{"id":4923,"date":"2020-12-15T06:40:02","date_gmt":"2020-12-14T22:40:02","guid":{"rendered":"https:\/\/valueinmind.co\/?p=4923"},"modified":"2023-08-25T09:40:16","modified_gmt":"2023-08-25T01:40:16","slug":"what-is-sspn-i","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/what-is-sspn-i\/","title":{"rendered":"\u4ec0\u9ebc\u662fSSPN-i &#038; SSPN-i Plus\uff1f\u5b83\u5011\u662f\u552f\u4e00\u6709\u7a05\u52d9\u56de\u6263\u7684\u5132\u5b58\u6236\u53e3\uff0c\u9084\u514d\u8cbb\u4fdd\u96aa\u4fdd\u969c\uff01\u5343\u842c\u4e0d\u8981\u932f\u904e\u9019\u500b\u597d\u5eb7\uff01"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4923\" class=\"elementor elementor-4923\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a182762 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a182762\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-449d006\" data-id=\"449d006\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8066676 elementor-widget elementor-widget-text-editor\" data-id=\"8066676\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><b>\u4f60\u77e5\u9053SSPN-i\u548cSSPN i-Plus\u6539\u540d\uff0c\u6263\u7a05\u512a\u60e0\u653f\u7b56\u6539\u8b8a\u4e86\u55ce\uff1f<\/b><\/p>\n<p><b>\u8d95\u5feb\u9ede\u64ca\u4e0b\u65b9\uff0c\u4ee5\u7372\u53d6SSPN\u6700\u65b0\u5185\u5bb9\uff0c\u624b\u628a\u624b\u6559\u4f60\u5982\u4f55\u958bSSPN\u6236\u53e3\uff1a<\/b><\/p>\n<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/valueinmind.co\/zh\/what-is-sspn\/\">SSPN\u6263\u7a05\u512a\u60e0\u53ea\u5ef6\u9577\u81f32024\u5e74\uff01\u628a\u6559\u80b2\u57fa\u91d1\u5b58\u5728SSPN Prime &amp; SSPN Plus\u9084\u503c\u5f97\u55ce\uff1f\u5982\u4f55\u958bSSPN\u6236\u53e3\uff1f<\/a><\/h1>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f44e4c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f44e4c4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c432ba6\" data-id=\"7c432ba6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ef0de0 elementor-widget elementor-widget-facebook-button\" data-id=\"1ef0de0\" data-element_type=\"widget\" data-widget_type=\"facebook-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.23.0 - 05-08-2024 *\/\n.elementor-facebook-widget.fb_iframe_widget,.elementor-facebook-widget.fb_iframe_widget span{width:100%!important}.elementor-facebook-widget.fb_iframe_widget iframe{position:relative;width:100%!important}.elementor-facebook-widget.fb-like{height:1px}.elementor-widget-facebook-comments iframe{width:100%!important}<\/style>\t\t<div data-layout=\"standard\" data-colorscheme=\"light\" data-size=\"small\" data-show-faces=\"true\" class=\"elementor-facebook-widget fb-like\" data-href=\"https:\/\/valueinmind.co\/zh\/?p=4923\" data-share=\"true\" data-action=\"like\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c781d84 elementor-widget elementor-widget-text-editor\" data-id=\"7c781d84\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u8fd1\u5e74\u4f86\uff0c\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u57fa\u91d1\u5c40\uff08PTPTN\uff09\u4e00\u76f4\u90fd\u5728\u52aa\u529b\u63a8\u5ee3SSPN\u3002\u65b0\u805e<a href=\"https:\/\/www.malaysiakini.com\/news\/548871\" target=\"_blank\" rel=\"noreferrer noopener\">\u5831\u5c0e<\/a>\u4e5f\u6307\u51fa\uff0cSSPN\u5f9e\u63a8\u51fa\u5230\u73fe\u5728\uff0c\u7e3d\u5b58\u6b3e\u4e00\u76f4\u5728\u589e\u52a0\uff0c\u800cPTPTN\u4e3b\u5e2d\u8868\u793aSSPN\u5b58\u6b3e\u548c\u8cec\u6236\u7684\u589e\u52a0\uff0c\u4ee3\u8868\u5927\u99ac\u4eba\u9010\u6f38\u958b\u59cb\u70ba\u5b69\u5b50\u7684\u6559\u80b2\u505a\u8ca1\u52d9\u898f\u5283\uff0c\u5b58\u53d6\u5b69\u5b50\u7684\u6559\u80b2\u57fa\u91d1\u3002<\/p><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-4934 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u70ba\u5b69\u5b50\u7684\u6559\u80b2\u505a\u8ca1\u52d9\u898f\u5283.png\" alt=\"\u70ba\u5b69\u5b50\u7684\u6559\u80b2\u505a\u8ca1\u52d9\u898f\u5283\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u70ba\u5b69\u5b50\u7684\u6559\u80b2\u505a\u8ca1\u52d9\u898f\u5283.