6771\u897f\u3002<\/p><p><a href=\"https:\/\/valueinmind.co\/15-quotes-from-warren-buffett\/\">\u5df4\u83f2\u7279<\/a>\u8aaa\u904e\uff0c\u98a8\u96aa\u4f86\u81ea\u65bc\u4f60\u4e0d\u77e5\u9053\u4f60\u81ea\u5df1\u5728\u505a\u4ec0\u9ebc\u3002<\/p><p>\u63db\u53e5\u8a71\u8aaa\uff0c\u5982\u679c\u4f60\u6295\u8cc7\u5728\u4f60\u8d8a\u4e0d\u61c2\u7684\u7522\u54c1\uff0c\u4f60\u6240\u627f\u64d4\u7684\u98a8\u96aa\u5c31\u8d8a\u9ad8\uff0c\u9762\u81e8\u8667\u640d\u7684\u53ef\u80fd\u6027\u5c31\u8d8a\u5927\u3002<\/p><p>\u8209\u500b\u4f8b\u5b50\uff0c\u5047\u8a2d\uff1a<\/p><ul><li>\u6211\u662f\u4e00\u540d\u8a2d\u8a08\u5e2b<\/li><li>\u4f60\u662f\u4e00\u540d\u6c7d\u6cb9\u80fd\u6e90\u5de5\u7a0b\u5e2b<\/li><\/ul><p>\u5982\u679c\u6211\u5011\u540c\u6642\u6295\u8cc7\u5728\u4e00\u5bb6\u751f\u7522\u6c7d\u6cb9\u7684\u516c\u53f8\uff0c\u90a3\u5c0d\u65bc\u8eab\u70ba\u8a2d\u8a08\u5e2b\u7684\u6211\uff0c\u6211\u6240\u627f\u64d4\u7684\u6295\u8cc7\u98a8\u96aa\u6703\u66f4\u9ad8\uff0c\u9762\u81e8\u8667\u640d\u7684\u53ef\u80fd\u6027\u4e5f\u66f4\u9ad8\uff0c\u56e0\u70ba\u6211\u5c0d\u6c7d\u6cb9\u751f\u7522\u7684\u884c\u696d\u5f88\u964c\u751f\uff0c\u5b8c\u5168\u4e0d\u77e5\u9053\u662f\u4ec0\u9ebc\u56e0\u7d20\u5c0e\u81f4\u4e86\u9019\u5bb6\u516c\u53f8\u80a1\u50f9\u7684\u6f32\u8dcc\u3002<\/p><p>\u5982\u679c\u6211\u5011\u540c\u6642\u6295\u8cc7\u5728Adobe\uff0c\u90a3\u5c0d\u65bc\u8eab\u70ba\u6c7d\u6cb9\u80fd\u6e90\u5de5\u7a0b\u5e2b\u7684\u4f60\uff0c\u4f60\u6240\u627f\u64d4\u7684\u6295\u8cc7\u98a8\u96aa\u6703\u66f4\u9ad8\uff0c\u9762\u81e8\u8667\u640d\u7684\u53ef\u80fd\u6027\u4e5f\u66f4\u9ad8\uff0c\u56e0\u70ba\u4f60\u5c0d\u51fa\u7522\u8edf\u4ef6\u7684\u516c\u53f8\u5f88\u964c\u751f\u3002\u7136\u800c\uff0c\u5c0d\u65bc\u8eab\u70ba\u8a2d\u8a08\u5e2b\u7684\u6211\uff0c\u6211\u6bcf\u5929\u90fd\u6703\u4f7f\u7528Adobe\u516c\u53f8\u6240\u51fa\u7522\u7684\u8edf\u4ef6\uff0c\u5982Photoshop\u3002<\/p><p>\u5047\u8a2d\u4eca\u5929Photoshop\u51fa\u73fe\u4e86\u5f88\u56b4\u91cd\u7684\u554f\u984c\uff0c\u7121\u6cd5\u5728\u77ed\u6642\u9593\u5167\u4fee\u5fa9\u3002\u5404\u5927\u5a92\u9ad4\u4e5f\u722d\u76f8\u5831\u5c0e\u9019\u500b\u554f\u984c\u6240\u5e36\u4f86\u5de8\u5927\u7684\u5f71\u97ff\u3002<\/p><p>\u8eab\u70ba\u975eAdobe\u7528\u6236\u7684\u4f60\u5c31\u6703\u8a8d\u70ba\uff0c\u4e5f\u8a31\u5168\u4e16\u754c\u7684\u8a2d\u8a08\u5e2b\u5c31\u4e0d\u6703\u518d\u4f7f\u7528Photoshop\u4e86\uff0c\u9032\u800c\u6703\u5c0e\u81f4Adobe\u9762\u81e8\u5de8\u984d\u7684\u8667\u640d\u3002<\/p><p>\u4f46\u662f\uff0c\u6211\u662f\u4e00\u540d\u8a2d\u8a08\u5e2b\uff0c\u6211\u77e5\u9053\u8a2d\u8a08\u5e2b\u4e0d\u53ef\u80fd\u4e0d\u7528Photoshop\uff0c\u4e5f\u4e0d\u53ef\u80fd\u66f4\u63db\u8edf\u4ef6\uff0c\u7562\u7adf\u7528Photoshop\u4e5f\u5df2\u7d93\u7528\u7fd2\u6163\u4e86\u3002\u53ea\u8981Adobe\u628a\u554f\u984c\u89e3\u6c7a\u4e86\uff0c\u8a2d\u8a08\u5e2b\u4f9d\u7136\u6703\u7e7c\u7e8c\u4f7f\u7528Photoshop\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-1645\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u8a2d\u8a08\u5e2b.png\" alt=\"\u8a2d\u8a08\u5e2b\u6b63\u5728\u4f7f\u7528photoshop\u8edf\u4ef6\u9032\u884c\u5de5\u4f5c\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u8a2d\u8a08\u5e2b.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u8a2d\u8a08\u5e2b-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u8a2d\u8a08\u5e2b-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u7531\u65bc\u6211\u77e5\u9053Adobe\u516c\u53f8\u7684\u6536\u5165\u4e0d\u6703\u56e0\u6b64\u800c\u53d7\u5f71\u97ff\uff0c\u6240\u4ee5\u5c31\u7b97\u5b83\u7684\u80a1\u50f9\u56e0\u6b64\u800c\u5927\u8dcc\uff0c\u6211\u5c31\u6703\u8cb7\u9032\u66f4\u591aAdobe\u7684\u80a1\u7968\u3002<\/p><p>\u5f9e\u4ee5\u4e0a\u7684\u4f8b\u5b50\uff0c\u4f60\u53ef\u4ee5\u7406\u89e3\u5230\uff0c\u5728\u4f60\u5c0d