{"id":2627,"date":"2020-10-12T07:50:37","date_gmt":"2020-10-11T23:50:37","guid":{"rendered":"https:\/\/valueinmind.co\/?p=2627"},"modified":"2023-08-25T09:57:55","modified_gmt":"2023-08-25T01:57:55","slug":"8-misunderstandings-on-funds","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/8-misunderstandings-on-funds\/","title":{"rendered":"8\u500b\u4f60\u7d55\u5c0d\u6700\u60f3\u8981\u907f\u958b\u7684\u57fa\u91d1\u6295\u8cc7\u8aa4\u5340\uff5c\u6295\u8cc7\u6700\u5371\u96aa\u7684\u4e8b\uff0c\u539f\u4f86\u4f60\u61c2\u7684\u90fd\u662f\u932f\u8aa4\u7684"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2627\" class=\"elementor elementor-2627\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-64a6bb68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"64a6bb68\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4aa854f0\" data-id=\"4aa854f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6998676a elementor-widget elementor-widget-text-editor\" data-id=\"6998676a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>\u524d\u5e7e\u500b\u6708\uff0c\u6211\u5abd\u5076\u7136\u548c\u6211\u63d0\u8d77\u5979\u6295\u8cc7\u4e86\u57fa\u91d1\u7684\u4e8b\u60c5\uff0c\u56e0\u70ba\u9280\u884c\u8077\u54e1\u4e00\u76f4\u53eb\u5979\u8ce3\u6389\u5979\u624d\u525b\u8cb7\u4e86\u5e7e\u500b\u6708\u7684\u57fa\u91d1\uff0c\u8b93\u5979\u89ba\u5f97\u5f88\u7169\u3002<\/p><p>\u6211\u7684\u7b2c\u4e00\u500b\u53cd\u61c9\u5c31\u662f\uff1a\u201c\u5abd\uff01\u4f60\u77e5\u9053\u4ec0\u9ebc\u662f\u57fa\u91d1\u55ce\uff1f\u4f60\u70ba\u4ec0\u9ebc\u6c92\u6709\u5148\u554f\u904e\u5927\u5bb6\u7684\u610f\u898b\u5c31\u4e82\u4e82\u8cb7\uff1f\u201d<\/p><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2629 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u70ba\u4ec0\u9ebc.png\" alt=\"\u70ba\u4ec0\u9ebc\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u70ba\u4ec0\u9ebc.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u70ba\u4ec0\u9ebc-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u70ba\u4ec0\u9ebc-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u5979\u544a\u8a34\u6211\uff0c\u5979\u8cb7\u4e86\u5169\u652f\u57fa\u91d1\uff0c\u6295\u8cc7\u5728A\u9818\u57df\u548cB\u9818\u57df\uff0c\u5979\u89ba\u5f97\u6295\u8cc7\u57fa\u91d1\u5f88\u597d\uff0c\u800c\u4e14\u5979\u6295\u8cc7\u7684\u9019\u5169\u500b\u9818\u57df\u672a\u4f86\u7684\u8868\u73fe\u61c9\u8a72\u6703\u5f88ok\uff0c\u6240\u4ee5\u5c31\u8cb7\u4e86\u3002\u81f3\u65bc\u5176\u5b83\u95dc\u65bc\u57fa\u91d1\u7684\u4fe1\u606f\uff0c\u5979\u4e00\u5f8b\u4e0d\u592a\u6e05\u695a\u3002<\/p><p>\u5e73\u6642\uff0c\u6211\u5abd\u5abd\u5728\u8cb7\u5bb6\u88e1\u7684\u65e5\u5e38\u7528\u54c1\uff0c\u90fd\u6703\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u8dd1\u5e7e\u9593\u4e0d\u540c\u7684\u8d85\u5e02\uff0c\u627e\u5230\u6700\u512a\u60e0\u7684\u50f9\u683c\u4f86\u8cb7\uff0c\u5e7e\u584a\u9322\u90fd\u8981\u7701\u3002<\/p><p>\u6709\u5fc5\u8981\u7684\u6642\u5019\uff0c\u5979\u9084\u6703\u56e4\u8ca8\uff08\u6709\u4e00\u6b21\u5979\u8cb7\u4e86\u5169\u7bb1\u7684\u6d17\u9aee\u6c34\u56de\u5bb6\uff0c\u6211\u76f4\u63a5\u50bb\u773c\uff09\uff0c\u56e0\u70ba\u5979\u77e5\u9053\u90a3\u500b\u6700\u512a\u60e0\u7684\u50f9\u9322\u5927\u7d04\u4e00\u5e74\u624d\u6703\u51fa\u73fe\u4e00\u6b21\u3002<\/p><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"780\" height=\"438\" class=\"wp-image-2630 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u512a\u60e0\u6298\u6263.png\" alt=\"\u6700\u512a\u60e0\u7684\u50f9\u9322\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u512a\u60e0\u6298\u6263.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u512a\u60e0\u6298\u6263-300x168.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u512a\u60e0\u6298\u6263-768x431.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h2><span style=\"color: #3a7abb;\"><strong>\u628a\u5e7e\u5341\u584a\u751a\u81f3\u662f\u5e7e\u584a\u9322\u770b\u5f97\u5f88\u91cd\u7684\u5abd\u5abd\uff0c\u70ba\u4ec0\u9ebc\u5728\u6c92\u6709\u505a\u597d\u529f\u8ab2\u7684\u60c5\u6cc1\u4e0b\u5c31\u8f15\u6613\u5730\u82b1\u4e0a\u5343\u4e0a\u842c\u584a\u9322\u8cb7\u5165\u57fa\u91d1\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u5176\u5be6\uff0c\u5979\u5c31\u548c\u8a31\u591a\u5728\u4e0d\u6e05\u4e0d\u695a\u7684\u60c5\u6cc1\u4e0b\u5c31\u8cb7\u5165\u57fa\u91d1\u7684\u4eba\u4e00\u6a23\uff0c\u4ee5\u70ba\u6295\u8cc7\u57fa\u91d1\u662f\u7d55\u5c0d\u53ea\u6709\u597d\u8655\uff0c\u6240\u4ee5\u5c31\u90a3\u9ebc\u8f15\u6613\u5c31\u82b1\u4e86\u90a3\u9ebc\u591a\u9322\u5728\u57fa\u91d1\u4e0a\u3002<\/p><p>\u5979\u201c\u81ea\u4fe1\u6eff\u6eff\u201d\uff0c\u4f46\u537b\u4e0d\u77e5\u9053\u81ea\u5df1\u6df1\u9677\u57fa\u91d1\u6295\u8cc7\u7684\u8aa4\u5340\u3002<\/p><p>\u5df4\u83f2\u7279\u8aaa\u904e\uff1a\u201c\u98a8\u96aa\u4f86\u81ea\u65bc\u4f60\u4e0d\u77e5\u9053\u81ea\u5df1\u5728\u505a\u4ec0\u9ebc\u201d\u3002\u6211\u5abd\u5abd\u7684\u60c5\u6cc1\u6bd4\u9019\u500b\u66f4\u7cdf\u7cd5\uff0c\u56e0\u70ba\u5979\u4ee5\u70ba\u5979\u81ea\u5df1\u77e5\u9053\u81ea\u5df1\u5728\u505a\u4ec0\u9ebc\uff0c\u4f46\u5be6\u969b\u4e0a\u5979\u6240\u77e5\u9053\u7684\u90fd\u662f\u932f\u7684\u3002<\/p><h2><span