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u70ba\u5b69\u5b50\u7684\u6559\u80b2\u505a\u8ca1\u52d9\u898f\u5283-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u70ba\u5b69\u5b50\u7684\u6559\u80b2\u505a\u8ca1\u52d9\u898f\u5283-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u4f46\u662f\uff0cSSPN\u5e33\u6236\u5176\u5be6\u4e26\u4e0d\u9650\u5236\u65bc\u300c\u70ba\u5b69\u5b50\u5b58\u6559\u80b2\u57fa\u91d1\u300d\u9019\u4ef6\u4e8b\uff0c\u800c\u662f\u80fd\u5920\u7528\u4f86\u7576\u4f5c\u4e00\u822c\u7684\u5132\u84c4\u6236\u53e3\u4f86\u7528\uff0c\u800c\u4e14\u9084\u6bd4\u9280\u884c\u7684\u5132\u84c4\u6236\u53e3\u3001\u5b9a\u671f\u5b58\u6b3e\u4ee5\u53ca\u99ac\u4f86\u897f\u4e9e\u7684<a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\" target=\"_blank\" rel=\"noreferrer noopener\">ASNB\u4fe1\u8a17\u57fa\u91d1<\/a>\u9084\u6709\u66f4\u591a\u7684\u798f\u5229\uff01\u6bd4\u5982\uff0c\u7372\u5f974%\u7684\u5e74\u5229\u606f\u3001\u5b58\u5165\u7684\u5b58\u6b3e\u53ef\u4ee5\u7372\u5f97\u7a05\u52d9\u56de\u6263\u3001\u4ee5\u53ca\u7372\u5f97\u514d\u8cbb\u4fdd\u96aa\u3002<\/p><p>\u90a3\u5230\u5e95\u4ec0\u9ebc\u662fSSPN\uff1fSSPN-i\u548cSSPN-i Plus\u53c8\u6709\u4ec0\u9ebc\u5340\u5225\u5462\uff1f\u99ac\u4e0a\u5c31\u5e36\u4f60\u4f86\u8a8d\u8b58\u9019\u500b\u9bae\u70ba\u4eba\u77e5\u7684\u597d\u5eb7\uff5e\u770b\u5b8c\u4e4b\u5f8c\u4f60\u6703\u767c\u73fe\u66f4\u591a\u7576\u4e2d\u76ca\u8655\u3002\u5167\u5bb9\u5305\u542b\u4ee5\u4e0b\u5e7e\u500b\u90e8\u5206\uff1a<\/p><ul><li>\u4ec0\u9ebd\u662fSSPN-i<\/li><li>\u4ec0\u9ebd\u662fSSPN-i Plus<\/li><li>SSPN-i\u8207SSPN-i Plus\u5169\u8005\u7684\u5340\u5225<\/li><li>\u8ab0\u53ef\u4ee5\u958b\u8a2dSSPN-i\u8207SSPN-i Plus\u6236\u53e3<\/li><li>SSPN-i\u8207SSPN-i Plus\u958b\u6236\u689d\u4ef6<\/li><li>\u958b\u8a2dSSPN\u6236\u53e3\u6b65\u9a5f<\/li><li>SSPN\u5982\u4f55\u5b58\u9322<\/li><li>\u5176\u4ed6\u5e38\u554f\u554f\u984c<\/li><\/ul><h2><span style=\"color: #262262;\"><strong>\u4ec0\u9ebc\u662fSSPN-i\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>SSPN-i\uff08Skim Simpanan Pendidikan Nasional\uff09\u662f\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1\uff0c\u7531\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u57fa\u91d1\u5c40\uff08PTPTN\uff09\u57282004\u5e74\u63a8\u51fa\u7684\u3002\u5b83\u63a8\u51fa\u7684\u4e3b\u8981\u76ee\u7684\u662f\u9f13\u52f5\u7236\u6bcd\u70ba\u5b69\u5b50\u5132\u5b58\u65e5\u5f8c\u7684\u6559\u80b2\u7d93\u8cbb\uff0c\u6e1b\u5c11\u5c0d<a href=\"https:\/\/valueinmind.co\/zh\/how-to-pay-ptptn\/\">PTPTN\u8cb8\u6b3e<\/a>\u7684\u4f9d\u8cf4\u3002<\/p><p>SSPN-i\u662f\u500b\u5132\u84c4\u6236\u53e3\uff0c\u4f60\u60f3\u5728\u4efb\u4f55\u6642\u5019\u5b58\u5165\u591a\u5c11\u91d1\u984d\u90fd\u53ef\u4ee5\uff0c\u800c\u9019\u7b46\u5b58\u6b3e\u6bcf\u5e74\u90fd\u80fd\u7372\u5f97<a href=\"https:\/\/www.sspn.online\/dividen.html\" target=\"_blank\" rel=\"noreferrer noopener\">4%\u5de6\u53f3\u7684\u5229\u606f<\/a>\u3002\u53ea\u8981\u662f\u6d3b\u8e8d\u7684SSPN-i\u548cSSPN-i Plus\u7684\u6236\u53e3\uff0c\u90fd\u80fd\u7372\u5f97\u5229\u606f\u3002\u4ee5\u4e0b\u662fSSPN\u904e\u5f80\u7684\u6d3e\u606f\u8a18\u9304\uff1a<\/p><figure class=\"wp-block-image size-large\"><img decoding=\"async\" class=\"aligncenter wp-image-13948 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/SSPN\u6d3e\u606f\u8bb0\u5f55.png\" alt=\"SSPN\u6d3e\u606f\u8bb0\u5f55 2011\u5e74\u81f32020\u5e74\" width=\"685\" height=\"1024\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/SSPN\u6d3e\u606f\u8bb0\u5f55.png 685w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/SSPN\u6d3e\u606f\u8bb0\u5f55-201x300.png 201w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/SSPN\u6d3e\u606f\u8bb0\u5f55-8x12.png 8w\" sizes=\"(max-width: 685px) 100vw, 685px\" \/><\/figure><h6>\u00a0<\/h6><p>\u8207\u5e02\u5834\u4e0a\u5176\u5b83\u6295\u8cc7\u7522\u54c1\uff0c\u5982\uff1a\u9280\u884c\u5132\u84c4\u6236\u53e3\u3001\u5b9a\u671f\u5b58\u6b3e\u3001<a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\" target=\"_blank\" rel=\"noreferrer