{"id":38977,"date":"2023-05-05T10:00:00","date_gmt":"2023-05-05T02:00:00","guid":{"rendered":"https:\/\/valueinmind.co\/?p=38977"},"modified":"2023-11-03T16:19:09","modified_gmt":"2023-11-03T08:19:09","slug":"best-robo-advisor-in-malaysia","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/best-robo-advisor-in-malaysia\/","title":{"rendered":"\u99ac\u4f86\u897f\u4e9e7\u5927\u667a\u80fd\u6295\u8cc7\u5e73\u53f0(robo-advisor) | \u6700\u9069\u5408\u65b0\u624b\u7684\u61f6\u4eba\u6295\u8cc7\u6cd5:\u628a\u9322\u4ea4\u7d66AI\u6a5f\u5668\u4eba\uff01"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"38977\" class=\"elementor elementor-38977\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a75d625 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a75d625\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ff3096\" data-id=\"5ff3096\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f324de elementor-widget elementor-widget-text-editor\" data-id=\"9f324de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">\u4f60\u662f\u5426\u66fe\u7d93\u60f3\u8981\u958b\u59cb\u6295\u8cc7\uff0c\u4f46\u662f\u4e0d\u77e5\u9053\u5f9e\u4f55\u958b\u59cb\uff1f\u6216\u8005\u4f60\u5df2\u7d93\u5728\u50b3\u7d71\u7684\u6295\u8cc7\u65b9\u5f0f\u4e0a\u82b1\u8cbb\u4e86\u5f88\u9577\u6642\u9593\uff0c\u537b\u59cb\u7d42\u6c92\u6709\u5f97\u5230\u9810\u671f\u7684\u56de\u5831\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u5176\u5be6\uff0c\u4f60\u9084\u53ef\u4ee5\u628a\u6295\u8cc7\u4ea4\u7d66\u201cAI\u6a5f\u5668\u4eba\u201d\u8655\u7406\u3002\u96a8\u8457\u79d1\u6280\u7684\u4e0d\u65b7\u767c\u5c55\uff0c\u6295\u8cc7\u5e73\u53f0\u4e5f\u884d\u751f\u51fa\u4e86\u667a\u80fd\u5316\u624b\u6bb5\u3002\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u6216\u8a31\u5e6b\u52a9\u4f60\u6253\u7834\u50b3\u7d71\u7684\u601d\u7dad\uff0c\u4ee5\u66f4\u667a\u80fd\u3001\u66f4\u9ad8\u6548\u7684\u65b9\u5f0f\u9032\u884c\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u4e0a\uff0c\u4f60\u4e0d\u9700\u8981\u61c2\u5f97\u5fa9\u96dc\u7684\u6295\u8cc7\u77e5\u8b58\uff0c\u4e5f\u4e0d\u9700\u8981\u82b1\u8cbb\u5927\u91cf\u7684\u6642\u9593\u9032\u884c\u6295\u8cc7\uff0c\u53ea\u9700\u5c07\u4f60\u7684\u8cc7\u91d1\u4ea4\u7d66\u5e73\u53f0\uff0c\u5e73\u53f0\u5c31\u80fd\u5920\u70ba\u4f60\u9032\u884c\u5206\u6563\u6295\u8cc7\u548c\u98a8\u96aa\u63a7\u5236\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u5982\u4f55\u9078\u64c7\u4e00\u500b\u9069\u5408\u81ea\u5df1\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u4f9d\u7136\u662f\u500b\u5f88\u5927\u7684\u6311\u6230\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u672c\u6587\u4e2d\uff0c\u6211\u5011\u5c07\u70ba\u4f60\u63d0\u4f9b\u99ac\u4f86\u897f\u4e9e7\u5bb6\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u8a73\u7d30\u4ecb\u7d39\uff0c\u8b93\u4f60\u80fd\u5920\u66f4\u597d\u5730\u4e86\u89e3\u9019\u7a2e\u6295\u8cc7\u65b9\u5f0f\u7684\u597d\u8655\u548c\u58de\u8655\uff0c\u4e26\u5206\u4eab\u5982\u4f55\u9078\u64c7\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u5e7e\u500b\u91cd\u8981\u56e0\u7d20\uff0c\u5e6b\u52a9\u4f60\u80fd\u5920\u66f4\u52a0\u81ea\u4fe1\u5730\u9032\u5165\u6295\u8cc7\u5e02\u5834\u3002\u8b93\u6211\u5011\u4e00\u8d77\u4f86\u63a2\u7d22\u667a\u80fd\u6295\u8cc7\u7684\u4e16\u754c\uff0c\u958b\u555f\u4f60\u7684\u8ca1\u5bcc\u4e4b\u8def\uff01<\/span><\/p><p><strong>\u6587\u7ae0\u5f88\u9577\uff0c\u4f60\u53ef\u4ee5\u9ede\u64ca\u76ee\u9304\uff0c\u5feb\u901f\u8df3\u8f49\u81f3\u4f60\u60f3\u77ad\u89e3\u7684\u90e8\u5206\u3002<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce4147c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce4147c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e666374\" data-id=\"e666374\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c98fc5c elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"c98fc5c\" data-element_type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-table-of-contents .elementor-toc__header-title{color:var(--header-color)}.elementor-widget-table-of-contents.elementor-toc--collapsed .elementor-toc__toggle-button--collapse,.elementor-widget-table-of-contents:not(.elementor-toc--collapsed) .elementor-toc__toggle-button--expand{display:none}.elementor-widget-table-of-contents .elementor-widget-container{min-height:var(--box-min-height);border:var(--box-border-width,1px) solid var(--box-border-color,#9da5ae);border-radius:var(--box-border-radius,3px);background-color:var(--box-background-color);transition:min-height .4s;overflow:hidden}.elementor-toc__header{display:flex;align-items:center;justify-content:space-between;padding:var(--box-padding,20px);background-color:var(--header-background-color);border-bottom:var(--separator-width,1px) solid var(--box-border-color,#9da5ae)}.elementor-toc__header-title{font-size:18px;margin:0;color:var(--header-color);flex-grow:1}.elementor-toc__toggle-button{cursor:pointer;display:inline-flex}.elementor-toc__toggle-button i{color:var(--toggle-button-color)}.elementor-toc__toggle-button svg{height:1em;width:1em;fill:var(--toggle-button-color)}.elementor-toc__spinner-container{text-align:center}.elementor-toc__spinner{font-size:2em}.elementor-toc__spinner.e-font-icon-svg{height:1em;width:1em}.elementor-toc__body{padding:var(--box-padding,20px);max-height:var(--toc-body-max-height);overflow-y:auto}.elementor-toc__body::-webkit-scrollbar{width:7px}.elementor-toc__body::-webkit-scrollbar-thumb{background-color:#babfc5;border-radius:10px}.elementor-toc__list-wrapper{list-style:none;padding:0}.elementor-toc__list-item{margin-bottom:.5em}.elementor-toc__list-item.elementor-item-active{font-weight:700}.elementor-toc__list-item .elementor-toc__list-wrapper{margin-top:.5em;margin-inline-start:var(--nested-list-indent,1em)}.elementor-toc__list-item-text{transition-duration:var(--item-text-transition-duration)}.elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}.elementor-toc__list-item-text-wrapper{display:flex;align-items:center}.elementor-toc__list-item-text-wrapper:before,.elementor-toc__list-item-text-wrapper i{margin-inline-end:8px;color:var(--marker-color)}.elementor-toc__list-item-text-wrapper svg{margin-inline-end:8px;fill:var(--marker-color);height:var(--marker-size,.5em);width:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper i{font-size:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper:before{font-size:var(--marker-size,1em)}.elementor-toc--content-ellipsis .elementor-toc__list-item-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.elementor-toc__list-items--collapsible>.elementor-toc__list-wrapper>.elementor-toc__list-item>.elementor-toc__list-wrapper{display:none}.elementor-toc__heading-anchor{position:absolute}.elementor-toc__body .elementor-toc__list-item-text{color:var(--item-text-color);-webkit-text-decoration:var(--item-text-decoration);text-decoration:var(--item-text-decoration);transition-duration:var(--item-text-transition-duration)}.elementor-toc__body .elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__body .elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}ol.elementor-toc__list-wrapper{counter-reset:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item{counter-increment:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item-text-wrapper:before{content:counters(item,\".\") \". \"}<\/style>\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\t\u76ee\u9304\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__c98fc5c\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__c98fc5c\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__c98fc5c\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9bffa65 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9bffa65\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-489ba7f\" data-id=\"489ba7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f888d7 elementor-widget elementor-widget-heading\" data-id=\"9f888d7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">\u4ec0\u9ebd\u662f\u667a\u80fd\u6295\u8cc7\u5e73\u53f0 robo-advisor\uff1f\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4758176 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4758176\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75c3bfb\" data-id=\"75c3bfb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee08ad1 elementor-widget elementor-widget-text-editor\" data-id=\"ee08ad1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u662f\u4e00\u7a2e<strong>\u904b\u7528\u4eba\u5de5\u667a\u80fd\u7b97\u6cd5<\/strong>\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u5b83\u901a\u904e\u5927\u6578\u64da\u5206\u6790\u7b49\u6280\u8853\u6536\u96c6\u6295\u8cc7\u8005\u7684\u500b\u4eba\u8cc7\u6599\u3001\u98a8\u96aa\u504f\u597d\u3001\u6295\u8cc7\u76ee\u7684\u3001\u6295\u8cc7\u6642\u9593\u548c\u6295\u8cc7\u984d\u5ea6\u7b49\u4fe1\u606f\uff0c\u6839\u64da\u9019\u4e9b\u8cc7\u6599<strong>\u81ea\u52d5\u751f\u6210\u500b\u6027\u5316\u7684\u6295\u8cc7\u7d44\u5408<\/strong>\uff0c\u540c\u6642\u53ef\u4ee5<strong>\u6839\u64da\u5e02\u5834\u8b8a\u5316\u8abf\u6574\u6295\u8cc7\u7d44\u5408<\/strong>\u3002\u9019\u6a23\u7684\u81ea\u52d5\u5316\u6295\u8cc7\u7ba1\u7406\u7cfb\u7d71\u53ef\u4ee5\u5e6b\u52a9\u6295\u8cc7\u8005\u81ea\u52d5\u5316\u5730\u57f7\u884c\u6295\u8cc7\u7b56\u7565\uff0c\u5728\u5be6\u73fe\u591a\u5143\u5316\u6295\u8cc7\u7684\u540c\u6642\u964d\u4f4e\u64cd\u4f5c\u98a8\u96aa\uff0c\u5f9e\u800c\u63d0\u9ad8\u6295\u8cc7\u56de\u5831\u7387\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u9084\u63d0\u4f9b\u4e86\u65b9\u4fbf\u5feb\u6377\u7684\u6295\u8cc7\u7ba1\u7406\u529f\u80fd\uff0c\u5305\u62ec\u6295\u8cc7\u7d44\u5408\u7684\u5be6\u6642\u76e3\u63a7\u548c\u98a8\u96aa\u8a55\u4f30\u3001\u4ea4\u6613\u8a18\u9304\u7684\u8ddf\u8e2a\u548c\u6574\u7406\u3001\u4ee5\u53ca\u5b9a\u671f\u751f\u6210\u5831\u544a\u7b49\u3002\u9019\u4e9b\u529f\u80fd\u53ef\u4ee5\u5e6b\u52a9\u6295\u8cc7\u8005\u66f4\u597d\u5730\u7406\u89e3\u548c\u638c\u63e1\u81ea\u5df1\u7684\u6295\u8cc7\u72c0\u6cc1\uff0c\u53ca\u6642\u8abf\u6574\u6295\u8cc7\u7b56\u7565\uff0c\u66f4\u6709\u6548\u5730\u5be6\u73fe\u6295\u8cc7\u76ee\u6a19\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u6295\u8cc7\u9818\u57df\u901a\u5e38\u662f\u6bd4\u8f03\u5ee3\u6cdb\u7684\uff0c\u5305\u62ec\u80a1\u7968\u3001\u50b5\u5238\u3001\u57fa\u91d1\u3001\u9ec3\u91d1\u3001\u623f\u5730\u7522\u7b49\u7b49\u3002\u4e0d\u540c\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u53ef\u80fd\u6703\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u7522\u54c1\u548c\u6295\u8cc7\u7d44\u5408\uff0c\u7528\u6236\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u9700\u6c42\u548c\u98a8\u96aa\u504f\u597d\u9078\u64c7\u5408\u9069\u7684\u5e73\u53f0\u548c\u6295\u8cc7\u7522\u54c1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u51fa\u73fe\u4f7f\u6295\u8cc7\u8b8a\u5f97\u66f4\u52a0\u5bb9\u6613\uff0c<strong>\u7279\u5225\u662f\u5c0d\u65bc\u90a3\u4e9b\u60f3\u8981\u9032\u5165\u6295\u8cc7\u9818\u57df\uff0c\u4f46\u7f3a\u4e4f\u6642\u9593\u3001\u7d93\u9a57\u548c\u8cc7\u91d1\u7684\u4eba\u4f86\u8aaa<\/strong>\u3002\u4f46\u662f\uff0c\u4f7f\u7528\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u4e5f\u6709\u4e00\u4e9b\u597d\u8655\u548c\u58de\u8655\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-422da8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"422da8e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-684bf5e\" data-id=\"684bf5e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-124c799 elementor-widget elementor-widget-heading\" data-id=\"124c799\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff08Robo-Advisors\uff09\u7684\u597d\u8655<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-491f46c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"491f46c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-af3ba5c\" data-id=\"af3ba5c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4a3130 elementor-widget elementor-widget-heading\" data-id=\"d4a3130\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.\u81ea\u52d5\u5316\u6295\u8cc7\uff0c\u7bc0\u7701\u6642\u9593<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e9e3a2b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e9e3a2b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ad34b5c\" data-id=\"ad34b5c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d795c1 elementor-widget elementor-widget-text-editor\" data-id=\"2d795c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u4f7f\u7528\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u7bc0\u7701\u5927\u91cf\u6642\u9593\uff0c\u4e0d\u5fc5\u70ba\u4e86\u6295\u8cc7\u800c\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u548c\u7cbe\u529b\u9032\u884c\u5e02\u5834\u5206\u6790\u548c\u7814\u7a76\uff0c\u6295\u8cc7\u7d44\u5408\u914d\u7f6e\u548c\u7ba1\u7406\u7b49\u5de5\u4f5c\u3002\u6295\u8cc7\u8005\u53ef\u4ee5\u5c08\u6ce8\u65bc\u81ea\u5df1\u7684\u5de5\u4f5c\u548c\u751f\u6d3b\uff0c\u5e73\u53f0\u6703\u6839\u64da\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u548c\u76ee\u6a19\u4f86<strong>\u81ea\u52d5\u5316\u5730\u914d\u7f6e\u548c\u8abf\u6574\u6295\u8cc7\u7d44\u5408<\/strong>\uff0c\u5f9e\u800c\u4f7f\u6295\u8cc7\u66f4\u52a0\u9ad8\u6548\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be3e5c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be3e5c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-caae7c3\" data-id=\"caae7c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3fcba92 elementor-widget elementor-widget-heading\" data-id=\"3fcba92\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2.\u8cbb\u7528\u4f4e<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-60b0b40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60b0b40\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2d9eb3\" data-id=\"a2d9eb3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d812e82 elementor-widget elementor-widget-text-editor\" data-id=\"d812e82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5728\u50b3\u7d71\u57fa\u91d1\uff0c\u6211\u5011\u9700\u8981\u8acb\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u5e6b\u6211\u5011\u7ba1\u7406\u6240\u6295\u8cc7\u7684\u57fa\u91d1\u3002\u57fa\u91d1\u516c\u53f8\u4e00\u822c\u6703\u6839\u64da\u57fa\u91d1\u6de8\u503c\u6536\u53d6\u6bcf\u5e741%\u52302\uff05\u7684\u7ba1\u7406\u8cbb\u7528\u3002\u5047\u8a2d\u4e00\u500b\u57fa\u91d1\u6bcf\u5e74\u6536\u53d62\uff05\u7684\u8cbb\u7528\uff0c\u96a8\u8457\u8907\u5229\u7684\u5a01\u529b\uff0c10\u5e74\u5f8c\u53ef\u80fd\u6703\u8d85\u904e20\uff05\uff0c\u751a\u81f330\uff05\u3002\u9019\u662f\u4e00\u7b46\u4e0d\u5c0f\u7684\u958b\u652f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u6536\u8cbb\uff0c\u5982\uff1a\u7ba1\u7406\u8cbb\u3001\u4ea4\u6613\u8cbb\u7b49\u6bd4\u50b3\u7d71\u6295\u8cc7\u66f4\u4f4e\uff0c\u7279\u5225\u662f\u7576\u4f60\u7684<strong>\u6295\u8cc7\u91d1\u984d\u8d8a\u5927\uff0c\u6536\u8cbb\u5c07\u6703\u66f4\u4f4e<\/strong>\uff0c\u9019\u80fd\u5920\u8b93\u66f4\u591a\u7684\u6295\u8cc7\u8005\u53c3\u8207\u5230\u6295\u8cc7\u5e02\u5834\u4e2d\u4f86\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c544e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c544e9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4138ee\" data-id=\"e4138ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a1fc9c elementor-widget elementor-widget-heading\" data-id=\"0a1fc9c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.\u6295\u8cc7\u9580\u6abb\u4f4e<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0e52b01 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0e52b01\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5866fcb\" data-id=\"5866fcb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68108f9 elementor-widget elementor-widget-text-editor\" data-id=\"68108f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u662f\u6307\u6295\u8cc7\u8005\u9700\u8981\u9054\u5230\u7684\u6700\u4f4e\u8cc7\u91d1\u8981\u6c42\uff0c\u624d\u80fd\u5920\u9032\u5165\u67d0\u500b\u6295\u8cc7\u7522\u54c1\u6216\u6295\u8cc7\u5e73\u53f0\u9032\u884c\u6295\u8cc7\u3002\u4f8b\u5982\uff0c\u4e00\u822c\u50b3\u7d71\u7684\u6295\u8cc7\u7522\u54c1\u8981\u6c42\u6295\u8cc7\u8005\u7684\u521d\u59cb\u5165\u91d1\u984d\u70baRM1,000\u624d\u80fd\u5920\u9032\u884c\u6295\u8cc7\uff0c\u8cc7\u91d1\u9580\u6abb\u76f8\u5c0d\u8f03\u9ad8\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u800c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u901a\u5e38\u5177\u6709\u8f03\u4f4e\u7684\u9580\u6abb\uff0c\u4e00\u4e9b\u5e73\u53f0\u7684<\/span><b>\u6700\u4f4e\u6295\u8cc7\u984d\u5f9eRM10\u5230RM100\u5c31\u53ef\u4ee5\u958b\u59cb\u6295\u8cc7<\/b><span style=\"font-weight: 400;\">\u3002\u9019\u4f7f\u5f97\u6295\u8cc7\u4e0d\u518d\u662f\u5bcc\u4eba\u7684\u201c\u73a9\u610f\u201d\uff0c\u5373\u4f7f\u662f\u672c\u91d1\u5f88\u5c11\u7684\u666e\u901a\u6295\u8cc7\u8005\u4e5f\u80fd\u901a\u904e\u6295\u8cc7\u589e\u52a0\u88ab\u52d5\u6536\u5165\uff0c\u589e\u52a0\u666e\u901a\u6295\u8cc7\u8005\u7684\u6295\u8cc7\u6a5f\u6703\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a786903 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a786903\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c021cd6\" data-id=\"c021cd6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bf25d1 elementor-widget elementor-widget-heading\" data-id=\"4bf25d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.