{"id":29862,"date":"2022-01-13T10:07:30","date_gmt":"2022-01-13T02:07:30","guid":{"rendered":"https:\/\/valueinmind.co\/?p=29862"},"modified":"2023-08-24T15:49:42","modified_gmt":"2023-08-24T07:49:42","slug":"how-to-pay-ptptn","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/how-to-pay-ptptn\/","title":{"rendered":"\u5982\u4f55\u9084PTPTN\uff1f\u6559\u4f60\u6700\u5212\u7b97\u9084PTPTN\u7684\u65b9\u6cd5"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"29862\" class=\"elementor elementor-29862\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29472df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29472df\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1912b51\" data-id=\"1912b51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3ea5a5 elementor-widget elementor-widget-text-editor\" data-id=\"f3ea5a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h2><strong><a href=\"https:\/\/valueinmind.co\/zh\/how-to-pay-ptptn-2023\/\">\u9ede\u64ca\u95b2\u8b802023\u9084PTPTN\u6700\u65b0\u65b9\u6cd5\uff1a<\/a><\/strong><\/h2><p><strong><a href=\"https:\/\/valueinmind.co\/zh\/how-to-pay-ptptn-2023\/\">2023\u5982\u4f55\u9084PTPTN\u8cb8\u6b3e\uff1f\u5982\u4f55\u8c41\u514dPTPTN\uff1f\u73fe\u5728\u511f\u9084PTPTN\u6709\u54ea\u4e9b\u6298\u6263\uff1f<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-95456bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"95456bf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d1d237\" data-id=\"3d1d237\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8570591 elementor-widget elementor-widget-text-editor\" data-id=\"8570591\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u76f8\u4fe1\u5728\u672c\u5730\u5347\u5b78\u7684\u4f60\u5011\uff0c\u591a\u6578\u90fd\u6709\u5411\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u57fa\u91d1\uff08PTPTN\uff09\u501f\u8cb8\u4f86\u511f\u9084\u5b78\u8cbb\u3002\u7576PTPTN\u8cb8\u6b3e\u8005\u7562\u696d\u5f8c\uff0c<strong>\u6700\u9072\u90fd\u9700\u8981\u5728\u7562\u696d12\u500b\u6708\u5f8c\u958b\u59cb\u9084PTPTN\u8cb8\u6b3e<\/strong>\u3002\u800cPTPTN\u7684\u5229\u606f\u5f88\u4f4e\uff0c\u6bcf\u5e74\u53ea\u5fb5\u6536\u4e86<strong>1%\u7684\u5229\u606f<\/strong>\u800c\u5df2\u3002\u9019\u6642\uff0c\u525b\u8e0f\u5165\u793e\u6703\u7684\u7562\u696d\u751f\u5c0d\u65bcPTPTN\u6703\u9047\u5230\u5169\u500b\u554f\u984c\uff1a<\/p><ul><li>\u5982\u4f55\u9084PTPTN\uff1f<\/li><li>\u600e\u6a23\u9084PTPTN\u662f\u6700\u5212\u7b97\u548c\u6700\u503c\u5f97\u7684\uff1f<\/li><\/ul><p>\u5225\u64d4\u5fc3\uff0c\u9019\u7bc7\u6587\u7ae0\u5c07\u6703\u6559\u4f60\u9084PTPTN\u7684\u65b9\u6cd5\uff0c\u9084\u6703\u548c\u4f60\u63ed\u66c9\u6700\u5212\u7b97\u7684\u65b9\u5f0f\u4f86\u511f\u9084PTPTN\u8cb8\u6b3e\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e60f36d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e60f36d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fac5db9\" data-id=\"fac5db9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b8d788 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"0b8d788\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;container&quot;:&quot;.content&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-table-of-contents .elementor-toc__header-title{color:var(--header-color)}.elementor-widget-table-of-contents.elementor-toc--collapsed 