{"id":47275,"date":"2023-06-19T09:00:44","date_gmt":"2023-06-19T01:00:44","guid":{"rendered":"https:\/\/valueinmind.co\/?p=47275"},"modified":"2023-11-03T16:10:57","modified_gmt":"2023-11-03T08:10:57","slug":"how-to-invest-with-rm1000","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/how-to-invest-with-rm1000\/","title":{"rendered":"\u5982\u679c\u53ea\u6709RM1000\uff0c\u6211\u53ef\u4ee5\u6295\u8cc7\u4ec0\u9ebd\uff1f\u9069\u5408\u5c0f\u672c\u6295\u8cc7\u768412\u9805\u6295\u8cc7\u9805\u76ee\uff01"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"47275\" class=\"elementor elementor-47275\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c466f41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c466f41\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20267bd\" data-id=\"20267bd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5bb4482 elementor-widget elementor-widget-text-editor\" data-id=\"5bb4482\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">\u5c0d\u65bc\u5927\u5b78\u751f\u548c\u8077\u5834\u65b0\u4eba\u4f86\u8aac\uff0c\u624b\u88cf\u53ef\u652f\u914d\u7684\u8cc7\u91d1\u53ef\u80fd\u4e0d\u591a\u3002\u7279\u5225\u662f\u5982\u4eca<\/span><a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/%E9%80%9A%E8%83%80%E9%99%8D%E4%BA%86-3%E6%9C%88cpi%E4%B8%BA34\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6838\u5fc3\u901a\u8139\u7387\u4ecd\u57283.8%<\/span><\/a><span style=\"font-weight: 400;\">\u7684\u9ad8\u4f4d\uff0c\u6263\u6389\u57fa\u672c\u7684\u751f\u6d3b\u958b\u92b7\uff0c\u5982\uff1a\u8eca\u8cb8\u3001\u8a71\u8cbb\u3001\u4fdd\u96aa\u7b49\uff0c\u6bcf\u6708\u5b58\u6b3e\u6240\u5269\u7121\u5e7e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f60\u53ef\u80fd\u60f3\u904e\u6539\u8b8a\u5982\u4eca\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u62fc\u4e86\u547d\u958b\u6e90\u7bc0\u6d41\uff0c\u5b58\u9322\uff0c\u6bcf\u4e00\u584a\u9322\u90fd\u8981\u82b1\u5728\u5200\u53e3\u4e0a\u3002\u606d\u559c\u4f60\uff0c\u4f60\u5df2\u7d93\u521d\u5177\u7406\u8ca1\u610f\u8b58\u4e86\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f46\u662f\uff0c\u9019\u9084\u4e0d\u5920\u3002<\/span><b>\u5982\u679c\u53ea\u662f\u4e00\u5473\u5b58\u9322\uff0c\u5176\u5be6\u6211\u5011\u53ea\u662f\u5728\u201c\u5b88\u8ca1\u201c\uff0c\u800c\u4e0d\u662f\u201c\u751f\u8ca1\u201d\u3002<\/b><\/p><p><span style=\"font-weight: 400;\">\u5f88\u591a\u4eba\u807d\u5230\u6295\u8cc7\u90fd\u6703\u5fc3\u751f\u602f\u610f\uff0c\u8a8d\u7232\u6295\u8cc7\u9580\u6abb\u975e\u5e38\u9ad8\uff0c\u662f\u6709\u9322\u4eba\u7684\u6e38\u6232\u3002\u53c8\u5bb3\u6015\u81ea\u5df1\u6c92\u6709\u91d1\u878d\u77e5\u8b58\uff0c\u8667\u6389\u8840\u6c57\u9322\u3002\u4e8b\u5be6\u771f\u7684\u662f\u9019\u6a23\u55ce\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u5176\u5be6\u5c0d\u65bc\u8cc7\u672c\u5f88\u5c0f\u7684\u4eba\u7fa4\u4f86\u8aac\uff0c\u6211\u5011\u66f4\u61c9\u8a72\u8981\u6295\u8cc7\u3002\u4f46\u662f\u6295\u8cc7\u4ec0\u9ebd\uff0c\u537b\u662f\u6709\u8b1b\u7a76\u7684\u3002\u50cf\u80a1\u7968\u9019\u985e\u6295\u8cc7\u9580\u6abb\u9ad8\uff0c\u98a8\u96aa\u4e5f\u9ad8\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u5c0d\u65bc\u8cc7\u91d1\u6bd4\u8f03\u8106\u5f31\u7684\u5c0f\u8cc7\u65cf\u7576\u7136\u662f\u4e0d\u5408\u9069\u7684\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u4eca\u5929\u9019\u7bc7\u6587\u7ae0\u6703\u548c\u5927\u5bb6\u5206\u4eab\uff0c\u5982\u679c\u6211\u5011\u7684\u624b\u4e2d\u6709RM1,000\uff0c\u9069\u5408\u6295\u8cc7\u4ec0\u9ebd\uff1f\u5c0f\u8cc7\u65cf\u5728\u6295\u8cc7\u524d\u61c9\u8a72\u6e96\u5099\u597d\u4ec0\u9ebd\uff1f<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9903b6c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9903b6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b4b537\" data-id=\"7b4b537\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c1e556 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"0c1e556\" data-element_type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-table-of-contents .elementor-toc__header-title{color:var(--header-color)}.elementor-widget-table-of-contents.elementor-toc--collapsed .elementor-toc__toggle-button--collapse,.elementor-widget-table-of-contents:not(.elementor-toc--collapsed) .elementor-toc__toggle-button--expand{display:none}.elementor-widget-table-of-contents .elementor-widget-container{min-height:var(--box-min-height);border:var(--box-border-width,1px) solid var(--box-border-color,#9da5ae);border-radius:var(--box-border-radius,3px);background-color:var(--box-background-color);transition:min-height .4s;overflow:hidden}.elementor-toc__header{display:flex;align-items:center;justify-content:space-between;padding:var(--box-padding,20px);background-color:var(--header-background-color);border-bottom:var(--separator-width,1px) solid var(--box-border-color,#9da5ae)}.elementor-toc__header-title{font-size:18px;margin:0;color:var(--header-color);flex-grow:1}.elementor-toc__toggle-button{cursor:pointer;display:inline-flex}.elementor-toc__toggle-button i{color:var(--toggle-button-color)}.elementor-toc__toggle-button svg{height:1em;width:1em;fill:var(--toggle-button-color)}.elementor-toc__spinner-container{text-align:center}.elementor-toc__spinner{font-size:2em}.elementor-toc__spinner.e-font-icon-svg{height:1em;width:1em}.elementor-toc__body{padding:var(--box-padding,20px);max-height:var(--toc-body-max-height);overflow-y:auto}.elementor-toc__body::-webkit-scrollbar{width:7px}.elementor-toc__body::-webkit-scrollbar-thumb{background-color:#babfc5;border-radius:10px}.elementor-toc__list-wrapper{list-style:none;padding:0}.elementor-toc__list-item{margin-bottom:.5em}.elementor-toc__list-item.elementor-item-active{font-weight:700}.elementor-toc__list-item .elementor-toc__list-wrapper{margin-top:.5em;margin-inline-start:var(--nested-list-indent,1em)}.elementor-toc__list-item-text{transition-duration:var(--item-text-transition-duration)}.elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}.elementor-toc__list-item-text-wrapper{display:flex;align-items:center}.elementor-toc__list-item-text-wrapper:before,.elementor-toc__list-item-text-wrapper i{margin-inline-end:8px;color:var(--marker-color)}.elementor-toc__list-item-text-wrapper svg{margin-inline-end:8px;fill:var(--marker-color);height:var(--marker-size,.5em);width:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper i{font-size:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper:before{font-size:var(--marker-size,1em)}.elementor-toc--content-ellipsis .elementor-toc__list-item-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.elementor-toc__list-items--collapsible>.elementor-toc__list-wrapper>.elementor-toc__list-item>.elementor-toc__list-wrapper{display:none}.elementor-toc__heading-anchor{position:absolute}.elementor-toc__body .elementor-toc__list-item-text{color:var(--item-text-color);-webkit-text-decoration:var(--item-text-decoration);text-decoration:var(--item-text-decoration);transition-duration:var(--item-text-transition-duration)}.elementor-toc__body .elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__body .elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}ol.elementor-toc__list-wrapper{counter-reset:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item{counter-increment:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item-text-wrapper:before{content:counters(item,\".\") \". \"}<\/style>\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\t\u6587\u7ae0\u5f88\u9577\uff0c\u4f60\u53ef\u4ee5\u9ede\u64ca\u76ee\u9304\u8df3\u8f49\u81f3\u60f3\u77ad\u89e3\u7684\u90e8\u5206\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__0c1e556\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__0c1e556\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__0c1e556\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1eca010 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1eca010\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d4c36ef\" data-id=\"d4c36ef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f581b0 elementor-widget elementor-widget-heading\" data-id=\"7f581b0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">\u6295\u8cc7\u524d\u7684\u6e96\u5099<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7dd3558 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7dd3558\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7a7d47f\" data-id=\"7a7d47f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49ff38b elementor-widget elementor-widget-text-editor\" data-id=\"49ff38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5728\u6b63\u5f0f\u548c\u5927\u5bb6\u5206\u4eab\u5c0f\u8cc7\u65cf\u53ef\u4ee5\u6295\u8cc7\u4ec0\u9ebd\u524d\uff0c\u50f9\u503c\u601d\u7dad\u5e0c\u671b\u5927\u5bb6\u53ef\u4ee5\u5728\u6295\u8cc7\u524d\u660e\u78ba\u5e7e\u4ef6\u4e8b\uff0c\u4ee5\u4fbf\u7232\u81ea\u5df1\u7684\u8ca1\u52d9\u6253\u4e0b\u5805\u5be6\u7684\u57fa\u790e\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c00eb63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c00eb63\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f61653\" data-id=\"3f61653\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80ecaf4 elementor-widget elementor-widget-heading\" data-id=\"80ecaf4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.\u4f60\u6709\u8db3\u5920\u7684\u8cc7\u91d1\u61c9\u5c0d\u7dca\u6025\u60c5\u6cc1\u55ce\uff1f<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a76f35d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a76f35d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba947c7\" data-id=\"ba947c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb1e701 elementor-widget elementor-widget-text-editor\" data-id=\"bb1e701\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u4f5c\u7232\u5c0f\u8cc7\u65cf\uff0c\u6211\u5011\u7684\u8cc7\u91d1\u5f88\u5c11\uff0c\u8ca1\u52d9\u60c5\u6cc1\u76f8\u6bd4\u4e4b\u4e0b\u662f\u6bd4\u8f03\u8106\u5f31\u7684\u3002\u4e00\u65e6\u6709\u4ec0\u9ebd\u98a8\u5439\u8349\u52d5\uff0c\u6bd4\u5982\u7a81\u7136\u5931\u696d\uff0c\u767c\u751f\u610f\u5916\uff0c\u9700\u8981\u4f4f\u9662\u7b49\uff0c\u4f60\u662f\u5426\u6709\u4e00\u7b46\u8db3\u5920\u7684\u9322\u61c9\u5c0d\u9019\u7a2e\u7dca\u6025\u60c5\u6cc1\uff1f<\/span><\/p><p><span style=\"font-weight: 400;\">\u6240\u4ee5\uff0c\u6211\u5011\u4e0d\u80fd\u4e00\u80a1\u8166\u628a\u6240\u6709\u5b58\u6b3e\u90fd\u7838\u9032\u6295\u8cc7\u4e2d\u3002\u56e0\u7232\u6295\u8cc7\u5e73\u81fa\u51fa\u91d1\u662f\u9700\u8981\u6642\u9593\u7684\uff0c\u6700\u5feb\u4e5f\u89811-3\u5929\uff0c\u8981\u662f\u771f\u7684\u767c\u751f\u4ec0\u9ebd\u7dca\u6025\u60c5\u6cc1\uff0c\u6295\u8cc7\u7684\u672c\u91d1\u548c\u5229\u606f\u662f \u201c\u9060\u6c34\u201d\uff0c\u6839\u672c\u4f86\u4e0d\u53ca\u6551 \u201c\u8fd1\u706b\u201d\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5207\u8a18\uff0c\u7dca\u6025\u5132\u5099\u91d1\u7684\u91cd\u9ede\u5c31\u5728\u65bc \u201c\u5feb\u901f\u8b8a\u73fe\u201d\uff0c\u8a18\u5f97\u5b58\u5728\u80fd\u5920\u5feb\u901f\u63d0\u6b3e\u7684\u9280\u884c\u8cec\u6236\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e00\u822c\u4f86\u8aac\uff0c\u6211\u5011\u9700\u8981\u6e96\u5099\u81f3\u5c116\u500b\u6708\u7684\u7dca\u6025\u5132\u5099\u91d1\u3002\u5982\u4f55\u8a08\u7b97\u51fa\u6211\u5011\u9700\u8981\u591a\u5c11\u7684\u7dca\u6025\u5132\u5099\u91d1\u5462\uff1f<\/span><\/p><p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-47280 size-large\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u534a\u5e74\u7684\u7d27\u6025\u50a8\u5907\u91d1-1024x538.png\" alt=\"\" width=\"1024\" height=\"538\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u534a\u5e74\u7684\u7d27\u6025\u50a8\u5907\u91d1-1024x538.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u534a\u5e74\u7684\u7d27\u6025\u50a8\u5907\u91d1-300x158.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u534a\u5e74\u7684\u7d27\u6025\u50a8\u5907\u91d1-768x403.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u534a\u5e74\u7684\u7d27\u6025\u50a8\u5907\u91d1-750x394.png 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u534a\u5e74\u7684\u7d27\u6025\u50a8\u5907\u91d1-1140x599.png 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u534a\u5e74\u7684\u7d27\u6025\u50a8\u5907\u91d1.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><p><span style=\"font-weight: 400;\">\u5176\u5be6\u53ea\u8981\u4f30\u7b97\u6211\u5011\u6bcf\u500b\u6708\u7684\u56fa\u5b9a\u652f\u51fa\uff0c\u6bd4\u5982\uff1a\u5b78\u8cb8\u3001\u8eca\u8cb8\u3001\u623f\u8cb8\u3001\u4fdd\u96aa\u3001\u7db2\u8cbb\u3001\u8a71\u8cbb\u7b49\uff0c\u6bcf\u6708\u9700\u8981\u652f\u4ed8\u591a\u5c11\uff0c\u518d\u52a0\u4e0a\u6211\u5011\u5403\u559d\u73a9\u6a02\u7684\u751f\u6d3b\u958b\u92b7\u82b1\u8cbb\uff0c\u4fbf\u53ef\u4ee5\u5f97\u51fa\u6211\u5011\u4e00\u500b\u6708\u9700\u8981\u82b1\u591a\u5c11\u9322\u4f86\u652f\u6490\u65e5\u5e38\u751f\u6d3b\u7684\u6b63\u5e38\u904b\u8f49\u3002\u6b64\u5916\uff0c\u5982\u679c\u9084\u6709\u80fd\u529b\u7684\u8a71\u53ef\u4ee5\u7232\u81ea\u5df1\u8a2d\u4e0b\u4e00\u500b\u5b58\u6b3e\u76ee\u6a19\uff0c\u6bd4\u5982\uff1a\u6bcf\u6708\u5b58\u4e0b RM 500\uff0c\u4f5c\u7232\u7a81\u767c\u60c5\u6cc1\u7684\u9810\u5099\u91d1\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c419564 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c419564\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e5a8503\" data-id=\"e5a8503\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8579abd elementor-widget elementor-widget-text-editor\" data-id=\"8579abd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u9ede\u64ca\u9818\u53d6\uff1a<\/b><a href=\"https:\/\/bit.ly\/3JcUHtB\" target=\"_blank\" rel=\"noopener\"><b>2023\u6700\u5168\u7406\u8ca1\u8a18\u8cec\u672c<\/b><\/a><b>\uff0c\u5e6b\u4f60\u8f15\u9b06\u898f\u5283\u597d\u8ca1\u52d9\uff01<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9f2d276 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f2d276\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27784b0\" data-id=\"27784b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de17cf4 elementor-widget elementor-widget-text-editor\" data-id=\"de17cf4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5047\u8a2d\u5c0f\u660e\u6bcf\u500b\u6708\u9700\u8981\u511f\u9084RM100\u7684\u5b78\u8cb8\uff0cRM1600\u7684\u8eca\u8cb8\u3001RM300\u7684\u7db2\u8cbb\u548c\u8a71\u8cbb\u4ee5\u53caRM1000\u7684\u751f\u6d3b\u958b\u92b7\uff0c\u90a3\u9ebd\u4ed6\u6bcf\u6708\u9700\u8981\u652f\u51faRM3,000\u3002\u518d\u52a0\u4e0a\u6bcf\u6708\u5b58\u4e0bRM500\u7684\u7a81\u767c\u60c5\u6cc1\u9810\u5099\u91d1\uff0c\u534a\u5e74\u7684\u7dca\u6025\u5132\u5099\u91d1\u81f3\u5c11\u9700\u8981RM21,000\uff08RM3,500 x 6\u500b\u6708\uff09\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u767c\u73fe\u4f60\u7684\u5b58\u6b3e\u76ee\u524d\u9084\u4e0d\u8db3\u4ee5\u5efa\u7acb\u7dca\u6025\u5132\u5099\u91d1\uff0c\u90a3\u9ebd\u5728\u6295\u8cc7\u7684\u9078\u64c7\u4e0a\uff0c\u4f60\u66f4\u61c9\u8a72\u5c0f\u5fc3\u8b39\u614e\u3002\u4f60\u53ef\u4ee5\u901a\u904e\u4e00\u4e9b\u4f4e\u98a8\u96aa\u3001\u5408\u6cd5\u5b89\u5168\u7684\u6295\u8cc7\u6e20\u9053\uff0c\u7232\u81ea\u5df1\u5efa\u7acb\u61c9\u5c0d\u7dca\u6025\u60c5\u6cc1\u7684\u5e95\u6c23\u3002\u7e7c\u7e8c\u95b2\u8b80\uff0c\u4ee5\u627e\u5230\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7522\u54c1\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c2d954b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c2d954b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b7fd81\" data-id=\"8b7fd81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c8f660 elementor-widget elementor-widget-heading\" data-id=\"1c8f660\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2.