\u5206\u6563\u98a8\u96aa<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-861e45d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"861e45d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5753a7e\" data-id=\"5753a7e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1d6d20 elementor-widget elementor-widget-text-editor\" data-id=\"e1d6d20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u4f7f\u7528\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u8f15\u9b06\u5730\u9032\u884c\u591a\u5143\u5316\u6295\u8cc7\uff0c\u5f9e\u800c\u5206\u6563\u98a8\u96aa\u3002\u5e73\u53f0\u901a\u5e38\u6703\u63d0\u4f9b\u591a\u7a2e\u8cc7\u7522\u985e\u5225\uff0c\u5982\u80a1\u7968\u3001\u50b5\u5238\u3001\u623f\u5730\u7522\u7b49\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u9700\u8981\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u9032\u884c\u914d\u7f6e\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dde64d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dde64d7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc3b070\" data-id=\"dc3b070\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c947c5f elementor-widget elementor-widget-heading\" data-id=\"c947c5f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5.\u5ba2\u89c0<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1857843 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1857843\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b473aec\" data-id=\"b473aec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e7089a elementor-widget elementor-widget-text-editor\" data-id=\"2e7089a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u76f8\u8f03\u65bc\u6211\u5011\u4eba\u985e\u4f86\u8aac\uff0c\u6700\u5927\u7684\u512a\u52e2\u5728\u65bc\u4e0d\u53d7\u60c5\u611f\u5f71\u97ff\uff0c\u800c\u662f\u57fa\u65bc\u7b97\u6cd5\u7684\u4eba\u5de5\u667a\u80fd\u4f86\u505a\u51fa\u6295\u8cc7\u6c7a\u7b56\u3002\u6295\u8cc7\u8005\u5f80\u5f80\u6703\u53d7\u5230\u5e02\u5834\u60c5\u7dd2\u548c\u500b\u4eba\u7d93\u9a57\u7684\u5f71\u97ff\uff0c\u5bb9\u6613\u505a\u51fa\u60c5\u7dd2\u5316\u7684\u6c7a\u7b56\u3002\u6bd4\u5982\uff1a\u65b0\u624b\u6295\u8cc7\u8005\u53ef\u80fd\u6703\u56e0\u7232\u5e02\u5834\u6050\u614c\uff0c\u5306\u5306\u629b\u552e\u81ea\u5df1\u624b\u4e2d\u7684\u80a1\u7968\uff0c\u6216\u8005\u76f2\u76ee\u8ddf\u98a8\uff0c\u807d\u4fe1\u54ea\u5bb6\u7684\u80a1\u7968\u597d\u800c\u760b\u72c2\u8cfc\u5165\u3002\u9019\u4e9b<strong>\u60c5\u7dd2\u5316\u7684\u6c7a\u7b56\u6709\u53ef\u80fd\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u640d\u5931<\/strong>\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f46\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u900f\u904e\u5c0d\u6d77\u91cf\u7684\u5e02\u5834\u6578\u64da\u9032\u884c\u5206\u6790\u548c\u6a21\u64ec\uff0c\u53ef\u4ee5<strong>\u66f4\u5ba2\u89c0\u3001\u66f4\u6e96\u78ba<\/strong>\u5730\u505a\u51fa\u6295\u8cc7\u6c7a\u7b56\u3002\u6b64\u5916\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u4e5f\u4e0d\u6703\u56e0\u70ba\u4eba\u70ba\u56e0\u7d20\u800c\u7522\u751f\u64cd\u4f5c\u5931\u8aa4\uff0c\u80fd\u5920\u66f4\u7a69\u5b9a\u5730\u7ba1\u7406\u6295\u8cc7\u7d44\u5408\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ccaad3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ccaad3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-982c1cd\" data-id=\"982c1cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41d81fc elementor-widget elementor-widget-heading\" data-id=\"41d81fc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff08Robo-Advisors\uff09\u7684\u58de\u8655<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7bd7ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7bd7ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a701f13\" data-id=\"a701f13\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-faa5fa8 elementor-widget elementor-widget-heading\" data-id=\"faa5fa8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.\u7121\u6cd5\u4fdd\u8b49\u6295\u8cc7\u56de\u5831<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d395d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d395d4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f8aa22\" data-id=\"4f8aa22\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a6d460 elementor-widget elementor-widget-text-editor\" data-id=\"9a6d460\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u96d6\u7136\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u80fd\u5920\u6839\u64da\u7528\u6236\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u9032\u884c\u591a\u5143\u5316\u7684\u6295\u8cc7\u7d44\u5408\u914d\u7f6e\uff0c\u5f9e\u800c\u5206\u6563\u98a8\u96aa\uff0c\u4f46\u662f<\/span><b>\u672c\u8cea\u4e0a\u98a8\u96aa\u9084\u662f\u7121\u6cd5\u5b8c\u5168\u907f\u514d\u7684<\/b><span style=\"font-weight: 400;\">\u3002\u5728\u5e02\u5834\u6ce2\u52d5\u5287\u70c8\u6642\uff0c\u6295\u8cc7\u7d44\u5408\u7684\u56de\u5831\u53ef\u80fd\u6703\u53d7\u5230\u5f71\u97ff\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-777d72d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"777d72d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1940c0\" data-id=\"e1940c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8a8ddd elementor-widget elementor-widget-heading\" data-id=\"f8a8ddd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2.\u7121\u6cd5\u63d0\u4f9b\u4eba\u6027\u5316\u7684\u610f\u898b\u548c\u5efa\u8b70<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-452e3e5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"452e3e5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b829d4d\" data-id=\"b829d4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ee8984 elementor-widget elementor-widget-text-editor\" data-id=\"5ee8984\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u76f8\u8f03\u65bc\u50b3\u7d71\u6295\u8cc7\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u662f\u57fa\u65bc\u7b97\u6cd5\u904b\u4f5c\uff0c\u96d6\u7136\u53ef\u4ee5\u63d0\u4f9b\u4e00\u4e9b\u57fa\u790e\u7684\u6295\u8cc7\u5efa\u8b70\u548c\u98a8\u96aa\u63a7\u5236\uff0c\u4f46\u537b<\/span><b>\u7f3a\u5c11\u4e86\u6295\u8cc7\u7d93\u7d00\u7684\u4e3b\u89c0\u610f\u898b\u548c\u5c08\u696d\u5224\u65b7<\/b><span style=\"font-weight: 400;\">\u3002\u6bd4\u5982\uff0c\u7576\u5e02\u5834\u51fa\u73fe\u8b8a\u5316\u6642\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u53ef\u80fd\u7121\u6cd5\u63d0\u4f9b\u66f4\u6df1\u5165\u7684\u5206\u6790\u548c\u5c08\u696d\u5efa\u8b70\u3002\u6b64\u5916\uff0c<\/span><b>\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u504f\u597d\u548c\u9700\u6c42\u4e5f\u53ef\u80fd\u56e0\u500b\u4eba\u7d93\u9a57\u548c\u80cc\u666f\u7684\u4e0d\u540c\u800c\u6709\u6240\u4e0d\u540c<\/b><span style=\"font-weight: 400;\">\uff0c\u800c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0<\/span><b>\u7f3a\u4e4f\u4eba\u6027\u5316\u7684\u610f\u898b\u548c\u5efa\u8b70<\/b><span style=\"font-weight: 400;\">\uff0c\u53ef\u80fd\u7121\u6cd5\u5b8c\u5168\u6eff\u8db3\u6295\u8cc7\u8005\u7684\u9700\u6c42\u3002\u4f8b\u5982\uff0c\u67d0\u4e9b\u6295\u8cc7\u8005\u53ef\u80fd\u66f4\u95dc\u6ce8\u793e\u6703\u8cac\u4efb\u6295\u8cc7\uff0c\u800c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u53ef\u80fd\u7121\u6cd5\u63d0\u4f9b\u9019\u65b9\u9762\u7684\u5efa\u8b70\u548c\u6295\u8cc7\u6a5f\u6703\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u6709\u53ef\u80fd\u4f7f\u6295\u8cc7\u8005\uff0c\u7279\u5225\u662f<\/span><b>\u7d93\u9a57\u4e0d\u8db3\u9700\u8981\u4f9d\u8cf4\u6295\u8cc7\u7d93\u7d00\u5efa\u8b70\u7684\u65b0\u624b\u6295\u8cc7\u8005<\/b><span style=\"font-weight: 400;\">\u4f86\u8aac\uff0c\u56e0\u7232\u7121\u6cd5\u5411\u5c08\u696d\u4eba\u58eb\u54a8\u8a62\u800c\u5c0d\u6295\u8cc7\u5e73\u53f0\u5931\u53bb\u4fe1\u5fc3\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f5873c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f5873c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bd914c8\" data-id=\"bd914c8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b006362 elementor-widget elementor-widget-heading\" data-id=\"b006362\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.\u500b\u6027\u5316\u6709\u9650\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45216c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45216c1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1380495\" data-id=\"1380495\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ac2865 elementor-widget elementor-widget-text-editor\" data-id=\"7ac2865\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u96d6\u7136\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u6703\u6839\u64da\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u548c\u76ee\u6a19\u4f86\u914d\u7f6e\u6295\u8cc7\u7d44\u5408\uff0c\u4f46\u662f\u5982\u679c<\/span><b>\u6295\u8cc7\u8005\u7684\u7d44\u5408\u4e2d\u51fa\u73fe\u4e86\u4e0d\u7b26\u5408\u5176\u610f\u9858\u7684\u57fa\u91d1<\/b><span style=\"font-weight: 400;\">\uff0c\u7531\u65bc\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u662f\u57fa\u65bc\u6f14\u7b97\u6cd5\u904b\u4f5c\u7684\uff0c\u7121\u6cd5\u9032\u884c\u66f4\u63db\u6216\u8abf\u6574\uff0c\u9019\u53ef\u80fd\u6703\u5f71\u97ff\u6295\u8cc7\u8005\u7684\u6295\u8cc7\u6548\u679c\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b03a039 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b03a039\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d8075ed\" data-id=\"d8075ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-988ab07 elementor-widget elementor-widget-heading\" data-id=\"988ab07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.\u6280\u8853\u98a8\u96aa\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dc316f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dc316f5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c6237f\" data-id=\"6c6237f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20468fe elementor-widget elementor-widget-text-editor\" data-id=\"20468fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u9700\u8981\u501a\u8cf4\u9ad8\u79d1\u6280\u7684\u904b\u4f5c\uff0c\u5b58\u5728\u6280\u8853\u98a8\u96aa\u3002\u4f8b\u5982\uff0c\u7cfb\u7d71\u51fa\u73fe\u6545\u969c\u6216\u88ab\u99ed\u5ba2\u653b\u64ca\u53ef\u80fd\u6703\u5c0e\u81f4\u6295\u8cc7\u8005\u8cc7\u91d1\u640d\u5931\u3002<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">\u7e3d\u7684\u4f86\u8aaa\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u6709\u5176\u512a\u9ede\u548c\u7f3a\u9ede\u3002\u6295\u8cc7\u8005\u61c9\u8a72\u4e86\u89e3\u9019\u4e9b\u512a\u7f3a\u9ede\uff0c\u4e26\u6839\u64da\u81ea\u5df1\u7684\u9700\u6c42\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u505a\u51fa\u9069\u7576\u7684\u9078\u64c7\u3002\u5c0f\u7de8\u8a8d\u7232\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u66f4\u9069\u5408\u90a3\u4e9b\u5e0c\u671b\u4ee5\u8f03\u4f4e\u7684\u6210\u672c\u9032\u884c\u6295\u8cc7\u7684\u4eba\uff0c\u4e5f\u9069\u5408\u90a3\u4e9b\u5c0d\u6295\u8cc7\u5e02\u5834\u7f3a\u4e4f\u77e5\u8b58\u548c\u7d93\u9a57\u7684\u4eba\u3002\u7136\u800c\uff0c\u5c0d\u65bc\u90a3\u4e9b\u66f4\u504f\u597d\u4eba\u6027\u5316\u610f\u898b\u548c\u5efa\u8b70\u7684\u4eba\uff0c\u6216\u8005\u5c0d\u98a8\u96aa\u66f4\u70ba\u654f\u611f\u7684\u4eba\uff0c\u53ef\u80fd\u9700\u8981\u8003\u616e\u5176\u4ed6\u6295\u8cc7\u65b9\u5f0f\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c190296 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c190296\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b6fe647\" data-id=\"b6fe647\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4efdab1 elementor-widget elementor-widget-heading\" data-id=\"4efdab1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u5982\u4f55\u9078\u64c7\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff1f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-07c0931 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"07c0931\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-50b0346\" data-id=\"50b0346\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-979f0b7 elementor-widget elementor-widget-heading\" data-id=\"979f0b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.\u67e5\u8a62\u5e73\u53f0\u7684\u76e3\u7ba1\u60c5\u6cc1\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29a7114 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29a7114\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8533ded\" data-id=\"8533ded\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-edcb52d elementor-widget elementor-widget-text-editor\" data-id=\"edcb52d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9053\u8def\u5343\u842c\u689d\uff0c\u5b89\u5168\u7b2c\u4e00\u689d\uff01<\/span><\/p><p><span style=\"font-weight: 400;\">\u7121\u8ad6\u67d0\u67d0\u5e73\u53f0\u63d0\u4f9b\u4e86\u591a\u9ad8\u7684\u56de\u5831\u7387\uff0c\u63d0\u4f9b\u4e86\u591a\u5c11\u512a\u60e0\uff0c\u4f46\u5982\u679c\u4e0d\u53d7\u76e3\u7ba1\uff0c\u6c92\u6709\u4fdd\u969c\uff0c\u6295\u8cc7\u8005\u7684\u8cc7\u91d1\u96a8\u6642\u6709\u53ef\u80fd\u84b8\u767c\u3002\u5c4a\u6642\uff0c\u60f3\u8981\u8ffd\u56de\u8cc7\u91d1\u6050\u6015\u662f\u5929\u65b9\u591c\u8b5a\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0<strong>\u53d7\u5230\u76e3\u7ba1<\/strong>\u662f\u975e\u5e38\u91cd\u8981\u7684\uff0c\u56e0\u70ba\u5b83\u4fdd\u8b49\u4e86\u5e73\u53f0\u7684\u5408\u6cd5\u6027\u548c\u900f\u660e\u5ea6\uff0c\u4fdd\u8b77\u4e86\u6295\u8cc7\u8005\u7684\u5229\u76ca\u3002\u76e3\u7ba1\u6a5f\u69cb\u8ca0\u8cac\u78ba\u4fdd\u5e73\u53f0\u9075\u5b88\u76f8\u95dc\u6cd5\u5f8b\u6cd5\u898f\uff0c\u7ba1\u7406\u6295\u8cc7\u8005\u8cc7\u91d1\u4e26\u63d0\u4f9b\u5b89\u5168\u4fdd\u969c\uff0c\u9632\u6b62\u6b3a\u8a50\u884c\u70ba\u7684\u767c\u751f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e00\u822c\u800c\u8a00\uff0c\u7576\u4f60\u5728\u53d7\u76e3\u7ba1\u7684\u5e73\u53f0\u6295\u8cc7\uff0c<strong>\u4f60\u7684\u8cc7\u7522\u5c07\u88ab\u4ea4\u7531\u7b2c\u4e09\u65b9<\/strong>\u5982\uff1a\u8b49\u5238\u59d4\u54e1\u6216\u4fe1\u6258\u516c\u53f8<strong>\u201c\u6258\u7ba1\u201d<\/strong>\uff0c\u6295\u8cc7\u5e73\u53f0\u53ea\u80fd\u5e6b\u4f60\u7ba1\u7406\u8cc7\u7522\uff0c\u800c\u4e0d\u662f\u4f7f\u7528\u4f60\u7684\u8cc7\u7522\u3002\u9019\u610f\u5473\u8457\uff0c<strong>\u5982\u679c\u6295\u8cc7\u5e73\u53f0\u4e0d\u5e78\u5012\u9589\uff0c\u6295\u8cc7\u5e73\u53f0\u7121\u6b0a\u4e5f\u6c92\u6709\u8fa6\u6cd5\u6372\u6b3e\u8dd1\u8def\uff0c\u56e0\u7232\u4f60\u5728\u6295\u8cc7\u4e2d\u7684\u6240\u6709\u672c\u91d1\u4ee5\u53ca\u6536\u76ca\u5c07\u7531\u6258\u7ba1\u4eba\u8cec\u6236\u5168\u6b0a\u6b78\u9084\u7d66\u4f60\u3002<\/strong><\/span><\/p><p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u9078\u64c7\u53d7\u76e3\u7ba1\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u53ef\u4ee5\u8b93\u6295\u8cc7\u8005\u66f4\u52a0\u5b89\u5fc3\u5730\u9032\u884c\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u50f9\u503c\u601d\u7dad\u5c31\u7232\u5927\u5bb6\u6574\u7406\u99ac\u4f86\u897f\u4e9e\u53d7\u76e3\u7ba1\u76847\u5bb6\u667a\u80fd\u5e73\u53f0\uff0c\u7e7c\u7e8c\u95b2\u8b80\u4ee5\u7372\u53d6\u8a73\u60c5\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e00e89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e00e89\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10461b9\" data-id=\"10461b9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1497d5e elementor-widget elementor-widget-heading\" data-id=\"1497d5e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2.\u8a55\u4f30\u98a8\u96aa<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb9030b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb9030b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd88e50\" data-id=\"cd88e50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bffaa0f elementor-widget elementor-widget-text-editor\" data-id=\"bffaa0f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u9078\u64c7\u4e00\u500b\u98a8\u96aa\u6c34\u5e73\u8207\u81ea\u5df1\u76f8\u5339\u914d\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u975e\u5e38\u91cd\u8981\u3002\u6295\u8cc7\u8005\u61c9\u8a72\u8a55\u4f30\u81ea\u5df1\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u548c\u6295\u8cc7\u76ee\u6a19\uff0c\u7136\u5f8c\u6839\u64da\u9019\u4e9b\u56e0\u7d20\u9078\u64c7\u4e00\u500b\u5408\u9069\u7684\u5e73\u53f0\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69eb00e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69eb00e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f7d576\" data-id=\"7f7d576\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51f2c59 elementor-widget elementor-widget-heading\" data-id=\"51f2c59\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.\u7814\u7a76\u5e73\u53f0<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5dda272 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5dda272\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b3ae9ae\" data-id=\"b3ae9ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c2d1eb elementor-widget elementor-widget-text-editor\" data-id=\"2c2d1eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5728\u9078\u64c7\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u4e4b\u524d\uff0c\u6295\u8cc7\u8005\u61c9\u8a72\u7814\u7a76\u4e0d\u540c\u5e73\u53f0\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u5b83\u5011\u7684\u6295\u8cc7\u7b56\u7565\u548c\u6295\u8cc7\u7d44\u5408\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f99a72 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f99a72\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f7c8fa9\" data-id=\"f7c8fa9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5aa7ecc elementor-widget elementor-widget-heading\" data-id=\"5aa7ecc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.