style=\"color: #3a7abb;\"><strong>8\u500b\u57fa\u91d1\u6295\u8cc7\u8aa4\u5340\uff0c\u4f60\u8e29\u4e2d\u4e86\u591a\u5c11\u500b\u5462\uff1f<\/strong><\/span><\/h2><p>\u9019\u7bc7\u6587\u7ae0\u6703\u4e00\u4e00\u4ecb\u7d398\u500b\u57fa\u91d1\u6295\u8cc7\u8aa4\u5340\u3002\u9019\u4e9b\u90fd\u662f\u8a31\u591a\u4eba\u4e00\u822c\u4e0a\u4ee5\u70ba\u81ea\u5df1\u5c0d\u57fa\u91d1\u7684\u7406\u89e3\u662f\u6b63\u78ba\u7684\uff0c\u4f46\u5be6\u969b\u4e0a\u90fd\u662f\u932f\u8aa4\u7684\u3002\u5167\u5bb9\u5305\u542b\u4ee5\u4e0b\u5e7e\u500b\u90e8\u5206\uff1a<\/p><p>a. \u201c\u57fa\u91d1\u5f88\u5b89\u5168\u7684\uff0c\u6295\u8cc7\u57fa\u91d1\u6c92\u6709\u8667\u640d\u7684\u98a8\u96aa\uff01\u201d<br \/>b. \u201c\u6295\u8cc7\u57fa\u91d1\u4e00\u5b9a\u8981\u9577\u671f\u6301\u6709\uff01\u201d<br \/>c. \u201c\u57fa\u91d1\u662f\u6700\u4f73\u7684\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\u3002\u201d<br \/>d. \u201c\u53ea\u770b\u57fa\u91d1\u904e\u53bb\u7684\u8868\u73fe\u5c31\u53ef\u4ee5\u6c7a\u5b9a\u662f\u5426\u8cb7\u5165\u3002\u201d<br \/>e. \u201c\u8981\u8cb7\u57fa\u91d1\u5c31\u8981\u8cb7\u6700\u591a\u661f\u661f\u7684\uff01\u201d<br \/>f. \u201c\u57fa\u91d1\u55ae\u4f4d\u6de8\u503c\u8d8a\u4f4e\u8d8a\u597d\uff01\u201d<br \/>g. \u201c\u5206\u7d05\u8d8a\u591a\u7684\u57fa\u91d1\u8d8a\u597d\u3002\u201d<br \/>h. \u201c\u5343\u842c\u4e0d\u8981\u6295\u8cc7\u57fa\u91d1\uff0c\u4e0d\u7136\u57fa\u91d1\u516c\u53f8\u4ee5\u5f8c\u5012\u9589\u4e86\u600e\u9ebd\u8fa6\uff1f\u201d<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#1 \u201c\u57fa\u91d1\u5f88\u5b89\u5168\u7684\uff0c\u6295\u8cc7\u57fa\u91d1\u6c92\u6709\u8667\u640d\u7684\u98a8\u96aa\uff01\u201d\u00a0<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u60f3\u4e00\u60f3\uff0c\u70ba\u4ec0\u9ebd\u4f60\u6703\u958b\u59cb\u6295\u8cc7\u57fa\u91d1\uff1f<\/p><p>\u662f\u4e0d\u662f\u807d\u5230\u8eab\u908a\u7684\u4eba\u8aaa\u6295\u8cc7\u57fa\u91d1\u5f88\u5b89\u5168\uff0c\u5b8c\u5168\u4e0d\u6703\u51fa\u73fe\u8667\u640d\u7684\u98a8\u96aa\uff1f<\/p><p>\u4e8b\u5be6\u4e0a\uff0c\u9664\u4e86\u9280\u884c\u7684\u5b9a\u671f\u5b58\u6b3e\u548c\u99ac\u4f86\u897f\u4e9e<a href=\"https:\/\/valueinmind.co\/asnb-unit-trust\/\" target=\"_blank\" rel=\"noreferrer noopener\">ASNB Fixed Price\u4fe1\u8a17\u57fa\u91d1<\/a>\uff0c\u4efb\u4f55\u6295\u8cc7\u90fd\u662f\u6709\u98a8\u96aa\u7684\uff01<\/p><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-2631 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u98a8\u96aa.png\" alt=\"\u98a8\u96aa\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u98a8\u96aa.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u98a8\u96aa-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u98a8\u96aa-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u4f60\u5343\u842c\u4e0d\u8981\u807d\u4fe1\u201c\u57fa\u91d1\u7121\u98a8\u96aa\u201d\u7684\u50b3\u8a00\uff0c\u5728\u6c92\u6709\u505a\u529f\u8ab2\u7684\u60c5\u6cc1\u4e0b\u5c31\u958b\u59cb\u6295\u8cc7\u57fa\u91d1\u3002\u5e02\u5834\u4e0a\u9084\u662f\u6709\u5f88\u591a\u4e0d\u597d\u7684\u57fa\u91d1\uff0c\u8b93\u4f60\u7684\u6295\u8cc7\u7121\u6cd5\u7372\u5f97\u56de\u916c\uff0c\u751a\u81f3\u9084\u6703\u640d\u5931\u6295\u8cc7\u7684\u672c\u91d1\u3002<\/p><p>\u96d6\u7136\u6295\u8cc7\u57fa\u91d1\u90fd\u662f\u6709\u98a8\u96aa\u7684\uff0c\u4f46\u4e26\u4e0d\u662f\u6240\u6709\u7684\u57fa\u91d1\u90fd\u5177\u6709\u5f88\u9ad8\u7684\u98a8\u96aa\u3002\u98a8\u96aa\u4f4e\u7684\u57fa\u91d1\uff0c\u8b93\u4f60\u906d\u9047\u8667\u640d\u7684\u6a5f\u7387\u8b8a\u5c0f\uff0c\u4f46\u4f60\u7684\u56de\u916c\u7387\u4e5f\u6703\u8b8a\u4f4e\u3002 \u6bd4\u5982\uff0c<a href=\"https:\/\/www.youtube.com\/watch?v=QuQELUlpMSk\" target=\"_blank\" rel=\"noreferrer noopener\">\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1 (Money Market Fund, MMF)<\/a> \u5c31\u662f\u4e00\u500b\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\u7522\u54c1\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2632 