noopener\">ASNB\u4fe1\u8a17\u57fa\u91d1<\/a>\u3001ETF\u3001\u4fe1\u8a17\u57fa\u91d1\u76f8\u6bd4\uff0cSSPN-i\u6709\u4ec0\u9ebc\u66f4\u5438\u5f15\u4eba\u7684\u5730\u65b9\u55ce\uff1f<\/p><p>\u6709\u7684\uff01\u4ee5\u4e0b\u662fSSPN-i\u7684<a href=\"https:\/\/www.ptptn.gov.my\/keistimewaan-sspn-i-side\" target=\"_blank\" rel=\"noreferrer noopener\"> \u7279\u5225\u4e4b\u8655<\/a>\uff1a<\/p><p>1. \u5132\u84c4100%\u7372\u5f97\u653f\u5e9c\u4fdd\u969c\uff1a\u9280\u884c\u5132\u84c4\u6236\u53e3\u548c\u5b9a\u671f\u5b58\u6b3e\u4e5f\u6709\u7372\u5f97\u653f\u5e9c\u7684\u4fdd\u969c\uff0c\u4f46\u662f\u5176\u5b83\u7684\u6295\u8cc7\u7522\u54c1\u662f\u6709\u98a8\u96aa\u7684\u3002<\/p><p>2. \u4e0d\u9519\u7684\u5229\u606f\uff084%\uff09\uff1a<a href=\"https:\/\/www.imoney.my\/savings-account\" target=\"_blank\" rel=\"noreferrer noopener\">\u9280\u884c\u5132\u84c4\u6236\u53e3<\/a>\u7684\u5e74\u5229\u606f\u843d\u57280% &#8211; 3.6%\u4e4b\u9593\uff0c<a href=\"https:\/\/www.imoney.my\/fixed-deposit\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b58\u6b3e<\/a>\u7684\u5e74\u5229\u606f\u4e5f\u4ecb\u65bc1.85% &#8211; 3.35%\u3002\u800cSSPN-i\u6bcf\u5e74\u6240\u5206\u767c\u7684\u5229\u606f\u662f4%\u3002\u5728\u5132\u84c4\u6236\u53e3\u88e1SSPN-i\u7684\u5229\u606f\u662f\u6700\u9ad8\u7684\u3002<\/p><p>3. \u6709\u8cc7\u683c\u7533\u8acbPTPTN\u6559\u80b2\u8cb8\u6b3e\uff1a\u653f\u5e9c\u898f\u5b9a\uff0c\u60f3\u7533\u8acb PTPTN \u8cb8\u6b3e\u7684\u5b78\u751f\u5fc5\u9808\u8981\u6709SSPN-i\u6236\u53e3\u3002\u53ea\u6709\u958b\u8a2d\u4e86SSPN-i\u6236\u53e3\u7684\u4eba\uff0c\u624d\u80fd\u501f\u5230PTPTN\u8cb8\u6b3e\u3002<\/p><p>4. \u6bcf\u5e74\u6de8\u5b58\u6b3e\u9ad8\u9054RM8,000\u7684<a href=\"https:\/\/www.ptptn.gov.my\/pelepasan-taksiran-cukai-sspn-i-side\" target=\"_blank\" rel=\"noopener\">\u7a05\u52d9\u6e1b\u514d<\/a>\uff1a\u7236\u6bcd\u53ef\u540c\u6642\u70ba\u540c\u4e00\u500b\u5b69\u5b50\u958b\u8a2dSSPN-i\u6236\u53e3\uff0c\u96d9\u65b9\u90fd\u80fd\u4eab\u6709\u9ad8\u9054RM8,000\u7684\u7a05\u52d9\u56de\u6263\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f60\u662f\u70ba\u81ea\u5df1\u958b\u8a2d\u6236\u53e3\uff0c\u5c31\u7121\u6cd5\u6263\u7a05\u3002<\/p><p>5. \u5b58\u6b3e\u6effRM1,000\u6216\u4ee5\u4e0a\u53ef\u7372\u5f97\u514d\u8cbb<a href=\"https:\/\/www.ptptn.gov.my\/perlindungan-takaful-sspn-i-side\" target=\"_blank\" rel=\"noopener\">\u56de\u6559\u4fdd\u96aa<\/a>\uff1a\u514d\u8cbb\u4fdd\u96aa\u5305\u62ec\u6b7b\u4ea1\u64ab\u5379\u91d1\u3001\u5b8c\u5168\u6c38\u4e45\u6b98\u75be\uff08TPD\uff09\u8ce0\u511f\u91d1\u3002\u9019\u4e9b\u90fd\u6709\u4e00\u6bd4\u4e00\u8ce0\u511f\u3002\u5982\u679c\u4f60\u5b58\u6b3e\u6709RM10,000\uff0c\u53d7\u76ca\u4eba\u9664\u4e86\u7372\u5f97\u5b58\u6b3e\u88e1\u7684RM10,000\uff0c\u4fdd\u96aa\u91d1\u9084\u6703\u591a\u7d66\u4f60RM10,000\uff0c\u90a3\u9ebc\u53d7\u76ca\u4eba\u80fd\u62ff\u5230RM20,000\u3002\u5728\u6b7b\u4ea1\u64ab\u5379\u91d1\u4e2d\uff0c\u53d7\u76ca\u4eba\u53ef\u7372\u5f97\u4e00\u6bd4\u4e00\u8ce0\u511f\uff0c\u6700\u9ad8\u80fd\u62ff\u5230RM100,000\uff0c\u9084\u6709\u9ad8\u9054RM2,500\u7684\u4e8b\u6545\u8ce0\u511f\u3002\u800c\u5728\u5b8c\u5168\u6c38\u4e45\u6b98\u75be\uff08TPD\uff09\u7684\u8ce0\u511f\u4e2d\uff0c\u53d7\u76ca\u4eba\u53ef\u7372\u5f97\u4e00\u6bd4\u4e00\u8ce0\u511f\uff0c\u6700\u9ad8\u80fd\u62ff\u5230RM2,500,000\u3002<\/p><p>6. \u70ba\u4e00\u500b\u5408\u683c\u5bb6\u5ead\u63d0\u4f9b\u9ad8\u9054RM10,000\u7684<a href=\"https:\/\/www.ptptn.gov.my\/geran-sepadan-sspn-i-side\" target=\"_blank\" rel=\"noopener\">\u914d\u5c0d\u63f4\u52a9<\/a>\uff1a\u53ea\u8981\u4e00\u5bb6\u5ead\u6708\u5165\u5c11\u65bcRM4,000\uff0c\u5b69\u5b5029\u6b72\u4ee5\u4e0b\u7372\u5f97\u9032\u5165\u653f\u5e9c\u8a8d\u53ef\u7684\u9ad8\u7b49\u5b78\u6821\uff0c\u5747\u53ef\u4ee5\u8003\u616e\u63d0\u4f9b\u914d\u5c0d\u63f4\u52a9\u3002\u4e00\u5bb6\u5ead\u80fd\u5f97\u5230\u9ad8\u9054RM10,000\u914d\u5c0d\u63f4\u52a9\u3002<\/p><h2><strong><span style=\"color: #262262;\">\u4ec0\u9ebc\u662fSSPN-i Plus\uff1f<\/span><\/strong><\/h2><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"780\" height=\"520\" class=\"wp-image-4935 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/sspn-i-plus.png\" alt=\"SSPN-i Plus\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/sspn-i-plus.