{"id":4894,"date":"2020-12-14T05:31:24","date_gmt":"2020-12-13T21:31:24","guid":{"rendered":"https:\/\/valueinmind.co\/?p=4894"},"modified":"2023-08-25T09:40:43","modified_gmt":"2023-08-25T01:40:43","slug":"what-is-stashaway","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/what-is-stashaway\/","title":{"rendered":"StashAway\uff1a\u628a\u9322\u4ea4\u7d66\u4eba\u5de5\u667a\u80fd\u5e73\u53f0\u5e6b\u4f60\u6295\u8cc7\uff5c\u7d42\u6975\u61f6\u4eba\u6295\u8cc7\u6cd5"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4894\" class=\"elementor elementor-4894\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e718185 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e718185\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f570a37\" data-id=\"6f570a37\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74c2f59 elementor-widget elementor-widget-facebook-button\" data-id=\"74c2f59\" data-element_type=\"widget\" data-widget_type=\"facebook-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.23.0 - 05-08-2024 *\/\n.elementor-facebook-widget.fb_iframe_widget,.elementor-facebook-widget.fb_iframe_widget span{width:100%!important}.elementor-facebook-widget.fb_iframe_widget iframe{position:relative;width:100%!important}.elementor-facebook-widget.fb-like{height:1px}.elementor-widget-facebook-comments iframe{width:100%!important}<\/style>\t\t<div data-layout=\"standard\" data-colorscheme=\"light\" data-size=\"small\" data-show-faces=\"false\" class=\"elementor-facebook-widget fb-like\" data-href=\"https:\/\/valueinmind.co\/zh\/?p=4894\" data-share=\"true\" data-action=\"like\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26afaf2f elementor-widget elementor-widget-text-editor\" data-id=\"26afaf2f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>\u773e\u6240\u9031\u77e5\uff0c\u6a5f\u5668\u4eba\uff0c\u4e5f\u5c31\u662f\u4eba\u5de5\u667a\u80fd\uff0c\u5728\u8655\u7406\u3001\u8a08\u7b97\u548c\u5206\u6790\u6578\u64da\u65b9\u9762<a href=\"https:\/\/academic.oup.com\/comjnl\/advance-article-abstract\/doi\/10.1093\/comjnl\/bxz156\/5688168?redirectedFrom=fulltext\" target=\"_blank\" rel=\"noreferrer noopener\">\u6bd4\u4eba\u985e\u7684\u5927\u8166\u5f37\u5f97\u591a<\/a>\u3002\u57282016\u5e74\uff0c\u4eba\u5de5\u667a\u80fd\u570d\u68cb\u7a0b\u5f0f\u300cAlphaGo\u300d<a href=\"https:\/\/www.bnext.com.tw\/article\/38931\/BN-2016-03-15-130754-117\" target=\"_blank\" rel=\"noreferrer noopener\">\u4ee54:1\u7684\u6210\u7e3e<\/a>\uff0c\u6253\u6557\u4e86\u570d\u68cb\u4e16\u754c\u51a0\u8ecd\u674e\u4e16\u4e6d\u3002\u57282017\u5e74\uff0cAlphaGo\u4e5f\u5728\u4e09\u6230\u5169\u52dd\u7684\u6bd4\u8cfd\u4e2d\uff0c\u4ee5<a href=\"https:\/\/www.bbc.com\/zhongwen\/simp\/chinese-news-40045054\" target=\"_blank\" rel=\"noreferrer noopener\">\u9023\u8d0f\u5169\u5c40<\/a>\u7684\u7d50\u679c\u6253\u6557\u4e86\u4e2d\u570b\u570d\u68cb\u4e16\u754c\u51a0\u8ecd\u67ef\u6f54\u3002<\/p>\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"438\" class=\"wp-image-4913 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor.png\" alt=\"\u570d\u68cb\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-300x168.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-768x431.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure>\n<h6>&nbsp;<\/h6>\n<p>\u7814\u767cAlphaGo\u7684\u516c\u53f8Google DeepMind\u8868\u793a\uff0c\u767c\u660eAlphaGo\u4e26\u4e0d\u662f\u70ba\u4e86\u8981\u6210\u70ba\u570d\u68cb\u4e16\u754c\u51a0\u8ecd\uff0c\u800c\u662f\u8981\u628a\u4eba\u5de5\u667a\u80fd<a href=\"https:\/\/www.bbc.com\/zhongwen\/simp\/chinese-news-40045054\" target=\"_blank\" rel=\"noreferrer noopener\">\u61c9\u7528\u5230\u91ab\u5b78\u548c\u79d1\u5b78\u9818\u57df<\/a>\u3002<\/p>\n<p>\u65e2\u7136\u4eba\u5de5\u667a\u80fd\u5df2\u7d93\u88ab\u8b49\u5be6\u5728\u4e00\u4e9b\u9818\u57df\uff0c\u5c24\u5176\u662f\u6d89\u53ca\u5230\u8a08\u7b97\u548c\u5206\u6790\u6578\u64da\u65b9\u9762\u7684\u78ba\u80fd\u5920\u8d85\u8d8a\u4eba\u985e\uff0c\u90a3\u5982\u679c\u628a\u4eba\u5de5\u667a\u80fd\u7528\u5728\u6295\u8cc7\u4e0a\uff0c\u4f60\u89ba\u5f97\u5b83\u7684\u8868\u73fe\u80fd\u5920\u52dd\u904e\u5730\u7403\u4e0a\u4efb\u4f55\u4e00\u500b\u57fa\u91d1\u7d93\u7406\uff0c\u53c8\u6216\u8005\u662f\u6295\u8cc7\u5927\u5e2b\u55ce\uff1f<\/p>\n<h2><span style=\"color: #262262;\"><strong>\u65e2\u7136\u4eba\u5de5\u667a\u80fd\u90a3\u9ebc\u53b2\u5bb3\uff0c\u4f60\u6562\u4e0d\u6562\u628a\u9322\u4ea4\u7d66\u4eba\u5de5\u667a\u80fd\u5e6b\u4f60\u6295\u8cc7\uff1f<\/strong><\/span><\/h2>\n<h6>&nbsp;<\/h6>\n<p>\u4eba\u5de5\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u5728\u9019\u5e7e\u5e74\u9010\u6f38\u9032\u5165\u5927\u773e\u7684\u8996\u7dda\u3002\u76f8\u4fe1\u5c0d\u6295\u8cc7\u7406\u8ca1\u6709\u9ede\u7814\u7a76\u7684\u4eba\uff0c\u90fd\u6709\u807d\u8aaa\u904e\u4eba\u5de5\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u3002\u4f46\u662f\uff0c\u4f60\u4e86\u89e3\u4eba\u5de5\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u5230\u5e95\u662f\u5982\u4f55\u5e6b\u7528\u6236\u6295\u8cc7\u7684\u55ce\uff1f\u6295\u8cc7\u7684\u90fd\u662f\u4ec0\u9ebc\u91d1\u878d\u5546\u54c1\u5462\uff1f\u98a8\u96aa\u5927\u55ce\uff1f\u8cbb\u7528\u6703\u8cb4\u55ce\uff1f<\/p>\n<p>\u5c31\u662f\u56e0\u70ba\u4e0d\u592a\u4e86\u89e3\uff0c\u6240\u4ee5\u5c0e\u81f4\u4e0d\u4fe1\u4efb\uff0c\u4e5f\u5c31\u4e0d\u6703\u4f7f\u7528\u4eba\u5de5\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u4e86\u3002<\/p>\n<p>\u8fd1\u5e74\u4f86\uff0cStashAway\u9019\u500b\u4eba\u5de5\