\u8a55\u4f30\u8cbb\u7528\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d897240 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d897240\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30a77ed\" data-id=\"30a77ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4790613 elementor-widget elementor-widget-text-editor\" data-id=\"4790613\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6295\u8cc7\u8005\u61c9\u8a72\u8a55\u4f30\u4e0d\u540c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u8cbb\u7528\uff0c\u5305\u62ec\u4ea4\u6613\u8cbb\u7528\u3001\u7ba1\u7406\u8cbb\u7528\u548c\u5176\u4ed6\u8cbb\u7528\u3002\u9019\u4e9b\u8cbb\u7528\u53ef\u80fd\u6703\u5c0d\u6295\u8cc7\u7d50\u679c\u7522\u751f\u91cd\u5927\u5f71\u97ff\uff0c\u56e0\u6b64\u9078\u64c7\u4e00\u500b\u8cbb\u7528\u5408\u7406\u7684\u5e73\u53f0\u975e\u5e38\u91cd\u8981\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a444c6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a444c6f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f795e8\" data-id=\"7f795e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0104010 elementor-widget elementor-widget-heading\" data-id=\"0104010\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5.\u6ce8\u610f\u5e73\u53f0\u7684\u6b77\u53f2\u8868\u73fe<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-738e5fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"738e5fc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6486650\" data-id=\"6486650\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03fecde elementor-widget elementor-widget-text-editor\" data-id=\"03fecde\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6295\u8cc7\u8005\u61c9\u8a72\u95dc\u6ce8\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u6b77\u53f2\u8868\u73fe\uff0c\u7279\u5225\u662f\u5728\u4e0d\u540c\u5e02\u5834\u689d\u4ef6\u4e0b\u7684\u8868\u73fe\u3002\u9019\u53ef\u4ee5\u5e6b\u52a9\u6295\u8cc7\u8005\u8a55\u4f30\u5e73\u53f0\u7684\u7a69\u5b9a\u6027\u548c\u53ef\u9760\u6027\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7c21\u800c\u8a00\u4e4b\uff0c\u9078\u64c7\u4e00\u500b\u9069\u5408\u81ea\u5df1\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u9700\u8981\u6295\u8cc7\u8005\u4ed4\u7d30\u8a55\u4f30\u4e0d\u540c\u7684\u56e0\u7d20\uff0c\u5305\u62ec\u98a8\u96aa\u3001\u7814\u7a76\u3001\u8cbb\u7528\u3001\u76e3\u7ba1\u548c\u6b77\u53f2\u8868\u73fe\u7b49\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39d71e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39d71e6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4daa858\" data-id=\"4daa858\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-234e7c1 elementor-widget elementor-widget-text-editor\" data-id=\"234e7c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u63a8\u85a6\u95b2\u8b80\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/how-to-choose-trading-platform\/\">\u5c0f\u8cc7\u65cf\u61c9\u8a72\u5982\u4f55\u9078\u64c7\u6295\u8cc7\u5e73\u53f0\uff1f\u9078\u64c7\u6295\u8cc7\u5e73\u53f0\u76848\u5927\u689d\u4ef6<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-822a249 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"822a249\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b6f878\" data-id=\"5b6f878\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ede77cf elementor-widget elementor-widget-heading\" data-id=\"ede77cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u99ac\u4f86\u897f\u4e9e7\u5927\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1dd526b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1dd526b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-79425b9\" data-id=\"79425b9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a86c61 elementor-widget elementor-widget-text-editor\" data-id=\"2a86c61\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5728\u4f60\u6b63\u5f0f\u958b\u59cb\u6295\u8cc7\uff0c\u6839\u64da\u6211\u5011\u4e0a\u9762\u5206\u4eab\u7684\u65b9\u6cd5\u7be9\u9078\u6295\u8cc7\u5e73\u53f0\u524d\uff0c\u9084\u662f\u90a3\u53e5\u8a71\uff1a<\/span><b>\u5b89\u5168\u6700\u91cd\u8981\uff01<\/b><span style=\"font-weight: 400;\">\u50f9\u503c\u601d\u7dad\u5c31\u5e6b\u5927\u5bb6\u6574\u7406\u4e86\u76ee\u524d<\/span><b>\u53d7\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u59d4\u54e1\u6703\uff08 Securities Commission Malaysia\uff0cSC\uff09\u76e3\u7ba1\u7684<\/b><a href=\"https:\/\/www.sc.com.my\/development\/digital\/digital-initiatives\" target=\"_blank\" rel=\"noopener\"><b>8\u5bb6\u667a\u80fd\u6295\u8cc7\u5e73\u53f0<\/b><\/a><span style=\"font-weight: 400;\">\u3002\u5b83\u5011\u5206\u5225\u662f\uff1a<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Akru Now\uff08Akru Now Sdn Bhd\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Airo\uff08BH Global Fintech Solutions Sdn Bhd\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MYTHEO\uff08GAX MD Sdn Bhd\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Raiz\uff08Raiz Malaysia Sdn Bhd\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">StashAway (StashAway Malaysia Sdn Bhd)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UOB Asset Management (Malaysia) Bhd<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wahed Technologies Sdn Bhd<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kenanga Investment Bank Bhd (KIBB)<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">\u6ce8\u610f\uff1a\u6392\u540d\u6839\u64da\u82f1\u6587\u9996\u5b57\u6bcd\u800c\u5b9a\u3002\u6b64\u5916\uff0c\u7531\u65bc\u5927\u83ef\u9280\u884c\uff08UOB Asset Management (Malaysia) Bhd\uff09\u65d7\u4e0b\u7684UOBAM\u6295\u8cc7\u5e73\u53f0\u50c5\u958b\u653e\u500b\u4f01\u696d\u6295\u8cc7\u8005\u6295\u8cc7\uff0c\u56e0\u6b64\u672c\u6587\u50c5\u548c\u5927\u5bb6\u5206\u4eab<\/span><b>7\u5bb6\u9069\u5408\u500b\u4eba\u6295\u8cc7\u4e14\u53d7\u76e3\u7ba1\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36b35d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36b35d2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b5e53e1\" data-id=\"b5e53e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f58add elementor-widget elementor-widget-heading\" data-id=\"6f58add\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.Akru Now<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c10938c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c10938c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-627e101\" data-id=\"627e101\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88f3955 elementor-widget elementor-widget-image\" data-id=\"88f3955\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"225\" height=\"225\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/akru-now-logo.png\" class=\"attachment-large size-large wp-image-38989\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/akru-now-logo.png 225w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/akru-now-logo-150x150.png 150w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ccf7d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ccf7d7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cc63c6e\" data-id=\"cc63c6e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d23010e elementor-widget elementor-widget-text-editor\" data-id=\"d23010e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/akrunow.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Akru Now<\/span><\/a><span style=\"font-weight: 400;\">\u662f\u99ac\u4f86\u897f\u4e9e\u672c\u571f\u5b75\u5316\u7684\u7b2c\u4e00\u500b\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u6c92\u6709\u4efb\u4f55\u5916\u570b\u516c\u53f8\u80cc\u666f\uff0c\u65bc2020\u5e74\u4e0a\u7dab\u3002\u5275\u8fa6\u4ebaJulian Ng\u548cTan Chong Liong\u4ee5\u53ca\u5176<\/span><a href=\"https:\/\/www.theedgemarkets.com\/article\/solutions-malaysias-first-homegrown-roboadvisory-platform\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u5718\u968a<\/span><\/a><span style=\"font-weight: 400;\">\u90fd\u6709\u8c50\u5bcc\u7684\u6295\u8cc7\u9280\u884c\u3001\u57fa\u91d1\u7ba1\u7406\u8207\u91d1\u878d\u79d1\u6280\u7d93\u9a57\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0cAkru Now\u4e0d\u652f\u6301\u624b\u6a5f\u61c9\u7528\u8edf\u4ef6App\uff0c\u6295\u8cc7\u8005\u50c5\u80fd\u901a\u904e\u5176\u7db2\u9801\u958b\u59cb\u6295\u8cc7\u3002<\/span><\/p><h4><b>\u6295\u8cc7\u7b56\u7565<\/b><\/h4><p><span style=\"font-weight: 400;\">\u6839\u64da\u4e0d\u540c\u7684\u6295\u8cc7\u7d44\u5408\u985e\u578b\uff0cAkru Now\u63d0\u4f9b\u4e86\u4e0d\u540c\u7684\u6295\u8cc7\u6a19\u7684\u3002\u57fa\u672c\u4e0a\uff0cAkru Now\u5c07\u8cc7\u7522\u5206\u914d\u8207<\/span><b>\u80a1\u7968\u3001\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1ETF<\/b><span style=\"font-weight: 400;\">\u7b49\u53ef\u8ffd\u8e64\u6307\u6578\u7684\u8cc7\u7522\u4e0a\uff0c\u4ee5\u505a\u5230\u5be6\u6642\u76e3\u63a7\uff0c\u5c07\u6295\u8cc7\u8005\u7684\u5229\u76ca\u6700\u5927\u5316\u3002\u6b64\u5916\uff0cAkru Now\u9084\u71b1\u8877\u65bc\u6295\u8cc7<\/span><b>\u7f8e\u570b\u50b5\u5238<\/b><span style=\"font-weight: 400;\">\uff0c\u9019\u662f\u56e0\u7232\u7f8e\u570b\u5728\u77ed\u6642\u9593\u5185\u4ecd\u662f\u4e3b\u8981\u8ca8\u5e63\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76ee\u524d\uff0cAkru Now\u7e3d\u5171\u670910\u500b\u6295\u8cc7\u7d44\u5408,1\u70ba\u4f4e\u98a8\u96aa\uff0c10\u70ba\u9ad8\u98a8\u96aa\u3002Akru Now\u6703\u6839\u64da\u5404\u500b\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u53ca\u4f60\u7684\u76ee\u6a19\u6536\u76ca\uff0c\u5e6b\u4f60\u8a08\u7b97\u51fa\u4f60\u6bcf\u500b\u6708\u9700\u8981\u5b9a\u671f\u5b9a\u984d\u6295\u653e\u591a\u5c11\u9322\u4ee5\u9054\u5230\u76ee\u6a19\u3002\u7576\u7136\uff0c\u9019\u53ea\u662f\u4e00\u9805\u5efa\u8b70\uff0c\u5982\u679c\u6295\u8cc7\u8005\u958b\u6236\u540e\uff0c\u4e0d\u60f3\u5b9a\u671f\u5b9a\u984d\u6295\u9322\u4e5f\u53ef\u4ee5\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">Akru Now\u63d0\u4f9b\u4e864\u7a2e\u4e0d\u540c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u7684\u6295\u8cc7\u7d44\u5408\u985e\u578b\uff1a<\/span><\/p><h5><b>1.\u4fdd\u5b88\u578b\uff08Low-Risk Larry\uff09:<\/b><\/h5><p><span style=\"font-weight: 400;\">\u4fdd\u5b88\u578b\u7684\u7279\u9ede\u662f\u5b83\u8ffd\u6c42\u7a69\u5b9a\u6027\u5927\u65bc\u6536\u76ca\uff0c\u51fa\u91d1\u7c21\u55ae\u5feb\u901f\uff0c\u73fe\u91d1\u6d41\u52d5\u6027\u9ad8\u3002\u5c0d\u65bc\u4fdd\u5b88\u578b\uff08Low-Risk Larry\uff09\u6295\u8cc7\u7d44\u5408\uff0cAkru Now\u4e3b\u8981\u6295\u8cc7\u65bc\u99ac\u4f86\u897f\u4e9e\u56fa\u5b9a\u6536\u76ca\u8b49\u5238\u4ee5\u53ca\u7f8e\u570b\u548c\u570b\u969b\u50b5\u5238\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u6295\u8cc7\u6a19\u7684<\/b><\/p><\/td><td><p><b>\u6295\u8cc7\u6bd4\u4f8b<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u99ac\u4f86\u897f\u4e9e\u56fa\u5b9a\u6536\u76ca\u8b49\u5238<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u56fa\u5b9a\u6536\u76ca\u57fa\u91d1\uff0c\u65e8\u5728\u5f9e\u6d41\u52d5\u6027\u8f03\u5f37\u548c\u54c1\u8cea\u8f03\u9ad8\u7684\u767c\u884c\u8005\u96c6\u4e2d\u63d0\u4f9b\u7a69\u5b9a\u548c\u5b9a\u671f\u7684\u6536\u5165\u5206\u914d\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">46%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u548c\u570b\u969b\u50b5\u5238<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u591a\u6a23\u5316\u5730\u6301\u6709\u7f8e\u570b\u548c\u4e16\u754c\u5176\u4ed6\u570b\u5bb6\u7684\u4e2d\u671f\u512a\u8cea\u50b5\u5238\u3002\u4e3b\u8981\u6295\u8cc7\u65bc\u4f86\u81ea\u7f8e\u570b\u76849000\u591a\u500b\u50b5\u5238\u767c\u884c\u4eba\uff0c\u4ee5\u53ca\u4f86\u81ea\u4e16\u754c\u5176\u4ed6\u5730\u5340\uff0c\u5982\uff1a\u5982\u65e5\u672c\u3001\u6cd5\u570b\u3001\u5fb7\u570b\u3001\u7fa9\u5927\u5229\u3001\u82f1\u570b\u3001\u52a0\u62ff\u5927\u3001\u897f\u73ed\u7259\u548c\u8377\u862d\u76846000\u591a\u500b\u50b5\u5238\u767c\u884c\u4eba\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">38%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u7f8e\u570b500\u5bb6\u6700\u5927\u7684\u516c\u53f8\uff0c\u5982\u5fae\u8edf\u3001\u860b\u679c\u3001\u4e9e\u99ac\u905c\u3001Facebook\u548cAlphabet\uff08Google\uff09\u3002\u5b83\u8986\u84cb\u4e86\u7f8e\u570b\u80a1\u7968\u5e02\u5834\u7684\u7d0470%<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 8%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u4ee5\u5916\u7684\u767c\u9054\u5e02\u5834\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u7f8e\u570b\u4ee5\u5916\u7684\u767c\u9054\u5e02\u5834\uff0c\u5982\u65e5\u672c\u3001\u82f1\u570b\u3001\u745e\u58eb\u3001\u6cd5\u570b\u548c\u5fb7\u570b\u7684\u8fd12500\u5bb6\u516c\u53f8\uff0c\u5305\u62ecNestle\u3001Toyota\u3001SAP\u548cAIA\u7b49\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 5%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u65b0\u8208\u5e02\u5834\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u65b0\u8208\u5e02\u5834\uff0c\u5982\u4e2d\u570b\u3001\u81fa\u7063\u3001\u97d3\u570b\u3001\u5370\u5ea6\u3001\u5df4\u897f\u548c\u5357\u975e\u7684\u8fd12500\u5bb6\u516c\u53f8\uff0c\u5305\u62ec\u963f\u91cc\u5df4\u5df4\u3001\u9a30\u8a0a\u548c\u4e09\u661f\u7b49\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 2%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u73fe\u91d1<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u4ee4\u5409\u3002Akru\u5f9e\u6b64\u6263\u9664\u8cbb\u7528\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 1%<\/span><\/p><\/td><\/tr><\/tbody><\/table><h5><b>2.\u5e73\u8861\u578b\uff08Moderate Mary\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u9078\u64c7\u5e73\u8861\u6027\u7684\u6295\u8cc7\u8005\u4e00\u822c\u53ef\u63a5\u53d7\u4f4e\u98a8\u96aa\uff0c\u671f\u671b\u4e2d\u7b49\u56de\u5831\uff0c\u591a\u5143\u5316\u6295\u8cc7\u3002\u91dd\u5c0d\u5e73\u8861\u578b\uff08Moderate Mary\uff09\u7684\u6295\u8cc7\u7d44\u5408\uff0cAkru Now\u4e3b\u8981\u6295\u8cc7\u65bc\u7f8e\u570b\u548c\u570b\u969b\u50b5\u5238\u4ee5\u53ca\u7f8e\u570b\u80a1\u7968\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u6295\u8cc7\u6a19\u7684<\/b><\/p><\/td><td><p><b>\u6295\u8cc7\u6bd4\u4f8b<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u548c\u570b\u969b\u50b5\u5238<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u591a\u6a23\u5316\u5730\u6301\u6709\u7f8e\u570b\u548c\u4e16\u754c\u5176\u4ed6\u570b\u5bb6\u7684\u4e2d\u671f\u512a\u8cea\u50b5\u5238\u3002\u4e3b\u8981\u6295\u8cc7\u65bc\u4f86\u81ea\u7f8e\u570b\u76849000\u591a\u500b\u50b5\u5238\u767c\u884c\u4eba\uff0c\u4ee5\u53ca\u4f86\u81ea\u4e16\u754c\u5176\u4ed6\u5730\u5340\uff0c\u5982\uff1a\u5982\u65e5\u672c\u3001\u6cd5\u570b\u3001\u5fb7\u570b\u3001\u7fa9\u5927\u5229\u3001\u82f1\u570b\u3001\u52a0\u62ff\u5927\u3001\u897f\u73ed\u7259\u548c\u8377\u862d\u76846000\u591a\u500b\u50b5\u5238\u767c\u884c\u4eba\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">54%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u7f8e\u570b500\u5bb6\u6700\u5927\u7684\u516c\u53f8\uff0c\u5982\u5fae\u8edf\u3001\u860b\u679c\u3001\u4e9e\u99ac\u905c\u3001Facebook\u548cAlphabet\uff08Google\uff09\u3002\u5b83\u8986\u84cb\u4e86\u7f8e\u570b\u80a1\u7968\u5e02\u5834\u7684\u7d0470%<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">26%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u4ee5\u5916\u7684\u767c\u9054\u5e02\u5834\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u7f8e\u570b\u4ee5\u5916\u7684\u767c\u9054\u5e02\u5834\uff0c\u5982\u65e5\u672c\u3001\u82f1\u570b\u3001\u745e\u58eb\u3001\u6cd5\u570b\u548c\u5fb7\u570b\u7684\u8fd12500\u5bb6\u516c\u53f8\uff0c\u5305\u62ecNestle\u3001Toyota\u3001SAP\u548cAIA\u7b49\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">14%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u65b0\u8208\u5e02\u5834\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u65b0\u8208\u5e02\u5834\uff0c\u5982\u4e2d\u570b\u3001\u81fa\u7063\u3001\u97d3\u570b\u3001\u5370\u5ea6\u3001\u5df4\u897f\u548c\u5357\u975e\u7684\u8fd12500\u5bb6\u516c\u53f8\uff0c\u5305\u62ec\u963f\u91cc\u5df4\u5df4\u3001\u9a30\u8a0a\u548c\u4e09\u661f\u7b49\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 5%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u73fe\u91d1<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u4ee4\u5409\u3002Akru\u5f9e\u6b64\u6263\u9664\u8cbb\u7528\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 1%<\/span><\/p><\/td><\/tr><\/tbody><\/table><h5><b>3.