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svg{height:1em;width:1em;fill:var(--toggle-button-color)}.elementor-toc__spinner-container{text-align:center}.elementor-toc__spinner{font-size:2em}.elementor-toc__spinner.e-font-icon-svg{height:1em;width:1em}.elementor-toc__body{padding:var(--box-padding,20px);max-height:var(--toc-body-max-height);overflow-y:auto}.elementor-toc__body::-webkit-scrollbar{width:7px}.elementor-toc__body::-webkit-scrollbar-thumb{background-color:#babfc5;border-radius:10px}.elementor-toc__list-wrapper{list-style:none;padding:0}.elementor-toc__list-item{margin-bottom:.5em}.elementor-toc__list-item.elementor-item-active{font-weight:700}.elementor-toc__list-item 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.elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}ol.elementor-toc__list-wrapper{counter-reset:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item{counter-increment:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item-text-wrapper:before{content:counters(item,\".\") \". \"}<\/style>\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\t\u5167\u5bb9\u76ee\u9304\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__0b8d788\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__0b8d788\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__0b8d788\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c4b509f content elementor-widget elementor-widget-text-editor\" data-id=\"1c4b509f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><strong><span class=\"has-inline-color\" style=\"color: #282364;\">\u70ba\u4ec0\u9ebc\u8981\u9084PTPTN\uff1f<\/span><\/strong><\/h2><p><span style=\"color: var( --e-global-color-text ); font-family: var( 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class=\"has-inline-color\" style=\"color: #282364;\"><br \/>2022\u5e74\u8ca1\u653f\u9810\u7b97\u6848\u7d66\u4e88PTPTN\u8cb8\u6b3e\u8005\u7684\u6298\u6263<\/span><\/strong><\/h2><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\"><br \/>\u8ca1\u9577\u6771\u59d1\u624e\u592b\u9b6f\u63d0\u5448<a href=\"https:\/\/budget.mof.gov.my\/manfaat\/rakyat.html\" target=\"_blank\" rel=\"noopener\">2022\u5e74\u8ca1\u653f\u9810\u7b97\u6848<\/a>\u6642\u5ba3\u5e03\uff0c\u511f\u9084PTPTN\u7684\u8cb8\u6b3e\u8005\u53ef\u4ee5\u7372\u5f97<a href=\"https:\/\/www.ptptn.gov.my\/makluman-bayaran-balik-side\/belanjawan-2022-pelaksanaan-diskaun-bayaran-balik-pinjaman-ptptn\" target=\"_blank\" rel=\"noopener\">PTPTN\u6298\u6263<\/a>\uff0c\u4ee5\u793a\u734e\u52f5\u3002\u9019\u500b\u512a\u60e0\u5c07\u6703\u52302022\u5e744\u670830\u65e5\u800c\u5df2\u3002<\/span><\/p><p>\u4ed6\u6240\u8868\u660e\u7684PTPTN\u6298\u6263\u5982\u4ee5\u4e0b\uff1a<\/p><ol><li><h3><span style=\"color: #009bff;\">\u4e00\u6b21\u6027\u7e73\u6e05PTPTN\u8cb8\u6b3e\u7684\u8cb8\u6b3e\u8005\u5c07\u7372\u5f9715%\u7684\u6298\u6263<\/span><\/h3><\/li><\/ol><p style=\"padding-left: 40px;\">\u5982\u679c\u4f60\u7684\u8cb8\u6b3e\u6578\u984d\u662fRM30,000\uff0c\u7136\u5f8c\u4f60\u9078\u64c7\u5168\u984d\u9084\u6e05\u8cb8\u6b3e\u7684\u8a71\uff0c\u90a3\u4f60\u5c07\u6703\u5f97\u5230RM4500\u7684\u6298\u6263\uff0c\u7e3d\u6578\u53ea\u9084\u4e86RM25,500\u3002<\/p><ol start=\"2\"><li><h3><span style=\"color: #009bff;\">\u511f\u9084\u81f3\u5c1150% PTPTN\u8cb8\u6b3e\u7684\u8cb8\u6b3e\u8005\u5c07\u7372\u5f9712%\u7684\u6298\u6263<\/span><\/h3><\/li><\/ol><p style=\"padding-left: 40px;\">\u5982\u679c\u4f60\u7684\u8cb8\u6b3e\u6578\u984d\u662fRM30,000\uff0c\u800c\u4f60\u53ea\u9084\u4e8650%\uff0c\u4e5f\u5c31\u662fRM15,000\u7684\u8a71\uff0c\u90a3\u4f60\u5269\u4e0b\u7684\u8cb8\u6b3e\u6578\u984d\u5c07\u6703\u662fRM13,200\uff0c\u7e3d\u5171\u6298\u6263\u4e86RM1800\u3002<\/p><ol start=\"3\"><li><h3><span style=\"color: #009bff;\">\u8a3b\u518a\u6bcf\u6708\u6263\u85aa\u6216\u81ea\u52d5\u6263\u6b3e\u7684\u8cb8\u6b3e\u8005\u5c07\u7372\u5f9710%\u7684\u6298\u6263<\/span><\/h3><\/li><\/ol><p