\u4f60\u7684\u6295\u8cc7\u76ee\u6a19\u662f\u4ec0\u9ebd\uff1f<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa88d5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fa88d5d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-57f06da\" data-id=\"57f06da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-598f717 elementor-widget elementor-widget-text-editor\" data-id=\"598f717\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u8a2d\u5b9a\u660e\u78ba\u7684\u6295\u8cc7\u76ee\u6a19\u662f\u6295\u8cc7\u4e4b\u8def\u7684\u91cd\u8981\u4e00\u6b65\uff0c\u56e0\u7232\u5b83\u53ef\u4ee5\u5e6b\u52a9\u6211\u5011\u5236\u5b9a\u76f8\u61c9\u7684\u6295\u8cc7\u8a08\u5283\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6bcf\u500b\u4eba\u7684\u76ee\u6a19\u53ef\u80fd\u4e0d\u540c\uff0c\u9019\u53d6\u6c7a\u65bc\u500b\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u6211\u5011\u5c0d\u672a\u4f86\u7684\u671f\u671b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6709\u4e9b\u4eba\u5e0c\u671b\u901a\u904e\u6295\u8cc7\u4f7f\u8cc7\u672c\u589e\u503c\uff0c\u5be6\u73fe\u8cc7\u7522\u7684\u589e\u9577\uff0c\u4ee5\u671f\u6709\u8db3\u5920\u7684\u8cc7\u672c\u80fd\u5920\u7d50\u5a5a\u3001\u8cb7\u623f\u3001\u8cb7\u8eca\u6216\u8005\u65c5\u884c\u3002\u9019\u53ef\u4ee5\u662f\u9577\u671f\u7684\u8cc7\u672c\u589e\u503c\uff0c\u4f8b\u5982\u6295\u8cc7\u80a1\u7968\u3001\u50b5\u5238\u6216\u57fa\u91d1\uff0c\u6216\u8005\u662f\u77ed\u671f\u7684\u6295\u8cc7\u589e\u503c\uff0c\u4f8b\u5982\u77ed\u671f\u4ea4\u6613\u6216\u7092\u80a1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u53c8\u6216\u8005\u662f\u4f60\u73fe\u5728\u8655\u65bc\u4e2d\u5e74\u968e\u6bb5\uff0c\u5e0c\u671b\u5728\u9000\u4f11\u6642\u64c1\u6709\u8db3\u5920\u7684\u8cc7\u91d1\u4f86\u7dad\u6301\u4ed6\u5011\u7684\u751f\u6d3b\u6c34\u5e73\u3002\u90a3\u9ebd\u5c31\u9700\u8981\u901a\u904e\u7a4d\u6975\u7684\u6295\u8cc7\u548c\u9577\u671f\u5132\u84c4\u4f86\u5be6\u73fe\u9019\u4e00\u76ee\u6a19\uff0c\u4ee5\u78ba\u4fdd\u5728\u9000\u4f11\u5f8c\u6709\u8db3\u5920\u7684\u8cc7\u91d1\u652f\u4ed8\u65e5\u5e38\u958b\u652f\u548c\u4eab\u53d7\u751f\u6d3b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u662f\u4e00\u4f4d\u5bb6\u9577\u5e0c\u671b\u70ba\u5b50\u5973\u7684\u6559\u80b2\u63d0\u4f9b\u6700\u597d\u7684\u8cc7\u6e90\u548c\u6a5f\u6703\uff0c\u90a3\u9ebd\u4f60\u53ef\u80fd\u53ef\u4ee5\u91cd\u9ede\u95dc\u6ce8\u4e00\u4e9b\u6559\u80b2\u57fa\u91d1\uff0c\u4ee5\u6b64\u652f\u4ed8\u5b50\u5973\u7684\u5b78\u8cbb\u548c\u5176\u4ed6\u6559\u80b2\u8cbb\u7528\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7121\u8ad6\u4f60\u7684\u6295\u8cc7\u76ee\u6a19\u662f\u4ec0\u9ebc\uff0c\u91cd\u8981\u7684\u662f\u78ba\u5b9a\u5b83\u4e26\u5236\u5b9a\u76f8\u61c9\u7684\u8a08\u5283\u3002\u6295\u8cc7\u662f\u4e00\u500b\u9577\u671f\u7684\u904e\u7a0b\uff0c\u9700\u8981\u7d30\u5fc3\u898f\u5283\u548c\u5805\u6301\u3002\u8acb\u78ba\u4fdd\u4f60\u7684\u76ee\u6a19\u660e\u78ba\u4e14\u53ef\u91cf\u5316\uff0c\u4ee5\u4fbf\u5728\u6295\u8cc7\u904e\u7a0b\u4e2d\u6709\u4e00\u500b\u660e\u78ba\u7684\u65b9\u5411\u548c\u8861\u91cf\u6a19\u6e96\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ac98d0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ac98d0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b820cd8\" data-id=\"b820cd8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26f982a elementor-widget elementor-widget-heading\" data-id=\"26f982a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.\u4f60\u53ef\u4ee5\u627f\u64d4\u4ec0\u9ebd\u6a23\u7684\u98a8\u96aa\uff1f<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-675eea3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"675eea3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-224b2f7\" data-id=\"224b2f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-edeb6ca elementor-widget elementor-widget-text-editor\" data-id=\"edeb6ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5728\u6295\u8cc7\u4e2d\uff0c\u98a8\u96aa\u662f\u4e0d\u53ef\u907f\u514d\u7684\u4e00\u500b\u56e0\u7d20\u3002\u6bcf\u500b\u4eba\u5c0d\u98a8\u96aa\u7684\u627f\u53d7\u80fd\u529b\u90fd\u4e0d\u540c\uff0c\u9019\u53d6\u6c7a\u65bc\u500b\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u3001\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u504f\u597d\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7576\u8ac7\u5230\u98a8\u96aa\u6642\uff0c\u6709\u4e00\u500b\u88ab\u7a31\u70ba\u201c\u4e0d\u53ef\u80fd\u4e09\u89d2\u201d\u7684\u6982\u5ff5\uff0c\u5b83\u6d89\u53ca\u6295\u8cc7\u8005\u5728\u4ee5\u4e0b\u4e09\u500b\u65b9\u9762\u7684\u9078\u64c7\uff1a<\/span><\/p><p><img decoding=\"async\" class=\"aligncenter wp-image-47291 size-large\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u4e0d\u53ef\u80fd\u4e09\u89d2-1024x538.jpg\" alt=\"\" width=\"1024\" height=\"538\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u4e0d\u53ef\u80fd\u4e09\u89d2-1024x538.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u4e0d\u53ef\u80fd\u4e09\u89d2-300x158.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u4e0d\u53ef\u80fd\u4e09\u89d2-768x403.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u4e0d\u53ef\u80fd\u4e09\u89d2-750x394.jpg 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u4e0d\u53ef\u80fd\u4e09\u89d2-1140x599.jpg 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/\u4e0d\u53ef\u80fd\u4e09\u89d2.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><h4><span style=\"font-weight: 400;\"><strong>\u9ad8\u6536\u76ca\uff1a<\/strong><\/span><\/h4><p><span style=\"font-weight: 400;\">\u9ad8\u6536\u76ca\u901a\u5e38\u4f34\u96a8\u8457\u9ad8\u98a8\u96aa\u3002\u5982\u679c\u4f60\u8ffd\u6c42\u9ad8\u56de\u5831\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u627f\u64d4\u66f4\u5927\u7684\u98a8\u96aa\uff0c\u56e0\u70ba\u5e02\u5834\u6ce2\u52d5\u548c\u6295\u8cc7\u7684\u4e0d\u78ba\u5b9a\u6027\u53ef\u80fd\u5c0e\u81f4\u8cc7\u672c\u640d\u5931\u3002<\/span><\/p><h4><span style=\"font-weight: 400;\"><strong>\u4f4e\u98a8\u96aa\uff1a<\/strong><\/span><\/h4><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5c0b\u6c42\u4f4e\u98a8\u96aa\u6295\u8cc7\uff0c\u5c31\u53ef\u80fd\u6703\u9762\u81e8\u8f03\u4f4e\u7684\u56de\u5831\u3002\u4f4e\u98a8\u96aa\u6295\u8cc7\u901a\u5e38\u662f\u76f8\u5c0d\u7a69\u5b9a\u548c\u5b89\u5168\u7684\uff0c\u4f46\u5176\u589e\u9577\u6f5b\u529b\u53ef\u80fd\u6709\u9650\u3002<\/span><\/p><h4><span style=\"font-weight: 400;\"><strong>\u9ad8\u6d41\u52d5\u6027\uff1a<\/strong><\/span><\/h4><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u662f\u6307\u8cc7\u91d1\u80fd\u5920\u5feb\u901f\u8f49\u63db\u70ba\u73fe\u91d1\u7684\u80fd\u529b\u3002\u5982\u679c\u4f60\u9700\u8981\u96a8\u6642\u53d6\u51fa\u8cc7\u91d1\uff0c\u5c31\u9700\u8981\u9078\u64c7\u66f4\u5177\u6d41\u52d5\u6027\u7684\u6295\u8cc7\uff0c\u4f46\u9019\u53ef\u80fd\u6703\u9650\u5236\u4f60\u7684\u56de\u5831\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u6295\u8cc7\u4e2d\uff0c\u901a\u5e38\u5b58\u5728\u8457 \u201c\u4e0d\u53ef\u80fd\u4e09\u89d2\u201d \u7684\u5c40\u9650\u6027\uff0c\u4e5f\u5c31\u662f\u8aaa\uff0c\u4f60\u4e0d\u53ef\u80fd\u540c\u6642\u9054\u5230\u9ad8\u56de\u5831\u3001\u4f4e\u98a8\u96aa\u548c\u9ad8\u6d41\u52d5\u6027\u3002\u56e0\u6b64\uff0c\u4f5c\u70ba\u6295\u8cc7\u8005\uff0c\u6211\u5011\u9700\u8981\u5728\u9019\u4e9b\u65b9\u9762\u9032\u884c\u6b0a\u8861\u548c\u53d6\u6368\uff0c\u6839\u64da\u81ea\u5df1\u7684\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u505a\u51fa\u9069\u5408\u7684\u6295\u8cc7\u6c7a\u7b56\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u50f9\u503c\u601d\u7dad\u6574\u7406\u51fa\u4e86\u5e38\u898b\u7684\u6295\u8cc7\u8005\u985e\u578b\uff0c\u4f60\u53ef\u4ee5\u6839\u64da\u4f60\u7684\u60c5\u6cc1\uff0c\u770b\u770b\u4f60\u662f\u54ea\u7a2e\u985e\u578b\u7684\u6295\u8cc7\u8005\uff1a<\/span><\/p><h4><span style=\"font-weight: 400;\"><strong>1.\u4fdd\u5b88\u578b\u6295\u8cc7\u8005\uff1a<\/strong><\/span><\/h4><p><span style=\"font-weight: 400;\">\u4fdd\u5b88\u578b\u6295\u8cc7\u8005\u5c0d\u98a8\u96aa\u975e\u5e38\u654f\u611f\uff0c\u66f4\u504f\u597d\u4f4e\u98a8\u96aa\u3001\u7a69\u5b9a\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u90fd\u662f\u4ee5\u4fdd\u672c\u70ba\u4e3b\uff0c\u76f8\u61c9\u5730\u56de\u5831\u4e5f\u8f03\u4f4e\u3002\u4ed6\u5011\u901a\u5e38\u9078\u64c7\u56fa\u5b9a\u6536\u76ca\u6295\u8cc7\u5de5\u5177\uff0c\u5982\u5b9a\u671f\u5b58\u6b3e\u3001\u50b5\u5238\u6216\u4fdd\u672c\u578b\u57fa\u91d1\u3002<\/span><\/p><h4><strong>2.\u7a69\u5065\u578b\u6295\u8cc7\u8005\uff1a<\/strong><\/h4><p><span style=\"font-weight: 400;\">\u7a69\u5065\u578b\u6295\u8cc7\u8005\u5c0b\u6c42\u7684\u5728\u98a8\u96aa\u548c\u56de\u5831\u4e4b\u9593\u53d6\u5f97\u5408\u7406\u7684\u5e73\u8861\u3002\u4ed6\u5011\u901a\u5e38\u6703\u5206\u6563\u6295\u8cc7\uff0c\u9078\u64c7\u591a\u6a23\u5316\u7684\u8cc7\u7522\u7d44\u5408\uff0c\u5305\u62ec\u80a1\u7968\u3001\u50b5\u5238\u3001\u57fa\u91d1\u7b49\u3002<\/span><\/p><h4><strong>3.\u7a4d\u6975\u578b\u6295\u8cc7\u8005\uff1a<\/strong><\/h4><p><span style=\"font-weight: 400;\">\u7a4d\u6975\u578b\u6295\u8cc7\u8005\u8ffd\u6c42\u66f4\u9ad8\u7684\u56de\u5831\uff0c\u5c0d\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u66f4\u9ad8\u3002\u4ed6\u5011\u53ef\u80fd\u6703\u5c0b\u627e\u9ad8\u6210\u9577\u6f5b\u529b\u7684\u80a1\u7968\u3001\u65b0\u8208\u5e02\u5834\u6295\u8cc7\u3001\u98a8\u96aa\u6295\u8cc7\uff0c\u6bd4\u5982: NVIDIA\u3001\u7f8e\u5149\u79d1\u6280\u3001Nucor\u7b49 \u7684\u6295\u8cc7\u6a5f\u6703\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u6c92\u6709\u5c0d\u548c\u932f\uff0c\u53ea\u6709\u9069\u4e0d\u9069\u5408\u3002\u8acb\u8a18\u4f4f\uff0c\u4e86\u89e3\u81ea\u5df1\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u975e\u5e38\u91cd\u8981\uff0c\u4e26\u78ba\u4fdd\u4f60\u7684\u6295\u8cc7\u8a08\u5283\u7b26\u5408\u4f60\u7684\u8ca1\u52d9\u76ee\u6a19\u548c\u98a8\u96aa\u504f\u597d\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8d29385 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8d29385\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-56c3e6c\" data-id=\"56c3e6c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1aa5854 elementor-widget elementor-widget-heading\" data-id=\"1aa5854\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">RM1,000\u53ef\u4ee5\u6295\u8cc7\u4ec0\u9ebd\uff1f12\u5927\u65b0\u624b\u5c0f\u767d\u53ef\u6295\u8cc7\u7684\u54c1\u9805:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4cf419 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4cf419\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f13c5dc\" data-id=\"f13c5dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9df953e elementor-widget elementor-widget-text-editor\" data-id=\"9df953e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5c0d\u65bc\u8cc7\u91d1\u6709\u9650\uff0c\u540c\u6642\u53c8\u7f3a\u4e4f\u6295\u8cc7\u7d93\u9a57\u7684\u6295\u8cc7\u65b0\u624b\u4f86\u8aaa\uff0c\u5176\u5be6<\/span><b>\u4e2d\u4f4e\u98a8\u96aa<\/b><span style=\"font-weight: 400;\">\uff0c\u5e76\u4e14\u53ef\u4ee5\u9054\u5230<\/span><b>\u5206\u6563\u98a8\u96aa<\/b><span style=\"font-weight: 400;\">\u6548\u679c\u7684\u6295\u8cc7\u9805\u76ee\u6bd4\u8f03\u5408\u9069\u3002\u7562\u7adf\uff0c\u6295\u8cc7\u98a8\u96aa\u518d\u4f4e\uff0c\u4ecd\u7136\u9084\u662f\u6709\u98a8\u96aa\uff0c\u628a\u9dc4\u86cb\u653e\u5728\u4e0d\u540c\u7684\u7c43\u5b50\u88cf\uff0c\u81f3\u5c11\u6211\u5011\u9084\u4fdd\u6709\u5f8c\u8def\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e0b\u9762\u5c31\u548c\u5927\u5bb6\u5206\u4eab\uff0c\u6295\u8cc7\u65b0\u624b\u53ef\u4ee5\u6295\u8cc7\u768412\u500b\u9805\u76ee\uff1a<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b132aa3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b132aa3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b80be4\" data-id=\"8b80be4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-81b3991 elementor-widget elementor-widget-heading\" data-id=\"81b3991\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1.\u5b9a\u671f\u5b58\u6b3e Fixed Deposit<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-87e2a4d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87e2a4d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a3ca4f1\" data-id=\"a3ca4f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c81f06 elementor-widget elementor-widget-text-editor\" data-id=\"4c81f06\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1a\u7d04RM500<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d042% - 5%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44c79ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44c79ec\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e7ef45d\" data-id=\"e7ef45d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e05abbe elementor-widget elementor-widget-text-editor\" data-id=\"e05abbe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5b9a\u671f\u5b58\u6b3e\uff0c\u4fd7\u7a31\u70ba FD (Fixed Deposit) \u662f\u99ac\u4f86\u897f\u4e9e\u4eba\u6c11\u6700\u559c\u6b61\u7684\u6295\u8cc7\u54c1\u9805\u3002\u5b9a\u671f\u5b58\u6b3e\u662f\u9280\u884c\u7684\u4e00\u7a2e\u5132\u84c4\u8cec\u6236\uff0c\u4f46\u5b83\u7684\u5229\u606f\u4ecb\u65bc2-4%\u4e4b\u9593\uff0c\u6bd4\u666e\u901a\u5132\u84c4\u8cec\u6236\u4ecb\u65bc0%-1%\u7684\u5229\u606f\u4f86\u5f97\u9ad8\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5132\u6236\u5728\u5176\u4e2d\u5b58\u5165\u6b3e\u9805\u5f8c\uff0c\u6b3e\u9805\u4fbf\u6703\u88ab\u9396\u5b9a<\/span><span style=\"font-weight: 400;\">1\u4e2a\u6708\u30013\u4e2a\u6708\u30016\u4e2a\u6708\u300112\u4e2a\u6708\u300124\u4e2a\u6708\u300136\u4e2a\u6708\u300148\u4e2a\u6708\u621660\u500b\u6708\u4e0d\u7b49\u7684\u671f\u9650\u3002\u901a\u5e38\u800c\u8a00\uff0c\u5b58\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u652f\u4ed8\u7684\u5229\u606f\u4e5f\u9ad8\u3002\u53ea\u8981\u6211\u5011\u4e0d\u5728\u9019\u671f\u9650\u5185\u63d0\u6b3e\uff0c\u9280\u884c\u4fbf\u6703\u652f\u4ed8\u6211\u5011\u4e00\u5b9a\u7684\u5229\u606f\u3002\u53cd\u4e4b\uff0c\u5982\u679c\u6211\u5011\u5728\u9396\u5b9a\u671f\u7d50\u675f\u524d\u63d0\u6b3e\uff0c\u6211\u5011\u5c07\u6703\u640d\u5931\u5229\u606f\uff0c\u4f46\u672c\u91d1\u4e0d\u6703\u53d7\u5f71\u97ff\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5b9a\u671f\u5b58\u6b3e\u6700\u5927\u7684\u597d\u8655\u662f\u5b83\u7684 \u201c\u50bb\u74dc\u5f0f\u64cd\u4f5c\u201d\uff0c\u53ea\u8981\u5230\u9280\u884c\u6216\u9280\u884c\u5b98\u7db2\u5b8c\u6210\u5b9a\u5b58\u7684\u958b\u6236\uff0c\u5c07\u5b58\u6b3e\u5b58\u5165\u5176\u4e2d\uff0c\u4e26\u8010\u5fc3\u5730\u7b49\u5f85\u9396\u5b9a\u671f\u9650\u7d50\u675f\uff0c\u6211\u5011\u5c31\u80fd\u7372\u53d6\u7a69\u5b9a\u7684\u6536\u5165\uff0c\u975e\u5e38\u9069\u5408\u6c92\u6709\u6295\u8cc7\u7d93\u9a57\u7684\u65b0\u624b\u5c0f\u767d\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6700\u91cd\u8981\u7684\u662f\uff0c\u6211\u5011\u7684\u5b9a\u5b58\u91d1\u984d\u662f\u53d7<\/span><a href=\"https:\/\/www.pidm.gov.my\/en\/how-we-protect-you\/deposit-insurance-system\/member-banks\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u99ac\u4f86\u897f\u4e9e\u5b58\u6b3e\u4fdd\u96aa\u6a5f\u69cb\uff08Perbadanan Insurans Deposit Malaysia\uff0cPIDM\uff09<\/span><\/a><span style=\"font-weight: 400;\">\u4fdd\u8b77\u7684\u3002\u5982\u679c\u9280\u884c\u771f\u7684\u4e0d\u5e78\u5012\u9589\uff0c\u4f46\u6211\u5011\u8eab\u7232\u5132\u6236\u9084\u80fd\u5920\u7d22\u56deRM250,000\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5b9a\u5b58\u552f\u4e00\u7684\u7f3a\u9ede\u662f\uff0c\u5b83\u7684\u5229\u606f\u76f8\u5c0d\u8f03\u4f4e\uff0c\u901a\u5e38\u60c5\u6cc1\u4e0b\u53ea\u67092%\u3002\u4f46\u662f\u5982\u679c\u4f60\u5728\u9280\u884c\u8209\u8fa6\u512a\u60e0\u6d3b\u52d5\u671f\u9593\u8fa6\u7406\u5b9a\u671f\u5b58\u6b3e\u7684\u958b\u6236\uff0c\u4f60\u5c07\u7372\u5f97\u66f4\u5177\u5438\u5f15\u529b\u7684\u5229\u606f\u3002\u512a\u60e0\u671f\u9593\u7684\u5229\u606f\u901a\u5e38\u6703\u9ad8\u90544%-5%\u3002<\/span><\/p><p><b>\u9ede\u64ca\u95b2\u8b80\u9280\u884c\u6700\u65b0FD\u512a\u60e0\u5229\u7387\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\"><b>\u99ac\u4f86\u897f\u4e9e2023\u5e749\u6708\u54ea\u5bb6FD\u5229\u7387\u6700\u9ad8\uff1f\u5168\u7db2\u6700\u51689\u6708\u5b9a\u671f\u5b58\u6b3e\u512a\u60e0<\/b><\/a><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u7684\u624b\u4e2d\u6709\u4e00\u7b46\u9591\u9322\uff0c\u5e76\u4e14\u77ed\u671f\u5185\u4e5f\u4e0d\u6703\u7528\u5230\uff0c\u90a3\u9ebd\u4f4e\u98a8\u96aa\u4e14\u7a69\u5b9a\u53ef\u9760\u7684\u5b9a\u5b58\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u64cd\u4f5c\u7c21\u55ae<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u4f4e<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7a69\u5b9a\u7684\u6536\u5165<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u63d0\u6b3e\u53d7\u9650\uff0c\u6d41\u52d5\u6027\u4f4e<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5b58\u6b3e\u5b89\u5168\u53d7PIDM\u4fdd\u969c<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u672c\u91d1\u4fdd\u503c<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-38970c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"38970c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-453e9a8\" data-id=\"453e9a8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34e0144 elementor-widget elementor-widget-heading\" data-id=\"34e0144\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2.