\u589e\u9577\u578b\uff08High-Risk Harry\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u9078\u64c7\u589e\u9577\u578b\u7684\u6295\u8cc7\u8005\u4e00\u822c\u6709\u8f03\u591a\u7684\u9591\u7f6e\u8cc7\u91d1\uff0c\u53ef\u63a5\u53d7\u9ad8\u98a8\u96aa\uff0c\u671f\u5f85\u9ad8\u56de\u916c\uff0c\u76ee\u6a19\u662f\u9577\u671f\u589e\u9577\u3002\u5728\u589e\u9577\u578b\uff08High-Risk Harry\uff09\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\uff0cAkru Now\u4e3b\u8981\u6295\u8cc7\u65bc\u7f8e\u570b\u80a1\u7968\u3001\u7f8e\u570b\u4ee5\u5916\u7684\u767c\u9054\u5e02\u5834\u80a1\u7968\u548c\u65b0\u8208\u5e02\u5834\u80a1\u7968\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u6295\u8cc7\u6a19\u7684<\/b><\/p><\/td><td><p><b>\u6295\u8cc7\u6bd4\u4f8b<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u7f8e\u570b500\u5bb6\u6700\u5927\u7684\u516c\u53f8\uff0c\u5982\u5fae\u8edf\u3001\u860b\u679c\u3001\u4e9e\u99ac\u905c\u3001Facebook\u548cAlphabet\uff08Google\uff09\u3002\u5b83\u8986\u84cb\u4e86\u7f8e\u570b\u80a1\u7968\u5e02\u5834\u7684\u7d0470%<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">49%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u4ee5\u5916\u7684\u767c\u9054\u5e02\u5834\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u7f8e\u570b\u4ee5\u5916\u7684\u767c\u9054\u5e02\u5834\uff0c\u5982\u65e5\u672c\u3001\u82f1\u570b\u3001\u745e\u58eb\u3001\u6cd5\u570b\u548c\u5fb7\u570b\u7684\u8fd12500\u5bb6\u516c\u53f8\uff0c\u5305\u62ecNestle\u3001Toyota\u3001SAP\u548cAIA\u7b49\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">27%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u548c\u570b\u969b\u50b5\u5238<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u591a\u6a23\u5316\u5730\u6301\u6709\u7f8e\u570b\u548c\u4e16\u754c\u5176\u4ed6\u570b\u5bb6\u7684\u4e2d\u671f\u512a\u8cea\u50b5\u5238\u3002\u4e3b\u8981\u6295\u8cc7\u65bc\u4f86\u81ea\u7f8e\u570b\u76849000\u591a\u500b\u50b5\u5238\u767c\u884c\u4eba\uff0c\u4ee5\u53ca\u4f86\u81ea\u4e16\u754c\u5176\u4ed6\u5730\u5340\uff0c\u5982\uff1a\u5982\u65e5\u672c\u3001\u6cd5\u570b\u3001\u5fb7\u570b\u3001\u7fa9\u5927\u5229\u3001\u82f1\u570b\u3001\u52a0\u62ff\u5927\u3001\u897f\u73ed\u7259\u548c\u8377\u862d\u76846000\u591a\u500b\u50b5\u5238\u767c\u884c\u4eba\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">15%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u65b0\u8208\u5e02\u5834\u80a1\u7968<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u65b0\u8208\u5e02\u5834\uff0c\u5982\u4e2d\u570b\u3001\u81fa\u7063\u3001\u97d3\u570b\u3001\u5370\u5ea6\u3001\u5df4\u897f\u548c\u5357\u975e\u7684\u8fd12500\u5bb6\u516c\u53f8\uff0c\u5305\u62ec\u963f\u91cc\u5df4\u5df4\u3001\u9a30\u8a0a\u548c\u4e09\u661f\u7b49\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 9%<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u73fe\u91d1<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u4ee4\u5409\u3002Akru\u5f9e\u6b64\u6263\u9664\u8cbb\u7528\u3002<\/span><\/li><\/ul><\/td><td><p><span style=\"font-weight: 400;\">\u00a0 1%<\/span><\/p><\/td><\/tr><\/tbody><\/table><h5><b>4.\u76ee\u6a19\u578b\uff08Goal-Based\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u8005\u53ef\u4ee5\u4f9d\u64da\u98a8\u96aa\u504f\uff0c\u8a2d\u5b9a\u591a\u500b\u6295\u8cc7\u76ee\u6a19\uff0c\u5982\uff1a\u8cb7\u623f\u57fa\u91d1\u3001\u7d50\u5a5a\u57fa\u91d1\u3001\u6559\u80b2\u57fa\u91d1\u3001\u990a\u8001\u57fa\u91d1\u7b49\u3002\u6295\u8cc7\u6a19\u7684\u5c07\u4f9d\u64da\u6295\u8cc7\u8005\u7684\u76ee\u6a19\u4ee5\u53ca\u6295\u8cc7\u91d1\u984d\u6709\u6240\u8b8a\u5316\uff0c\u6bcf\u500b\u4eba\u7684\u6295\u8cc7\u7d44\u5408\u5c07\u6709\u6240\u4e0d\u540c\u3002<\/span><\/p><h4><b>\u5e73\u53f0\u6536\u8cbb<\/b><\/h4><p><span style=\"font-weight: 400;\">\u5728\u8cbb\u7528\u65b9\u9762\uff0cAkru Now\u7684\u6536\u8cbb\u7d50\u69cb\u900f\u660e\u4e14\u4f4e\u5ec9\uff0c\u5b83\u6c92\u6709\u6700\u4f4e\u5165\u91d1\u8981\u6c42\u3001\u6c92\u6709\u92b7\u552e\u8cbb\u3001\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\uff0c\u865f\u7a31\u7121\u4efb\u4f55\u96b1\u85cf\u8cbb\u7528\uff0c\u4e14\u5e74\u5ea6\u7ba1\u7406\u8cbb\u4f4e\u81f3\u4ecb\u65bc0.2%-0.7%\u3002\u5982\u679c\u4f60\u7684\u8cc7\u91d1\u5728RM10,000\u4ee5\u4e0b\uff0c\u9700\u652f\u4ed80.7%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u3002\u800c\u5982\u679c\u4f60\u7684\u8cc7\u91d1\u8d85\u904eRM3,000,001\uff0cAkru\u50c5\u5fb5\u6536\u6700\u4f4e0.2%\u7684\u5e74\u8cbb\u3002\u7c21\u800c\u8a00\u4e4b\uff0c\u8cc7\u91d1\u8d8a\u591a\uff0c\u7ba1\u7406\u8cbb\u8d8a\u4f4e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662fAkru Now\u7684<\/span><a href=\"https:\/\/akrunow.com\/faq\/8\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6536\u8cbb\u7d50\u69cb<\/span><\/a><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><table><tbody><tr><td><p><strong>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><strong>\u92b7\u552e\u8cbb<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><strong>\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\u7528\uff08Portfolio Switching Fees\uff09<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><strong>\u63d0\u6b3e\u8cbb\u7528<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><strong>\u5e74\u5ea6\u7ba1\u7406\u8cbb<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.2%-0.7%<\/span><\/p><p><img decoding=\"async\" class=\"aligncenter wp-image-38992 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/Arkru-Now\u6536\u8cbb.png\" alt=\"\" width=\"635\" height=\"534\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/Arkru-Now\u6536\u8cbb.png 635w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/Arkru-Now\u6536\u8cbb-300x252.png 300w\" sizes=\"(max-width: 635px) 100vw, 635px\" \/><\/p><\/td><\/tr><tr><td><p><strong>\u5176\u4ed6\u8cbb\u7528<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">1.\u5982\u679c\u4f60\u9078\u64c7\u8cfc\u8cb7ETF\uff0c\u5247\u9700\u652f\u4ed8ETF\u8cbb\u7528\u7ed9ETF\u7d93\u7406\uff08\u975eAkru\uff09\uff0c\u8cbb\u7528\u4ecb\u65bc0.03% &#8211; 0.50%\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">2.\u4e00\u6b21\u6027\u7ba1\u7406\u8cbb\uff1aRM10\uff0c\u53ea\u9700\u5728\u958b\u6236\u6642\u652f\u4ed8\u4e00\u6b21\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">3.\u5982\u679c\u4f60\u4f7f\u7528\u7b2c\u4e09\u65b9\u8f49\u8cec\uff0c\u53ef\u80fd\u9700\u8981\u4f9d\u64da\u7b2c\u4e09\u65b9\u7684\u8f49\u8cec\u6536\u8cbb\u7232\u6e96\uff0c\u5927\u7d04\u662f\u6bcf\u7b46\u8f49\u8cecRM1\u3002\u5982\u679c\u4f60\u76f4\u63a5\u901a\u904e\u4f60\u7684\u672c\u5730\u9280\u884c\u6236\u53e3\u8f49\u8cec\uff0c\u5247\u4e0d\u6703\u7522\u751f\u4efb\u4f55\u8cbb\u7528\u3002<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u4e00\u65e6\u4f60\u9078\u64c7\u5728Akru Now\u6295\u8cc7\uff0c\u4f60\u7684\u8cc7\u91d1\u5c07\u88ab\u4ea4\u7531\u4ee5\u4e0b<\/span><a href=\"https:\/\/akrunow.com\/faq\/1\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u7b2c\u4e09\u65b9\u8cc7\u91d1\u6258\u7ba1\u8cec\u6236<\/span><\/a><span style=\"font-weight: 400;\">\u4fdd\u7ba1\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u99ac\u4f86\u897f\u4e9e\u8cc7\u91d1\uff1aUniversal Trustee (M)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u99ac\u4f86\u897f\u4e9e\u4ee5\u5916\u8cc7\u7522\uff1aSaxo Markets<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ETF\u6b21\u7d1a\u6258\u7ba1\uff1a\u82b1\u65d7\u9280\u884c\uff08Citibank\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u96e2\u5cb8\u4fe1\u6258\uff1a\u65b0\u52a0\u5761\u6ed9\u8c50\u9280\u884c\uff08HSBC Singapore\uff09<\/span><\/li><\/ul><p>\u9019\u610f\u5473\u8457\uff0c\u5373\u4f7fAkru Now\u4e0d\u5e78\u7834\u7522\u6216\u5012\u9589\uff0c\u4f60\u4f9d\u7136\u80fd\u5411\u7b2c\u4e09\u65b9\u6258\u7ba1\u8cec\u6236\u6240\u7372\u672c\u91d1\u548c\u8d0f\u5f97\u7684\u5229\u606f\u6216\u8667\u640d\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f60273c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f60273c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16ba446\" data-id=\"16ba446\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-800ff42 elementor-widget elementor-widget-heading\" data-id=\"800ff42\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2.Airo<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62d9463 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62d9463\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-50a8f79\" data-id=\"50a8f79\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f6f4c1 elementor-widget elementor-widget-image\" data-id=\"9f6f4c1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"362\" height=\"120\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/Airo-logo.png\" class=\"attachment-large size-large wp-image-38994\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/Airo-logo.png 362w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/Airo-logo-300x99.png 300w\" sizes=\"(max-width: 362px) 100vw, 362px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd7c6b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd7c6b3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d685df\" data-id=\"8d685df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15a794c elementor-widget elementor-widget-text-editor\" data-id=\"15a794c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.airo.my\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Airo<\/span><\/a><span style=\"font-weight: 400;\">\u4e5f\u662f\u4e00\u5bb6\u99ac\u4f86\u897f\u4e9e\u672c\u571f\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u96b8\u5c6c\u65bcBH Global Fintech Solutions Sdn Bhd\u3002\u5176\u5718\u968a\u90fd\u662f\u99ac\u4f86\u897f\u4e9e\u4eba\uff0c\u4e14\u5728\u76f8\u95dc\u9818\u57df\uff0c\u5982\uff1a\u57fa\u91d1\u7ba1\u7406\u3001\u6295\u8cc7\u9280\u884c\u3001\u91d1\u878d\u7b49\u7684\u8c50\u5bcc\u7d93\u9a57\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u9019\u500b\u6295\u8cc7\u5e73\u53f0\u7684\u4e3b\u8981\u6301\u80a1\u4eba\u662f\u53d7\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\uff08Monetary Authority Singapore\uff0cMAS\uff09\u7684\u65b0\u52a0\u5761\u516c\u53f8CP Global Asset Management Pte.Ltd\u5275\u59cb\u4eba\u2014\u2014Raymond Tan\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76ee\u524d\uff0cAiro\u53ea\u80fd\u901a\u904e\u624b\u6a5fAPP\u4f7f\u7528\u3002<\/span><\/p><h4><b>\u6295\u8cc7\u7b56\u7565<\/b><\/h4><p><span style=\"font-weight: 400;\">Airo\u7e3d\u5171\u63d0\u4f9b\u4e865\u7a2e\u4e0d\u540c\u98a8\u96aa\u504f\u597d\u7684\u6295\u8cc7\u7d44\u5408\uff1a<\/span><\/p><p><span style=\"font-weight: 400;\">1.\u5e73\u8861\u578b\uff08Balanced\uff09\uff1a<\/span><span style=\"font-weight: 400;\">\u5c0b\u6c42\u4f4e\u98a8\u96aa\u8207\u7a69\u5b9a\u56de\u5831\u7684\u9577\u671f\u6295\u8cc7<\/span><\/p><p><span style=\"font-weight: 400;\">2.\u9006\u5411\u578b\uff08Contrarian\uff09\uff1a\u5c0b\u6c42\u9577\u671f\u6709\u6f5b\u529b\uff0c\u4f46\u76ee\u524d\u88ab\u4f4e\u4f30\u6216\u4e0d\u770b\u597d\u7684\u6295\u8cc7<\/span><\/p><p><span style=\"font-weight: 400;\">3.\u6a5f\u6703\u578b\uff08Opportunistic\uff09\uff1a\u8ffd\u6c42\u6f6e\u6d41\u3001\u4e3b\u984c\u7b49\u8207\u50b3\u7d71\u6295\u8cc7\u76f8\u95dc\u6027\u8f03\u4f4e\u7684\u56de\u5831<\/span><\/p><p><span style=\"font-weight: 400;\">4.\u5192\u96aa\u578b\uff08Adventurous\uff09\uff1a\u5c0b\u6c42\u9ad8\u56de\u5831\uff0c\u53ef\u627f\u64d4\u9ad8\u98a8\u96aa<\/span><\/p><p><span style=\"font-weight: 400;\">5.\u76ee\u6a19\u578b\uff08Goal-Based\uff09\uff1a\u6839\u64da\u5982\uff1a\u8cb7\u623f\u3001\u7d50\u5a5a\u3001\u6559\u80b2\u7b49\u7528\u9014\u8a2d\u7f6e\u76ee\u6a19<\/span><\/p><p><b>Airo\u4e3b\u8981\u6295\u8cc7\u65bc\u7f8e\u570b\u548c\u5176\u4ed6\u570b\u969b\u5e02\u5834\u7684ETF<\/b><span style=\"font-weight: 400;\">\uff0c\u6c92\u6709\u6295\u8cc7\u4e0a\u5e02\u65bc\u99ac\u4f86\u897f\u4e9e\u7684ETF\u3002Airo\u6295\u8cc7\u65bcETF\u7684\u539f\u56e0\u662f\u56e0\u7232ETF\u64c1\u6709\u57fa\u6e96\u65b9\u4fbf\u8ffd\u8e64\uff0c\u4e14\u8cbb\u7528\u4f4e\uff0c\u98a8\u96aa\u5206\u6563\u3001\u4ea4\u6613\u91cf\u5927\u3002<\/span><\/p><h4><b>\u5e73\u53f0\u6536\u8cbb<\/b><\/h4><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u60f3\u5728Airo\u958b\u59cb\u6295\u8cc7\uff0c\u76ee\u524d\u6700\u4f4e\u7684\u5165\u91d1\u984d\u662fRM50\u3002\u8acb\u6ce8\u610f\uff0c\u9019\u9805\u6700\u4f4e\u5165\u91d1\u984d\u662f\u9650\u6642\u512a\u60e0\uff0c\u4e00\u65e6\u512a\u60e0\u7d50\u675f\uff0c\u6700\u4f4e\u5165\u91d1\u984d\u5c07\u662fRM500\u3002\u5728\u6536\u8cbb\u65b9\u9762\uff0cAiro\u5c07\u6839\u64da\u4f60\u6295\u8cc7\u7684\u7e3d\u8cc7\u7522\uff0c\u6536\u53d60.8%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\uff0c0.05%\u81f3\u6700\u9ad81%\u7684\u4ea4\u6613\u4f63\u91d1\uff0c\u52a0\u4e0a\u76d1\u7ba1\u8d39\u548c\u9884\u6263\u7a0e\u3002\u4ee5\u4e0b\u662fAiro\u7684<\/span><a href=\"https:\/\/airomalaysia.freshdesk.com\/support\/solutions\/articles\/67000351971-what-are-the-fees-associated-with-airo-\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6536\u8cbb\u7d50\u69cb<\/span><\/a><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><table><tbody><tr><td><p><strong>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/strong><\/p><\/td><td><p><strong>RM500<\/strong><\/p><p><strong>\uff08RM50\u53ea\u9650\u512a\u60e0\u671f\uff09<\/strong><\/p><\/td><\/tr><tr><td><p><strong>\u92b7\u552e\u8cbb<\/strong><\/p><\/td><td><p><strong>\u7121<\/strong><\/p><\/td><\/tr><tr><td><p><strong>\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\u7528\uff08Portfolio Switching Fees\uff09<\/strong><\/p><\/td><td><p><strong>\u7121<\/strong><\/p><\/td><\/tr><tr><td><p><strong>\u63d0\u6b3e\u8cbb\u7528<\/strong><\/p><\/td><td><p><strong>\u7121<\/strong><\/p><\/td><\/tr><tr><td><p><strong>\u5e74\u5ea6\u7ba1\u7406\u8cbb<\/strong><\/p><\/td><td><p><strong>0.8%<\/strong><\/p><\/td><\/tr><tr><td><p><strong>\u5176\u4ed6\u8cbb\u7528<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">1.\u4ea4\u6613\u8cbb\uff1a0.00051%\uff0c\u6700\u4f4e\u5f9e\u6bcf\u7b46\u4ea4\u6613USD$0.01\u8d77<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">2.\u7f8e\u570b\u91d1\u878d\u76e3\u7ba1\u5c40\uff08FINRA\uff09\u4ea4\u6613\u8cbb\uff1a\u6bcf\u80a1USD$0.00013\uff0c\u6700\u4f4e\u5f9e\u6bcf\u7b46\u4ea4\u6613USD$0.01\u81f3\u6700\u9ad8USD$6.49<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">3.\u9810\u6263\u7a05\uff1a\u5f9e\u80a1\u606f\u4e2d\u62bd\u53d630%\uff08\u9069\u7528\u65bc\u99ac\u4f86\u897f\u4e9e\u548c\u5916\u570b\u5c45\u6c11\uff09<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u4e00\u65e6\u4f60\u9078\u64c7\u5728Airo\u6295\u8cc7\uff0c\u4f60\u7684\u8cc7\u91d1\u5c07\u4ea4\u7531Pacific Trustees\u7b2c\u4e09\u65b9\u6258\u7ba1\u8cec\u6236\u6258\u7ba1\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0a72bf9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0a72bf9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9e5864\" data-id=\"f9e5864\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1842fac elementor-widget elementor-widget-heading\" data-id=\"1842fac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.MYTHEO<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-08b6267 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"08b6267\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-63482c1\" data-id=\"63482c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d14b7a elementor-widget elementor-widget-image\" data-id=\"1d14b7a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"402\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo-logo-1024x402.png\" class=\"attachment-large size-large wp-image-38997\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo-logo-1024x402.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo-logo-300x118.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo-logo-768x302.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo-logo.png 1054w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-46bd7bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46bd7bf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-69c6170\" data-id=\"69c6170\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e644fdc elementor-widget elementor-widget-text-editor\" data-id=\"e644fdc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.mytheo.my\/mytheo\/index.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">MYTHEO<\/span><\/a><span style=\"font-weight: 400;\">\u662f\u99ac\u4f86\u897f\u4e9e\u8207\u65e5\u672c\u7684\u5408\u4f5c\u7522\u7269\u3002MYTHEO\u7684\u524d\u8eab\u70ba\u65e5\u672cMoney Design\u516c\u53f8\u65bc2016\u5e74\u6240\u63a8\u51fa\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff1aTHEO\u3002\u9019\u5bb6\u65e5\u672c\u516c\u53f8\u8207\u99ac\u4f86\u897f\u4e9e\u79d1\u6280\u516c\u53f8 Silverlake Group \u65d7\u4e0b\u7684Silverlake Digital INX\u806f\u5408\u5275\u8fa6\u4e86GAX MD Sdn Bhd\uff0c\u4e26\u57282019\u5e74\u63a8\u51fa\u4e86\u7b26\u5408\u99ac\u4f86\u897f\u4e9e\u4eba\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff1aMYTHEO\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76ee\u524dMYTHEO\u7684\u5718\u968a\u7686\u7531\u99ac\u4f86\u897f\u4e9e\u8207\u65e5\u672c\u7684\u7d93\u71df\u7d44\u6210\uff0c\u5177\u6709\u8c50\u5bcc\u7684\u91d1\u878d\u548c\u6295\u8cc7\u7d93\u9a57\uff0c\u66fe\u670d\u52d9\u4e8e\u4e00\u4e9b\u8d6b\u8d6b\u6709\u540d\u7684\u6295\u8cc7\u516c\u53f8\uff0c\u5982\uff1aBlackRock\u3001Cornerstone\u7b49\u3002\u5176\u4e2d\uff0cMYTHEO\u7684Tan Sri Dato\u2019 Dr. Munir\u8463\u4e8b\u9084\u662f\u653f\u5e9c\u66fe\u7d93\u59d4\u4efb\u904e\u7684\u7d93\u6fdf\u884c\u52d5\u59d4\u54e1\u6703\u4e3b\u5e2d\uff0c\u73fe\u4eca\u70baBank Mualamat\u7684\u4e3b\u5e2d\u3002<\/span><\/p><h4><b>\u6295\u8cc7\u7b56\u7565<\/b><\/h4><p><span style=\"font-weight: 400;\">MYTHEO<\/span><b>\u4e3b\u8981\u6295\u8cc7\u65bc\u80a1\u7968\u3001\u56fa\u5b9a\u6536\u76ca\u8b49\u5238\u548c\u5927\u5b97\u5546\u54c1\u7b49\u6240\u6709\u8cc7\u7522\u985e\u5225\u7684ETF<\/b><span style=\"font-weight: 400;\">\uff0c\u4ee5<\/span><b>\u7f8e\u570b<\/b><span style=\"font-weight: 400;\">\u5e02\u5834<\/span><b>ETF\u7232\u4e3b<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">MYTHEO\u4f7f\u7528\u201cOmakase\u201d\u6295\u8cc7\u65b9\u5f0f\uff0c\u610f\u601d\u662f\u4ea4\u7531MYTHEO\u7232\u4f60\u6307\u5b9a\u6295\u8cc7\u7d44\u5408\u3002\u5b83\u6700\u5927\u7684\u7279\u8272\u5c31\u662f\u80fd\u5920\u81ea\u52d5\u518d\u5e73\u8861\uff08Auto Rebalancing\uff09\u6295\u8cc7\u7d44\u5408\u3002\u7531\u65bc\u91d1\u878d\u5e02\u5834\u5343\u8b8a\u842c\u5316\uff0c\u91d1\u878d\u7522\u54c1\u4e5f\u56e0\u6b64\u6709\u7d93\u6fdf\u5468\u671f\uff0c\u6709\u53ef\u80fd\u51fa\u73fe\u6ce2\u52d5\u3002\u800c\u900f\u904e\u81ea\u52d5\u518d\u5e73\u8861\u529f\u80fd\u53ef\u4ee5\u78ba\u4fdd\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u59cb\u7d42\u4fdd\u6301\u5728\u9810\u8a2d\u7684\u98a8\u96aa\u6c34\u6e96\u4e0a\uff0c\u964d\u4f4e\u6295\u8cc7\u98a8\u96aa\uff0c\u540c\u6642\u6700\u5927\u5316\u56de\u5831\u3002\u81ea\u52d5\u518d\u5e73\u8861\u9084\u53ef\u4ee5\u907f\u514d\u6295\u8cc7\u8005\u7531\u65bc\u5e02\u5834\u6ce2\u52d5\u800c\u904e\u5ea6\u8abf\u6574\u6295\u8cc7\u7d44\u5408\uff0c\u6e1b\u5c11\u4eba\u70ba\u5e72\u9810\u5e36\u4f86\u7684\u932f\u8aa4\u548c\u6210\u672c\u3002\u6b64\u5916\uff0c\u81ea\u52d5\u518d\u5e73\u8861\u4e5f\u53ef\u4ee5\u907f\u514d\u6295\u8cc7\u8005\u5c0d\u5e02\u5834\u904e\u5ea6\u53cd\u61c9\uff0c\u4fdd\u6301\u76f8\u5c0d\u7a69\u5b9a\u7684\u6295\u8cc7\u7b56\u7565\u3002\u53e6\u5916\uff0cMYTHEO\u9084\u6703\u5b9a\u671f\u5be9\u67e5\u548c\u91cd\u65b0\u5206\u914d\u4f60\u7684\u8cc7\u7522\uff0c\u512a\u5316\u56de\u5831\u7387\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76ee\u524d\uff0cMYTHEO\u63d0\u4f9b\u4e86<\/span><a href=\"https:\/\/www.mytheo.my\/mytheo\/etfs.