\u67d0\u500b\u884c\u696d\u5f88\u719f\u6089\u7684\u60c5\u6cc1\u4e0b\uff0c\u4f60\u53ef\u4ee5\u505a\u51fa\u66f4\u660e\u667a\u7684\u5224\u65b7\u53ca\u6295\u8cc7\u6c7a\u7b56\u3002<\/p><p>\u5047\u8a2d\u5927\u5bb6\u4eca\u5929\u90fd\u6295\u8cc7\u5728\u4e00\u500b\u76f8\u540c\u7684\u91d1\u878d\u5546\u54c1\u4e2d\uff0c\u4f46\u662f\u5927\u5bb6\u6240\u627f\u64d4\u7684\u98a8\u96aa\u9ad8\u4f4e\u4e0d\u4e00\uff0c\u56e0\u70ba\u90fd\u6bcf\u4e00\u500b\u4eba\u6240\u5177\u5099\u7684\u77e5\u8b58\u9762\u90fd\u4e0d\u4e00\u6a23\u3002\u5982\u679c\u4f60\u5c0d\u9019\u500b\u5546\u54c1\u8d8a\u4e0d\u719f\u6089\uff0c\u4f60\u9762\u81e8\u8667\u640d\u7684\u53ef\u80fd\u6027\u5c31\u8d8a\u9ad8\u3002<\/p><p>\u4eca\u5929\uff0c\u4f60\u5728\u5c0d\u5176\u5b83\u6295\u8cc7\u7522\u54c1\u4e0d\u719f\u6089\u7684\u60c5\u6cc1\u4e0b\uff0c\u9078\u64c7\u6295\u8cc7\u5728\u4f60\u719f\u6089\u7684\u3010\u5b9a\u671f\u5b58\u6b3e\u3011\uff0c\u9019\u7d55\u5c0d\u5c31\u662f\u4e00\u500b\u660e\u667a\u7684\u505a\u6cd5\uff0c\u53ef\u4ee5\u5927\u5927\u964d\u4f4e\u4f60\u9762\u81e8\u7684\u98a8\u96aa\u3002<\/p><p>\u540c\u6a23\u7684\u98a8\u96aa\u7a0b\u5ea6\u3001\u56de\u5831\u7387\uff0c\u4f46\u6bd4\u5b9a\u671f\u5b58\u6b3e\u66f4\u597d\u7684\u6295\u8cc7\u5de5\u5177\uff01\u5f71\u7247\uff1a<\/p><p><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/QuQELUlpMSk\" width=\"560\" height=\"500\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p><h2><span style=\"color: #3a7abb;\">\u96d6\u7136\u6295\u8cc7\u5728\u5b9a\u5b58\u662f\u500b\u6b63\u78ba\u7684\u4f5c\u6cd5\uff0c\u4f46\u662f\u5b83\u7684\u56de\u916c\u5be6\u5728\u592a\u4f4e\uff0c\u90a3\u8a72\u600e\u9ebc\u8fa6\uff1f<\/span><\/h2><h6>\u00a0<\/h6><p>\u5b9a\u671f\u5b58\u6b3e\u662f\u6709\u5c40\u9650\u6027\u7684\u3002<\/p><p>\u5982\u679c\u4f60\u53ea\u6295\u8cc7\u5728\u5b9a\u5b58\uff0c\u90a3\u4f60\u8ca1\u5bcc\u589e\u9577\u7684\u901f\u5ea6\u5c31\u6703\u6bd4\u8f03\u6162\uff0c\u751a\u81f3\u6703\u56e0\u70ba\u901a\u8ca8\u81a8\u8139\u7684\u95dc\u4fc2\u800c\u5c0e\u81f4\u8ca1\u5bcc\u7e2e\u6c34\u3001\u8b8a\u5c11\u3002<\/p><p>\u9019\u500b\u6642\u5019\uff0c\u5982\u679c\u4f60\u6709\u9322\uff0c\u53c8\u4e0d\u60f3\u8981\u6295\u8cc7\u5728\u5b9a\u671f\u5b58\u6b3e\uff0c\u90a3\u4f60\u53ef\u4ee5\u7528\u9019\u7b46\u9322\u4f86\u9084\u50b5\uff0c\u6216\u6295\u8cc7\u5728\u4e00\u4e9b\u56de\u916c\u66f4\u9ad8\u7684\u6295\u8cc7\u5de5\u5177\u4e0a\u3002<\/p><h2><span style=\"color: #3a7abb;\">\u5343\u842c\u4e0d\u8981\u5929\u5929\u60f3\u8457\u8981\u5982\u4f55\u628a\u9322\u8b8a\u591a\uff0c\u800c\u5ffd\u7565\u4e86\u628a\u4f60\u7684\u9322\u8b8a\u5c11\u7684\u50b5\u52d9\uff01<\/span><\/h2><h6>\u00a0<\/h6><p>\u5982\u679c\u4eca\u5929\u4f60\u9084\u5728\u7cfe\u7d50\u65bc\u662f\u5426\u8981\u628a\u9322\u653e\u5728\u5b9a\u671f\u5b58\u6b3e\u3001\u6295\u8cc7\u3001\u9084\u662f\u9084\u50b5\uff0c\u90a3\u4f60\u53ef\u4ee5\u7528\u4ee5\u4e0b\u5e7e\u500b\u72c0\u6cc1\u4f86\u505a\u8861\u91cf\u3002<\/p><h3><span style=\"color: #62c3c9;\">\u60c5\u6cc11: \u5982\u679c\u4f60\u7684\u50b5\u52d9\u5229\u606f\u9ad8\u65bc\u6295\u8cc7\u56de\u916c\uff0c\u4f60\u5c31\u61c9\u8a72\u9084\u50b5\u3002<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-1646\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u9084\u6e05\u50b5\u52d9.png\" alt=\"\u5982\u679c\u4f60\u7684\u50b5\u52d9\u5229\u606f\u9ad8\u65bc\u6295\u8cc7\u56de\u916c\uff0c\u4f60\u5c31\u61c9\u8a72\u628a\u9322\u62ff\u4f86\u9084\u50b5\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u9084\u6e05\u50b5\u52d9.