{"id":49610,"date":"2023-09-07T09:00:00","date_gmt":"2023-09-07T01:00:00","guid":{"rendered":"https:\/\/valueinmind.co\/?p=49610"},"modified":"2023-11-03T16:02:16","modified_gmt":"2023-11-03T08:02:16","slug":"what-is-money-market-fund","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/what-is-money-market-fund\/","title":{"rendered":"Money Market Fund\u662f\u4ec0\u4e48\uff1f\u8d27\u5e01\u57fa\u91d1\u6709\u98ce\u9669\u5417\uff1f"},"content":{"rendered":"\n<p>\u76ee\u524d\uff0c\u5168\u7403\u7ecf\u6d4e\u90fd\u53d7\u5230\u5de8\u5927\u7684\u6311\u6218\uff0c<a href=\"https:\/\/cn.investing.com\/analysis\/article-200478388\" target=\"_blank\" rel=\"noopener\">\u6b27\u5143\u533a<\/a>\u548c<a href=\"https:\/\/www.orientaldaily.com.my\/news\/business\/2023\/07\/21\/581973\" target=\"_blank\" rel=\"noopener\">\u4e2d\u56fd\u7ecf\u6d4e<\/a>\u7565\u663e\u75b2\u5f31\u3001<a href=\"https:\/\/news.cnyes.com\/news\/id\/5272794\" target=\"_blank\" rel=\"noopener\">\u7f8e\u56fd\u4e3b\u6743\u8bc4\u7ea7\u88ab\u4e0b\u8c03\u3001<\/a>\u7f8e\u8054\u50a8\u672a\u6765\u5229\u7387\u8d70\u5411\u7684\u4e0d\u660e\u6717\u3001<a href=\"https:\/\/www.enanyang.my\/%E5%9B%BD%E9%99%85%E8%B4%A2%E7%BB%8F\/%E6%83%A0%E8%AA%89%E5%86%8D%E5%8F%91%E5%87%BA%E9%99%8D%E7%BA%A7%E8%AD%A6%E5%91%8A-%E8%BF%9E%E7%BE%8E%E5%9B%BD%E6%9C%80%E5%A4%A7%E9%93%B6%E8%A1%8C%E4%B9%9F%E5%8D%B1%E9%99%A9\" target=\"_blank\" rel=\"noopener\">\u94f6\u884c\u66b4\u96f7\u3001\u8bc4\u7ea7\u4e0b\u964d<\/a>\u4ee5\u53ca<a href=\"https:\/\/www.enanyang.my\/%E5%9B%BD%E9%99%85%E8%B4%A2%E7%BB%8F\/%E5%BF%A7%E4%B8%AD%E5%9B%BD%E5%9C%B0%E4%BA%A7%E5%92%8C%E7%BE%8E%E5%9B%BD%E9%93%B6%E8%A1%8C%E8%82%A1-%E9%81%93%E6%8C%87%E5%A4%A7%E8%B7%8C361%E7%82%B9\" target=\"_blank\" rel=\"noopener\">\u7f8e\u80a1\u6536\u8dcc<\/a>\u7684\u9690\u5fe7\u3001<a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/%E5%8D%B0%E5%BA%A6%E4%B8%BA%E7%A8%B3%E5%AE%9A%E7%B2%AE%E4%BB%B7-%E7%A6%81%E7%B1%B3%E5%87%BA%E5%8F%A3%E6%96%99%E9%87%8D%E5%88%9B%E9%A9%AC%E6%96%B0\" target=\"_blank\" rel=\"noopener\">\u5370\u5ea6\u5927\u7c73\u7981\u4ee4<\/a>\u5f15\u53d1\u7684\u7cae\u98df\u5371\u673a\u3001<a href=\"https:\/\/www.epochtimes.com\/gb\/23\/8\/30\/n14064276.htm\" target=\"_blank\" rel=\"noopener\">\u4e2d\u56fd\u623f\u5730\u4ea7\u66b4\u96f7\u66b4<\/a>\uff0c\u9ad8\u5c45\u4e0d\u4e0b\u7684\u901a\u81a8\u4ee5\u53ca\u75b2\u5f31\u7684\u9a6c\u5e01\uff0c<strong>\u79cd\u79cd\u8ff9\u8c61\u65e0\u4e00\u4e0d\u5728\u5f71\u54cd\u7740\u6211\u4eec\u7684\u6295\u8d44\u56de\u62a5\u4ee5\u53ca\u4e2a\u4eba\u8d44\u4ea7<\/strong>\u3002\u5728\u5168\u7403\u7ecf\u6d4e\u4eae\u7ea2\u706f\u7684\u60c5\u51b5\u4e0b\uff0c\u6211\u4eec\u5e94\u8be5<strong>\u6295\u8d44\u5728\u4ec0\u4e48\u4ea7\u54c1\u624d\u80fd\u8d77\u5230\u907f\u9669\u3001\u4fdd\u503c\u7684\u4f5c\u7528\u5462\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\u6848\u662f\u6295\u8d44\u5728 Money Market Fund \uff08MMF\uff09\uff0c\u4e2d\u6587\u79f0\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u3002<\/strong><\/p>\n\n\n\n<p>\u6839\u636e <a