style=\"padding-left: 40px;\">\u5982\u679c\u4f60\u9078\u64c7\u6bcf\u6708\u6263\u85aa\u6216\u81ea\u52d5\u6263\u6b3e\u4f86\u7e73\u4ed8\u6bcf\u6708RM100\u7684PTPTN\u8cb8\u6b3e\uff0c\u90a3\u4f60\u5c31\u53ef\u4ee5\u5728\u6708\u5c3e\u7372\u5f97RM10\u7684\u6298\u6263\u3002<\/p><figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/f0oOS7VVEziWOhdioPdL3-FNjmkQZbp8c0m363V1kFuWiMUrSyrQEMFmRrOtHd0D7QHnR8KGn4dP7dx4i4sk2Wzf-q_UBDfjYAmeLTXhfXvU8Iiw79nLEZLm0-K0VdlnCMtv3ib-\" alt=\"Insentif Bayaran Balik PTPTN\" width=\"1000\" height=\"1000\" \/><\/figure><h2><strong><span class=\"has-inline-color\" style=\"color: #282364;\"><br \/>\u5982\u4f55\u67e5\u8981\u9084PTPTN\u591a\u5c11\u9322\uff1f<\/span><\/strong><\/h2><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\"><br \/>\u5f88\u591a\u4eba\u90fd\u4e0d\u8a18\u5f97\u81ea\u5df1\u7684PTPTN\u8cb8\u6b3e\u6578\u984d\u662f\u591a\u5c11\uff0c\u5982\u679c\u4f60\u4e5f\u662f\u5176\u4e2d\u4e00\u4f4d\u7684\u8a71\uff0c\u53ef\u4ee5\u9ede\u64ca<a href=\"https:\/\/www.ptptn.gov.my\/ionline\/#\/login\" target=\"_blank\" rel=\"noopener\">\u9019\u88e1<\/a>\uff0c\u8f38\u5165\u4f60\u7684\u8eab\u5206\u8b49\u865f\u78bc\u548c\u5bc6\u78bc\u767b\u5165PTPTN\u7db2\u7ad9\u3002\u767b\u5165\u6210\u529f\u5f8c\uff0c\u9078\u64c7\u5de6\u5074\u65b9\u7684\u201cPenyata Baki\u201d\u5c31\u53ef\u4ee5\u67e5\u770b\u81ea\u5df1\u6b20PTPTN\u7684\u6578\u984d\u6709\u591a\u5c11\u4e86\u3002<\/span><\/p><figure class=\"wp-block-image\"><img decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh6.googleusercontent.com\/DoycLMyYnVlk24ydZv73rNZU8aMi3-cKIW1jxgHo_3ExhIGDhhvN1M-8PA1SvWxFFN-HOfVGPtM4Z7OUdtwgfx_7VXShZBNAb8KoxOi6zbbovCG7k3AY1QnVFyNYt-1mWCp62GbO\" alt=\"PTPTN Home Page\" width=\"1600\" height=\"683\" \/><\/figure><p><strong><span class=\"has-inline-color\" style=\"color: #282364;\">\u00a0<\/span><\/strong><\/p><h2><strong><span class=\"has-inline-color\" style=\"color: #282364;\">\u9084PTPTN\u7684\u65b9\u6cd5<\/span><\/strong><\/h2><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\"><br \/>\u511f\u9084PTPTN\u8cb8\u6b3e\u6709\u5e7e\u7a2e\u65b9\u5f0f\uff0c\u5728\u9019\u500b\u90e8\u5206\u88e1\uff0c\u6211\u5c07\u6703\u624b\u628a\u624b\u5c55\u793a\u4e09\u7a2e\u9084PTPTN\u7684\u65b9\u6cd5\uff0c\u5206\u5225\u662f\u901a\u904e\u81ea\u52d5\u6263\u6b3e\u511f\u9084\u8cb8\u6b3e\u3001\u900f\u904e\u96c7\u4e3b\u6263\u85aa\u4f86\u511f\u9084\u8cb8\u6b3e\u548c\u5229\u7528Shopee\u5e73\u53f0\u4f86\u9084PTPTN\u3002<\/span><\/p><h3><strong><span style=\"color: #009bff;\">1. \u7533\u8acb\u81ea\u52d5\u6263\u6b3e\uff08Direct Debit\uff09<\/span><\/strong><\/h3><p>\u8a2d\u5b9a\u81ea\u52d5\u6263\u6b3e\u7684\u670d\u52d9\u5f8c\uff0c\u4f60\u5c31\u7121\u9700\u64d4\u5fc3\u6703\u5fd8\u8a18\u9084\u8cb8\u6b3e\u4e86\uff01\u4f60\u53ef\u4ee5\u6839\u64da\u4ee5\u4e0b\u7684\u6b65\u9a5f\u4f86\u7533\u8acb\u81ea\u52d5\u6263\u6b3e\uff1a<\/p><p>i) \u700f\u89bd<a href=\"https:\/\/www.ptptn.gov.my\/ionline\/#\/login\" target=\"_blank\" rel=\"noopener\">PTPTN\u7db2\u7ad9<\/a>\uff0c\u8f38\u5165\u4f60\u7684\u8eab\u5206\u8b49\u865f\u78bc\u548c\u5bc6\u78bc\uff0c\u767b\u5165\u4f60\u7684PTPTN\u6236\u53e3\u3002<\/p><figure class=\"wp-block-image\"><img decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh5.googleusercontent.com\/vH-Ne2rNyf_OvxX2j0ias6o1F78mFzcv_3dlQGi3ljREsiXMNtmttsEW1gQsGuzHNNo7-aqX-pkIgeAZu2u_LKrdBj7_IsLYpcDchCZTmbOGnDYS9vn-2Kdhh_0aLecXBCNAAWP1\" alt=\"PTPTN Permohonan Pinjaman\/Semakan Penyata Login Page\" width=\"1600\" height=\"648\" \/><\/figure><p>ii) \u9ede\u64ca\u5de6\u5074\u65b9\u7684\u201cPenyata