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u9084\u6e05\u50b5\u52d9-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u9084\u6e05\u50b5\u52d9-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u8209\u500b\u4f8b\u5b50\uff0c\u5047\u8a2d\u5b9a\u671f\u5b58\u6b3e\u7684\u5e74\u5229\u7387\u662f3%\uff0c\u800c\u4f60\u7684\u8cb8\u6b3e\u5229\u606f\u662f4%\u3002\u5982\u679c\u4f60\u73fe\u5728\u6709$100\u7684\u73fe\u91d1\u548c$100\u7684\u8cb8\u6b3e\uff0c\u90a3\u4f60\u61c9\u8a72\u9078\u64c7\u9084\u50b5\uff0c\u56e0\u70ba\u8cb8\u6b3e\u7684\u5229\u606f\uff084%\uff09\u9ad8\u65bc\u5b9a\u5b58\u7684\u56de\u916c\uff083%\uff09\u3002<\/p><p>\u5047\u8a2d\u4f60\u9078\u64c7\u4e0d\u9084\u50b5\uff0c\u628a\u9322\u6295\u5165\u5230\u5b9a\u5b58\uff0c\u90a3\u4e00\u5e74\u5f8c\uff0c\u4f60\u6703\u7372\u5f973%\u7684\u5229\u606f\uff0c\u4f60\u4e00\u5171\u6703\u64c1\u6709$103\u3002<\/p><p>\u800c\u4f60\u7684\u8cb8\u6b3e\u539f\u672c\u53ea\u662f\u6b20$100\uff0c\u5728\u4e00\u5e74\u5f8c\u52a0\u4e0a\u4e864%\u7684\u5229\u606f\uff0c\u4f60\u6240\u6b20\u4e0b\u7684\u50b5\u52d9\u5c31\u8b8a\u6210\u4e86$104\u3002<\/p><p>\u5982\u679c\u4f60\u62ff\u5b9a\u5b58\u7684$103\u53bb\u9084$104\u7684\u50b5\u52d9\uff0c\u4f60\u4f9d\u7136\u9084\u6703\u6b20$1\u3002\u76f8\u8f03\u65bc\u4e00\u958b\u59cb\u5c31\u628a$100\u7684\u8cb8\u6b3e\u9084\u6e05\uff0c\u4f60\u5728\u4e00\u5e74\u5f8c\u4e26\u4e0d\u6703\u6709\u4efb\u4f55\u7684\u8ca0\u50b5\u3002<\/p><h3><span style=\"color: #62c3c9;\">\u60c5\u6cc12: \u5982\u679c\u4f60\u7684\u6295\u8cc7\u56de\u916c\u9ad8\u65bc\u50b5\u52d9\u5229\u606f\uff0c\u4f60\u5c31\u61c9\u8a72\u6295\u8cc7\u3002<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"452\" class=\"wp-image-1647\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6295\u8cc7.png\" alt=\"\u5982\u679c\u4f60\u7684\u6295\u8cc7\u56de\u916c\u9ad8\u65bc\u50b5\u52d9\u5229\u606f\uff0c\u4f60\u5c31\u61c9\u8a72\u628a\u9322\u62ff\u4f86\u6295\u8cc7\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6295\u8cc7.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6295\u8cc7-300x174.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u6295\u8cc7-768x445.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u8209\u500b\u4f8b\u5b50\uff0c\u5047\u8a2d\u6295\u8cc7\u80a1\u7968\u4e00\u5e74\u80fd\u7372\u5f97\u7684\u56de\u916c\u662f6%\uff0c\u800c\u4f60\u7684\u8cb8\u6b3e\u5229\u606f\u662f4%\u3002\u5982\u679c\u4f60\u73fe\u5728\u6709$100\u7684\u73fe\u91d1\u548c$100\u7684\u8cb8\u6b3e\uff0c\u90a3\u4f60\u61c9\u8a72\u9078\u64c7\u6295\u8cc7\u80a1\u7968\u3002\u56e0\u70ba\u80a1\u7968\u7684\u6536\u76ca\uff086%\uff09\u9ad8\u65bc\u8cb8\u6b3e\u7684\u5229\u606f\uff084%\uff09\u3002<\/p><p>\u5047\u8a2d\u4f60\u9078\u64c7\u4e0d\u9084\u50b5\uff0c\u4e5f\u4e0d\u628a\u9322\u653e\u5230\u5b9a\u5b58\uff0c\u800c\u662f\u628a\u9322\u6295\u5165\u5230\u80a1\u5e02\u4e2d\uff0c\u90a3\u4e00\u5e74\u5f8c\uff0c\u4f60\u6703\u7372\u5f976%\u7684\u6536\u76ca\uff0c\u4f60\u4e00\u5171\u6703\u64c1\u6709$106\u3002<\/p><p>\u800c\u4f60\u7684\u8cb8\u6b3e\u4e5f\u6703\u5728\u4e00\u5e74\u5f8c\u5f9e$100\u8b8a\u6210$104\u3002\u9019\u6642\uff0c\u4f60\u53ef\u4ee5\u7528$106\u53bb\u9084$104\u7684\u50b5\u52d9\uff0c\u4f60\u9084\u6703\u5269\u4e0b$2\u3002<\/p><p>\u5982\u679c\u4f60\u4e00\u958b\u59cb\u5c31\u9078\u64c7\u9084\u50b5\uff0c\u90a3\u4f60\u4e00\u5e74\u5f8c\u5c31\u4e0d\u6703\u6709$2\u7684\u76c8\u5229\u4e86\u3002<\/p><p>\u900f\u904e\u4ee5\u4e0a\u5169\u7a2e\u60c5\u6cc1\uff0c\u76f8\u4fe1\u4f60\u80fd\u5920\u660e\u767d\uff0c\u7576\u6295\u8cc7\u56de\u916c\u9ad8\u65bc\u8cb8\u6b3e\u5229\u606f\u6642\uff0c\u4f60\u5c31\u61c9\u8a72\u6295\u8cc7\uff1b\u7576\u8cb8\u6b3e\u5229\u606f\u9ad8\u65bc\u6295\u8cc7\u56de\u916c\u6642\uff0c\u4f60\u5c31\u61c9\u8a72\u9084\u50b5\u3002<\/p><h2><span style=\"color: #3a7abb;\">\u628a\u9322\u7d71\u7d71\u62ff\u53bb\u9084\u50b5\uff0c\u6703\u4e0d\u6703\u5c31\u6b64\u932f\u904e\u4e86\u7d55\u4f73\u7684\u6295\u8cc7\u6a5f\u6703\uff1f<\/span><\/h2><h6>\u00a0<\/h6><p>\u4f60\u53ef\u80fd\u6703\u8a8d\u70ba\uff0c\u4f60\u6703\u56e0\u70ba\u628a\u9322\u90fd\u62ff\u53bb\u9084\u50b5\uff0c\u5c0e\u81f4\u4f60\u7121\u6cd5\u5728\u5f88\u597d\u7684\u6295\u8cc7\u6a5f\u6703\u51fa\u73fe\u6642\u9032\u884c\u6295\u8cc7\u3002<\/p><p>\u96d6\u7136\u9019\u500b\u60f3\u6cd5\u662f\u5c0d\u7684\uff0c\u4f46\u662f\u9019\u5fc5\u9808\u8003\u91cf\u5230\u5169\u500b\u60c5\u6cc1\u3002<\/p><h3><span