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/sspn-i-plus-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/sspn-i-plus-768x512.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>SSPN-i Plus\u662f\u57282016\u5e74\u63a8\u51fa\u7684\u3002\u5b83\u662fSSPN-i\u7684\u5347\u7d1a\u7248\u3002\u5b83\u591a\u4e86SSPN-i\u6240\u4e0d\u5177\u5099\u7684\u529f\u80fd\uff0c\u5982\uff1a\u5132\u84c4\u914d\u5957\u3001\u4eba\u58fd\u4fdd\u96aa\u53caEPF\u7a05\u52d9\u56de\u6263\u3001\u5176\u4ed6\u4fdd\u96aa\u4fdd\u969c\uff0836\u7a2e\u75be\u75c5\u3001\u4f4f\u9662\u88dc\u8cbc\uff09\u7b49\u7b49\u3002<\/p><p>\u5728SSPN-i Plus\u4e2d\u7684\u4fdd\u96aa\u4fdd\u969c\u76ee\u7684\u662f\uff0c\u7576\u7236\u6bcd\u5728\u5b69\u5b50\u7684\u6210\u9577\u904e\u7a0b\u4e2d\u767c\u751f\u4e86\u610f\u5916\u5c0e\u81f4\u6b7b\u4ea1\u3001\u6b98\u5ee2\u3001\u75be\u75c5\u7b49\u7b49\uff0c\u5931\u53bb\u4e86\u5de5\u4f5c\u80fd\u529b\uff0c\u5b69\u5b50\u4e5f\u6709\u4fdd\u96aa\u91d1\u8ce0\u511f\u4f5c\u70ba\u4ee5\u5f8c\u7684\u751f\u6d3b\u8cbb\u548c\u6559\u80b2\u8cbb\u3002<\/p><p>SSPN-i Plus\u7684<a href=\"https:\/\/www.ptptn.gov.my\/keistimewaan-sspn-i-plus-side\" target=\"_blank\" rel=\"noreferrer noopener\">\u7279\u5225\u4e4b\u8655<\/a>\uff1a<\/p><p>1. \u5132\u84c4100%\u7372\u5f97\u653f\u5e9c\u4fdd\u969c\uff08\u8207SSPN-i\u4e00\u6a23\uff09<\/p><p>2. \u4e0d\u932f\u7684\u5229\u606f\uff084%\uff09\uff08\u8207SSPN-i\u4e00\u6a23\uff09<\/p><p>3. \u6709\u8cc7\u683c\u7533\u8acbPTPTN\u6559\u80b2\u8cb8\u6b3e\uff08\u8207SSPN-i\u4e00\u6a23\uff09<\/p><p>4. \u6bcf\u5e74\u9ad8\u9054RM15,000\u7684\u7a05\u52d9\u56de\u6263\uff1a\u9664\u4e86\u6de8\u5b58\u6b3e\u9ad8\u9054RM8,000\u7684\u7a05\u52d9\u6e1b\u514d\uff0c\u4f60\u9084\u6709\u4eba\u58fd\u4fdd\u96aa\u548cKWSP<a href=\"https:\/\/www.ptptn.gov.my\/pelepasan-taksiran-cukai-sspn-i-plus-side\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ad8\u9054RM7,000<\/a>\u7684\u7a05\u52d9\u56de\u6263\u3002<\/p><p>5. \u6b7b\u4ea1\/\u6c38\u4e45\u6b98\u5ee2\uff08\u610f\u5916\u4e8b\u6545\uff09\u8ce0\u511f<\/p><p>6. \u7121\u9700\u9032\u884c\u9ad4\u6aa2\u4fbf\u53ef\u7372\u5f97\u4fdd\u96aa<\/p><p>7. \u6b7b\u4ea1\u64ab\u5379\u91d1\uff08\u5305\u62ec\u914d\u5076\u3001\u6700\u591a3\u500b\u5b69\u5b50\uff09<\/p><p>8. \u91ab\u9662\u4f4f\u9662\u88dc\u8cbc<\/p><p>9. \u670936\u7a2e\u75be\u75c5\u4fdd\u96aa<\/p><p>SSPN-I Plus\u6709<a href=\"https:\/\/www.ptptn.gov.my\/pelan-simpanan-sspn-i-plus-side\" target=\"_blank\" rel=\"noopener\">6\u7a2e\u914d\u5957<\/a>\u4f9b\u4f60\u9078\u64c7\uff1a<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"896\" height=\"1024\" class=\"wp-image-4940 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-9.22.03-AM-896x1024.png\" alt=\"SSPN-i Plus \u50a8\u84c4\u8a08\u5283\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-9.22.03-AM-896x1024.png 896w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-9.22.03-AM-262x300.png 262w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-9.22.03-AM-768x878.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-9.22.03-AM.png 992w\" sizes=\"(max-width: 896px) 100vw, 896px\" \/><\/figure><h6>\u00a0<\/h6><p>SSPN-i Plus\u76846\u7a2e\u914d\u5957\uff08\u5132\u5b58\u8a08\u5283\uff09\u5305\u62ec\u4e86\uff1aIntan\u3001Delima\u3001Topas\u3001Zamrud\u3001Nilam\u53caBerlian\u3002<\/p><p>\u8209\u500b\u4f8b\u5b50\uff0c\u5047\u5982\u4f60\u9078\u64c7Intan\u914d\u5957\uff0c\u90a3\u4f60\u6bcf\u6708\u9700\u8981\u4ed8RM30\uff0c\u5176\u4e2dRM20\u6703\u5b58\u5165SSPN-i