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u5728\u65b0\u99ac\u5169\u5730\u7d05\u4e86\u8d77\u4f86\uff0c\u53ea\u8981\u63d0\u5230AI\u6295\u8cc7\uff0c\u7b2c\u4e00\u500b\u80af\u5b9a\u662f\u60f3\u5230StashAway\u3002\u4f46\u662f\uff0cStashAway\u771f\u7684\u5b89\u5168\u3001\u771f\u7684\u80fd\u5920\u70ba\u4f60\u5275\u9020\u5f88\u597d\u7684\u56de\u916c\u55ce\uff1f\u8a71\u4e0d\u591a\u8aaa\uff0c\u6211\u5011\u99ac\u4e0a\u5c31\u4f86\u8a8d\u8b58StashAway\u5427\uff01<\/p>\n<p>\u5167\u5bb9\u5305\u542b\u4ee5\u4e0b\u5e7e\u500b\u90e8\u5206\uff1a<\/p>\n<ul>\n<li>\u4ec0\u9ebd\u662fStashAway<\/li>\n<li>StashAway\u662f\u5426\u5408\u6cd5<\/li>\n<li>StashAway\u662f\u600e\u9ebd\u64cd\u4f5c\u7684<\/li>\n<li>StashAway\u7684\u96b1\u85cf\u529f\u80fd<\/li>\n<li>StashAway\u7684\u6295\u8cc7\u56de\u5831\u7387<\/li>\n<li>StashAway\u7684\u597d\u8655<\/li>\n<li>StashAway\u4f7f\u7528\u8005\u53cd\u994b<\/li>\n<\/ul>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4896 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u4f7f\u7528\u667a\u80fd\u6295\u8cc7\u5e73\u53f0.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u4f7f\u7528\u667a\u80fd\u6295\u8cc7\u5e73\u53f0.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u4f7f\u7528\u667a\u80fd\u6295\u8cc7\u5e73\u53f0-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u4f7f\u7528\u667a\u80fd\u6295\u8cc7\u5e73\u53f0-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure>\n<h2><strong><span style=\"color: #262262;\">StashAway\u662f\u4ec0\u9ebc\uff1f<\/span><\/strong><\/h2>\n<h6>&nbsp;<\/h6>\n<p>StashAway\u662f\u65b0\u52a0\u5761\u667a\u80fd\u6295\u8cc7\u54a8\u8a62\u5e73\u53f0\uff0c\u7531Michele Ferrario\u3001Nino Ulsamer\u3001Freddy Lim\u57282016\u5e74<a href=\"https:\/\/www.stashaway.my\/about\" target=\"_blank\" rel=\"noreferrer noopener\">\u5171\u540c\u5275\u7acb<\/a>\u7684\u3002Michele Ferrario\u548cFreddy Lim\u5169\u8005\u90fd\u6709\u5f9e\u4e8b\u91d1\u878d\u884c\u696d10\u591a\u5e74\u7a4d\u7d2f\u7684\u6295\u8cc7\u5c08\u696d\u77e5\u8b58\uff0c\u5de5\u4f5c\u548c\u7ba1\u7406\u7d93\u9a57\uff1b\u800cNino Ulsamer\u5247\u670915\u5e74\u7684\u7d93\u9a57\u6280\u8853\uff0c\u4ee5\u53ca\u4e92\u806f\u7db2\u516c\u53f8\u5efa\u8a2d\u7d93\u9a57\u3002<\/p>\n<p>StashAway\u4f7f\u7528Robo-Advisor\u667a\u80fd\u6295\u8cc7\u9867\u554f\u6280\u8853\uff0c\u4e5f\u5c31\u662fAI\u667a\u80fd\u6a5f\u5668\u4eba\u4f86\u5e6b\u4f60\u7ba1\u7406\u8cc7\u7522\u3002\u5b83\u6703\u5206\u6790\u4f60\u586b\u5beb\u7684\u500b\u4eba\u8cc7\u6599\u3001\u6295\u8cc7\u76ee\u6a19\u3001\u98a8\u96aa\u504f\u597d\uff0c\u4f86\u5236\u5b9a\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u7136\u5f8c24\u5c0f\u6642\u76e3\u5bdf\u6295\u8cc7\u8868\u73fe\u3002<\/p>\n<p>\u9019\u975e\u5e38\u9069\u5408\u65b0\u624b\uff0c\u56e0\u70baStashAway\u6703\u6839\u64da\u4f60\u7684\u98a8\u96aa\u504f\u597d\uff0c\u81ea\u52d5\u9078\u64c7\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u3002\u4f60\u5b8c\u5168\u4e0d\u5fc5\u81ea\u5df1\u60f3\uff0c\u81ea\u5df1\u61c9\u8a72\u8981\u6295\u8cc7\u4ec0\u9ebc\u624d\u597d\uff0c\u56e0\u70ba\u6a5f\u5668\u4eba\u6703\u5e6b\u4f60\u505a\u51fa\u9069\u5408\u4f60\u7684\u6295\u8cc7\u6c7a\u7b56\u3002<\/p>\n<h2><strong><span style=\"color: #262262;\">StashAway\u5408\u6cd5\u55ce\uff1f<\/span><\/strong><\/h2>\n<h6>&nbsp;<\/h6>\n<p>\u662f\u7684\uff0cStashAway\u662f\u5408\u6cd5\u7684\u3002\u5b83\u7531<a href=\"https:\/\/www.stashaway.sg\/faq\/115003755507-is-stashaway-mas-regulated\" target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40<\/a>\uff08Monetary Authority of Singapore\uff09\u3001<a href=\"https:\/\/www.stashaway.my\/faq\/360012165714-is-stashaway-regulated\" target=\"_blank\" rel=\"noreferrer noopener\">\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u59d4\u54e1\u6703<\/a>\uff08Securities Commission Malaysia\uff09\u4ee5\u53ca<a href=\"https:\/\/www.prnewswire.com\/ae\/news-releases\/stashaway-officially-launches-in-the-uae-879531174.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u8fea\u62dc\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40<\/a>\uff08Dubai Financial Services Authority\uff09\u540c\u6642\u76e3\u7ba1\u7684\u3002\u6b64\u5916\uff0cStashAway\u64c1\u6709\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\uff08Monetary Authority Of Singapore\uff09\u9812\u767c\u7684<a href=\"https:\/\/www.mas.gov.sg\/regulation\/capital-markets\/Capital-Markets-Services-CMS-Licence\" target=\"_blank\" rel=\"noreferrer noopener\">\u5168\u9762\u8cc7\u672c\u5e02\u5834\u670d\u52d9\u8a31\u53ef\u8b49<\/a>\uff08Capital Market Services License\uff09\uff0c\u8b49\u660eStashAway\u7b26\u5408\u4e86\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u8cc7\u91d1\u3001\u5408\u898f\u3001\u5be9\u8a08\u548c\u5831\u544a\u8981\u6c42\u3002<\/p>\n<p><span style=\"font-weight: 400;\">StashAway Hong Kong\u4e5f\u7372<\/span><a href=\"https:\/\/www.stashaway.hk\/en-HK\/important-notice-and-standard-disclaimer.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u5f97\u9999\u6e2f\u8b49\u5238\u53ca\u671f\u8ca8\u4e8b\u52d9\u76e3\u5bdf\u59d4\u54e1\u6703<\/span><\/a><span style=\"font-weight: 400;\">\uff08Securities and Futures Commission, SFC\uff09\u9812\u767c\u7684\u724c\u7167\uff0c\u53ef\u5f9e\u4e8b\u7b2c1\u985e\u3001\u7b2c4\u985e\u53ca\u7b2c9\u985e\u7684\u53d7\u76e3\u7ba1\u91d1\u878d\u6d3b\u52d5\uff0c\u8b49\u660eStashAway\u9999\u6e2f\u53d7\u5230\u9999\u6e2fSFC\u76e3\u7ba1\uff0c\u5408\u6cd5\u5f9e\u4e8b\u8b49\u5238\u4ea4\u6613\u6d3b\u52d5\uff0c\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u5efa\u8b70\u548c\u9032\u884c\u8cc7\u7522\u7ba1\u7406\u3002<\/span><\/p>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-4897 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u67e5\u770b\u6578\u64da.