style=\"color: #62c3c9;\">\u60c5\u6cc11: \u4f60\u5df2\u7d93\u638c\u63e1\u4e86\u6295\u8cc7\u7684\u77e5\u8b58\u548c\u6280\u5de7<\/span><\/h3><h6>\u00a0<\/h6><p>\u5982\u679c\u4f60\u5177\u5099\u4e00\u5b9a\u7684\u6295\u8cc7\u77e5\u8b58\u548c\u6280\u5de7\uff0c\u4e5f\u5c0d\u60f3\u8981\u6295\u8cc7\u7684\u91d1\u878d\u5546\u54c1\u6709\u5f88\u6df1\u5165\u7684\u7406\u89e3\u548c\u8a8d\u8b58\uff0c\u90a3\u5728\u6295\u8cc7\u6a5f\u6703\u4f86\u81e8\u6642\uff0c\u4f60\u628a\u9322\u90fd\u7528\u5728\u9084\u50b5\u4e86\uff0c\u5c31\u771f\u7684\u5f88\u53ef\u60dc\u3002<\/p><h3><span style=\"color: #62c3c9;\">\u60c5\u6cc12: \u50b5\u52d9\u7684\u5229\u606f<\/span><\/h3><h6>\u00a0<\/h6><p>\u5982\u679c\u4f60\u6240\u6b20\u4e0b\u7684\u50b5\u52d9\u7684\u5229\u606f\u5f88\u9ad8\uff0c\u50cf\u662f\u548c\u500b\u4eba\u8cb8\u6b3e\u3001\u4fe1\u7528\u5361\u50b5\u52d9\u7684\u5229\u606f\u4e00\u6a23\uff0c\u8d85\u904e10%\uff0c\u90a3\u5148\u9084\u50b5\u7d55\u5c0d\u624d\u662f\u6700\u660e\u667a\u7684\u9078\u64c7\u3002\u56e0\u70ba\u6295\u8cc7\u4e5f\u4e0d\u4e00\u5b9a\u80fd\u5920\u70ba\u4f60\u5e36\u4f8610%\u4ee5\u4e0a\u7684\u56de\u916c\uff0c\u4f46\u662f\u4f60\u82e5\u7acb\u523b\u9084\u50b5\uff0c\u5c31\u80fd\u99ac\u4e0a\u7701\u4e0b10%\u4ee5\u4e0a\u7684\u5229\u606f\u3002<\/p><p>\u5047\u8a2d\u4eca\u5929\u4f60\u8cb8\u6b3e\u7684\u5229\u606f\u662f4%\uff0c\u800c\u5b9a\u671f\u5b58\u6b3e\u7684\u5e74\u5229\u7387\u662f3%\uff0c\u5728\u9019\u7a2e\u76f8\u5dee\u4e0d\u591a\u7684\u60c5\u6cc1\u4e0b\uff0c\u6211\u6703\u5148\u628a\u9322\u6295\u5165\u5230\u5b9a\u671f\u5b58\u6b3e\uff0c\u5728\u7b49\u5f85\u597d\u7684\u6295\u8cc7\u6a5f\u6703\u51fa\u73fe\u3002<\/p><p>\u6211\u500b\u4eba\u8a8d\u70ba\uff0c\u53e6\u4e00\u7a2e\u66f4\u597d\u7684\u505a\u6cd5\u5c31\u662f\uff0c\u4f60\u53ef\u4ee5\u5728\u7533\u8acb\u623f\u5c4b\u8cb8\u6b3e\u6642\uff0c\u9078\u64c7<a href=\"https:\/\/www.youtube.com\/watch?v=U2ancGt4eEU\" target=\"_blank\" rel=\"noreferrer noopener\">Flexi Loan<\/a>\u3002\u9019\u6a23\u4e00\u4f86\uff0c\u4f60\u80fd\u5920\u628a\u591a\u51fa\u7684\u9322\u5148\u62ff\u53bb\u7e73\u8cb8\u6b3e\uff0c\u7701\u4e0b\u5229\u606f\u3002\u7576\u4f60\u9700\u8981\u7528\u9322\u6642\uff0c\u4f60\u53ef\u4ee5\u628a\u4f60\u591a\u7e73\u7684\u9322\u62ff\u51fa\u4f86\u9031\u8f49\u3002<\/p><h2><span style=\"color: #3a7abb;\">\u8207\u5176\u628a\u9322\u653e\u5728\u5229\u606f\u4f4e\u5f97\u53ef\u6190\u7684\u5b9a\u5b58\uff0c\u5012\u4e0d\u5982\u62ff\u53bb\u6295\u8cc7<\/span><\/h2><h6>\u00a0<\/h6><p>\u5728\u958b\u59cb\u4efb\u4f55\u7684\u6295\u8cc7\u524d\uff0c\u4f60\u90fd\u5fc5\u9808\u6301\u5b88\u9019\u500b\u539f\u5247\uff1a\u4e0d\u6295\u8cc7\u81ea\u5df1\u4e0d\u61c2\u7684\u6771\u897f\u3002<\/p><p>\u63db\u53e5\u8a71\u8aaa\uff0c\u5982\u679c\u4f60\u8981\u6295\u8cc7\u9019\u500b\u7522\u54c1\uff0c\u4f60\u5fc5\u9808\u5c0d\u5b83\u6709\u8db3\u5920\u7684\u4e86\u89e3\uff0c\u4f60\u5fc5\u9808\u8981\u641e\u61c2\u5b83\u3002<\/p><p>\u5f9e\u4e0d\u61c2\u5230\u61c2\u7684\u904e\u7a0b\uff0c\u4e00\u5b9a\u8981\u7d93\u904e\u3010\u5b78\u7fd2\u3011\u9019\u500b\u6b65\u9a5f\u3002<\/p><p>\u800c\u5b78\u7fd2\uff0c\u53c8\u53ef\u4ee5\u88ab\u5206\u70ba\u6bd4\u8f03\u7c21\u55ae\u548c\u6bd4\u8f03\u96e3\u5b78\u7684\u90e8\u5206\u3002<\/p><p>\u4ee5\u4e0b\u662f\u6211\u8a8d\u70ba\u6700\u7c21\u55ae\u5230\u6700\u96e3\u7684\u6295\u8cc7\u5de5\u5177\u7684\u6392\u540d\uff1a<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1991 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/090920_Infographic-03.jpg\" alt=\"\u6295\u8cc7\u5de5\u5177\u5f9e\u6700\u7c21\u55ae\u5230\u6700\u96e3\u7684\u6392\u540d\" width=\"1626\" height=\"1084\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/090920_Infographic-03.jpg 1626w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/090920_Infographic-03-300x200.