Plus\u6236\u982d\uff0c\u5269\u4e0b\u7684RM10\u4f5c\u70ba\u4fdd\u96aa\u8cbb\u7528\u3002\u6bcf\u6708RM10\u7684\u4fdd\u96aa\u8cbb\u5c31\u80fd\u670936\u7a2e\u75be\u75c5\u91ab\u4fdd\u969c\u3001\u4f4f\u9662\u88dc\u8cbc\u3001\u81ea\u7136\u6b7b\u4ea1\u6216\u6c38\u4e45\u6b98\u75be\u4fdd\u969c\u7b49\u7b49\u3002<\/p><p>\u82e5\u6236\u53e3\u662f\u5e6b\u5b69\u5b50\u958b\u8a2d\u7684\uff0c\u90a3\u9ebc\u53d7\u76ca\u4eba\u5c31\u662f\u4f60\u7684\u5b69\u5b50\uff1b\u82e5\u6236\u53e3\u662f\u5e6b\u81ea\u5df1\u958b\u8a2d\uff1b\u90a3\u9ebc\u53d7\u76ca\u4eba\u5c31\u662f\u4f60\u7684\u4f34\u4fb6\u6216\u7236\u6bcd\u3002<\/p><p>\u8acb\u9078\u64c7\u4f60\u80fd\u8ca0\u64d4\u5f97\u8d77\u7684\u914d\u5957\uff0c\u56e0\u70ba\u914d\u5957\u7684\u8cbb\u7528\u5fc5\u9808\u5728\u6bcf\u6708\u5b9a\u6642\u7e73\u7d0d\u3002\u5982\u679c\u4e0d\u80fd\u7e73\u4ed8\uff0c\u6703\u67093\u500b\u6708\u5bec\u9650\u671f\uff0c\u53ea\u9700\u57283\u500b\u6708\u5167\u88dc\u7e73\u5132\u84c4\u5c31\u53ef\u4ee5\u4e86\u3002<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4943 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7e73\u8cbb.png\" alt=\"\u7e73\u8cbb\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7e73\u8cbb.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7e73\u8cbb-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7e73\u8cbb-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u5047\u59823\u500b\u6708\u5f8c\u9084\u6c92\u88dc\u7e73\uff0c\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1\u5c40\u6703\u81ea\u52d5\u95dc\u9589SSPN-i Plus\u6236\u53e3\uff0c\u4f60\u4e5f\u6703\u5931\u53bb\u5176\u4e2d\u798f\u5229\u4ee5\u53ca\u4fdd\u96aa\u4fdd\u969c\u3002\u4f46\u4e4b\u524d\u6236\u53e3\u88e1\u7684\u5b58\u6b3e\u9084\u5728\u90a3\u88e1\uff0c\u4f60\u9700\u8981\u5230\u81e8\u8fd1\u7684\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1\u5c40\u9818\u53d6\u3002<\/p><p>*\u4f60\u53ea\u80fd\u9078\u64c71\u7a2e\u914d\u5957\uff0c\u9078\u5f8c\u4e0d\u80fd\u66f4\u6539\u3002\u82e5\u60f3\u66f4\u63db\u914d\u5957\uff0c\u9700\u5230\u81e8\u8fd1\u7684\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1\u5c40\uff0c\u9078\u64c7\u95dc\u9589\u539f\u672c\u7684\u6236\u53e3\uff0c\u518d\u958b\u8a2d\u4e00\u500b\u65b0\u7684SSPN-i Plus\u6236\u53e3\u3002<\/p><h2><strong><span style=\"color: #262262;\">SSPN-i \u548cSSPN-i Plus\u6236\u53e3\u5230\u5e95\u6709\u4ec0\u9ebc\u5340\u5225\uff1f<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u4ee5\u4e0b\u5716\u8868\u53ef\u4ee5\u5e6b\u52a9\u4f60\u8fa8\u5225SSPN-i \u548cSSPN-i Plus\u6236\u53e3\u7684\u5dee\u5225\uff1a<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"896\" height=\"1024\" class=\"wp-image-4944 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-12.49.03-PM-896x1024.png\" alt=\"SSPN-i \u548cSSPN-i Plus\u6236\u53e3\u7684\u5dee\u5225\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-12.49.03-PM-896x1024.png 896w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-12.49.03-PM-262x300.png 262w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-12.49.03-PM-768x878.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-12.49.03-PM-1343x1536.png 1343w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Screenshot-2020-12-15-at-12.49.03-PM.png 1548w\" sizes=\"(max-width: 896px) 100vw, 896px\" \/><\/figure><h2><strong><span style=\"color: #262262;\">\u8ab0\u53ef\u4ee5\u958b\u8a2dSSPN-i \u548cSSPN-i Plus\u6236\u53e3\uff1f<\/span><\/strong><\/h2><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4936 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7236\u6bcd\u70ba\u5b69\u5b50\u958b\u59cbSSPN-i\u6236\u53e3.png\" alt=\"\u7236\u6bcd\u70ba\u5b69\u5b50\u958b\u8a2dSSPN-i\u6236\u53e3\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7236\u6bcd\u70ba\u5b69\u5b50\u958b\u59cbSSPN-i\u6236\u53e3.