href=\"https:\/\/tw.news.yahoo.com\/%E9%81%BF%E9%9A%AA%E6%88%90%E5%B8%82%E5%A0%B4%E4%B8%BB%E6%97%8B%E5%BE%8B-%E8%B2%A8%E5%B9%A3%E5%B8%82%E5%A0%B4%E5%9F%BA%E9%87%91%E5%90%B8%E9%87%91%E5%89%B53%E6%9C%88%E4%BE%86%E9%AB%98-231700661.html\" target=\"_blank\" rel=\"noopener\">Refinitiv Lipper \u7684\u7edf\u8ba1<\/a>\uff0c\u622a\u81f38\u67082\u65e5\uff0c\u5168\u7403\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u5c31\u5438\u5f15\u4e86\u9ad8\u8fbe 675.2 \u4ebf\u7f8e\u5143\u7684\u8d44\u91d1\uff0c\u521b\u4e0b\u5386\u6765\u6700\u5927\u7684\u51c0\u6d41\u5165\u89c4\u6a21\u3002<\/p>\n\n\n\n<p>\u4e3a\u4ec0\u4e48\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u5982\u6b64\u5907\u53d7\u63a8\u5d07\uff1f<strong>\u4eca\u5929\u8fd9\u7bc7\u6587\u7ae0\u5c06\u548c\u4f60\u5206\u4eab\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>Money Market Fund \uff08MMF\uff09\u662f\u4ec0\u4e48\uff1f<\/strong><\/li>\n\n\n\n<li><strong>MMF \u4e3a\u4ec0\u4e48\u53ef\u4ee5\u8d77\u5230\u907f\u9669\u7684\u4f5c\u7528\uff1f<\/strong><\/li>\n\n\n\n<li><strong>MMF \u7684\u4f18\u70b9\u548c\u7f3a\u70b9<\/strong><\/li>\n\n\n\n<li><strong>\u6295\u8d44 MMF \u8981\u51c6\u5907\u591a\u5c11\u94b1?<\/strong><\/li>\n\n\n\n<li><strong>MMF VS FD\uff0c\u54ea\u4e00\u4e2a\u66f4\u597d\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u8c01\u9002\u5408\u6295\u8d44 MMF\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u4ec0\u4e48\u65f6\u5019\u9002\u5408\u6295\u8d44 MMF\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u6211\u4eec\u53ef\u4ee5\u5728\u54ea\u91cc\u8d2d\u4e70 MMF\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u6295\u8d44 MMF \u7684\u6ce8\u610f\u4e8b\u9879<\/strong><\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote has-text-color\" style=\"color:#ff008c\">\n<p>\u3010\u6ce8\u610f\uff1a\u672c\u6587\u6240\u63d0\u53ca\u7684\u6295\u8d44\u5e73\u53f0\u5747\u4f5c\u4e3a\u4f8b\u5b50\u793a\u8303\uff0c\u4e0d\u6784\u6210\u6295\u8d44\u5efa\u8bae\u3002\u3011<\/p>\n<\/blockquote>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u76ee\u5f55<\/h2><nav><ul><li class=\"\"><a href=\"#\u4ec0\u4e48\u662f\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08-money-market-fund-mmf\uff09\uff1f\">\u4ec0\u4e48\u662f\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08Money Market Fund, MMF\uff09\uff1f<\/a><\/li><li class=\"\"><a href=\"#money-market-fund-\u5b89\u5168\u5417\uff1f\">Money Market Fund \u5b89\u5168\u5417\uff1f<\/a><\/li><li class=\"\"><a href=\"#money-market-fund-vs-fixed-deposit-\u5b9a\u671f\u5b58\u6b3e\">Money Market Fund VS Fixed Deposit \u5b9a\u671f\u5b58\u6b3e<\/a><\/li><li class=\"\"><a href=\"#\u6295\u8d44\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u8d39\u7528\">\u6295\u8d44\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u8d39\u7528<\/a><ul><li class=\"\"><a href=\"#\u624b\u7eed\u8d39\">\u624b\u7eed\u8d39<\/a><\/li><li class=\"\"><a href=\"#\u7ba1\u7406\u8d39\">\u7ba1\u7406\u8d39<\/a><\/li><li class=\"\"><a href=\"#\u4fe1\u6258\u8d39\u7528\">\u4fe1\u6258\u8d39\u7528<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#mmf\u7684\u4f18\u70b9\">MMF\u7684\u4f18\u70b9<\/a><ul><li