\u516c\u7a4d\u91d1EPF<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c80940c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c80940c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cbb4356\" data-id=\"cbb4356\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b10a59 elementor-widget elementor-widget-text-editor\" data-id=\"6b10a59\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM10 - \u6bcf\u5e74\u6700\u9ad8RM100,000<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d045% - 6%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8329d85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8329d85\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-328f82e\" data-id=\"328f82e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c984610 elementor-widget elementor-widget-text-editor\" data-id=\"c984610\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5c0d\u65bc\u6253\u5de5\u65cf\u4f86\u8aac\uff0c\u5927\u5bb6\u90fd\u5c0d\u516c\u7a4d\u91d1\uff08EPF\/KWSP\uff09\u4e0d\u964c\u751f\u3002\u6211\u5011\u6bcf\u500b\u6708\u7684\u5de5\u8cc7\u4e2d\uff0c\u7e3d\u670911%\u5fc5\u9808\u5283\u5206\u51fa\u4f86\uff0c\u5b58\u5165\u516c\u7a4d\u91d1\u8cec\u6236\u4e2d\u3002<\/span><\/p><p><img decoding=\"async\" class=\"size-medium wp-image-47295 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kwsp-epf-logo-1-300x153.png\" alt=\"\" width=\"300\" height=\"153\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kwsp-epf-logo-1-300x153.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kwsp-epf-logo-1-1024x521.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kwsp-epf-logo-1-768x391.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kwsp-epf-logo-1-750x382.png 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kwsp-epf-logo-1-1140x581.png 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kwsp-epf-logo-1.png 1188w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p><span style=\"font-weight: 400;\">\u8981\u77e5\u9053\uff0cEPF\u5229\u606f\u5728\u904e\u5f80\u5e7e\u5341\u5e74\u90fd\u7dad\u6301\u57285%-6%\u3002\u57282022\u5e74\uff0c\u516c\u7a4d\u91d1\u5c40\u5c31\u5ba3\u4f48\u4e86<\/span><a href=\"https:\/\/www.thestar.com.my\/news\/nation\/2023\/03\/04\/epf-declares-535-dividend-for-conventional-savings-475-for-syariah\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6d3e\u606f5.35%<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u9019\u500b\u5229\u606f\u662f\u975e\u5e38\u6709\u7af6\u722d\u529b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u6839\u64da1991\u5e74\u516c\u7a4d\u91d1\u6cd5\uff0c\u7121\u8ad6\u5728\u4ec0\u9ebc\u6a23\u7684\u60c5\u6cc1\u4e0b\uff0c\u516c\u7a4d\u91d1\u5c40\u90fd\u5fc5\u9808\u81f3\u5c11<\/span><a href=\"https:\/\/www.kwsp.gov.my\/en\/about-epf\/news-highlights\/references\/epf-act-1991\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u4fdd\u8b49\u6d3e\u606f2.5%<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u52a0\u4e0a\uff0cEPF\u662f\u53d7\u653f\u5e9c\u4fdd\u8b77\u7684\uff0c\u5b89\u5168\u7684\u554f\u984c\u6bcb\u5eb8\u7f6e\u7591\u3002\u9664\u6b64\u4e4b\u5916\uff0cEPF\u9084\u53ef\u7528\u65bc\u500b\u4eba\u6263\u7a05\u9ad8\u9054RM4,000\uff0c\u5176\u512a\u9ede\u662f\u975e\u5e38\u591a\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6240\u4ee5\uff0c\u53ea\u670911%\u7684\u5de5\u8cc7\u80fd\u5920\u4eab\u53d7\u5229\u606f\uff0c\u5176\u5be6\u662f\u4e0d\u592a\u5212\u7b97\u7684\u3002\u56e0\u6b64\uff0c\u653f\u5e9c\u4e5f\u5141\u8a31\u6211\u5011\u81ea\u4e3b\u7e73\u7d0d\u516c\u7a4d\u91d1\uff08i-Saraan\uff09\u3002\u9019\u6a23\u4e00\u4f86\uff0c\u6211\u5011\u5c31\u53ef\u4ee5\u52a0\u5927\u672c\u91d1\uff0c\u4eab\u53d7\u66f4\u591a\u7684\u5229\u606f\u6536\u5165\u3002\u60f3\u8981\u77e5\u9053\u5982\u4f55\u81ea\u5df1\u7e73\u7d0d\u516c\u7a4d\u91d1\uff0c\u53ef\u4ee5<\/span><b>\u9ede\u64ca\u95b2\u8b80\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/should-you-put-your-savings-in-epf\/\"><b>EPF\u6d3e\u606f5.35%\uff01\u628a\u9322\u5b58\u5728EPF\u4f5c\u9000\u4f11\u91d1\u503c\u5f97\u55ce\uff1fEPF\u5229\u606f\u7a69\u5b9a\u55ce\uff1f<\/b><\/a><\/p><p><span style=\"font-weight: 400;\">\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u7531\u65bcEPF\u7684\u76ee\u7684\u662f\u7232\u4e86\u5132\u84c4\u6211\u5011\u7684\u990a\u8001\u91d1\uff0c\u56e0\u6b64\uff0c\u53ea\u6709\u5728\u7279\u6b8a\u60c5\u6cc1\u4e0b\uff0c\u5982\uff1a\u8cb7\u623f\u3001\u9700\u8981\u511f\u9084\u5b69\u5b50\u7684\u5b78\u8cbb\u300150\u621655\u6b72\u9000\u4f11\u7b49\u91cd\u8981\u7528\u9014\u624d\u80fd\u63d0\u6b3e\uff0c\u6d41\u52d5\u6027\u6bd4\u8f03\u4f4e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5c0d\u73fe\u91d1\u6d41\u7684\u8981\u6c42\u4e0d\u9ad8\uff0c\u4e14\u60f3\u7232\u81ea\u5df1\u7684\u9000\u4f11\u751f\u6d3b\u6dfb\u52a0\u4fdd\u969c\uff0c\u90a3\u9ebdEPF\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u53ef\u89c0<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u63d0\u6b3e\u9650\u5236\uff0c\u6d41\u52d5\u6027\u4f4e<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4fdd\u8b49\u6700\u4f4e2.5%\u5229\u606f<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u53ef\u4ee5\u6263\u7a05<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5165\u91d1\u9580\u6abb\u6975\u4f4e<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u984d\u5916\u8cbb\u7528<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b28abc4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b28abc4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a34d9c9\" data-id=\"a34d9c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-654ff54 elementor-widget elementor-widget-heading\" data-id=\"654ff54\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.\u79c1\u4eba\u9000\u4f11\u8a08\u5283 Private Retirement Scheme\uff08PRS\uff09\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eadca6e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eadca6e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7418126\" data-id=\"7418126\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c539645 elementor-widget elementor-widget-text-editor\" data-id=\"c539645\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM100<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d042% - 4%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2de3061 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2de3061\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65f4b00\" data-id=\"65f4b00\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cea848c elementor-widget elementor-widget-text-editor\" data-id=\"cea848c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u79c1\u4eba\u9000\u4f11\u8a08\u5283 \uff08Private Retirement Scheme\uff0cPRS\uff09\u662f\u99ac\u4f86\u897f\u4e9e\u79c1\u4eba\u9000\u4f11\u91d1\u7ba1\u7406\u5c40\uff08Private Pension Administrator\uff09\u63a8\u51fa\u7684\u81ea\u9858\u6027\u9577\u671f\u5132\u84c4\u8a08\u5283\uff0c\u76ee\u7684\u662f\u7232\u4e86\u5e6b\u52a9\u5927\u99ac\u4eba\u61c9\u5c0d\u9000\u4f11\u751f\u6d3b\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-47298 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/ppa-prs-logo.png\" alt=\"\" width=\"663\" height=\"206\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/ppa-prs-logo.png 663w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/ppa-prs-logo-300x93.png 300w\" sizes=\"(max-width: 663px) 100vw, 663px\" \/><\/p><p><span style=\"font-weight: 400;\">\u9019\u500b\u8a08\u5283\u53d7\u5230\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u76e3\u7763\u59d4\u54e1\u6703\uff08Securities Commision Malaysia\uff09\u76e3\u7ba1\uff0c\u5408\u6cd5\u6027\u548c\u5b89\u5168\u90fd\u7372\u5f97\u4fdd\u969c\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7531\u65bcPRS\u5c6c\u65bc\u57fa\u91d1\uff0c\u6240\u4ee5\u6295\u8cc7\u7d44\u5408\u6703\u53d7\u5230\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u8fd1\u5e74\u4f86\u983b\u983b\u7206\u767c\u7684\u9ed1\u5929\u9d5d\u4e8b\u4ef6\uff0c\u5982\uff1a\u65b0\u51a0\u75ab\u60c5\u3001\u4fc4\u70cf\u6230\u722d\u3001\u7f8e\u570b\u52a0\u606f\u7b49\u554f\u984c\uff0c\u4f7f\u5f97PRS\u57fa\u91d1\u8868\u73fe\u4e00\u822c\uff0c<\/span><a href=\"https:\/\/www.ppa.my\/prs-funds-information\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u56de\u5831\u50c5\u67092%-4%<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u5229\u606f\u548c\u5b9a\u5b58\u5dee\u4e0d\u591a\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6216\u8a31\u6709\u4eba\u8a8d\u7232PRS\u5229\u606f\u90a3\u9ebd\u4f4e\uff0c\u4e0d\u5982\u4e7e\u8106\u53ea\u6295\u8cc7\u5728\u5b9a\u5b58\u597d\u4e86\u3002\u4f46\u7531\u65bc\u79c1\u4eba\u9000\u4f11\u8a08\u5283\u662f\u4e00\u7a2e\u57fa\u91d1\uff0c\u57fa\u91d1\u5185\u5305\u62ec\u5404\u7a2e\u5404\u6a23\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u5305\u62ec\u80a1\u7968\u3001\u50b5\u5238\u3001\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u7b49\uff0c\u53ef\u4ee5\u4f7f\u6211\u5011\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408\uff0c\u5206\u6563\u98a8\u96aa\uff0c\u9019\u662f\u5b9a\u5b58\u6240\u6c92\u6709\u7684\u512a\u52e2\u3002\u800c\u5728PRS\u7684\u6295\u8cc7\u9580\u6abb\u975e\u5e38\u4f4e\uff0c\u50c5\u9700RM100\u4fbf\u53ef\u4ee5\u958b\u59cb\u6295\u8cc7\uff0c\u9084\u53ef\u4ee5\u6263\u7a05\u9ad8\u9054RM3,000\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u4e00\u65e6\u8aaa\u5230\u57fa\u91d1\uff0c\u5c31\u9700\u8981\u57fa\u91d1\u7d93\u7406\u7ba1\u7406\u3002\u56e0\u6b64\u5728\u8cfc\u8cb7PRS\u6642\uff0c\u6211\u5011\u4e5f\u8981\u4ed8\u4e00\u5b9a\u7684<\/span><a href=\"https:\/\/www.ppa.my\/wp-content\/uploads\/2023\/02\/PRS-Fund-Fees-Table.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u92b7\u552e\u8cbb\u3001\u7ba1\u7406\u8cbb<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u548cEPF\u4e00\u6a23\uff0cPRS\u7684\u76ee\u7684\u662f\u7232\u4e86\u4fdd\u8b49\u6211\u5011\u9000\u4f11\u5f8c\u9084\u6709\u4e00\u7b46\u88ab\u6536\u5165\uff0c\u56e0\u6b64\u7121\u6545\u63d0\u6b3e\u5c07\u88ab\u5fb5\u6536<\/span><a href=\"https:\/\/www.ppa.my\/prs-and-you\/prs-faq\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">8%\u7684\u61f2\u7f70\u6027\u7a05\u6536<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><b>\u9ede\u64ca\u95b2\u8b80\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/what-is-private-retirement-scheme-prs\/\"><b>\u4ec0\u9ebc\u662fPRS\u79c1\u4eba\u9000\u4f11\u8a08\u756b? \u548cEPF\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1fPRS\u503c\u5f97\u6295\u8cc7\u55ce\uff1f<\/b><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5b89\u5168<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u4f4e<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u8981\u4ed8\u7ba1\u7406\u8cbb\u3001\u5c0f\u6536\u8cbb\u7b49\u8cbb\u7528<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u53ef\u4ee5\u6263\u7a05<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u63d0\u6b3e\u9650\u5236<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4127ab7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4127ab7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fddc014\" data-id=\"fddc014\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c724a18 elementor-widget elementor-widget-heading\" data-id=\"c724a18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1 SSPN<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-47eedfe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"47eedfe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d9644cc\" data-id=\"d9644cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5021cc elementor-widget elementor-widget-text-editor\" data-id=\"b5021cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM20\uff08SSPN Prime\uff09\uff0cRM30\uff08SSPN Plus\uff09<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a3%-4%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-461772e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"461772e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf5f78a\" data-id=\"bf5f78a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2467fd elementor-widget elementor-widget-text-editor\" data-id=\"f2467fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u662f\u4e00\u4f4d\u5bb6\u9577\uff0c\u6216\u8a31\u6703\u70ba\u5b69\u5b50\u7684\u6559\u80b2\u57fa\u91d1\u800c\u7169\u60f1\uff0c\u64d4\u5fc3\u96a8\u8457\u901a\u8ca8\u81a8\u8139\u4e0d\u65b7\u98c6\u5347\uff0c\u672a\u4f86\u6c92\u6709\u8db3\u5920\u7684\u8cc7\u652f\u6490\u5b69\u5b50\u4e0a\u5927\u5b78\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u90a3\u9ebd\u4f60\u53ef\u4ee5\u8003\u616e 2004 \u5e74\u5927\u99ac\u9ad8\u7b49\u6559\u80b2\u57fa\u91d1\u5c40\uff08PTPTN\uff09\u63a8\u51fa\u7684\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1 \uff08Skim Simpanan Pendidikan Nasional\uff0cSSPN\uff09\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-47300 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Skim-Simpanan-Pendidikan-Nasional.png\" alt=\"\" width=\"350\" height=\"94\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Skim-Simpanan-Pendidikan-Nasional.png 350w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Skim-Simpanan-Pendidikan-Nasional-300x81.png 300w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/p><p><span style=\"font-weight: 400;\">\u9019\u500b\u57fa\u91d1\u5206\u7232 SSPN Prime \u548c SSPN Plus\u3002SSPN Prime\u662f\u6bd4\u8f03\u57fa\u790e\u7684\u6559\u80b2\u57fa\u91d1\uff0c\u53ea\u9700\u8981RM20\u4fbf\u53ef\u958b\u59cb\u6295\u8cc7\uff0c\u4f46\u662f\u50c5\u80fd\u7372\u5f97\u6703\u6559\u4fdd\u96aa\u3001\u64ab\u5379\u91d1\u4ee5\u53ca\u914d\u5c0d\u88dc\u52a9\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u800c SSPN Plus \u662f SSPN Prime \u7684\u52a0\u5f3a\u7248\uff0c\u5728\u57fa\u790e\u7684\u56de\u6559\u4fdd\u96aa\u3001\u64ab\u5379\u91d1\u4e4b\u4e0a\uff0c\u589e\u6dfb\u4e86\u4eba\u58fd\u4fdd\u96aa\u548c\u75be\u75c5\u4fdd\u96aa\uff0c\u6700\u4f4e\u9700\u8981\u5165\u91d1RM30\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7121\u8ad6\u662f SSPN Prime \u9084\u662f SSPN Plus \u90fd\u53ef\u4ee5\u7372\u5f97\u6700\u9ad8 RM8,000 \u7684\u7a05\u52d9\u6e1b\u514d\uff0c\u4f46\u9019\u9805\u512a\u60e0\u622a\u6b62\u65bc 2024 \u5e74\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">SSPN \u7684\u5229\u606f\u5927\u7d04\u4ecb\u65bc <\/span><a href=\"https:\/\/www.ptptn.gov.my\/KalkulatorDividen\/Dividentahunan\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">3%-4%<\/span><\/a><span style=\"font-weight: 400;\"> \u4e4b\u9593\uff0c\u8207\u5b9a\u5b58\u76f8\u5dee\u7121\u5e7e\uff0c\u4f46\u56e0\u7232\u5176\u6559\u80b2\u5c08\u7528\u76ee\u7684\uff0c\u80fd\u5920\u70ba\u5b69\u5b50\u5011\u63d0\u4f9b\u66f4\u591a\u4fdd\u96aa\u4fdd\u969c\u3002<\/span><\/p><p><b>\u9ede\u64ca\u95b2\u8b80\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/what-is-sspn\/\"><b>SSPN\u6d3e\u606f3.05%\uff0c\u6263\u7a05\u512a\u60e0\u53ea\u5ef6\u9577\u81f32024\u5e74\uff01\u628a\u6559\u80b2\u57fa\u91d1\u5b58\u5728SSPN Prime &amp; SSPN Plus\u9084\u503c\u5f97\u55ce\uff1f\u5982\u4f55\u958bSSPN\u6236\u53e3\uff1f<\/b><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5b89\u5168<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u4f4e<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u8981\u4ed8\u7ba1\u7406\u8cbb\u3001\u5c0f\u6536\u8cbb\u7b49\u8cbb\u7528<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u53ef\u4ee5\u6263\u7a05<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u63d0\u6b3e\u9650\u5236<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fe45680 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe45680\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72748fe\" data-id=\"72748fe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8e6701 elementor-widget elementor-widget-heading\" data-id=\"d8e6701\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5.