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">4\u7a2e\u6295\u8cc7\u7d44\u5408<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u5206\u5225\u662f\uff1a<\/span><\/p><h5><b>1.\u589e\u9577\u578b\uff08Growth\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u9ad8\u98a8\u96aa\u9ad8\u56de\u916c\uff0c\u9069\u5408\u77ed\u671f\u5185\u4e0d\u9700\u8981\u7528\u5230\u73fe\u91d1\u7684\u4eba\u7fa4\u3002\u9019\u500b\u6295\u8cc7\u7d44\u5408\u4e3b\u8981\u91c7\u7528MSCI ACWI Index\u70ba\u6a19\u6e96\u3002\u9019\u500b\u6307\u6578\u4e3b\u8981\u8ffd\u8e6423\u500b\u767c\u9054\u5e02\u5834\u548c24\u500b\u65b0\u8208\u5e02\u5834\u7684\u5927\u76e4\u80a1\u548c\u4e2d\u76e4\u80a1\u7684\u8868\u73fe\uff0c\u8ffd\u8e64\u6a6b\u8de811\u5404\u884c\u696d\u76842933\u53ea\u80a1\u7968\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-38999 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u589e\u9577\u578b\u7d44\u5408.png\" alt=\"\" width=\"1599\" height=\"821\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u589e\u9577\u578b\u7d44\u5408.png 1599w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u589e\u9577\u578b\u7d44\u5408-300x154.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u589e\u9577\u578b\u7d44\u5408-1024x526.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u589e\u9577\u578b\u7d44\u5408-768x394.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u589e\u9577\u578b\u7d44\u5408-1536x789.png 1536w\" sizes=\"(max-width: 1599px) 100vw, 1599px\" \/><\/p><h5><b>2.\u4fdd\u5b88\u6536\u5165\u578b\uff08Income\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u9019\u500b\u6295\u8cc7\u7d44\u5408\u9069\u5408\u53ef\u63a5\u53d7\u4f4e\u98a8\u96aa\u5e76\u4e14\u6709\u7a69\u5b9a\u6536\u76ca\u7684\u4fdd\u5b88\u6295\u8cc7\u8005\u3002\u5b83\u8ffd\u8e64\u7684ETF\u4e3b\u8981\u91c7\u7528Barclays Global Aggregate Index\u7232\u6a19\u6e96\u3002\u9019\u500b\u6307\u6578\u4e3b\u8981\u8861\u91cf24\u500b\u7576\u5730\u8ca8\u5e63\u5e02\u5834\u7684\u5168\u7403\u6295\u8cc7\u7d1a\u50b5\u52d9\u7684\u65d7\u8266\u6307\u6578\u3002\u9019\u4e00\u591a\u5e63\u7a2e\u57fa\u6e96\u5305\u62ec\u767c\u9054\u570b\u5bb6\u548c\u65b0\u8208\u5e02\u5834\u767c\u884c\u4eba\u7684\u570b\u50b5\u3001\u653f\u5e9c\u76f8\u95dc\u50b5\u5238\u3001\u516c\u53f8\u50b5\u5238\u548c\u8b49\u5238\u5316\u50b5\u5238\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39001 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u4fdd\u5b88\u6536\u5165\u578b\u7d44\u5408.png\" alt=\"\" width=\"1600\" height=\"560\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u4fdd\u5b88\u6536\u5165\u578b\u7d44\u5408.png 1600w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u4fdd\u5b88\u6536\u5165\u578b\u7d44\u5408-300x105.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u4fdd\u5b88\u6536\u5165\u578b\u7d44\u5408-1024x358.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u4fdd\u5b88\u6536\u5165\u578b\u7d44\u5408-768x269.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u4fdd\u5b88\u6536\u5165\u578b\u7d44\u5408-1536x538.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/p><h5><b>3.\u901a\u8ca8\u81a8\u8139\u5c0d\u885d\u578b\uff08Inflation Hedge\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u9019\u500b\u6295\u8cc7\u7d44\u5408\u4e3b\u8981\u662f\u9632\u6b62\u6295\u8cc7\u8005\u7684\u8cc7\u7522\u56e0\u7232\u901a\u8ca8\u81a8\u8139\u800c\u8cb6\u503c\uff0c\u8f03\u9069\u5408\u8cc7\u7522\u9ad8\u6de8\u503c\u4eba\u58eb\u3002\u5b83\u4ee5Import price index\u70ba\u8ffd\u8e64\u76ee\u6a19\uff0c\u4e3b\u8981\u95dc\u6ce8\u4e00\u500b\u7d93\u6fdf\u5340\u7684\u5c45\u6c11\u8207\u4e16\u754c\u5176\u4ed6\u5730\u5340\u7684\u5c45\u6c11\u4e4b\u9593\u7684\u5546\u54c1\u548c\u670d\u52d9\u4ea4\u6613\u50f9\u683c\u7684\u7e3d\u9ad4\u8b8a\u5316\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39005 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u901a\u8ca8\u81a8\u8139\u5c0d\u885d\u578b.png\" alt=\"\" width=\"1600\" height=\"555\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u901a\u8ca8\u81a8\u8139\u5c0d\u885d\u578b.png 1600w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u901a\u8ca8\u81a8\u8139\u5c0d\u885d\u578b-300x104.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u901a\u8ca8\u81a8\u8139\u5c0d\u885d\u578b-1024x355.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u901a\u8ca8\u81a8\u8139\u5c0d\u885d\u578b-768x266.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u901a\u8ca8\u81a8\u8139\u5c0d\u885d\u578b-1536x533.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/p><h5><b>4.\u793e\u6703\u8cac\u4efb\u578b\uff08ESG Income\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u793e\u6703\u8cac\u4efb\u578b\u6295\u8cc7\u7d44\u5408\u9069\u5408\u90a3\u4e9b\u6709\u8208\u8da3\u6295\u8cc7\u65bc\u74b0\u5883\u3001\u793e\u6703\u548c\u4f01\u696d\u76e3\u7ba1\u539f\u5247\u7684\u6295\u8cc7\u8005\u3002\u5b83\u6240\u8ffd\u8e64\u7684\u6307\u6578\u548c\u589e\u9577\u578b\uff08Growth\uff09\u6295\u8cc7\u7d44\u5408\u4e00\u6a23\u662fMSCI ACWI Index\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39010 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u793e\u6703\u8cac\u4efb\u578b\u7d44\u5408.png\" alt=\"\" width=\"1299\" height=\"453\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u793e\u6703\u8cac\u4efb\u578b\u7d44\u5408.png 1299w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u793e\u6703\u8cac\u4efb\u578b\u7d44\u5408-300x105.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u793e\u6703\u8cac\u4efb\u578b\u7d44\u5408-1024x357.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u793e\u6703\u8cac\u4efb\u578b\u7d44\u5408-768x268.png 768w\" sizes=\"(max-width: 1299px) 100vw, 1299px\" \/><\/p><h4><b>\u5e73\u53f0\u6536\u8cbb<\/b><\/h4><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6e96\u5099\u5728MYTHEO\u9032\u884c\u6295\u8cc7\uff0c\u90a3\u9ebd\u4f60\u9700\u8981\u6e96\u5099\u81f3\u5c11RM100\u7684\u6700\u4f4e\u5165\u91d1\u984d\u3002\u5982\u679c\u4f60\u5728\u9996\u6b21\u5165\u91d1\u4e4b\u5f8c\u60f3\u8981\u8ffd\u52a0\u8cc7\u672c\uff0c\u5f8c\u7e8c\u5145\u503c\u6700\u4f4e\u81f3\u5c11\u9700\u70baRM100\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u8cbb\u7528\u65b9\u9762\uff0cMYTHEO\u627f\u8afe\u6c92\u6709\u4ea4\u6613\u8cbb\uff0c\u6c92\u6709\u514c\u63db\u8cbb\uff0c\u6c92\u6709\u8d16\u56de\u8cbb\uff0c\u53ea\u5fb5\u65360.5%-1%\u7684<\/span><a href=\"https:\/\/www.mytheo.my\/mytheo\/frequently-asked-questions.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u5e74\u5ea6\u7ba1\u7406\u8cbb<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u5982\u679c\u4f60\u7684\u6295\u8cc7\u91d1\u984d\u5c11\u65bcUSD7500\uff0c\u90a3\u9ebd\u4f60\u9700\u8981\u7e73\u7d0d1%\u7684\u5e74\u8cbb\u3002\u5982\u679c\u4f60\u7684\u8cc7\u91d1\u8d85\u904eUSD250,000\u53ea\u9700\u7e73\u7d0d0.5%\u7684\u5e74\u8cbb\u3002\u63db\u8a00\u4e4b\uff0c\u6295\u8cc7\u91d1\u984d\u8d8a\u9ad8\uff0c\u5e74\u5ea6\u7ba1\u7406\u8cbb\u8d8a\u4f4e\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM100<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6700\u4f4e\u8ffd\u52a0\u6295\u8cc7\u91d1\u984d<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM100<\/span><\/p><\/td><\/tr><tr><td><p><b>\u92b7\u552e\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\u7528\uff08Portfolio Switching Fees\uff09<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u63d0\u6b3e\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u5e74\u5ea6\u7ba1\u7406\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.5%-1%<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39012 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u6536\u8cbb.png\" alt=\"\" width=\"1293\" height=\"309\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u6536\u8cbb.png 1293w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u6536\u8cbb-300x72.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u6536\u8cbb-1024x245.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/mytheo\u6536\u8cbb-768x184.png 768w\" sizes=\"(max-width: 1293px) 100vw, 1293px\" \/><\/p><\/td><\/tr><tr><td><p><b>\u5176\u4ed6\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u9810\u6263\u7a05\uff1a\u5f9e\u80a1\u606f\u4e2d\u62bd\u53d630%\uff08\u9069\u7528\u65bc\u99ac\u4f86\u897f\u4e9e\u548c\u5916\u570b\u5c45\u6c11\uff09<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u4e00\u65e6\u4f60\u5728MYTHEO\u5165\u91d1\u6295\u8cc7\uff0c\u4f60\u7684\u8cc7\u91d1\u5c07\u4ea4\u7531MYTHEO\u7684\u7b2c\u4e09\u65b9\u8cc7\u91d1\u6258\u7ba1\u8cec\u6236\uff1aMalaysian Trustees Berhad (RHB Banking Group\u5b50\u516c\u53f8)\u4fdd\u7ba1\u3002\u56e0\u6b64\uff0c\u5373\u4f7fMYTHEO\u4e0d\u5e78\u5012\u9589\uff0c\u6295\u8cc7\u8005\u4f9d\u7136\u80fd\u5411\u7b2c\u4e09\u65b9\u6258\u7ba1\u8cec\u6236\u7d22\u56de\u672c\u91d1\u548c\u61c9\u5f97\u7684\u6536\u76ca\u6216\u8667\u640d\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ecaa989 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ecaa989\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-344018e\" data-id=\"344018e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c6bcbb elementor-widget elementor-widget-heading\" data-id=\"6c6bcbb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.Raiz<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6977d5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6977d5d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-071acf0\" data-id=\"071acf0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f201e1 elementor-widget elementor-widget-image\" data-id=\"5f201e1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"500\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz-logo.png\" class=\"attachment-large size-large wp-image-39014\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz-logo.png 900w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz-logo-300x167.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz-logo-768x427.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7591772 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7591772\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c4c521\" data-id=\"1c4c521\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5bc5f2 elementor-widget elementor-widget-text-editor\" data-id=\"e5bc5f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/raiz.com.my\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Raiz<\/span><\/a><span style=\"font-weight: 400;\">\u7684\u524d\u8eab\u539f\u5148\u662f\u6fb3\u6d32\u9996\u5c48\u4e00\u6307\u7684\u91d1\u878d\u5e73\u53f0\u30022020\u5e74\u6fb3\u6d32Raiz Invest Australia Limited\u8207\u570b\u6c11\u6295\u8cc7\u6a5f\u69cb\uff08Permodalan Nasional Berhad\uff0cPNB\uff09\u65d7\u4e0bJewel Digital Ventures Sdn Bhd\u5408\u4f5c\uff0c\u6b63\u5f0f\u63a8\u51fa\u99ac\u4f86\u897f\u4e9e\u7248Raiz\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">Raiz\u6700\u5927\u7684\u7279\u8272\u5728\u65bc\u5b83\u5141\u8a31<\/span><b>\u201c\u96f6\u9322\u6295\u8cc7\u201d<\/b><span style=\"font-weight: 400;\">\u7684\u65b9\u5f0f\u3002\u7576\u6295\u8cc7\u8005\u5728Raiz App\u4e0a\u7d81\u5b9a\u501f\u8a18\u5361\uff08Debit Card\uff09\uff0c\u5e76\u4e14\u4f7f\u7528\u8a72\u501f\u8a18\u5361\u6d88\u8cbb\uff0cRaiz\u5c31\u80fd\u901a\u904e\u8ffd\u8e64\u4f60\u7684\u6d88\u8cbb\u7d00\u9304\uff0c\u4ee5\u201c\u56db\u6368\u4e94\u5165\u201d\u7684\u65b9\u5f0f\u9032\u884c\u6295\u8cc7\u3002\u4f8b\u5982\uff0c\u4f60\u4eca\u5929\u4f7f\u7528\u7d81\u5b9a\u7684\u501f\u8a18\u5361\u6d88\u8cbb\u985eRM12.60\uff0cRaiz\u6703\u5c07\u4f60\u7684\u6d88\u8cbb\u56db\u6368\u4e94\u5165\u70baRM13\u3002\u5176\u4e2d\uff0cRM0.60\u7684\u5dee\u984d\u5c07\u7528\u65bc\u6295\u8cc7\u6216\u5132\u84c4\u4e2d\u3002\u9664\u6b64\u4e4b\u5916\uff0c\u6295\u8cc7\u8005\u4e5f\u53ef\u4ee5\u9078\u64c7\u81ea\u884c\u4e00\u6b21\u6027\u6216\u5b9a\u671f\u81ea\u4e3b\u9078\u64c7\u8981\u6295\u8cc7\u7684\u91d1\u984d\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0c\u5b83\u4e5f\u548cMYTHEO\u4e00\u6a23\u64c1\u6709\u81ea\u52d5\u518d\u5e73\u8861\u6295\u8cc7\u7d44\u5408\u7684\u529f\u80fd\uff0c\u4ee5\u4fbf\u5728\u5e02\u5834\u6709\u6ce2\u52d5\u6642\u4fdd\u8b49\u6295\u8cc7\u8005\u7684\u5229\u76ca\u53d7\u5230\u6700\u5c0f\u7684\u5f71\u97ff\u3002<\/span><\/p><h4><b>\u6295\u8cc7\u7b56\u7565<\/b><\/h4><p><span style=\"font-weight: 400;\">Raiz\u4e3b\u8981<\/span><b>\u6295\u8cc7\u65bc\u55ae\u4f4d\u4fe1\u6258\u57fa\u91d1<\/b><span style=\"font-weight: 400;\">\uff08unit trust funds\uff09\uff0c\u5305\u62ec\u50b5\u5238\u3001\u80a1\u7968\u3001\u9ec3\u91d1\u3001\u73fe\u91d1\u548c\u5927\u5b97\u5546\u54c1\u3002\u6b64\u5916\uff0c\u7531\u65bcRaiz\u96b8\u5c6c\u65bcPNB\u65d7\u4e0b\uff0c\u5b83\u7684\u6295\u8cc7\u6a19\u7684\u9084\u5305\u62ec\u4e86<\/span><a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\"><span style=\"font-weight: 400;\">ASNB\uff08Amanah Saham Nasional Berhad\uff09<\/span><\/a><span style=\"font-weight: 400;\">\u4fe1\u6258\u57fa\u91d1\u4e2d\u7684Dana ASN Equity 3\u3001Dana ASN Imbang 2\u53caDana ASN Sara 1\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c87639 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c87639\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d97911e\" data-id=\"d97911e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce26794 elementor-widget elementor-widget-text-editor\" data-id=\"ce26794\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\u63a8\u85a6\u95b2\u8b80\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\">2023\u5e74ASNB\u4fe1\u6258\u57fa\u91d1\u6d3e\u606f4.5%\uff01ASNB\u9084\u503c\u5f97\u6295\u8cc7\u55ce\uff1f \u600e\u6a23\u8cb7ASNB\u57fa\u91d1\uff1f<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce4a10d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce4a10d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce28b6d\" data-id=\"ce28b6d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b84fc2 elementor-widget elementor-widget-text-editor\" data-id=\"2b84fc2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Raiz\u76ee\u524d\u63d0\u4f9b\u4e86<\/span><a href=\"https:\/\/raiz.com.my\/blog\/soalan-lazim-pengagihan-pendapatan-untuk-tahun-kewangan-berakhir-mac-2021\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">4\u7a2e\u6295\u8cc7\u7d44\u5408<\/span><\/a><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><h5><b>1.\u4f4e\u98a8\u96aa\u578b\uff08Conservative\uff09\u00a0<\/b><\/h5><p><span style=\"font-weight: 400;\">\u5728\u4f4e\u98a8\u96aa\u578b\u6295\u8cc7\u7d44\u5408\u4e2d\uff0cRaiz\u5c07\u8cc7\u91d1\u5206\u914d\u621080:20\u7684\u6bd4\u4f8b\uff0c80%\u6295\u8cc7\u65bcASN Sara 1\uff0c20%\u6295\u8cc7\u65bcASN Equity 3\u3002<\/span><\/p><h5><b>2.\u4e2d\u7b49\u98a8\u96aa\u578b\uff08Moderate\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u5728\u4e2d\u7b49\u98a8\u96aa\u578b\u6295\u8cc7\u7d44\u5408\u4e2d\uff0cRaiz\u5c07\u6240\u6709\u8cc7\u91d1\u6295\u8cc7\u65bcASN Imbang 2\u3002<\/span><\/p><h5><b>3.\u9ad8\u98a8\u96aa\u578b\uff08Aggressive\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u5728\u9ad8\u7b49\u98a8\u96aa\u578b\u6295\u8cc7\u7d44\u5408\u4e2d\uff0cRaiz\u5c07\u4f60\u7684\u8cc7\u91d1\u5206\u914d\u621080:20\u7684\u6bd4\u4f8b\uff0c80%\u6295\u8cc7\u65bcASN Equity 3\uff0c20%\u6295\u8cc7\u65bcASN Sara 1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4e0a\u97623\u7a2e\u6295\u8cc7\u7d44\u5408\uff1a\u4f4e\u98a8\u96aa\u3001\u4e2d\u7b49\u98a8\u96aa\u53ca\u9ad8\u98a8\u96aa\u578b\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u6295\u8cc7\u7d44\u5408\u7686<\/span><a href=\"https:\/\/raiz.com.my\/blog\/melabur-dalam-raiz-patuh-syariah-ke\" target=\"_blank\" rel=\"noopener\"><b>\u4e0d\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9\u4e2d\u7684Shariah\u539f\u5247<\/b><\/a><span style=\"font-weight: 400;\">\uff0c\u9019\u610f\u5473\u8457\u53ea\u6709\u975e\u7a46\u65af\u6797\u624d\u80fd\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4ec0\u9ebd\u662fShariah\u539f\u5247\uff1f\u5373\u7981\u6b62\u6295\u8cc7\u65bc\u6d89\u53ca\u9152\u7cbe\u3001\u8c6c\u8089\u548c\u8ced\u535a\u7b49\u9818\u57df\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u96d6\u7136ASNB\u7684\u6bcd\u516c\u53f8Permodalan Nasional Berhad, PNB\u53c3\u8207\u4e86\u5c0dMaybank\u7684\u6295\u8cc7\uff0c\u7136\u800c\u7531\u65bcMaybank\u7684\u904b\u4f5c\u4e0d\u7b26\u5408Shariah\u6a21\u5f0f\uff0c\u6240\u4ee5\u6709\u95dcASNB\u7684\u6301\u80a1\u63a5\u4e0d\u7b26\u5408Shariah\u539f\u5247\u3002<\/span><\/p><h5><b>4.