{"id":37021,"date":"2023-03-16T17:33:56","date_gmt":"2023-03-16T09:33:56","guid":{"rendered":"https:\/\/valueinmind.co\/?p=37021"},"modified":"2024-03-05T10:08:47","modified_gmt":"2024-03-05T02:08:47","slug":"should-you-put-your-savings-in-epf","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/should-you-put-your-savings-in-epf\/","title":{"rendered":"EPF\u6d3e\u606f 5.50%\uff01\u628a\u9322\u5b58\u5728EPF\u4f5c\u9000\u4f11\u91d1\u503c\u5f97\u55ce\uff1fEPF\u5229\u606f\u7a69\u5b9a\u55ce\uff1f"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"37021\" class=\"elementor elementor-37021\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75e89b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75e89b6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-011e242\" data-id=\"011e242\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b36f42 elementor-widget elementor-widget-text-editor\" data-id=\"9b36f42\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">EPF\u516c\u4f48\u4e86 5.50\uff05\u7684\u6d3e\u606f\uff0c\u6bd4\u904e\u53bb\u76846.1%\u5229\u606f\u4e0b\u964d\u4e86\u4e0d\u5c11\uff0c\u4f46\u537b\u4e0d\u53bb\u5e74\u4e0a\u5347\u4e86\u4e0d\u5c11\u3002<\/span><\/p><p><span style=\"font-size: 18px; font-style: normal; font-weight: 400; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\">\u4f46\u5f9eEPF 2023\u5e74\u7684\u8868\u73fe\u4f86\u770b\uff0c669\u51049000\u842c\u4ee4\u5409\u7684\u6295\u8cc7\u6536\u5165\uff0c\u6bd42022\u589e\u52a0\u4e8629%\u3002\u5c0d\u65bc\u660e\u5e74\u7684\u6d3e\u606f\u7d50\u679c\uff0c\u6211\u5011\u9084\u662f\u53ef\u4ee5\u671f\u5f85\u4e00\u4e0b\u7684~ \uff08\u5c0fTIPS\uff1a\u8d81\u9019\u500b\u6a5f\u6703\u8d95\u5feb\u7528 i-Saraan \u628a\u9591\u9322\u5b58\u5230EPF\u4e2d\uff0c\u6216\u8a31\u660e\u5e74\u6703\u5f97\u5230\u4e0d\u5c0f\u7684\u9a5a\u559c\u3002\u6b32\u77e5\u4ec0\u9ebd\u662fi-Saraan\uff0c\u8acb\u7e7c\u7e8c\u95b2\u8b80\u6587\u7ae0\u3002\uff09<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e00\u4e9b\u7db2\u6c11\u4e5f\u5728\u793e\u4ea4\u5e73\u53f0\u4e0a\u5c55\u793a\u81ea\u5df1\u7684\u5b58\u6b3e\uff0c\u4f3c\u4e4e\u9760KWSP\u8f15\u800c\u6613\u8209\u5c31\u5b58\u5230\u4e86RM1,000,000\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e63144a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e63144a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf83140\" data-id=\"cf83140\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf9cece elementor-widget elementor-widget-image\" data-id=\"cf9cece\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"200\" height=\"300\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/EPF\u5b58\u5230\u7b2c\u4e00\u6876\u91d1_1-cvjtImVPG-transformed-Edited-200x300.webp\" class=\"attachment-medium size-medium wp-image-37023\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/EPF\u5b58\u5230\u7b2c\u4e00\u6876\u91d1_1-cvjtImVPG-transformed-Edited-200x300.webp 200w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/EPF\u5b58\u5230\u7b2c\u4e00\u6876\u91d1_1-cvjtImVPG-transformed-Edited.webp 609w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43052d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43052d2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-49180f1\" data-id=\"49180f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02cf401 elementor-widget elementor-widget-text-editor\" data-id=\"02cf401\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6700\u91cd\u8981\u7684\u662f\uff0c\u653f\u5e9c\u9084\u5ba3\u4f48\u4e86\u4e0d\u5c11\u597d\u6d88\u606f\u3002\u57282024\u5e74\u7684\u8ca1\u653f\u9810\u7b97\u6848\u4e2d\uff0c\u653f\u5e9c\u5ba3\u4f48\u5ef6\u9577<\/span><span style=\"font-size: 18px; font-weight: 400; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\">\u53c3\u8207\u81ea\u9858\u5132\u84c4\u9000\u4f11\u8a08\u5283\uff08i-Saraan\uff09\u7684\u81ea\u50f1\u4eba\u58eb\u7684<a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/epf%E5%B0%86%E9%87%8D%E7%BB%84%E8%B4%A6%E6%88%B7-%E8%AE%A9%E4%BC%9A%E5%91%98%E6%99%9A%E5%B9%B4%E6%9B%B4%E6%9C%89%E4%BF%9D%E9%9A%9C\" target=\"_blank\" rel=\"noopener\">\u653f\u5e9c\u914d\u5c0d\u7e73\u7d0d\u984d<\/a>\uff0c\u4e26\u63d0\u9ad8\u81f3 RM 500\uff0c\u7d42\u8eab\u9650\u984d RM 5,000\u3002<\/span><\/p><p><span style=\"font-size: 18px; font-weight: 400; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\">\u9019\u8b93\u8a31\u591a\u6c92\u6709\u516c\u7a4d\u91d1\u7684\u81ea\u50f1\u4eba\u58eb\u8822\u8822\u6b32\u52d5\uff0c\u601d\u7d22\u8457\u662f\u5426\u61c9\u8a72\u8003\u616e\u958b\u500b\u6236\u53e3\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u4f55\u4e0d\u901a\u904e\u96c7\u4e3b\u81ea\u5df1\u958b\u6236\uff0c\u81ea\u884c\u5b58\u9322\u5462\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">EPF\u7684\u5229\u606f\u7a69\u5b9a\u55ce\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u672c\u6587\u5c07\u548c\u5927\u5bb6\u4e00\u8d77\u63a2\u8a0e\uff0c\u628a\u9322\u5b58\u5728\u771f\u7684\u80fd\u5920\u5b58\u5230\u4eba\u751f\u7684\u7b2c\u4e00\u6876\u91d1\u55ce\uff1f\u50f1\u54e1\u516c\u7a4d\u91d1\u5b58\u9322\u9084\u503c\u5f97\u55ce\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u4ecd\u591a\u9019\u4e9b\u554f\u984c\u6709\u8af8\u591a\u7336\u7591\uff0c\u4e0d\u59a8\u8b80\u5b8c\u5168\u6587\uff0c\u672c\u6587\u5c07\u70ba\u5927\u5bb6\u8a73\u89e3\uff1a<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5014bef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5014bef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-31454c9\" data-id=\"31454c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-93c3bdc elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"93c3bdc\" data-element_type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-table-of-contents .elementor-toc__header-title{color:var(--header-color)}.elementor-widget-table-of-contents.elementor-toc--collapsed .elementor-toc__toggle-button--collapse,.elementor-widget-table-of-contents:not(.elementor-toc--collapsed) .elementor-toc__toggle-button--expand{display:none}.elementor-widget-table-of-contents .elementor-widget-container{min-height:var(--box-min-height);border:var(--box-border-width,1px) solid var(--box-border-color,#9da5ae);border-radius:var(--box-border-radius,3px);background-color:var(--box-background-color);transition:min-height .4s;overflow:hidden}.elementor-toc__header{display:flex;align-items:center;justify-content:space-between;padding:var(--box-padding,20px);background-color:var(--header-background-color);border-bottom:var(--separator-width,1px) solid var(--box-border-color,#9da5ae)}.elementor-toc__header-title{font-size:18px;margin:0;color:var(--header-color);flex-grow:1}.elementor-toc__toggle-button{cursor:pointer;display:inline-flex}.elementor-toc__toggle-button i{color:var(--toggle-button-color)}.elementor-toc__toggle-button svg{height:1em;width:1em;fill:var(--toggle-button-color)}.elementor-toc__spinner-container{text-align:center}.elementor-toc__spinner{font-size:2em}.elementor-toc__spinner.e-font-icon-svg{height:1em;width:1em}.elementor-toc__body{padding:var(--box-padding,20px);max-height:var(--toc-body-max-height);overflow-y:auto}.elementor-toc__body::-webkit-scrollbar{width:7px}.elementor-toc__body::-webkit-scrollbar-thumb{background-color:#babfc5;border-radius:10px}.elementor-toc__list-wrapper{list-style:none;padding:0}.elementor-toc__list-item{margin-bottom:.5em}.elementor-toc__list-item.elementor-item-active{font-weight:700}.elementor-toc__list-item .elementor-toc__list-wrapper{margin-top:.5em;margin-inline-start:var(--nested-list-indent,1em)}.elementor-toc__list-item-text{transition-duration:var(--item-text-transition-duration)}.elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}.elementor-toc__list-item-text-wrapper{display:flex;align-items:center}.elementor-toc__list-item-text-wrapper:before,.elementor-toc__list-item-text-wrapper i{margin-inline-end:8px;color:var(--marker-color)}.elementor-toc__list-item-text-wrapper svg{margin-inline-end:8px;fill:var(--marker-color);height:var(--marker-size,.5em);width:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper i{font-size:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper:before{font-size:var(--marker-size,1em)}.elementor-toc--content-ellipsis .elementor-toc__list-item-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.elementor-toc__list-items--collapsible>.elementor-toc__list-wrapper>.elementor-toc__list-item>.elementor-toc__list-wrapper{display:none}.elementor-toc__heading-anchor{position:absolute}.elementor-toc__body .elementor-toc__list-item-text{color:var(--item-text-color);-webkit-text-decoration:var(--item-text-decoration);text-decoration:var(--item-text-decoration);transition-duration:var(--item-text-transition-duration)}.elementor-toc__body .elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__body .elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}ol.elementor-toc__list-wrapper{counter-reset:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item{counter-increment:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item-text-wrapper:before{content:counters(item,\".\") \". \"}<\/style>\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\t\u76ee\u9304\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__93c3bdc\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__93c3bdc\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__93c3bdc\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01afe49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01afe49\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-08b187e\" data-id=\"08b187e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b50165 elementor-widget elementor-widget-heading\" data-id=\"5b50165\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">\u4ec0\u9ebc\u662fEPF\uff1f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e3d59bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e3d59bd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cd1751\" data-id=\"3cd1751\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d4cd30 elementor-widget elementor-widget-text-editor\" data-id=\"4d4cd30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6bcf\u500b\u6708\uff0c\u5927\u99ac\u6253\u5de5\u65cf\u90fd\u6703\u9818\u5230\u4e00\u4efd\u85aa\u8cc7\u55ae\u3002\u4f60\u662f\u5426\u7559\u610f\u904e\uff0c\u85aa\u8cc7\u55ae\u4e0a\u7684\u85aa\u6c34\u7e3d\u662f\u8981\u6263\u9664\u4e00\u7cfb\u5217\u7684\u4e8b\u9805\uff0c\u5982\u793e\u4fdd\u7b49\u7b49\u3002\u5176\u4e2d\uff0c\u85aa\u6c34\u5283\u51fa\u53bb\u4f54\u6bd4\u6700\u5927\u7684\u5c31\u662f\u516c\u7a4d\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u90a3\u9ebc\uff0c\u70ba\u4ec0\u9ebc\u6211\u5011\u6709\u90e8\u5206\u7684\u85aa\u6c34\u4e00\u5b9a\u8981\u63d0\u4ea4\u7d66\u516c\u7a4d\u91d1\uff1f \u516c\u7a4d\u91d1\u53c8\u6703\u5982\u4f55\u4f7f\u7528\u6211\u5011\u4e0a\u7e73\u7684\u85aa\u6c34\u5462\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">EPF\uff08Employees Provident Fund\uff09\uff0c\u99ac\u4f86\u6587\u53c8\u7a31KWSP(Kumpulan Wang Simpanan Pekerja)\uff0c\u65bc1951\u5e74\u6210\u7acb\u3002\u9019\u662f\u99ac\u4f86\u897f\u4e9e\u653f\u5e9c\u8a2d\u7acb\u7684<\/span><b>\u50f1\u54e1\u516c\u7a4d\u91d1\u8a08\u5283<\/b><span style=\"font-weight: 400;\">\uff0c\u76ee\u7684\u662f\u70ba\u99ac\u4f86\u897f\u4e9e\u7684\u5168\u8077\u50f1\u54e1<\/span><b>\u63d0\u4f9b\u5132\u84c4\u548c\u9000\u4f11\u91d1<\/b><span style=\"font-weight: 400;\">\uff0c\u4ee5\u652f\u6301\u4ed6\u5011\u7684\u9000\u4f11\u751f\u6d3b\u548c\u7dca\u6025\u60c5\u6cc1\u4e0b\u7684\u8cc7\u91d1\u9700\u6c42\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u7531\u96c7\u4e3b\u548c\u50f1\u54e1\u5171\u540c\u51fa\u8cc7\uff0c\u4e26\u7531EPF\u7ba1\u7406\u548c\u6295\u8cc7\uff0c\u4ee5\u5be6\u73fe\u8cc7\u91d1\u589e\u503c\u3002\u6839\u64da<\/span><a href=\"https:\/\/www.kwsp.gov.my\/en\/about-epf\/news-highlights\/references\/epf-act-1991\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">1991\u5e74\u516c\u7a4d\u91d1\u6cd5\u4ee4\u7b2c452\u689d\uff08Employees Provident Fund Act 1991, Act 452\uff09<\/span><\/a><span style=\"font-weight: 400;\">\u898f\u5b9a\uff0c\u6240\u6709\u99ac\u4f86\u897f\u4e9e\u7684\u5168\u8077\u50f1\u54e1\u5fc5\u9808\u53c3\u52a0EPF\u8a08\u5283\uff0c\u5c6c\u65bc<\/span><b>\u5f37\u5236\u6027\u5132\u84c4<\/b><span style=\"font-weight: 400;\">\uff08\u5f37\u5236\u5132\u84c4\u8a08\u5283\uff09\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6839\u64da\u50f1\u54e1\u5de5\u7a4d\u91d1\u5c40\uff0c<\/span><a href=\"https:\/\/www.kwsp.gov.my\/member\/overview#:~:text=When%20you%20contribute%2011%25%20of,government)%20to%20your%20EPF%20savings.