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u67e5\u770b\u6578\u64da.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u67e5\u770b\u6578\u64da-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u67e5\u770b\u6578\u64da-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure>\n<h6>&nbsp;<\/h6>\n<p>\u540c\u6642\uff0cStashAway\u4e5f\u662f\u9996\u5bb6\u64c1\u6709\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u59d4\u54e1\u6703\u9812\u767c\u7684<a href=\"https:\/\/www.sc.com.my\/resources\/media\/media-release\/sc-introduces-regulatory-framework-to-facilitate-digital-investment-management-services\" target=\"_blank\" rel=\"noreferrer noopener\">\u6578\u5b57\u6295\u8cc7\u7ba1\u7406\u8cc7\u672c\u5e02\u5834\u670d\u52d9<\/a>\uff08Digital Investment Management Services\uff09<a href=\"https:\/\/easy.seccom.com.my:8222\/entityprofile\/1ca93ae1-4c0e-4c55-90e0-1850600e54f6\" target=\"_blank\" rel=\"noopener\">\u8a31\u53ef\u8b49<\/a>\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u3002\u6709\u4e86\u8a31\u53ef\u8b49\uff0cStashAway\u80fd\u5408\u6cd5\u5730\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u6295\u8cc7\u5efa\u8b70\u3001\u7ba1\u7406\u6295\u8cc7\u8005\u7684\u8cc7\u91d1\u3002<\/p>\n<p>\u82e5\u6700\u58de\u7684\u60c5\u6cc1\u767c\u751f\uff0c\u5982\u516c\u53f8\u5012\u9589\uff0c\u4f60\u53ef\u4ee5<a href=\"https:\/\/www.stashaway.my\/security\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e0d\u7528\u64d4\u5fc3\u4f60\u7684\u8cc7\u7522\u53d7\u5230\u6ce2\u53ca<\/a>\u3002\u56e0\u70ba\u8cc7\u91d1\u662f\u88ab\u5b58\u653e\u5728\u4e00\u500b\u55ae\u7368\u7684\u8a17\u7ba1\u8cec\u6236\u4e2d\uff0c\u548c\u516c\u53f8\u904b\u71df\u7684\u8cc7\u91d1\u662f\u5b8c\u5168\u5206\u958b\u7684\u3002<\/p>\n<p>\u5728\u65b0\u52a0\u5761\uff0c\u661f\u5c55\u9280\u884c\uff08DBS Bank\uff09\u6703\u8ca0\u8cac\u4fdd\u7ba1\u4f60\u7684\u5b58\u6b3e\uff1b\u5728\u99ac\u4f86\u897f\u4e9e\uff0c\u662f\u82b1\u65d7\u9280\u884c\uff08Citibank Berhad\uff09\u8ca0\u8cac\u4fdd\u7ba1\u5b58\u6b3e\uff1b<span style=\"font-weight: 400;\">\u5728\u9999\u6e2f\uff0c\u65b0\u52a0\u5761\u82b1\u65d7\u9280\u884c\uff08Citibank Singapore\uff09\u8ca0\u8cac\u4fdd\u7ba1\u5b58\u6b3e\uff1b<\/span>\u800c\u76db\u5bf6\u8cc7\u672c\u5e02\u5834\uff08Saxo Capital Markets\uff09\u8ca0\u8cac\u4fdd\u7ba1StashAway\u5404\u570b\u7528\u6236\u7684\u53ef\u6295\u8cc7\u73fe\u91d1\u548c\u8b49\u5238\u3002\u6240\u4ee5\u5c31\u7b97StashAway\u516c\u53f8\u771f\u7684\u7834\u7522\u5012\u9589\u4e86\uff0c\u4f60\u7684\u8cc7\u91d1\u4e5f\u662f\u5b89\u5168\u7684\u3002<\/p>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-4898 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u6295\u8cc7\u8cc7\u91d1\u662f\u5b89\u5168\u7684.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u6295\u8cc7\u8cc7\u91d1\u662f\u5b89\u5168\u7684.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u6295\u8cc7\u8cc7\u91d1\u662f\u5b89\u5168\u7684-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u6295\u8cc7\u8cc7\u91d1\u662f\u5b89\u5168\u7684-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure>\n<h2><strong><span style=\"color: #262262;\">StashAway\u6703\u628a\u4f60\u7684\u9322\u6295\u8cc7\u5728\u4ec0\u9ebc\u91d1\u878d\u5546\u54c1\uff1f<\/span><\/strong><\/h2>\n<h6>&nbsp;<\/h6>\n<p>StashAway\u6703\u628a\u6295\u8cc7\u8005\u7684\u9322\u6295\u8cc7\u5728\u5404\u7a2e\u985e\u578b\u7684ETF\uff0c\u56e0\u70baETF\u662f\u6240\u6709\u6295\u8cc7\u5de5\u5177\u4e2d\uff0c\u5177\u6709\u8f03\u9ad8\u7684\u6d41\u52d5\u6027\uff0c\u8f03\u591a\u7684\u4ea4\u6613\u91cf\uff0c\u800c\u4e14\u8cbb\u7528\u4e5f\u504f\u4f4e\u3002\u5728StashAway\u7684\u6295\u8cc7\u5217\u8868\u4e2d\uff0c\u4f60\u6703\u770b\u5230<a href=\"https:\/\/www.stashaway.my\/r\/stashaways-etf-selection\" target=\"_blank\" rel=\"noreferrer noopener\">60\u591a\u7a2eETFs<\/a>\uff0c\u5982 iShares Core S&amp;P500 ETF\u3001iShares MSCI Australia\u3001Vanguard FTSE Europe ETF\u3001SPDR\u00ae Portfolio Emerging Markets\u7b49\u7b49\u3002<\/p>\n<p>StashAway<a href=\"https:\/\/www.stashaway.my\/r\/how-stashaway-selects-etfs\" target=\"_blank\" rel=\"noreferrer noopener\">\u9078\u4e2d\u7684ETF<\/a>\u57fa\u672c\u4e0a\u662f\u6709\u77e5\u540d\u5ea6\u3001\u6709\u6d41\u52d5\u6027\u3001\u5bb9\u6613\u4ea4\u6613\u3001\u7121\u69d3\u687f\u6216\u53cd\u5411\u6536\u76ca\u3001\u67093\u523010\u5e74\u7684\u8ddf\u8e64\u8a18\u9304\uff0c\u540c\u6642\u5c0d\u6307\u6578\u7684\u8ddf\u8e64\u8aa4\u5dee\u4e5f\u8f03\u4f4e\u3002<\/p>\n<p>\u6700\u91cd\u8981\u7684\u662f\uff0cStashAway\u7684\u98a8\u96aa\u6bd4\u5176\u4ed6\u6295\u8cc7\u5e73\u53f0\u90fd\u4f4e\u3002StashAway\u4fdd\u8b49\u5728\u4efb\u4f55\u4e00\u5e74\u4e2d\uff0c\u4f60\u53ea\u67091%\u7684\u53ef\u80fd\u6703\u640d\u5931\u8d85\u904e\u4f60\u9078\u64c7\u7684\u98a8\u96aa\u6307\u6578\u3002\u5047\u8a2d\u4f60\u9078\u64c7\u7684\u98a8\u96aa\u6307\u6578\u662f6.5%\uff0c\u90a3\u4f60\u670999%\u7684\u6a5f\u6703\u662f\u4e0d\u6703\u640d\u5931\u8d85\u904e\u4f60\u8cc7\u7522\u76846.5%\uff1b\u82e5\u4f60\u9078\u64c736%\u7684\u98a8\u96aa\u6307\u6578\uff0c\u90a3\u4f60\u4e5f\u540c\u6a23\u670999%\u7684\u6a5f\u6703\u662f\u4e0d\u6703\u640d\u5931\u8d85\u904e\u4f60\u8cc7\u7522\u768436%\u3002\u5373\u4f7f\u9019\u6a23\uff0c\u4f60\u4e5f\u8981\u6839\u64da\u4f60\u80fd\u627f\u64d4\u7684\u98a8\u96aa\uff0c\u4f86\u9078\u64c7\u98a8\u96aa\u6307\u6578\u3002<\/p>\n<h2><span style=\"color: #262262;\"><strong>\u91d1\u878d\u5546\u54c1\u90a3\u9ebc\u591a\uff0cStashAway\u600e\u6a23\u77e5\u9053\u61c9\u8a72\u8981\u5e6b\u6211\u6295\u8cc7\u54ea\u4e00\u500b\uff0c\u6295\u8cc7\u7d44\u5408\u7684\u5206\u914d\u53c8\u8a72\u600e\u9ebc\u5206\uff1f<\/strong><\/span><\/h2>\n<h6>&nbsp;<\/h6>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-4899 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u5206\u914d\u6295\u8cc7\u7d44\u5408.