class=\"\"><a href=\"#\u4f4e\u98ce\u9669\">\u4f4e\u98ce\u9669<\/a><\/li><li class=\"\"><a href=\"#\u5229\u606f\u6bd4fd\u9ad8\">\u5229\u606f\u6bd4FD\u9ad8<\/a><\/li><li class=\"\"><a href=\"#\u6d41\u52a8\u6027\u9ad8\">\u6d41\u52a8\u6027\u9ad8<\/a><\/li><li class=\"\"><a href=\"#\u6295\u8d44\u95e8\u69db\u4f4e\">\u6295\u8d44\u95e8\u69db\u4f4e<\/a><\/li><li class=\"\"><a href=\"#\u81ea\u52a8\u5316\u7406\u8d22\">\u81ea\u52a8\u5316\u7406\u8d22<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u8d27\u5e01\u57fa\u91d1\u98ce\u9669-\u8d27\u5e01\u57fa\u91d1\u4f1a\u4e8f\u635f\u5417\uff1f\">\u8d27\u5e01\u57fa\u91d1\u98ce\u9669 | \u8d27\u5e01\u57fa\u91d1\u4f1a\u4e8f\u635f\u5417\uff1f<\/a><ul><li class=\"\"><a href=\"#\u4e0d\u627f\u8bfa\u4fdd\u672c\">\u4e0d\u627f\u8bfa\u4fdd\u672c<\/a><\/li><li class=\"\"><a href=\"#\u8d44\u91d1\u65e0\u6cd5\u9a6c\u4e0a\u5230\u8d26\">\u8d44\u91d1\u65e0\u6cd5\u9a6c\u4e0a\u5230\u8d26<\/a><\/li><li class=\"\"><a href=\"#\u5229\u606f\u4e0d\u7a33\u5b9a\">\u5229\u606f\u4e0d\u7a33\u5b9a<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u4ec0\u4e48\u65f6\u5019\u9002\u5408\u6295\u8d44mmf\uff1f\">\u4ec0\u4e48\u65f6\u5019\u9002\u5408\u6295\u8d44MMF\uff1f<\/a><ul><li class=\"\"><a href=\"#\u77ed\u671f\u8d22\u52a1\u8ba1\u5212\">\u77ed\u671f\u8d22\u52a1\u8ba1\u5212<\/a><\/li><li class=\"\"><a href=\"#\u7d27\u6025\u9884\u5907\u91d1\">\u7d27\u6025\u9884\u5907\u91d1<\/a><\/li><li class=\"\"><a href=\"#\u5468\u671f\u6027\u5f00\u9500\">\u5468\u671f\u6027\u5f00\u9500<\/a><\/li><li class=\"\"><a href=\"#\u8d44\u91d1\u6682\u65f6\u6cca\u5cb8\">\u8d44\u91d1\u6682\u65f6\u6cca\u5cb8<\/a><\/li><li class=\"\"><a href=\"#\u5e02\u573a\u6050\u614c\u65f6\">\u5e02\u573a\u6050\u614c\u65f6<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u8c01\u9002\u5408\u6295\u8d44mmf\uff1f\">\u8c01\u9002\u5408\u6295\u8d44MMF\uff1f<\/a><ul><li class=\"\"><a href=\"#\u5e0c\u671b\u5bfb\u6c42\u4f4e\u98ce\u9669\u3001\u56de\u62a5\u6bd4\u94f6\u884c\u5b58\u6b3e\u9ad8\u7684\u6295\u8d44\">\u5e0c\u671b\u5bfb\u6c42\u4f4e\u98ce\u9669\u3001\u56de\u62a5\u6bd4\u94f6\u884c\u5b58\u6b3e\u9ad8\u7684\u6295\u8d44<\/a><\/li><li class=\"\"><a href=\"#\u60f3\u8981\u4fdd\u503c\u7684\u6295\u8d44\u8005\">\u60f3\u8981\u4fdd\u503c\u7684\u6295\u8d44\u8005<\/a><\/li><li class=\"\"><a href=\"#\u9700\u8981\u5feb\u901f\u83b7\u53d6\u6536\u76ca\u7684\u6295\u8d44\u8005\">\u9700\u8981\u5feb\u901f\u83b7\u53d6\u6536\u76ca\u7684\u6295\u8d44\u8005<\/a><\/li><li class=\"\"><a href=\"#\u6709\u95f2\u7f6e\u8d44\u91d1\u7684\u6295\u8d44\u8005\">\u6709\u95f2\u7f6e\u8d44\u91d1\u7684\u6295\u8d44\u8005<\/a><\/li><li class=\"\"><a href=\"#\u65b0\u624b\">\u65b0\u624b<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u8d27\u5e01\u57fa\u91d1\u600e\u4e48\u4e70\uff1f\">\u8d27\u5e01\u57fa\u91d1\u600e\u4e48\u4e70\uff1f<\/a><ul><li class=\"\"><a href=\"#1-\u94f6\u884c\">1. \u94f6\u884c<\/a><\/li><li class=\"\"><a href=\"#2-\u4fe1\u6258\u57fa\u91d1\u4e2d\u4ecb\">2. \u4fe1\u6258\u57fa\u91d1\u4e2d\u4ecb<\/a><\/li><li class=\"\"><a href=\"#3-\u8bc1\u52b5\u516c\u53f8\">3. \u8bc1\u52b5\u516c\u53f8<\/a><\/li><li