\u81ea\u5b9a\u7fa9\u578b \uff08Custom Portfolio\uff09<\/b><\/h5><p><span style=\"font-weight: 400;\">\u8207\u4e0a\u97623\u500b\u6a19\u6e96\u6295\u8cc7\u7d44\u5408\u4e0d\u540c\uff0c<\/span><a href=\"https:\/\/raiz.com.my\/blog\/build-your-own-investment-portfolio-with-custom-portfolio\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u81ea\u5b9a\u7fa9\u578b\u6295\u8cc7\u7d44\u5408<\/span><\/a><span style=\"font-weight: 400;\">\u5141\u8a31\u6295\u8cc7\u8005\u96a8\u5fc3\u6240\u6b32\u5730\u81ea\u884c\u8a2d\u7f6e\u6295\u8cc7\u7d44\u5408\u4e2d\u6bcf\u96bb\u57fa\u91d1\u7684\u5206\u914d\u6bd4\u4f8b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u81ea\u5b9a\u7fa9\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u5305\u62ec\uff1a<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aberdeen Standard Islamic World Equity Fund<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UOB United-i Global Balanced Fund (Shariah)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UOB United-i ESG Series \u2013 High Quality Sukuk<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Affin Hwang Shariah Gold Tracker Fund<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Affin Hwang Aiiman Money Market Fund<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u81ea\u5b9a\u7fa9\u578b\u6295\u8cc7\u7d44\u5408\u8207\u6a19\u6e96\u6295\u8cc7\u7d44\u5408\u6700\u5927\u7684\u5dee\u7570\u5c31\u5728\u65bc\uff0c<strong>\u81ea\u5b9a\u7fa9\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u6240\u6709\u57fa\u91d1\u662f\u7b26\u5408\u4f0a\u65af\u862dShariah\u539f\u5247\u7684<\/strong>\u3002\u56e0\u6b64\uff0c\u9019\u500b\u6295\u8cc7\u7d44\u5408\u9069\u5408\u7a46\u65af\u6797\u548c\u975e\u7a46\u65af\u6797\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u7232Raiz\u622a\u81f3\u76ee\u524d<\/span><a href=\"https:\/\/raiz.com.my\/blog\/performance-of-raiz-portfolio-holdings-for-march-2023\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6301\u6709\u6700\u591a\u7684\u6295\u8cc7\u7d44\u5408<\/span><\/a><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39017 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u5408.jpg\" alt=\"\" width=\"959\" height=\"461\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u5408.jpg 959w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u5408-300x144.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u5408-768x369.jpg 768w\" sizes=\"(max-width: 959px) 100vw, 959px\" \/><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39019 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54082.jpg\" alt=\"\" width=\"949\" height=\"308\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54082.jpg 949w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54082-300x97.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54082-768x249.jpg 768w\" sizes=\"(max-width: 949px) 100vw, 949px\" \/><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39021 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54083.jpg\" alt=\"\" width=\"959\" height=\"163\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54083.jpg 959w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54083-300x51.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/raiz\u6700\u591a\u6301\u6709\u7d44\u54083-768x131.jpg 768w\" sizes=\"(max-width: 959px) 100vw, 959px\" \/><\/p><h4><b>\u5e73\u53f0\u6536\u8cbb<\/b><\/h4><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6e96\u5099\u5728Raiz\u9032\u884c\u6295\u8cc7\uff0c\u90a3\u9ebd\u4f60\u9700\u8981\u6e96\u5099\u81f3\u5c11RM5\u7684\u6700\u4f4e\u5165\u91d1\u984d\u3002\u6b64\u5916\uff0cRaiz\u4e5f\u8aac\u660e<\/span><a href=\"https:\/\/raiz.com.my\/account-opening-agreement\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u4e0d\u5fb5\u6536<\/span><\/a><span style=\"font-weight: 400;\">\u4efb\u4f55\u4ea4\u6613\u8cbb\u3001\u4f63\u91d1\uff0c\u53ea\u91dd\u5c0d\u8cc7\u91d1RM6,000\u4ee5\u4e0b\u7684\u7528\u6236\u5fb5\u6536\u6bcf\u6708RM1.50\u7684<\/span><a href=\"https:\/\/raiz.com.my\/fees\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u7ba1\u7406\u8cbb<\/span><\/a><span style=\"font-weight: 400;\">\uff0cRM6,000\u4ee5\u4e0a\u5247\u6536\u8cbb\u6bcf\u67080.025%\u7684\u7ba1\u7406\u8cbb\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM5<\/span><\/p><\/td><\/tr><tr><td><p><b>\u92b7\u552e\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\u7528\uff08Portfolio Switching Fees\uff09<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u63d0\u6b3e\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u7ba1\u7406\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u8cc7\u91d1RM6,000\u4ee5\u4e0b\uff1aRM1.50\/\u6708<\/span><\/p><p><span style=\"font-weight: 400;\">\u8cc7\u91d1RM6,000\u4ee5\u4e0a\uff1a0.025%\/\u6708<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6c7a\u5b9a\u5728Raiz\u6295\u8cc7\uff0c\u90a3\u9ebd\u4f60\u7684\u8cc7\u91d1\u5c07\u4ea4\u7531\u7b2c\u4e09\u65b9\u8cc7\u91d1\u6258\u7ba1\u8cec\u6236\uff1aCIMB Group Holdings Berhad\u4fdd\u7ba1\u3002\u9019\u6a23\u4e00\u4f86\uff0c\u7121\u8ad6Raiz\u662f\u5426\u56e0\u7232\u7d93\u71df\u4e0d\u5584\u7834\u7522\u5012\u9589\uff0c\u4f60\u59cb\u7d42\u80fd\u7d22\u56de\u5c6c\u65bc\u81ea\u5df1\u7684\u9322\u3002<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa87d40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fa87d40\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5cda35\" data-id=\"c5cda35\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-354aef9 elementor-widget elementor-widget-heading\" data-id=\"354aef9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5.StashAway<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-033c51d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"033c51d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-634d097\" data-id=\"634d097\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44ed63d elementor-widget elementor-widget-image\" data-id=\"44ed63d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"262\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway-logo-1024x262.png\" class=\"attachment-large size-large wp-image-39023\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway-logo-1024x262.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway-logo-300x77.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway-logo-768x196.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway-logo-1536x392.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway-logo.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bea9bbb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bea9bbb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-599c629\" data-id=\"599c629\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c05e92f elementor-widget elementor-widget-text-editor\" data-id=\"c05e92f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.stashaway.my\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">StashAway<\/span><\/a><span style=\"font-weight: 400;\">\u662f\u65b0\u52a0\u5761\u7684\u4e00\u5bb6\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u6210\u7acb\u65bc2016\u5e74\u30022018\u5e74StashAway\u6210\u529f\u767b\u9678\u99ac\u4f86\u897f\u4e9e\u5e76\u4e14\u6210\u7232<strong>\u99ac\u4f86\u897f\u4e9e\u9996\u5bb6<\/strong>\u53d6\u5f97\u667a\u80fd\u6295\u8cc7\u57f7\u7167\u7684\u5e73\u53f0\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">StashAway\u7684\u6295\u8cc7\u7406\u5ff5\u662f\u4ee5\u500b\u4eba\u5316\u3001\u4f4e\u6210\u672c\u3001\u9ad8\u6548\u7387\u70ba\u6838\u5fc3\uff0c\u901a\u904e\u4eba\u5de5\u667a\u6167\u6280\u8853\u548c\u5927\u6578\u64da\u5206\u6790\u4f86\u69cb\u5efa\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u5be6\u73fe\u8cc7\u7522\u7684\u6700\u5927\u5316\u6536\u76ca\u548c\u98a8\u96aa\u7684\u6700\u5c0f\u5316\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">StashAway\u7684\u6295\u8cc7\u7d44\u5408\u6839\u64da\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3001\u6642\u9593\u3001\u76ee\u6a19\u548c\u6536\u5165\u7b49\u56e0\u7d20\u9032\u884c\u500b\u6027\u5316\u914d\u7f6e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0cStashAway\u9084\u5141\u8a31\u6295\u8cc7\u8005\u6839\u64da\u81ea\u5df1\u7684\u4eba\u751f\u76ee\u6a19\uff0c\u5982\uff1a\u8cb7\u623f\u3001\u7d50\u5a5a\u3001\u6559\u80b2\u7b49\u7528\u9014\u9032\u884c\u6295\u8cc7\uff08Goal-Based Investing\uff09\uff0c\u5e76\u4e14\u6839\u64da\u6295\u8cc7\u8005\u7684\u5e74\u9f61\u53ca\u8077\u696d\u72c0\u6cc1\uff0c\u8a08\u7b97\u51fa\u5982\u679c\u60f3\u8981\u9054\u6210\u76ee\u6a19\u9700\u8981\u5b58\u591a\u5c11\u9322\uff0c\u8981\u5b58\u591a\u4e45\uff0c\u5e6b\u52a9\u6295\u8cc7\u8005\u5118\u5feb\u5b8c\u6210\u8ca1\u52d9\u76ee\u6a19\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u53ea\u60f3\u8981\u5132\u84c4\uff0c\u4e0d\u60f3\u5192\u96aa\u6295\u8cc7\uff0cStashAway Simple\u4e5f\u80fd\u52a9\u4f60\u5b8c\u6210\u9019\u4e00\u76ee\u6a19\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5b83\u9084\u63d0\u4f9b\u4e86\u591a\u7a2e\u4e3b\u984c\u6295\u8cc7\uff0c\u5982\u74b0\u4fdd\u3001\u79d1\u6280\u3001\u91ab\u7642\u7b49\uff0c\u65b9\u4fbf\u6295\u8cc7\u8005\u6839\u64da\u81ea\u5df1\u7684\u8208\u8da3\u548c\u7406\u5ff5\u9032\u884c\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0cStashAway\u4e5f\u6709\u81ea\u52d5\u5728\u5e73\u8861\u529f\u80fd\uff0c\u4e0d\u540c\u7684\u662f\uff0cStashAway\u91c7\u7528\u7368\u6709\u7684ERAA\uff08(Economic Regime-based Asset Allocation)\u7b56\u7565\uff0c\u4e00\u7a2e\u57fa\u65bc\u7d93\u6fdf\u5236\u5ea6\u7684\u8cc7\u7522\u914d\u7f6e\uff0c\u5229\u7528\u5b8f\u89c0\u7d93\u6fdf\u6578\u64da\uff0c\u5728\u6574\u500b\u7d93\u6fdf\u9031\u671f\u4e2d\u8abf\u6574\u6bcf\u500b\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u5206\u914d\uff0c\u4f7f\u98a8\u96aa\u6700\u5c0f\u5316\uff0c\u6536\u76ca\u6700\u5927\u5316\u3002<\/span><\/p><h4><b>\u6295\u8cc7\u7b56\u7565<\/b><\/h4><p><span style=\"font-weight: 400;\">StashAway\u4e3b\u8981\u6295\u8cc7\u65bc\u5728<\/span><strong><a href=\"https:\/\/www.stashaway.my\/help-center\/115003861788-why-does-stashaway-invest-in-etfs\" target=\"_blank\" rel=\"noopener\">\u7f8e\u570b\u548c\u82f1\u570b\u6ce8\u518a\u7684ETF<\/a><\/strong><span style=\"font-weight: 400;\">\uff0c\u5305\u62ec\u80a1\u7968\u3001\u50b5\u5238\u3001\u73fe\u91d1\u53ca\u5927\u5b97\u5546\u54c1\u7b49\uff0c\u56e0\u7232\u5b83\u5011\u64c1\u6709\u4e16\u754c\u4e0a\u6700\u591a\u4e14\u6700\u6210\u719f\u7684ETF\u9ad4\u7cfb\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76ee\u524d\uff0cStashAway\u5171\u63d0\u4f9b\u4e866\u7a2e\u6295\u8cc7\u7d44\u5408\uff1a<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u90196\u500b\u6295\u8cc7\u7d44\u5408\u4e2d\uff0c\u6295\u8cc7\u8005\u5c07\u88ab\u8981\u6c42\u9078\u64c7\u6240\u80fd\u5920\u627f\u64d4\u7684\u98a8\u96aa\u3002<\/span><\/p><h5><b>1.General Investing powered by StashAway\u00ae<\/b><\/h5><p><a href=\"https:\/\/www.stashaway.my\/general-investing-stashaway\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">General Investing powered by StashAway\u00ae<\/span><\/a><span style=\"font-weight: 400;\">\u662f\u7531StashAway\u4e3b\u5c0e\uff0c\u63d0\u4f9b\u7d66\u5e0c\u671b\u5728\u4e2d\u77ed\u671f\u671f\u9650\u5185\uff083-5\u5e74\uff09\u7372\u5f97\u56de\u5831\u4e14\u98a8\u96aa\u7a69\u5b9a\u4e0d\u8b8a\u7684\u6295\u8cc7\u8005\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u9019\u500b\u6295\u8cc7\u7d44\u5408\u4e2d\uff0c\u6295\u8cc7\u8005\u9700\u8981\u9078\u64c7\u6240\u80fd\u627f\u53d7\u7684\u98a8\u96aa\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\uff08Core Portfolios\uff09\u7684\u98a8\u96aa\u6307\u6578\u57286.5%\u548c22%\u4e4b\u9593\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9ad8\u98a8\u96aa\u6295\u8cc7\u7d44\u5408\uff08Higher-risk Portfolios\uff09\u7684\u98a8\u96aa\u6307\u6578\u572826%\u548c36%\u4e4b\u9593\u3002<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u4e00\u822c\u800c\u8a00\uff0c\u9019\u500b\u6295\u8cc7\u7d44\u5408\u860a\u542b7-13\u500b\u57fa\u790e\u57fa\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5\u9ede\u64ca<\/span><a href=\"https:\/\/www.stashaway.my\/r\/stashaways-etf-selection\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u9019\u88cf<\/span><\/a><span style=\"font-weight: 400;\">\u67e5\u770bGeneral Investing powered by StashAway\u00ae\u4e2d\u6301\u6709\u7684\u57fa\u91d1\u3002\u6ce8\u610f\uff0c\u6839\u64da\u98a8\u96aa\u6307\u6578\u7684\u4e0d\u540c\uff0c\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u6bd4\u4f8b\u5206\u914d\u4e5f\u6703\u6709\u6240\u4e0d\u540c\u3002<\/span><\/p><h5><b>2.General Investing powered by BlackRock\u00ae<\/b><\/h5><p><a href=\"https:\/\/www.stashaway.my\/blackrock\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">General Investing powered by BlackRock\u00ae<\/span><\/a><span style=\"font-weight: 400;\">\u5247\u662f\u7531\u5168\u7403\u898f\u6a21\u6700\u5927\u7684\u8cc7\u7522\u7ba1\u7406\u516c\u53f8BlackRock\u5206\u6790\u548c\u4e3b\u5c0e\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u9069\u5408\u671f\u671b\u9577\u671f\u6295\u8cc7\u5e76\u4e14\u53ef\u63a5\u53d7\u77ed\u671f\u5185\u5e02\u5834\u6b3a\u8ca0\u7684\u4eba\u7fa4\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u500b\u6295\u8cc7\u7d44\u5408\u7684\u98a8\u96aa\u7a0b\u5ea6\u5206\u72324\u7a2e\uff1a<\/span><\/p><p><span style=\"font-weight: 400;\">\u4fdd\u5b88\u578b\uff08Conservative\uff09\uff1a\u98a8\u96aa\u6307\u657813%\uff0c20%\u6295\u8cc7\u65bcstocks\uff0c80%\u6295\u8cc7\u65bc\u50b5\u5238<\/span><\/p><p><span style=\"font-weight: 400;\">\u5e73\u8861\u578b\uff08Balanced\uff09\uff1a\u98a8\u96aa\u6307\u657825%\uff0c60%\u6295\u8cc7\u65bc\u80a1\u7968\uff0c40%\u6295\u8cc7\u65bc\u50b5\u5238<\/span><\/p><p><span style=\"font-weight: 400;\">\u6fc0\u9032\u578b\uff08Aggressive\uff09\uff1a\u98a8\u96aa\u6307\u657832%\uff0c80%\u6295\u8cc7\u65bc\u80a1\u7968\uff0c20%\u6295\u8cc7\u65bc\u50b5\u5238<\/span><\/p><p><span style=\"font-weight: 400;\">\u975e\u5e38\u6fc0\u9032\u578b\uff08Very Aggressive\uff09\uff1a\u98a8\u96aa\u6307\u657833%\u6216\u4ee5\u4e0a\uff0c100%\u6295\u8cc7\u65bc\u80a1\u7968<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u500b\u6295\u8cc7\u7d44\u5408\u860a\u542b\u4e8615-25\u7a2e\u57fa\u790e\u57fa\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5\u9ede\u64ca<\/span><a href=\"https:\/\/www.stashaway.my\/r\/stashaways-etf-selection\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u9019\u88cf<\/span><\/a><span style=\"font-weight: 400;\">\u67e5\u770bGeneral Investing powered by BlackRock\u00ae\u4e2d\u6301\u6709\u7684\u57fa\u91d1\u3002\u6ce8\u610f\uff0c\u6839\u64da\u98a8\u96aa\u6307\u6578\u7684\u4e0d\u540c\uff0c\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u6bd4\u4f8b\u5206\u914d\u4e5f\u6703\u6709\u6240\u4e0d\u540c\u3002<\/span><\/p><h5><b>3.\u4e3b\u984c\u6295\u8cc7\u7d44\u5408Thematic Portfolio<\/b><\/h5><p><a href=\"https:\/\/www.stashaway.my\/thematic-portfolios\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Thematic Portfolio<\/span><\/a><span style=\"font-weight: 400;\">\u610f\u5373\u6295\u8cc7\u5728\u50b3\u7d71\u7d44\u5408\u4e2d\u4e0d\u53d7\u95dc\u6ce8\uff0c\u4f46\u537b\u6709\u53ef\u80fd\u6539\u8b8a\u4e16\u754c\u8da8\u52e2\u7684\u65b0\u9818\u57df\uff0c\u5982\uff1aAI\u3001\u5340\u584a\u93c8\u3001\u751f\u7269\u79d1\u6280\u3001\u7da0\u8272\u80fd\u6e90\u3001\u7da0\u8272\u91d1\u878d\u7b49\u9818\u57df\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u9019\u500b\u6295\u8cc7\u7d44\u5408\u4e2d\uff0c\u6295\u8cc7\u8005\u9700\u8981\u9078\u64c7\u6240\u80fd\u627f\u53d7\u7684\u98a8\u96aa\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\uff08Core Portfolios\uff09\u7684\u98a8\u96aa\u6307\u6578\u57286.5%\u548c22%\u4e4b\u9593\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9ad8\u98a8\u96aa\u6295\u8cc7\u7d44\u5408\uff08Higher-risk Portfolios\uff09\u7684\u98a8\u96aa\u6307\u6578\u572826%\u548c36%\u4e4b\u9593\u3002<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5\u9ede\u64ca<\/span><a href=\"https:\/\/www.stashaway.my\/r\/stashaways-etf-selection\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u9019\u88cf<\/span><\/a><span style=\"font-weight: 400;\">\u67e5\u770bThematic Portfolio\u4e2d\u6301\u6709\u7684\u57fa\u91d1\u3002\u6ce8\u610f\uff0c\u6839\u64da\u98a8\u96aa\u6307\u6578\u7684\u4e0d\u540c\uff0c\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u6bd4\u4f8b\u5206\u914d\u4e5f\u6703\u6709\u6240\u4e0d\u540c\u3002<\/span><\/p><h5><b>4.Responsible Investing with ESG<\/b><\/h5><p><a href=\"https:\/\/www.stashaway.my\/esg\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Responsible Investing with ESG<\/span><\/a><span style=\"font-weight: 400;\">\u5c08\u6ce8\u6295\u8cc7\u65bc\u793e\u6703\u8cac\u4efb\uff0c\u9069\u5408\u95dc\u5fc3\u74b0\u5883\u3001\u793e\u6703\u548c\u4f01\u696d\u76e3\u7ba1\u539f\u5247\u7684\u6295\u8cc7\u8005\uff0c\u4e3b\u6253\u9577\u671f\u6295\u8cc7\uff0c\u5728\u512a\u5316\u6536\u76ca\u7684\u540c\u6642\uff0c\u98a8\u96aa\u7a69\u5b9a\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u500b\u6295\u8cc7\u7d44\u5408\u860a\u542b7-13\u500b\u57fa\u790e\u57fa\u91d1\uff0c\u6b32\u77e5\u8a73\u60c5\uff0c\u53ef\u9ede\u64ca<\/span><a href=\"https:\/\/www.stashaway.my\/r\/stashaways-etf-selection\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u9019\u88cf<\/span><\/a><span style=\"font-weight: 400;\">\u67e5\u770bResponsible Investing with ESG\u4e2d\u6301\u6709\u7684\u57fa\u91d1\u3002\u6ce8\u610f\uff0c\u6839\u64da\u98a8\u96aa\u6307\u6578\u7684\u4e0d\u540c\uff0c\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u6bd4\u4f8b\u5206\u914d\u4e5f\u6703\u6709\u6240\u4e0d\u540c\u3002<\/span><\/p><h5><b>5.Flexible Portfolio<\/b><\/h5><p><a href=\"https:\/\/www.stashaway.my\/flexible-portfolios\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Flexible Portfolio<\/span><\/a><span style=\"font-weight: 400;\"> \u662f\u81ea\u5b9a\u7fa9\u6295\u8cc7\u7d44\u5408\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u9700\u6c42\u81ea\u5b9a\u7fa9\u9078\u64c7\u8981\u6295\u8cc7\u7684\u7522\u54c1\u3002StashAway\u63d0\u4f9b\u4e863\u7a2e\u6a21\u677f\uff1a<\/span><\/p><p><span