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u5206\u914d\u6295\u8cc7\u7d44\u5408.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u5206\u914d\u6295\u8cc7\u7d44\u5408-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u5206\u914d\u6295\u8cc7\u7d44\u5408-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure>\n<h6>&nbsp;<\/h6>\n<p>StashAway\u4f7f\u7528<a href=\"https:\/\/www.stashaway.my\/r\/stashaways-asset-allocation-framework\" target=\"_blank\" rel=\"noreferrer noopener\">ERAA<\/a>\uff08Economic Regime-based Asset Allocation\uff09\u6295\u8cc7\u7b56\u7565\uff0c\u901a\u904e\u7d93\u6fdf\u8da8\u52e2\u4ee5\u53ca\u98a8\u96aa\u504f\u597d\uff0c\u5e6b\u4f60\u9078\u51fa\u6700\u5408\u9069\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u8cfa\u53d6\u6700\u597d\u7684\u56de\u5831\u3002\u4f8b\u5982\uff0c\u8d8a\u9577\u671f\u7684\u6295\u8cc7\uff0c\u5c31\u6703\u628a\u66f4\u591a\u7684\u8cc7\u7522\u653e\u5728\u6210\u9577\u578b\u7684\u6295\u8cc7\u7d44\u5408\uff1b\u77ed\u671f\u7684\u8a71\uff0c\u5c31\u6703\u6295\u8cc7\u5728\u7a69\u5b9a\u3001\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\u7d44\u5408\u3002<\/p>\n<p>\u9664\u6b64\u4e4b\u5916\uff0cStashAway\u7684\u6295\u8cc7\u7d44\u5408\u662f\u591a\u5143\u5316\u7684\uff0c\u5b83\u5305\u62ec\u80a1\u7968\u3001\u56fa\u5b9a\u6536\u76ca\u3001<a href=\"https:\/\/valueinmind.co\/zh\/what-is-bond\/\">\u50b5\u5238<\/a>\u3001\u9ec3\u91d1\u7b49\u7b49\u3002\u9019\u7a2e\u591a\u6a23\u5316\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u80fd\u907f\u514d\u4efb\u4f55\u8cc7\u7522\u985e\u5225\u7684\u7a81\u7136\u4e0b\u8dcc\u5e36\u4f86\u7684\u5f71\u97ff\u3002\u8209\u500b\u4f8b\u5b50\uff0c\u80a1\u7968\u6ce2\u52d5\u6bd4\u8f03\u5927\uff0c\u82e5\u6709\u5929\u80a1\u7968\u7a81\u7136\u5927\u8dcc\uff0c\u90a3\u6295\u8cc7\u7d44\u5408\u4e2d\u8f03\u7a69\u5b9a\u7684\u50b5\u5238\u80fd\u5206\u6563\u9019\u4e9b\u98a8\u96aa\uff0c\u628a\u98a8\u96aa\u7a0b\u5ea6\u964d\u5230\u6700\u4f4e\uff0c\u907f\u514d\u6295\u8cc7\u8005\u6709\u8f03\u5927\u7684\u8667\u640d\u3002<\/p>\n<p><span style=\"font-weight: 400;\">\u9664\u4e86\u59a5\u5584\u5206\u914d\u6295\u8cc7\u7d44\u5408\uff0c\u6211\u5011\u4e5f\u53ef\u4ee5\u901a\u904e\u6709\u6548\u7684\u91d1\u9322\u898f\u5283\uff0c\u5206\u914d\u597d\u6536\u5165\u652f\u51fa\uff0c\u76e1\u53ef\u80fd\u898f\u5283\u51fa\u66f4\u591a\u9322\u4f86\u9032\u884c\u6295\u8cc7\u548c\u81ea\u6211\u589e\u503c\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7576\u4f60\u628a\u8d8a\u591a\u9322\u653e\u5728\u6295\u8cc7\u7d44\u5408\u4e2d\uff0c\u8d8a\u65e9\u958b\u59cb\u9322\u6efe\u9322\uff0c\u5c31\u80fd\u8d8a\u5feb\u9054\u5230\u8ca1\u52d9\u81ea\u7531\u76ee\u6a19\uff0c\u904e\u4e0a\u66f4\u81ea\u7531\u7684\u4eba\u751f\u3002<\/span><\/p>\n<blockquote>\n<p class=\"p1\"><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\"><span class=\"s1\"><b>\u60f3\u8981\u5b78\u7fd2\u5982\u4f55\u6295\u8cc7\uff1f\u99ac\u4e0a\u4e0b\u8f09\u514d\u8cbb\u7684\u300a<\/b><\/span><span class=\"s1\"><b>\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b\uff0c\u5e6b\u52a9\u4f60\u5b78\u7fd2\u6295\u8cc7\u7684\u95dc\u9375\uff0c\u6210\u70ba\u6295\u8cc7\u8d0f\u5bb6\uff01<\/b><\/span><\/a><\/p>\n<\/blockquote>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-333dd2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"333dd2c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0fcc94b\" data-id=\"0fcc94b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28c0422 elementor-widget elementor-widget-text-editor\" data-id=\"28c0422\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><strong><span style=\"color: #262262;\">\u5982\u679c\u4f60\u4e00\u76f4\u6c92\u6709\u8fa6\u6cd5\u9054\u5230\u4eba\u751f\u7684\u76ee\u6a19\uff0cStashAway\u80fd\u5e6b\u4f60\u5be6\u73fe\u76ee\u6a19\u5594\uff01<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>StashAway\u6703\u6839\u64da\u4f60\u9078\u64c7\u7684\u76ee\u6a19\uff08\u7d2f\u7a4d\u8ca1\u5bcc\u3001\u7dca\u6025\u5099\u7528\u91d1\u3001\u9000\u4f11\u3001\u6559\u80b2\u3001\u8cb7\u8eca\u3001\u8cb7\u623f\u3001\u5a5a\u79ae\u3001\u5275\u696d\u3001\u65c5\u884c\uff09\u4ee5\u53ca\u98a8\u96aa\u504f\u597d\uff0c\u70ba\u4f60\u5efa\u7acb\u6295\u8cc7\u8a08\u5283\uff0c\u5206\u914d\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5e6b\u4f60\u9054\u6210\u76ee\u6a19\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"810\" class=\"wp-image-4900 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.58.58-PM-1024x810.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.58.58-PM-1024x810.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.58.58-PM-300x237.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.58.58-PM-768x608.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.58.58-PM-1536x1215.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.58.58-PM.