class=\"\"><a href=\"#4-\u7ebf\u4e0a\u5e73\u53f0\">4. \u7ebf\u4e0a\u5e73\u53f0<\/a><ul><li class=\"\"><a href=\"#touch-n-go-e-wallets-g-oinvest\">Touch n Go eWallet\u2019s GOinvest<\/a><\/li><li class=\"\"><a href=\"#moomoo-cash-plus\">Moomoo Cash Plus<\/a><\/li><\/ul><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u6295\u8d44mmf\u5e94\u8be5\u6ce8\u610f\u4ec0\u4e48\uff1f\">\u6295\u8d44MMF\u5e94\u8be5\u6ce8\u610f\u4ec0\u4e48\uff1f<\/a><ul><li class=\"\"><a href=\"#\u67e5\u770b\u57fa\u91d1\u6240\u6301\u6709\u7684\u8d44\u4ea7\">\u67e5\u770b\u57fa\u91d1\u6240\u6301\u6709\u7684\u8d44\u4ea7<\/a><\/li><li class=\"\"><a href=\"#\u5bfb\u627e\u8d39\u7528\u7387\u6bd4\u8f83\u4f4e\u7684\u57fa\u91d1\">\u5bfb\u627e\u8d39\u7528\u7387\u6bd4\u8f83\u4f4e\u7684\u57fa\u91d1<\/a><\/li><li class=\"\"><a href=\"#\u4f18\u5148\u9009\u62e9\u5927\u516c\u53f8\">\u4f18\u5148\u9009\u62e9\u5927\u516c\u53f8<\/a><\/li><li class=\"\"><a href=\"#\u505a\u597d\u8d44\u4ea7\u914d\u7f6e\">\u505a\u597d\u8d44\u4ea7\u914d\u7f6e<\/a><\/li><li class=\"\"><a href=\"#\u5c3d\u91cf\u4e0d\u8981\u7ecf\u5e38\u6362\u6c47\">\u5c3d\u91cf\u4e0d\u8981\u7ecf\u5e38\u6362\u6c47<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u603b\u7ed3\">\u603b\u7ed3<\/a><\/li><li class=\"\"><a href=\"#\u5ef6\u4f38\u9605\u8bfb\">\u5ef6\u4f38\u9605\u8bfb<\/a><\/li><li class=\"\"><a href=\"#\u514d\u8d23\u58f0\u660e\">\u514d\u8d23\u58f0\u660e<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4ec0\u4e48\u662f\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08-money-market-fund-mmf\uff09\uff1f\"><strong>\u4ec0\u4e48\u662f\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08Money Market Fund, MMF\uff09\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/feature-image_MMF-1024x538.jpg\" alt=\"\" class=\"wp-image-49613\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/feature-image_MMF-1024x538.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/feature-image_MMF-300x158.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/feature-image_MMF-768x403.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/feature-image_MMF-750x394.jpg 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/feature-image_MMF-1140x599.jpg 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/feature-image_MMF.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff0c\u4e5f\u88ab\u79f0\u4e4b\u4e3a\u8d27\u5e01\u57fa\u91d1\uff08Money Market Fund\uff0c\u7b80\u79f0MMF\uff09\uff0c\u662f\u5171\u540c\u57fa\u91d1\uff08mutual fund\uff09\u7684\u4e00\u79cd\u3002<\/p>\n\n\n\n<p>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u662f\u4e00\u79cd\u6295\u8d44\u4e8e\u77ed\u671f\u3001\u4f4e\u98ce\u9669\u503a\u5377\u7b49\u56fa\u5b9a\u6536\u76ca\u7684\u91d1\u878d\u4ea7\u54c1\uff0c\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul>\n<li><strong>\u653f\u5e9c\u77ed\u671f\u503a\u5377\uff08Short term Government