Baki\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh6.googleusercontent.com\/DoycLMyYnVlk24ydZv73rNZU8aMi3-cKIW1jxgHo_3ExhIGDhhvN1M-8PA1SvWxFFN-HOfVGPtM4Z7OUdtwgfx_7VXShZBNAb8KoxOi6zbbovCG7k3AY1QnVFyNYt-1mWCp62GbO\" alt=\"PTPTN Home page\" width=\"1600\" height=\"683\" \/><\/figure><p>iii) \u5411\u4e0b\u6ed1\u52d5\u9801\u9762\uff0c\u76f4\u5230\u627e\u5230\u201cPendaftaran untuk Debit Terus\u201d\u6309\u9375\uff0c\u7136\u5f8c\u9ede\u64ca\u5b83\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh3.googleusercontent.com\/sdPtMp_9J9jH3vdT180vjBWESJmlrk08gdM1Xwj5mc36T3G9b0G49cxCx3MDAd3QBbBbfrh1m3zl7mNPwzcIcDcDLe6cbzYyKQDYYLTGMjEDyqFmsNjRs3WHyQsrKDbyMbpZaP11\" alt=\"PTPTN Penyata Baki Page\" width=\"1480\" height=\"766\" \/><\/figure><p>iv) \u63a5\u8457\u4f60\u5c07\u6703\u88ab\u5e36\u5f80\u7533\u8acb\u81ea\u52d5\u6263\u6b3e\u7684\u7db2\u7ad9\uff0c\u9ede\u64ca\u201cPermohonan Baru\u201d\u4ee5\u7533\u8acb\u81ea\u52d5\u6263\u6b3e\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh3.googleusercontent.com\/QepJj68fRgZb3c_nmOtc2ltK6MVQhcfICSv2ZuBwY1LMza7dWKxm0bj5-Ln32Nbl26pZcyCX1EQKvjnCrVV2Mz1vq0fWQZ1nBH5J51jmdy7G5uegrcg6sqtdKjOci_3Bcg3EHtCy\" alt=\"Permohonan Debit Terus Online \u81ea\u52d5\u6263\u6b3e\u7533\u8acb\u9801\u9762\" width=\"1600\" height=\"636\" \/><\/figure><p>v) \u6839\u64da\u6307\u793a\uff0c\u586b\u5165\u4f60\u7684\u8cc7\u6599\uff0c\u7136\u5f8c\u9ede\u64ca\u53f3\u4e0b\u89d2\u7684\u201cSeterusnya\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh3.googleusercontent.com\/pKz5wflJIBYYX3J2tI9wbHnOJvn9X3IpFqdV0f-A_REMxvl6QD8Q5Pcx9yTEXfEtLQBPj2INThfjteBcoOamHhmrQaofd1fiNod8VIl8c8a4U4x7FZMnqcdWHURdr53wnSHRWxkC\" alt=\"Maklumat Peribadi\" width=\"1600\" height=\"548\" \/><\/figure><p>vi) \u5728\u5de6\u5074\u6253\u4e00\u500b\u52fe\uff0c\u7136\u5f8c\u586b\u5beb\u4f60\u6bcf\u500b\u6708\u60f3\u511f\u9084\u7684\u6578\u984d\uff0c\u63a5\u8457\u9ede\u64ca\u53f3\u4e0b\u89d2\u7684\u201cSeterusnya\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh3.googleusercontent.com\/S16CnmeA4a-0qmBSspEpVCuEtYDBpTc9C_lOLyuzmDiTLxmCb3bqz5_PoMqZRaVKtYnciFx1o3xQP4omem0QtYcE_RPSCwvXuLHs_MrI29DJ4ndBuFDlmpWhG8V4jQuoDXZfehVn\" alt=\"Maklumat Pinjaman\" width=\"1600\" height=\"492\" \/><\/figure><p>vii) \u518d\u6b21\u52fe\u9078\u5169\u500b\u7533\u660e\uff0c\u7136\u5f8c\u9ede\u64ca\u53f3\u4e0b\u89d2\u7684\u201cSeterusnya\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh4.googleusercontent.com\/xyZoNFLO9NeHFy6gvN4r4w3vT8lUNaK90WEguQ-MLvtCfg-mxgl1-pvsEAHm2eBjWPIuboeUHgMgLZzsd400JJWldgdeaHm5SDFR8eJJNFRNIy4DPFgNPyMUVmDmA7MJq6e3LsYU\" alt=\"Maklumat Pembayaran\" width=\"1600\" height=\"731\" \/><\/figure><p>viii) \u78ba\u8a8d\u6240\u6709\u8cc7\u6599\u662f\u6b63\u78ba\u5f8c\uff0c\u78ba\u4fdd\u6253\u52fe\u5169\u500b\u7533\u660e\uff0c\u5c31\u53ef\u4ee5\u9ede\u64ca\u201cBayar\u201d\u9032\u884c\u4ed8\u6b3e\u4e86\u3002\u5b8c\u6210\u5f8c\uff0c\u5efa\u8b70\u5927\u5bb6\u622a\u5716\u4ee5\u8b49\u660e\u5df2\u5b8c\u6210\u6d41\u7a0b\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh4.googleusercontent.com\/G4_NJ24j5eLaSGIPfghkchBXcnBMg4Tm0X8C6fomDqwOguuNRTw8QDGYXFk9mAiySy9O0tH8MLkaCoKbTlHOT-T1A5PFkZBwTgGpwgowKd6lnobs3qHBa_PXmww358_TTVqT4D3B\" alt=\"Semakan Maklumat\" width=\"1600\" height=\"856\" \/><\/figure><p>\u4e00\u65e6\u7533\u8acb\u88ab\u6279\u51c6\uff0c\u4f60\u7684\u6bcf\u6708\u8cb8\u6b3e\u5c07\u6703\u5f9e\u9280\u884c\u6236\u53e3\u88e1\u81ea\u52d5\u6263\u9664\u3002<\/p><p>\u5982\u679c\u4f60\u60f3\u53c3\u8003\u5b98\u65b9\u7684\u6559\u5b78\uff0c\u53ef\u4ee5\u9ede\u64ca<a href=\"https:\/\/www.facebook.com\/akaunsspnplus\/posts\/419828649682734\" target=\"_blank\" rel=\"noopener\">\u9019\u88e1<\/a>\u67e5\u770b\u3002<\/p><h3><strong><span