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><h6>\u00a0<\/h6><p>\u8209\u500b\u4f8b\u5b50\uff0c\u82e5\u4f60\u9078\u64c7\u8209\u8fa6\u5a5a\u79ae\u70ba\u4f60\u7684\u76ee\u6a19\uff0cStashAway\u6703\u6839\u64da\u4f60\u7684\u8a08\u5283\uff0c\u4f60\u60f3\u57285\u5e74\u5f8c\u8209\u8fa6\u4e00\u5834\u6b63\u5f0f\u7684\u5a5a\u79ae\uff0c\u90a3\u6642\u5019\u6703\u9080\u8acb\u89aa\u4eba\u670b\u53cb\uff0c\u4f46\u4f60\u73fe\u5728\u9084\u6c92\u70ba\u5a5a\u79ae\u6e96\u5099\u4efb\u4f55\u8cc7\u91d1\u3002<\/p><p>\u90a3\u9ebcStashAway\u6703\u6839\u64da\u4f60\u6240\u586b\u5beb\u7684\u5167\u5bb9\uff0c\u9810\u7b97\u8209\u8fa6\u5a5a\u79ae\u6240\u9700\u7684\u6578\u984d\uff08RM34,800\uff09\uff0c\u4ee5\u53ca\u6bcf\u500b\u6708\u9700\u6295\u653e\u7684\u91d1\u984d\uff08\u5927\u6982\u5728RM478 &#8211; RM515\u4e4b\u9593\uff09\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"816\" class=\"wp-image-4901 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.59.17-PM-1024x816.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.59.17-PM-1024x816.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.59.17-PM-300x239.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.59.17-PM-768x612.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.59.17-PM-1536x1224.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-11-20-at-6.59.17-PM.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><h6>\u00a0<\/h6><p>\u7136\u5f8c\uff0cStashAway\u6839\u64da\u4f60\u7684\u60c5\u6cc1\u4f86\u5236\u5b9a\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0828%\u7684\u8cc7\u91d1\u6703\u6295\u8cc7\u5728\u653f\u5e9c\u50b5\u5238\u300120%\u5728\u56fa\u5b9a\u6536\u76ca\u300120%\u5728\u516c\u53f8\u50b5\u5238\u30016%\u5728\u7f8e\u570b\u80a1\u7968\u30016%\u5728\u570b\u969b\u80a1\u7968\u300119%\u5728\u5927\u5b97\u5546\u54c1\u30011%\u5728\u7f8e\u5143\uff09\u3002\u6bcf\u500b\u4eba\u7684\u6295\u8cc7\u7d44\u5408\u90fd\u4e0d\u592a\u4e00\u6a23\uff0c\u56e0\u70baStashAway\u6703\u6839\u64da\u4f60\u7684\u8a08\u5283\uff0c\u8b93\u4f60\u80fd\u5728\u8a2d\u5b9a\u7684\u6642\u9593\u5167\uff0c\u9054\u6210\u81ea\u5df1\u7684\u76ee\u6a19\u3002<\/p><p>StashAway\u9f13\u52f5\u6295\u8cc7\u8005\uff0c\u5b9a\u671f\u5b9a\u984d\u6295\u4e00\u4e9b\u8cc7\u91d1\u9032\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5982\u6bcf\u500b\u6708\u6295RM100\u9032\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u3002\u7576\u4f60\u5feb\u8981\u9054\u6210\u76ee\u6a19\u6642\uff0cStashAway\u6703\u81ea\u52d5\u964d\u4f4e\u6295\u8cc7\u7d44\u5408\u7684\u98a8\u96aa\u6c34\u5e73\uff0c\u9019\u6a23\u4f60\u7684\u6295\u8cc7\u4e0d\u6703\u6709\u592a\u5927\u7684\u6ce2\u52d5\uff0c\u5230\u6642\u5019\u80fd\u5b89\u5fc3\u5730\u8209\u8fa6\u5a5a\u79ae\u4e86\u3002<\/p><h2><strong><span style=\"color: #262262;\">\u4f60\u53ef\u80fd\u4e0d\u77e5\u9053\uff0cStashAway\u9084\u6709\u96b1\u85cf\u4e86\u9019\u4e9b\u5bf6\u85cf\u529f\u80fd\uff01<\/span><\/strong><\/h2><h6>\u00a0<\/h6><h3><strong><span style=\"color: #009aff;\">1. \u91cd\u65b0\u5e73\u8861\uff08Rebalancing\uff09<\/span><\/strong><\/h3><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4902 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Rebalancing.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Rebalancing.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Rebalancing-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Rebalancing-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u70ba\u4e86\u80fd\u5920\u5728\u8a2d\u5b9a\u7684\u6642\u9593\u5167\u9054\u5230\u6295\u8cc7\u76ee\u6a19\uff0cStashAway\u80fd\u901a\u904e<a href=\"https:\/\/www.stashaway.my\/r\/what-is-rebalancing\" target=\"_blank\" rel=\"noreferrer noopener\">Rebalancing<\/a>\uff0c\u4f86\u5e73\u8861\u5e02\u5834\u6ce2\u52d5\u53ca\u6295\u8cc7\u56de\u916c\u3002<\/p><p>\u8209\u500b\u4f8b\u5b50\uff0c\u5982\u679c\u4f60\u7684\u8cc7\u91d1\u662fRM100,000\uff0cStashAway\u5e6b\u4f60\u6295\u5165\u523060\uff05\u7684\u80a1\u7968\u548c40\uff05\u7684\u50b5\u5238\u7684\u6295\u8cc7\u7d44\u5408\u3002\u6709\u4e00\u5929\uff0c\u4f60\u7684\u80a1\u7968\u589e\u9577\u4e8610\uff05\uff0c\u800c\u50b5\u5238\u537b\u4fdd\u6301\u4e0d\u8b8a\uff0c\u90a3\u9ebc\u4f60\u589e\u9577\u5f8c\u7684\u6295\u8cc7\u7d44\u5408\uff08RM106,000\uff09\u4e2d\u7684RM66,000\u662f\u6295\u8cc7\u5728\u80a1\u7968\uff0c\u800cRM40,000\u662f\u6295\u8cc7\u5728\u50b5\u5238\u3002\u80a1\u7968\u548c\u50b5\u5238\u7684\u6bd4\u4f8b\u5c31\u6703\u8b8a\u621062% : 38%\uff0c\u548c\u539f\u5148\u768460% : 40%\u4e0d\u4e00\u6a23\u4e86\u3002<\/p><p>\u70ba\u4e86\u8b8a\u56de\u4e4b\u524d\u768460% : 40%\u914d\u7f6e\uff0cStashAway\u6703\u8ce3\u51fa2%\u7684\u80a1\u7968\uff0c\u8cb7\u51652%\u7684\u50b5\u5238\uff0c\u9019\u6a23\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u5c31\u8b8a\u6210\u539f\u672c\u768460%\u80a1\u7968\u548c40 %\u50b5\u5238\u7684\u8cc7\u7522\u914d\u7f6e\u4e86\u3002<\/p><h3><strong><span style=\"color: #009aff;\">2. \u667a\u80fd\u518d\u512a\u5316\uff08Smart Auto-reoptimisation\uff09<\/span><\/strong><\/h3><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4903 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Smart-auto-reoptimization.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Smart-auto-reoptimization.