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4f4e\u98a8\u96aa\u7684\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1.png\" alt=\"\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u662f\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\u7522\u54c1\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4f4e\u98a8\u96aa\u7684\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4f4e\u98a8\u96aa\u7684\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4f4e\u98a8\u96aa\u7684\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u98a8\u96aa\u8f03\u5927\u7684\u57fa\u91d1\u8b93\u4f60\u6709\u6a5f\u6703\u7372\u5f97\u66f4\u9ad8\u4f46\u56de\u916c\uff0c\u4f46\u4e5f\u6709\u66f4\u9ad8\u7684\u6a5f\u7387\u8b93\u4f60\u9762\u81e8\u8667\u640d\u3002\u98a8\u96aa\u8f03\u9ad8\u7684\u57fa\u91d1\u6709\uff1a\u80a1\u7968\u578b\u57fa\u91d1 (Equity Fund)\u3001\u671f\u8ca8\u578b\u57fa\u91d1 (Option-based Fund) \u7b49\u7b49\u3002<\/p><p>\u5982\u679c\u5728\u672a\u4f86\u6709\u4eba\u544a\u8a34\u4f60\uff1a\u201c\u6295\u8cc7\u57fa\u91d1\u5f88\u5b89\u5168\uff0c\u4e0d\u6703\u8667\u9322\u7684\u201d\uff0c\u8acb\u4f60\u4e0d\u8981\u76f8\u4fe1\u4ed6\u5011\uff0c\u56e0\u70ba\u4ed6\u5011\u662f\u60f3\u8981\u9a19\u4f60\u6295\u8cc7\u3002<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#2 \u201c\u6295\u8cc7\u57fa\u91d1\u4e00\u5b9a\u8981\u9577\u671f\u6301\u6709\uff01\u201d<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u8a31\u591a\u4eba\u5c0d\u57fa\u91d1\u7684\u523b\u677f\u5370\u8c61\u5c31\u662f\u8981\u9577\u671f\u6301\u6709\uff0c\u5176\u5be6\u9019\u662f\u5927\u932f\u7279\u932f\u7684\u3002<\/p><p>\u57fa\u91d1\u7684\u7a2e\u985e\u6709\u5f88\u591a\uff0c\u4f46\u6700\u4e3b\u8981\u53ef\u4ee5\u5206\u70ba\uff1a\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1 (MMF)\u3001\u50b5\u5238\u578b\u57fa\u91d1 (Bond Fund)\u3001\u5e73\u8861\u578b\u57fa\u91d1 (Balanced Fund)\u3001\u80a1\u7968\u578b\u57fa\u91d1 (Equity Fund) \u548c\u6307\u6578\u578b\u57fa\u91d1 (Index Fund)\u3002<\/p><p>\u96e3\u9053\u4ee5\u4e0a\u9019\u4e9b\u7a2e\u985e\u7684\u57fa\u91d1\u90fd\u9069\u5408\u9577\u671f\u6301\u670910\u5e74\u4ee5\u4e0a\u55ce\uff1f\u7d55\u5c0d\u4e0d\u662f\uff01<\/p><p>\u5176\u5be6\u4e3b\u8981\u9084\u662f\u9700\u8981\u770b\u4f60\u7684\u6295\u8cc7\u76ee\u7684\uff0c\u5c31\u50cf\u6709\u4e9b\u4eba\u6703\u9078\u64c7\u628a\u5b58\u6b3e\u653e\u5728\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u8cfa\u5229\u606f\u4e00\u6a23\uff0c\u7b49\u6709\u9700\u8981\u7684\u6642\u5019\u96a8\u6642\u62ff\u51fa\u4f86\u3002<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#3 \u201c\u57fa\u91d1\u662f\u6700\u4f73\u7684\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\u3002\u201d<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u4e16\u754c\u4e0a\u6709\u5f88\u591a\u7a2e\u985e\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u6bd4\u5982\u5b9a\u671f\u5b58\u6b3e\u3001<a href=\"https:\/\/valueinmind.co\/zh\/what-is-bond\/\">\u50b5\u5238<\/a>\u3001\u80a1\u7968\u3001\u623f\u5730\u7522\u3001\u5916\u532f\u7b49\u7b49\u3002<\/p><p>\u5982\u679c\u4f60\u53ea\u6295\u8cc7\u5728\u4e00\u7a2e\u6295\u8cc7\u7522\u54c1\uff0c\u5373\u4f7f\u5b83\u70ba\u4f60\u5e36\u4f86\u4e86\u975e\u5e38\u6eff\u610f\u7684\u6536\u76ca\uff0c\u9019\u4e5f\u7121\u6cd5\u4ee3\u8868\u5b83\u5c0d\u6bcf\u500b\u4eba\u4f86\u8aaa\u662f\u6700\u4f73\u7684\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\u3002<\/p><p>\u5df4\u83f2\u7279\u4e3b\u5f35\u50f9\u503c\u6295\u8cc7\uff0c\u800c\u4ed6\u4e5f\u5f9e\u9577\u671f\u7684\u50f9\u503c\u6295\u8cc7\u6cd5\u4e2d\u7d2f\u7a4d\u5230\u5de8\u984d\u7684\u8ca1\u5bcc\uff0c\u76ee\u524d\u4ed6\u540d\u5217\u300a<a href=\"https:\/\/www.forbes.com\/real-time-billionaires\/#45430c5b3d78\" target=\"_blank\" rel=\"noreferrer noopener\">2020\u798f\u5e03\u65af\u5168\u7403\u5104\u842c\u5bcc\u8c6a\u699c<\/a>\u300b\u7b2c\u4e03\u4f4d\uff0c\u4e26\u64c1\u6709830\u5104\u7f8e\u5143\u8ca1\u5bcc\u3002<\/p><figure class=\"wp-block-image size-large\"><figure id=\"attachment_2634\" aria-describedby=\"caption-attachment-2634\" style=\"width: 780px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/content.fortune.com\/wp-content\/uploads\/2020\/05\/GettyImages-849890606.jpg\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2634\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279.png\" alt=\"\u5df4\u83f2\u7279\" width=\"780\" height=\"543\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279-300x209.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279-768x535.