style=\"color: #009bff;\"><br \/>2. \u7533\u8acb\u6bcf\u6708\u6263\u85aa<\/span><\/strong><\/h3><p>\u5982\u679c\u4f60\u60f3\u8981PTPTN\u8cb8\u6b3e\u81ea\u52d5\u5f9e\u4f60\u7684\u6bcf\u6708\u85aa\u6c34\u88e1\u6263\u9664\u7684\u8a71\uff0c\u53ef\u4ee5\u53c3\u8003\u4ee5\u4e0b\u6b65\u9a5f\uff1a<\/p><p>i) \u767b\u5165<a href=\"https:\/\/www.ptptn.gov.my\/potonggajionline\/\" target=\"_blank\" rel=\"noopener\">\u7533\u8acb\u6bcf\u6708\u6263\u85aa\u7684PTPTN\u7db2\u7ad9<\/a>\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh5.googleusercontent.com\/cyti5LwG_31ZaX_vP6xb8lUISddLB7vow4VEZ_75wL1ItSzcBgAsGZGetuldhQosHptk3acUH3rtIrV0CRfbqkZpPjvYh4iHzq9i1i34k5rqhzQJaCTz6brIWMow8QBygQ_vAwz9\" alt=\"Permohonan Potongan Gaji PTPTN \u7533\u8acb\u6263\u85aa\u9801\u9762\" width=\"1600\" height=\"545\" \/><\/figure><p>ii) \u9078\u64c7\u4f60\u6240\u5de5\u4f5c\u7684\u516c\u53f8\uff0c\u5982\u679c\u6c92\u6709\u7684\u8a71\u53ef\u4ee5\u9078\u64c7\u201cLain-lain\u201d\uff0c\u518d\u9ede\u64ca\u201cSeterusnya\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh3.googleusercontent.com\/szZSBE5Hs2i4Iv2xeaVxQbPJeF6wHGtP5sHJNqunMYYcGo6cYI9A5nw7iuDSc5E-LO5pa4RdachyXMA7P29UCV1qprDcxQuI5yalg3CjYCF8GFP3JM5aszmWI5BFYrOV6CEzoeCN\" alt=\"Maklumat Majikan\" width=\"1600\" height=\"595\" \/><\/figure><p>iii) \u586b\u5beb\u6240\u6709\u8cc7\u6599\u8a73\u60c5\uff0c\u7136\u5f8c\u9ede\u64ca\u201cSimpan\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"https:\/\/lh6.googleusercontent.com\/h828qS9Dx_jdk19Q2a7tEvZ0cAQx5f4MC5u_y8ivKcdiR0w943VTvfCSCOoSuJiHXHy1rkCBhupfNSmVmUsh-YG5dnWoFS2VfFSHGUPUFu-hAYlmk9Bjtd8q4K0Ok8XHw-yqA6Jd\" alt=\"Maklumat Majikan \u8a73\u7d30\u8cc7\u6599\" width=\"1600\" height=\"1282\" \/><\/figure><p>iv) \u6aa2\u67e5\u6240\u6709\u8cc7\u6599\uff0c\u7136\u5f8c\u63d0\u4ea4\u7533\u8acb\u3002<\/p><p>v) \u6700\u5f8c\uff0c\u628a\u4f60\u7684\u7533\u8acb\u8868\u683c\u8907\u5370\u4e0b\u4f86\u3002<\/p><p>\u4e00\u65e6\u5b8c\u6210\u7533\u8acb\uff0cPTPTN\u5c07\u6703\u628a\u4f60\u7684\u8cc7\u6599\u6536\u5165\u7cfb\u7d71\u5167\uff0c\u7136\u5f8c\u628a\u9700\u8981\u6263\u9664\u7684\u91d1\u984d\u901a\u77e5\u4f60\u7684\u96c7\u4e3b\u3002\u7576\u4f60\u7684\u96c7\u4e3b\u5f9e\u4f60\u7684\u85aa\u8cc7\u88e1\u6263\u9664\u8cb8\u6b3e\u5f8c\uff0c\u4f60\u7684\u5269\u9918\u8cb8\u6b3e\u6578\u984d\u81ea\u7136\u6703\u66f4\u65b0\u3002<\/p><h3><strong><span style=\"color: #009bff;\"><br \/>3. \u901a\u904eShopee\u7e73\u4ed8PTPTN\u8cb8\u6b3e<\/span><\/strong><\/h3><p>\u5982\u679c\u4f60\u6642\u5e38\u900f\u904e<a href=\"https:\/\/shopee.com.my\/\" target=\"_blank\" rel=\"noopener\">Shopee<\/a>\u5e73\u53f0\u4f86\u8cfc\u7269\u7684\u8a71\uff0c\u4e00\u5b9a\u64c1\u6709\u4e0d\u5c11Shopee Coins\u5427\uff1f\u606d\u559c\u4f60\uff0c\u9019\u88e1\u6709\u500b\u7701\u9322\u5c0f\u5999\u62db\u2014\u2014\u4f60\u53ef\u4ee5\u901a\u904eShopee Coins\u4f86\u6263\u9664\u4e00\u90e8\u5206\u7684\u8cb8\u6b3e\u8cbb\u7528\u54e6\uff01\u4e8b\u4e0d\u5b9c\u9072\uff0c\u8b93\u6211\u544a\u8a34\u4f60\u901a\u904eShopee\u9084PTPTN\u8cb8\u6b3e\u7684\u6b65\u9a5f\u5427\uff1a<\/p><p>i) \u6253\u958bShopee\u9801\u9762\uff0c\u5f80\u4e0b\u6efe\u52d5\u76f4\u5230\u627e\u5230\u201cTickets, Top-ups &amp; Bills\u201d\u7684\u6b04\u76ee\uff0c\u9ede\u64ca\u53f3\u5074\u65b9\u7684\u201cSee More\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh6.googleusercontent.com\/vlDPPwmGUsMH4ZSPLJidhy3gxQWs7EXbBwXH7s9CPeb6Qxrx7YeeRUjpW3K4EGbLV82cJ_VO5ETTiOGY3Ha4SeqQlkCCfdAjQM_o6chyiy2BJ6aOqa8pvsV2pVF76rsMaVnINzL3\" alt=\"Shopee Home