\u5927\u99ac\u570b\u6c11\u4fe1\u6258\u57fa\u91d1 ASNB<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d4097c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d4097c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a445fc1\" data-id=\"a445fc1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68913d3 elementor-widget elementor-widget-text-editor\" data-id=\"68913d3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b501\u661f\u534a<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM10<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d044% - 6%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fb08dce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb08dce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36cda56\" data-id=\"36cda56\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-738055e elementor-widget elementor-widget-text-editor\" data-id=\"738055e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5927\u99ac\u570b\u6c11\u4fe1\u6258\u57fa\u91d1\uff08Amanah Saham Nasional Berhad\uff0cASNB) \u662f\u653f\u5e9c\u5b98\u806f\u516c\u53f8\uff08Permodalan Nasional Berhad\uff0cPNB\uff09\u7684\u5168\u8d44\u5b50\u516c\u53f8\uff0c\u7e3d\u5171\u63a8\u51fa\u4e86 17 \u7a2e\u4fe1\u6258\u57fa\u91d1\u4f9b\u570b\u6c11\u9078\u64c7\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-47304 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/asnb-online.png\" alt=\"\" width=\"500\" height=\"194\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/asnb-online.png 500w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/asnb-online-300x116.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/p><p><span style=\"font-weight: 400;\">\u9019 17 \u500b\u57fa\u91d1\u4e2d\uff0c\u5927\u81f4\u53ef\u4ee5\u5206\u7232\u56fa\u5b9a\u50f9\u683c\u57fa\u91d1\u548c\u6d6e\u52d5\u50f9\u683c\u57fa\u91d1\u3002\u7531\u65bc\u6d6e\u52d5\u50f9\u683c\u57fa\u91d1\u6703\u53d7\u5230\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u98a8\u96aa\u8f03\u9ad8\uff0c\u56e0\u6b64\u5efa\u8b70\u65b0\u624b\u6295\u8cc7\u8005\u53ef\u4ee5\u5f9e\u56fa\u5b9a\u50f9\u683c\u57fa\u91d1\u8457\u624b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7531\u65bc\u56fa\u5b9a\u50f9\u683c\u57fa\u91d1\u7684\u50f9\u683c\u5e38\u5e74\u7dad\u6301\u57281\u500b\u55ae\u4f4d\/RM1\uff0c\u50f9\u683c\u56fa\u5b9a\uff0c\u6240\u4ee5\u7576\u4f60\u6295\u8cc7\u4e86RM1,000 \u8cfc\u8cb7\u4e86\u57fa\u91d1\uff0c\u7576\u4f60\u60f3\u8981\u8ce3\u6389\u624b\u4e0a\u6301\u6709\u7684\u57fa\u91d1\u6642\u4e00\u6a23\u4e5f\u80fd\u4ee5 RM1,000 \u7684\u50f9\u683c\u552e\u8ce3\uff0c\u4f60\u7684\u672c\u91d1\u4e0d\u6703\u56e0\u7232\u5e02\u5834\u6ce2\u52d5\u800c\u53d7\u5230\u4fb5\u8755\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0cASNB \u7684\u56fa\u5b9a\u50f9\u683c\u57fa\u91d1\u7684\u597d\u8655\u662f\u5b83\u7684\u5165\u91d1\u9580\u6abb\u975e\u5e38\u4f4e\uff0c\u50c5\u9700 RM10\uff0c\u4e14\u4e0d\u5fb5\u6536\u4efb\u4f55\u92b7\u552e\u8cbb\uff0c\u80fd\u5e6b\u52a9\u6211\u5011\u5be6\u73fe\u6295\u8cc7\u6548\u76ca\u7684\u6700\u5927\u5316\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u56fa\u5b9a\u50f9\u683c\u57fa\u91d1\u7684\u6d3e\u606f\u4e5f\u76f8\u7576\u53ef\u89c0\uff0c7\u5e74\u4ee5\u4f86\u7dad\u6301\u5728 4%-6% \u7684\u5229\u606f\u6c34\u5e73\uff0c\u50cf\u662f\u4eca\u5e74\u5c31\u5ba3\u4f48<\/span><a href=\"https:\/\/www.chinapress.com.my\/20230330\/%E5%9B%BD%E6%B0%91%E4%BF%A1%E6%89%982%E5%9F%BA%E9%87%91%E6%B4%BE%E6%81%AF-asm%E6%AF%8F%E5%8D%95%E4%BD%8D%E6%B4%BE4-5%E4%BB%99\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u6d3e\u606f4.5%<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u80fd\u5920\u62b5\u79a6\u901a\u8ca8\u81a8\u8139\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">ASNB \u7684\u7f3a\u9ede\u662f\uff0c\u7531\u65bc\u4fe1\u6258\u57fa\u91d1\u5c6c\u65bc\u6295\u8cc7\uff0c\u800c\u4e0d\u662f\u500b\u4eba\u5b58\u6b3e\uff0c\u6240\u4ee5\u4e0d\u53d7PIDM\u4fdd\u8b77\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0cASNB\u57fa\u91d1\u7684\u55ae\u4f4d\u975e\u5e38\u6709\u9650\uff0c\u53ea\u80fd\u7b49\u5f85\u6301\u6709\u8005\u552e\u8ce3\u6216ASNB\u958b\u653e\u65b0\u55ae\u4f4d\u3002\u4e0d\u904e\uff0c\u6bcf\u6b21ASNB\u57fa\u91d1\u55ae\u4f4d\u958b\u653e\u8cfc\u8cb7\u6642\uff0c\u53c8\u662f\u4e00\u5834\u6fc0\u70c8\u7684\u722d\u596a\u6230\uff0c\u53ea\u80fd\u62fc\u624b\u901f\u548c\u904b\u6c23\u3002<\/span><\/p><p><b>\u5982\u679c\u4f60\u60f3\u77e5\u9053\u5982\u4f55\u8cfc\u8cb7ASNB\u57fa\u91d1\uff0c\u9ede\u64ca\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\"><b>2023\u5e74ASNB\u4fe1\u6258\u57fa\u91d1\u6d3e\u606f4.5%\uff01ASNB\u9084\u503c\u5f97\u6295\u8cc7\u55ce\uff1f \u600e\u6a23\u8cb7ASNB\u57fa\u91d1\uff1f<\/b><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u53ef\u89c0<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u53d7PIDM\u4fdd\u8b77<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5165\u91d1\u9580\u6abb\u6975\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u57fa\u91d1\u55ae\u4f4d\u6709\u9650<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u50f9\u683c\u56fa\u5b9a\uff0c\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u92b7\u552e\u8cbb\u7528<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-293e870 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"293e870\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d7e4ff\" data-id=\"9d7e4ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-164eadf elementor-widget elementor-widget-heading\" data-id=\"164eadf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">6.\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1 Money Market Fund<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdc898a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdc898a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-94d071d\" data-id=\"94d071d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ad4c54 elementor-widget elementor-widget-text-editor\" data-id=\"9ad4c54\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4e2d\u4f4e\u2b50\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM1,000<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d041% - 3%<\/b><br \/><br \/><b>\u63a8\u85a6\u5e73\u81fa\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/what-is-moomoo\/\">moomoo Cash Plus<\/a>\u3001<a href=\"https:\/\/valueinmind.co\/zh\/how-to-use-rm1000-invest-in-bond\/\">FSMOne<\/a>\u3001Versa\u3001Maybank\u3001CIMB\u3001UOB\u7b49\u5404\u5927\u9280\u884c<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1c1319 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1c1319\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dfe72e5\" data-id=\"dfe72e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aa9d707 elementor-widget elementor-widget-text-editor\" data-id=\"aa9d707\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\uff08Money Market Fund\uff0cMMF\uff09\u662f\u4fe1\u6258\u57fa\u91d1\u7684\u5176\u4e2d\u4e00\u7a2e\u3002\u5b83\u7684\u6295\u8cc7\u7d44\u5408\u975e\u5e38\u591a\u5143\u5316\uff0c\u4e3b\u8981\u6295\u8cc7\u65bc\u77ed\u671f\u7684\u91d1\u878d\u5de5\u5177\uff0c\u5982\u570b\u5eab\u5238\u3001\u5546\u696d\u7968\u64da\u3001\u5b9a\u671f\u5b58\u6b3e\u548c\u77ed\u671f\u50b5\u5238\u7b49\uff0c\u53ef\u4ee5\u5e6b\u52a9\u6211\u5011\u5206\u6563\u98a8\u96aa\u3002\u9019\u4e9b\u91d1\u878d\u5de5\u5177\u7684\u5230\u671f\u671f\u9650\u901a\u5e38\u5728\u4e00\u5e74\u4ee5\u5167\uff0c\u56e0\u6b64\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u7684\u6295\u8cc7\u671f\u9650\u4e5f\u8f03\u77ed\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u7684\u7279\u9ede\u662f\u98a8\u96aa\u76f8\u5c0d\u8f03\u4f4e\uff0c\u4e26\u4e14\u5177\u6709\u9ad8\u5ea6\u7684\u6d41\u52d5\u6027\uff0c\u4e0d\u50cf\u5b9a\u671f\u5b58\u6b3e\u4e00\u6a23\u6709\u9396\u5b9a\u671f\uff0c\u5fc5\u9808\u8981\u5b58\u4e00\u6bb5\u6642\u9593\u624d\u80fd\u4fdd\u8b49\u5229\u606f\u6536\u5165\u3002\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u7684\u5229\u606f\u662f\u6bcf\u65e5\u7d50\u7b97\u7684\uff0c\u56e0\u6b64\uff0c\u6211\u5011\u53ef\u4ee5\u6b72\u6578\u8d16\u56de\u8cc7\u91d1\uff0c\u5373\u4f7f\u7a81\u7136\u63d0\u6b3e\uff0c\u5229\u606f\u4e5f\u4e0d\u6703\u53d7\u4efb\u4f55\u5f71\u97ff\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u57fa\u91d1\u7684\u56de\u5831\u6703\u53d7\u5230\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4e0d\u50cf\u5b9a\u5b58\u4e00\u6a23\u6709\u56fa\u5b9a\u7684\u5229\u606f\u6536\u5165\u3002\u5e02\u5834\u8868\u73fe\u597d\uff0c\u6295\u8cc7\u56de\u5831\u53ef\u90543%\u6216\u4ee5\u4e0a\uff0c\u4f46\u82e5\u5e02\u5834\u8868\u9078\u4e0d\u597d\u6216\u57fa\u91d1\u4e2d\u7684\u6295\u8cc7\u7d44\u5408\u8868\u73fe\u4e0d\u4f73\uff0c\u90a3\u9ebd\u6295\u8cc7\u56de\u5831\u6709\u53ef\u80fd\u4f4e\u81f31%\u3002\u7e3d\u9ad4\u4f86\u770b\u56de\u5831\u6bd4\u8f03\u4f4e\uff0c\u5efa\u8b70\u5927\u5bb6\u5728\u9078\u64c7\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u6642\u53ef\u4ee5\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u591a\u65b9\u9762\u5c0d\u6bd4\u4e0d\u540c\u4f9b\u61c9\u5546\u7684\u57fa\u91d1\u548c\u92b7\u552e\u8cbb\u7684\u5340\u5225\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u5c6c\u65bc\u6295\u8cc7\uff0c\u56e0\u6b64\u4e0d\u53d7PIDM\u4fdd\u8b77\u3002\u5047\u82e5\u9280\u884c\u6216\u57fa\u91d1\u5e73\u81fa\u4e0d\u5e78\u7834\u7522\u5012\u9589\uff0c\u6211\u5011\u4e5f\u7121\u6cd5\u7372\u5f97\u8ce0\u511f\u3002\u4f46\u4e00\u822c\u800c\u8a00\uff0c\u80fd\u5920\u63d0\u4f9b\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u7684\u6a5f\u69cb\u4fe1\u7528\u90fd\u8f03\u7232\u826f\u597d\uff0c\u4e14\u8655\u65bc\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u76e3\u7763\u59d4\u54e1\u6703\u7684\u76e3\u7ba1\uff0c\u56e0\u6b64\u767c\u751f\u9055\u7d04\u7684\u6a5f\u7387\u4e5f\u8f03\u5c0f\u3002<\/span><\/p><p><strong>\u9ede\u64ca\u95b2\u8b80\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/what-is-money-market-fund\/\"><strong>Money Market Fund\u662f\u4ec0\u4e48\uff1f\u8d27\u5e01\u57fa\u91d1\u6709\u98ce\u9669\u5417\uff1f<\/strong><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u56de\u5831\u8f03\u4f4e<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u4e0d\u7a69\u5b9a<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u8981\u4ed8\u92b7\u552e\u8cbb<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5206\u6563\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u53d7PIDM\u4fdd\u8b77<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u53ef\u4ee5\u96a8\u6642\u63d0\u6b3e\u8d16\u56de\uff0c\u5229\u606f\u4e0d\u53d7\u5f71\u97ff<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab74385 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab74385\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9655665\" data-id=\"9655665\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ec4786 elementor-widget elementor-widget-heading\" data-id=\"6ec4786\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">7.\u96fb\u5b50\u73fe\u91d1\u7ba1\u7406\u5e73\u81fa\uff08Digital Cash Management Platform\uff09<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-843ef16 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"843ef16\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b5e30a1\" data-id=\"b5e30a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-681bdbb elementor-widget elementor-widget-text-editor\" data-id=\"681bdbb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u4e00\u822c\u800c\u8a00\uff0c\u5982\u679c\u6211\u5011\u628a\u9322\u5b58\u5728\u96fb\u5b50\u8cec\u6236\uff0c\u5be6\u969b\u4e0a\u8a72\u8cec\u6236\u53ea\u80fd\u5145\u7576\u96fb\u5b50\u9322\u5305\uff0c\u53ea\u80fd\u82b1\u9322\uff0c\u4e0d\u6703\u751f\u9322\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f46\u662f\uff0c\u96fb\u5b50\u73fe\u91d1\u7ba1\u7406\u5e73\u81fa\u7684\u8a95\u751f\uff0c\u53ef\u4ee5\u8b93\u6211\u5011\u628a\u96f6\u9322\u6216\u9591\u7f6e\u7684\u8cc7\u91d1\u5b58\u5165\u5176\u96fb\u5b50\u5e33\u6236\uff0c\u5e76<\/span><b>\u53c3\u8207\u5230\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1<\/b><span style=\"font-weight: 400;\">\u7684\u6295\u8cc7\u4e2d\uff0c\u901a\u904e\u652f\u4ed8\u6211\u5011\u4e00\u5b9a\u7684\u5229\u606f\uff0c\u4f7f\u5c0f\u9322\u5229\u6efe\u5229\uff0c\u6162\u6162\u8b8a\u5927\u9322\u3002\u5b83\u6700\u5927\u7684\u597d\u8655\u5c31\u5728\u65bc\u5176\u9ad8\u5ea6\u7684\u6d41\u52d5\u6027\u548c\u4fbf\u5229\u6027\u3002\u4f60\u53ef\u4ee5\u96a8\u6642\u5b58\u9322\u548c\u63d0\u6b3e\uff0c\u4e0d\u904e\u9700\u8981\u7d93\u904e1-4\u500b\u5de5\u4f5c\u65e5\u7684\u6642\u9593\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c7b5d24 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c7b5d24\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26c7e41\" data-id=\"26c7e41\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb4b19b elementor-widget elementor-widget-heading\" data-id=\"fb4b19b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">GO+<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ea40478 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea40478\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5aae9cb\" data-id=\"5aae9cb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e755d76 elementor-widget elementor-widget-text-editor\" data-id=\"e755d76\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b501\u661f\u534a<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM10<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u622a\u7a3f\u6642\uff082023\u5e746\u670816\u65e5\uff09\u662f3.45%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-212c8ee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"212c8ee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa95362\" data-id=\"fa95362\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48383f3 elementor-widget elementor-widget-text-editor\" data-id=\"48383f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">GO+ \u662f\u99ac\u4f86\u897f\u4e9e\u9996\u500b\u63a8\u52d5\u5c0f\u984d\u6295\u8cc7\u7684\u96fb\u5b50\u9322\u5305\uff0c\u7531\u4e00\u89f8\u5373\u901a\u96c6\u5718\uff08Touch &#8216;n Go\uff09\u548c\u4fe1\u5b89\u8cc7\u7522\u7ba1\u7406\u6709\u9650\u516c\u53f8\uff08Principal Asset Management\uff09\u5171\u540c\u63a8\u51fa\uff0c\u53d7\u5230\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u59d4\u54e1\u6703\u76e3\u7ba1\u3002<\/span><\/p><figure id=\"attachment_47307\" aria-describedby=\"caption-attachment-47307\" style=\"width: 788px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-47307 size-large\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-788x1024.jpg\" alt=\"\" width=\"788\" height=\"1024\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-788x1024.jpg 788w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-231x300.jpg 231w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-768x998.