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/090920_Infographic-03-1024x683.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/090920_Infographic-03-768x512.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/090920_Infographic-03-1536x1024.jpg 1536w\" sizes=\"(max-width: 1626px) 100vw, 1626px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u5982\u679c\u4f60\u6c92\u6709\u90a3\u9ebc\u591a\u6642\u9593\u5b78\uff0c\u53c8\u6216\u8005\u662f\u6bd4\u8f03\u6c92\u6709\u4fe1\u5fc3\uff0c\u4f60\u53ef\u4ee5\u5f9e\u7c21\u55ae\u7684\u958b\u59cb\u5b78\u8d77\u3002<\/p><h2><span style=\"color: #3a7abb;\">\u623f\u50f9\u4e0d\u662f\u5e74\u5e74\u4e0a\u6f32\u7684\u55ce\uff1f\u70ba\u4ec0\u9ebc\u5b83\u5c6c\u65bc\u96e3\u5ea6\u4fc2\u6578\u8f03\u9ad8\u7684\u6295\u8cc7\u5de5\u5177\uff1f<\/span><\/h2><h6>\u00a0<\/h6><p>\u4f60\u53ef\u80fd\u6703\u8cea\u7591\u6211\u7684\u6295\u8cc7\u5de5\u5177\u96e3\u6613\u5ea6\u7684\u6392\u540d\uff0c\u56e0\u70ba\u5f88\u591a\u4eba\u6703\u8a8d\u70ba<a href=\"https:\/\/valueinmind.co\/3-mistakes-you-want-to-avoid-first-time-buying-a-house\/\">\u623f\u5730\u7522<\/a>\u662f\u6700\u5bb9\u6613\u6295\u8cc7\u7684\u3002<\/p><p>\u5176\u5be6\uff0c\u6211\u4ee5\u524d\u4e5f\u662f\u8a8d\u70ba\u623f\u5730\u7522\u662f\u6700\u5bb9\u6613\u6295\u8cc7\u7684\uff0c\u4f46\u662f\u5728\u6211\u6df1\u5165\u5730\u4e86\u89e3\u904e\u5f8c\uff0c\u6211\u624d\u767c\u73fe\u6295\u8cc7\u623f\u5730\u7522\u4e26\u4e0d\u7c21\u55ae\u3002<\/p><p>\u4ee5\u524d\uff0c\u6574\u9ad4\u7d93\u6fdf\u5927\u6f32\uff0c\u623f\u5e02\u4e5f\u6703\u8ddf\u8457\u5927\u6f32\u3002\u9019\u6642\u5019\uff0c\u57fa\u672c\u4e0a\u4f60\u8cb7\u600e\u6a23\u7684\u623f\u5730\u7522\u90fd\u662f\u8cfa\u9322\u7684\uff0c\u53ef\u8aaa\u662f\u4e0d\u9700\u8981\u9760\u4efb\u4f55\u7684\u6280\u8853\u3002\u6240\u4ee5\uff0c\u8a31\u591a\u8001\u4e00\u8f29\u7684\u4eba\u5c31\u6703\u5e38\u5e38\u704c\u8f38\u6211\u5011\u4e00\u500b\u89c0\u5ff5\uff0c\u201c\u8cb7\u623f\u5730\u7522\u5c31\u4e00\u5b9a\u8cfa\u9322\u7684\u201d\u3002<\/p><p>\u9019\u500b\u60c5\u6cc1\u5176\u5be6\u548c\u80a1\u7968\u662f\u4e00\u6a23\u7684\u3002\u5982\u679c\u4f60\u5728\u80a1\u5e02\u5927\u6f32\u7684\u6642\u5019\u8cb7\u80a1\u7968\uff0c\u4f60\u8cb710\u53ea\u80a1\u7968\uff0c\u6703\u67097\u53ea\u662f\u6f32\u7684\uff0c\u9700\u8981\u7684\u6280\u8853\u6210\u5206\u4e0d\u662f\u5f88\u9ad8\u3002<\/p><p>\u4f60\u5728\u9019\u500b\u6642\u5019\u8cfa\u9322\uff0c\u5f88\u591a\u6642\u5019\u662f\u904b\u6c23\uff0c\u56e0\u70ba\u4f60\u525b\u597d\u5c31\u8cb7\u5728\u9019\u500b\u98a8\u53e3\u4e0a\u3002<\/p><p>\u5982\u4eca\uff0c\u623f\u5730\u7522\u884c\u696d\u76f8\u5c0d\u98fd\u548c\u3002\u5982\u679c\u4f60\u60f3\u8981\u5f9e\u4e2d\u8cfa\u9322\uff0c\u4f60\u5c31\u9700\u8981\u5177\u5099\u4e00\u4e9b\u6280\u8853\u3001\u4e5f\u9700\u8981\u4e86\u89e3\u4e00\u4e9b\u7d93\u6fdf\u5b78\u7684\u6982\u5ff5\uff0c\u8b93\u4f60\u80fd\u5920\u5224\u65b7\u5e02\u5834\u7684\u4f9b\u61c9\u9700\u6c42\u3002\u4f60\u5fc5\u9808\u8003\u91cf\u5230\u5de5\u4f5c\u6a5f\u6703\u7684\u5206\u4f48\u3001\u672a\u4f86\u57ce\u5e02\u7684\u767c\u5c55\u3001\u672a\u4f86\u623f\u7522\u7684\u51fa\u79df\u7387\u3001\u5730\u7522\u7684\u512a\u52e2\u7b49\u7b49\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-1649\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u623f\u5730\u7522.png\" alt=\"\u5982\u4eca\uff0c\u623f\u5730\u7522\u884c\u696d\u76f8\u5c0d\u98fd\u548c\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u623f\u5730\u7522.