Page\" width=\"405\" height=\"854\" \/><\/figure><p>ii) \u63a5\u8457\uff0c\u9078\u64c7\u201cPTPTN\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh5.googleusercontent.com\/6RXaM5XCiiJw-dtdGHi--5Dxi2jnRxt7S-Vw352xAtYMPiFI2_vnrG8PdHKmT1nKFd91rJv1Oh_Xa0L1H2BCoM-CUohvSg2TCDHxSU82u6YfxtaL2NChEapd3udbqmxsdZiHcl8w\" alt=\"Shopee - Tickets, Top-ups &amp; Bills\" width=\"405\" height=\"863\" \/><\/figure><p>iii) \u9ede\u64ca\u7b2c\u4e00\u500b\u9078\u9805\uff0c\u201cBayaran Balik Pinjaman\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh5.googleusercontent.com\/gTODjiTHo96gPil1cDYT9eaMlhbVsJBiHJ5M9weFEEWK9O-eU_Xhbaxk1RVzJ7NWaSyMkyLl-qBWDJ2avgAoJ4sFleVZdeubses-ogguGUJQrMnGwo5Eyf8VVnT7krN7YZRxcuXM\" alt=\"Select Loans or Savings\" width=\"405\" height=\"860\" \/><\/figure><p>iv) \u8f38\u5165\u81ea\u5df1\u7684\u8eab\u5206\u8b49\u865f\u78bc\u5f8c\uff0c\u9ede\u64ca\u4e0b\u65b9\u7684\u201cCheckout\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh3.googleusercontent.com\/cZIJaGZZ1r4jtpYC38qb9rItFI45vb5xny4VocNpawE0UAQlOyEE-BNTLwQqRg00R1efjjipqe78j7Cgss_77FHzeJ3qittXoUFY5HpgIvWpTsHvVe2T1Q8BhhBCFxHllxJL6HHW\" alt=\"Fill up IC page\" width=\"405\" height=\"858\" \/><\/figure><p>v) \u8f38\u5165\u8981\u511f\u9084\u7684\u6578\u984d\u5f8c\uff0c\u9ede\u64ca\u201cContinue\u201d\u3002<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh6.googleusercontent.com\/6vRI2CRJcP4E5DvsonJvmORK398_dqLGzMUnHvRmfRvIJkxS9JwK2FbtZTeW94VamfS0ujwEAUW_hGT0NuzU7ARFJgo-9bTbR5vPjQs2BukKIEJG4J2dIx_8VNu-UzaOe9YD2OXE\" alt=\"Input Amount\" width=\"405\" height=\"858\" \/><\/figure><p>vi) \u9078\u64c7\u4f60\u8981\u7684\u4ed8\u6b3e\u65b9\u5f0f\uff0c\u7136\u5f8c\u8a18\u5f97\u6253\u52fe\u4f86redeem Shopee Coins\uff0c\u9ede\u64ca\u201cPay Now\u201d\u5c31\u5b8c\u6210\u5566\uff01<\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh5.googleusercontent.com\/GWzaFcG5c-BZPQx0GeaNE98qlxlBWXpHOp5KXWOaiaXoqvCi-YWrp7NcXltV51ZbZph785NEosAvSGWkfxnC0lOPlGOHVwqUrbwvDVVMnUoVuDwqnAG4yIefPYLB7rYM7cIx1U71\" alt=\"Checkout Page\" width=\"405\" height=\"857\" \/><\/figure><p>\u8981\u6ce8\u610f\u7684\u662f\uff0c\u901a\u904eShopee\u4f86\u7e73\u4ed8PTPTN\u8cb8\u6b3e\u662f\u6703\u5fb5\u6536RM1\u7684\u670d\u52d9\u8cbb\u54e6\u3002\u6240\u4ee5\u4f60\u53ef\u4ee5\u5148\u7d2f\u7a4d\u4e00\u5b9a\u6578\u91cf\u7684Shopee Coins\uff0c\u518d\u4f86\u901a\u904eShopee\u9084PTPTN\u8cb8\u6b3e\u6703\u66f4\u52a0\u503c\u5f97\uff5e<\/p><h2><strong><span class=\"has-inline-color\" style=\"color: #282364;\">\u600e\u6a23\u9084PTPTN\u6700\u5212\u7b97\uff1f<\/span><\/strong><\/h2><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\"><br \/>\u5982\u679c\u4f60\u6bd4\u8f03\u7cbe\u6253\u7d30\u7b97\u7684\u8a71\uff0c\u53ef\u80fd\u4f60\u5c31\u6703\u597d\u5947\uff1a\u600e\u6a23\u9084PTPTN\u662f\u6700\u5212\u7b97\u7684\u5462\uff1f<\/span><\/p><p>\u9019\u6642\uff0c\u4f60\u53ef\u4ee5\u5148\u671b\u5411\u4f60\u7684\u5b58\u6b3e\u3002<\/p><p>\u5982\u679c\u4f60\u7684\u5b58\u6b3e\u662f\u4e0d\u8db3\u4ee5\u62ff\u4f86\u511f\u908450%\u4ee5\u4e0a\u6216\u5b8c\u5168\u7e73\u6e05PTPTN\u8cb8\u6b3e\u7684\u8a71\uff0c\u90a3<strong>\u9078\u64c7\u81ea\u52d5\u6263\u6b3e\uff08Direct Debit\uff09\u9084PTPTN\u5df2\u7d93\u662f\u500b\u4e0d\u932f\u7684\u9078\u64c7<\/strong>\u4e86\uff01\u4f60\u4e5f\u53ef\u4ee5\u8ddf\u96a8\u4ee5\u4e0a\u6240\u6559\u5c0e\u7684\u6b65\u9a5f\uff0c\u900f\u904eShopee