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7236\u6bcd\u70ba\u5b69\u5b50\u958b\u59cbSSPN-i\u6236\u53e3-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u7236\u6bcd\u70ba\u5b69\u5b50\u958b\u59cbSSPN-i\u6236\u53e3-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><ul><li>\u7236\u6bcd\/\u76e3\u8b77\u4eba\u53ef\u4ee5\u70ba1\u6b72 &#8211; 28\u6b72\u7684\u5b69\u5b50\u958b\u8a2d\u6236\u53e3<\/li><li>18\u6b72\u4ee5\u4e0a\u7684\u4eba\u80fd\u70ba\u81ea\u5df1\u958b\u8a2d\u6236\u53e3<\/li><\/ul><h2><strong><span style=\"color: #262262;\">\u4f86\u770b\u770b\u81ea\u5df1\u662f\u5426\u7b26\u5408\u958b\u6236\u689d\u4ef6\uff5e<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u4ee5\u4e0b<a href=\"https:\/\/www.ptptn.gov.my\/syarat-buka-akaun-sspn-i-side\" target=\"_blank\" rel=\"noreferrer noopener\">\u689d\u4ef6<\/a>\u9069\u7528\u65bc\u958b\u8a2dSSPN-i\u548cSSPN-i Plus\u6236\u53e3\uff1a<\/p><ul><li>\u5b58\u6b3e\u4eba\u548c\u53d7\u76ca\u4eba\u662f\u99ac\u4f86\u897f\u4e9e\u516c\u6c11<\/li><li>\u5b58\u6b3e\u4eba\uff08\u7236\u6bcd\uff09\u5fc5\u9808\u662f18 \u2013 63\u6b72\uff1b\u53d7\u76ca\u4eba\uff08\u5b69\u5b50\uff09\u5247\u662f1 \u2013 29\u6b72<\/li><li>\u5b58\u6b3e\u4eba\u548c\u53d7\u76ca\u4eba\u4e5f\u53ef\u4ee5\u662f\u540c\u4e00\u500b\u4eba\uff08\u81ea\u5df1\u70ba\u81ea\u5df1\u958b\u6236\uff09\u3002\u5e74\u9f61\u9650\u5236\u5247\u662f18 &#8211; 63\u6b72<\/li><li>\u4e00\u500b\u5b58\u6b3e\u4eba\u53ea\u80fd\u70ba\u540c\u4e00\u500b\u53d7\u76ca\u4eba\u958b\u8a2d\u6236\u53e3<\/li><li>\u4e0d\u540c\u7684\u5b58\u6b3e\u4eba\u53ef\u4ee5\u70ba\u540c\u4e00\u500b\u53d7\u76ca\u4eba\u958b\u8a2d\u6236\u53e3\uff1a\u8209\u500b\u4f8b\u5b50\uff0c\u7236\u6bcd\u53ef\u4ee5\u5404\u81ea\u540c\u6642\u70ba\u4e00\u500b\u5b69\u5b50\u958b\u8a2d\u6236\u53e3\uff0c\u800c\u5b69\u5b50\u7684\u6236\u53e3\u6578\u91cf\u662f\u6c92\u6709\u9650\u5236\u7684\u3002\u6240\u4ee5\uff0c\u7238\u7238\u548c\u5abd\u5abd\u53ef\u4ee5\u540c\u6642\u70ba\u540c\u4e00\u500b\u5b69\u5b50\u958b\u8a2dSSPN-i\u548cSSPN-i Plus\u6236\u53e3\uff0c\u4e5f\u5c31\u662f\u8aaa\uff0c\u4e00\u500b\u5b69\u5b50\u53ef\u4ee5\u540c\u6642\u64c1\u6709\u5169\u500bSSPN-i\u6236\u53e3\uff0c\u4ee5\u53ca\u5169\u500bSSPN-i Plus\u6236\u53e3\u3002<\/li><\/ul><h2><strong><span style=\"color: #262262;\">\u8981\u958bSSPN\u6236\u53e3\uff0c\u4f60\u53ef\u4ee5\u9019\u9ebc\u505a<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>1. \u53ef\u4ee5\u53bbPTPTN\u7684\u5206\u884c\u958b\u6236<\/p><p>2. \u9280\u884c\u7684\u6ac3\u6aaf \uff08\u5982Maybank\u3001Bank Islam\u3001 Agrobank\u3001Bank Rakyat\u3001 RHB Bank\u7b49\u7b49\uff09\u958b\u6236<\/p><p>3. \u7db2\u4e0a\u958b\u8a2d\u6236\u53e3\uff08\u8acb\u770b\u4ee5\u4e0b\u9023\u7d50\uff09<\/p><p>\u60f3\u958b\u8a2dSSPN-i\u6236\u53e3\uff0c\u53ef\u9ede\u64ca\u6b64\u9023\u7d50\uff1a<a href=\"https:\/\/www.ptptn.gov.my\/esmas-open-acc-web\/#\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ptptn.gov.my\/esmas-open-acc-web\/#\/<\/a><\/p><p>\u60f3\u958b\u8a2dSSPN-i Plus\u6236\u53e3\uff0c\u5247\u9ede\u64ca\u6b64\u9023\u7d50\uff1a<a href=\"https:\/\/www.ptptn.gov.my\/sspniplusonline\/?id=000009860\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ptptn.gov.my\/sspniplusonline\/?id=000009860<\/a><\/p><h2><strong><span style=\"color: #262262;\">\u60f3\u958b\u8a2d\u6236\u53e3\uff0c\u4f46\u4e0d\u77e5\u9053\u8a72\u5982\u4f55\u628a\u9322\u5b58\u5165SSPN\uff1f<\/span><\/strong><\/h2><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"438\" class=\"wp-image-4937 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u958b\u8a2d\u5e33\u6236\u5b58\u9322.png\" alt=\"\u958b\u8a2d\u5e33\u6236\u5b58\u9322\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u958b\u8a2d\u5e33\u6236\u5b58\u9322.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u958b\u8a2d\u5e33\u6236\u5b58\u9322-300x168.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u958b\u8a2d\u5e33\u6236\u5b58\u9322-768x431.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><h6>\u00a0<\/h6><p>\u60f3\u8981\u628a\u9322\u5b58\u5165SSPN\u6236\u53e3\u4e00\u9ede\u90fd\u4e0d\u96e3\uff0c\u56e0\u70ba\u4f60\u53ef\u4ee5\u900f\u904e\u4f60\u53ef\u4ee5\u9078\u64c7\u4ee5\u4e0b\u7684\u65b9\u6cd5\u4f86\u5132\u5b58\u91d1\u9322\u9032SSPN\u6236\u53e3\uff1a<\/p><ul><li>\u6bcf\u6708\u81ea\u52d5\u5f9e\u85aa\u6c34\u6263\u9664<\/li><li>\u4f7f\u7528\u9280\u884c\u7684\u81ea\u52d5\u8f49\u5e33\u670d\u52d9<\/li><li>\u7dda\u4e0a\u904e\u8cec<\/li><li>\u4f7f\u75287-Eleven\u7684Razer Cash<\/li><li>PTPTN\u7684\u5206\u884c\u6ac3\u6aaf<\/li><li>\u9280\u884c\u7684PTPTN\u4ee3\u7406\u6ac3\u6aaf\uff08\u5982Maybank\u3001Bank