Bond<\/strong>\uff09<\/li>\n<\/ul>\n\n\n\n<p>\u653f\u5e9c\u503a\u5377\u548c\u56fd\u5e93\u5377\u7b49\u653f\u5e9c\u53d1\u884c\u7684\u503a\u52a1\u5de5\u5177\uff0c\u901a\u5e38\u5728\u4e00\u5e74\u6216\u66f4\u77ed\u7684\u65f6\u95f4\u5185\u5230\u671f\u3002<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u63a8\u8350\u9605\u8bfb\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/why-invest-in-bond\/\" target=\"_blank\" rel=\"noopener\"><strong>\u50b5\u5238\u662f\u4ec0\u9ebc\uff1f\u6bd4FD\u66f4\u597d\u7684\u6295\u8cc7\uff1f<\/strong><\/a>&nbsp;<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>\u5b9a\u671f\u5b58\u6b3e\u5355\uff08Certificates of deposit\uff0cCDs\uff09<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u7531\u94f6\u884c\u548c\u5176\u4ed6\u91d1\u878d\u673a\u6784\u53d1\u884c\u7684\u50a8\u84c4\u4ea7\u54c1\uff0c\u7c7b\u4f3c\u4e8e\u94f6\u884c\u7684\u5b9a\u671f\u5b58\u6b3e\u3002\u5b83\u53ef\u4ee5\u5728\u56fa\u5b9a\u7684\u65f6\u95f4\u6bb5\u5185\u8d5a\u53d6\u4e00\u5b9a\u7684\u5229\u606f\uff0c\u901a\u5e38\u4e3a\u4e09\u4e2a\u6708\u81f3\u4e94\u5e74\uff0c\u4e14\u5229\u606f\u4f1a\u968f\u7740\u671f\u9650\u957f\u77ed\u800c\u4e0d\u540c\u3002<\/p>\n\n\n\n<ul>\n<li><strong>\u94f6\u884c\u627f\u5151\u6c47\u7968\uff08Bankers&#8217; Acceptances\uff09<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u94f6\u884c\u627f\u5151\u6c47\u7968\u5c31\u50cf\u662f\u4e00\u5f20\u94f6\u884c\u53d1\u884c\u7684\u4fdd\u8bc1\u51fd\uff0c\u4fdd\u8bc1\u5728\u4e00\u5b9a\u65f6\u95f4\u5185\u4ed8\u7ed9\u6301\u6709\u4eba\u4e00\u5b9a\u91d1\u989d\u7684\u94b1\u3002\u4f60\u53ef\u4ee5\u60f3\u8c61\u5b83\u662f\u4e00\u5f20\u201c\u94f6\u884c\u7684\u627f\u8bfa\u201d\uff0c\u5c31\u50cf\u94f6\u884c\u628a\u5b83\u7684\u4fe1\u8a89\u62ff\u51fa\u6765\u505a\u4fdd\u8bc1\u4e00\u6837\u3002<\/p>\n\n\n\n<ul>\n<li><strong>\u5546\u4e1a\u7968\u636e\uff08Commercial Paper\uff09<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5546\u4e1a\u7968\u636e\u50cf\u662f\u4e00\u4e2a\u201c\u501f\u6761\u201d\uff0c\u8bb0\u5f55\u4e86\u4e00\u4e2a\u4eba\u6b20\u53e6\u4e00\u4e2a\u4eba\u7684\u94b1\uff0c\u5e76\u89c4\u5b9a\u4e86\u8fd8\u6b3e\u65f6\u95f4\u548c\u65b9\u5f0f\uff0c\u662f\u4e00\u5f20\u4f01\u4e1a\u4e4b\u95f4\u6216\u4f01\u4e1a\u4e0e\u4e2a\u4eba\u4e4b\u95f4\u7684\u4ea4\u6613\uff0c\u4e00\u822c\u5728\u4e00\u4e2a\u6708\u5230\u4e00\u5e74\u671f\u9650\u5185\u5230\u671f\uff0c\u800c\u4e14\u5b83\u548c\u80a1\u7968\u4e00\u6837\u53ef\u4ee5\u5728\u4e8c\u7ea7\u5e02\u573a\u4e0a\u8fdb\u884c\u4ea4\u6613\u3002\u5546\u4e1a\u7968\u636e\u5206\u4e3a\u4ee5\u4e0b\u4e24\u79cd\u7c7b\u578b\uff1a<\/p>\n\n\n\n<p>\uff08\u4e00\uff09\u652f\u7968\uff1a\u5b83\u50cf\u94f6\u884c\u7684\u4fdd\u8bc1\u3002\u94f6\u884c\u4f1a\u5728\u89c4\u5b9a\u7684\u65f6\u95f4\u5185\u4ee3\u4f60\u652f\u4ed8\u3002<\/p>\n\n\n\n<p>\uff08\u4e8c\uff09\u6c47\u7968\uff1a\u5b83\u5c31\u50cf\u4f60\u4eb2\u81ea\u7b7e\u540d\u7684\u501f\u6761\uff0c\u8ba9\u522b\u4eba\u6216\u94f6\u884c\u4ee3\u4f60\u4ed8\u6b3e\u3002<\/p>\n\n\n\n<ul>\n<li><strong>\u56de\u8d2d\u534f\u8bae\uff08Repurchase