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Smart-auto-reoptimization-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway-Smart-auto-reoptimization-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>StashAway\u6703\u6839\u64da\u7d93\u6fdf\u548c\u5e02\u5834\u7684\u8b8a\u5316\uff0c\u81ea\u52d5\u5e6b\u4f60<a href=\"https:\/\/www.stashaway.my\/faq\/360010099173-what-is-re-optimisation\" target=\"_blank\" rel=\"noreferrer noopener\">\u8abf\u6574\u6295\u8cc7\u7d44\u5408<\/a>\u3002\u4f8b\u5982\uff0c\u80a1\u7968\u4e0a\u6f32\u6642\uff0c\u6703\u5e6b\u4f60\u8cb7\u5165\u66f4\u591a\u50b5\u5238\u6216\u9ec3\u91d1\u4f86\u907f\u958b\u98a8\u96aa\u3002\u7576\u7d93\u6fdf\u72c0\u6cc1\u8870\u9000\u6642\uff0c\u6703\u8abf\u6574\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u628a\u640d\u5931\u964d\u5230\u6700\u4f4e\u3002<\/p><p>StashAway\u667a\u80fd\u6a5f\u5668\u4eba\u80fd24\u5c0f\u6642\u770b\u7ba1\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5728\u5fc5\u8981\u6642\u6703\u81ea\u52d5\u5e6b\u4f60\u8abf\u6574\u6295\u8cc7\u7d44\u5408\u3002StashAway\u4e0d\u6703\u6642\u5e38\u8abf\u6574\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u53ea\u6709\u5728\u7d93\u6fdf\u6709\u5f88\u5927\u7684\u52d5\u8569\u6642\u6216\u51fa\u73fe\u5f88\u56b4\u91cd\u7684\u60c5\u6cc1\uff0c\u624d\u6703\u8abf\u6574\u6295\u8cc7\u7d44\u5408\u3002\u800c\u9019\u4e0d\u9700\u8981\u53e6\u7d66\u8cbb\u7528\uff0c\u5b83\u5df2\u7d93\u5305\u62ec\u5728\u7ba1\u7406\u8cbb\u4e2d\u4e86\u3002<\/p><p>\u8209\u500b\u4f8b\u5b50\uff0c\u7576\u901a\u8ca8\u81a8\u8139\uff0cStashAway\u6703\u5e6b\u4f60\u8ce3\u51fa\u4e00\u4e9b\u8cc7\u7522\uff0c\u8cb7\u5165\u901a\u8139\u50b5\u5238\u7b49\u7b49\uff0c\u4fdd\u8b77\u6295\u8cc7\u7d44\u5408\u7684\u8cfc\u8cb7\u529b\u3002\u4ea6\u6216\u8005\u5728\u5176\u4e2d\u4e00\u7a2e\u8cc7\u7522\u50f9\u683c\u7a81\u7136\u4e0a\u6f32\u4e86100%\uff0c\u70ba\u4e86\u907f\u514d\u904e\u5f8c\u6709\u5de8\u5927\u7684\u8667\u640d\uff0cStashAway\u6703\u8abf\u6574\u8cc7\u7522\u914d\u7f6e\u7684\u6bd4\u4f8b\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4904 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/stashaway-\u81ea\u52d5\u8abf\u6574.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/stashaway-\u81ea\u52d5\u8abf\u6574.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/stashaway-\u81ea\u52d5\u8abf\u6574-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/stashaway-\u81ea\u52d5\u8abf\u6574-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u800c\u8eab\u70ba\u6295\u8cc7\u8005\uff0c\u4f60\u4e0d\u53ef\u80fd\u6bcf\u4e00\u5206\u9418\u90fd\u5728\u89c0\u5bdf\u6295\u8cc7\u7d44\u5408\u7684\u6578\u64da\u8b8a\u5316\uff0c\u66f4\u4e0d\u80fd\u53ca\u6642\u767c\u73fe\u901a\u8ca8\u81a8\u8139\u3002\u4f46StashAway\u662f24\u5c0f\u6642\u770b\u7ba1\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u82e5\u767c\u73fe\u7d93\u6fdf\u548c\u5e02\u5834\u6709\u5f88\u5927\u7684\u52d5\u8569\uff0c\u6216\u6578\u64da\u767c\u73fe\u901a\u8ca8\u81a8\u8139\u7684\u8da8\u52e2\uff0c\u90a3StashAway\u80fd\u7acb\u523b\u5e6b\u4f60\u505a\u51fa\u6c7a\u5b9a\uff0c\u81ea\u52d5\u8abf\u6574\u6295\u8cc7\u7d44\u5408\uff0c\u907f\u514d\u51fa\u73fe\u8f03\u5927\u7684\u640d\u5931\u3002<\/p><p>\u7576\u7136\uff0c\u5982\u679c\u4f60\u4e0d\u60f3\u8981StashAway\u81ea\u52d5\u5e6b\u4f60\u8abf\u6574\u6295\u8cc7\u7d44\u5408\uff0c\u53ef\u4ee5\u9078\u64c7\u95dc\u9589\u9019\u9805\u529f\u80fd\uff0c\u9019\u6a23\u5c31\u7b97\u7d93\u6fdf\u548c\u5e02\u5834\u6709\u4efb\u4f55\u8b8a\u52d5\uff0cStashAway\u9084\u662f\u6703\u901a\u77e5\u4f60\uff0c\u8a62\u554f\u4f60\u9700\u4e0d\u9700\u8981\u8abf\u6574\u3002\u82e5\u60f3\u8981\uff0c\u4f60\u53ef\u4ee5\u624b\u52d5\u5141\u8a31StashAway\u5e6b\u4f60\u8abf\u6574\uff1b\u6c92\u6709\u4f60\u7684\u5141\u8a31\uff0cStashAway\u4e0d\u6703\u81ea\u52d5\u8abf\u6574\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u3002<\/p><h2><strong><span style=\"color: #262262;\">StashAway\u7684\u6295\u8cc7\u56de\u5831\u662f\u4e0d\u662f\u52dd\u904e\u5e02\u5834\u4e0a\u5176\u5b83\u57fa\u91d1\uff1f<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u6839\u64da<a href=\"https:\/\/www.stashaway.my\/r\/stashaway-performance-2-years\" target=\"_blank\" rel=\"noreferrer noopener\">StashAway\u5b98\u7db2<\/a>\uff0c\u5b83\u63d0\u4f9b\u4e86\u5169\u5e74\u4ee5\u4f86\uff082017\u5e747\u6708\u52302019\u5e747\u6708\uff09\u70ba\u5ba2\u6236\u5206\u914d\u7684\u6295\u8cc7\u7d44\u5408\u7684\u8868\u73fe\u3002<\/p><p>\u4ee5\u4e0b\u662f\u5169\u5e74\u4ee5\u4f86StashAway\u7684\u56de\u916c\u548c\u5176\u5b83\u76f8\u540c\u98a8\u96aa\u57fa\u6e96\uff08\u7531MSCI World Equity Index\u548cFTSE World Government Bond Index\u63d0\u4f9b\uff09\u7684\u56de\u916c\uff1a<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"698\" height=\"1024\" class=\"wp-image-4905 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u6295\u8cc7\u56de\u916c-698x1024.jpg\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u6295\u8cc7\u56de\u916c-698x1024.jpg 698w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u6295\u8cc7\u56de\u916c-204x300.jpg 204w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u6295\u8cc7\u56de\u916c-768x1127.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u6295\u8cc7\u56de\u916c.jpg 800w\" sizes=\"(max-width: 698px) 100vw, 698px\" \/><figcaption>\u5716\u7247\u53d6\u81ea\uff1a<a href=\"https:\/\/www.stashaway.my\/r\/stashaway-performance-2-years\" target=\"_blank\" rel=\"noreferrer noopener\">StashAway\u5b98\u7db2<\/a><\/figcaption><\/figure><h6>\u00a0<\/h6><p>\u5f9e\u4ee5\u4e0a\u6578\u64da\uff0c\u7121\u8ad6\u54ea\u7a2e\u98a8\u96aa\uff0cStashAway\u7684\u56de\u916c\u6bd4\u5176\u4ed6\u98a8\u96aa\u57fa\u6e96\u7684\u6295\u8cc7\u7d44\u5408\u6240\u7522\u751f\u7684\u56de\u916c\u9084\u8981\u9ad8\u3002<\/p><p>StashAway\u667a\u80fd\u6295\u8cc7\u7d44\u5408\u8d77\u4f0f\u4e0d\u5927\uff0c\u53ef\u4ee5\u5f9e\u5e02\u5834\u4f4e\u8ff7\u4e2d\u66f4\u5feb\u5730\u6062\u5fa9\u904e\u4f86\u3002\u6240\u4ee5\u9577\u671f\u4f86\u770b\uff0c\u5b83\u80fd\u628a\u98a8\u96aa\u964d\u5230\u6700\u4f4e\u4e26\u8cfa\u53d6\u66f4\u591a\u7684\u56de\u5831\u3002<\/p><p>\u9664\u6b64\u4e4b\u5916\uff0c\u5728StashAway\u5b98\u7db2\u7684<a href=\"https:\/\/www.stashaway.my\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9996\u9801<\/a>\uff0c\u6295\u8cc7\u8005\u80fd\u9810\u6e2c\u81ea\u5df1\u672a\u4f86\u80fd\u7a4d\u7d2f\u591a\u5c11\u8cc7\u7522\u3002\u5047\u8a2d\u4f60\u7b2c\u4e00\u6b21\u6295\u653eRM500\uff0c\u7136\u5f8c\u6bcf\u500b\u6708\u4f60\u90fd\u6703\u6301\u7e8c\u6295RM100\u9032StashAway\u3002\u90a3\u9ebc10\u5e74\u5f8c\uff0c\u4f60\u7d2f\u7a4d\u7684\u8cc7\u7522\u5927\u7d04\u662fRM 16,191\uff0c\u76f8\u6bd4\u4fe1\u8a17\u57fa\u91d1\uff0c\u591a\u51fa\u4e86RM 2,000\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"625\" class=\"wp-image-4906 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d110\u5e74\u56de\u916c-1024x625.