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u50f1\u54e1\u9700\u652f\u4ed8\u85aa\u6c34\u4e2d11%\u7684\u6bd4\u4f8b\u4f5c\u70ba\u5132\u84c4<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u800c\u96c7\u4e3b\u65b9\u9762\uff0c\u5247\u984d\u5916\u51fa\u8cc713%\uff0c\u4e26\u4e0d\u6703\u5f9e\u4f60\u7684\u85aa\u6c34\u4e2d\u6263\u9664\u3002\u9019\u88e1\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u85aa\u6c34RM5000\u4ee5\u4e0a\u7684\u50f1\u54e1\uff0c\u96c7\u4e3b\u7684KWSP\u8ca2\u737b\u7387\u50c5\u6709\u85aa\u8cc7\u768412%\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u63db\u8a00\u4e4b\uff0c\u4f60\u6bcf\u6708\u81f3\u5c11\u670923%\u7684\u85aa\u91d1\u5b58\u5165\u516c\u7a4d\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5047\u82e5\u4f60\u6bcf\u500b\u6708\u7684\u85aa\u6c34\u662fRM3,000\uff0c\u90a3\u9ebc\uff0c\u8eab\u70ba\u54e1\u5de5\u7684\u4f60\u5c31\u6703\u7e73\u7d0d\u5176\u4e2d\u768411%\uff0c\u5247\u6bcf\u6708\u6703\u5728\u85aa\u6c34\u4e2d\u6263\u9664RM330\u5b58\u5165EPF\uff0c\u800c\u96c7\u4e3b\u5247\u4ee513%\u7684\u7e73\u7d0d\u7387\u8ca2\u737bRM390\uff0c\u6bcf\u6708\u5171\u6709RM720\u5b58\u5165EPF\u6236\u53e3\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6703\u54e1\u7e73\u7d0d\u7684\u8cc7\u91d1\u5c07\u4ee57\uff1a3\u7684\u6bd4\u4f8b\u5206\u52302\u500b\u6236\u53e3\uff1aAkaun 1\u3001Akaun 2\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9664\u6b64\u4e4b\u5916\uff0c<\/span><a href=\"https:\/\/penang.chinapress.com.my\/20220825\/%E5%85%AC%E7%A7%AF%E9%87%91%E5%B1%80i-akaun-app-%E9%9A%8F%E6%97%B6%E5%8F%AF%E5%AD%98%E9%92%B1%E8%BF%9Bkwsp\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u81ea2022\u5e74\u958b\u59cb\uff0c\u516c\u7a4d\u91d1\u4e5f\u5141\u8a31\u50f1\u54e1\u9664\u4e86\u7e73\u4ea4\u85aa\u8cc7\u4e2d\u4e00\u5b9a\u7684\u6bd4\u4f8b\u5916\uff0c\u50f1\u54e1\u6bcf\u5e74\u4e5f\u53ef\u4ee5<\/span><b>\u81ea\u5df1\u96a8\u6642\u628a\u9322\u5b58\u5165EPF<\/b><\/a><span style=\"font-weight: 400;\">\u3002 2023\u5e74\uff0c\u5b89\u83ef\u653f\u5e9c\u6b63\u5f0f\u5ba3\u5e03\u5c07<\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/budget.mof.gov.my\/pdf\/belanjawan2023\/ucapan\/2023-touchpoint.pdf\" target=\"_blank\" rel=\"noopener\">\u81ea\u7e73\u516c\u7a4d\u91d1\u9650\u984d<\/a><\/span><span style=\"font-weight: 400;\">\u5f9e\u6bcf\u5e74RM60,000\u63d0\u9ad8\u81f3RM100,000\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a645058 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a645058\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce92988\" data-id=\"ce92988\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64def61 elementor-widget elementor-widget-image\" data-id=\"64def61\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"561\" height=\"50\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/2023\u81ea\u7f34\u516c\u79ef\u91d1EPF\u9650\u989d\u63d0\u9ad8.webp\" class=\"attachment-large size-large wp-image-37025\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/2023\u81ea\u7f34\u516c\u79ef\u91d1EPF\u9650\u989d\u63d0\u9ad8.webp 561w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/2023\u81ea\u7f34\u516c\u79ef\u91d1EPF\u9650\u989d\u63d0\u9ad8-300x27.webp 300w\" sizes=\"(max-width: 561px) 100vw, 561px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f54a91 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f54a91\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa80400\" data-id=\"fa80400\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-222b11b elementor-widget elementor-widget-text-editor\" data-id=\"222b11b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u95dc\u65bc\u81ea\u9858\u7e73\u7d0d\u516c\u7a4d\u91d1\u7684\u6b65\u9a5f\uff0c\u8acb\u5283\u5230\u6587\u7ae0\u4e0b\u65b9\u67e5\u770b\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6839\u64daKWSP\u6700\u65b0\u6578\u64da\uff0c\u76ee\u524d<\/span><a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/%E6%B4%BB%E8%B7%83%E4%BC%9A%E5%91%98847%E4%B8%87%E4%BA%BA%E5%88%9B%E6%96%B0%E9%AB%98-epf%E4%B8%8A%E5%8D%8A%E5%B9%B4%E6%8A%95%E8%B5%84%E6%94%B6%E5%85%A5%E5%A2%9E94%E4%BA%BF\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u7684\u7e3d\u6703\u54e1\u4eba\u6578<\/span><\/a><span style=\"font-weight: 400;\">\u70ba1599\u842c\u4eba\uff0c\u6d3b\u8e8d\u6703\u54e1\u4eba\u6578\u70ba853\u842c\u4eba\u3002<\/span><\/p><p><span style=\"font-size: 18px; font-weight: 400; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\">\u6487\u958b\u6253\u5de5\u65cf\u4e0d\u8aac\uff0c\u5149\u662f\u53c3\u8207<\/span><a href=\"https:\/\/klse.i3investor.com\/web\/blog\/detail\/sinchew_company_story\/2022-12-05-story-h-304603022\" style=\"font-size: 18px; font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing ); background-color: rgb(255, 255, 255);\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u81ea\u9858\u5132\u84c4\u9000\u4f11\u91d1\u8a08\u5283\uff08i-Saraan\uff09<\/span><\/a><span style=\"font-size: 18px; font-weight: 400; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\">\u7684\u81ea\u50f1\u4eba\u58eb\uff0c\u7528\u6236\u4eba\u6578\u5c31\u5728\u4eca\u5e749\u6708\u9054\u5230\u4e86118\u842c\u4eba\u3002\u5176\u4e2d\u5171\u670950,425\u4eba\u7684\u516c\u7a4d\u91d1\u7e73\u7d0d\u7387\u66f4\u662f\u8d85\u904e\u4e8611%\u7684\u6cd5\u5b9a\u7e73\u7d0d\u7387\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9019\u9ebd\u591a\u4eba\u770b\u597d\u516c\u7a4d\u91d1 \uff0c\u5e76\u4e14\u52a0\u5927\u5c0d KWSP \u7684\u6295\u8cc7\uff0c\u8868\u660e\u516c\u8846\u5c0d EPF \u662f\u975e\u5e38\u770b\u597d\u7684\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-17a2a56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"17a2a56\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5e3b3d2\" data-id=\"5e3b3d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97618b8 elementor-widget elementor-widget-heading\" data-id=\"97618b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EPF\u70ba\u4ec0\u9ebc\u80fd\u5920\u7d66\u7528\u6236\u6d3e\u606f\uff1f\u7d66\u4e88\u9ad8\u56de\u916c\uff1f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80a35ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80a35ae\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1fef00\" data-id=\"e1fef00\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df38b47 elementor-widget elementor-widget-text-editor\" data-id=\"df38b47\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u70ba\u4ec0\u9ebcKWSP\u6bcf\u5e74\u90fd\u80fd\u7d66\u4e88\u7528\u6236\u5229\u606f\uff1f\u90a3\u662f\u56e0\u70ba\u516c\u7a4d\u91d1\u6703\u5229\u7528\u7528\u6236\u5b58\u6b3e\uff0c\u901a\u904e\u6295\u8cc7\u4f86\u5be6\u73fe\u8cc7\u91d1\u589e\u503c\u3002\u50cf2023\u5e74\uff0cKWSP\u7684\u6295\u8cc7\u6536\u5165\u5c31\u9ad8\u9054\u4e86669\u51049000\u842c\u4ee4\u5409<\/span><span style=\"font-size: 18px; font-weight: 400; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\">\u3002<\/span><\/p><p><span style=\"font-size: 18px; font-weight: 400; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ); letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\">EPF\u7a76\u7adf\u662f\u6295\u8cc7\u5728\u54ea\u88cf\u624d\u53ef\u4ee5\u7372\u5f97\u9019\u9ebd\u9ad8\u7684\u6536\u5165\uff1f\u9019\u5c31\u597d\u6bd4\u6211\u5011\u8cb7\u9280\u884cMutual Fund\u7684\u6982\u5ff5\uff0c\u57fa\u91d1\u7d93\u7406\u4e5f\u662f\u900f\u904e\u591a\u5143\u5316\u7684\u6295\u8cc7\uff0c\u4f86\u5e36\u7d66\u6211\u5011\u6536\u76ca\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u622a\u81f32023\u5e74\uff0cKWSP\u7684\u6295\u8cc7\u7e3d\u8cc7\u7522\u9ad8\u90541\u51461358\u51041000\u842c\u4ee4\u5409\uff0c\u662f<a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/%E5%8E%BB%E5%B9%B4%E5%87%8F44-epf%E5%A4%96%E5%8C%85%E6%8A%95%E8%B5%841602%E4%BA%BF\" target=\"_blank\" rel=\"noopener\">\u5168\u740310\u5927<\/a><\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/%E5%8E%BB%E5%B9%B4%E5%87%8F44-epf%E5%A4%96%E5%8C%85%E6%8A%95%E8%B5%841602%E4%BA%BF\" target=\"_blank\" rel=\"noopener\">\u9000\u4f11\u57fa\u91d1\u6a5f\u69cb<\/a>\uff0c<\/span><a href=\"https:\/\/www.kwsp.gov.my\/ms\/web\/guest\/w\/kwsp-catat-pendapatan-pelaburan-rm15.16-bilion-untuk-s1-2023\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408<\/span><\/a><span style=\"font-weight: 400;\">\u5c31\u5305\u62ec\u4e86\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u80a1\u7968\uff0842%\uff09\u8ca2\u737b390\u51045000\u842c\u4ee4\u5409\uff0c\u4f54\u7e3d\u6295\u8cc7\u6536\u5165\u768458%\uff0c\u6295\u8cc7\u56de\u5831\u7387\u70ba8.68%<\/span><\/li><li aria-level=\"1\">\u56fa\u5b9a\u6536\u5165\u5de5\u5177\uff0846%\uff09\uff0c\u5982\uff1a\u5927\u99ac\u653f\u5e9c\u8b49\u5238\uff08MGS\uff09\u3001\u8cb8\u6b3e\u548c\u50b5\u5238\uff0c\u8cfa\u53d6197\u51044000\u842c\u4ee4\u5409\u7684\u6295\u8cc7\u6536\u5165\uff0c\u5360KWSP\u7e3d\u6295\u8cc7\u6536\u5165\u768430%\u3002<\/li><li aria-level=\"1\">\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u8cfa\u4e8621\u51047000\u842c\u4ee4\u5409<\/li><li aria-level=\"1\">\u623f\u5730\u7522\u8207\u57fa\u790e\u8a2d\u65bd\u7684\u6536\u5165\u662f60\u51043000\u842c\u4ee4\u5409\u7684\u6536\u5165<\/li><\/ul><p><span style=\"font-weight: 400;\">\u5176\u4e2d\u570b\u5167\u6295\u8cc7\u7e3d\u5171\u4f54\u4e8662%\uff0c\u6d77\u5916\u6295\u8cc7\u5247\u662f38%\u3002<\/span><\/p><p>\u96d6\u7136\u6d77\u5916\u6295\u8cc7\u7684\u5360\u6bd4\u8f03\u5c11\uff0c\u4f46\u662f\u901a\u904e\u6d77\u5916\u6295\u8cc7\u53d6\u5f97\u7684\u6536\u5165\u6bd4\u4f8b\u53ef\u4e0d\u5c0f\u3002\u4eca\u5e74\uff0cKWSP \u5c31\u901a\u904e\u6d77\u5916\u6295\u8cc7\u53d6\u5f9765\u51045000\u842c\u4ee4\u5409\u6536\u5165\uff0c\u5360\u7e3d\u6295\u8cc7\u6536\u5165\u768445%\u3002<\/p><p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u6703\u5b9a\u671f\u8a55\u4f30\u9019\u4e9b\u6295\u8cc7\u7684\u8868\u73fe\uff0c\u4e26\u6839\u64da\u9700\u8981\u9032\u884c\u8cb7\u5165\u6216\u8ce3\u51fa\u64cd\u4f5c\u3002<\/span><\/p><p>\u6b64\u5916\uff0c\u4f60\u4e0d\u77e5\u9053\u7684\u662f\uff0cKWSP \u8cfa\u5230\u7684\u9019\u4e9b\u6536\u5165\u6703\u7528\u4f86\u518d\u6b21\u6295\u8cc7\u3002\u6bd4\u5982\u9019\u6b21\u8cfa\u5230\u7684478\u51046000\u842c\u4ee4\u5409\u5c31\u6709427\u51041000\u842c\u4ee4\u5409\u5b58\u653e\u5728\u50b3\u7d71\u5132\u84c4\uff0c51\u51045000\u842c\u4ee4\u5409\u914d\u7f6e\u5230\u56de\u6559\u5132\u84c4\u6236\u53e3\u4e2d\u3002<\/p><p><span style=\"font-weight: 