Agreement\uff09<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u56de\u8d2d\u534f\u8bae\uff0c\u901a\u5e38\u88ab\u79f0\u4e3a\u201cRepo\u201d\u3002\u4e00\u822c\u7531\u5356\u65b9\u51fa\u552e\u67d0\u79cd\u8d44\u4ea7\u7ed9\u4e70\u65b9\uff0c\u5e76\u627f\u8bfa\u5728\u672a\u6765\u7684\u67d0\u4e2a\u65f6\u95f4\u5df2\u7565\u9ad8\u4e8e\u8d2d\u4e70\u4ef7\u683c\u7684\u4ef7\u683c\u56de\u8d2d\u8be5\u8d44\u4ea7\u3002\u5728\u8fd9\u4e2a\u8fc7\u7a0b\u4e2d\uff0c\u5356\u65b9\u5411\u4e70\u65b9\u652f\u4ed8\u5229\u606f\u3002<\/p>\n\n\n\n<p>\u7b80\u5355\u6765\u8bf4\uff0c\u4f60\u53ef\u4ee5\u628a MMF \u770b\u4f5c\u53e6\u7c7b\u7684\u94f6\u884c\u6237\u53e3\uff0c\u53ea\u4e0d\u8fc7\u8fd9\u4e2a\u6237\u53e3\u662f\u5f00\u8bbe\u5728\u4fe1\u6258\u57fa\u91d1\u516c\u53f8\u3001\u94f6\u884c\u7b49\u91d1\u878d\u673a\u6784\u3002\u57fa\u91d1\u7ecf\u7406\u4f1a\u5c06\u4f60\u5b58\u5165\u7684\u8fd9\u4e9b\u8d44\u91d1\u6295\u8d44\u4e8e\u4f4e\u98ce\u9669\u7684\u77ed\u671f\u8d27\u5e01\u5de5\u5177\uff0c\u4ee5\u83b7\u5f97\u7a33\u5b9a\u7684\u5229\u606f\u56de\u62a5\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"money-market-fund-\u5b89\u5168\u5417\uff1f\"><strong>Money Market Fund \u5b89\u5168\u5417\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u7531\u4e8e\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u53ea\u6295\u8d44\u5728\u9ad8\u5ea6\u6d41\u52a8\u6027\u7684\u77ed\u671f\u8d27\u5e01\u5de5\u5177\uff0c\u610f\u5473\u7740\u6211\u4eec\u7684\u8d44\u4ea7\u80fd\u591f\u5728\u77ed\u65f6\u95f4\u5185\u5feb\u901f\u53d8\u73b0\uff0c\u5982\u679c\u9047\u4e0a\u5e02\u573a\u6ce2\u52a8\u6216\u4e0d\u786e\u5b9a\u6027\u8f83\u5927\u65f6\uff0c\u6211\u4eec\u80fd\u591f\u5728\u77ed\u65f6\u95f4\u5185\u8131\u624b\uff0c\u4ece\u800c\u964d\u4f4e\u4e86\u5728\u5e02\u573a\u5d29\u76d8\u6216\u5927\u5e45\u4e0b\u8dcc\u65f6\u7684\u635f\u5931\u3002<\/p>\n\n\n\n<p>\u9664\u6b64\u4e4b\u5916\uff0c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u6295\u8d44\u6807\u7684\u4e5f\u4e13\u6ce8\u4e8e\u4f4e\u98ce\u9669\u7406\u8d22\u4ea7\u54c1\uff0c\u6bd4\u5982\uff1a<\/p>\n\n\n\n<ul>\n<li>\u503a\u5238\u6709\u653f\u5e9c\u80cc\u4e66\uff0c\u53ef\u4fe1\u5ea6\u8f83\u9ad8<\/li>\n\n\n\n<li>\u94f6\u884c\u627f\u5151\u6c47\u7968\u3001\u5b9a\u671f\u5b58\u6b3e\u5355\u662f\u53d7Bank Negara Malaysia \u76d1\u7ba1\u7684\u94f6\u884c\u65d7\u4e0b\u7684\u91d1\u878d\u4ea7\u54c1<\/li>\n\n\n\n<li>\u6240\u6295\u8d44\u7684\u5546\u4e1a\u7968\u636e\u548c\u56de\u8d2d\u534f\u8bae\u4e00\u822c\u90fd\u662f\u7531\u9ad8\u4fe1\u7528\u8bc4\u7ea7\u7684\u516c\u53f8\u53d1\u884c\u7684\uff0c\u6240\u4ee5\u8fdd\u7ea6\u98ce\u9669\u975e\u5e38\u4f4e<\/li>\n<\/ul>\n\n\n\n<p>\u7531\u4e8e MMF \u6ca1\u6709\u80a1\u7968\u914d\u7f6e\uff0c\u6240\u4ee5\u56de\u916c\u4f1a\u6bd4\u8f83\u7a33\u5b9a\u4e14\u4e8f\u94b1\u7684\u51e0\u7387\u4f1a\u5f88\u4f4e\u3002<\/p>\n\n\n\n<p>\u603b\u4f53\u800c\u8a00\uff0cMMF \u662f\u975e\u5e38\u5b89\u5168\u7684\uff0c\u4f46\u7531\u4e8e\u4e0d\u53d7\u9a6c\u6765\u897f\u4e9a\u5b58\u6b3e\u4fdd\u9669\u673a\u6784 \uff08PIDM\uff09\u4fdd\u62a4\uff0c\u98ce\u9669\u8fd8\u662f\u6bd4\u5b9a\u671f\u5b58\u6b3e\uff08FD\uff09\u7565\u9ad8\u4e00\u4e9b\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"money-market-fund-vs-fixed-deposit-\u5b9a\u671f\u5b58\u6b3e\"><strong>Money Market Fund VS Fixed Deposit \u5b9a\u671f\u5b58\u6b3e<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u57fa\u91d1\u548c\u5b9a\u671f\u5b58\u6b3e\u90fd\u662f\u76f8\u5bf9\u4f4e\u98ce\u9669\u7684\u6295\u8d44\u5de5\u5177\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u5b9a\u5b58\u53ef\u4ee5\u5728\u83b7\u5f97\u4e00\u5b9a\u6536\u76ca\u7684\u540c\u65f6\u4fdd\u8bc1\u672c\u91d1\u7684\u5b89\u5168\uff0c\u800c\u8d27\u5e01\u57fa\u91d1\u9700\u8981\u627f\u62c5\u4e00\u5b9a\u7a0b\u5ea6\u7684\u98ce\u9669\u4ee5\u8ffd\u6c42\u66f4\u9ad8\u7684\u6536\u76ca\u3002\u5982\u679c\u4e0d\u60f3\u88ab\u9501\u5b9a\u671f\u9650\u5236\uff0c\u5e0c\u671b\u968f\u65f6\u968f\u5730\u53ef\u4ee5\u53d6\u51fa\u6240\u6709\u672c\u91d1\u548c\u5229\u606f\uff0c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u5219\u6bd4\u5b9a\u5b58\u66f4\u5177\u4f18\u52bf\uff0c\u4f46\u9700\u8981\u6ce8\u610f\u8d27\u5e01\u57fa\u91d1\u7684\u98ce\u9669\u548c\u8d39\u7528\u7b49\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1<\/td><td>\u5b9a\u671f\u5b58\u6b3e<\/td><\/tr><tr><td>\u98ce\u9669\u7a0b\u5ea6<\/td><td>\u4f4e\u98ce\u9669<\/td><td>\u51e0\u4e4e\u96f6\u98ce\u9669<\/td><\/tr><tr><td>\u6536\u76ca\u6c34\u5e73<\/td><td>\u8f83\u9ad8\u7684\u5229\u606f<\/td><td>\u56fa\u5b9a\u7684\u5229\u606f<\/td><\/tr><tr><td>\u6d41\u52a8\u6027<\/td><td>\u9ad8\uff0c\u53ef\u4ee5\u968f\u65f6\u4e70\u5356\uff0c\u4e0d\u5f71\u54cd\u5229\u606f<\/td><td>\u4f4e\uff0c\u9700\u8981\u5728\u4e00\u5b9a\u671f\u9650\u5185\u6301\u6709\uff0c\u63d0\u524d\u53d6\u6b3e\u4f1a\u635f\u5931\u5229\u606f<\/td><\/tr><tr><td>\u6295\u8d44\u95e8\u69db<\/td><td>\u76f8\u5bf9\u8f83\u4f4e\uff0c\u6700\u4f4e\u4ece RM 10 \u8d77\u6295\uff0c\u6709\u7ba1\u7406\u8d39<\/td><td><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\" target=\"_blank\" rel=\"noopener\">\u6700\u4f4e\u5927\u7ea6\u662f RM 1000 \u8d77<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u63a8\u8350\u9605\u8bfb\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\" target=\"_blank\" rel=\"noopener\">\u99ac\u4f86\u897f\u4e9e2023\u5e749\u6708\u54ea\u5bb6FD\u5229\u7387\u6700\u9ad8\uff1f\u5168\u7db2\u6700\u51689\u6708\u5b9a\u671f\u5b58\u6b3e\u512a\u60e0<\/a><\/strong><\/p>\n\n\n\n<p>MMF\u7684\u98ce\u9669\u867d\u7136\u4f4e\uff0c\u4f46\u8fd8\u662f\u4f1a\u53d7\u5e02\u573a\u5229\u7387\u3001\u4fe1\u7528\u548c\u6d41\u52a8\u6027\u98ce\u9669\u5f71\u54cd\u3002\u867d\u7136\u4e0d\u53d7 PIDM \u4fdd\u969c\uff0c\u4f46\u4f60\u53ef\u4ee5\u9009\u62e9\u6295\u8d44\u5728\u53d7 <a href=\"https:\/\/www.sc.com.my\/\" target=\"_blank\" rel=\"noopener\">Securities Comission Malaysia \uff08SC\uff09<\/a> \u76d1\u7ba1\u7684\u91d1\u878d\u673a\u6784\u3002\u70b9\u51fb<a href=\"https:\/\/www.sc.com.my\/api\/documentms\/download.ashx?id=6f6277b6-a139-419d-b4bc-52b01b12b09d\" target=\"_blank\" rel=\"noopener\">\u8fd9\u91cc<\/a>\u67e5\u770b\u53d7\u76d1\u7ba1\u7684\u673a\u6784\u3002\u800cFD\u662f\u7531\u94f6\u884c\u63d0\u4f9b\u4fdd\u8bc1\uff0c\u4e14<a href=\"https:\/\/www.pidm.gov.my\/en\/how-we-protect-you\/how-pidm-protects-you\" target=\"_blank\" rel=\"noopener\">\u53d7\u5230PIDM\u4fdd\u969c<\/a>\u6240\u4ee5\u51e0\u4e4e\u96f6\u98ce\u9669\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6295\u8d44\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u8d39\u7528\"><strong>\u6295\u8d44\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u8d39\u7528<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/MMF-fees-1024x538.jpg\" alt=\"\" class=\"wp-image-49618\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/MMF-fees-1024x538.