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d110\u5e74\u56de\u916c-1024x625.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d110\u5e74\u56de\u916c-300x183.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d110\u5e74\u56de\u916c-768x469.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d110\u5e74\u56de\u916c-1536x937.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d110\u5e74\u56de\u916c-2048x1249.png 2048w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d110\u5e74\u56de\u916c.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><h6>\u00a0<\/h6><p>\u800c20\u5e74\u5f8c\uff0c\u5dee\u8ddd\u8b8a\u5f97\u66f4\u5927\u3002\u5728StashAway\u4f60\u7d2f\u7a4d\u7684\u8cc7\u7522\u5927\u7d04\u662fRM 41,670\u3002\u76f8\u6bd4\u4fe1\u8a17\u57fa\u91d1\uff0c\u591a\u51fa\u4e86RM8,960\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"641\" class=\"wp-image-4907 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d120\u5e74\u56de\u916c-1024x641.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d120\u5e74\u56de\u916c-1024x641.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d120\u5e74\u56de\u916c-300x188.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d120\u5e74\u56de\u916c-768x481.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d120\u5e74\u56de\u916c-1536x962.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d120\u5e74\u56de\u916c-2048x1282.png 2048w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Stashaway\u5c0d\u6bd4\u4fe1\u8a17\u57fa\u91d120\u5e74\u56de\u916c.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><h2><strong><span style=\"color: #262262;\">\u7814\u767c\u4eba\u5de5\u667a\u80fd\u6295\u8cc7\u61c9\u8a72\u5f88\u8cb4\uff0c\u90a3\u7528\u6236\u662f\u4e0d\u662f\u9700\u8981\u7d66\u5f88\u9ad8\u7684\u8cbb\u7528\u4f86\u4f7f\u7528\u4eba\u5de5\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff1f<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u4ee5\u4e0b\u662f\u4f7f\u7528StashAway\u7684<a href=\"https:\/\/www.stashaway.my\/pricing\" target=\"_blank\" rel=\"noreferrer noopener\">\u597d\u8655<\/a>\uff1a<\/p><p>1. \u6c92\u6709\u8cec\u6236\u8a2d\u7f6e\u6216\u9000\u51fa\u8cbb\u7528<\/p><p>2. \u7121\u9650\u6b21\u514d\u8cbb\u53d6\u6b3e<\/p><p>3. \u7121\u9650\u5236\u7684\u514d\u8cbb\u5728\u6295\u8cc7\u7d44\u5408\u4e4b\u9593\u8f49\u8cec<\/p><p>4. \u8cbb\u7528\u5df2\u5305\u62ec\u518d\u5e73\u8861\u3001\u4ea4\u6613\u548c\u518d\u512a\u5316\u6210\u672c<\/p><p>\u6bcf\u5e74StashAway\u7684\u6295\u8cc7\u7d44\u5408<a href=\"https:\/\/www.stashaway.my\/pricing\" target=\"_blank\" rel=\"noreferrer noopener\">\u7ba1\u7406\u8cbb<\/a>\u662f\u6295\u8cc7\u91d1\u984d\u76840.2%\u81f30.8%\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"684\" height=\"1024\" class=\"wp-image-4914 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-14-at-12.35.04-PM-684x1024.png\" alt=\"StashAway\u7ba1\u7406\u8d39\u7528\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-14-at-12.35.04-PM-684x1024.png 684w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-14-at-12.35.04-PM-201x300.png 201w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-14-at-12.35.04-PM.png 758w\" sizes=\"(max-width: 684px) 100vw, 684px\" \/><\/figure><h6>\u00a0<\/h6><p>\u6bcf\u5e74ETF\u7d93\u7406\u6536\u53d6\u7684\u8cbb\u7528\u6bd4\u7387\u7d040.2%\u3002StashAway\u5f9e\u99ac\u5e63\u514c\u63db\u5230\u7f8e\u5143\u548c\u82f1\u938a\u7d44\u5408\u6536\u53d6\u7684\u8cbb\u7528\u662f\u73fe\u532f\u7387\u76840.1%\u3002\u6240\u4ee5\u6bcf\u5e74\u6536\u53d6\u7684\u7e3d\u8cbb\u7528\u4ecb\u65bc\u6295\u5165\u91d1\u984d\u76840.5% &#8211; 1.1%\u4e4b\u9593\u3002<\/p><p>\u50f9\u503c\u601d\u7dad\u9662\u9577 Spark Liang \u4e5f\u66fe\u7d93\u958b\u7bb1\u904e StashAway \uff01<\/p><p><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/teBsoBGulII\" width=\"560\" height=\"500\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/p><h2><strong><span style=\"color: #262262;\">\u9084\u5728\u8003\u616e\u8981\u4e0d\u8981\u4f7f\u7528StashAway\uff1f\u4e0d\u5982\u770b\u770b\u5176\u4ed6\u4eba\u7684\u770b\u6cd5\u5427\uff01<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u4ee5\u4e0b\u662f\u5176\u4ed6\u4f7f\u7528\u8005\u5c0dStashAway\u7684\u770b\u6cd5\uff1a<\/p><p>Ms Rainie\uff08\u857e\u59ae\u5c0f\u59d0\u59d0\uff09\u662f\u500b\u96f6\u6295\u8cc7\u7d93\u9a57\u7684\u65b0\u624b\u6295\u8cc7\u8005\u3002\u5979\u8868\u793aStashAway\u5bb9\u6613\u4f7f\u7528\u3001\u80fd\u5c0b\u627e\u6700\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\u3001\u5165\u5834\u9580\u6abb\u4f4e\u3001\u4e0d\u9700\u8981\u4f60\u505a\u4efb\u4f55\u5224\u65b7\u7684\u6295\u8cc7\u3002\u4f7f\u7528\u5f8c\uff0c\u5979\u5f88\u6eff\u610f\uff0c\u6240\u4ee5\u63a8\u85a6\u65b0\u624b\u5011\u4e0d\u59a8\u8003\u616e\u4e00\u4e0bStashAway\u3002<\/p><p><iframe