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-750x974.jpg 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go.jpg 1080w\" sizes=\"(max-width: 788px) 100vw, 788px\" \/><figcaption id=\"caption-attachment-47307\" class=\"wp-caption-text\"><strong><em>\u5728\u624b\u6a5fTnG e-wallet APP\u5373\u53ef\u958b\u901aGO+\u529f\u80fd<\/em><\/strong><\/figcaption><\/figure><p><span style=\"font-weight: 400;\">\u7528\u6236\u53ea\u9700\u4ee5\u6700\u4f4e RM10 \u4fbf\u53ef\u901a\u904e GO+ \u6295\u8cc7\u65bc\u4fe1\u5b89\u65d7\u4e0b\u7684 <\/span><a href=\"https:\/\/www.principal.com.my\/en\/ecfa\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Principal e-Cash Fund\uff08Class A\uff09<\/span><\/a><span style=\"font-weight: 400;\">\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\uff0c\u9810\u671f\u7372\u5f97 3% &#8211; 4% \u7684\u5229\u7387\u3002\u9019\u500b\u57fa\u91d1\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9\uff0c\u56e0\u6b64\u4e5f\u9069\u5408\u7a46\u65af\u6797\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u548c\u4e00\u822c\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u4e00\u6a23\uff0cGO+ \u57fa\u91d1\u7684\u6295\u8cc7\u7d44\u5408\u4e5f\u975e\u5e38\u591a\u5143\u5316\uff0c\u6295\u8cc7\u65bc\u73fe\u91d1\u3001\u4f0a\u65af\u862d\u5b9a\u671f\u5b58\u6b3e\u3001\u4f0a\u65af\u862d\u50b5\u5238\u3001\u56de\u6559\u8ca8\u5e63\u5e02\u5834\u7b49\u56fa\u5b9a\u6536\u76ca\u4e14\u98a8\u96aa\u8f03\u4f4e\u7684\u7522\u54c1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7528\u6236\u53ef\u4ee5\u540c\u6642\u4f7f\u7528 GO+ \u548c\u96fb\u5b50\u9322\u5305\uff0c\u5c07\u96fb\u5b50\u9322\u5305\u9918\u984d\u6216\u9280\u884c\u5b58\u6b3e\u8f49\u79fb\u5230 GO+ \u6295\u8cc7\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u3002\u7576\u96fb\u5b50\u9322\u5305\u9918\u984d\u4e0d\u8db3\u6642\uff0c\u7528\u6236\u4e5f\u53ef\u4ee5\u96a8\u6642\u5f9e GO+ \u9032\u884c\u63d0\u73fe\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u6211\u5011\u9700\u8981<\/span><a href=\"https:\/\/support.tngdigital.com.my\/hc\/en-my\/articles\/360047119253-Are-there-any-charges-and-fees-when-I-Cash-In-into-GO-\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u652f\u4ed8<\/span><\/a><span style=\"font-weight: 400;\">\u5927\u7d040.45%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u548c0.03%\u7684\u5e74\u5ea6\u6258\u7ba1\u8cbb\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u7531\u65bc GO+ \u6295\u8cc7\u65bc\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\uff0c\u4e0d\u662f\u5b58\u6b3e\uff0c\u6240\u4ee5\u4e0d\u53d7PIDM\u4fdd\u8b77\uff0c\u56de\u5831\u4e5f\u56e0\u7232\u5e02\u5834\u6ce2\u52d5\u800c\u4e0d\u53d7\u4fdd\u8b49\u3002<\/span><\/p><p><strong>\u9ede\u64ca\u95b2\u8b80\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/touch-n-go-investment\/\"><strong>Touch n Go\u63a8\u51faGO+ \u53ea\u9700RM10\u5c31\u80fd\u6295\u8cc7\uff01\u4e00\u6587\u770b\u61c2 GO+ \u5c0f\u984d\u6295\u8cc7\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1<\/strong><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u64cd\u4f5c\u7c21\u55ae<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5e02\u5834\u98a8\u96aa<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u53d7PIDM\u4fdd\u8b77<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u9700\u8981\u652f\u4ed8\u5e74\u5ea6\u7ba1\u7406\u8cbb\u548c\u6258\u7ba1\u8cbb<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u9ad8\uff0c\u53ef\u96a8\u6642\u63d0\u73fe<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u6bd4\u8f03\u7a69\u5b9a<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d48bedd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d48bedd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b277136\" data-id=\"b277136\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-313f584 elementor-widget elementor-widget-heading\" data-id=\"313f584\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">GO Invest<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-488fe1b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"488fe1b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8906905\" data-id=\"8906905\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5dd767 elementor-widget elementor-widget-text-editor\" data-id=\"a5dd767\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b501\u661f\u534a<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM10<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u622a\u7a3f\u6642\uff082023\u5e746\u670816\u65e5\uff09\u662f3.95%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a362ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a362ab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6fef8db\" data-id=\"6fef8db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ecddef elementor-widget elementor-widget-text-editor\" data-id=\"8ecddef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">GO Invest \u548c GO+ \u4e00\u6a23\u662f\u7531\u4e00\u89f8\u5373\u901a\u96c6\u5718\uff08Touch &#8216;n Go\uff09\u548c\u4fe1\u5b89\u8cc7\u7522\u7ba1\u7406\u6709\u9650\u516c\u53f8\uff08Principal Asset Management\uff09\u5171\u540c\u63a8\u51fa\u7684\u53e6\u4e00\u9805\u6295\u8cc7\u7522\u54c1\uff0c\u4e00\u6a23\u53ea\u9700\u8981\u6700\u4f4eRM10\u4fbf\u53ef\u958b\u552e\u6295\u8cc7\u3002<\/span><\/p><figure id=\"attachment_47310\" aria-describedby=\"caption-attachment-47310\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-47310 size-large\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-invest-1024x944.jpg\" alt=\"\" width=\"1024\" height=\"944\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-invest-1024x944.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-invest-300x277.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-invest-768x708.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-invest-750x692.jpg 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/go-invest.jpg 1069w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-47310\" class=\"wp-caption-text\"><em><strong>\u4f7f\u7528\u624b\u6a5fTnG e-wallet\u5373\u53ef\u958b\u901aGO Invest<\/strong><\/em><\/figcaption><\/figure><p><span style=\"font-weight: 400;\">GO Invest \u96d6\u7136\u4e5f\u4e3b\u8981\u6295\u8cc7\u65bc\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\uff0c\u4e0d\u904e\u5176\u6295\u8cc7\u6a19\u7684\u662f <\/span><a href=\"https:\/\/www.principal.com.my\/en\/immfd\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Principal Islamic Money Market Fund (Class D)<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u9019\u500b\u57fa\u91d1\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9\uff0c\u4e3b\u8981\u5c07 90% \u7684\u8cc7\u91d1\u6295\u8cc7\u5728\u56de\u6559\u8ca8\u5e63\u5e02\u5834\u5de5\u5177\uff0c10% \u8cc7\u91d1\u6295\u8cc7\u5728\u56de\u6559\u56fa\u5b9a\u6536\u5165\u5de5\u5177\uff0c\u4f8b\u5982: \u56de\u6559\u5b9a\u671f\u5b58\u6b3e\u3001\u56de\u6559\u627f\u514c\u532f\u7968\u3001\u56de\u6559\u53ef\u8f49\u8b93\u5b58\u6b3e\u7968\u64da\u3002\u8fd9\u4e9b\u5de5\u5177\u90fd\u662f\u64c1\u6709\u56fa\u5b9a\u6536\u76ca\uff0c\u5177\u6709\u9ad8\u6d41\u52d5\u6027\u548c\u5bb9\u6613\u8b8a\u73fe\u7684\u4f4e\u98a8\u96aa\u91d1\u878d\u7522\u54c1\u3002\u622a\u7a3f\u6642\uff0c\u5b83\u7684\u56de\u5831\u662f3.95%\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9664\u6b64\u4e4b\u5916\uff0c\u5b83\u548c GO+ \u7684\u4e0d\u540c\u9ede\u5728\u65bc\uff0cGO Invest \u53ef\u4ee5\u8b93\u6211\u5011\u81ea\u7531\u9078\u64c7\u6295\u8cc7\u76ee\u6a19\uff08Goal-based Investing\uff09\uff0c\u4f8b\u5982\uff1a\u6559\u80b2\u57fa\u91d1\u3001\u7d50\u5a5a\u3001\u8cb7\u623f\u3001\u65c5\u884c\u3001\u990a\u8001\u7b49\u7b49\u7684\u76ee\u6807\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-47312 size-large\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST-519x1024.jpg\" alt=\"\" width=\"519\" height=\"1024\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST-519x1024.jpg 519w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST-152x300.jpg 152w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST-768x1516.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST-778x1536.jpg 778w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST-1037x2048.jpg 1037w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST-750x1481.jpg 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/TNG-GO-INVEST.jpg 1080w\" sizes=\"(max-width: 519px) 100vw, 519px\" \/><\/p><p><span style=\"font-weight: 400;\">\u5b83\u80fd\u591f\u7ed3\u5408\u4f60\u76ee\u524d\u7684\u8ca1\u52d9\u60c5\u6cc1\u548c\u6240\u9078\u64c7\u7684\u6295\u8cc7\u76ee\u6a19\u8a08\u7b97\u51fa\u4f60\u6bcf\u6708\u61c9\u8a72\u5728GO Invest\u6295\u5165\u591a\u5c11\u9322\u4ee5\u9054\u6210\u76ee\u6a19\uff0c\u5e6b\u52a9\u6211\u5011\u66f4\u6709\u8a08\u5283\u6027\u5730\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6709\u63d0\u6b3e\u7684\u9700\u8981\uff0cGO Invest\u4e5f\u5141\u8a31\u6211\u5011\u8d16\u56de\u8cc7\u91d1\uff0c\u56e0\u7232GO Invest\u6c92\u6709\u9396\u5b9a\u671f\uff0c\u6240\u4ee5\u4e0d\u6703\u5f71\u97ff\u6211\u5011\u7684\u5229\u606f\u6536\u5165\u3002\u4e0d\u904e\uff0cGO Invest\u7684\u8cc7\u91d1\u4e0d\u50cfGO+\u4e00\u6a23\uff0c\u53ef\u4ee5\u7528\u65bc\u96fb\u5b50\u9322\u5305\uff0c\u5165\u91d1\u3001\u51fa\u91d1\u90fd\u53ea\u80fd\u901a\u904e\u6211\u5011\u81ea\u5df1\u7684\u9280\u884c\u6236\u53e3\uff0c\u63d0\u6b3e\u4e5f\u9700\u89813-4\u500b\u5de5\u4f5c\u65e5\u624d\u80fd\u5230\u8cec\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u6211\u5011\u9700\u8981<\/span><a href=\"https:\/\/www.principal.com.my\/en\/investment-platform-faq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u652f\u4ed8<\/span><\/a><span style=\"font-weight: 400;\">0.40%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u548c0.02%\u7684\u5e74\u5ea6\u6258\u7ba1\u8cbb\u3002\u548cGO+\u4e00\u6a23\uff0cGO Invest\u5c6c\u65bc\u4e00\u7a2e\u6295\u8cc7\uff0c\u4e0d\u53d7PIDM\u4fdd\u8b77\uff0c\u56de\u5831\u4e5f\u6703\u6536\u5230\u5e02\u5834\u56e0\u7d20\u5f71\u97ff\u3002<\/span><\/p><p><strong>\u9ede\u64ca\u95b2\u8b80\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/what-is-tng-goinvest\/\">\u4ec0\u4e48\u662fTNG GO Invest\uff1f\u5e74\u5229\u606f3.95%\uff0c\u503c\u5f97\u6295\u8d44\u5417\uff1f<\/a><\/strong><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u64cd\u4f5c\u7c21\u55ae<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5e02\u5834\u98a8\u96aa<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u53d7PIDM\u4fdd\u8b77<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u9700\u8981\u652f\u4ed8\u5e74\u5ea6\u7ba1\u7406\u8cbb\u548c\u6258\u7ba1\u8cbb<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u63d0\u6b3e\u91d1\u984d\u9700\u89813-4\u500b\u5de5\u4f5c\u65e5\u624d\u5230\u8cec<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u9396\u5b9a\u671f<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u9ad8\uff0c\u53ef\u96a8\u6642\u63d0\u73fe<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6709\u8a08\u5283\u6027\u5730\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6cbb844 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6cbb844\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-244b800\" data-id=\"244b800\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38f3d29 elementor-widget elementor-widget-heading\" data-id=\"38f3d29\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Stashaway Simple<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e1e4367 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e1e4367\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d56d7\" data-id=\"68d56d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a44b6c9 elementor-widget elementor-widget-text-editor\" data-id=\"a44b6c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b501\u661f\u534a<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM0<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u622a\u7a3f\u6642\uff082023\u5e746\u670816\u65e5\uff09\u662f4.10%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d41cb18 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d41cb18\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65e621b\" data-id=\"65e621b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5bb9446 elementor-widget elementor-widget-text-editor\" data-id=\"5bb9446\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Stashaway Simple\u662f\u65b0\u52a0\u5761\u667a\u80fd\u6295\u8cc7\u5e73\u81faStashaway\u6240\u63a8\u51fa\u7684\u73fe\u91d1\u7ba1\u7406\u5de5\u5177\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-47317 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-300x77.png\" alt=\"\" width=\"300\" height=\"77\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-300x77.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-1024x262.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-768x196.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-1536x392.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-2048x523.png 2048w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-750x192.png 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-logo-1140x291.png 1140w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p><span style=\"font-weight: 400;\">\u548cGO+\uff0cGO Invest\u985e\u4f3c\uff0c\u5b83\u4e3b\u8981\u6295\u8cc7\u65bc\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\uff0c\u6295\u8cc7\u6a19\u7684100%\u6295\u8cc7\u65bc<\/span><a href=\"https:\/\/www.aminvest.com\/OurFunds\/UnitTrustFundsPDF\/ProductHighlightSheet\/PHSAmIncome.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">AmIncome Fund\u3002<\/span><\/a><span style=\"font-weight: 400;\">AmIncome Fund \u5c07\u5927\u7d04 70%\u7684\u57fa\u91d1\u8cc7\u7522\u51c0\u503c\u6295\u8cc7\u5728\u8ca8\u5e63\u5e02\u5834\u3001\u4e2d\u77ed\u671f\u56fa\u5b9a\u6536\u76ca\u7522\u54c1\u548c\u671f\u9650\u70ba 5 \u5e74\u6216\u4ee5\u4e0b\u7684\u53ef\u8f49\u8b93\u5b58\u6b3e\u7968\u64da\uff0c\u800c\u9918\u4e0b\u768430%\u5247\u662f\u73fe\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u76f4\u63a5\u6295\u8cc7\u8207AmIncome Fund\uff0c\u5165\u91d1\u7684\u6700\u4f4e\u9580\u6abb\u662fRM1000\uff0c\u9084\u8981\u7e73\u4ed80.8%\u7684\u5e74\u5ea6\u7ba1\u7406\u8cbb\u3002\u4f46\u5982\u679c\u4f60\u76f4\u63a5\u4f7f\u7528Stashaway Simple\uff0c\u5b8c\u5168\u6c92\u6709\u6700\u4f4e\u5165\u91d1\u9580\u6abb\uff0c\u5373\u4f7f\u4f60\u8981\u7528RM0.10\u958b\u59cb\u6295\u8cc7\u4e5f\u6c92\u554f\u984c\uff0c\u800c\u4e14\u4e5f<\/span><a href=\"https:\/\/www.stashaway.my\/simple\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u4e0d\u9700\u8981\u4ed8\u4efb\u4f55\u7ba1\u7406\u8cbb<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u5c31\u53ef\u4ee5\u4eab\u67094.10%\u7684\u56de\u5831\u3002\u63db\u53e5\u8a71\u8aac\uff0c\u6211\u5011\u6295\u9032\u53bb\u7684\u6bcf\u4e00\u5206\u9322\u5b8c\u5168\u5c6c\u65bc\u6211\u5011\uff0c\u5be6\u73fe\u6295\u8cc7\u6536\u76ca\u7684\u6700\u5927\u5316\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-47315 size-large\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-simple-1024x843.jpg\" alt=\"\" width=\"1024\" height=\"843\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-simple-1024x843.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-simple-300x247.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-simple-768x632.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-simple-750x617.jpg 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/stashaway-simple.jpg 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><p><span style=\"font-weight: 400;\">\u4e0d\u904e\u548c GO+ \u548c GO Inves t\u4e00\u6a23\uff0cStashaway\u4e00\u6a23\u4e0d\u53d7PIDM\u4fdd\u8b77\uff0c\u56de\u5831\u4e5f\u975e\u5e38\u4f9d\u8cf4\u65bc\u5e02\u5834\u7684\u8868\u73fe\u3002\u96d6\u7136Stashaway\u6c92\u6709\u4efb\u4f55\u9396\u5b9a\u671f\uff0c\u53ef\u4ee5\u96a8\u6642\u63d0\u73fe\uff0c\u4f46\u5b83\u4e5f\u548cGO Invest\u4e00\u6a23\uff0c\u9700\u8981\u7b49\u5f853-4\u500b\u5de5\u4f5c\u65e5\u624d\u80fd\u5230\u8cec\u3002<\/span><\/p><p>\u00a0<\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u64cd\u4f5c\u7c21\u55ae<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5e02\u5834\u98a8\u96aa\uff0c\u5229\u606f\u4e0d\u7a69\u5b9a<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u53d7PIDM\u4fdd\u8b77<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u63d0\u6b3e\u91d1\u984d\u9700\u89813-4\u500b\u5de5\u4f5c\u65e5\u624d\u5230\u8cec<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u4efb\u4f55\u7ba1\u7406\u8cbb<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u9396\u5b9a\u671f<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u9ad8\uff0c\u53ef\u96a8\u6642\u63d0\u73fe<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab3353e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab3353e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d5c78ec\" data-id=\"d5c78ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7aa762 elementor-widget elementor-widget-heading\" data-id=\"d7aa762\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Versa Cash<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3eba1d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f3eba1d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-715958f\" data-id=\"715958f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e012e0d elementor-widget elementor-widget-text-editor\" data-id=\"e012e0d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b501\u661f\u534a<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM10<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u622a\u7a3f\u6642\uff082023\u5e746\u670816\u65e5\uff09\u662f3.55% <br \/>\uff08\u512a\u60e0\uff1a\u57282023\u5e748\u670831\u65e5\u5b58\u5165RM30,000\u53ef\u7372\u5f974%\u56de\u5831\uff09<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-200437d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"200437d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bb71ef6\" data-id=\"bb71ef6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5aeca38 elementor-widget elementor-widget-text-editor\" data-id=\"5aeca38\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Versa \u662f\u53d7\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u59d4\u54e1\u76e3\u7763\u6703\u76e3\u7ba1\u7684\u99ac\u4f86\u897f\u4e9e\u672c\u571f\u6295\u8cc7\u5e73\u81fa\u3002Versa\u8207\u827e\u82ac\u9ec3\u6c0f\u8cc7\u7522\u7ba1\u7406\uff08Affin Hwang Asset Management Bhd\uff09\u5408\u4f5c\u63a8\u51faVersa Cash\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-47322 size-large\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Versa-Home-Page-1024x912.png\" alt=\"\" width=\"1024\" height=\"912\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Versa-Home-Page-1024x912.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Versa-Home-Page-300x267.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Versa-Home-Page-768x684.