Coins\u4f86\u70ba\u4f60\u7684\u8cb8\u6b3e\u5e36\u4f86\u4e00\u9ede\u5c0f\u6298\u6263\uff5e<\/p><p>\u5982\u679c\u4f60\u73fe\u5728\u7684\u5b58\u6b3e\u8db3\u4ee5\u4e00\u6b21\u6027\u7e73\u6e05PTPTN\u8cb8\u6b3e\u7684\u8a71\uff0c\u76f8\u4fe1\u90a3\u4e5f\u662f\u4e00\u7b46\u5927\u6578\u76ee\u3002\u9019\u6642\uff0c\u4f60\u53ef\u80fd\u5c31\u6703\u60f3\uff1a<strong>\u9019\u7b46\u9322\u8981\u62ff\u4f86\u6295\u8cc7\u6bd4\u8f03\u597d\uff0c\u9084\u662f\u9084\u5b8cPTPTN\u8cb8\u6b3e\u6bd4\u8f03\u597d\uff1f<\/strong><\/p><p>\u6839\u64da\u8a73\u7d30\u7684\u8a08\u7b97\uff0c\u5982\u679c\u4f60\u6bcf\u5e74\u6295\u8cc7\u56de\u916c<strong>\u5c11\u904e6%<\/strong>\u7684\u8a71\uff0c\u90a3\u9084\u662f\u4e00\u6b21\u904e<strong>\u9084\u5b8cPTPTN\u8cb8\u6b3e\u6703\u66f4\u503c\u5f97<\/strong>\uff0c\u9019\u4e0d\u53ea\u53ef\u4ee5\u62ff\u4e0b15%\u7684\u6298\u6263\uff0c\u9084\u80fd\u7701\u4e0b15\u5e74\u7684\u5229\u606f\u3002<\/p><p>\u5982\u679c\u4f60\u6bcf\u5e74\u80fd\u62ff\u5230<strong>\u8d85\u904e9%<\/strong>\u7684\u6295\u8cc7\u56de\u916c\uff0c\u90a3\u5c31\u662f\u4e0d\u540c\u7684\u60c5\u6cc1\u4e86\u3002\u5728\u64c1\u6709\u6bcf\u5e74\u8d85\u904e9%\u7684\u6295\u8cc7\u56de\u916c\u4e0b\uff0c\u8a72\u56de\u916c\u5df2\u7d93\u8db3\u4ee5\u511f\u9084\u90a3\u5e74\u7684\u8cb8\u6b3e\uff0c\u9019\u6a23\u4e00\u4f86\uff0c<strong>\u9078\u64c7\u628a\u8cc7\u91d1\u653e\u5728\u6295\u8cc7\u6703\u6bd4\u4e00\u6b21\u6027\u4ed8\u6e05PTPTN\u8cb8\u6b3e\u66f4\u503c\u5f97<\/strong>\u3002<\/p><p><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/NFGEL75me8o\" width=\"560\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p><p>\u4e0d\u7ba1\u4f60\u9078\u64c7\u62ff\u53bb\u6295\u8cc7\u9084\u662f\u4e00\u6b21\u904e\u7e73\u6e05PTPTN\u8cb8\u6b3e\uff0c\u9019\u88e1\u6709\u5e7e\u4ef6\u4e8b\u60c5\u9700\u8981\u4f60\u6ce8\u610f\uff1a<\/p><ol><li><h4><strong>\u6295\u8cc7\u56de\u916c\u6c92\u6709\u4f60\u60f3\u50cf\u4e2d\u7684\u7a69\u5b9a<\/strong><\/h4><\/li><\/ol><p style=\"padding-left: 40px;\">\u6211\u5011\u7121\u6cd5\u9810\u6e2c\u5e02\u5834\uff0c\u96d6\u7136<a href=\"https:\/\/valueinmind.co\/zh\/15-quotes-from-warren-buffett\/\">\u5df4\u83f2\u7279<\/a>\u53ef\u4ee5\u62ff\u5230\u6bcf\u5e74\u5e73\u574720%\u7684\u6295\u8cc7\u56de\u916c\uff0c\u4f46\u662f\u90a3\u50c5\u50c5\u662f\u9577\u671f\u4e0b\u4f86\u5e73\u5747\u7684\u6295\u8cc7\u56de\u916c\u800c\u5df2\uff0c\u4e5f\u5c31\u662f\u8aaa\uff0c\u6216\u8a31\u5df4\u83f2\u7279\u6709\u5e7e\u5e74\u662f\u64c1\u6709\u5c11\u904e\u3001\u751a\u81f3\u662f\u8ca0\u6578\u7684\u5e74\u56de\u916c\uff01<\/p><p style=\"padding-left: 40px;\">\u5982\u679c\u4f60\u9078\u64c7\u628a\u8cc7\u91d1\u62ff\u53bb\u6295\u8cc7\uff0c\u4f46\u5176\u4e2d\u4e00\u5e74\u5e02\u5834\u53cd\u61c9\u4e26\u4e0d\u597d\uff0c\u5c0e\u81f4\u4f60\u7576\u5e74\u7684\u6295\u8cc7\u56de\u916c\u8655\u65bc\u4f4e\u8ff7\u72c0\u6cc1\uff0c\u9019\u6642\u4f60\u53ea\u80fd\u62ff\u984d\u5916\u7684\u9322\u53bb\u511f\u9084\u8cb8\u6b3e\u4e86\u3002\u5982\u679c\u6c92\u6709\u984d\u5916\u7684\u9322\u7684\u8a71\uff0c\u4f60\u751a\u81f3\u9700\u8981\u5728\u88ab\u903c\u8667\u672c\u7684\u60c5\u6cc1\u4e0b\u5957\u73fe\uff0c\u53ea\u70ba\u4e86\u511f\u9084\u8cb8\u6b3e\u3002<\/p><ol start=\"2\"><li><h4><strong>\u4f60\u672a\u4f86\u53ef\u80fd\u6703\u9700\u8981\u7528\u5230\u90a3\u7b46\u9322<\/strong><\/h4><\/li><\/ol><p style=\"padding-left: 40px;\">\u5982\u679c\u90a3\u7b46\u5b58\u6b3e\u662f\u4f60\u552f\u4e00\u7684\u8cc7\u7522\uff0c\u800c\u4f60\u9078\u64c7\u62ff\u53bb\u6295\u8cc7\u6216\u4e00\u6b21\u6027\u7e73\u6e05\u8cb8\u6b3e\u7684\u8a71\uff0c\u90a3\u7576\u5bb6\u88cf\u767c\u751f\u7dca\u6025\u72c0\u6cc1\u9700\u8981\u9322\u7684\u6642\u5019\uff0c\u4f60\u7121\u6cd5\u99ac\u4e0a\u62ff\u51fa\u9322\u4f86\u89e3\u6c7a\u554f\u984c\u3002<\/p><p>\u6240\u4ee5\uff0c\u7121\u8ad6\u4f60\u7684\u9078\u64c7\u662f\u4ec0\u9ebc\uff0c\u8981\u8a18\u5f97<strong>\u5148<a