400;\"> KWSP\u7684\u6295\u8cc7\u6c7a\u7b56\u662f\u57fa\u65bc\u5404\u7a2e\u56e0\u7d20\u7684\uff0c\u5982\u5e02\u5834\u8da8\u52e2\u3001\u7d93\u6fdf\u524d\u666f\u3001\u653f\u7b56\u8b8a\u5316\u7b49\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u901a\u904e\u9019\u4e9b\u6295\u8cc7\uff0cEPF\u6703\u78ba\u4fdd\u6211\u5011\u5b58\u5165\u7684\u9322\u7372\u5f97\u56de\u5831\uff0c\u4e26\u5c07\u9019\u4e9b\u56de\u5831\u4ee5\u5206\u7d05\u548c\u80a1\u606f\u7b49\u5f62\u5f0f\u5206\u914d\u7d66\u6211\u5011\uff0c\u4ee5\u652f\u6301\u6211\u5011\u65e5\u5f8c\u9000\u4f11\u7684\u990a\u8001\u8a08\u5283<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-399fa34 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"399fa34\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2e4cdaa\" data-id=\"2e4cdaa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cdc3cd elementor-widget elementor-widget-heading\" data-id=\"2cdc3cd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EPF\u6b77\u5e74\u6d3e\u606f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31de490 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31de490\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9b33aa6\" data-id=\"9b33aa6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af9413a elementor-widget elementor-widget-text-editor\" data-id=\"af9413a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">EPF\u7684\u5229\u606f\u6d3e\u767c\u6bcf\u5e74\u90fd\u6703\u6709\u6240\u8b8a\u5316\uff0c\u56e0\u6b64\u9019\u4e5f\u662f\u6211\u5011\u6700\u70ba\u95dc\u6ce8\u7684\u7126\u9ede\u3002<\/span><span style=\"font-weight: 400;\">\u63a5\u4e0b\u4f86\uff0c\u6211\u5011\u5c07\u901a\u904e\u4e0b\u8868\u70ba\u4f60\u56de\u9867\u516c\u7a4d\u91d1\u904e\u53bb20\u5e74\u4f86\u7684\u6d3e\u606f\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ed3e85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ed3e85\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6758626\" data-id=\"6758626\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77e7ce6 elementor-widget elementor-widget-text-editor\" data-id=\"77e7ce6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<table><tbody><tr><td><p><strong><b>\u5e74\u4efd<\/b><\/strong><\/p><\/td><td><p><strong><b>\u56de\u6559\u5132\u84c4 Islam Shariah Savings\uff08%\uff09<\/b><\/strong><\/p><\/td><td><p><strong><b>\u50b3\u7d71\u5132\u84c4 Conventional Savings\uff08%\uff09<\/b><\/strong><\/p><\/td><\/tr><tr><td><p>2023<\/p><\/td><td><p>5.40<\/p><\/td><td><p>5.50<\/p><\/td><\/tr><tr><td><p>2022<\/p><\/td><td><p>4.75<\/p><\/td><td><p>5.35<\/p><\/td><\/tr><tr><td><p>2021<\/p><\/td><td><p>5.65<\/p><\/td><td><p>6.10<\/p><\/td><\/tr><tr><td><p>2020<\/p><\/td><td><p>4.90<\/p><\/td><td><p>5.20<\/p><\/td><\/tr><tr><td><p>2019<\/p><\/td><td><p>5.00<\/p><\/td><td><p>5.45<\/p><\/td><\/tr><tr><td><p>2018<\/p><\/td><td><p>5.90<\/p><\/td><td><p>6.15<\/p><\/td><\/tr><tr><td><p>2017<\/p><\/td><td><p>6.40<\/p><\/td><td><p>6.90<\/p><\/td><\/tr><tr><td><p>2016<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>5.70<\/p><\/td><\/tr><tr><td><p>2015<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>6.40<\/p><\/td><\/tr><tr><td><p>2014<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>6.75<\/p><\/td><\/tr><tr><td><p>2013<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>6.35<\/p><\/td><\/tr><tr><td><p>2012<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>6.15<\/p><\/td><\/tr><tr><td><p>2011<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>6.00<\/p><\/td><\/tr><tr><td><p>2010<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>5.80<\/p><\/td><\/tr><tr><td><p>2009<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>5.65<\/p><\/td><\/tr><tr><td><p>2008<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>4.50<\/p><\/td><\/tr><tr><td><p>2007<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>5.80<\/p><\/td><\/tr><tr><td><p>2006<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>5.15<\/p><\/td><\/tr><tr><td><p>2005<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>5.00<\/p><\/td><\/tr><tr><td><p>2004<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>4.75<\/p><\/td><\/tr><tr><td><p>2003<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>4.50<\/p><\/td><\/tr><tr><td><p>2002<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>4.25<\/p><\/td><\/tr><tr><td><p>2001<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>5.00<\/p><\/td><\/tr><tr><td><p>2000<\/p><\/td><td><p>\u2013<\/p><\/td><td><p>6.00<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ae6510 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ae6510\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf58327\" data-id=\"cf58327\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a89d967 elementor-widget elementor-widget-text-editor\" data-id=\"a89d967\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u9700\u8981\u56de\u9867\u66f4\u65e9\u524d\u7684EPF\u6b77\u5e74\u6d3e\u606f\uff081952-2023\uff09\u8acb\u700f\u89bd\uff1a<\/span><a href=\"https:\/\/www.kwsp.gov.my\/member\/contribution\/mandatory-contribution#WhatYouGetBack\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">https:\/\/www.kwsp.gov.my\/member\/contribution\/mandatory-contribution#WhatYouGetBack<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\u6ce8\u610f\u5230\u8868\u5167KWSP\u7684\u5229\u606f\u5206\u70ba\u56de\u6559\u5132\u84c4\uff08Islam Shariah Savings\uff09\u548c \u50b3\u7d71\u5132\u84c4\uff08Conventional Savings\uff09\u4e86\u55ce\uff1f\u8207\u50b3\u7d71\u7684\u5132\u84c4\u65b9\u5f0f\u4e0d\u540c\uff0cKWSP\u56de\u6559\u5132\u84c4\u63a1\u7528\u4f0a\u65af\u862d\u6559\u6cd5\u7684\u539f\u5247\u548c\u898f\u5b9a\uff0c\u4ee5\u78ba\u4fdd\u5132\u84c4\u65b9\u5f0f\u7b26\u5408\u4f0a\u65af\u862d\u6559\u6cd5\u7684\u8981\u6c42\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u56de\u6559\u5132\u84c4\u548c\u50b3\u7d71\u5132\u84c4\u67094\u5927\u4e0d\u540c\uff1a<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5132\u84c4\u65b9\u5f0f\uff1a\u50b3\u7d71\u5132\u84c4\u65b9\u5f0f\u63a1\u7528\u5229\u606f\u5236\u5ea6\uff0c\u800c\u56de\u6559\u5132\u84c4\u5247\u63a1\u7528\u6295\u8cc7\u548c\u98a8\u96aa\u5206\u64d4\u7684\u65b9\u5f0f\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5132\u84c4\u6536\u76ca\uff1a\u50b3\u7d71\u5132\u84c4\u65b9\u5f0f\u6536\u76ca\u4ee5\u5229\u606f\u70ba\u4e3b\uff0c\u800c\u56de\u6559\u5132\u84c4\u5247\u63a1\u7528\u6295\u8cc7\u6536\u76ca\u5206\u914d\u65b9\u5f0f\uff0c\u6839\u64da\u6295\u8cc7\u9805\u76ee\u7684\u98a8\u96aa\u548c\u6536\u76ca\u4f86\u5206\u914d\u6536\u76ca\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u9805\u76ee\uff1a\u50b3\u7d71\u5132\u84c4\u65b9\u5f0f\u7684\u6295\u8cc7\u9805\u76ee\u591a\u6a23\uff0c\u800c\u56de\u6559\u5132\u84c4\u5247\u9075\u5faa\u4f0a\u65af\u862d\u6559\u6cd5\u7684\u898f\u5b9a\uff0c\u6295\u8cc7\u9805\u76ee\u4ee5\u7b26\u5408\u4f0a\u65af\u862d\u6559\u6cd5\u7684\u539f\u5247\u70ba\u57fa\u790e\uff0c\u5982\u623f\u5730\u7522\u3001\u57fa\u790e\u8a2d\u65bd\u548c\u5176\u4ed6\u7b26\u5408\u4f0a\u65af\u862d\u6559\u6cd5\u7684\u6295\u8cc7\u9805\u76ee\uff0c\u4e0d\u80fd\u6295\u8cc7\u8207\u8ced\u535a\u3001\u9152\u7cbe\u98f2\u6599\u7b49\u884c\u696d\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u63d0\u53d6\u8cc7\u91d1\uff1a\u50b3\u7d71\u5132\u84c4\u65b9\u5f0f\u5141\u8a31\u96a8\u6642\u63d0\u53d6\u8cc7\u91d1\uff0c\u800c\u56de\u6559\u5132\u84c4\u5247\u9700\u8981\u6eff\u8db3\u7279\u5b9a\u7684\u689d\u4ef6\uff0c\u4f8b\u5982\u9075\u5b88\u4f0a\u65af\u862d\u6559\u6cd5\u7684\u898f\u5b9a\u548c\u898f\u5b9a\u7684\u6295\u8cc7\u671f\u9650\u7b49\u3002<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">\u503c<\/span>\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u5728\u5132\u84c4\u8a08\u5283\u7684\u9078\u64c7\u4e2d\uff0c\u516c\u7a4d\u91d1\u5c40\u4e5f<span style=\"font-weight: 400;\">\u5141\u8a31<\/span><b>\u975e\u7a46\u65af\u6797\u52a0\u5165\u56de\u6559\u5132\u84c4\u8a08\u5283<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u53e6\u5916\uff0c\u901a\u904e\u8868\u683c\uff0c\u6211\u5011\u4e5f\u4e0d\u96e3\u767c\u73feKWSP\u9019<\/span><b>22\u5e74<\/b><span style=\"font-weight: 400;\">\u4f86\u7684\u6d3e\u606f\uff0c\u4e00\u76f4<\/span><b>\u7a69\u5b9a\u57285%-6%\u5de6\u53f3<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4eca\u5e74\uff0c2022\u5e74\u7684\u5229\u606f\u76f8\u8f03\u65bc2021\u5e74\u4e0b\u964d\u4e860.75%\u3002<\/span><a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/%E3%80%90%E7%8B%AC%E5%AE%B6%E3%80%91%E7%BB%8F%E6%B5%8E%E5%AD%A6%E5%AE%B6%E6%AF%94%E5%8E%BB%E5%B9%B461%E4%BD%8E-epf%E6%88%96%E6%B4%BE%E6%81%AF5%E8%87%B355\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u64da\u5c08\u5bb6\u89e3\u91cb<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u9019\u4e3b\u8981\u662f\u56e0\u70ba\u5168\u7403\u7d93\u6fdf\u8870\u9000\uff0c\u4fc4\u70cf\u6230\u722d\u672a\u898b\u66d9\u5149\uff0c\u901a\u8ca8\u81a8\u8139\u53ca\u80a1\u5e02\u52d5\u76ea\u6240\u5e36\u4f86\u7684\u5f71\u97ff\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d24d877 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d24d877\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0e8a483\" data-id=\"0e8a483\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03846fb elementor-widget elementor-widget-heading\" data-id=\"03846fb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EPF\u5229\u606f\u600e\u9ebc\u7b97\uff1f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58863cb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58863cb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fe2f8d4\" data-id=\"fe2f8d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8eee9bf elementor-widget elementor-widget-text-editor\" data-id=\"8eee9bf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u4ee5\u65e5\u8a08\u606f\uff0c\u4ee5\u5e74\u70ba\u55ae\u4f4d\u8a08\u7b97\u5229\u606f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5b83\u7684\u516c\u5f0f\u662f\uff1a{\uff08\u8cec\u6236\u9918\u984d X \u7576\u6708\u5929\u6578\uff09+\uff08\u7576\u6708\u7e73\u7d0d\u91d1\u984d X 1\u5929\uff09X \u5229\u606f}\/365\u5929\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a8baff6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8baff6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-07e255d\" data-id=\"07e255d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c243604 elementor-widget elementor-widget-image\" data-id=\"c243604\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"780\" height=\"520\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/EPF\u8ba1\u7b97\u516c\u5f0fVIM-web.webp\" class=\"attachment-large size-large wp-image-37028\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/EPF\u8ba1\u7b97\u516c\u5f0fVIM-web.webp 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/EPF\u8ba1\u7b97\u516c\u5f0fVIM-web-300x200.