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u623f\u5730\u7522-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u623f\u5730\u7522-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u9019\u4e9b\u90fd\u662f\u4f60\u5fc5\u9808\u505a\u7684\u529f\u8ab2\uff0c\u56e0\u70ba\u6295\u8cc7\u623f\u5730\u7522\u5df2\u7d93\u4e0d\u50cf\u5f9e\u524d\u4e00\u822c\uff0c\u53ea\u8981\u8cb7\u4e86\u5c31\u80fd\u5920\u8cfa\u9322\u3002<\/p><p>\u5982\u679c\u4f60\u4eca\u5929\u4e0d\u5e78\u5728\u6295\u8cc7\u623f\u5730\u7522\u6642\u505a\u51fa\u4e86\u932f\u8aa4\u7684\u6c7a\u7b56\uff0c\u8cb7\u5230\u4e86\u4e0d\u597d\u7684\u623f\u5730\u7522\uff0c\u90a3\u4f60\u5fc5\u9808\u4ed8\u51fa\u5f88\u9ad8\u7684\u4ee3\u50f9\u3002<\/p><p>\u4f60\u60f3\u8981\u628a\u623f\u5730\u7522\u8ce3\u51fa\u53bb\uff1f\u6050\u6015\u6c92\u90a3\u9ebc\u5bb9\u6613\uff0c\u56e0\u70ba\u6709\u628a\u6295\u8cc7\u623f\u5730\u7522\u7684\u529f\u8ab2\u505a\u597d\u7684\u6295\u8cc7\u8005\u5c31\u4e0d\u6703\u8cb7\u4e0b\u4f60\u6240\u6301\u6709\u7684\u623f\u5730\u7522\u3002\u9019\u500b\u6642\u5019\uff0c\u4f60\u53ea\u80fd\u5920\u7e7c\u7e8c\u4f9b\u623f\u8cb8\u3002<\/p><p>\u4f46\u662f\uff0c\u4f60\u5fc5\u9808\u6e05\u695a\u77e5\u9053\uff0c\u6295\u8cc7\u623f\u5730\u7522\u7d55\u5c0d\u80fd\u5920\u5e6b\u52a9\u4f60\u8cfa\u9322\u3002\u800c\u4f60\u5fc5\u9808\u505a\u7684\uff0c\u5c31\u662f\u5728\u6295\u8cc7\u524d\u5148\u3010<a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b78\u7fd2<\/a>\u3011\uff0c\u5148\u6295\u8cc7\u5728\u81ea\u5df1\u7684\u8166\u888b\u3002\u5982\u6b64\u4e00\u4f86\uff0c\u4f60\u5c31\u80fd\u5920\u505a\u51fa\u660e\u667a\u7684\u6295\u8cc7\u6c7a\u7b56\uff0c\u8cb7\u4e0b\u80fd\u5920\u70ba\u4f60\u8cfa\u9322\u7684\u623f\u5730\u7522\u3002<\/p><p>\u5982\u679c\u4f60\u771f\u7684\u4e0d\u60f3\u5b78\uff0c\u4f60\u53ef\u4ee5<a href=\"https:\/\/www.youtube.com\/watch?v=IxNmw98d9pM&amp;t=1s\" target=\"_blank\" rel=\"noopener\">\u628a\u9322\u4ea4\u7d66\u5c08\u5bb6<\/a>\uff0c\u8b93\u4ed6\u5011\u5e6b\u4f60\u6295\u8cc7\u3002\u5728\u9019\u500b\u60c5\u6cc1\u4e0b\uff0c\u4f60\u4f9d\u7136\u5fc5\u9808\u5b78\u6703\u6700\u57fa\u672c\u7684\u6295\u8cc7\u77e5\u8b58\uff0c\u4f86\u5224\u65b7\u5c08\u5bb6\u7684\u6295\u8cc7\u8868\u73fe\u662f\u5426\u5408\u7406\u3002<\/p><h2><span style=\"color: #3a7abb;\">\u9084\u662f\u90a3\u53e5\u8001\u8a71\uff0c\u201c\u4e0d\u719f\u6089\u7684\u6771\u897f\u4e0d\u8981\u78b0\u201d<\/span><\/h2><h6>\u00a0<\/h6><p>\u96d6\u7136\u9019\u53e5\u8a71\u5f88\u7c21\u55ae\uff0c\u4f46\u662f\u5b83\u771f\u7684\u80fd\u5728\u4f60\u6295\u8cc7\u7684\u8def\u4e0a\u5927\u5927\u5730\u5e6b\u4f60\u4e00\u628a\u3002<\/p><p>\u6b64\u6642\u6b64\u523b\uff0c\u5982\u679c\u4f60\u5b58\u4e86\u4e00\u7b46\u9322\uff0c\u90a3\u9664\u4e86\u5b9a\u671f\u5b58\u6b3e\uff0c\u4f60\u53ef\u4ee5\u9078\u64c7\u628a\u9322\u7528\u5728\u9084\u50b5\uff0c\u53c8\u6216\u8005\u662f\u628a\u9322\u62ff\u53bb\u6295\u8cc7\u3002<\/p><p>\u5982\u679c\u8cb8\u6b3e\u5229\u606f\u9ad8\u65bc\u6295\u8cc7\u56de\u916c\uff0c\u4f60\u5c31\u61c9\u8a72\u9084\u50b5\uff1b\u5982\u679c\u6295\u8cc7\u56de\u916c\u9ad8\u65bc\u8cb8\u6b3e\u5229\u606f\uff0c\u4f60\u5c31\u61c9\u8a72\u6295\u8cc7\u3002<\/p><p>\u5982\u679c\u4f60\u9078\u64c7\u6295\u8cc7\uff0c\u90a3\u4f60\u5c31\u4e00\u5b9a\u8981\u5148<a href=\"https:\/\/valueinmind.co\/zh\/courses\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b78\u7fd2\u6295\u8cc7<\/a>\u3002<\/p><p>\u4f60\u5728\u95b1\u8b80\u9019\u7bc7\u6587\u7ae0\u6642\uff0c\u61c9\u8a72\u6703\u671f\u5f85\u80fd\u5920\u5b78\u5230\u6295\u8cc7\u7684\u65b9\u6cd5\uff0c\u597d\u8b93\u4f60\u53ef\u4ee5\u5728\u7d50\u675f\u95b1\u8b80\u5f8c\u53ef\u4ee5\u99ac\u4e0a\u958b\u59cb\u6295\u8cc7\u3002\u96d6\u7136<a href=\"https:\/\/valueinmind.co\/zh\/how-to-start-investing-in-malaysia-stock-market\/\" target=\"_blank\" rel=\"noopener\">\u6295\u8cc7\u80a1\u7968<\/a>\u3001<a