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Versa-Home-Page-750x668.png 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/Versa-Home-Page.png 1138w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><p><span style=\"font-weight: 400;\">\u8207\u524d\u9762\u5e7e\u500b\u73fe\u91d1\u7ba1\u7406\u5e73\u81fa\u985e\u4f3c\uff0cVersa Cash\u4e5f\u6295\u8cc7\u65bc\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u2014\u2014Affin Hwang Enhanced Deposit Fund\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u76f4\u63a5\u6295\u8cc7\u65bcAffin Hwang Enhanced Deposit Fund\uff0c\u5b83\u7684\u6700\u4f4e\u5165\u91d1\u662fRM10,000\uff0c\u7ba1\u7406\u8cbb\u70ba0.5%\u3002<strong>\u4f46\u662f\u5982\u679c\u4f60\u901a\u904eVersa Cash\u6295\u8cc7\uff0c\u53ea\u9700\u6700\u4f4eRM10\u5373\u53ef\u958b\u59cb\u6295\u8cc7\uff0c<\/strong><\/span><strong><a href=\"https:\/\/support.versa.com.my\/hc\/en-us\/articles\/12622344609687-What-are-the-fees-associated-with-Save-\" target=\"_blank\" rel=\"noopener\">\u7ba1\u7406\u8cbb<\/a>\u4f4e\u81f30.30%\uff0c\u6258\u7ba1\u8cbb0.05%\uff0c\u5c31\u80fd\u4eab\u6709<a href=\"https:\/\/versa.com.my\/versa-cash\/#:~:text=money%20market%20fund-,Enjoy%204.0%25%20p.a.%20Net%20Return%20Rate%20Promotion%20with%20Versa%20Cash,emergencies%20and%20short%2Dterm%20goals.\" target=\"_blank\" rel=\"noopener\">3.55%\u7684\u56de\u5831<\/a><\/strong><span style=\"font-weight: 400;\"><strong>\u3002<\/strong>\u800c\u4e14Versa Cash\u6c92\u6709\u4efb\u4f55\u9396\u5b9a\u671f\uff0c\u6211\u5011\u53ef\u4ee5\u96a8\u6642\u63d0\u73fe\u3002Versa Cash\u865f\u7a31\u53ea\u8981\u6211\u5011\u5728\u5de5\u4f5c\u65e5\u7684\u4e0b\u53483:30\u524d\u63d0\u51fa\u63d0\u6b3e\u7533\u8acb\uff0c\u8cc7\u91d1\u5c07\u5728\u9694\u5929\u9054\u5230\u6211\u5011\u7684\u6236\u53e3\uff0c\u51fa\u91d1\u975e\u5e38\u8fc5\u901f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>\ud83d\udc49\u597d\u5eb7\u63d2\u64ad\uff1a<\/strong>\u53ea\u8981\u57282023\u5e748\u670831\u524d\uff0c\u5728Versa Cash\u5165\u91d1RM30,000\u7684\u7528\u6236\uff0cVersa\u5c07\u7d66\u4e88<\/span><a href=\"https:\/\/versa.com.my\/versa-cash-3-2-net-return-rate-promotion\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u9ad8\u90544%\u7684\u56de\u5831<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u518d\u6b21\u5f3a\u8abf\uff0cVersa Cash\u4f5c\u7232\u4e00\u7a2e\u6295\u8cc7\uff0c\u4e0d\u662f\u5b58\u6b3e\uff0c\u4e0d\u53d7PIDM\u4fdd\u8b77\uff0c\u56de\u5831\u4e5f\u53d6\u6c7a\u65bc\u5e02\u5834\u7684\u8868\u73fe\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u64cd\u4f5c\u7c21\u55ae<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5e02\u5834\u98a8\u96aa\uff0c\u5229\u606f\u4e0d\u7a69\u5b9a<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u53d7PIDM\u4fdd\u8b77<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u9700\u8981\u652f\u4ed8\u5e74\u5ea6\u7ba1\u7406\u8cbb\u548c\u6258\u7ba1\u8cbb<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9\uff08\u9664\u975e\u4f60\u9078\u64c7Versa Cash-i\uff0c\u56de\u58312.56%\uff0c\u5176\u9918\u7279\u9ede\u985e\u4f3c\uff09<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u9396\u5b9a\u671f<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u9ad8\uff0c\u53ef\u96a8\u6642\u63d0\u73fe<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u51fa\u91d1\u901f\u5ea6\u5feb<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a2c8ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a2c8ff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-593efc0\" data-id=\"593efc0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a2c9b3 elementor-widget elementor-widget-heading\" data-id=\"3a2c9b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">KDI Save<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-669afbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"669afbf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5cbc1de\" data-id=\"5cbc1de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56b83c8 elementor-widget elementor-widget-text-editor\" data-id=\"56b83c8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4f4e\u2b501\u661f\u534a<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM0<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a4.00%<\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-07de959 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"07de959\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dedba82\" data-id=\"dedba82\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1725a2c elementor-widget elementor-widget-text-editor\" data-id=\"1725a2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">KDI Save \u662f\u99ac\u4f86\u897f\u4e9e KDI\uff08Kenanga Digital Investing\uff09\u6295\u8cc7\u5e73\u81fa\u7684\u4e00\u5927\u4eae\u9ede\u7522\u54c1\u3002\u5b83\u4e3b\u8981\u6295\u8cc7\u65bc\u5176\u96b8\u5c6c\u516c\u53f8\u80af\u7d0d\u683c\u6295\u8cc7\u9280\u884c\uff08Kenanga Investment Bank Bhd\uff09\u7684\u77ed\u671f\u5b9a\u671f\u5b58\u6b3e\uff08Fixed Deposit\uff09\u548c\u8ca8\u5e63\u5e02\u5834\uff0c\u5e76\u4e14\u4e0d\u5fb5\u6536\u4efb\u4f55\u7ba1\u7406\u8cbb\u3002<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-47328 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kdi-icon-app-300x300.png\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kdi-icon-app-300x300.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kdi-icon-app-150x150.png 150w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kdi-icon-app-75x75.png 75w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/06\/kdi-icon-app.png 350w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p><span style=\"font-weight: 400;\">\u96d6\u7136 KDI Save \u865f\u7a31\u53ea\u9700\u8981\u6700\u4f4e RM100 \u4fbf\u53ef\u958b\u59cb\u6295\u8cc7\uff0c\u4f46\u6839\u64da\u5176\u5b98\u7db2\u7684<\/span><a href=\"https:\/\/digitalinvesting.com.my\/kdi-save\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u512a\u60e0\u4fe1\u606f<\/span><\/a><span style=\"font-weight: 400;\">\u4f86\u770b\uff0c\u6295\u8cc7\u91d1\u984d\u5728 RM100 \u81f3 RM50,000 \u624d\u6709\u8cc7\u683c\u7372\u5f97\u66f4\u9ad8\u7684\u56de\u5831\uff0c\u8207\u5176\u4ed6\u5e73\u81fa\u5c0d\u4efb\u4f55\u6295\u8cc7\u91d1\u984d\u90fd\u4e00\u8996\u540c\u4ec1\u7684\u5229\u606f\u4e0d\u540c\uff1a<\/span><\/p><table><tbody><tr><td><p><b>\u6295\u8cc7\u91d1\u984d<\/b><\/p><\/td><td><p><b>\u512a\u60e0\u671f\u9593\u5229\u606f\u56de\u5831(% p.a.)<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">RM100.00 \u81f3 RM50,000.00<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">4.0<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">RM50,000.01 \u81f3 RM200,000.00<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">3.5<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">RM 200,000.01\u6216\u4ee5\u4e0a<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">3.0<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0cKDI Save \u4e5f\u4e0d\u53d7 PIDM \u4fdd\u8b77\uff0c\u56de\u5831\u6703\u6839\u64da\u5e02\u5834\u8868\u73fe\u6ce2\u52d5\u3002\u4e0d\u904e\u5176\u51fa\u91d1\u901f\u5ea6\u5247\u76f8\u5c0dGO Invest\u548cStashaway Simple\u7a0d\u5feb\u4e00\u9ede\uff0c\u53ea\u9700\u89811-2\u500b\u5de5\u4f5c\u65e5\u5373\u53ef\u5230\u8cec\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u64cd\u4f5c\u7c21\u55ae<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u5e02\u5834\u98a8\u96aa\uff0c\u5229\u606f\u4e0d\u7a69\u5b9a<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u7d44\u5408\u591a\u5143\u5316<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u53d7PIDM\u4fdd\u8b77<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u91d1\u984d\u8d8a\u9ad8\uff0c\u5229\u606f\u8d8a\u9ad8<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u4efb\u4f55\u7ba1\u7406\u8cbb<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4e0d\u7b26\u5408\u4f0a\u65af\u862d\u6559\u7fa9<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6c92\u6709\u9396\u5b9a\u671f<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u9ad8\uff0c\u53ef\u96a8\u6642\u63d0\u73fe<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u51fa\u91d1\u901f\u5ea6\u5feb<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3c8020 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f3c8020\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f4b9ca\" data-id=\"3f4b9ca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2d28f3 elementor-widget elementor-widget-heading\" data-id=\"c2d28f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">8.\u50b5\u5238<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9e21528 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9e21528\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-03b53d1\" data-id=\"03b53d1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b897684 elementor-widget elementor-widget-text-editor\" data-id=\"b897684\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4e2d\u7b49\u2b50\u2b50\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM1,000<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d043% - 5%<\/b><br \/><br \/><b>\u63a8\u85a6\u5e73\u81fa\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/how-to-use-rm1000-invest-in-bond\/\">FSMOne<\/a><\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d58b58 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d58b58\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e65ec05\" data-id=\"e65ec05\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7845dd elementor-widget elementor-widget-text-editor\" data-id=\"c7845dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u50b5\u5238\u8aac\u767d\u4e86\u5176\u5be6\u662f\u4e00\u7a2e\u501f\u64da\uff08\u6216\u7a31\u6b20\u689d\uff09\u3002\u5047\u8a2dA\u516c\u53f8\u8981\u64f4\u5c55\u696d\u52d9\uff0c\u6025\u9700\u7c4c\u96c6RM100,000\uff0cA \u516c\u53f8\u5c31\u53ef\u4ee5\u767c\u884c1000\u5f35\u9762\u984d\u50f9\u503cRM100\u7684\u50b5\u5238\u9762\u5411\u5927\u8846\u7c4c\u6b3e\u3002\u56e0\u6b64\uff0c\u8cb7\u50b5\u5238\u7684\u5c31\u662fA\u516c\u53f8\u7684\u50b5\u4e3b\u3002A\u516c\u53f8\u4f5c\u7232\u501f\u9322\u7684\u4e00\u65b9\uff0c\u5c31\u6703\u5728\u9019\u5f35\u50b5\u5238\uff08\u501f\u64da\uff09\u4e0a\u5beb\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u767c\u884c\u4eba\uff08\u9019\u7b46\u9322\u501f\u7d66\u8ab0\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7968\u9762\u50f9\u503c\uff08\u501f\u591a\u5c11\u9322\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5230\u671f\u65e5\uff08\u4ec0\u9ebc\u6642\u5019\u9084\u9322\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9084\u6b3e\u7968\u606f\uff08\u5229\u606f\u662f\u591a\u5c11\uff0c\u4ec0\u9ebc\u6642\u5019\u9084\uff09<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u6211\u5011\u53ef\u4ee5\u6e05\u695a\u77ad\u89e3\u5230\u50b5\u5238\u7684\u6027\u8cea\u5c31\u76f8\u7576\u65bc\u5408\u540c\uff0c\u7576\u521d\u7d04\u5b9a\u597d\u7684\u4e8b\u9805\u90fd\u4e0d\u6703\u56e0\u7232\u5e02\u5834\u6ce2\u52d5\u800c\u88ab\u4fb5\u8755\uff0c\u63db\u53e5\u8a71\u8aac\uff0c\u6211\u5011\u7684\u672c\u91d1\u548c\u5229\u606f\u6536\u5165\u662f\u6709\u4fdd\u8b49\u7684\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u50b3\u7d71\u4e0a\uff0c\u6839\u64da<\/span><a href=\"https:\/\/www.sc.com.my\/api\/documentms\/download.ashx?id=639fb972-9291-4623-b7ed-81555d670822\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u8b49\u5238\u59d4\u54e1\u6703\uff08Securities Commision,SC\uff09<\/span><\/a><span style=\"font-weight: 400;\">\u7684\u898f\u5b9a\uff0c\u50b5\u5238\u53ea\u80fd\u8ce3\u7d66\u9ad8\u6de8\u503c\u4eba\u58eb\u3002\u4f46\u662f\uff0c\u6211\u5011\u5c0f\u672c\u6295\u8cc7\u8005\u4e5f\u80fd\u901a\u904e\u8cfc\u8cb7\u96f6\u552e\u50b5\u5238\uff08Retail bond\uff09\u7684\u65b9\u5f0f\uff0c\u4ee5\u6700\u4f4eRM1,000\u8cb7\u5230\u50b5\u5238\u9019\u500b\u64c1\u6709\u56fa\u5b9a\u6536\u76ca\u7684\u6295\u8cc7\u5de5\u5177\uff0c\u56de\u5831\u7387\u53ef\u9054<\/span><a href=\"https:\/\/www.fsmone.com.my\/bonds\/bond-tools\/bond-selector\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">3%-5%<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u666e\u904d\u4f86\u8aac\uff0c\u96f6\u552e\u50b5\u5238\u7684\u98a8\u96aa\u90fd\u975e\u5e38\u4f4e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u662f\u56e0\u7232\u7232\u4e86\u4fdd\u8b77\u5c0f\u672c\u6295\u8cc7\u8005\u7684\u5229\u76ca\uff0c\u8b49\u5238\u59d4\u54e1\u6703\u5c0d\u96f6\u552e\u50b5\u5238\u7684\u7be9\u9078\u6709\u8457\u56b4\u683c\u7684\u8981\u6c42\uff0c\u50b5\u5238\u767c\u884c\u4eba\u7684\u4fe1\u7528\u8a55\u7d1a\u5fc5\u9808\u7372\u5f97A\u7b49\u7d1a\uff0c\u4e14\u767c\u884c\u81f3\u5c1112\u500b\u6708\uff0c\u4ee5\u78ba\u4fdd\u767c\u884c\u4eba\u4e0d\u6703\u767c\u751f\u9055\u7d04\u4e8b\u4ef6\u800c\u5c0e\u81f4\u5c0f\u672c\u6295\u8cc7\u8005\u8840\u672c\u7121\u6b78\uff0c\u8106\u5f31\u7684\u8ca1\u52d9\u72c0\u6cc1\u96ea\u4e0a\u52a0\u4e0a\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7279\u5225\u7684\u662f\uff0c\u5728\u6b64\u671f\u9593\uff0c\u6211\u5011\u53ef\u4ee5\u628a\u501f\u64da\uff0c\u4e5f\u5c31\u662f\u50b5\u5238\u8ce3\u7d66\u5176\u4ed6\u4eba\uff0c\u4e00\u6b21\u7372\u53d6\u8cc7\u672c\u6536\u76ca\u3002\u6240\u4ee5\u50b5\u5238\u4e5f\u76f8\u5c0d\u5b9a\u5b58\u4f86\u8aac\u6bd4\u8f03\u9748\u6d3b\uff0c\u5373\u4f7f\u4e2d\u9014\u8ce3\u6389\uff0c\u4f60\u6b64\u524d\u7684\u5229\u606f\u6536\u5165\u9084\u662f\u88ab\u8a08\u5165\u7684\uff08Accrued Interest\uff09\u7684\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u50b5\u5238\u7684\u5229\u606f\u56e0\u7232\u662f\u50b5\u4e3b\u548c\u6b20\u6b3e\u4eba\u96d9\u65b9\u65e9\u524d\u7d04\u5b9a\u597d\u7684\uff0c\u6240\u4ee5\u7121\u8ad6\u5e02\u5834\u5229\u7387\u5982\u4f55\uff0c\u90fd\u4e0d\u6703\u5c0d\u4f60\u7684\u5229\u606f\u6536\u5165\u9020\u6210\u4efb\u4f55\u98a8\u96aa\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f60\u6c7a\u5b9a\u8ce3\u6389\u50b5\u5238\uff0c\u90a3\u9ebd\u50b5\u5238\u7684\u50f9\u683c\u5247\u6709\u53ef\u80fd\u6703\u53d7\u5229\u7387\u5f71\u97ff\u3002\u5982\u679c\u5e02\u5834\u5229\u7387\u4e0a\u5347\uff0c\u4f60\u7684\u50b5\u5238\u50f9\u683c\u5c31\u6703\u4e0b\u964d\uff0c\u53cd\u4e4b\u4ea6\u7136\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u7531\u65bc\u50b5\u5238\u4e0d\u662f\u57fa\u91d1\uff0c\u4f60\u8cb7\u4e00\u500b\u50b5\u5238\uff0c\u76f8\u61c9\u7684\u4e5f\u53ea\u67091\u500b\u6b20\u6b3e\u4eba\uff0c\u7121\u6cd5\u5206\u6563\u98a8\u96aa\u3002\u5982\u679c\u9019\u500b\u6b20\u6b3e\u4eba\u51fa\u73fe\u4e86\u8ca1\u52d9\u554f\u984c\u6216\u7121\u6cd5\u6309\u6642\u511f\u9084\u50b5\u52d9\uff0c\u4f60\u53ef\u80fd\u9762\u81e8\u640d\u5931\u3002<\/span><\/p><p><b>\u9ede\u64ca\u95b2\u8b80\uff1a<\/b><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/why-invest-in-bond\/\"><b>\u50b5\u5238\u662f\u4ec0\u9ebc\uff1f\u6bd4FD\u66f4\u597d\u7684\u6295\u8cc7\uff1f<\/b><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-use-rm1000-invest-in-bond\/\"><b>\u5982\u4f55\u5728\u99ac\u4f86\u897f\u4e9e\u4ee5RM1,000 \u6295\u8cc7\u50b5\u5238\uff082023\u6295\u8cc7\u50b5\u5238\u7684\u6700\u4f73\u6642\u6a5f\uff09<\/b><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u50b5\u5238\u50f9\u683c\u6536\u5229\u7387\u5f71\u97ff<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4fdd\u8b49\u672c\u91d1<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4fe1\u7528\u98a8\u96aa-\u8a55\u7d1a\u4f4e\u7684\u6b20\u6b3e\u4eba\u6709\u9055\u7d04\uff0c\u7121\u6cd5\u511f\u9084\u501f\u6b3e\u7684\u98a8\u96aa<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u7a69\u5b9a<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u542b\u8655\u7406\u8cbb\u3001\u5e73\u81fa\u8cbb<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u53ef\u4ee5\u96a8\u6642\u63d0\u6b3e\u8d16\u56de\uff0c\u5229\u606f\u4e0d\u53d7\u5f71\u97ff<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7121\u6cd5\u5206\u6563\u98a8\u96aa<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7523522 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7523522\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e2a4ba\" data-id=\"8e2a4ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a8a1d9 elementor-widget elementor-widget-heading\" data-id=\"5a8a1d9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">9.