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/EPF\u8ba1\u7b97\u516c\u5f0fVIM-web-768x512.webp 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff4b9d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff4b9d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-250eb8b\" data-id=\"250eb8b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03152d7 elementor-widget elementor-widget-text-editor\" data-id=\"03152d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u4f8b\u5b50\uff1a\u8a08\u7b971\u6708\u4efd\u5229\u606f\uff0c1\u6708\u5171\u670931\u5929\u3002\u5047\u8a2d\u4f60\u7684\u7b2c\u4e00\u8cec\u6236\u6709RM7,000\uff0c\u7b2c\u4e8c\u8cec\u6236\u6709RM3,000\uff0c\u6bcf\u6708\u6703\u7e73\u7d0dRM1000\u7684\u516c\u7a4d\u91d1\uff08\u63097\uff1a3\u6bd4\u4f8b\u5206\u767c\u81f32\u500b\u8cec\u6236\uff09\uff0c\u5229\u606f\u70ba6%<\/span><\/p><p><span style=\"font-weight: 400;\">\u7b2c\u4e00\u8cec\u6236\uff1aRM{\uff087000 X 31 \uff09+\uff08700 X 1\uff09X 6%}\/365\u5929= RM35.80<\/span><\/p><p><span style=\"font-weight: 400;\">\u7b2c\u4e8c\u8cec\u6236\uff1aRM{\uff083000 X 31 \uff09+\uff08300 X 1\uff09X 6%}\/365\u5929= RM15.34<\/span><\/p><p><span style=\"font-weight: 400;\">\u6309\u7167\u9019\u500b\u516c\u5f0f\uff0c\u4ee5\u6b64\u985e\u63a8\u81f312\u6708\u5373\u53ef\u7372\u5f97\u5168\u5e74\u5229\u606f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e00\u822c\u4e0a\uff0c\u516c\u7a4d\u91d1\u5c40\u5c07\u57282\u6708\u5ba3\u5e03\u4e0a\u4e00\u5e74\u5229\u606f\uff0c\u59822023\u5e74\u5ba3\u5e032022\u5e74\u5229\u606f\uff0c\u4e26\u5728\u4e0d\u4e45\u5f8c\u6d3e\u606f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7528\u6236\u53ea\u9700\u5728\u624b\u6a5f\u4e0b\u8f09i-Akaun\u8edf\u4ef6\uff0c\u4e00\u7d93\u767b\u9304\uff0c\u4fbf\u53ef\u5728\u9996\u9801\u6536\u5230\u6d3e\u606f\u901a\u544a\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-08391fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"08391fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ec5453\" data-id=\"4ec5453\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01505d2 elementor-widget elementor-widget-image\" data-id=\"01505d2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"295\" height=\"300\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u67e5\u770bEPF\u5229\u606f-_2_-295x300.webp\" class=\"attachment-medium size-medium wp-image-37030\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u67e5\u770bEPF\u5229\u606f-_2_-295x300.webp 295w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u67e5\u770bEPF\u5229\u606f-_2_-1006x1024.webp 1006w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u67e5\u770bEPF\u5229\u606f-_2_-768x782.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u67e5\u770bEPF\u5229\u606f-_2_.webp 1080w\" sizes=\"(max-width: 295px) 100vw, 295px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5032f15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5032f15\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-870b7fd\" data-id=\"870b7fd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e92fe59 elementor-widget elementor-widget-heading\" data-id=\"e92fe59\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u628a\u9322\u5b58\u5728EPF\u7684\u512a\u9ede<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4365a88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4365a88\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e60584\" data-id=\"8e60584\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94d84be elementor-widget elementor-widget-text-editor\" data-id=\"94d84be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u7576\u8ac7\u5230\u990a\u8001\u554f\u984c\u6642\uff0c\u904e\u53bb\uff0c\u4eba\u5011\u5e38\u5e38\u8a8d\u70ba\u201c\u990a\u5152\u9632\u8001\u201d\u662f\u500b\u597d\u7b56\u7565\u3002\u7136\u800c\uff0c\u96a8\u8457\u6642\u4ee3\u548c\u5bb6\u5ead\u7d50\u69cb\u7684\u6539\u8b8a\uff0c\u9019\u500b\u7b56\u7565\u6b63\u5728\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u4e0d\u53ef\u9760\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76f8\u53cd\uff0c\u66f4\u660e\u667a\u7684\u9078\u64c7\u662f\u901a\u904e\u7a4d\u7d2f\u81ea\u5df1\u7684\u990a\u8001\u57fa\u91d1\u4f86\u78ba\u4fdd\u672a\u4f86\u7684\u8ca1\u52d9\u5b89\u5168\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u990a\u5152\u9632\u8001\uff0c\u4e0d\u5982\u81ea\u5df1\u5b58\u990a\u8001\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u628a\u9322\u5b58\u5728KWSP\uff0c\u9664\u4e86\u6211\u5011\u719f\u77e5\u7684\u990a\u8001\u5132\u5099\u91d1\uff0c\u5176\u5be6\u9084\u6709\u90198\u5927\u597d\u8655:<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76ba455 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76ba455\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0edf006\" data-id=\"0edf006\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fca653e elementor-widget elementor-widget-heading\" data-id=\"fca653e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.\u5b89\u5168\u6027<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49ea5c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49ea5c3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ad1f31\" data-id=\"6ad1f31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e553151 elementor-widget elementor-widget-text-editor\" data-id=\"e553151\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">KWSP\u662f\u99ac\u4f86\u897f\u4e9e\u653f\u5e9c\u8a2d\u7acb\u7684\u6a5f\u69cb\uff0c\u904b\u4f5c\u548c\u7ba1\u7406\u4e5f<\/span><b>\u53d7\u5230\u653f\u5e9c\u7684\u76e3\u7ba1\u548c\u76e3\u7763<\/b><span style=\"font-weight: 400;\">\uff0c\u70ba\u7684\u5c31\u662f\u78ba\u4fdd\u78ba\u4fdd\u8cc7\u91d1\u7684\u5b89\u5168\u6027\u548c\u5408\u898f\u6027\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u800c\u4e14\uff0cKWSP\u7684\u8cc7\u91d1\u4e5f\u662f\u53d7\u5230\u56b4\u683c\u7684\u4fdd\u8b77\u63aa\u65bd\u7684\u3002\u6839\u64da<\/span><a href=\"https:\/\/www.kwsp.gov.my\/en\/about-epf\/news-highlights\/references\/epf-act-1991\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">1991\u5e74\u516c\u7a4d\u91d1\u6cd5\u4ee4<\/span><\/a><span style=\"font-weight: 400;\">\uff0cEPF\u7684\u57fa\u91d1\u662f\u53d7\u5230\u6cd5\u5f8b\u4fdd\u8b77\u7684\uff0c\u4e26\u4e14\u53ea\u80fd\u7528\u65bc\u898f\u5b9a\u7684\u7528\u9014\uff0c\u4f8b\u5982\u6295\u8cc7\u548c\u63d0\u4f9b\u7d66\u5408\u683c\u7684\u6210\u54e1\u9000\u4f11\u798f\u5229\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2847ca3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2847ca3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc6e0c4\" data-id=\"dc6e0c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3bc63c elementor-widget elementor-widget-heading\" data-id=\"e3bc63c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. \u7a69\u5b9a\u7684\u56de\u5831\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8daa260 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8daa260\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-22fa57c\" data-id=\"22fa57c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-186556a elementor-widget elementor-widget-text-editor\" data-id=\"186556a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">KWSP\u7531\u99ac\u4f86\u897f\u4e9e\u653f\u5e9c\u76e3\u7ba1\uff0c\u4e26\u63a1\u53d6\u4e86\u591a\u7a2e\u5b89\u5168\u63aa\u65bd\u4f86\u4fdd\u969c\u54e1\u5de5\u7684\u5132\u84c4\u3002\u5176\u4e2d\u4e4b\u4e00\u662f\u516c\u7a4d\u91d1\u7684\u8cc7\u91d1\u662f\u7531\u5c08\u696d\u7684\u57fa\u91d1\u7d93\u7406\u7ba1\u7406\uff0c\u4ed6\u5011\u6709\u8457\u5ee3\u6cdb\u7684\u6295\u8cc7\u7d93\u9a57\u548c\u77e5\u8b58\u3002\u6b64\u5916\uff0cKWSP\u7684\u6295\u8cc7\u7b56\u7565\u4e5f\u662f\u7d93\u904e\u5be9\u614e\u8003\u616e\u7684\uff0c\u4e3b\u8981\u4ee5\u4fdd\u5b88\u548c\u7a69\u5065\u70ba\u4e3b\uff0c\u5f9e\u800c\u5be6\u73fe\u6700\u5927\u56de\u5831\u7387\uff0c\u6700\u5c0f\u5316\u98a8\u96aa\u7684\u76ee\u6a19\uff0c\u4ee5\u78ba\u4fdd\u6211\u5011\u7684\u5132\u84c4\u5b89\u5168\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u8207\u773e\u591a\u4f4e\u98a8\u96aa\u91d1\u878d\u7522\u54c1\uff0c\u516c\u7a4d\u91d1\u4f5c\u70ba\u5132\u84c4\u8a08\u5283\u6240\u63d0\u4f9b\u7684\u56de\u5831\u7387\u7b97\u5f97\u4e0a\u76f8\u7576\u53ef\u89c0\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u90a3\u9ebc\uff0c\u540c\u6a23\u662f\u5132\u84c4\u8a08\u5283\uff0cEPF\u8207\u5b9a\u5b58FD\uff08Fixed Deposit\uff09\u76f8\u6bd4\uff0c\u8ab0\u66f4\u52dd\u4e00\u7c4c\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u6211\u5011\u70ba\u5927\u5bb6\u5927\u81f4\u6574\u7406\u4e862\u6708\u4efd\u5e7e\u5927\u9280\u884c\u7d66\u4e88\u7684\u5b9a\u671f\u5b58\u6b3e\uff08Fixed Deposit, FD\uff09\u512a\u60e0\u4fc3\u92b7\u3002\u82e5\u662f\u5c07\u5b58\u6b3e\u5728\u8a72\u9280\u884c\u5b58\u653e12\u500b\u6708\uff0c\u5e74\u5229\u7387\u5982\u4e0b\u8868\uff1a<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-378b0fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"378b0fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e79288\" data-id=\"8e79288\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89ab37d elementor-widget elementor-widget-text-editor\" data-id=\"89ab37d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<table><tbody><tr><td><p><b>\u9280\u884c<\/b><\/p><\/td><td><p><b>12\u500b\u6708\u5229\u7387\uff08%\uff09<\/b><\/p><\/td><td><p><b>\u6700\u4f4e\u5b58\u6b3e\u8981\u6c42<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u827e\u82ac\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">4.15\uff08\u4fc3\u92b7\u671f\u7d50\u675f\u7d04\u70ba2.85%\uff09<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">20,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u806f\u76df\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">4.10\uff08\u4fc3\u92b7\u671f\u7d50\u675f\u7d04\u70ba2.85%\uff09<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">1,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u806f\u660c\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">4.20\uff08\u4fc3\u92b7\u671f\u7d50\u675f\u7d04\u70ba2.85%\uff09<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">1,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u8c50\u9686\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">3.85\uff08\u4fc3\u92b7\u671f\u7d50\u675f\u7d04\u70ba2.40%\uff09<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM10,000<\/span><\/p><p><span style=\"font-weight: 400;\">*\u53ea\u9650\u65b0\u8cc7<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u532f\u8c50\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">2.65<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">1,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u99ac\u4f86\u4e9e\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">2.85<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">1,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u83ef\u50d1\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">2.75<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">1,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5927\u773e\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">4.05(\u4fc3\u92b7\u671f\u7d50\u675f\u7d04\u70ba2.80%)<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">5,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">RHB<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">4.20(\u4fc3\u92b7\u671f\u7d50\u675f\u7d04\u70ba2.80%)<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">10,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6e23\u6253\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">2.60<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">1,000\u4ee4\u5409<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5927\u83ef\u9280\u884c<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">2.55<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">500\u4ee4\u5409<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e1ca0ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e1ca0ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0bd243d\" data-id=\"0bd243d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c597b4 elementor-widget elementor-widget-text-editor\" data-id=\"3c597b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u7d9c\u4e0a\uff0c<\/span><b>\u5b9a\u671f\u5b58\u6b3e\uff08Fixed Deposit\uff09\u7684\u56de\u916c\u4ecb\u65bc2%-4%\u4e4b\u9593\uff0c<\/b><span style=\"font-weight: 400;\">\u82e5\u662f\u904e\u4e86\u4fc3\u92b7\uff0c\u5e74\u5229\u7387\u5c07\u964d\u4f4e\u81f33%\u4ee5\u4e0b\uff0c\u76f8\u6bd4 <\/span><b>EPF 20\u5e74\u4f86\u4e00\u76f4\u7a69\u5b9a\u7dad\u6301\u76845%-6%\u56de\u916c\uff0c<\/b><span style=\"font-weight: 400;\">\u628a\u9322\u5b58\u5728\u516c\u7a4d\u91d1\u770b\u8d77\u4f86\u4f3c\u4e4e\u662f\u66f4\u660e\u667a\u7684\u9078\u64c7\u3002\u7576\u7136\u9019\u4e0d\u662f\u4e00\u9805\u6295\u8cc7\u5efa\u8b70\uff0c\u8acb\u5927\u5bb6\u4f9d\u64da\u500b\u4eba\u60c5\u6cc1\u505a\u51fa\u9078\u64c7\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20a3802 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20a3802\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-661f1aa\" data-id=\"661f1aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6409864 elementor-widget elementor-widget-text-editor\" data-id=\"6409864\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u63a8\u85a6\u95b2\u8b80\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\">\u99ac\u4f86\u897f\u4e9e2023\u5e744\u6708\u54ea\u5bb6FD\u5229\u7387\u6700\u9ad8\uff1f\u5168\u7db2\u6700\u51684\u6708\u5b9a\u671f\u5b58\u6b3e\u512a\u60e0<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e8e691 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e8e691\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-21c0e12\" data-id=\"21c0e12\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7b7f86 elementor-widget elementor-widget-heading\" data-id=\"c7b7f86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.