href=\"https:\/\/valueinmind.co\/etf-investment-for-newbies\/\" target=\"_blank\" rel=\"noopener\">\u6295\u8cc7ETF<\/a>\u3001<a href=\"https:\/\/valueinmind.co\/zh\/what-is-real-estate-investment-trust-reits\/\" target=\"_blank\" rel=\"noopener\">\u6295\u8cc7REITs<\/a>\u7b49\u7b49\u90fd\u5f88\u597d\uff0c\u4f46\u662f\u9019\u4e9b\u6295\u8cc7\u5de5\u5177\u771f\u7684\u9069\u5408\u4f60\u55ce\uff1f<\/p><p>\u5982\u679c\u4f60\u5c0d\u9019\u4e9b\u6295\u8cc7\u5de5\u5177\u7684\u7406\u89e3\u5c31\u50c5\u9650\u5728\u4e00\u500b\u201c\u597d\u201d\u5b57\uff0c\u90a3\u4f60\u5c31\u6703\u5728\u4e0d\u6e05\u4e0d\u695a\u7684\u60c5\u6cc1\u4e0b\u53bb\u6295\u8cc7\uff0c\u4f60\u7684\u7d50\u5c40\u5c31\u5f88\u5927\u53ef\u80fd\u662f\u8667\u9322\u51fa\u5834\u3002<\/p><h2><span style=\"color: #3a7abb;\">\u65b9\u6cd5\uff0c\u4e26\u4e0d\u8db3\u4ee5\u8b93\u4f60\u6210\u529f<\/span><\/h2><h6>\u00a0<\/h6><p>\u8a31\u591a\u4eba\u90fd\u4e00\u76f4\u5728\u627e\u5c0b\u6210\u529f\u7684\u65b9\u6cd5\u3002<\/p><p>\u5176\u5be6\uff0c\u5c31\u7b97\u628a\u6210\u529f\u7684\u65b9\u6cd5\u64fa\u5728\u4f60\u773c\u524d\uff0c\u4f60\u5f88\u5927\u53ef\u80fd\u4e5f\u7121\u6cd5\u6210\u529f\u3002<\/p><p>\u8209\u4e00\u500b\u4f8b\u5b50\uff0c\u76f8\u4fe1\u5927\u5bb6\u90fd\u77e5\u9053\u8981\u6e1b\u80a5\uff0c\u5176\u4e2d\u4e00\u500b\u65b9\u6cd5\u5c31\u662f\u591a\u904b\u52d5\u3002\u4f46\u662f\uff0c\u6709\u591a\u5c11\u500b\u5634\u4e0a\u8aaa\u8981\u6e1b\u80a5\u7684\u4eba\u771f\u7684\u6703\u53bb\u591a\u904b\u52d5\u5462\uff1f<\/p><p>\u5176\u5be6\uff0c\u4f60\u7684\u601d\u7dad\u548c\u8a8d\u77e5\uff0c\u8b93\u4f60\u5805\u6301\u5e7e\u500b\u57fa\u672c\u7684\u539f\u5247\uff0c\u624d\u80fd\u8b93\u4f60\u9054\u5230\u6210\u529f\u3002<\/p><p>\u5047\u8a2d\u4eca\u5929\u4f60\u6e1b\u80a5\uff0c\u662f\u56e0\u70ba\u4f60\u60f3\u8981\u4e00\u8f29\u5b50\u90fd\u64c1\u6709\u5065\u5eb7\u7684\u8eab\u9ad4\uff0c\u4e0d\u8981\u5728\u672a\u4f86\u56e0\u70ba\u80a5\u80d6\u7684\u554f\u984c\u800c\u5c0e\u81f4\u4f60\u60a3\u4e0a\u8102\u80aa\u809d\u3001\u7cd6\u5c3f\u75c5\u3001\u9ad8\u8840\u58d3\u7b49\u7b49\u7684\u554f\u984c\u3002\u6b64\u5916\uff0c\u4f60\u4e5f\u60f3\u8981\u7576\u4e00\u500b\u81ea\u5f8b\u7684\u4eba\uff0c\u53ef\u4ee5\u5145\u5206\u5229\u7528\u4e00\u5929\u768424\u5c0f\u6642\u4f86\u9ad8\u6548\u5b8c\u6210\u8a31\u591a\u4e8b\u60c5\u3002<\/p><p>\u56e0\u70ba\u4f60\u6709\u4e86\u9019\u6a23\u7684\u601d\u7dad\u548c\u8a8d\u77e5\uff0c\u6240\u4ee5\u6e1b\u80a5\u5c0d\u4f60\u4f86\u8aaa\u5c31\u975e\u5e38\u7c21\u55ae\u3002\u4f60\u6703\u5b89\u6392\u6642\u9593\u89aa\u81ea\u4e0b\u5eda\uff0c\u5403\u5065\u5eb7\u7684\u98df\u7269\uff0c\u4e5f\u6703\u63a7\u5236\u597d\u98df\u7269\u7684\u4efd\u91cf\uff0c\u4e0d\u8b93\u81ea\u5df1\u7684\u9ad4\u91cd\u589e\u52a0\u3002\u5728\u4e00\u6574\u5929\u5fd9\u788c\u7684\u884c\u7a0b\u4e2d\uff0c\u81ea\u5f8b\u7684\u4f60\u4f9d\u7136\u80fd\u5920\u5b89\u6392\u904b\u52d5\u7684\u6642\u9593\uff0c\u8b93\u81ea\u5df1\u64c1\u6709\u5065\u5eb7\u7684\u8eab\u9ad4\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-1650\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u5065\u5eb7\u7684\u751f\u6d3b\u7fd2\u6163.png\" alt=\"\u5065\u5eb7\u7684\u751f\u6d3b\u7fd2\u6163\u53ef\u4ee5\u8b93\u4f60\u64c1\u6709\u5065\u5eb7\u7684\u8eab\u9ad4\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u5065\u5eb7\u7684\u751f\u6d3b\u7fd2\u6163.