\u50b5\u5238\u57fa\u91d1 Bond Fund<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed2be6c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed2be6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a98893\" data-id=\"9a98893\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d535ebb elementor-widget elementor-widget-text-editor\" data-id=\"d535ebb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4e2d\u4f4e\u2b50\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM1,000<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d041%-5%<\/b><br \/><br \/><b>\u63a8\u85a6\u5e73\u81fa\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/how-to-use-rm1000-invest-in-bond\/\">FSMOne<\/a><\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b487996 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b487996\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3572b81\" data-id=\"3572b81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb8f56c elementor-widget elementor-widget-text-editor\" data-id=\"eb8f56c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u88ab\u50b5\u5238\u4fdd\u8b49\u672c\u91d1\u548c\u7a69\u5b9a\u7684\u5229\u606f\u6536\u5165\u5438\u5f15\uff0c\u5e0c\u671b\u6295\u8cc7\u65bc\u50b5\u5238\uff0c\u4f46\u537b\u64d4\u5fc3\u5b83\u7121\u6cd5\u5206\u6563\u98a8\u96aa\uff0c\u90a3\u9ebd\u4f60\u6216\u8a31\u53ef\u4ee5\u8003\u616e\u50b5\u5238\u57fa\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u50b5\u5238\u57fa\u91d1\u5c6c\u65bc\u57fa\u91d1\u7684\u4e00\u7a2e\uff0c\u4e00\u6a23\u6703\u7531\u57fa\u91d1\u7d93\u7406\u7ba1\u7406\u3002\u5176\u6295\u8cc7\u7d44\u5408\u5305\u542b\u591a\u7a2e\u4e0d\u540c\u7684\u50b5\u5238\uff0c\u56de\u5831\u7387\u5927\u7d04<\/span><a href=\"https:\/\/www.ifastgm.com.my\/myifast\/learning-hub\/article-story\/research\/271200\/top-bottom-bond-funds-of-1q23?category=all\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u4ecb\u65bc1%-5%<\/span><\/a><span style=\"font-weight: 400;\">\u4e4b\u9593\u3002\u9019\u6a23\uff0c\u5373\u4f7f\u67d0\u4e9b\u50b5\u5238\u51fa\u73fe\u554f\u984c\uff0c\u5176\u4ed6\u512a\u79c0\u7684\u50b5\u5238\u4ecd\u7136\u80fd\u5920\u652f\u6301\u6574\u9ad4\u6295\u8cc7\u7d44\u5408\u7684\u7a69\u5b9a\u8868\u73fe\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u50b5\u5238\u57fa\u91d1\u9084\u63d0\u4f9b\u4e86\u66f4\u9ad8\u7684\u6d41\u52d5\u6027\uff0c\u76f8\u6bd4\u55ae\u7368\u6301\u6709\u50b5\u5238\uff0c\u4f60\u53ef\u4ee5\u66f4\u5bb9\u6613\u5730\u8cb7\u5165\u6216\u8ce3\u51fa\u57fa\u91d1\u4efd\u984d\uff0c\u6839\u64da\u81ea\u5df1\u7684\u8cc7\u91d1\u9700\u6c42\u9748\u6d3b\u8abf\u6574\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7576\u7136\uff0c\u50b5\u5238\u57fa\u91d1\u4e3b\u8981\u7531\u5404\u5f0f\u50b5\u5238\u7d44\u6210\uff0c\u56e0\u6b64\u50b5\u5238\u6240\u9762\u81e8\u7684\u98a8\u96aa\uff0c\u5305\u62ec\u5229\u7387\u98a8\u96aa\u548c\u4fe1\u7528\u98a8\u96aa\uff0c\u50b5\u5238\u57fa\u91d1\u4e00\u6a23\u4e5f\u6703\u53d7\u5230\u6ce2\u53ca\u3002\u6b64\u5916\uff0c\u6709\u50b5\u5238\u57fa\u91d1\u662f\u57fa\u91d1\u7d93\u7406\u7ba1\u7406\uff0c\u56e0\u6b64\u6211\u5011\u9084\u8981\u652f\u4ed8\u4e00\u7b46\u7ba1\u7406\u8cbb\u548c\u92b7\u552e\u8cbb\u3002<\/span><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u50b5\u5238\u50f9\u683c\u6536\u5229\u7387\u5f71\u97ff<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4fdd\u8b49\u672c\u91d1<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4fe1\u7528\u98a8\u96aa-\u8a55\u7d1a\u4f4e\u7684\u6b20\u6b3e\u4eba\u6709\u9055\u7d04\uff0c\u7121\u6cd5\u511f\u9084\u501f\u6b3e\u7684\u98a8\u96aa<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5229\u606f\u7a69\u5b9a<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u9700\u8981\u652f\u4ed8\u7ba1\u7406\u8cbb\u3001\u92b7\u552e\u8cbb<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u53ef\u4ee5\u96a8\u6642\u63d0\u6b3e\u8d16\u56de\uff0c\u5229\u606f\u4e0d\u53d7\u5f71\u97ff<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5206\u6563\u98a8\u96aa<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e3c3df6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e3c3df6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-039dbd5\" data-id=\"039dbd5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc8859d elementor-widget elementor-widget-heading\" data-id=\"bc8859d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">10.\u623f\u7522\u4fe1\u6258\u57fa\u91d1 REITs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c24f1dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c24f1dd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d3c3e9\" data-id=\"7d3c3e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cae3db elementor-widget elementor-widget-text-editor\" data-id=\"9cae3db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4e2d\u4f4e\u2b50\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM100<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d041%-5%<\/b><br \/><br \/><b>\u63a8\u85a6\u5e73\u81fa\uff1aCGS CIMB\u3001<a href=\"https:\/\/valueinmind.co\/zh\/what-is-rakuten-trade\/\">Rakuten Trade<\/a><\/b><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b8e419e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b8e419e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e62a8de\" data-id=\"e62a8de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c30c065 elementor-widget elementor-widget-text-editor\" data-id=\"c30c065\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u5c0d\u623f\u5730\u7522\u5e02\u5834\u770b\u597d\uff0c\u64c1\u6709\u4e00\u500b\u5305\u79df\u5a46\u6216\u5305\u79df\u516c\u7684\u5922\u60f3\uff0c\u4f46\u537b\u7919\u65bc\u672c\u91d1\u4e0d\u5920\uff0c\u7121\u6cd5\u76f4\u63a5\u64c1\u6709\u5be6\u9ad4\u623f\u7522\uff0c\u90a3\u9ebd\u623f\u5730\u7522\u4fe1\u8a17\u57fa\u91d1\uff08Real Estate Investment Trust\uff0cREITs\uff09\u662f\u4e00\u7a2e\u4e0d\u932f\u7684\u9078\u64c7\uff0c\u56e0\u7232\u5b83\u80fd\u5920\u5e6b\u52a9\u6211\u5011\u9593\u63a5\u53c3\u8207\u623f\u5730\u7522\u5e02\u5834\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">REITs\u4ee5\u96c6\u5408\u6295\u8cc7\u7684\u65b9\u5f0f\uff0c\u8cfc\u8cb7\u3001\u6301\u6709\u548c\u7d93\u71df\u5404\u7a2e\u4e0d\u52d5\u7522\uff0c\u4f8b\u5982\u5546\u696d\u5927\u6a13\u3001\u8fa6\u516c\u6a13\u3001\u8cfc\u7269\u4e2d\u5fc3\u3001\u9152\u5e97\u7b49\uff0c\u56e0\u6b64\u6211\u5011\u53ef\u4ee5\u4ee5\u6bd4\u8f03\u5c0f\u7684\u672c\u91d1\uff0c\u5f9eRM100-RM1000\u53c3\u8207\u5230\u84ec\u52c3\u7684\u623f\u5730\u7522\u5e02\u5834\u4e2d\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">REITs\u7684\u6536\u76ca\u4e3b\u8981\u4f86\u81ea\u79df\u91d1\u6536\u5165\u548c\u4e0d\u52d5\u7522\u7684\u589e\u503c\u3002REITs\u901a\u5e38\u5c07\u79df\u91d1\u6536\u5165\u7684\u4e00\u5b9a\u6bd4\u4f8b\u4f5c\u70ba\u80a1\u6771\u6216\u55ae\u4f4d\u6301\u6709\u4eba\u7684\u5206\u7d05\uff0c\u63d0\u4f9b\u7a69\u5b9a\u7684\u73fe\u91d1\u6d41\u3002\u540c\u6642\uff0c\u7576\u4e0d\u52d5\u7522\u589e\u503c\u6642\uff0cREITs\u7684\u80a1\u50f9\u6216\u55ae\u4f4d\u50f9\u503c\u4e5f\u53ef\u80fd\u4e0a\u6f32\uff0c\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u8cc7\u672c\u5229\u5f97\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76ee\u524d\uff0cREITs\u56de\u5831\u7387\u7dad\u6301\u5728\u5927\u7d04<\/span><a href=\"https:\/\/mreit.fifthperson.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">1%-5%<\/span><\/a><span style=\"font-weight: 400;\">\u6216\u4ee5\u4e0a\u3002\u7531\u65bcREITs\u5c6c\u65bc\u57fa\u91d1\uff0c\u9700\u8981\u7531\u5c08\u4eba\u7ba1\u7406\uff0c\u6240\u4ee5\u6211\u5011\u5c31\u9700\u8981\u652f\u4ed8\u4e00\u7b46\u5927\u7d041-2%\u7684\u7ba1\u7406\u8cbb\u548c0.2%-0.5%\u7684\u4fe1\u6258\u8cbb\u3002<\/span><\/p><p><strong>REITs\u7684\u512a\u9ede\u662f\uff1a<\/strong><\/p><p><span style=\"font-weight: 400;\">1.\u63d0\u4f9b\u6d41\u52d5\u6027\uff1a\u4e0d\u52d5\u7522\uff08\u5be6\u9ad4\u7684\u623f\u5b50\u3001\u8fa6\u516c\u6a13\u7b49\uff09\u4ea4\u6613\u8017\u6642\u53c8\u8017\u8cbb\u5927\u91cf\u7684\u8cc7\u91d1\uff0c\u666e\u901a\u4eba\u7121\u6cd5\u52d5\u8f12\u5728\u77ed\u6642\u9593\u5185\u53d6\u51fa\u4e00\u5927\u7b46\u9322\u4f86\u4ea4\u6613\u3002\u8207\u4e4b\u76f8\u6bd4\uff0cREITs\u7684\u80a1\u7968\u6216\u55ae\u4f4d\u53ef\u4ee5\u76f4\u63a5\u5728\u6295\u8cc7\u5e73\u81fa\u4e0a\u4ea4\u6613\uff0c\u8cc7\u91d1\u7684\u6d41\u52d5\u6027\u66f4\u9ad8\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">2.\u5206\u6563\u98a8\u96aa\uff1a\u548c\u5be6\u9ad4\u623f\u7522\u6bd4\u8f03\u6211\u5011\u4e0d\u9700\u8981\u7169\u60f1\u5982\u4f55\u62db\u652c\u79df\u5ba2\u7684\u554f\u984c\uff0c\u4e5f\u7121\u9700\u9762\u5c0d\u6c89\u91cd\u7684\u623f\u5c4b\u8cb8\u6b3e\u7684\u98a8\u96aa\u3002\u7531\u65bcREITs\u4f5c\u7232\u4e00\u7a2e\u57fa\u91d1\u6709\u5c08\u4eba\u7ba1\u7406\uff0c\u4e14\u6301\u6709\u591a\u7a2e\u4e0d\u52d5\u7522\uff0c\u5373\u4f7f\u67d0\u500b\u7522\u696d\u8868\u73fe\u4e0d\u597d\uff0c\u4f46\u5176\u4ed6\u7522\u696d\u4ecd\u7136\u6709\u79df\u91d1\u6536\u5165\uff0c\u5f9e\u800c\u4f7f\u6295\u8cc7\u98a8\u96aa\u5f97\u5230\u5206\u6563\uff0c\u964d\u4f4e\u4e86\u55ae\u4e00\u4e0d\u52d5\u7522\u7684\u98a8\u96aa\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">3.\u964d\u4f4e\u640d\u5931\u98a8\u96aa\uff1aREITs\u7684\u4f4e\u98a8\u96aa\u9084\u5728\u65bc<\/span><a href=\"https:\/\/www.sc.com.my\/api\/documentms\/download.ashx?id=ad5d52fc-4eb6-4184-b4e7-d341d4781086\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u8b49\u5238\u59d4\u54e1\u76e3\u7763\u6703\u9084\u898f\u5b9aREITs\u7684\u8ca0\u50b5\u7387\u4e0d\u80fd\u8d85\u904e50%<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u9019\u610f\u5473\u8457REITs\u5728\u8cfc\u8cb7\u4e0d\u52d5\u7522\u6642\u9700\u8981\u4fdd\u6301\u4e00\u5b9a\u7684\u8cc7\u91d1\u6bd4\u4f8b\uff0c\u4ee5\u78ba\u4fdd\u5176\u8ca1\u52d9\u7a69\u5b9a\u6027\u548c\u507f\u9084\u80fd\u529b\u3002\u901a\u904e\u9650\u5236\u8ca0\u50b5\u6bd4\u4f8b\uff0cREITs\u80fd\u5920\u66f4\u597d\u5730\u7ba1\u7406\u548c\u63a7\u5236\u8cc7\u91d1\u98a8\u96aa\uff0c\u5f9e\u800c\u964d\u4f4e\u6295\u8cc7\u8005\u7684\u640d\u5931\u98a8\u96aa\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">4.\u53ef\u9760\uff1aREITs\u9084\u9700\u8981\u6309\u7167SC\u7684\u8981\u6c42\u5b9a\u671f\u62ab\u9732\u8ca1\u52d9\u5831\u8868\u548c\u76f8\u95dc\u4fe1\u606f\uff0c\u4ee4\u6211\u5011\u80fd\u5920\u66f4\u5168\u9762\u5730\u4e86\u89e3\u5176\u696d\u7e3e\u548c\u904b\u71df\u72c0\u6cc1\u3002\u9019\u7a2e\u900f\u660e\u5ea6\u548c\u76e3\u7ba1\u6a5f\u5236\u9032\u4e00\u6b65\u63d0\u9ad8\u4e86REITs\u7684\u6295\u8cc7\u53ef\u9760\u6027\u548c\u53ef\u4fe1\u5ea6\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">5.\u7a69\u5b9a\u7684\u80a1\u606f\u6536\u5165\uff1a\u7232\u4e86\u907f\u514d\u7e73\u7d0d\u4f01\u696d\u6240\u5f97\u7a05\uff0cREITs\u4e5f\u6703\u628a90%\u7684\u6536\u76ca\u4f5c\u7232\u80a1\u606f\u6d3e\u767c\u7d66\u6295\u8cc7\u8005\uff0c\u6240\u4ee5\u6211\u5011\u53ef\u4ee5\u7372\u5f97\u591a\u4e00\u7b46\u7a69\u5b9a\u7684\u80a1\u606f\u6536\u5165\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u6295\u8cc7<strong>REITs\u4e5f\u5b58\u5728\u4e00\u4e9b\u98a8\u96aa<\/strong>\u3002\u5e02\u5834\u74b0\u5883\u8b8a\u5316\u3001\u7d93\u6fdf\u8870\u9000\u3001\u79df\u91d1\u6536\u5165\u4e0b\u964d\u3001\u7522\u696d\u7d20\u8cea\u4f4e\u7b49\u56e0\u7d20\u90fd\u53ef\u80fd\u5c0dREITs\u7684\u8868\u73fe\u7522\u751f\u8ca0\u9762\u5f71\u97ff\u3002\u6b64\u5916\uff0cREITs\u7684\u80a1\u50f9\u6216\u55ae\u4f4d\u50f9\u503c\u53d7\u5230\u5e02\u5834\u4f9b\u9700\u548c\u6295\u8cc7\u8005\u60c5\u7dd2\u7684\u6ce2\u52d5\u5f71\u97ff\uff0c\u53ef\u80fd\u51fa\u73fe\u50f9\u683c\u6ce2\u52d5\u3002\u800c\u4e1490%\u7684\u6536\u76ca\u90fd\u6d3e\u7d66\u6295\u8cc7\u8005\uff0c\u5269\u9918\u7684\u8cc7\u91d1\u50c5\u80fd\u4f5c\u7232\u8cc7\u7522\u7684\u7ffb\u4fee\u8cbb\u7528\uff0c\u4e0d\u8db3\u4ee5\u64f4\u5927\u696d\u52d9\uff0c\u56e0\u6b64\u6210\u9577\u7a7a\u9593\u76f8\u5c0d\u8f03\u5c11\u3002<\/span><\/p><p><b>\u9ede\u64ca\u95b2\u8b80\uff1a<\/b><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-real-estate-investment-trust-reits\/\"><b>3\u5206\u9418\u770b\u61c2REITs\u623f\u5730\u7522\u4fe1\u8a17\u57fa\u91d1\uff5c\u7522\u6258\u5165\u9580\u7cfb\u5217(\u4e00)<\/b><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/5-important-metrics-of-reits-investing\/\"><b>\u6295\u8cc7REITs\u8981\u8cfa\u9322\uff1f\u90195\u5927\u6307\u6a19\u4f60\u4e0d\u53ef\u4e0d\u61c2\uff5c\u7522\u6258\u5165\u9580\u7cfb\u5217(\u4e8c)<\/b><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6703\u96a8\u8457\u5e02\u5834\u98a8\u96aa\u7b49\u56e0\u7d20\u6ce2\u52d5\uff0c\u4e0d\u662f\u7a69\u8cfa\u4e0d\u8ce0<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u4f4e\u98a8\u96aa-\u8ca0\u50b5\u7387\u4e0d\u80fd\u8d85\u904e50%<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6210\u9577\u7a7a\u9593\u5c11<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5206\u6563\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u9700\u8981\u652f\u4ed8\u7ba1\u7406\u8cbb\u548c\u4fe1\u6258\u8cbb<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5c08\u696d\u4eba\u58eb\u7ba1\u7406<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7a69\u5b9a\u7684\u80a1\u606f\u6536\u5165<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d41eae8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d41eae8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c74c8c\" data-id=\"2c74c8c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c9b906 elementor-widget elementor-widget-heading\" data-id=\"4c9b906\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">11.\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1 ETF<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03641b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03641b2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33c3974\" data-id=\"33c3974\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-086d038 elementor-widget elementor-widget-text-editor\" data-id=\"086d038\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u4e2d\u7b49\u2b50\u2b50\u2b50<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM100\u6216USD10<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u7d041% - 20%<\/b><br \/><br \/><b>\u63a8\u85a6\u5e73\u81fa\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/m-plus-global-special-features\/\"><b>M+ Global<\/b><\/a><b>\u3001<\/b><a href=\"https:\/\/valueinmind.co\/zh\/how-to-use-rm1000-invest-in-bond\/\"><b>FSMOne<\/b><\/a><b>\u3001<\/b><a href=\"https:\/\/valueinmind.co\/zh\/what-is-moomoo\/\"><b>moomoo<\/b><\/a><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7b0efe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7b0efe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-214e712\" data-id=\"214e712\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f292a9 elementor-widget elementor-widget-text-editor\" data-id=\"9f292a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1\uff08Exchange Traded Fund\uff0cETF\uff09\u53c8\u7a31\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\u3002\u9019\u7a2e\u6295\u8cc7\u5de5\u5177\u4ee5\u8ffd\u8e2a\u7279\u5b9a\u80a1\u7968\u6307\u6578\uff0c\u5982\u6a19\u6e96\u666e\u723e500\u6307\u6578\uff08S&amp;P 500 Index\uff09\u7684\u8868\u73fe\u70ba\u76ee\u6a19\uff0c\u901a\u904e\u8cfc\u8cb7\u69cb\u6210\u6307\u6578\u7684\u80a1\u7968\u4f86\u5be6\u73fe\u6295\u8cc7\u591a\u5143\u5316\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1\u7684\u512a\u9ede\u4e4b\u4e00\u662f\u63d0\u4f9b\u4e86\u5ee3\u6cdb\u7684\u6295\u8cc7\u591a\u5143\u5316\u3002ETF\u597d\u6bd4\u8aac\u6211\u5011\u53bb\u8d85\u5e02\u8cfc\u8cb7\u4e00\u500b\u7d9c\u5408\u6c34\u679c\u7c43\uff0c\u9019\u500b\u7c43\u5b50\u88e1\u6709\u5404\u7a2e\u4e0d\u540c\u7a2e\u985e\u7684\u6c34\u679c\uff0c\u5305\u62ec\u860b\u679c\u3001\u9999\u8549\u3001\u8461\u8404\u7b49\u7b49\u3002ETF\u5c31\u50cf\u662f\u9019\u500b\u7d9c\u5408\u6c34\u679c\u7c43\uff0c\u5176\u4e2d\u7684\u6c34\u679c\u4ee3\u8868\u8457\u4e0d\u540c\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u6bd4\u5982\uff1a\u80a1\u7968\u3001\u50b5\u5238\u3001\u5927\u5b97\u5546\u54c1\u3001\u623f\u5730\u7522\u7b49\u3002\u9019\u6a23\uff0c\u4f60\u4e00\u6b21\u6027\u8cfc\u8cb7ETF\uff0c\u5c31\u76f8\u7576\u65bc\u540c\u6642\u64c1\u6709\u4e86\u591a\u7a2e\u4e0d\u540c\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u5f9e\u800c\u5be6\u73fe\u4e86\u6295\u8cc7\u7684\u591a\u5143\u5316\uff0c\u5be6\u73fe\u5206\u6563\u98a8\u96aa\u7684\u6548\u679c\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7531\u65bcETF\u8ffd\u8e2a\u7684\u662f\u6574\u500b\u6307\u6578\uff0c\u800c\u4e0d\u662f\u55ae\u500b\u80a1\u7968\uff0c\u6240\u4ee5\u6211\u5011\u4e0d\u9700\u8981\u57fa\u91d1\u7d93\u7406\u5c0d\u55ae\u500b\u80a1\u7968\u9032\u884c\u9078\u64c7\u548c\u7ba1\u7406\uff0c\u53ea\u9700\u8981\u4ed8\u5927\u7d040.5%\u7684\u4ea4\u6613\u8cbb\uff0c\u548c\u5171\u540c\u57fa\u91d1\uff08Mutual