Islam\u3001 Agrobank,\u3001Bank Rakyat\u3001 RHB Islamic Bank\u3001BSN\u7b49\uff09<\/li><li>\u5176\u5b83\u5132\u5b58\u65b9\u5f0f\u53ef\u9ede\u64ca\u6b64\u9023\u7d50\u67e5\u8a62\uff1a<a href=\"https:\/\/www.ptptn.gov.my\/kemudahan-simpanan-sspn-i-side\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ptptn.gov.my\/kemudahan-simpanan-sspn-i-side<\/a><\/li><\/ul><p>Spark\u4e5f\u4e0a\u8f09\u904e<strong>\u3010\u958b\u6236\u548c\u5b58\u653eSimpan SSPN Prime (SSPN-i)\u3011<\/strong>\u7684\u5f71\u7247\u6559\u5b78\uff0c\u60f3\u4e86\u89e3\u66f4\u591a\u7684\u8a71\u00b7\u53ef\u4ee5\u9ede\u64ca\u5f71\u7247\u89c0\u770b\u5594\uff01<\/p><p><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/Zu_ProbNu1k\" width=\"560\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p><h2><span style=\"color: #262262;\"><strong>\u5047\u5982\u5b69\u5b50SPM\u5f8c\uff0c\u4e0d\u6253\u7b97\u5347\u5b78\uff0c\u9322\u9084\u80fd\u5b58\u5728\u6236\u53e3\u88e1\u55ce\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u7576\u7136\u53ef\u4ee5\uff0c\u80fd\u5132\u5b58\u5230\u7236\u6bcd\u5e74\u9f61\u5230\u905465\u6b72\uff0c\u6216\u5b69\u5b50\u5e74\u9f61\u5230\u905428\u6b72\u70ba\u6b62\u3002<\/p><h2><span style=\"color: #262262;\"><strong>\u4f60\u53ef\u4ee5\u96a8\u6642\u5f9eSSPN-i\u6216SSPN-i Plus\u6236\u53e3\u63d0\u6b3e\u55ce\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u5047\u5982\u5b58\u6b3e\u4eba\u60f3\u53d6\u51fa\u4e00\u90e8\u5206\u7684\u5b58\u6b3e\uff0c\u5fc5\u9808\u5132\u5b58\u81f3\u5c113\u5e74\u6216\u4ee5\u4e0a\u3002\u62ff\u51fa\u5b58\u6b3e\u7684\u540c\u6642\uff0c\u5fc5\u9808\u5269\u4e0b\u81f3\u5c11RM1,000\u5728\u6236\u53e3\u88e1\u3002<\/p><h2><strong><span style=\"color: #262262;\">SSPN-i\u6216SSPN-i Plus\uff0c\u4f60\u60f3\u597d\u8981\u958b\u54ea\u4e00\u500b\u4e86\u55ce\uff1f<\/span><\/strong><\/h2><h6>\u00a0<\/h6><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4945 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u60f3\u597d\u8981\u958b\u6236\u53e3\u4e86\u55ce.png\" alt=\"\u60f3\u597d\u8981\u958b\u54ea\u500b\u6236\u53e3\u4e86\u55ce\uff1f\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u60f3\u597d\u8981\u958b\u6236\u53e3\u4e86\u55ce.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u60f3\u597d\u8981\u958b\u6236\u53e3\u4e86\u55ce-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/\u60f3\u597d\u8981\u958b\u6236\u53e3\u4e86\u55ce-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><p>SSPN-i\u548cSSPN-i Plus\u90fd\u662f\u570b\u5bb6\u6559\u80b2\u5132\u84c4\u8a08\u5283\uff0c\u9664\u4e86\u9f13\u52f5\u7236\u6bcd\u70ba\u5b69\u5b50\u5132\u5b58\u65e5\u5f8c\u7684\u6559\u80b2\u7d93\u8cbb\uff0c\u6e1b\u5c11\u5c0dPTPTN\u8cb8\u6b3e\u7684\u4f9d\u8cf4\uff0c\u4e5f\u63d0\u4f9b\u570b\u4eba\u591a\u4e00\u9805\u5b58\u6b3e\u7684\u9078\u64c7\u3002\u53ea\u662fSSPN-i\u662f\u5132\u84c4\u6236\u53e3\u5e36\u6709\u4e00\u4e9b\u4fdd\u96aa\u4fdd\u969c\uff0c\u4f60\u60f3\u5728\u4efb\u4f55\u6642\u5019\u5b58\u591a\u5c11\u90fd\u53ef\u4ee5\uff1b\u800cSSPN-I Plus\u6709\u5132\u84c4\u914d\u5957\u4ee5\u53ca\u5176\u4ed6\u4fdd\u96aa\u4fdd\u969c\uff0c\u9700\u8981\u4f60\u6bcf\u6708\u6309\u6642\u7e73\u4ed8\u4f60\u9078\u7684\u914d\u5957\u8cbb\u7528\u3002<\/p><p>\u4f46\u4e0d\u7ba1\u9078\u64c7\u54ea\u500b\uff0cSSPN-i\u548cSSPN-i Plus\u7684\u5132\u84c4\u5229\u606f\u90fd\u662f4%\uff0c\u5229\u606f\u662f\u99ac\u4f86\u897f\u4e9e\u5132\u84c4\u6236\u53e3\u4e2d\u6700\u9ad8\u7684\uff0c\u4e5f\u662f<a