src=\"https:\/\/www.youtube.com\/embed\/LuHtkLmImkg\" width=\"560\" height=\"500\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/p><p>\u63a5\u4e0b\u4f86\u662fSuyinOng\u3002\u5979\u4ee5\u524d\u662f\u6295\u8cc7\u500b\u80a1\u7684\uff0c\u800c\u9019\u662f\u5979\u4f7f\u7528\u4e86StashAway 1\u5e74\u5f8c\u9304\u7684\u5f71\u7247\u3002\u5979\u8a73\u7d30\u4ecb\u7d39\u4e86StashAway\u88e1\u9762\u7684\u529f\u80fd\u548c\u6578\u64da\u3002\u5979\u9078\u64c7\u7684\u6295\u8cc7\u7d44\u5408\u662f\u98a8\u96aa\u6700\u9ad8\u7684\uff0836% risk index\uff09\uff0c\u56de\u916c\u4e5f\u4ee4\u5979\u6eff\u610f\u3002\u7e3d\u800c\u8a00\u4e4b\uff0c\u5979\u975e\u5e38\u6eff\u610fStashAway\uff0c\u56e0\u70ba\u5979\u4e0d\u7528\u82b1\u8cbb\u5fc3\u601d\u53bb\u9078\u64c7\u80a1\u7968\uff0cStashAway\u6703\u81ea\u52d5\u5e6b\u5979\u5206\u914d\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u3002\u73fe\u5728\u5979\u53ea\u9700\u8981\u6c7a\u5b9a\u6bcf\u500b\u6708\u6295\u5165\u591a\u5c11\u8cc7\u91d1\u3001\u9078\u64c7\u81ea\u5df1\u80fd\u627f\u53d7\u7684\u98a8\u96aa\uff0c\u7136\u5f8c\u5269\u4e0b\u7684\u4e00\u5207\u90fd\u4ea4\u7d66StashAway\u7ba1\u7406\u3002<\/p><p><iframe src=\"https:\/\/www.youtube.com\/embed\/tM__xuDjg0A\" width=\"560\" height=\"500\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/p><h2><strong><span style=\"color: #262262;\">\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff01\u60f3\u8981\u5c31\u8d95\u5feb\u958bStashAway\u6236\u53e3\u5427\uff01<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>StashAway\u662f\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u5b83\u5206\u6790\u4f60\u7684\u8ca1\u52d9\u76ee\u6a19\u3001\u98a8\u96aa\u504f\u597d\uff0c\u81ea\u52d5\u5206\u914d\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u7136\u5f8c24\u5c0f\u6642\u89c0\u5bdf\u6295\u8cc7\u7d44\u5408\u7684\u8868\u73fe\uff0c\u518d\u6839\u64da\u7d93\u6fdf\u548c\u5e02\u5834\u7684\u8b8a\u5316\uff0c\u81ea\u52d5\u8abf\u6574\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5206\u6563\u4f60\u7684\u98a8\u96aa\uff0c\u5e6b\u4f60\u8cfa\u53d6\u66f4\u597d\u7684\u56de\u5831\u3002<\/p><p>\u9019\u6a23\u7684\u529f\u80fd\uff0c\u7121\u7591\u5c31\u662f\u975e\u5e38\u9069\u5408\u5c0d\u6295\u8cc7\u9084\u4e0d\u719f\u6089\uff0c\u4f46\u662f\u537b\u60f3\u8981\u958b\u59cb\u6295\u8cc7\u7684\u6295\u8cc7\u65b0\u624b\u3002\u5982\u679c\u4f60\u60f3\u8981\u958b\u8a2dStashAway\u5e33\u6236\uff0c\u53ef\u4ee5\u9ede\u64ca<a href=\"http:\/\/bit.ly\/2woDMyl\" target=\"_blank\" rel=\"noreferrer noopener\">\u9019\u88e1<\/a>\u9032\u884c\u8a3b\u518a\u3002\u6709\u4efb\u4f55\u4e0d\u660e\u767d\u7684\u5730\u65b9\uff0c\u53ef\u700f\u89bd<a href=\"https:\/\/valueinmind.co\/steps-to-open-a-stashaway-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">StashAway\u958b\u6236\u6d41\u7a0b<\/a>\u3002<\/p><p><strong>\u5982\u679c\u4f60\u76ee\u524d\u5c0d\u6295\u8cc7\u9084\u662f\u4e0d\u7406\u89e3\uff0c\u6b61\u8fce\u514d\u8cbb\u9818\u53d6<a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/?utm_source=marketing&amp;utm_medium=website_blog&amp;utm_campaign=financial-investment-4-tips-what-is-stashaway\">\u300a2021\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b<\/a>\uff0c\u638c\u63e1\u4f4e\u98a8\u96aa\u53c8\u5b89\u5168\u7684\u6295\u8cc7\u7b56\u7565\uff01\u5728\u8207StashAway\u7684\u642d\u914d\u4e4b\u4e0b\uff0c\u76f8\u4fe1\u4f60\u80fd\u5920\u66f4\u5feb\u5730\u9054\u5230\u4f60\u7684\u6295\u8cc7\u76ee\u6a19\u3002\u6b64\u5916\uff0c\u5982\u679c\u4f60\u5df2\u7d93\u990a\u6210\u4e86\u6295\u8cc7\u7684\u80fd\u529b\uff0c\u4f60\u9084\u53ef\u4ee5\u81ea\u5df1\u64cd\u4f5c\u6295\u8cc7\uff0c\u5275\u9020\u6bd4StashAway\u66f4\u9ad8\u7684\u6295\u8cc7\u56de\u916c\u3002<\/strong><\/p><h2><strong><span style=\"color: #262262;\">\u514d\u8cac\u8072\u660e<\/span><\/strong><\/h2><p>\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u4fc2\u50f9\u503c\u601d\u7dad\u6216\u54a8\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56f4bb5 elementor-widget elementor-widget-elementor-faq-schema\" data-id=\"56f4bb5\" data-element_type=\"widget\" data-widget_type=\"elementor-faq-schema.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t                                    <script type=\"application\/ld+json\">\n                    {\n                        \"@context\": \"https:\/\/schema.org\",\n                        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noopener&quot;&gt;\u5171\u540c\u5275\u7acb&lt;\/a&gt;\u7684\u3002StashAway\u4f7f\u7528Robo-Advisor\u667a\u80fd\u6295\u8cc7\u9867\u554f\u6280\u8853\uff0c\u4e5f\u5c31\u662fAI\u667a\u80fd\u6a5f\u5668\u4eba\u4f86\u5e6b\u4f60\u7ba1\u7406\u8cc7\u7522\u3002\u5b83\u6703\u5206\u6790\u4f60\u586b\u5beb\u7684\u500b\u4eba\u8cc7\u6599\u3001\u6295\u8cc7\u76ee\u6a19\u3001\u98a8\u96aa\u504f\u597d\uff0c\u4f86\u5236\u5b9a\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u7136\u5f8c24\u5c0f\u6642\u76e3\u5bdf\u6295\u8cc7\u8868\u73fe\u3002&lt;\/p&gt;\"\n                            }\n                                                    },\n                                             {\n                            \"@type\": \"Question\",\n                            \"name\": \"StashAway\u5408\u6cd5\u55ce\uff1f\",\n                            \"acceptedAnswer\": {\n                                \"@type\": \"Answer\",\n                                \"text\": 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