href=\"https:\/\/valueinmind.co\/zh\/create-financial-plan\/\">\u505a\u597d\u7406\u8ca1\u898f\u5283<\/a>\u548c\u98a8\u96aa\u7ba1\u7406<\/strong>\uff0c\u624d\u80fd\u907f\u514d\u81ea\u5df1\u6df1\u9677\u5728\u6c92\u9322\u61c9\u6025\u7684\u60c5\u6cc1\u7576\u4e2d\u3002<\/p><blockquote><p><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-accounting-handbook\/\"><strong>\u751f\u6d3b\u7e3d\u662f\u5c11\u4e0d\u4e86\u7406\u8ca1\u898f\u5283\uff0c\u56e0\u70ba\u90a3\u662f\u70ba\u751f\u6d3b\u5e36\u4f86\u5b89\u7a69\u7684\u95dc\u9375\uff01\u8d95\u7dca\u9818\u53d6\u4eca\u5e74\u6700\u65b0\u7684\u300a\u6700\u5168\u8a18\u8cec\u672c\u300b\uff0c\u6559\u4f60\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff0c\u63d0\u65e9\u6e96\u5099\u597d\u4f60\u7684\u7dca\u6025\u5132\u5099\u91d1\uff01<\/strong><\/a><\/p><\/blockquote><h2><strong><span class=\"has-inline-color\" style=\"color: #282364;\"><br \/>\u7e3d\u7d50<\/span><\/strong><\/h2><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\"><br \/>\u501f\u9322\u9084\u9322\uff0c\u5929\u7d93\u5730\u7fa9\uff01\u65e2\u7136\u653f\u5e9c\u5df2\u7d93\u6e96\u5099\u591a\u500b\u7ba1\u9053\uff0c\u65b9\u4fbf\u8cb8\u6b3e\u8005\u511f\u9084PTPTN\u8cb8\u6b3e\uff0c\u751a\u81f3\u9084\u63d0\u4f9b\u4e86\u512a\u60e0\uff0c\u90a3\u4f60\u9084\u6709\u4ec0\u9ebc\u7406\u7531\u4e0d\u511f\u9084\u8cb8\u6b3e\u5462\uff1f\u511f\u9084\u8cb8\u6b3e\u4e0d\u53ea\u53ef\u4ee5\u8b93\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4fdd\u6301\u826f\u597d\u7d00\u9304\uff0c\u9084\u53ef\u4ee5\u5e6b\u52a9\u548c\u4e4b\u524d\u7684\u4f60\u4e00\u6a23\u60f3\u501f\u8cb8\u5347\u5b78\u7684\u5b78\u751f\u3002\u5982\u679c\u4f60\u6709\u9592\u9322\u7684\u8a71\uff0c\u4f60\u4e5f\u53ef\u4ee5\u5617\u8a66\u652f\u4ed8\u591a\u4e00\u9ede\u7684\u8cb8\u6b3e\uff0c\u8b93\u81ea\u5df1\u63d0\u65e9\u64fa\u812b\u6b20\u50b5\u7684\u65e5\u5b50\u3002\u99ac\u4e0a\u958b\u59cb\u652f\u4ed8PTPTN\u8cb8\u6b3e\uff0c\u5c65\u884c\u4f60\u7684\u793e\u6703\u8cac\u4efb\u5427\uff01\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-86741ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"86741ec\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-59e4a97\" data-id=\"59e4a97\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e10a80 elementor-widget elementor-widget-text-editor\" data-id=\"2e10a80\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><strong>\u3010\u5ef6\u4f38\u95b1\u8b80\u3011<\/strong><\/pre><ol><li><a href=\"https:\/\/valueinmind.co\/zh\/budget2022-b40-incentives\/\">2022\u8ca1\u653f\u9810\u7b97\u6848 | B40\u7fa4\u9ad4\u53ef\u7372\u5f97\u7684\u63f4\u52a9\u91d1\u3001\u88dc\u8cbc\u6709\u54ea\u4e9b\uff1f<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/what-is-a-personal-loan\/\">\u500b\u4eba\u8cb8\u6b3e\u77e5\u591a\u5c11\uff1f | \u7528\u5f97\u597d\u5c31\u662f\u4e00\u500b\u597d\u7684\u6295\u8cc7\uff0c\u7528\u5f97\u4e0d\u597d\u5247\u662f\u4e00\u5834\u60e1\u5922<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/why-most-people-fail-financially\/\">\u70ba\u4ec0\u9ebd\u5927\u90e8\u5206\u4eba\u6703\u7406\u8ca1\u5931\u6557\uff1f\u4f60\u662f\u4e0d\u662f\u4e5f\u72af\u4e0b\u4e86\u9019\u4e9b\u932f\u8aa4\uff1f<\/a><\/li><\/ol><h2>\u00a0<\/h2><h2><span style=\"color: #282364;\"><strong><span class=\"has-inline-color\">\u514d\u8cac\u8072\u660e<\/span><\/strong><\/span><\/h2><p>\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u7e6b\u50f9\u503c\u601d\u7dad\u6216\u54a8\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u9ede\u64ca\u95b2\u8b802023\u9084PTPTN\u6700\u65b0\u65b9\u6cd5\uff1a 2023\u5982\u4f55\u9084PTPTN\u8cb8\u6b3e\uff1f\u5982\u4f55\u8c41\u514dPTPTN\uff1f\u73fe\u5728\u511f\u9084PTPTN\u6709 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":30900,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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