href=\"https:\/\/www.chinapress.com.my\/20191208\/sspn-i%E6%88%96sspn-plus%E6%89%A3%E7%A8%8E8%E5%8D%83-%E6%94%BF%E5%BA%9C%E4%BF%9D%E9%9A%9C-%E7%BB%99%E5%AD%A9%E5%AD%90%E6%9C%80%E5%A5%BD%E7%9A%84%E7%A4%BC%E7%89%A9\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e02\u9762\u4e0a\u552f\u4e00\u6709\u7a05\u52d9\u6e1b\u514d\u7684\u5132\u5b58\u8a08\u5283<\/a>\u3002\u66f4\u4f55\u6cc1\uff0c\u5b83\u5011\u6bd4\u5176\u4ed6\u5132\u84c4\u6236\u53e3\u9084\u9644\u5e36\u4e86\u4fdd\u96aa\u4fdd\u969c\uff01<\/p><p>\u5176\u5be6\uff0c\u8a31\u591a\u4eba\u5df2\u7d93\u6709\u4e86SSPN-i\u7684\u6236\u53e3\uff0c\u56e0\u70ba\u4e4b\u524d\u5ff5\u5927\u5b78\u7684\u6642\u5019\u5c31\u958b\u4e86\u9019\u500b\u6236\u53e3\u4f86\u7533\u8acbPTPTN\u8cb8\u6b3e\u3002\u7136\u800c\uff0c\u8a31\u591a\u4eba\u90fd\u4e0d\u77e5\u9053SSPN-i\u6236\u53e3\u9664\u4e86\u8b93\u81ea\u5df1\u501f\u5230PTPTN\uff0c\u9084\u80fd\u6709\u90a3\u9ebc\u591a\u597d\u8655\uff01<\/p><p>\u628a\u9019\u7bc7\u6587\u7ae0\u5206\u4eab\u7d66\u4f60\u8eab\u908a\u6709\u501fPTPTN\u7684\u670b\u53cb\u3001\u5373\u5c07\u501fPTPTN\u7684\u670b\u53cb\u3001\u53ca\u6709\u5c0f\u5b69\u7684\u670b\u53cb\uff0c\u8b93\u5927\u5bb6\u90fd\u80fd\u4eab\u53d7\u5230SSPN\u5132\u84c4\u5e33\u6236\u7684\u798f\u5229\uff01<\/p><blockquote><p class=\"p1\"><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\"><span class=\"s1\"><b>\u60f3\u8981\u5b78\u7fd2\u5982\u4f55\u6295\u8cc7\uff1f\u99ac\u4e0a\u4e0b\u8f09\u514d\u8cbb\u7684\u300a<\/b><\/span><span class=\"s1\"><b>\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b\uff0c\u5e6b\u52a9\u4f60\u5b78\u7fd2\u6295\u8cc7\u7684\u95dc\u9375\uff0c\u6210\u70ba\u6295\u8cc7\u8d0f\u5bb6\uff01<\/b><\/span><\/a><\/p><\/blockquote><h2>\u00a0<\/h2><h2><strong><span style=\"color: #262262;\">\u514d\u8cac\u8072\u660e<\/span><\/strong><\/h2><h6>\u00a0<\/h6><p>\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u4fc2\u50f9\u503c\u601d\u7dad\u6216\u54a8\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d42b0f7 elementor-widget elementor-widget-elementor-faq-schema\" data-id=\"d42b0f7\" data-element_type=\"widget\" data-widget_type=\"elementor-faq-schema.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t                                    <script type=\"application\/ld+json\">\n                    {\n                        \"@context\": \"https:\/\/schema.org\",\n                        \"@type\": \"FAQPage\",\n                        \"mainEntity\": [\n                         {\n                            \"@type\": \"Question\",\n                            \"name\": \"SSPN\u662f\u4ec0\u4e48?\",\n                            \"acceptedAnswer\": {\n                                \"@type\": \"Answer\",\n                                \"text\": \"&lt;p&gt;SSPN-i\uff08Skim Simpanan Pendidikan Nasional\uff09\u662f\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1\uff0c\u7531\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u57fa\u91d1\u5c40\uff08PTPTN\uff09\u57282004\u5e74\u63a8\u51fa\u7684\u3002\u5b83\u63a8\u51fa\u7684\u4e3b\u8981\u76ee\u7684\u662f\u9f13\u52f5\u7236\u6bcd\u70ba\u5b69\u5b50\u5132\u5b58\u65e5\u5f8c\u7684\u6559\u80b2\u7d93\u8cbb\uff0c\u6e1b\u5c11\u5c0dPTPTN\u8cb8\u6b3e\u7684\u4f9d\u8cf4\u3002&lt;\/p&gt;\n&lt;p&gt;SSPN-i\u662f\u500b\u5132\u84c4\u6236\u53e3\uff0c\u4f60\u60f3\u5728\u4efb\u4f55\u6642\u5019\u5b58\u5165\u591a\u5c11\u91d1\u984d\u90fd\u53ef\u4ee5\uff0c\u800c\u9019\u7b46\u5b58\u6b3e\u6bcf\u5e74\u90fd\u80fd\u7372\u5f97&lt;a href=&quot;https:\/\/www.sspn.online\/dividen.html&quot; target=&quot;_blank&quot; rel=&quot;noreferrer noopener&quot;&gt;4%\u5de6\u53f3\u7684\u5229\u606f&lt;\/a&gt;\u3002&lt;\/p&gt;\"\n                            }\n                                                    },\n                                             {\n                            \"@type\": \"Question\",\n                            \"name\": \"SSPN-i Plus\u662f\u4ec0\u9ebc\uff1f\",\n                            \"acceptedAnswer\": {\n                                \"@type\": \"Answer\",\n                                \"text\": \"&lt;p&gt;SSPN-i Plus\u662f\u57282016\u5e74\u63a8\u51fa\u7684\u3002\u5b83\u662fSSPN-i\u7684\u5347\u7d1a\u7248\u3002\u5b83\u591a\u4e86SSPN-i\u6240\u4e0d\u5177\u5099\u7684\u529f\u80fd\uff0c\u5982\uff1a\u5132\u84c4\u914d\u5957\u3001\u4eba\u58fd\u4fdd\u96aa\u53caEPF\u7a05\u52d9\u56de\u6263\u3001\u5176\u4ed6\u4fdd\u96aa\u4fdd\u969c\uff0836\u7a2e\u75be\u75c5\u3001\u4f4f\u9662\u88dc\u8cbc\uff09\u7b49\u7b49\u3002&lt;\/p&gt;\n&lt;p&gt;\u5728SSPN-i 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