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/a><figcaption id=\"caption-attachment-2634\" class=\"wp-caption-text\">\u5716\u7247\u53d6\u81ea\u7db2\u8def<\/figcaption><\/figure><\/figure><h6>\u00a0<\/h6><p>\u5c0d\u5df4\u83f2\u7279\u4f86\u8aaa\uff0c\u57fa\u91d1\u6703\u662f\u6700\u4f73\u7684\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\u55ce\uff1f\u80af\u5b9a\u4e0d\u662f\u3002<\/p><p>\u4e16\u754c\u4e0a\u6700\u5927\u7684\u5c0d\u885d\u57fa\u91d1\u201c\u6a4b\u6c34\u57fa\u91d1 Bridgewater\u201d\u7684\u5275\u8fa6\u4ebaRay Dalio\u79c9\u6301\u7684\u662f<a href=\"http:\/\/www.lazyportfolioetf.com\/allocation\/ray-dalio-all-weather\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5168\u5929\u5019\u8cc7\u7522\u914d\u7f6e<\/a>\u7684\u6295\u8cc7\u7406\u5ff5\u3002<\/p><figure class=\"wp-block-image size-large\"><figure id=\"attachment_2635\" aria-describedby=\"caption-attachment-2635\" style=\"width: 780px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/images.assettype.com\/bloombergquint\/2019-12\/1f9b6dfd-fa7f-4533-b494-5c4d13f0826c\/336606350.jpg\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2635\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a4b\u6c34\u57fa\u91d1\u5275\u8fa6\u4ebaRay-Dalio.png\" alt=\"\u6a4b\u6c34\u57fa\u91d1\u5275\u8fa6\u4ebaRay Dalio\" width=\"780\" height=\"520\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a4b\u6c34\u57fa\u91d1\u5275\u8fa6\u4ebaRay-Dalio.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a4b\u6c34\u57fa\u91d1\u5275\u8fa6\u4ebaRay-Dalio-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a4b\u6c34\u57fa\u91d1\u5275\u8fa6\u4ebaRay-Dalio-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/a><figcaption id=\"caption-attachment-2635\" class=\"wp-caption-text\">\u5716\u7247\u53d6\u81ea\u7db2\u8def<\/figcaption><\/figure><\/figure><h6>\u00a0<\/h6><p>\u4ed6\u6240\u63a8\u51fa\u7684All Weather Portfolio\u6309\u7167\u4e0d\u540c\u7684\u6bd4\u4f8b\u6295\u8cc7\u5728\u80a1\u7968\u3001\u4e2d\u671f\u50b5\u5238\u3001\u9577\u671f\u50b5\u5238\u3001\u9ec3\u91d1\u53ca\u5927\u5b97\u5546\u54c1\uff0c\u8b93\u9019\u500b\u5168\u5929\u5019\u7684\u6295\u8cc7\u7d44\u5408\u80fd\u5920\u61c9\u5c0d\u4e0d\u540c\u7684\u7d93\u6fdf\u72c0\u6cc1\u3002<\/p><p>\u5176\u5be6\uff0c\u4e16\u754c\u4e0a\u6709\u5343\u5343\u842c\u842c\u7a2e\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\uff0c\u4f46\u7d55\u5c0d\u9019\u6c92\u6709\u4e00\u500b\u6700\u4f73\u7684\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\uff0c\u800c\u53ea\u6709\u6700\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\u3002<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#4 \u201c\u53ea\u770b\u57fa\u91d1\u904e\u53bb\u7684\u8868\u73fe\u5c31\u53ef\u4ee5\u6c7a\u5b9a\u662f\u5426\u8cb7\u5165\u3002\u201d<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u4e00\u4e9b\u4eba\u5728\u770b\u5230\u57fa\u91d1\u7684\u5716\u5f62\u5448\u4e0a\u6f32\u7684\u8da8\u52e2\uff0c\u5c31\u6c7a\u5b9a\u8981\u8cb7\u5165\u57fa\u91d1\u3002\u4f46\u662f\uff0c\u5448\u73fe\u4e0a\u6f32\u8da8\u52e2\u7684\u57fa\u91d1\u4e26\u4e0d\u4ee3\u8868\u5b83\u80fd\u5920\u70ba\u4f60\u5e36\u4f86\u5f88\u9ad8\u7684\u5229\u6f64\u3002<\/p><p>\u5c31\u62ff\u7f8e\u570b\u6a19\u666e500 (S&amp;P500) \u4f5c\u70ba\u4f8b\u5b50\uff0c\u4f60\u53ef\u4ee5\u770b\u5230\u5b83\u7684\u5716\u5f62\u6574\u9ad4\u5c31\u662f\u5448\u4e0a\u6f32\u7684\u8da8\u52e2\uff0c\u96d6\u7136\u6709\u5c0f\u5c0f\u7684\u8dcc\u5e45\uff0c\u4f46\u662f\u7e3d\u9ad4\u4f86\u770b\u5f88\u660e\u986f\u9084\u662f\u4e0a\u6f32\u7684\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"675\" class=\"wp-image-2636 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a19\u666e500-SP-500-1024x675.png\" alt=\"\u7f8e\u570b\u6a19\u666e500 (S&amp;P500)\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a19\u666e500-SP-500-1024x675.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a19\u666e500-SP-500-300x198.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a19\u666e500-SP-500-768x506.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u6a19\u666e500-SP-500.png 1332w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><h6>\u00a0<\/h6><p>\u6709\u4e9b\u4eba\u770b\u5230\u9019\u6a23\u7684\u60c5\u6cc1\uff0c\u5c31\u6c7a\u5b9a\u8cb7\u5165\u3002\u4f46\u662f\u8cb7\u4e86\u5e7e\u500b\u6708\u5f8c\uff0c\u767c\u73fe\u56de\u916c\u6c92\u6709\u60f3\u50cf\u4e2d\u90a3\u9ebc\u591a\uff0c\u5c31\u628a\u57fa\u91d1\u8ce3\u51fa\u4e86\u3002<\/p><p>\u5176\u5be6\uff0c\u8cb7\u5165\u57fa\u91d1\u4e0d\u80fd\u53ea\u662f\u55ae\u55ae\u5f9e\u5716\u8868\u4e2d\u770b\u5b83\u904e\u53bb\u7684\u8868\u73fe\uff0c\u4f86\u6c7a\u5b9a\u662f\u5426\u8981\u8cb7\u5165\uff0c\u800c\u662f\u5fc5\u9808\u770b\u9019\u652f\u57fa\u91d1\u6295\u8cc7\u5728\u4ec0\u9ebc\u9818\u57df\u3001\u6295\u8cc7\u5728\u4ec0\u9ebc\u516c\u53f8\u3001\u6703\u906d\u9047\u4ec0\u9ebc\u6a23\u7684\u98a8\u96aa\u3001\u57fa\u91d1\u7d93\u7406\u7684\u8cc7\u6b77\u3001\u57fa\u91d1\u7d93\u7406\u5c0d\u5e02\u5834\u7684\u770b\u6cd5\u548c\u89e3\u91cb\u7b49\u7b49\u3002<\/p><p>\u6b64\u5916\uff0c\u4f60\u4e5f\u5fc5\u9808\u6839\u64da\u4f60\u7684\u6295\u8cc7\u76ee\u7684\u3001\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3001\u5c0d\u57fa\u91d1\u6295\u8cc7\u7684\u9818\u57df\u7684\u4fe1\u5fc3\u7b49\u7b49\u65b9\u9762\u505a\u51fa\u8003\u91cf\uff0c\u624d\u80fd\u5920\u9078\u51fa\u771f\u6b63\u9069\u5408\u4f60\u8cb7\u5165\u7684\u57fa\u91d1\u3002<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#5 \u201c\u8981\u8cb7\u57fa\u91d1\u5c31\u8981\u8cb7\u6700\u591a\u661f\u661f\u7684\uff01\u201d<\/span><\/strong><\/h2><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"269\" class=\"wp-image-2637 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u57fa\u91d1\u6392\u540d-1024x269.png\" alt=\"\u57fa\u91d1\u8a55\u5206\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u57fa\u91d1\u6392\u540d-1024x269.