Fund\uff09\u6bd4\u8f03\u8cbb\u7528\u7387\u76f8\u5c0d\u8f03\u4f4e\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u53ea\u8981 RM100 \u6216 USD10\uff0c\u6211\u5011\u5c31\u53ef\u4ee5\u9032\u5165 ETF \u5e02\u5834\uff0c\u7372\u53d6 <\/span><a href=\"https:\/\/my.morningstar.com\/my\/screener\/etf.aspx#?filtersSelectedValue=%7B%7D&amp;page=1&amp;sortField=legalName&amp;sortOrder=asc\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">1%-<\/span><\/a><a href=\"https:\/\/etfdb.com\/compare\/highest-5-year-returns\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">20%<\/span><\/a><span style=\"font-weight: 400;\"> \u7684\u56de\u5831\u7387\u3002\u7232\u4ec0\u9ebd ETF \u7684\u56de\u5831\u7387\u8de8\u5ea6\u6703\u90a3\u9ebd\u5927\uff1f\u56e0\u7232\u5b83\u6703\u6839\u64da\u6240\u6295\u8cc7\u7684\u8cc7\u7522\u985e\u5225\u548c\u5e02\u5834\u8868\u73fe\u800c\u6709\u6240\u4e0d\u540c\uff0c\u6240\u4ee5\u6211\u5011\u5728\u9032\u5834\u524d\u8981\u505a\u4e00\u5b9a\u7684\u529f\u8ab2\uff0c\u770b\u770bETF\u8ffd\u8e64\u7684\u5e02\u5834\u6307\u6578\u54ea\u4e00\u500b\u66f4\u9069\u5408\u6211\u5011\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0cETF \u7684\u4ea4\u6613\u65b9\u5f0f\u4e5f\u975e\u5e38\u4fbf\u6377\u3002\u5b83\u5011\u50cf\u80a1\u7968\u4e00\u6a23\u5728\u4ea4\u6613\u6240\u4e0a\u5e02\u4ea4\u6613\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u901a\u904e\u8cb7\u5165\u6216\u8ce3\u51fa\u80a1\u7968\u7684\u65b9\u5f0f\u5feb\u901f\u9032\u884c\u4ea4\u6613\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1\u4e5f\u6709\u4e00\u4e9b\u7f3a\u9ede\u3002\u9996\u5148\uff0c\u5b83\u5011\u7121\u6cd5\u64ca\u6557\u5e02\u5834\u8868\u73fe\uff0c\u56e0\u7232\u5b83\u5011\u7684\u76ee\u6a19\u5c31\u662f\u8ffd\u8e2a\u7279\u5b9a\u6307\u6578\u7684\u8868\u73fe\u3002\u5982\u679c\u8a72\u6307\u6578\u8868\u73fe\u4e0d\u4f73\uff0c\u57fa\u91d1\u7684\u56de\u5831\u4e5f\u6703\u76f8\u61c9\u4e0b\u964d\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">ETF\u4e5f\u53ef\u80fd\u5b58\u5728\u50f9\u683c\u8207\u6de8\u503c\u4e4b\u9593\u7684\u5dee\u7570\uff0c\u9019\u7a2e\u5dee\u7570\u7a31\u70ba\u50f9\u683c\u6ea2\u50f9\u6216\u6298\u50f9\u3002\u9019\u53d6\u6c7a\u65bc\u6295\u8cc7\u8005\u5c0dETF\u7684\u9700\u6c42\uff0c\u7576\u9700\u6c42\u5927\u65bc\u4f9b\u61c9\u6642\uff0c\u50f9\u683c\u53ef\u80fd\u6703\u4e0a\u6f32\uff0c\u9020\u6210\u6ea2\u50f9\uff1b\u76f8\u53cd\uff0c\u7576\u4f9b\u61c9\u5927\u65bc\u9700\u6c42\u6642\uff0c\u50f9\u683c\u53ef\u80fd\u6703\u4e0b\u8dcc\uff0c\u9020\u6210\u6298\u50f9\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u88e1\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0cETF\u6bd4\u8f03\u9069\u5408\u9577\u671f\u6301\u6709\u3002\u7531\u65bcETF\u7684\u50f9\u683c\u662f\u6839\u64da\u5176\u8ffd\u8e2a\u7684\u6307\u6578\u6216\u8cc7\u7522\u7d44\u5408\u7684\u8868\u73fe\u800c\u6ce2\u52d5\u7684\uff0c\u5728\u77ed\u671f\u5167\u5e02\u5834\u53ef\u80fd\u53d7\u5230\u7cfb\u7d71\u6027\u56e0\u7d20\u56e0\u7d20\u7684\u5f71\u97ff\uff0c\u4f8b\u5982\u7d93\u6fdf\u6578\u64da\u3001\u653f\u6cbb\u4e8b\u4ef6\u3001\u5e02\u5834\u60c5\u7dd2\u7b49\uff0c\u9019\u4e9b\u56e0\u7d20\u53ef\u80fd\u5c0e\u81f4ETF\u50f9\u683c\u7684\u5287\u70c8\u8b8a\u52d5\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f46\u662f\uff0c\u9577\u671f\u4f86\u770b\uff0c\u5e02\u5834\u7684\u8da8\u52e2\u5f80\u5f80\u662f\u4e0a\u5347\u7684\uff0c\u56e0\u6b64\u9577\u671f\u6301\u6709ETF\u6709\u6f5b\u529b\u7372\u5f97\u5e02\u5834\u7684\u6574\u9ad4\u56de\u5831\u3002\u800c\u4e14\u77ed\u671f\u6301\u6709ETF\u9084\u9700\u8981\u983b\u7e41\u9032\u884c\u4ea4\u6613\uff0c\u9019\u53ef\u80fd\u6703\u7522\u751f\u8f03\u9ad8\u7684\u4ea4\u6613\u6210\u672c\uff0c\u5305\u62ec\u4ea4\u6613\u4f63\u91d1\u548c\u7a05\u6536\u3002\u5982\u679c\u6295\u8cc7\u8005\u7d93\u5e38\u9032\u884c\u8cb7\u8ce3\u64cd\u4f5c\uff0c\u9019\u4e9b\u4ea4\u6613\u6210\u672c\u53ef\u80fd\u6703\u5c0d\u6295\u8cc7\u56de\u5831\u7522\u751f\u4e0d\u5229\u5f71\u97ff\u3002<\/span><\/p><p><b>\u9ede\u64ca\u95b2\u8b80\uff1a<\/b><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-us-etf-compilation\/\"><b>\u3010\u5168\u7db2\u6700\u5168\u3011\u99ac\u4f86\u897f\u4e9e\u548c\u7f8e\u570bETF\u6295\u8cc7\u5217\u8868<\/b><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-etf\/\"><b>\u5df4\u83f2\u7279\u5f37\u70c8\u5efa\u8b70\u6bcf\u500b\u4eba\u4e00\u5b9a\u8981\u6295\u8cc7S&amp;P 500 ETF\uff01\uff5c\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1 (ETF)\u5230\u5e95\u70ba\u4ec0\u9ebc\u9019\u9ebc\u597d\uff1f<\/b><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/etf-investment-for-newbies\/\"><b>\u65b0\u624b\u5fc5\u5b78ETF\u6295\u8cc7\u8853\uff0c\u512a\u7f3a\u9ede\u53ca\u6295\u8cc7\u65b9\u6cd5\u5168\u63ed\u5bc6\uff01\uff5c\u6295\u8cc7\u65b0\u624b\u4fee\u7149\u5fc5\u8b80<\/b><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/zh\/m-plus-global-special-features\/\"><b>\u5927\u99ac\u672c\u5730\u5e73\u53f0M+ Global\uff0c\u5be6\u73fe\u4ee4\u5409\u7121\u6182\u4ea4\u6613\u7f8e\u80a1\u6e2f\u80a1<\/b><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u56de\u5831\u4e0d\u7a69\u5b9a\uff0c\u53d7\u5e02\u5834\u8868\u73fe\u5f71\u97ff<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5206\u6563\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u53d7\u7cfb\u7d71\u6027\u56e0\u7d20\u5f71\u97ff<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u8cbb\u7528\u8f03\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u532f\u7387\u98a8\u96aa<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u548c\u9748\u6d3b\u6027<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u9069\u5408\u9577\u671f\u6301\u6709<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7390624 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7390624\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e3ea4e3\" data-id=\"e3ea4e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6123dbe elementor-widget elementor-widget-heading\" data-id=\"6123dbe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">12.\u667a\u80fd\u6295\u8cc7 Robo-Advisor<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7663f0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7663f0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6342197\" data-id=\"6342197\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d0ca75 elementor-widget elementor-widget-text-editor\" data-id=\"9d0ca75\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<pre><b>\u98a8\u96aa\u6307\u6578\uff1a\u53d6\u6c7a\u65bc\u7528\u6236\u7684\u98a8\u96aa\u504f\u597d<\/b><br \/><br \/><b>\u5165\u91d1\u9580\u6abb\uff1aRM5-RM10<\/b><br \/><br \/><b>\u6295\u8cc7\u56de\u5831\uff1a\u6839\u64da\u4f60\u9078\u64c7\u7684\u98a8\u96aa\u504f\u597d\uff0c\u6295\u8cc7\u7d44\u5408\u7684\u56de\u5831\u5747\u6709\u4e0d\u540c<\/b><br \/><br \/><b>\u63a8\u85a6\u5e73\u81fa\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/best-robo-advisor-in-malaysia\/\"><b>\u99ac\u4f86\u897f\u4e9e7\u5927\u667a\u80fd\u6295\u8cc7\u5e73\u53f0(robo-advisor) | \u6700\u9069\u5408\u65b0\u624b\u7684\u61f6\u4eba\u6295\u8cc7\u6cd5:\u628a\u9322\u4ea4\u7d66AI\u6a5f\u5668\u4eba\uff01<\/b><\/a><\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eee2815 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eee2815\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b24e6c9\" data-id=\"b24e6c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b2d7254 elementor-widget elementor-widget-text-editor\" data-id=\"b2d7254\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u7c21\u55ae\u4f86\u8aac\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u81fa\uff08Robo-Advisor\uff09\u5c31\u662fAI\u6703\u6839\u64da\u4f60\u7684\u98a8\u96aa\u504f\u597d\u548c\u8ca1\u52d9\u76ee\u6a19\uff0c\u5e6b\u4f60\u81ea\u52d5\u5316\u751f\u6210\u500b\u6027\u5316\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u9032\u884c\u591a\u5143\u5316\u6295\u8cc7\uff0c\u9054\u5230\u5206\u6563\u98a8\u96aa\u7684\u6548\u679c\u3002\u4e0d\u904e\uff0c\u7531\u65bc\u6bcf\u500b\u4eba\u7684\u98a8\u96aa\u504f\u597d\u4e0d\u540c\uff0c\u56e0\u6b64\uff0c\u76ee\u524d\u667a\u80fd\u6295\u8cc7\u5e73\u81fa\u80fd\u5920\u5be6\u73fe\u7684\u56de\u5831\u7387\u56e0\u4eba\u800c\u7570\uff0c\u8f03\u96e3\u5f62\u6210\u4e00\u500b\u91cf\u5316\u6a19\u6e96\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5728\u50b3\u7d71\u4e0a\uff0c\u5982\u679c\u6211\u5011\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\u6709\u67d0\u500b\u6295\u8cc7\u7522\u54c1\u51fa\u73fe\u6ce2\u52d5\uff0c\u6211\u5011\u53ef\u80fd\u63ee\u624b\u5e02\u5834\u60c5\u7dd2\u7684\u5f71\u97ff\uff0c\u505a\u51fa\u60c5\u7dd2\u5316\u7684\u6c7a\u7b56\uff0c\u4f46\u662f\u901a\u904e\u667a\u80fd\u6295\u8cc7\u5e73\u81fa\uff0cAI\u6703\u81ea\u52d5\u5e6b\u4f60\u8abf\u6574\u6295\u8cc7\u7d44\u5408\uff0c\u505a\u51fa\u66f4\u7406\u6027\u7684\u6c7a\u5b9a\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u667a\u80fd\u6295\u8cc7\u5e73\u81fa\u7684\u6536\u8cbb\u4e5f\u6bd4\u57fa\u91d1\u4f4e\uff0c\u901a\u5e38\u6307\u5fb5\u65360.2%-0.5%\u7684\u8cbb\u7387\u3002\u5982\u679c\u4f60\u7684\u6295\u8cc7\u91d1\u984d\u8d8a\u5927\uff0c\u8cbb\u7387\u8d8a\u4f4e\u3002\u5728\u99ac\u4f86\u897f\u4e9e\uff0c\u53ea\u8981RM5-RM10\u5c31\u80fd\u5920\u901a\u904e\u667a\u80fd\u5e73\u81fa\u8cfa\u53d6\u88ab\u52d5\u6536\u5165\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e0d\u904e\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u81fa\u4e5f\u6709\u4e00\u5b9a\u7684\u98a8\u96aa\u3002\u7531\u65bc\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u7684\u904b\u4f5c\u662f\u4f9d\u8cf4\u7b97\u6cd5\u548c\u6a21\u578b\u7684\u6e96\u78ba\u6027\u548c\u6709\u6548\u6027\uff0c\u5982\u679c\u7b97\u6cd5\u5b58\u5728\u7f3a\u9677\u6216\u7121\u6cd5\u6e96\u78ba\u9810\u6e2c\u5e02\u5834\u6ce2\u52d5\uff0c\u6295\u8cc7\u7d44\u5408\u7684\u8868\u73fe\u53ef\u80fd\u4e0d\u5982\u9810\u671f\uff0c\u5c0e\u81f4\u6211\u5011\u8499\u53d7\u640d\u5931\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5176\u6b21\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u4ecd\u53d7\u5236\u65bc\u5e02\u5834\u98a8\u96aa\u548c\u6ce2\u52d5\u6027\u3002\u5373\u4f7f\u5e73\u53f0\u63d0\u4f9b\u591a\u5143\u5316\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4ecd\u7121\u6cd5\u5b8c\u5168\u6d88\u9664\u5e02\u5834\u98a8\u96aa\u5e36\u4f86\u7684\u640d\u5931\u3002\u7279\u5225\u662f\u5728\u6975\u7aef\u5e02\u5834\u60c5\u6cc1\u4e0b\uff0c\u6295\u8cc7\u7d44\u5408\u53ef\u80fd\u9762\u81e8\u66f4\u5927\u7684\u98a8\u96aa\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u4e5f\u5b58\u5728\u6280\u8853\u98a8\u96aa\u548c\u5b89\u5168\u98a8\u96aa\u3002\u7cfb\u7d71\u6545\u969c\u3001\u9ed1\u5ba2\u653b\u64ca\u6216\u6578\u64da\u6cc4\u9732\u7b49\u554f\u984c\u53ef\u80fd\u5c0d\u6295\u8cc7\u8005\u7684\u8cc7\u91d1\u548c\u500b\u4eba\u4fe1\u606f\u9020\u6210\u640d\u5bb3\u3002<\/span><\/p><p><b>\u9ede\u64ca\u95b2\u8b80\uff1a<\/b><a href=\"https:\/\/valueinmind.co\/zh\/best-robo-advisor-in-malaysia\/\"><b>\u99ac\u4f86\u897f\u4e9e7\u5927\u667a\u80fd\u6295\u8cc7\u5e73\u53f0(robo-advisor) | \u6700\u9069\u5408\u65b0\u624b\u7684\u61f6\u4eba\u6295\u8cc7\u6cd5:\u628a\u9322\u4ea4\u7d66AI\u6a5f\u5668\u4eba\uff01<\/b><\/a><\/p><table><tbody><tr><td><p><b>\u512a\u9ede<\/b><\/p><\/td><td><p><b>\u7f3a\u9ede<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u9580\u6abb\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u56de\u5831\u4e0d\u7a69\u5b9a\uff0c\u53d7\u5e02\u5834\u8868\u73fe\u5f71\u97ff<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5206\u6563\u98a8\u96aa<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7b97\u6cd5\u6e96\u78ba\u6027\u6709\u5f85\u5546\u69b7<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u8cbb\u7528\u8f03\u4f4e<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6280\u8853\u548c\u5b89\u5168\u98a8\u96aa<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u6d41\u52d5\u6027\u548c\u9748\u6d3b\u6027<\/span><\/p><\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c00714 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c00714\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b53c8e5\" data-id=\"b53c8e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a63f688 elementor-widget elementor-widget-heading\" data-id=\"a63f688\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u7e3d\u7d50<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8147781 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8147781\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e0ce9a2\" data-id=\"e0ce9a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d7e852 elementor-widget elementor-widget-text-editor\" data-id=\"8d7e852\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u4e16\u754c\u4e0a\u6c92\u6709\u7d55\u5c0d\u76840\u98a8\u96aa\u6295\u8cc7\u5de5\u5177\uff0c\u4e5f\u6c92\u6709\u7d55\u5c0d\u4e0d\u6703\u8667\u640d\u7684\u6295\u8cc7\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6295\u8cc7\u4e0d\u662f\u81f4\u5bcc\u7684\u6377\u5f91\uff0c\u800c\u662f\u9577\u671f\u7a4d\u7d2f\u8ca1\u5bcc\u7684\u904e\u7a0b\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7121\u8ad6\u662f\u9ad8\u98a8\u96aa\u9084\u662f\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\uff0c\u6211\u5011\u90fd\u9700\u8981\u505a\u8db3\u529f\u8ab2\uff0c\u53bb\u5206\u6790\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u898f\u5283\u6211\u5011\u7684\u5be6\u969b\u60c5\u6cc1\u80fd\u5920\u627f\u64d4\u4ec0\u9ebd\u6a23\u7684\u98a8\u96aa<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5e0c\u671b\u901a\u904e\u591a\u9577\u7684\u6642\u9593\u5be6\u73fe\u591a\u5c11\u56de\u5831<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4ec0\u9ebd\u91d1\u878d\u7522\u54c1\u9069\u5408\u6211\u5011\u7684\u8ca1\u52d9\u76ee\u6a19<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u77ad\u89e3\u8a72\u7522\u54c1\u7684\u6709\u7f3a\u9ede\u548c\u904b\u4f5c\u65b9\u5f0f<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u4ee5\u8010\u5fc3\u3001\u9577\u9060\u7684\u773c\u5149\uff0c\u4fdd\u6301\u51b7\u975c\u548c\u8b39\u614e\uff0c\u96a8\u6642\u5b78\u7fd2\u548c\u8abf\u6574\u6295\u8cc7\u7d44\u5408\uff0c\u4e0d\u76f2\u76ee\u8ddf\u98a8\uff0c\u624d\u80fd\u5728\u6295\u8cc7\u7684\u9053\u8def\u4e0a\u53d6\u5f97\u66f4\u597d\u7684\u7d50\u679c\u3002<\/span><\/p><p><b>\u56e0\u7232\u9019\u500b\u4e16\u754c\u4e0a\u6c92\u6709\u6700\u4f73\u7684\u6295\u8cc7\u65b9\u6848\uff0c\u53ea\u6709\u6700\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u65b9\u6cd5\u3002<\/b><\/p><p><span style=\"font-weight: 400;\">\u73fe\u5728\u5c31\u958b\u59cb\u7528RM1,000\u958b\u59cb\u6295\u8cc7\uff0c\u4eab\u53d7\u8907\u5229\u7684\u529b\u91cf\u3002\u9019\u4e00\u5c0f\u6b65\uff0c\u4e5f\u8a31\u5c31\u662f\u4f60\u8cc7\u7522\u589e\u9577\u7684\u4e00\u5927\u6b65\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d28cdf2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d28cdf2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0fb1344\" data-id=\"0fb1344\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18a6c66 elementor-widget elementor-widget-heading\" data-id=\"18a6c66\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u514d\u8cac\u8072\u660e<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c474ec1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c474ec1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-caf4964\" data-id=\"caf4964\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c42852f elementor-widget elementor-widget-text-editor\" data-id=\"c42852f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u7e6b\u50f9\u503c\u601d\u7dad\u6216\u8aee\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u5c0d\u65bc\u5927\u5b78\u751f\u548c\u8077\u5834\u65b0\u4eba\u4f86\u8aac\uff0c\u624b\u88cf\u53ef\u652f\u914d\u7684\u8cc7\u91d1\u53ef\u80fd\u4e0d\u591a\u3002\u7279\u5225\u662f\u5982\u4eca\u6838\u5fc3\u901a\u8139\u7387\u4ecd\u57283.8%\u7684\u9ad8\u4f4d\uff0c\u6263\u6389\u57fa\u672c\u7684\u751f\u6d3b\u958b\u92b7 [&hellip;]<\/p>\n","protected":false},"author":62,"featured_media":47346,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[667],"tags":[823],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/47275"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=47275"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/47275\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/47346"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=47275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=47275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=47275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}