style=\"font-weight: 400;\">\u5206\u6563\u98a8\u96aa\u6a21\u677f\uff08Risk-focused template\uff09\uff1a\u91cd\u9ede\u95dc\u6ce8\u8207\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u4e00\u81f4\u7684\u7522\u54c1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e16\u754c\u6307\u6578\u6a21\u677f\uff08World Index Tracking template\uff09\uff1a\u95dc\u6ce8\u570b\u969b\u6027\u5ee3\u6cdb\u5e02\u5834\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u88ab\u52d5\u6536\u5165\u6a21\u677f\uff08Passive Income template\uff09\uff1a\u95dc\u6ce8\u53ef\u5b9a\u671f\u652f\u4ed8\u5229\u606f\u7684\u8cc7\u7522\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u9019\u500b\u6295\u8cc7\u7d44\u5408\u4e2d\uff0cStashAway\u63d0\u4f9b\u4e8655\u7a2e\u4ee5\u4e0a\u4e0d\u540c\u8cc7\u7522\u985e\u5225\u7684ETF\uff0c\u4f60\u53ef\u4ee5\u9ede\u64ca<\/span><a href=\"https:\/\/www.stashaway.my\/r\/flexible-portfolios-fund-selection\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u9019\u88cf<\/span><\/a><span style=\"font-weight: 400;\">\u67e5\u770b\u81ea\u5b9a\u7fa9\u6295\u8cc7\u7d44\u5408\u7684\u8cc7\u7522\u5217\u8868\u3002<\/span><\/p><h4><b>\u5e73\u53f0\u6536\u8cbb<\/b><\/h4><p><span style=\"font-weight: 400;\">StashAway\u5c0d\u65bc\u5e73\u53f0\u4f7f\u7528\u8005\u6c92\u6709\u4efb\u4f55\u6700\u4f4e\u5165\u91d1\u8981\u6c42\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u81ea\u884c\u6c7a\u5b9a\u6295\u8cc7\u91d1\u984d\u3002StashAway\u50c5\u5fb5\u65360.2%-0.8%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u3002\u5982\u679c\u4f60\u7684\u6295\u8cc7\u91d1\u984d\u70baRM50,000\uff0c\u90a3\u9ebdStashAway\u5c07\u5411\u4f60\u5fb5\u65360.8%\u7684\u5e74\u8cbb\u3002\u5982\u679c\u4f60\u7684\u8cc7\u91d1\u5728RM3,000,000\u4ee5\u4e0a\uff0c\u5247\u50c5\u5fb5\u65360.2\u7684\u5e74\u8cbb\u3002\u7c21\u800c\u8a00\u4e4b\uff0c\u8cc7\u91d1\u8d8a\u591a\uff0c\u5e74\u8cbb\u8d8a\u4f4e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u8207ETF\u76f8\u95dc\u7684\u5176\u4ed6\u8cbb\u7528\uff0c\u6536\u8cbb\u4ecb\u65bc0.15% &#8211; 0.25%\uff0c\u4ee5\u53ca\u8ca8\u5e63\u532f\u7387\u8f49\u63db\u8cbb\uff0c\u4f54\u4ea4\u6613\u91d1\u984d\u76840.1%\u3002\u4ee5\u4e0b\u7232StashAway\u7684<\/span><a href=\"https:\/\/www.stashaway.my\/pricing\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6536\u8cbb\u7d50\u69cb<\/span><\/a><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><table><tbody><tr><td><p><b>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u92b7\u552e\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\u7528\uff08Portfolio Switching Fees\uff09<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u63d0\u6b3e\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u5e74\u5ea6\u7ba1\u7406\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.2%-0.8%<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39025 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway\u6536\u8cbb.png\" alt=\"\" width=\"645\" height=\"606\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway\u6536\u8cbb.png 645w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/stashaway\u6536\u8cbb-300x282.png 300w\" sizes=\"(max-width: 645px) 100vw, 645px\" \/><\/p><\/td><\/tr><tr><td><p><b>\u5176\u4ed6\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">1.ETF\u76f8\u95dc\uff1a0.15% &#8211; 0.25%<\/span><\/p><p><span style=\"font-weight: 400;\">\u6ce8\u610f\uff1a\u9019\u4e0d\u662f\u7531\u6295\u8cc7\u8005\u76f4\u63a5\u627f\u64d4\u7684\u5be6\u969b\u73fe\u91d1\u6d41\u3002\u5b83\u662f\u7531ETF\u57fa\u91d1\u5728\u5c07\u56de\u5831\u5206\u914d\u7d66\u6295\u8cc7\u8005\u4e4b\u524d\u62b5\u6d88\u7684\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">2.\u8ca8\u5e63\u532f\u7387\u8f49\u63db\u8cbb\uff1a\u4ea4\u6613\u91d1\u984d\u76840.1%<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u9078\u64c7\u5728StashAway\u6295\u8cc7\uff0c\u90a3\u9ebd\u4f60\u7684\u8cc7\u91d1\u5c07\u4ea4\u7531<\/span><a href=\"https:\/\/www.stashaway.my\/help-center\/360009856254-where-is-my-money-kept\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u7b2c\u4e09\u65b9\u8cc7\u91d1\u6258\u7ba1\u8cec\u6236<\/span><\/a><span style=\"font-weight: 400;\">\uff1aPacific Trustees\u4fdd\u7ba1\u3002\u7531\u65bcStashAway\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\u4ee5\u7f8e\u570b\u7684ETF\u7232\u4e3b\uff0c\u56e0\u6b64Pacific Trustees\u4e5f\u5c07\u628a\u4f60\u7684\u4ee4\u5409\u8cc7\u7522\u514c\u63db\u70ba\u7f8e\u5143\uff0c\u4e26\u8f49\u4ea4\u7d66Saxo\u4ee5\u4ee3\u8868\u6295\u8cc7\u8005\u8cfc\u8cb7ETF\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f837a55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f837a55\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4dc00b7\" data-id=\"4dc00b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0c584e elementor-widget elementor-widget-heading\" data-id=\"d0c584e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">6.Wahed<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c268d1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c268d1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5f7f85d\" data-id=\"5f7f85d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7defb7f elementor-widget elementor-widget-image\" data-id=\"7defb7f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"503\" height=\"100\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/wahed-logo.png\" class=\"attachment-large size-large wp-image-39027\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/wahed-logo.png 503w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/wahed-logo-300x60.png 300w\" sizes=\"(max-width: 503px) 100vw, 503px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4853a36 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4853a36\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7af3ea8\" data-id=\"7af3ea8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4b627b elementor-widget elementor-widget-text-editor\" data-id=\"f4b627b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.wahed.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Wahed<\/span><\/a><span style=\"font-weight: 400;\">\u767c\u6e90\u65bc\u7f8e\u570b\uff0c\u65bc2019\u5e74\u767b\u9678\u99ac\u4f86\u897f\u4e9e\u3002Wahed\u662f\u7d0d\u65af\u9054\u514b\uff08NASDAQ\uff09\u53f2\u4e0a\u7b2c\u4e00\u500b\uff0c\u4e5f\u662f\u5927\u99ac\u9996\u500b<\/span><a href=\"https:\/\/www.wahed.com\/shariah\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u7b26\u5408\u4f0a\u65af\u862d\u91d1\u878d\u539f\u5247Shariah<\/span><\/a><span style=\"font-weight: 400;\">\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u3002\u5b83\u78ba\u4fdd\u4e0d\u5c0d\u6295\u8cc7\u8005\u63d0\u4f9b\u5728\u70df\u9152\u3001\u8ced\u535a\u3001\u990a\u8c6c\u7b49\u5c07\u9055\u53cd\u4f0a\u65af\u862d\u6559\u689d\u9818\u57df\u7684\u6295\u8cc7\u9078\u9805\u3002<\/span><\/p><h4><b>\u6295\u8cc7\u7b56\u7565<\/b><\/h4><p><span style=\"font-weight: 400;\">Wahed\u4e3b\u8981\u6295\u8cc7\u65bc\u5c08\u6ce8\u7f8e\u570b\u5e02\u5834\u7684\u4f0a\u65af\u862d\u8cc7\u7522\uff0c\u5982\uff1aUSAWahed FTSE USA Shariah ETF\u3001Wahed Dow Jones Islamic World ETF\u63a2\u5c0b\u7f8e\u570b\u5e02\u5834\u4ee5\u5916\u7684\u4f0a\u65af\u862d\u8cc7\u7522\u3001\u50b5\u5238\uff08Sukuk\uff09\u4ee5\u53ca\u9ec3\u91d1\uff0c\u4ee5\u6eff\u8db3\u7a46\u65af\u6797\u7684\u6e05\u771f\u91d1\u878d\u8981\u6c42\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5b83\u7684<\/span><a href=\"https:\/\/www.wahed.com\/my\/investing\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408<\/span><\/a><span style=\"font-weight: 400;\">\u4f9d\u64da\u98a8\u96aa\u6a94\u6b21\uff0c\u5f9e\u975e\u5e38\u4fdd\u5b88\uff08Very conservative\uff09\u3001\u4e00\u822c\u4fdd\u5b88\uff08Moderately conservative\uff09\u3001\u4e2d\u7b49\uff08Moderate\uff09\u3001\u4e00\u822c\u6fc0\u9032\uff08Moderately aggressive\uff09\u3001\u6fc0\u9032\uff08Aggressive\uff09\u5230\u975e\u5e38\u6fc0\u9032\uff08Very aggressive\uff09\u4f9d\u6b21\u905e\u9032\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6839\u64da\u98a8\u96aa\u6a94\u6b21\u7684\u4e0d\u540c\uff0c\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u6bd4\u4f8b\u5206\u914d\u4e5f\u6709\u6240\u4e0d\u540c\u3002<\/span><\/p><h4><b>\u5e73\u53f0\u6536\u8cbb<\/b><\/h4><p><span style=\"font-weight: 400;\">Wahed\u6a19\u699c\u6c92\u6709\u4efb\u4f55\u96b1\u85cf\u6536\u8cbb\uff0c\u6c92\u6709\u4ea4\u6613\u8cbb\uff0c\u4e5f\u6c92\u6709\u5fb5\u6536\u4f63\u91d1\u3002\u5b83\u50c5\u5411\u7528\u6236\u5fb5\u65360.39% &#8211; 0.79%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u6216\u6bcf\u500b\u6708RM2.50\u7684\u7ba1\u7406\u8cbb\uff08\u9069\u5408\u64c1\u6709\u4e00\u500b\u6295\u8cc7\u7d44\u5408\u4ee5\u4e0a\u7684\u7528\u6236\uff09\uff0c\u8996\u4f55\u8005\u7232\u9ad8\u3002\u4e00\u822c\u800c\u8a00\uff0c\u8cc7\u91d1\u4ecb\u65bcRM100-RM499,999\u4e4b\u9593\u7684\u7528\u6236\u5c07\u88ab\u5fb5\u65360.79%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u3002RM500,000\u4ee5\u4e0a\u624d\u5fb5\u65360.39%\u7684\u7ba1\u7406\u8cbb\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u53ea\u9700\u8981RM100\uff0c\u4f60\u5c31\u80fd\u958b\u59cb\u5728Wahed\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u7232Wahed\u7684<\/span><a href=\"https:\/\/www.wahed.com\/my\/pricing\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6536\u8cbb\u7d50\u69cb<\/span><\/a><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><table><tbody><tr><td><p><b>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM100<\/span><\/p><\/td><\/tr><tr><td><p><b>\u92b7\u552e\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\u7528\uff08Portfolio Switching Fees\uff09<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u63d0\u6b3e\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u5e74\u5ea6\u7ba1\u7406\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.39% &#8211; 0.79% \u6216\u6bcf\u500b\u6708RM2.50\u7684\u7ba1\u7406\u8cbb<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">RM100-RM499,999\uff1a0.79%<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">RM500,000\uff1a0.39%<\/span><\/li><\/ul><\/td><\/tr><tr><td><p><b>\u5176\u4ed6\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u4f7f\u7528FPX\u6216Direct Debit\u7684\u65b9\u5f0f\u8f49\u8cec\uff0c\u5e73\u53f0\u5c07\u5fb5\u6536RM1\u7684\u8cbb\u7528\u3002<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u9078\u64c7\u5728Wahed\u6295\u8cc7\uff0c\u90a3\u9ebd\u4f60\u7684\u8cc7\u91d1\u5c07\u4ea4\u7531<\/span><a href=\"https:\/\/malaysiasupport.wahedinvest.com\/hc\/en-us\/articles\/360019387733-Where-is-my-money-held-\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u7b2c\u4e09\u65b9\u8cc7\u91d1\u6258\u7ba1\u8cec\u6236<\/span><\/a><span style=\"font-weight: 400;\">\uff1aPacific Trustees\u4fdd\u7ba1\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0681471 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0681471\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-437a3c7\" data-id=\"437a3c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c1ed36 elementor-widget elementor-widget-heading\" data-id=\"8c1ed36\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">7.Kenanga Digital Investing\uff08KDI\uff09<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81455aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81455aa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-568aeb2\" data-id=\"568aeb2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ccf985 elementor-widget elementor-widget-image\" data-id=\"4ccf985\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI-logo-300x300.png\" class=\"attachment-medium size-medium wp-image-39033\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI-logo-300x300.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI-logo-150x150.png 150w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI-logo.png 350w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcd2e04 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dcd2e04\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d7ee7cb\" data-id=\"d7ee7cb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b2af09d elementor-widget elementor-widget-text-editor\" data-id=\"b2af09d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/digitalinvesting.com.my\/invest\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Kenanga Digital Investing<\/span><\/a><span style=\"font-weight: 400;\">\uff08KDI\uff09\u662fKenanga Investment Bank Bhd\u65d7\u4e0b\u65bc2022\u5e742\u6708\u4efd\u63a8\u51fa\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u500b\u5e73\u53f0\u70ba\u5927\u99ac\u4eba\u63d0\u4f9b\u4e86\u5132\u84c4\u548c\u6295\u8cc7\u5169\u7a2e\u529f\u80fd\u3002\u5176\u4e2d\uff0c\u5927\u99ac\u4eba\u53ef\u4ee5\u901a\u904eKDI Save\u4f86\u5132\u84c4\uff0c\u64cd\u4f5c\u65b9\u5f0f\u548cStashAway Simple\u6bd4\u8f03\u985e\u4f3c\uff0c\u7531\u65bc\u6587\u7ae0\u7684\u91cd\u9ede\u5728\u65bc\u53ea\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u56e0\u6b64\u9019\u88cf\u4e0d\u904e\u591a\u8d05\u8ff0\u3002<\/span><\/p><h4><b>\u6295\u8cc7\u7b56\u7565<\/b><\/h4><p><span style=\"font-weight: 400;\">\u5728\u6295\u8cc7\u65b9\u9762\uff0cKDI Invest\u4e3b\u8981\u6295\u8cc7\u65bc\u7f8e\u570b\u6ce8\u518a\u7684ETF\uff0c\u5305\u62ec\u8b49\u5238\u3001\u8ca8\u5e63\u3001\u50b5\u5238\u3001\u91d1\u5c6c\u3001\u5546\u54c1\u7b49\u3002\u4e0b\u5716\u7232KDI Invest\u7684\u6295\u8cc7\u6a19\u7684\uff1a<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39035 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6295\u8cc7\u6a19\u7684.png\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6295\u8cc7\u6a19\u7684.png 800w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6295\u8cc7\u6a19\u7684-300x150.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6295\u8cc7\u6a19\u7684-768x384.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p><p><span style=\"font-weight: 400;\">KDI Invest\u63d0\u4f9b\u4e86<\/span><a href=\"https:\/\/digitalinvesting.com.my\/how-does-kdi-portfolio-and-risk-profiling-work\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">5\u7a2e\u6295\u8cc7\u7d44\u5408<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u57fa\u91d1\u6bd4\u4f8b\u5206\u914d\u4f9d\u64da\u98a8\u96aa\u7a0b\u5ea6\uff1a\u975e\u5e38\u4fdd\u5b88\uff08Very conservative\uff09\u3001\u4fdd\u5b88\uff08Conservative\uff09\u3001\u4e2d\u7b49\uff08Balanced\uff09\u3001\u589e\u9577\uff08Growth\uff09\u5230\u6fc0\u9032\u589e\u9577\uff08Aggressive Growth\uff09\u4f9d\u6b21\u905e\u9032\u3002<\/span><\/p><h4><b>\u5e73\u53f0\u6536\u8cbb<\/b><\/h4><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6e96\u5099\u5728KDI Invest\u6295\u8cc7\uff0c\u9700\u6e96\u5099\u81f3\u5c11RM250\u3002\u5982\u679c\u4f60\u60f3\u5728\u958b\u6236\u540e\u8ffd\u52a0\u6295\u8cc7\u91d1\u984d\uff0c\u5247\u6bcf\u6b21\u5165\u91d1\u4e0d\u5c11\u65bcRM100\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u5e73\u53f0\u7684<\/span><a href=\"https:\/\/digitalinvesting.com.my\/invest\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u5e74\u5ea6\u7ba1\u7406\u8cbb\u65b9\u9762<\/span><\/a><span style=\"font-weight: 400;\">\uff0cKDI Invest\u8207\u4e0a\u9762\u5e7e\u5bb6\u6295\u8cc7\u5e73\u53f0\u8207\u8846\u4e0d\u540c\u3002\u5176\u4ed6\u6295\u8cc7\u5e73\u53f0\u662f\u8cc7\u91d1\u8d8a\u591a\uff0c\u5e74\u5ea6\u7ba1\u7406\u8cbb\u7d66\u7684\u8d8a\u5c11\uff0c\u800cKDI Invest\u91dd\u5c0d\u6295\u8cc7\u91d1\u984d\u5c11\u65bcRM3,000\u7684\u7528\u6236\uff0cKDI Invest\u5c07\u4e0d\u5fb5\u6536\u4efb\u4f55\u7ba1\u7406\u8cbb\uff0c\u5c0d\u672c\u91d1\u8f03\u5c11\u7684\u6295\u8cc7\u8005\u5341\u5206\u53cb\u597d\u3002\u53cd\u4e4b\u5982\u679c\u4f60\u7684\u8cc7\u91d1\u5927\u65bcRM3,000\u5c07\u88ab\u5fb5\u65360.3%-0.7%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\uff0c\u8cc7\u91d1\u5728RM2,000,000\u5247\u4e00\u5f8b\u5fb5\u6536RM6,000\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u3002\u63db\u8a00\u4e4b\uff0c\u81ea\u5df1\u8d8a\u5c11\uff0c\u7ba1\u7406\u8cbb\u8d8a\u4f4e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662fKDI Invest\u7684<\/span><a href=\"https:\/\/digitalinvesting.com.my\/faq\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6536\u8cbb\u7d50\u69cb<\/span><\/a><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><table><tbody><tr><td><p><b>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM250<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6700\u4f4e\u8ffd\u52a0\u6295\u8cc7\u91d1\u984d<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM100<\/span><\/p><\/td><\/tr><tr><td><p><b>\u92b7\u552e\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u6295\u8cc7\u7d44\u5408\u8f49\u63db\u8cbb\u7528\uff08Portfolio Switching Fees\uff09<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u63d0\u6b3e\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><\/tr><tr><td><p><b>\u5e74\u5ea6\u7ba1\u7406\u8cbb<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.3% &#8211; 0.7%<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-39037 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6536\u8cbb.png\" alt=\"\" width=\"1508\" height=\"406\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6536\u8cbb.png 1508w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6536\u8cbb-300x81.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6536\u8cbb-1024x276.