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u57fa\u91d1\u6392\u540d-300x79.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u57fa\u91d1\u6392\u540d-768x201.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u57fa\u91d1\u6392\u540d.png 1144w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><h6>\u00a0<\/h6><p>\u5e02\u9762\u4e0a\u6709\u592a\u591a\u7684\u57fa\u91d1\u8b93\u4eba\u96e3\u4ee5\u6289\u64c7\uff0c\u800c\u60f3\u8981\u5f97\u5230\u6700\u4f73\u7684\u6536\u76ca\u5fc5\u9808\u8981\u6709\u7504\u9078\u57fa\u91d1\u56de\u916c\u8868\u73fe\u7684\u80fd\u529b\u3002<\/p><p>\u4e26\u4e0d\u662f\u4eba\u4eba\u90fd\u6709\u6642\u9593\u548c\u7cbe\u529b\u53bb\u7814\u7a76\u6bcf\u4e00\u652f\u57fa\u91d1\u7684\u8868\u73fe\uff0c\u6240\u4ee5\u7368\u7acb\u7684\u7b2c\u4e09\u65b9\u57fa\u91d1\u8a55\u7d1a\u6a5f\u69cb\u63a8\u51fa\u57fa\u91d1\u661f\u7d1a\u6392\u540d\uff0c\u8b93\u6295\u8cc7\u8005\u5728\u6295\u8cc7\u524d\u53ef\u4ee5\u53c3\u8003\u3002<\/p><p>\u57fa\u91d1\u8a55\u7d1a\u662f\u5c08\u696d\u6a5f\u69cb\u5c0d\u57fa\u91d1\u9032\u884c\u7684\u5168\u9762\u8a55\u50f9\u3001\u7d9c\u5408\u5206\u6790\u4ee5\u53ca\u98a8\u96aa\u7684\u63d0\u793a\u3002\u6b64\u6a5f\u69cb\u5c07\u57fa\u91d1\u5206\u70ba\u4e94\u500b\u7d1a\u5225\uff0c\u7d1a\u5225\u8d8a\u9ad8\u4ee3\u8868\u57fa\u91d1\u7684\u8a55\u50f9\u5c31\u8d8a\u9ad8\u3002<\/p><p>\u7121\u53ef\u5426\u8a8d\uff0c\u6211\u5011\u7121\u6cd5\u55ae\u9760\u57fa\u91d1\u8a55\u7d1a\u5c31\u53bb\u505a\u51fa\u6700\u4f73\u5224\u65b7\uff0c\u56e0\u70ba\u5b83\u53ea\u80fd\u5e6b\u6211\u5011\u7e2e\u5c0f\u9078\u64c7\u7684\u7bc4\u570d\u3002<\/p><p>\u70ba\u4ec0\u9ebd\u9019\u9ebd\u8aaa\u5462\uff1f\u56e0\u70ba\u6211\u5011\u5728\u9078\u64c7\u57fa\u91d1\u6642\u5f88\u591a\u6642\u5019\u4e26\u4e0d\u662f\u8981\u9078\u64c7\u6700\u597d\u7684\uff0c\u800c\u662f\u8981\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u3002\u6709\u4e9b\u8a55\u7d1a\u6700\u9ad8\u7684\u57fa\u91d1\u672a\u5fc5\u6703\u9069\u5408\u4f60\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2633 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5927\u932f\u7279\u932f.png\" alt=\"\u8a55\u7d1a\u6700\u9ad8\u7684\u57fa\u91d1\u672a\u5fc5\u6703\u9069\u5408\u4f60\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5927\u932f\u7279\u932f.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5927\u932f\u7279\u932f-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5927\u932f\u7279\u932f-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u6bd4\u5982\u8aaa\uff0c\u96d6\u7136\u6709\u7684\u4e94\u661f\u57fa\u91d1\u7684\u56de\u5831\u5f88\u9ad8\uff0c\u4f46\u662f\u98a8\u96aa\u4e5f\u662f\u6975\u5176\u5730\u9ad8\uff0c\u800c\u6709\u7684\u56db\u661f\u57fa\u91d1\u7684\u56de\u5831\u5247\u8f03\u7a69\u5b9a\u3002<\/p><p>\u800c\u4e14\uff0c\u8a55\u7d1a\u6700\u9ad8\u7684\u57fa\u91d1\u4e26\u4e0d\u662f\u6c38\u9060\u90fd\u90a3\u9ebd\u597d\uff0c\u800c\u8a55\u7d1a\u4f4e\u7684\u57fa\u91d1\u5728\u672a\u4f86\u4e5f\u672a\u5fc5\u90fd\u662f\u4e0d\u597d\u7684\u3002<\/p><p>\u56e0\u6b64\uff0c\u60f3\u8981\u9078\u64c7\u9069\u5408\u81ea\u5df1\u7684\u57fa\u91d1\uff0c\u4e0d\u53ea\u8981\u8003\u91cf\u5230\u57fa\u91d1\u8a55\u7d1a\uff0c\u9084\u8981\u7d9c\u5408\u696d\u7e3e\u3001\u57fa\u91d1\u7ba1\u7406\u8005\u4ee5\u53ca\u81ea\u8eab\u98a8\u96aa\u7684\u627f\u53d7\u80fd\u529b\u7b49\u65b9\u9762\u53bb\u505a\u51fa\u6c7a\u5b9a\u3002<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#6 \u201c\u57fa\u91d1\u55ae\u4f4d\u6de8\u503c\u8d8a\u4f4e\u8d8a\u597d\uff01\u201d<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u5148\u4f86\u79d1\u666e\u4e00\u4e0b\u4ec0\u9ebd\u662f\u57fa\u91d1\u55ae\u4f4d\u6de8\u503c\u5427\uff01<\/p><p>\u5047\u8a2d\u57fa\u91d1A\u6295\u8cc7\u76ee\u524d\u7684\u6240\u6295\u8cc7\u7684\u8cc7\u7522\u7e3d\u503c\u662f$10,000\uff0c\u800c\u57fa\u91d1A\u670910000\u4f4d\u6295\u8cc7\u8005\uff0c\u6240\u4ee5\u9019\u500b\u6642\u5019\uff0c\u57fa\u91d1\u6703\u670910000\u500b\u55ae\u4f4d\uff0c\u6bcf\u500b\u55ae\u4f4d\u7684\u6de8\u503c\u662f$1\u3002<\/p><blockquote