\u4fdd\u8b49\u6700\u4f4e\u56de\u5831<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f0f4ea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f0f4ea\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1da1cf\" data-id=\"d1da1cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e6f9da elementor-widget elementor-widget-text-editor\" data-id=\"8e6f9da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u96d6\u7136\u628a\u9322\u653e\u9032\u516c\u7a4d\u91d1\u96d6\u7136\u4e0d\u4e00\u5b9a\u80fd\u5f97\u5230\u9ad8\u6536\u76ca\uff0c\u4f46\u7d55\u5c0d\u4e0d\u6703\u8ce0\u672c\u3002\u6839\u64da1991\u5e74\u50f1\u54e1\u516c\u7a4d\u91d1\u6cd5\u7b2c27\u9805\uff0c\u516c\u7a4d\u91d1\u56de\u916c\u7121\u8ad6\u4f55\u6642\u90fd\u5c07<\/span><a href=\"https:\/\/www.kwsp.gov.my\/en\/about-epf\/news-highlights\/references\/epf-act-1991\" target=\"_blank\" rel=\"noopener\"><b>\u4fdd\u8b492.5%\u7684\u6700\u4f4e\u6d3e\u606f<\/b><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74d8e7c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74d8e7c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-718d8e3\" data-id=\"718d8e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b1dde8 elementor-widget elementor-widget-heading\" data-id=\"3b1dde8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.\u8dd1\u8d0f\u901a\u8ca8\u81a8\u8139<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-058d336 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"058d336\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5f3dfba\" data-id=\"5f3dfba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18cb5f7 elementor-widget elementor-widget-text-editor\" data-id=\"18cb5f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">2022\u5e74\uff0c\u99ac\u4f86\u897f\u4e9e\u7684<\/span><b>\u901a\u8ca8\u81a8\u8139\u7387\u4ecb\u65bc4%-5<\/b><span style=\"font-weight: 400;\">%\u4e4b\u9593\u3002\u800c\u7e31\u89c0 <\/span><b>KWSP 22\u5e74\u4f86\u7684\u6536\u76ca<\/b><span style=\"font-weight: 400;\">\u5e73\u5747\u70ba5%-6%\uff0c\u660e\u986f<\/span><b>\u9ad8\u65bc\u901a\u8ca8\u81a8\u8139<\/b><span style=\"font-weight: 400;\">\u3002\u56e0\u6b64\uff0c\u516c\u7a4d\u91d1\u80fd\u5e6b\u52a9\u6703\u54e1\u62b5\u6297\u901a\u81a8\u5f71\u97ff\uff0c\u4fdd\u6301\u5132\u84c4\u7684\u8cfc\u8cb7\u529b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7576\u7136\uff0cKWSP\u7684\u6536\u76ca\u7387\u4e26\u975e\u56fa\u5b9a\u4e0d\u8b8a\uff0c\u6703\u53d7\u5230\u591a\u7a2e\u56e0\u7d20\u7684\u5f71\u97ff\uff0c\u5982\u5e02\u5834\u60c5\u6cc1\u3001\u7d93\u6fdf\u74b0\u5883\u3001\u653f\u7b56\u8b8a\u5316\u7b49\u3002\u56e0\u6b64\uff0c\u5118\u7ba1EPF\u5728\u904e\u53bb\u768422\u5e74\u4e2d\u8868\u73fe\u826f\u597d\uff0c\u4f46\u672a\u4f86\u7684\u8868\u73fe\u4ecd\u9700\u8981\u5bc6\u5207\u95dc\u6ce8\u548c\u8a55\u4f30\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-909b7e5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"909b7e5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb593b9\" data-id=\"fb593b9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68e01e6 elementor-widget elementor-widget-heading\" data-id=\"68e01e6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5.\u6263\u7a05<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a19272c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a19272c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ba54f2\" data-id=\"9ba54f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f61898 elementor-widget elementor-widget-text-editor\" data-id=\"7f61898\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5c0d\u65bc\u6bcf\u500b\u6253\u5de5\u65cf\u4f86\u8aaa\uff0c\u6bcf\u5e74\u6e96\u6642\u5411\u5167\u9678\u7a05\u6536\u5c40\uff08Lembaga Hasil Dalam Negeri\uff09\u7533\u5831\u7a05\u52d9\u662f\u975e\u5e38\u91cd\u8981\u7684\uff0c\u5426\u5247\u5c07\u89f8\u72af\u6cd5\u5f8b\u3002\u7136\u800c\uff0c\u5982\u679c\u4e0d\u60f3\u7e73\u7d0d\u9ad8\u984d\u7684\u7a05\u91d1\uff0c\u6210\u70ba\u516c\u7a4d\u91d1\u7528\u6236\u5c31\u80fd\u5f97\u5230\u500b\u4eba<\/span><b>\u7a05\u52d9\u6e1b\u514d\u9ad8\u9054RM4,000<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aa67b89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aa67b89\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c64c67e\" data-id=\"c64c67e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c9b136 elementor-widget elementor-widget-text-editor\" data-id=\"7c9b136\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u5ef6\u7533\u95b2\u8b80\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/2023-malaysia-income-tax-newest-rate-and-tax-relief\/\">\u99ac\u4f86\u897f\u4e9e2023\u5e74\u5831\u7a05\uff1a\u6700\u65b0\u6263\u7a05,\u7a05\u7387\u548c\u5e38\u898b\u554f\u984c\uff01\u6253\u5de5\u65cf\u5fc5\u770b<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5cdd3cf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5cdd3cf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b32b616\" data-id=\"b32b616\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e902370 elementor-widget elementor-widget-heading\" data-id=\"e902370\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">6. \u591a\u5143\u5316\u8cc7\u7522\u914d\u7f6e<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8d277e7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8d277e7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1c9f86\" data-id=\"e1c9f86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d41e19 elementor-widget elementor-widget-text-editor\" data-id=\"9d41e19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u4fd7\u8a71\u8aaa\uff0c\u96de\u86cb\u4e0d\u80fd\u653e\u5728\u540c\u4e00\u500b\u7c43\u5b50\u88e1\u3002\u901a\u904e\u5132\u84c4\u5728KWSP\u4e2d\uff0c\u6211\u5011\u53ef\u4ee5\u7372\u5f97\u66f4\u591a\u6295\u8cc7\u7d44\u5408\u7684\u9078\u64c7\uff0c\u800c<\/span><b>\u4e0d\u5fc5\u81ea\u5df1\u9032\u884c\u8cc7\u7522\u914d\u7f6e<\/b><span style=\"font-weight: 400;\">\uff0c\u7279\u5225\u662f\u70ba\u6211\u5011\u7684\u9000\u4f11\u751f\u6d3b\u7559\u4e86\u4e00\u689d\u9000\u8def\u3002\u9019\u4e00\u9ede\u5c0d\u6295\u8cc7\u7f3a\u4e4f\u7d93\u9a57\u7684\u4eba\u4f86\u8aaa\u66f4\u70ba\u53cb\u597d\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ee648e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ee648e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4dd0ad7\" data-id=\"4dd0ad7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc60337 elementor-widget elementor-widget-heading\" data-id=\"dc60337\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">7.\u96f6\u8cbb\u7528\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76858a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76858a2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-520c613\" data-id=\"520c613\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69b7c97 elementor-widget elementor-widget-text-editor\" data-id=\"69b7c97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u76f8\u6bd4\u5176\u4ed6\u6295\u8cc7\u5e73\u53f0\uff0cEPF\u5b58\u6b3e\u7684\u597d\u8655\u4e4b\u4e00\u662f\uff0c<\/span><b>\u4e0d\u9700\u8981\u984d\u5916\u652f\u4ed8\u5e73\u53f0\u8cbb\u7528\u6216\u8005\u6eff\u8db3\u6700\u4f4e\u5b58\u6b3e\u8981\u6c42<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u5b58\u6b3e\u4e5f\u975e\u5e38\u9748\u6d3b\uff0c\u9664\u4e86\u56fa\u5b9a\u6bcf\u500b\u6708\u5f9e\u85aa\u6c34\u5b58\u5165KWSP\uff0c\u6211\u5011\u53ef\u4ee5\u9078\u64c7\u5b58\u5165\u4efb\u610f\u91d1\u984d\uff0c\u7121\u8ad6\u662f\u5927\u984d\u6295\u8cc7\u9084\u662f\u5c0f\u984d\u5132\u84c4\uff0c\u90fd\u4e0d\u9700\u8981\u652f\u4ed8\u984d\u5916\u7684\u8cbb\u7528 \u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-859ca53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"859ca53\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c75fc06\" data-id=\"c75fc06\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ffbf1aa elementor-widget elementor-widget-heading\" data-id=\"ffbf1aa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">8.\u5f37\u5236\u81ea\u5f8b<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-275c7e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"275c7e6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a78d98d\" data-id=\"a78d98d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-226eeb8 elementor-widget elementor-widget-text-editor\" data-id=\"226eeb8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u7531\u65bcKWSP\u5141\u8a31\u81ea\u9858\u7e73\u7d0d\uff0c\u5c0d\u65bc\u8cfc\u8cb7\u6b32\u65fa\u76db\uff0c\u6708\u5e95\u7e3d\u662f\u82b1\u5149\u9322\uff0c\u81ea\u5236\u529b\u8f03\u5f31\u7684\u6708\u5149\u65cf\u4f86\u8aaa\uff0c\u628a\u591a\u9918\u7684\u9322\u5b58\u5165KWSP\u4e5f\u80fd\u5920\u5e6b\u52a9\u6211\u5011\u201c\u5f37\u5236\u201d\u81ea\u5f8b\u3002\u7562\u7adf\u516c\u7a4d\u91d1\u53ef\u662f\u6613\u9032\uff0c\u96e3\u51fa\uff0c\u53ea\u6709\u5728\u7279\u5b9a\u60c5\u6cc1\u4e0b\u80fd\u5920\u53d6\u6b3e\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ef9fa9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ef9fa9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38e95cd\" data-id=\"38e95cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c51f2ed elementor-widget elementor-widget-heading\" data-id=\"c51f2ed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u628a\u9322\u5b58\u5728EPF\u7684\u7f3a\u9ede<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2102928 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2102928\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f272004\" data-id=\"f272004\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a6df6a elementor-widget elementor-widget-heading\" data-id=\"1a6df6a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.