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/05\/KDI\u6536\u8cbb-768x207.png 768w\" sizes=\"(max-width: 1508px) 100vw, 1508px\" \/><\/p><\/td><\/tr><tr><td><p><b>\u5176\u4ed6\u8cbb\u7528<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">1.ETF\u76f8\u95dc\u8cbb\u7528\uff1a0.2%-0.4%<\/span><\/p><p><span style=\"font-weight: 400;\">2.\u8ca8\u5e63\u532f\u7387\u8f49\u63db\u8cbb\uff1a\u4ea4\u6613\u91d1\u984d\u76840.2%<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5728KDI Invest\u6295\u8cc7\uff0c\u4f60\u7684\u8cc7\u91d1\u5c07\u4ea4\u7d66\u7b2c\u4e09\u65b9\u8cc7\u91d1\u6258\u7ba1\u8cec\u6236\uff1aSaxo Capital Markets Pte. Ltd.\u4fdd\u7ba1\uff0c\u80fd\u5920\u6700\u5927\u9650\u5ea6\u4fdd\u969c\u6295\u8cc7\u8005\u5229\u76ca\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ec462e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ec462e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ab89add\" data-id=\"ab89add\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09dc75b elementor-widget elementor-widget-heading\" data-id=\"09dc75b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u90a3\u9ebd\u591a\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u6211\u61c9\u8a72\u5982\u4f55\u9078\u64c7\uff1f\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-383ad59 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"383ad59\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-324c6be\" data-id=\"324c6be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aac1fdb elementor-widget elementor-widget-text-editor\" data-id=\"aac1fdb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u90197\u500b\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u6295\u8cc7\u9580\u6abb\u90fd\u6bd4\u8f03\u4f4e\uff0c\u9069\u5408\u672c\u91d1\u4e0d\u591a\u6216\u65b0\u624b\u6295\u8cc7\u8005\u958b\u59cb\u6295\u8cc7\u3002\u7136\u800c\uff0c\u90197\u500b\u667a\u80fd\u5e73\u53f0\u90fd\u5404\u6709\u7279\u8272\uff0c\u6211\u5011\u7a76\u7adf\u61c9\u8a72\u5982\u4f55\u9078\u64c7\u9069\u5408\u6211\u5011\u7684\u6295\u8cc7\u5e73\u53f0\u5462\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u60f3\u8981<strong>\u5ee3\u6cdb\u63a5\u89f8\u570b\u969b\u5e02\u5834<\/strong>\uff0c\u7279\u5225\u662f\u7f8e\u570b\u548c\u5176\u4ed6\u767c\u9054\u5e02\u5834\uff0c\u6295\u8cc7\u65bc\u591a\u5143\u5316\u7684ETF\uff0c\u90a3\u9ebdAkru Now\u3001Airo\u3001MYTHEO\u3001StashAway\u53caKDI Invest\u8f03\u9069\u5408\u4f60\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60<strong>\u6ce8\u91cd\u672c\u5730\u6295\u8cc7<\/strong>\uff0c\u60f3\u8981\u6295\u8cc7\u65bc\u5927\u99ac\u4fe1\u6258\u57fa\u91d1\uff0c\u90a3\u9ebdRaiz\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5c0d\u4f0a<strong>\u65af\u862d\u91d1\u878d\u7522\u54c1<\/strong>\u6709\u8208\u8da3\uff0c\u5247\u53ef\u4ee5\u9078\u64c7Wahed\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e0b\u8868\u5217\u51fa\u5404\u5927\u5e73\u53f0\u7684\u7279\u8272\u8207\u6536\u8cbb\uff0c\u5e6b\u52a9\u5927\u5bb6\u7be9\u9078\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u5e73\u53f0\uff1a<\/span><\/p><table><tbody><tr><td><p><strong>\u5e73\u53f0<\/strong><\/p><\/td><td><p><strong>\u6295\u8cc7\u6a19\u7684<\/strong><\/p><\/td><td><p><strong>\u6700\u4f4e\u5165\u91d1\u8981\u6c42<\/strong><\/p><\/td><td><p><strong>\u5e74\u8cbb<\/strong><\/p><\/td><\/tr><tr><td><p><strong>Akru Now<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u3001\u5176\u4ed6\u767c\u9054\u5e02\u5834\u8207\u65b0\u8208\u5e02\u5834\u80a1\u7968\u3001ETF\u548c\u7f8e\u570b\u50b5\u5238<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.2%-0.7%<\/span><\/p><\/td><\/tr><tr><td><p><strong>Airo<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7f8e\u570b\u548c\u5176\u4ed6\u570b\u969b\u5e02\u5834\u7684ETF<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM500<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.8%<\/span><\/p><\/td><\/tr><tr><td><p><strong>MYTHEO<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u80a1\u7968\u3001\u56fa\u5b9a\u6536\u76ca\u8b49\u5238\u548c\u5927\u5b97\u5546\u54c1\u7b49\u6240\u6709\u8cc7\u7522\u985e\u5225\u7684\u7f8e\u570bETF<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM100<\/span><\/p><p><span style=\"font-weight: 400;\">*\u958b\u6236\u540e\u8ffd\u52a0\u6295\u8cc7\u4e0d\u5c11\u65bcRM100<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.5%-1%<\/span><\/p><\/td><\/tr><tr><td><p><strong>Raiz<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u5927\u99ac\u4fe1\u6258\u57fa\u91d1ASNB\u53ca\u5176\u4ed6\u672c\u5730\u4fe1\u6258\u57fa\u91d1<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM5<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u8cc7\u91d1RM6,000\u4ee5\u4e0b\uff1aRM1.50\/\u6708<\/span><\/p><p><span style=\"font-weight: 400;\">\u8cc7\u91d1RM6,000\u4ee5\u4e0a\uff1a0.025%\/\u6708<\/span><\/p><\/td><\/tr><tr><td><p><strong>StashAway<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u5728\u7f8e\u570b\u548c\u82f1\u570b\u6ce8\u518a\u7684ETF<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.2%-0.8%<\/span><\/p><\/td><\/tr><tr><td><p><strong>Wahed<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9\u7684\u7f8e\u570b\u53ca\u5176\u4ed6\u5e02\u5834ETF\u3001\u50b5\u5238\u548c\u9ec3\u91d1<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM100<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.39%-0.79%<\/span><\/p><\/td><\/tr><tr><td><p><strong>KDI Invest<\/strong><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u65bc\u7f8e\u570b\u6ce8\u518a\u7684ETF<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">RM250<\/span><\/p><p><span style=\"font-weight: 400;\">*\u958b\u6236\u540e\u8ffd\u52a0\u6295\u8cc7\u4e0d\u5c11\u65bcRM100<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">0.3-0.7%<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u7e3d\u800c\u8a00\u4e4b\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u662f\u4e00\u7a2e\u4ee5\u4eba\u5de5\u667a\u80fd\u70ba\u57fa\u790e\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u5b83\u53ef\u4ee5\u81ea\u52d5\u5316\u5730\u70ba\u6295\u8cc7\u8005\u5efa\u7acb\u3001\u7ba1\u7406\u6295\u8cc7\u7d44\u5408\uff0c\u4e26\u5229\u7528\u5927\u6578\u64da\u548c\u6f14\u7b97\u6cd5\u505a\u51fa\u6295\u8cc7\u6c7a\u7b56\u3002\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u512a\u9ede\u5305\u62ec\u4f4e\u9580\u6abb\u3001\u9ad8\u6548\u7387\u3001\u81ea\u52d5\u5316\u7ba1\u7406\u3001\u666e\u53ca\u5316\u3001\u4f4e\u8cbb\u7528\u7b49\u3002\u7136\u800c\uff0c\u5b83\u4e5f\u5b58\u5728\u4e00\u4e9b\u7f3a\u9ede\uff0c\u5982\u7f3a\u4e4f\u4eba\u6027\u5316\u7684\u5efa\u8b70\u3001\u6295\u8cc7\u7d44\u5408\u7121\u6cd5\u81ea\u7531\u66f4\u63db\u7b49\u3002\u6295\u8cc7\u8005\u61c9\u8a72\u6839\u64da\u81ea\u5df1\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3001\u6295\u8cc7\u76ee\u6a19\u548c\u5c0d\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u4fe1\u4efb\u5ea6\uff0c\u9078\u64c7\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u65b9\u5f0f\u3002\u5728\u9078\u64c7\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u6642\uff0c\u6295\u8cc7\u8005\u61c9\u8a72\u6ce8\u610f\u5176\u662f\u5426\u53d7\u76e3\u7ba1\u3001\u662f\u5426\u6709\u826f\u597d\u7684\u6295\u8cc7\u696d\u7e3e\u3001\u662f\u5426\u63d0\u4f9b\u5408\u9069\u7684\u6295\u8cc7\u7522\u54c1\u3001\u662f\u5426\u6536\u53d6\u5408\u7406\u7684\u8cbb\u7528\u7b49\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u80fd\u5920\u5e6b\u52a9\u4f60\u627e\u5230\u5408\u9069\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u3002\u795d\u4f60\u6295\u8cc7\u6109\u5feb\uff01<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed5d205 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed5d205\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b02337e\" data-id=\"b02337e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8304f4a elementor-widget elementor-widget-text-editor\" data-id=\"8304f4a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u6211\u5011\u5c07\u8209\u8fa6\u4e00\u5834\u300a\u5f9e0\u958b\u59cb\u5b78\u6295\u8cc7\u300b\u7dda\u4e0a\u5de5\u4f5c\u574a\uff01\u999650\u4f4d\u5831\u540d\u514d\u8cbb\uff01<\/p><p>\u5982\u679c\u4f60\u60f3\u8981\u958b\u59cb\u6295\u8cc7\uff0c\u537b\u4e0d\u77e5\u9053\u600e\u9ebd\u958b\u59cb\uff1a<\/p><ul><li>\u5e02\u9762\u4e0a\u90a3\u9ebd\u591a\u6295\u8cc7\u5de5\u5177\uff0c\u54ea\u4e00\u500b\u66f4\u597d<\/li><li>\u5982\u4f55\u6b63\u78ba\u5730\u6295\u8cc7\uff0c\u964d\u4f4e\u8ce0\u6389\u8840\u6c57\u9322\u7684\u98a8\u96aa<\/li><li>\u4e0d\u77e5\u9053\u81ea\u5df1\u7684\u98a8\u96aa\u504f\u597d\uff0c\u9069\u5408\u4ec0\u9ebd\u6a23\u7684\u6295\u8cc7\u5de5\u5177<\/li><li>\u60f3\u77e5\u9053\u5728\u4e0d\u540c\u7684\u968e\u6bb5\u5982\u4f55\u5275\u9020\u88ab\u52d5\u6536\u5165<\/li><li>\u60f3\u8981\u9760\u6295\u8cc7\u63d0\u524d\u9000\u4f11<\/li><\/ul><p>\u4eca\u5929\uff0c\u4f60\u53ef\u4ee5<strong>\u4e0d\u7528\u82b1\u4e00\u5206\u9322\uff08\u999650\u4f4d\u514d\u8cbb\uff09<\/strong>\u5c31\u80fd\u7372\u5f97Spark<strong>\u4e7e\u8ca8\u6eff\u6eff\uff0c90\u5206\u9418\u5168\u662f\u7cbe\u83ef\u7684\u6295\u8cc7\u79d8\u7c4d\uff01<\/strong><\/p><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-67d6e33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67d6e33\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-08b60e2\" data-id=\"08b60e2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-730402e elementor-widget elementor-widget-image\" data-id=\"730402e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5f9e0\u958b\u59cb\u5b78\u6295\u8cc7-1.jpg\" class=\"attachment-large size-large wp-image-38908\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5f9e0\u958b\u59cb\u5b78\u6295\u8cc7-1.jpg 940w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5f9e0\u958b\u59cb\u5b78\u6295\u8cc7-1-300x251.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5f9e0\u958b\u59cb\u5b78\u6295\u8cc7-1-768x644.jpg 768w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d94221c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d94221c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ac2586c\" data-id=\"ac2586c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6276329 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6276329\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/bit.ly\/3Lq4AUZ\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u9ede\u6211\u5831\u540d<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da95315 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da95315\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eaa9dc4\" data-id=\"eaa9dc4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13a5a0e elementor-widget elementor-widget-text-editor\" data-id=\"13a5a0e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u5982\u679c\u4f60\u4ecd\u7136\u5c0d\u65bc\u201c\u6295\u8cc7\u201d\u9084\u662f\u5f88\u8ff7\u832b\uff0c\u9084\u6709\u5f88\u591a\u7591\u554f\uff1a<\/p><ul><li>\u4e0d\u77e5\u9053\u5982\u4f55\u627e\u51fa\u6301\u7e8c\u6210\u9577\u7684\u512a\u8cea\u80a1\uff1f<\/li><li>\u61c9\u8a72\u4ec0\u9ebd\u6642\u5019\u8cb7\u5165\u3001\u8ce3\u51fa\u80a1\u7968\uff1f<\/li><li>\u5982\u4f55\u5efa\u7acb\u9069\u5408\u7684\u6295\u8cc7\u7d44\u5408\uff1f<\/li><li>\u80a1\u7968\u6709\u54ea\u4e9b\u6307\u6a19\u9700\u8981\u6ce8\u610f\uff1f<\/li><li>\u6559\u4f60\u5206\u6790\u512a\u8cea\u80a1\u548c\u5783\u573e\u80a1\u80cc\u5f8c\u7684\u79d8\u5bc6<\/li><li>\u5982\u4f55\u9078\u64c7\u5408\u9069\u7684\u6295\u8cc7\u5e73\u81fa\uff1f<\/li><\/ul><p>\u4e0d\u59a8\u8003\u616e\u6211\u5011\u7684<strong>\u300a\u5be6\u6230\u80a1\u7968\u6295\u8cc7\u8ab2\u300b\uff01<\/strong>\u9019\u500b\u8ab2\u7a0b\u5c07\u5e6b\u52a9\u4f60<strong>\u88dd\u5099\u6295\u8cc7\u5927\u5e2b\u7684\u601d\u7dad\uff0c\u5b78\u7fd2\u50f9\u503c\u6295\u8cc7\u7684\u7cbe\u9ad3<\/strong>\uff01<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-449abce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"449abce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea9b5d1\" data-id=\"ea9b5d1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64c7b55 elementor-widget elementor-widget-image\" data-id=\"64c7b55\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5be6\u6230\u80a1\u7968\u6295\u8cc7\u8ab2-1536x864-1-1024x576.png\" class=\"attachment-large size-large wp-image-38605\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5be6\u6230\u80a1\u7968\u6295\u8cc7\u8ab2-1536x864-1-1024x576.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5be6\u6230\u80a1\u7968\u6295\u8cc7\u8ab2-1536x864-1-300x169.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5be6\u6230\u80a1\u7968\u6295\u8cc7\u8ab2-1536x864-1-768x432.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/04\/\u5be6\u6230\u80a1\u7968\u6295\u8cc7\u8ab2-1536x864-1.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-278fcc7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"278fcc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c3a4e8b\" data-id=\"c3a4e8b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf4f9ad elementor-align-center elementor-widget elementor-widget-button\" data-id=\"bf4f9ad\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/bit.ly\/3oYajtN\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u9ede\u6211\u5831\u540d<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca57c2b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca57c2b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d92dec7\" data-id=\"d92dec7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a53275e elementor-widget elementor-widget-heading\" data-id=\"a53275e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u5ef6\u4f38\u95b2\u8b80<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c4ac70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c4ac70\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c94055\" data-id=\"8c94055\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-653e1be elementor-widget elementor-widget-text-editor\" data-id=\"653e1be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-moomoo\/\">\u4ec0\u9ebc\u662fmoomoo\u6295\u8cc7\u5e73\u81fa? \u5982\u4f55\u5728moomoo\u958b\u6236\uff1f\u77ad\u89e3moomoo10\u5927\u512a\u52e2<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-choose-trading-platform\/\"><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u5c0f\u8cc7\u65cf\u61c9\u8a72\u5982\u4f55\u9078\u64c7\u6295\u8cc7\u5e73\u53f0\uff1f\u9078\u64c7\u6295\u8cc7\u5e73\u53f0\u76848\u5927\u689d\u4ef6&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:513,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0}\">\u5c0f\u8cc7\u65cf\u61c9\u8a72\u5982\u4f55\u9078\u64c7\u6295\u8cc7\u5e73\u53f0\uff1f\u9078\u64c7\u6295\u8cc7\u5e73\u53f0\u76848\u5927\u689d\u4ef6<\/span><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-read-financial-statements\/\">\u65b0\u624b\u5c0f\u767d\u5982\u4f55\u770b\u61c2\u8ca1\u52d9\u5831\u8868\uff1f\u638c\u63e1\u8ca1\u58317\u5927\u91cd\u9ede\uff01\u5165\u5834\u6295\u8cc7\u5fc3\u4e0d\u614c\uff01<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\"><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;2023\u5e74ASNB\u4fe1\u6258\u57fa\u91d1\u6d3e\u606f4.5%\uff01ASNB\u9084\u503c\u5f97\u6295\u8cc7\u55ce\uff1f \u600e\u6a23\u8cb7ASNB\u57fa\u91d1\uff1f&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:769,&quot;3&quot;:{&quot;1&quot;:0},&quot;11&quot;:3,&quot;12&quot;:0}\">2023\u5e74ASNB\u4fe1\u6258\u57fa\u91d1\u6d3e\u606f4.5%\uff01ASNB\u9084\u503c\u5f97\u6295\u8cc7\u55ce\uff1f \u600e\u6a23\u8cb7ASNB\u57fa\u91d1\uff1f<\/span><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25afac6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25afac6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ddd8248\" data-id=\"ddd8248\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8f29f4 elementor-widget elementor-widget-heading\" data-id=\"b8f29f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u514d\u8cac\u8072\u660e<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5baf599 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5baf599\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e247b52\" data-id=\"e247b52\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f8315e elementor-widget elementor-widget-text-editor\" data-id=\"1f8315e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u7e6b\u50f9\u503c\u601d\u7dad\u6216\u8aee\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> \u672c\u6587\u4ecb\u7d39\u4e867\u5bb6\u99ac\u4f86\u897f\u4e9e\u7684\u667a\u80fd\u6295\u8cc7\uff08robo-advisor\uff09\u5e73\u53f0\uff0c\u5f9e\u597d\u8655\u3001\u58de\u8655\u3001\u7279\u9ede\u3001\u5e73\u53f0\u8cbb\u3001\u4f63\u91d1\u3001\u6295\u8cc7\u7d44\u5408\u53ca\u662f\u5426\u5b89\u5168\u5408\u6cd5\u7b49\u591a\u500b\u89d2\u5ea6\u9032\u884c\u4e86\u8a73\u7d30\u7684\u63a2\u8a0e\u3002\u5982\u679c\u4f60\u6b63\u5728\u5c0b\u627e\u4e00\u500b\u66f4\u7a69\u5b9a\uff0c\u66f4\u7701\u5fc3\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u90a3\u9ebc\u4e0d\u59a8\u4f86\u770b\u770b\u672c\u6587\uff0c\u77ad\u89e3\u5982\u4f55\u5229\u7528AI\u6a5f\u5668\u4eba\u5e6b\u4f60\u8cfa\u53d6\u88ab\u52d5\u6536\u5165\u3002<\/p>\n","protected":false},"author":62,"featured_media":39052,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[],"tags":[864,855,855,855,863],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/38977"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=38977"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/38977\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/39052"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=38977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=38977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=38977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}