class=\"wp-block-quote\"><p>\u5982\u679c\u4eca\u5929\u67091000\u500b\u6295\u8cc7\u8005\u628a\u57fa\u91d1\u8ce3\u51fa\uff0c\u5728\u57fa\u91d1\u6295\u8cc7\u7684\u8cc7\u7522\u7e3d\u503c\u4e0d\u8b8a\u7684\u60c5\u6cc1\u4e0b\uff0c\u57fa\u91d1\u5c31\u6703\u8b8a\u62109000\u500b\u55ae\u4f4d\uff0c\u800c\u6bcf\u500b\u57fa\u91d1\u7684\u55ae\u4f4d\u6de8\u503c\u5c31\u6703\u662f$1.11\u3002<\/p><p>\u5982\u679c\u4eca\u5929\u67092000\u500b\u6295\u8cc7\u8005\u8cb7\u5165\u57fa\u91d1\uff0c\u5728\u57fa\u91d1\u6295\u8cc7\u7684\u8cc7\u7522\u7e3d\u503c\u4e0d\u8b8a\u7684\u60c5\u6cc1\u4e0b\uff0c\u57fa\u91d1\u5c31\u6703\u8b8a\u621012000\u500b\u55ae\u4f4d\uff0c\u800c\u6bcf\u500b\u57fa\u91d1\u7684\u55ae\u4f4d\u6de8\u503c\u5c31\u662f$0.83\u3002<\/p><\/blockquote><p>\u57fa\u91d1\u55ae\u4f4d\u6de8\u503c\u6703\u96a8\u8457\u6295\u8cc7\u8005\u7684\u8cb7\u8ce3\u548c\u57fa\u91d1\u7684\u8cc7\u7522\u7e3d\u503c\u7684\u76c8\u5229\u6216\u8667\u640d\u800c\u6539\u8b8a\u3002<\/p><p>\u6709\u7684\u4eba\u8a8d\u70ba\u57fa\u91d1\u6de8\u503c\u4f4e\u8d8a\u597d\u662f\u56e0\u70ba\u53ef\u4ee5\u8cb7\u5230\u7684\u4efd\u984d\u6bd4\u8f03\u591a\uff0c\u4e0a\u6f32\u7684\u7a7a\u9593\u8d8a\u5927\uff0c\u90a3\u5c31\u53ef\u4ee5\u8cfa\u66f4\u591a\u3002<\/p><p><strong>\u6eab\u99a8\u63d0\u9192\uff1a\u5982\u679c\u4f60\u5c0d\u6295\u8cc7\u9084\u6c92\u6709\u5341\u8db3\u7684\u628a\u63e1\uff0c\u5bb3\u6015\u8667\u640d\uff0c\u4e5f\u60f3\u8981\u5b78\u7fd2\u66f4\u591a\u95dc\u65bc\u6295\u8cc7\u7684\u77e5\u8b58\u4f86\u5f4c\u88dc\u4e0d\u8db3\u3002\u90a3\u6211\u5011\u7684<a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\" target=\"_blank\" rel=\"noopener\">\u300a\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b<\/a>\u5c31\u975e\u5e38\u9069\u5408\u521d\u5165\u5e02\u5834\u7684\u4f60\uff01\u5728\u6295\u8cc7\u524d\u505a\u597d\u6e96\u5099\uff0c\u53ef\u4ee5\u907f\u514d\u5728\u9707\u76ea\u7684\u80a1\u5e02\u4e2d\u8ff7\u5931\u65b9\u5411\u54e6\u3002<\/strong><\/p><h6>\u00a0<\/h6><p>\u518d\u7d66\u5927\u5bb6\u8209\u500b\u4f8b\u5b50\uff0c\u5047\u8a2d\u73fe\u5728\u6709\u4e09\u500b\u512a\u8cea\u7684\u57fa\u91d1\u8b93\u4f60\u9078\u64c7\uff0c\u57fa\u91d1X\u7684\u6de8\u503c\u662f$1\uff0c\u57fa\u91d1Y\u7684\u6de8\u503c\u662f$2\uff0c\u4f60\u5982\u4f55\u9078\u64c7\uff1f<\/p><p>\u76f8\u4fe1\u5f88\u591a\u4eba\u90fd\u6703\u9078\u64c7\u57fa\u91d1X\uff0c\u56e0\u70ba\u6de8\u503c\u6700\u5c0f\uff0c\u50f9\u683c\u6700\u4fbf\u5b9c\u3002<\/p><p>\u4f46\u662f\u4f60\u770b\u770b\u4e0b\u9762\u7684\u7b97\u6cd5\uff1a<\/p><blockquote class=\"wp-block-quote\"><p>\u57fa\u91d1X\uff1a\u4f60\u7528$1000\u8cb7\u51651000\u4efd\u55ae\u4f4d\u6de8\u503c\u70ba$1\u7684\u57fa\u91d1\uff0c\u4e09\u500b\u6708\u5f8c\u6f3250%\uff0c\u55ae\u4f4d\u6de8\u503c\u8b8a\u6210$1.5\uff0c\u90a3\u4f60\u8cfa\u4e86$500\u3002<\/p><p>\u57fa\u91d1Y\uff1a\u4f60\u7528$1000\u8cb7\u5165500\u4efd\u55ae\u4f4d\u6de8\u503c\u70ba$2\u7684\u57fa\u91d1\uff0c\u4e09\u500b\u6708\u5f8c\u540c\u6a23\u6f3250%\uff0c\u90a3\u6de8\u503c\u6210\u70ba$3\uff0c\u4f60\u540c\u6a23\u8cfa\u7684\u9084\u662f$500\u3002<\/p><\/blockquote><p>\u56e0\u6b64\uff0c\u901a\u904e\u9019\u500b\u4f8b\u5b50\uff0c\u6211\u5011\u53ef\u4ee5\u6e05\u695a\u77e5\u9053\u5176\u5be6\u4e00\u500b\u57fa\u91d1\u7684\u55ae\u4f4d\u6de8\u503c\u7684\u9ad8\u4f4e\u8207\u4e00\u500b\u57fa\u91d1\u7684\u6536\u76ca\u662f\u6c92\u6709\u591a\u5927\u95dc\u4fc2\u7684\u3002<\/p><p>\u7e3d\u7684\u4f86\u8aac\uff0c\u6211\u5011\u4e26\u4e0d\u662f\u8981\u770b\u57fa\u91d1\u6de8\u503c\u4f4e\u7684\u57fa\u91d1\u5c31\u8cb7\u5165\uff0c\u800c\u662f\u8981\u770b\u5b83\u80fd\u5728\u672a\u4f86\u7d66\u5230\u6211\u5011\u589e\u503c\u7684\u6a5f\u7387\u6709\u591a\u5927\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2641 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u672a\u4f86\u4e0a\u6f32\u7684\u7a7a\u9593.png\" alt=\"\u672a\u4f86\u7d66\u5230\u6211\u5011\u589e\u503c\u7684\u6a5f\u7387\u6709\u591a\u5927\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u672a\u4f86\u4e0a\u6f32\u7684\u7a7a\u9593.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u672a\u4f86\u4e0a\u6f32\u7684\u7a7a\u9593-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u672a\u4f86\u4e0a\u6f32\u7684\u7a7a\u9593-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u4e00\u500b\u80fd\u5728\u672a\u4f86\u589e\u503c\u7684\u57fa\u91d1\uff0c\u5c31\u7b97\u662f\u7a0d\u5fae\u8cb4\u4e00\u4e9b\u7684\u4e5f\u662f\u503c\u5f97\u8cb7\u5165\u4e86\u3002\u800c\u540c\u6a23\u7684\uff0c\u5982\u679c\u4e00\u500b\u5728\u672a\u4f86\u589e\u503c\u7684\u53ef\u80fd\u6027\u4e0d\u5927\uff0c\u800c\u6700\u7d42\u771f\u7684\u4e0b\u8dcc\u4e86\uff0c\u90a3\u5c31\u7b97\u662f\u518d\u4fbf\u5b9c\u7684\u57fa\u91d1\u6de8\u503c\uff0c\u4f60\u4e5f\u4e0d\u61c9\u8a72\u8cb7\u5165\uff0c\u5c0d\u5427\uff1f<\/p><p>\u56e0\u6b64\uff0c\u5225\u904e\u65bc\u5728\u4e4e\u57fa\u91d1\u7684\u6de8\u503c\u6709\u591a\u9ad8\uff0c\u56e0\u70ba\u6de8\u503c\u9ad8\u7684\u7684\u57fa\u91d1\u4e5f\u662f\u56e0\u70ba\u5b83\u5728\u904e\u53bb\u7684\u6b77\u53f2\u6210\u7e3e\u975e\u5e38\u597d\uff0c\u6216\u8005\u662f\u57fa\u91d1\u7ba1\u7406\u4eba\u904b\u4f5c\u5f88\u6210\u529f\uff0c\u662f\u500b\u5f88\u6709\u50f9\u503c\u7684\u57fa\u91d1\u6295\u8cc7\u3002<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#7 \u201c\u5206\u7d05\u8d8a\u591a\u7684\u57fa\u91d1\u8d8a\u597d\u3002\u201d<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u6709\u5f88\u591a\u57fa\u91d1\u6295\u8cc7\u8005\u5341\u5206\u5728\u610f\u6295\u8cc7\u57fa\u91d1\u5f8c\u53ef\u4ee5\u7372\u5f97\u7684\u5206\u7d05\u6709\u591a\u5c11\uff0c\u56e0\u70ba\u4ed6\u5011\u89ba\u5f97\u9019\u662f\u5229\u6f64\u5165\u8cec\uff0c\u8d8a\u591a\u7576\u7136\u5c31\u8d8a\u597d\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2642 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5f88\u591a\u5206\u7d05.png\" alt=\"\u5206\u7d05\u8d8a\u591a\u7684\u57fa\u91d1\u8d8a\u597d\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5f88\u591a\u5206\u7d05.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5f88\u591a\u5206\u7d05-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5f88\u591a\u5206\u7d05-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u5176\u5be6\uff0c\u57fa\u91d1\u5206\u7d05\u662f\u6307\u57fa\u91d1\u5c07\u6536\u76ca\u7684\u4e00\u90e8\u5206\u4ee5\u73fe\u91d1\u7684\u65b9\u5f0f\u5206\u767c\u7d66\u57fa\u91d1\u6295\u8cc7\u4eba\uff0c\u800c\u9019\u90e8\u5206\u7684\u6536\u76ca\u672c\u4f86\u5c31\u662f\u57fa\u91d1\u55ae\u4f4d\u6de8\u503c\u7684\u4e00\u90e8\u5206\u3002<\/p><p>\u63db\u53e5\u8a71\u8aac\uff0c\u57fa\u91d1\u5206\u7d05\u539f\u672c\u5c31\u662f\u5c6c\u65bc\u57fa\u91d1\u6295\u8cc7\u4eba\u7684\u9322\uff0c\u56e0\u6b64\u4ed6\u5011\u4e26\u4e0d\u50cf\u80a1\u7968\u6536\u76ca\u6709\u984d\u5916\u7684\u6536\u76ca\u3002<\/p><p>\u57fa\u91d1\u5206\u7d05\u5f8c\uff0c\u55ae\u4f4d\u6de8\u503c\u6703\u4e0b\u964d\uff0c\u6240\u4ee5\u7576\u4f60\u767c\u73fe\u4f60\u6240\u6295\u8cc7\u7684\u57fa\u91d1\u6de8\u503c\u7a81\u7136\u4e0b\u8dcc\uff0c\u90a3\u4e5f\u8a31\u5c31\u662f\u57fa\u91d1\u5206\u7d05\u3002<\/p><p>\u5927\u5bb6\u4e0d\u8981\u53ea\u6839\u64da\u57fa\u91d1\u5206\u7d05\u7684\u591a\u5c11\u4f86\u5224\u65b7\u67d0\u652f\u57fa\u91d1\u662f\u5426\u662f\u597d\u57fa\u91d1\u9084\u662f\u574f\u57fa\u91d1\uff0c\u56e0\u70ba\u9019\u662f\u4e0d\u5408\u7406\u7684\u54e6\uff01<\/p><h2><strong><span style=\"color: #3a7abb;\">\u8aa4\u5340#8 \u201c\u5343\u842c\u4e0d\u8981\u6295\u8cc7\u57fa\u91d1\uff0c\u4e0d\u7136\u57fa\u91d1\u516c\u53f8\u4ee5\u5f8c\u5012\u9589\u4e86\u600e\u9ebd\u8fa6\uff1f\u201d<\/span><\/strong><\/h2><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2643 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u516c\u53f8\u5012\u9589.png\" alt=\"\u57fa\u91d1\u516c\u53f8\u5012\u9589\u4e86\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u516c\u53f8\u5012\u9589.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u516c\u53f8\u5012\u9589-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u516c\u53f8\u5012\u9589-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u76f8\u4fe1\u9019\u500b\u8aa4\u5340\u80af\u5b9a\u4e0d\u6703\u662f\u6211\u5abd\u5abd\u6709\u7684\u8aa4\u5340\u3002<\/p><p>\u7576\u4f60\u4e00\u5207\u6e96\u5099\u5c31\u7dd2\uff0c\u60f3\u6295\u8cc7\u7684\u57fa\u91d1\u4e5f\u9078\u597d\u4e86\uff0c\u53ef\u662f\u537b\u9072\u9072\u4e0d\u6562\u884c\u52d5\uff0c\u5fc5\u5b9a\u6709\u500b\u539f\u56e0\u963b\u7919\u8457\u4f60\u3002<\/p><p>\u4f60\u662f\u4e0d\u662f\u64d4\u5fc3\u628a\u8840\u6c57\u9322\u4ea4\u7d66\u57fa\u91d1\u516c\u53f8\u5f8c\uff0c\u4ed6\u5011\u5c07\u4f86\u5c31\u6703\u5012\u9589\uff0c\u8b93\u4f60\u8840\u672c\u7121\u6b78\u5462\uff1f<\/p><p>\u544a\u8a34\u4f60\uff0c\u4f60\u767d\u64d4\u5fc3\u4e86\uff01\u9019\u7d55\u5c0d\u4e0d\u6703\u767c\u751f\u5728\u57fa\u91d1\u6295\u8cc7\uff0c\u56e0\u70ba\u57fa\u91d1\u516c\u53f8\u662f\u4e0d\u6703\u78b0\u6295\u8cc7\u8005\u6240\u6295\u5165\u7684\u9322\u7684\u3002<\/p><p>\u6bcf\u500b\u57fa\u91d1\u516c\u53f8\u90fd\u6709\u4e00\u500b\u6258\u7ba1\u9280\u884c\uff0c\u800c\u4f60\u4ea4\u7d66\u57fa\u91d1\u516c\u53f8\u7684\u9322\u5c31\u662f\u6703\u76f4\u63a5\u88ab\u532f\u5165\u6258\u7ba1\u9280\u884c\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2644 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u9280\u884c.png\" alt=\"\u9280\u884c\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u9280\u884c.