\u53d6\u6b3e\u9650\u5236<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8cf91ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8cf91ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bbb7380\" data-id=\"bbb7380\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94a2eb6 elementor-widget elementor-widget-text-editor\" data-id=\"94a2eb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5b9a\u5b58\u6216\u6295\u8cc7\u5e73\u53f0\u96d6\u7136\u6709\u4e00\u5b9a\u7684\u9396\u5b9a\u671f\u9650\uff08Lock-up period\uff09\uff0c\u4f46\uff0c\u5728\u5371\u53ca\u6642\uff0c\u4eba\u5011\u4ecd\u53ef\u4ee5\u96a8\u610f\u53d6\u9322\uff0c\u4e0d\u904e\u6709\u53ef\u80fd\u6703\u640d\u5931\u4e00\u4e9b\u5229\u606f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u7684\u521d\u8877\u662f\u70ba\u4e86\u5927\u99ac\u50f1\u54e1\u7684\u990a\u8001\u751f\u6d3b\u505a\u6e96\u5099\uff0c\u5c07\u793e\u6703\u554f\u984c\u964d\u5230\u6700\u4f4e\uff0c\u56e0\u6b64\u5728\u53d6\u6b3e\u65b9\u9762\u6709\u8af8\u591a\u9650\u5236\uff0c\u50c5\u5728\u4e00\u4e9b\u7279\u6b8a\u60c5\u6cc1\uff0c\u5982\uff1a\u8cb7\u623f\u300155\u6b72\u63d0\u6b3e\u3001\u9818\u53d6\u9000\u4f11\u91d1\u3001\u6559\u80b2\u7b49\u65b9\u9762\u80fd\u5920\u63d0\u6b3e\uff0c\u4ee5\u6b64\u9632\u6b62\u4eba\u6c11\u56e0\u70ba\u4e00\u6642\u7f3a\u9322\u800c\u6feb\u7528\u516c\u7a4d\u91d1\uff0c\u63d0\u524d\u9810\u652f\u672a\u4f86\u7684\u751f\u6d3b\u8cc7\u672c\u800c\u8ce0\u4e0a\u672a\u4f86\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u82e5\u6211\u5011\u60f3\u8981\u5f9eKWSP\u53d6\u9322\uff0c\u5c31\u5fc5\u9808\u901a\u904eKWSP\u7684\u5c64\u5c64\u5be9\u6838\uff0c\u6bd4\u5982\uff1a\u9700\u8981\u63d0\u4ea4\u5404\u7a2e\u6587\u4ef6\u8b49\u660e\u6211\u5011\u63d0\u6b3e\u7684\u5fc5\u8981\u6027\u3002\u5149\u662f\u5be9\u6838\uff0c\u53ef\u80fd\u5c31\u8017\u8cbb\u4e86\u5341\u5929\u534a\u500b\u6708\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5c0d\u73fe\u91d1\u7684\u6d41\u52d5\u6027\u5177\u6709\u9ad8\u8981\u6c42\uff0c\u5c0d\u65bc\u662f\u5426\u8981\u63a1\u7528\u81ea\u9858\u7e73\u7d0d\uff0c\u5c07\u984d\u5916\u7684\u6536\u5165\uff08\u6bcf\u6708\u5fc5\u9808\u7e73\u7d0d\u7684\u4e00\u5b9a\u85aa\u8cc7\u6bd4\u4f8b\u9664\u5916\u7684\u6536\u5165\uff09\u6295\u5230EPF\u88e1\uff0c\u5c31\u9700\u8981\u614e\u91cd\u8003\u616e\u4e86<\/span><b>\u3002<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b5f21d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b5f21d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d87a762\" data-id=\"d87a762\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b34303 elementor-widget elementor-widget-text-editor\" data-id=\"9b34303\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u5ef6\u4f38\u95b2\u8b80\uff1a<\/strong><\/p><p><strong><a href=\"https:\/\/valueinmind.co\/zh\/8-occasions-to-withdraw-epf\/\">\u4f60\u4e0d\u77e5\u9053\u76848\u500b\u53ef\u4ee5\u52d5\u7528EPF\u7684\u60c5\u6cc1\uff08\u4e0a\uff09<\/a><\/strong><\/p><p><strong><a href=\"https:\/\/valueinmind.co\/zh\/8-occasions-to-withdraw-epf-2\/\">\u4f60\u4e0d\u77e5\u9053\u76848\u500b\u53ef\u4ee5\u52d5\u7528EPF\u7684\u60c5\u6cc1\uff08\u4e0b\uff09<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ced47a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ced47a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c067d3\" data-id=\"8c067d3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0cb3540 elementor-widget elementor-widget-heading\" data-id=\"0cb3540\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. \u53ef\u80fd\u5b58\u5728\u5176\u4ed6\u66f4\u6709\u5438\u5f15\u529b\u7684\u6295\u8cc7\u6a5f\u6703<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05612a0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05612a0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0e88320\" data-id=\"0e88320\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf44a8f elementor-widget elementor-widget-text-editor\" data-id=\"bf44a8f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">KWSP\u662f\u5e02\u9762\u4e0a\u4f4e\u98a8\u96aa\u532f\u5831\u5de5\u5177\u4e2d\u7684\u4f7c\u4f7c\u8005\uff0c\u7136\u800c\uff0c\u82e5\u4f60\u5c07\u81ea\u9858\u7e73\u7d0d\u7684\u91d1\u984d\u653e\u5230\u80a1\u5e02\u4e0a\uff0c\u5f97\u5230\u7684\u56de\u5831\u6709\u53ef\u80fd\u4f86\u5f97\u66f4\u70ba\u8a98\u4eba\u3002\u7136\u800c\uff0c\u80a1\u5e02\u56de\u5831\u7387\u8207\u98a8\u96aa\u4e26\u5b58\uff0c\u5efa\u8b70\u5927\u5bb6\u597d\u597d\u8003\u616e\u9019\u9805\u6a5f\u6703\u6210\u672c\uff0c\u5728\u6295\u8cc7\u524d\u8a55\u4f30\u81ea\u5df1\u627f\u53d7\u98a8\u96aa\u7684\u80fd\u529b\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-48f0586 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"48f0586\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9406283\" data-id=\"9406283\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a23b1a elementor-widget elementor-widget-heading\" data-id=\"6a23b1a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u5982\u4f55\u81ea\u5df1\u5b58\u9322\u9032EPF\uff1f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e40f024 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e40f024\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1eee40a\" data-id=\"1eee40a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdd51c9 elementor-widget elementor-widget-text-editor\" data-id=\"bdd51c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5e0c\u671b\u52a0\u5927\u672c\u91d1\uff0c\u4ee5\u671f\u5728EPF\u7372\u5f97\u66f4\u591a\u56de\u5831\uff0c\u4f60\u53ef\u4ee5\u5728\u624b\u6a5f\u4e0b\u8f09<\/span><b>i-Akaun<\/b><span style=\"font-weight: 400;\">\u8edf\u4ef6\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8bc2300 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8bc2300\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-603f2fb\" data-id=\"603f2fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4d6b62 elementor-widget elementor-widget-heading\" data-id=\"e4d6b62\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f1\uff1a\u8f38\u5165\u7528\u6236\u540d\u8207\u5bc6\u78bc\uff0c\u767b\u9678\u5e33\u865f<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f76b0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f76b0b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2a6861\" data-id=\"b2a6861\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-499ad53 elementor-widget elementor-widget-image\" data-id=\"499ad53\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"657\" height=\"1280\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u5f55\u8d26\u53f7.webp\" class=\"attachment-medium_large size-medium_large wp-image-37033\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u5f55\u8d26\u53f7.webp 657w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u5f55\u8d26\u53f7-154x300.webp 154w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u5f55\u8d26\u53f7-526x1024.webp 526w\" sizes=\"(max-width: 657px) 100vw, 657px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ff36bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ff36bd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d563297\" data-id=\"d563297\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-697c0b5 elementor-widget elementor-widget-heading\" data-id=\"697c0b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f2\uff1a\u9ede\u64ca\u9801\u9762\u6700\u4e0b\u65b9\u7684\u201c+Add Contribution\u201d<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9e7163 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c9e7163\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e294952\" data-id=\"e294952\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b292214 elementor-widget elementor-widget-image\" data-id=\"b292214\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"654\" height=\"1280\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa42\u70b9\u51fbadd-contribution.webp\" class=\"attachment-medium_large size-medium_large wp-image-37035\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa42\u70b9\u51fbadd-contribution.webp 654w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa42\u70b9\u51fbadd-contribution-153x300.webp 153w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa42\u70b9\u51fbadd-contribution-523x1024.webp 523w\" sizes=\"(max-width: 654px) 100vw, 654px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36994a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36994a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46ae368\" data-id=\"46ae368\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e94bdea elementor-widget elementor-widget-heading\" data-id=\"e94bdea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f3\uff1a\u8f38\u5165\u8981\u81ea\u9858\u7e73\u7d0d\u7684\u91d1\u984d<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c140d46 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c140d46\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b25faad\" data-id=\"b25faad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fa59e3 elementor-widget elementor-widget-text-editor\" data-id=\"7fa59e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u6700\u4f4e\u7684\u7e73\u7d0d\u91d1\u984d\u70baRM10, \u4e00\u5e74\u6700\u591a\u53ea\u80fd\u7e73RM100,000<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f484116 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f484116\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7968ef\" data-id=\"b7968ef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a462b91 elementor-widget elementor-widget-image\" data-id=\"a462b91\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"522\" height=\"1024\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa43\u8f93\u5165\u7f34\u7eb3\u91d1\u989d-522x1024.webp\" class=\"attachment-large size-large wp-image-37037\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa43\u8f93\u5165\u7f34\u7eb3\u91d1\u989d-522x1024.webp 522w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa43\u8f93\u5165\u7f34\u7eb3\u91d1\u989d-153x300.webp 153w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa43\u8f93\u5165\u7f34\u7eb3\u91d1\u989d.webp 653w\" sizes=\"(max-width: 522px) 100vw, 522px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-67e3b99 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67e3b99\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-01317f6\" data-id=\"01317f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a47a2b7 elementor-widget elementor-widget-heading\" data-id=\"a47a2b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f4\uff1a\u9078\u64c7\u8f49\u8cec\u7684\u9280\u884c<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3459ceb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3459ceb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-af1106a\" data-id=\"af1106a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cafacd elementor-widget elementor-widget-image\" data-id=\"2cafacd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"650\" height=\"1280\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa44\u9009\u62e9\u94f6\u884c\u8f6c\u8d26.webp\" class=\"attachment-medium_large size-medium_large wp-image-37039\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa44\u9009\u62e9\u94f6\u884c\u8f6c\u8d26.webp 650w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa44\u9009\u62e9\u94f6\u884c\u8f6c\u8d26-152x300.webp 152w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa44\u9009\u62e9\u94f6\u884c\u8f6c\u8d26-520x1024.webp 520w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e23e0d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e23e0d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d1778e\" data-id=\"1d1778e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ac94f1 elementor-widget elementor-widget-heading\" data-id=\"2ac94f1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f5\uff1a\u67e5\u770b\u7e73\u7d0d\u8a18\u9304<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75b2db9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75b2db9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7046437\" data-id=\"7046437\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17d20a7 elementor-widget elementor-widget-text-editor\" data-id=\"17d20a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u4f60\u7684\u5b58\u6b3e\u5c07\u57283\u5929\u5167\u53cd\u6620\u5728\u7cfb\u7d71\u4e2d\u3002\u53ef\u9ede\u64caTransaction History \u67e5\u770b\u904e\u53bb90\u5929\u7684\u7e73\u7d0d\u8a18\u9304\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3efc3ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3efc3ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e8a2932\" data-id=\"e8a2932\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f7c6cf elementor-widget elementor-widget-image\" data-id=\"9f7c6cf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"334\" height=\"310\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa45\u67e5\u770b\u8f6c\u8d26\u8bb0\u5f55.webp\" class=\"attachment-medium_large size-medium_large wp-image-37041\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa45\u67e5\u770b\u8f6c\u8d26\u8bb0\u5f55.webp 334w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u7f34EPF\u6b65\u9aa45\u67e5\u770b\u8f6c\u8d26\u8bb0\u5f55-300x278.webp 300w\" sizes=\"(max-width: 334px) 100vw, 334px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f671c2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f671c2e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b5ed60\" data-id=\"2b5ed60\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d97644 elementor-widget elementor-widget-heading\" data-id=\"8d97644\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u81ea\u50f1\u4eba\u58eb\u5982\u4f55\u81ea\u5df1\u5728EPF\u5b58\u9322\uff1fi-Saraan\u8a08\u5283<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1c924e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1c924e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eb9d0c2\" data-id=\"eb9d0c2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f914c58 elementor-widget elementor-widget-text-editor\" data-id=\"f914c58\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">2018\u5e74\uff0c\u653f\u5e9c\u70ba\u4e86\u9f13\u52f5\u81ea\u50f1\u4eba\u58eb\u6216\u6c92\u6709\u56fa\u5b9a\u6536\u5165\u7684\u4eba\u58eb\u7e73\u7d0d\u516c\u7a4d\u91d1\u800c\u63a8\u51fa\u4e86i-Saraan\u8a08\u5283\u3002 2024\u5e74\u8ca1\u653f\u9810\u7b97\u6309\u4e2d\uff0c\u653f\u5e9c\u5ba3\u5e03\u7232\u4e86\u8b93\u6c92\u6709\u6b63\u898f\u9818\u57df\u6216\u56fa\u5b9a\u6536\u5165\u7684\u570b\u6c11\u4ee5\u53ca\u5bb6\u5ead\u4e3b\u5a66\u589e\u52a0\u9000\u4f11\u5132\u84c4\uff0c\u5c07\u6709\u6a5f\u6703\u7372\u5f97 RM 500 \u7684\u653f\u5e9c\u914d\u5c0d\u7e73\u7d0d\u984d\uff0c<\/span><span style=\"font-weight: 400;\">\u9810\u6599\u670935\u842c\u4eba\u53d7\u60e0\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6698b8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6698b8a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2757382\" data-id=\"2757382\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c405b97 elementor-widget elementor-widget-text-editor\" data-id=\"c405b97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5047\u8a2d\u4f60\u4e00\u6574\u5e74\u5728KWSP\u6236\u53e3\u5b58\u5165RM1,000\uff0c\u653f\u5e9c\u5c07\u6703\u572815%\u7684\u57fa\u790e\u4e0a\u734e\u52f5\u4f60RM150\u3002<\/span><\/p><p>\u5982\u679c\u60f3\u8981\u83b7\u5f97\u6700\u9ad8 RM 500\u7684\u8865\u8d34\uff0c\u5c31\u9700\u8981\u5b58\u5165 RM 3333.33\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f6ebe16 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6ebe16\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d73cb34\" data-id=\"d73cb34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a444a16 elementor-widget elementor-widget-text-editor\" data-id=\"a444a16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u6ce8\uff1a\u6253\u5de5\u65cf\u4e26\u4e0d\u9069\u5408\u52a0\u5165\u9019\u9805\u8a08\u5283\u3002\u82e5\u4f60\u60f3\u7372\u5f97\u66f4\u9ad8\u56de\u916c\uff0c\u53ef\u53c3\u95b1\u4e0a\u65b9\u7684\u201c\u5982\u4f55\u81ea\u5df1\u5b58\u9322\u9032EPF\u201d\u3002<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65734f8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"65734f8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f2da152\" data-id=\"f2da152\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e686b76 elementor-widget elementor-widget-heading\" data-id=\"e686b76\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f1\uff1a\u6ce8\u518ai-Saraan\u8cec\u6236<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8500894 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8500894\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4409da4\" data-id=\"4409da4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8588c6 elementor-widget elementor-widget-text-editor\" data-id=\"b8588c6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u5728i-Saraan\u4e3b\u9801\uff0c\u9ede\u64caPendaftaran I-SARAAN Dalam Talian<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c87771 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c87771\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-979b113\" data-id=\"979b113\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9fbb867 elementor-widget elementor-widget-image\" data-id=\"9fbb867\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"560\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u8bb0\u53c2\u52a0\u8ba1\u5212-768x560.webp\" class=\"attachment-medium_large size-medium_large wp-image-37046\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u8bb0\u53c2\u52a0\u8ba1\u5212-768x560.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u8bb0\u53c2\u52a0\u8ba1\u5212-300x219.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u8bb0\u53c2\u52a0\u8ba1\u5212-1024x746.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa41\u767b\u8bb0\u53c2\u52a0\u8ba1\u5212.webp 1032w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-00bb4f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"00bb4f3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a1700b5\" data-id=\"a1700b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3e8938 elementor-widget elementor-widget-heading\" data-id=\"d3e8938\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f2\uff1a\u586b\u5beb\u500b\u4eba\u8cc7\u6599<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b93c6da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b93c6da\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5571d99\" data-id=\"5571d99\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c601a77 elementor-widget elementor-widget-text-editor\" data-id=\"c601a77\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u586b\u5beb\u4f60\u7684\u59d3\u540d\u3001\u8eab\u4efd\u8b49\u865f\u78bc\u3001\u8077\u696d\u7b49\uff0c\u5728\u540c\u610f\u689d\u6b3e\u4e0a\u6253\u52fe\u2714\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d08c574 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d08c574\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c07542e\" data-id=\"c07542e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-533d1ee elementor-widget elementor-widget-image\" data-id=\"533d1ee\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"594\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa42\u586b\u5199\u4e2a\u4eba\u8d44\u6599VIM-768x594.webp\" class=\"attachment-medium_large size-medium_large wp-image-37051\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa42\u586b\u5199\u4e2a\u4eba\u8d44\u6599VIM-768x594.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa42\u586b\u5199\u4e2a\u4eba\u8d44\u6599VIM-300x232.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa42\u586b\u5199\u4e2a\u4eba\u8d44\u6599VIM.webp 978w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c726f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c726f9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b4e6641\" data-id=\"b4e6641\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aa66181 elementor-widget elementor-widget-heading\" data-id=\"aa66181\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f3\uff1a\u9078\u64c7\u4ed8\u6b3e\u65b9\u5f0f<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2fed046 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2fed046\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-59e40d8\" data-id=\"59e40d8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c9585a elementor-widget elementor-widget-text-editor\" data-id=\"5c9585a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u9032\u884c\u8eab\u4efd\u9a57\u8b49\u5f8c\uff0c\u9ede\u64caHantar\u4fbf\u8a3b\u518a\u6210\u529f\u3002\u9078\u64c7\u4ed8\u6b3e\u7ba1\u9053\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e3c093 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e3c093\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdf29e1\" data-id=\"cdf29e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad33259 elementor-widget elementor-widget-image\" data-id=\"ad33259\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"579\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa43\u6ce8\u518c\u6210\u529f-768x579.webp\" class=\"attachment-medium_large size-medium_large wp-image-37053\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa43\u6ce8\u518c\u6210\u529f-768x579.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa43\u6ce8\u518c\u6210\u529f-300x226.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/03\/\u81ea\u96c7\u4eba\u58ebi-saraan\u81ea\u7f34EPF\u6b65\u9aa43\u6ce8\u518c\u6210\u529f.webp 999w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-99d885b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"99d885b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5db1d05\" data-id=\"5db1d05\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1dba754 elementor-widget elementor-widget-heading\" data-id=\"1dba754\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u6b65\u9a5f4\uff1a\u5404\u5927\u9280\u884c\u8f49\u8cec\u65b9\u5f0f<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e108be1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e108be1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a6786f\" data-id=\"6a6786f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a138085 elementor-widget elementor-widget-text-editor\" data-id=\"a138085\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u63a5\u4e0b\u4f86\uff0c\u4f60\u53ef\u4ee5\u901a\u904e\u7dda\u4e0a\u8f49\u8cec\u65b9\u5f0f\u628a\u9322\u5b58\u5165\u4f60\u7684i-Saraan\u6236\u53e3\u3002<\/p><p><span style=\"font-weight: 400;\">\u6211\u5011\u70ba\u5927\u5bb6\u6574\u7406\u4e86\u5e7e\u5bb6\u9280\u884c\u7684i-Saraan\u8f49\u8cec\u65b9\u5f0f\uff1a<\/span><\/p><p><b>MAYBANK2U<\/b><\/p><p><span style=\"font-weight: 400;\">Pay &amp; Transfer&gt;Pay from: Saving Acc&gt;Fill in detail: EPF\u6236\u53e3\u865f\u78bc&gt; EPF account type: (i-saraan)&gt; Fill in detail:\u540d\u5b57\u3001\u8eab\u4efd\u8b49\u865f\u78bc\u3001\u91d1\u984d ) &gt;Pay<\/span><\/p><p><b>\u5927\u773e\u9280\u884c<\/b><\/p><p><span style=\"font-weight: 400;\">Payment&gt;Other Payment&gt;EPF Payment&gt;Payment Type:(i-saraan)&gt;Fill in detail: EPF\u6236\u53e3\u865f\u78bc&gt; EPF account type: (i-saraan)&gt; Fill in detail:\u540d\u5b57\u3001\u8eab\u4efd\u8b49\u865f\u78bc\u3001\u91d1\u984d) &gt;Pay<\/span><\/p><p><b>\u806f\u660c\u9280\u884c<\/b><\/p><p><span style=\"font-weight: 400;\">Pay &amp; Transfer&gt;EPF Transfer&gt;Fill in detail: EPF\u6236\u53e3\u865f\u78bc&gt; EPF account type: (i-saraan)&gt; Fill in detail:\u540d\u5b57\u3001\u8eab\u4efd\u8b49\u865f\u78bc\u3001\u91d1\u984d) &gt;Pay<\/span><\/p><p><b>\u8c50\u9686\u9280\u884c<\/b><\/p><p><span style=\"font-weight: 400;\">Pay &amp; Transfer&gt;Pay bill From Saving Acc&gt;Fill in detail: Biller Catergory :Other &gt;Biller \/Merchant:KWSP &gt;Bill name: i-saraan&gt;EPF\u6236\u53e3\u865f\u78bc&gt; Fill in detail:\u540d\u5b57\u3001\u8eab\u4efd\u8b49\u865f\u78bc\u3001\u91d1\u984d) &gt;Pay<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0dc3f88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0dc3f88\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b108b3\" data-id=\"7b108b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee773de