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u5065\u5eb7\u7684\u751f\u6d3b\u7fd2\u6163-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/07\/\u5065\u5eb7\u7684\u751f\u6d3b\u7fd2\u6163-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><p>\u800c\u6295\u8cc7\u4e5f\u548c\u6e1b\u80a5\u4e00\u6a23\uff0c\u5728\u4f60\u6709\u4e86\u6b63\u78ba\u7684\u601d\u7dad\u548c\u8a8d\u77e5\uff0c\u6709\u4e86\u5e7e\u500b\u5fc5\u9808\u5805\u6301\u7684\u57fa\u672c\u539f\u5247\uff0c\u6295\u8cc7\u4e5f\u6703\u8b8a\u5f97\u7c21\u55ae\u3002<\/p><p>\u5728\u6295\u8cc7\u524d\uff0c\u4f60\u5fc5\u9808\u5148\u5b78\u7fd2\u548c\u638c\u63e1\u6295\u8cc7\u77e5\u8b58\u3001\u7406\u89e3\u81ea\u5df1\u7684\u76ee\u6a19\u548c\u98a8\u96aa\u3001\u6e1b\u5c11\u4ea4\u6613\u6210\u672c\u3001\u505a\u597d\u9577\u671f\u8a08\u756b\u3001\u6709\u8010\u5fc3\u3001\u548c\u7d55\u5c0d\u4e0d\u6295\u8cc7\u81ea\u5df1\u4e0d\u61c2\u7684\u6771\u897f\u3002<\/p><p>\u53ea\u8981\u4f60\u5805\u6301\u9019\u5e7e\u500b\u539f\u5247\uff0c\u57fa\u672c\u4e0a\u6295\u8cc7\u5728\u4ec0\u9ebc\u91d1\u878d\u5546\u54c1\u90fd\u80fd\u5920\u8cfa\u5230\u9322\u3002<\/p><p>\u5982\u679c\u4f60\u662f\u4e00\u540d\u6295\u8cc7\u65b0\u624b\uff0c\u5728\u8b80\u5b8c\u9019\u7bc7\u6587\u7ae0\u5f8c\uff0c\u4f60\u7b2c\u4e00\u4ef6\u60f3\u505a\u7684\u4e8b\u60c5\u662f\u4ec0\u9ebc\u5462\uff1f\u6b61\u8fce\u5728\u5730\u5e95\u4e0b\u7559\u8a00\u8207\u6211\u5011\u5206\u4eab\uff01<\/p><blockquote><p class=\"p1\"><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\"><span class=\"s1\"><b>\u60f3\u8981\u5b78\u7fd2\u5982\u4f55\u6295\u8cc7\uff1f\u99ac\u4e0a\u4e0b\u8f09\u514d\u8cbb\u7684\u300a<\/b><\/span><span class=\"s1\"><b>\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b\uff0c\u5e6b\u52a9\u4f60\u5b78\u7fd2\u6295\u8cc7\u7684\u95dc\u9375\uff0c\u6210\u70ba\u6295\u8cc7\u8d0f\u5bb6\uff01<\/b><\/span><\/a><\/p><\/blockquote>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b1a02c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b1a02c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a9481a\" data-id=\"1a9481a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8bfc119 elementor-widget elementor-widget-text-editor\" data-id=\"8bfc119\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u5ef6\u4f38\u95b1\u8b80<\/p>\n<ol>\n<li><a href=\"https:\/\/valueinmind.co\/what-is-etf\/\" target=\"_blank\" rel=\"noopener\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">\u5df4\u83f2\u7279\u5f37\u70c8\u5efa\u8b70\u6bcf\u500b\u4eba\u4e00\u5b9a\u8981\u6295\u8cc7S&amp;P 500 ETF\uff01\uff5c\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1 (ETF)\u5230\u5e95\u70ba\u4ec0\u9ebc\u9019\u9ebc\u597d\uff1f<\/span><\/a><\/li>\n<li><a href=\"https:\/\/valueinmind.co\/what-is-stashaway\/\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">StashAway\uff1a\u628a\u9322\u4ea4\u7d66\u4eba\u5de5\u667a\u80fd\u5e73\u53f0\u5e6b\u4f60\u6295\u8cc7\uff5c\u7d42\u6975\u61f6\u4eba\u6295\u8cc7\u6cd5<\/span><\/a><\/li>\n<li><a href=\"https:\/\/valueinmind.co\/zh\/what-is-real-estate-investment-trust-reits\/\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">3\u5206\u9418\u770b\u61c2REITs\u623f\u5730\u7522\u4fe1\u8a17\u57fa\u91d1\uff5c\u7522\u6258\u5165\u9580\u7cfb\u5217(\u4e00)<\/span><\/a><\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u76f8\u4fe1\u8a31\u591a\u6295\u8cc7\u65b0\u624b\u5728\u958b\u59cb\u6295\u8cc7\u524d\uff0c\u4e00\u5b9a\u6703\u9762\u81e8\u9019\u500b\u554f\u984c\uff1a \u201c\u4f60\u5df2\u7d93\u5b58\u5230\u4e86\u4e00\u7b46\u9322\uff0c\u5e73\u6642\u5c31\u653e\u5728\u9280\u884c\u7684\u5b9a\u671f\u5b58\u6b3e\u5e33\u6236\u4e2d\uff0c\u62ff\u8457 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14830,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[665],"tags":[639],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/1639"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=1639"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/1639\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/14830"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=1639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=1639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=1639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}