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u9280\u884c-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u9280\u884c-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u7576\u57fa\u91d1\u516c\u53f8\u60f3\u8981\u52d5\u5230\u9322\uff0c\u4ed6\u5011\u6703\u76f4\u63a5\u8b93\u6258\u7ba1\u9280\u884c\u8f49\u5e33\uff0c\u800c\u4e26\u4e0d\u6703\u7d93\u904e\u4ed6\u5011\u7684\u624b\u4e2d\u3002\u9019\u4e5f\u4fdd\u8b49\u4e86\u6211\u5011\u7684\u8cc7\u91d1\u5f88\u5b89\u5168\uff0c\u4e26\u4e0d\u6703\u88ab\u975e\u6cd5\u76dc\u7528\u3002<\/p><h2><span style=\"color: #3a7abb;\"><strong>\u8981\u6295\u8cc7\u57fa\u91d1\uff1f\u4e0d\u8981\u8e29\u4e2d\u57fa\u91d1\u8aa4\u5340\u5c31\u53ef\u4ee5\u4e86\uff01<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u4e00\u4e9b\u4eba\u662f\u5728\u4ec0\u9ebc\u90fd\u4e0d\u4e86\u89e3\u7684\u60c5\u6cc1\u4e0b\uff0c\u807d\u4fe1\u5225\u4eba\u7684\u201c\u5efa\u8b70\u201d\u800c\u6295\u8cc7\u57fa\u91d1\uff1b\u4f46\u4e00\u4e9b\u4eba\u537b\u662f\u5728\u201c\u4ee5\u70ba\u81ea\u5df1\u4e86\u89e3\u201d\u7684\u60c5\u6cc1\u4e0b\u6295\u8cc7\u57fa\u91d1\uff0c\u4f46\u4e8b\u5be6\u4e0a\u4ed6\u5011\u6240\u4e86\u89e3\u7684\u90fd\u662f\u932f\u8aa4\u7684\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-2645 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4e86\u89e3\u90fd\u662f\u932f\u8aa4\u7684.png\" alt=\"\u4e86\u89e3\u7684\u90fd\u662f\u932f\u8aa4\u7684\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4e86\u89e3\u90fd\u662f\u932f\u8aa4\u7684.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4e86\u89e3\u90fd\u662f\u932f\u8aa4\u7684-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u4e86\u89e3\u90fd\u662f\u932f\u8aa4\u7684-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u5176\u5be6\uff0c\u4e0d\u7ba1\u4f60\u6295\u8cc7\u4ec0\u9ebc\uff0c\u4f60\u90fd\u5fc5\u9808\u6e05\u695a\u4e86\u89e3\u4f60\u6295\u8cc7\u7684\u7522\u54c1\u7a76\u7adf\u662f\u4ec0\u9ebc\uff0c\u624d\u80fd\u628a\u98a8\u96aa\u964d\u4f4e\uff0c\u907f\u514d\u8667\u640d\u7684\u60c5\u6cc1\u767c\u751f\u3002<\/p><p>\u81f3\u65bc\u6211\u5abd\u5abd\uff0c\u5979\u8aaa\u5979\u8cb7\u5165\u7684\u57fa\u91d1\u56e0\u70ba\u75ab\u60c5\u7684\u95dc\u4fc2\u4e0a\u6f32\u4e86\u5f88\u591a\uff0c\u6240\u4ee5\u5979\u5c31\u5df2\u7d93\u628a\u5979\u7684\u57fa\u91d1\u90fd\u8ce3\u6389\u5957\u5229\u4e86\u3002<\/p><p>\u6211\u554f\u5979\uff1a\u4e0b\u6b21\u9084\u8981\u4e82\u8cb7\u57fa\u91d1\u55ce\uff1f<\/p><p>\u4f60\u731c\u5979\u662f\u600e\u9ebc\u56de\u7b54\u7684\u5462\uff0c\u54c8\u54c8\uff01<\/p><p>\u8a18\u5f97\u628a\u9019\u7bc7\u6587\u7ae0\u5206\u4eab\u7d66\u8eab\u908a\u5c0d\u6295\u8cc7\u57fa\u91d1\u6709\u932f\u8aa4\u4e86\u89e3\u7684\u670b\u53cb\uff0c\u5e6b\u52a9\u4ed6\u5011\u8d70\u51fa\u6295\u8cc7\u57fa\u91d1\u7684\u8aa4\u5340\uff01<\/p><p>[tqb_quiz id=&#8217;2666&#8242;]<\/p><blockquote><p class=\"p1\"><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\"><span class=\"s1\"><b>\u60f3\u8981\u5b78\u7fd2\u5982\u4f55\u6295\u8cc7\uff1f\u99ac\u4e0a\u4e0b\u8f09\u514d\u8cbb\u7684\u300a<\/b><\/span><span class=\"s1\"><b>\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b\uff0c\u5e6b\u52a9\u4f60\u5b78\u7fd2\u6295\u8cc7\u7684\u95dc\u9375\uff0c\u6210\u70ba\u6295\u8cc7\u8d0f\u5bb6\uff01<\/b><\/span><\/a><\/p><\/blockquote><pre><strong>\u5ef6\u4f38\u95b2\u8b80<\/strong><\/pre><ol><li><a href=\"https:\/\/valueinmind.co\/zh\/invest-in-unit-trust-with-epf\/\" target=\"_blank\" rel=\"noopener\">\u4f60\u77e5\u9053\u55ce\uff1f EPF\u7adf\u7136\u53ef\u4ee5\u62ff\u51fa\u4f86\u6295\u8cc7\u4fe1\u6258\u57fa\u91d1 (Unit Trust)\uff0c\u7372\u5f97\u8d85\u904e6%\u7684\u56de\u916c\uff1f\uff01<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/what-is-etf\/\" target=\"_blank\" rel=\"noopener\">\u5df4\u83f2\u7279\u5f37\u70c8\u5efa\u8b70\u6bcf\u500b\u4eba\u4e00\u5b9a\u8981\u6295\u8cc7S&amp;P 500 ETF\uff01\uff5c\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1 (ETF)\u5230\u5e95\u70ba\u4ec0\u9ebc\u9019\u9ebc\u597d\uff1f<\/a><\/li><\/ol><h2>\u00a0<\/h2><h2><span style=\"color: #0096ff;\"><strong>\u514d\u8cac\u8072\u660e<\/strong><\/span><\/h2><p>\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u4fc2\u50f9\u503c\u601d\u7dad\u6216\u54a8\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u524d\u5e7e\u500b\u6708\uff0c\u6211\u5abd\u5076\u7136\u548c\u6211\u63d0\u8d77\u5979\u6295\u8cc7\u4e86\u57fa\u91d1\u7684\u4e8b\u60c5\uff0c\u56e0\u70ba\u9280\u884c\u8077\u54e1\u4e00\u76f4\u53eb\u5979\u8ce3\u6389\u5979\u624d\u525b\u8cb7\u4e86\u5e7e\u500b\u6708\u7684\u57fa\u91d1\uff0c\u8b93\u5979\u89ba\u5f97\u5f88\u7169\u3002  [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2640,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[665],"tags":[565,639],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/2627"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=2627"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/2627\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/2640"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=2627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=2627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=2627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}