elementor-widget elementor-widget-heading\" data-id=\"ee773de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u798f\u5229\u6d3e\u9001\uff1a\u4f60\u7684EPF\u5132\u84c4\u8db3\u5920\u4f60\u9000\u4f11\u55ce\uff1f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-93b3a77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"93b3a77\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1518f88\" data-id=\"1518f88\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16e6cea elementor-widget elementor-widget-text-editor\" data-id=\"16e6cea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u5982\u679c\u4f60\u5922\u60f3\u8457\u8001\u5e74\u6e38\u5c71\u73a9\u6c34\u7684\u751f\u6d3b\uff0c\u5e0c\u671bEPF\u5132\u84c4\u80fd\u5920\u62b5\u5f97\u904e\u901a\u8ca8\u81a8\u8139\u7684\u901f\u5ea6\uff0c\u90a3\u9ebd\u4f60\u4e00\u5b9a\u8981\u7b97\u7b97\uff0c\u4f60\u7684EPF\u5132\u84c4\u662f\u5426\u8db3\u4ee5\u652f\u6490\u4f60\u7684\u9000\u4f11\u751f\u6d3b\uff01<\/strong><\/p><p><strong>\u50f9\u503c\u601d\u7dad\u5718\u968a\u7232\u5927\u5bb6\u7cbe\u5fc3\u88fd\u4f5c\u4e86\u3010EPF \u9000\u4f11\u8a08\u7b97\u6a5f\u3011\uff0c\u5e6b\u52a9\u5927\u5bb6\u8a08\u7b97\u4f60\u7684\u9000\u4f11\u751f\u6d3b\u6240\u9700\u8981\u7684\u8cc7\u91d1\u3002<\/strong><\/p><p><strong>\u9019\u500b\u8a08\u7b97\u6a5f\u6709\u4ec0\u9ebd\u597d\u8655\uff1f<\/strong><\/p><ul><li><strong>\u6839\u64da\u4f60\u7684\u500b\u4eba\u8cc7\u8a0a\u548c\u8ca2\u737b\u91d1\u984d\uff0c\u7cbe\u78ba\u8a08\u7b97\u4f60\u7684\u9000\u4f11\u91d1\u984d<\/strong><\/li><li><strong>\u8003\u616e\u4e0d\u540c\u7684\u6295\u8cc7\u5de5\u5177\uff0c\u8b93\u4f60\u66f4\u597d\u5730\u898f\u5283\u672a\u4f86\u7684\u9000\u4f11\u751f\u6d3b<\/strong><\/li><li><strong>\u53ea\u97003\u5206\u9418\u7684\u8a08\u7b97\u6642\u9593\uff0c\u7bc0\u7701\u4f60\u7e41\u7463\u7684\u624b\u52d5\u8a08\u7b97\u6642\u9593<\/strong><\/li><\/ul><p><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/epf-calculator\/\"><strong>\u9ede\u64ca\u9019\u88cf\u99ac\u4e0a\u4e0b\u8f09\uff1aEPF \u9000\u4f11\u8a08\u7b97\u6a5f<\/strong><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d4487ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d4487ac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3fb6a9f\" data-id=\"3fb6a9f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f62589f elementor-widget elementor-widget-heading\" data-id=\"f62589f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u7e3d\u7d50\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-894ec29 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"894ec29\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-058b4b7\" data-id=\"058b4b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fbb543b elementor-widget elementor-widget-text-editor\" data-id=\"fbb543b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u96c7\u54e1\u516c\u7a4d\u91d1\u8a08\u5283\u5be6\u969b\u4e0a\u5c0d\u65bc\u6bcf\u500b\u5927\u99ac\u50f1\u54e1\u662f\u4e00\u9805\u798f\u7949\u3002KWSP\u66fe\u4f30\u7b97\u4e00\u540d\u5927\u99ac\u4eba\u9000\u4f11\u5f8c\u82e5\u60f3\u8981\u904e\u4e0a\u4e0d\u932f\u7684\u751f\u6d3b\uff0c<\/span><a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/55%E5%B2%81%E4%BB%A5%E4%B8%8B%E5%85%AC%E7%A7%AF%E9%87%91%E4%BC%9A%E5%91%98-%E4%BB%8526%E6%8B%A560%E4%B8%87%E9%80%80%E4%BC%91%E5%82%A8%E8%93%84\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u7406\u60f3\u5132\u84c4\u81f3\u5c11\u8981\u9054\u523060\u842c<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u7136\u800c\uff0c\u4e8b\u5be6\u4e0a\u537b\u50c5\u67092.6%\u7684\u6703\u54e1\u9054\u5230\u9019\u500b\u6a19\u6e96\u3002\u9019\u5c07\u70ba\u672a\u4f86\u7684\u793e\u6703\u751f\u6d3b\u57cb\u4e0b\u5de8\u5927\u7684\u96b1\u60a3\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u96a8\u8457\u9019\u8a18\u8b66\u9418\u7684\u6572\u97ff\uff0c\u4ee5\u53ca\u653f\u5e9c\u63a8\u51fa\u5404\u9805\u63aa\u65bd\uff0c\u9f13\u52f5\u4eba\u6c11\u628a\u9322\u5b58\u5728EPF\u70ba\u9000\u4f11\u751f\u6d3b\u92ea\u8def\uff0c\u4eba\u6c11\u5c0d\u65bcEPF\u4e5f\u8d8a\u4f86\u8d8a\u91cd\u8996\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6c92\u6709\u6bd4\u5132\u84c4\u66f4\u5b89\u5168\u548c\u7a69\u5065\u7684\u6295\u8cc7\u4e86\uff0c\u7562\u7adf\u6210\u5e74\u4eba\u7684\u5e95\u6c23\uff0c\u90fd\u662f\u9322\u7d66\u7684\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u9700\u8981\u63d0\u9192\u4f60\u7684\u662f\uff0c<\/span><b>\u628a\u9322\u5b58\u5728KWSP\u4e0d\u9069\u7528\u65bc\u6bcf\u500b\u4eba<\/b><span style=\"font-weight: 400;\">\u3002\u5982\u679c\u4f60\u5e38\u5e38\u9700\u8981\u7528\u5230\u5927\u91cf\u7684\u73fe\u91d1\uff0c\u4e26\u4e14\u53ef\u80fd\u767c\u751f\u7dca\u6025\u63d0\u6b3e\u7684\u60c5\u6cc1\uff0c\u4e5f\u8a31\u628a\u9322\u5b58\u5728\u5b9a\u5b58FD\u66f4\u70ba\u5408\u9069\u3002\u8981\u662f\u4f60\u6709<\/span><b>\u9577\u671f\u8a08\u5283<\/b><span style=\"font-weight: 400;\">\uff0c<\/span><b>\u5c0d\u73fe\u91d1\u7684\u6d41\u52d5\u6027\u4e26\u6c92\u6709\u592a\u9ad8\u9700\u6c42<\/b><span style=\"font-weight: 400;\">\uff0c\u4e0d\u6703\u5728\u672a\u4f8620-30\u5e74\u88e1\u52d5\u7528\u9019\u7b46\u9322\uff0c\u4e26\u4e14\u6e34\u671b<\/span><b>\u964d\u4f4e\u98a8\u96aa<\/b><span style=\"font-weight: 400;\">\uff0c\u90a3\u9ebc\u628a\u9322\u5b58\u5728\u516c\u7a4d\u91d1\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6bbb2d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6bbb2d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0079661\" data-id=\"0079661\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a909361 elementor-widget elementor-widget-heading\" data-id=\"a909361\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u5ef6\u4f38\u95b2\u8b80<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8b1118 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e8b1118\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f6d30a\" data-id=\"3f6d30a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5ab91b elementor-widget elementor-widget-text-editor\" data-id=\"c5ab91b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u3010EPF\u7cfb\u5217\u3011<\/strong><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/epf-kwsp-new-plan\/\">1.\u9a6c\u6765\u897f\u4e9a\u4eba\u5fc5\u77e5\uff01EPF \/ KWSP 2024\u5e74\u63a8\u51fa\u76845\u5927\u65b0\u653f\u7b56\uff01\u5b89\u7a33\u9000\u4f11\u8981\u9760\u5b83\uff01<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-apply-kwsp-fsa2\/\">2.\u5982\u4f55\u4e0a\u7db2\u7533\u8acb\u7528EPF\u5132\u84c4\u62b5\u62bc\u9280\u884c\u8cb8\u6b3e\uff1fFSA2 2023\u5e744\u67087\u65e5\u958b\u653e\u7533\u8acb\uff01\u8ab0\u7b26\u5408\u8cc7\u683c\uff1f<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-epf-i-lindung-insurance\/\">3.\u4ec0\u9ebc\u662f EPF i-Lindung? \u5982\u4f55\u901a\u904e EPF \u8cb7\u4fdd\u96aa\uff1f<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-private-retirement-scheme-prs\/\">4.\u4ec0\u9ebc\u662fPRS\u79c1\u4eba\u9000\u4f11\u8a08\u756b? \u548cEPF\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1fPRS\u503c\u5f97\u6295\u8cc7\u55ce\uff1f<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/invest-in-unit-trust-with-epf\/\">5.\u4f60\u77e5\u9053\u55ce\uff1f EPF\u7adf\u7136\u53ef\u4ee5\u62ff\u51fa\u4f86\u6295\u8cc7\u4fe1\u6258\u57fa\u91d1 (Unit Trust)\uff0c\u7372\u5f97\u8d85\u904e6%\u7684\u56de\u916c\uff1f\uff01<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/epf-i-invest\/\">6.\u807d\u904eEPF i-Invest\u55ce\uff1f\u539f\u4f86\u9084\u53ef\u4ee5\u7528\u516c\u7a4d\u91d1\u6295\u8cc7\u4fe1\u8a17\u57fa\u91d1\u9054\u5230\u66f4\u9ad8\u56de\u916c\uff01<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/8-occasions-to-withdraw-epf\/\">7.\u4f60\u4e0d\u77e5\u9053\u76848\u500b\u53ef\u4ee5\u52d5\u7528EPF\u7684\u60c5\u6cc1\uff08\u4e0a\uff09<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/8-occasions-to-withdraw-epf-2\/\">8.\u4f60\u4e0d\u77e5\u9053\u76848\u500b\u53ef\u4ee5\u52d5\u7528EPF\u7684\u60c5\u6cc1\uff08\u4e0b\uff09<\/a><\/p><p><strong>\u3010\u5b58\u9322\u6295\u8cc7\u7cfb\u5217\u3011<\/strong><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-sspn\/\" target=\"_blank\" rel=\"noreferrer noopener\">1.SSPN\u6d3e\u606f3.05%\uff0c\u6263\u7a05\u512a\u60e0\u53ea\u5ef6\u9577\u81f32024\u5e74\uff01\u628a\u6559\u80b2\u57fa\u91d1\u5b58\u5728SSPN Prime &amp; SSPN Plus\u9084\u503c\u5f97\u55ce\uff1f\u5982\u4f55\u958bSSPN\u6236\u53e3\uff1f<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\" target=\"_blank\" rel=\"noreferrer noopener\">2.2023\u5e74ASNB\u4fe1\u6258\u57fa\u91d1\u6d3e\u606f4.5%\uff01ASNB\u9084\u503c\u5f97\u6295\u8cc7\u55ce\uff1f \u600e\u6a23\u8cb7ASNB\u57fa\u91d1\uff1f<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">3.\u99ac\u4f86\u897f\u4e9e2023\u5e749\u6708\u54ea\u5bb6FD\u5229\u7387\u6700\u9ad8\uff1f\u5168\u7db2\u6700\u51689\u6708\u5b9a\u671f\u5b58\u6b3e\u512a\u60e0<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-foreign-currency-fixed-deposit\/\" target=\"_blank\" rel=\"noreferrer noopener\">4.\u5916\u5e01\u5b9a\u671f\u5b58\u6b3e\uff08FCFD\uff09\u548c\u666e\u901aFD\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\u9a6c\u5e01\u8d2c\u503c\uff0c\u8fd9\u662f\u6700\u5b89\u5168\u7684\u8d5a\u5916\u6c47\u65b9\u6cd5\uff01<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-top-5-high-interest-savings-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">5.2023 \u5e74\u9a6c\u6765\u897f\u4e9a\u50a8\u84c4\u6237\u53e3\u5229\u606f\u6700\u9ad8 TOP 5\uff01\u5229\u606f6.15% \u5ab2\u7f8e FD\uff01<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-top-5-salary-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">6.\u9a6c\u6765\u897f\u4e9a\u6700 BEST Salary Account TOP 5! \u51fa\u7cae\u6237\u53e3\u6709\u4ec0\u4e48\u597d\u5904\u548c\u4f18\u60e0\uff1f\u6253\u5de5\u65cf\u5fc5\u770b\uff01<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f84b45 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f84b45\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9875a29\" data-id=\"9875a29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1997008 elementor-widget elementor-widget-heading\" data-id=\"1997008\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u514d\u8cac\u8072\u660e\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0dbbf8f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0dbbf8f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0d7630d\" data-id=\"0d7630d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e882bed elementor-widget elementor-widget-text-editor\" data-id=\"e882bed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u4fc2\u50f9\u503c\u601d\u7dad\u6216\u54a8\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>EPF\u516c\u4f48\u4e86 5.50\uff05\u7684\u6d3e\u606f\uff0c\u6bd4\u904e\u53bb\u76846.1%\u5229\u606f\u4e0b\u964d\u4e86\u4e0d\u5c11\uff0c\u4f46\u537b\u4e0d\u53bb\u5e74\u4e0a\u5347\u4e86\u4e0d\u5c11\u3002 \u4f46\u5f9eEPF 2023\u5e74 [&hellip;]<\/p>\n","protected":false},"author":62,"featured_media":37056,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[667],"tags":[867,401,879],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/37021"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=37021"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/37021\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/37056"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=37021"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=37021"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=37021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}