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/MMF-fees-300x158.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/MMF-fees-768x403.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/MMF-fees-750x394.jpg 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/MMF-fees-1140x599.jpg 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/MMF-fees.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5728\u6295\u8d44MMF\u4e4b\u524d\uff0c\u6295\u8d44\u8005\u5e94\u8be5\u4ed4\u7ec6\u9605\u8bfb\u57fa\u91d1\u7684\u62db\u52df\u8bf4\u660e\u4e66\uff08Prospectus \/ Fund Factsheet\uff09\u548c\u8d39\u7528\u7ed3\u6784\uff0c\u4ee5\u4e86\u89e3\u5177\u4f53\u7684\u6210\u672c\u548c\u8d39\u7528\u60c5\u51b5\u3002\u4e86\u89e3\u8fd9\u4e9b\u8d39\u7528\u5c06\u5e2e\u52a9\u6295\u8d44\u8005\u66f4\u597d\u5730\u8bc4\u4f30\u6295\u8d44\u7684\u98ce\u9669\u548c\u56de\u62a5\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u624b\u7eed\u8d39\"><strong>\u624b\u7eed\u8d39<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>MMF\u548c\u5b9a\u5b58\u4e00\u6837\u662f\u4e0d\u9700\u8981\u4efb\u4f55\u7684\u624b\u7eed\u8d39\u3002\u4e5f\u5c31\u662f\u8bf4MMF\u7684\u8d26\u6237\u4e0d\u7ba1\u662f\u5165\u91d1\u6216\u51fa\u91d1\u90fd\u4e0d\u4f1a\u88ab\u5f81\u6536\u624b\u7eed\u8d39\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u6bcf\u4e2a\u5e73\u53f0\u7684\u5165\u91d1\u548c\u51fa\u91d1\u7684\u6700\u4f4e\u91d1\u989d\u90fd\u4e0d\u4e00\u6837\uff0c\u6bd4\u5982Versa Cash\u3001 Go Invest \u548c GO+ \u7684\u6700\u4f4e\u5165\u91d1\u91d1\u989d\u5c31\u662f RM 10\uff0c\u800cStashaway Simple \u6ca1\u6709\u6700\u4f4e\u5165\u91d1\u7684\u8981\u6c42\uff0cKDI Save\u5219\u9700\u8981\u6700\u4f4e RM100 \u624d\u53ef\u4ee5\u6295\u8d44\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u7ba1\u7406\u8d39\"><strong>\u7ba1\u7406\u8d39<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>MMF \u548c\u5176\u4ed6\u57fa\u91d1\u4e00\u6837\u662f\u6709\u57fa\u91d1\u7ba1\u7406\u8d39\u7684\uff0c\u4e00\u822c\u90fd\u662f0.3%\u81f30.5%\u3002\u4ee5\u4e0b\u4e3a\u5217\u4e3e\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5e73\u53f0<\/strong><\/td><td><strong>\u5e74\u5ea6\u7ba1\u7406\u8d39<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/support.tngdigital.com.my\/hc\/en-my\/articles\/360047119253-Are-there-any-charges-and-fees-when-I-Cash-In-into-GO-\" target=\"_blank\" rel=\"noopener\">GO+<\/a><\/td><td>0.45%<\/td><\/tr><tr><td><a href=\"https:\/\/www.principal.com.my\/en\/investment-platform-faq\" target=\"_blank\" rel=\"noopener\">GO Invest<\/a><\/td><td>0.40%<\/td><\/tr><tr><td><a href=\"https:\/\/www.stashaway.my\/simple\" target=\"_blank\" rel=\"noopener\">Stashaway Simple<\/a><\/td><td>0%<\/td><\/tr><tr><td><a href=\"https:\/\/support.versa.com.my\/hc\/en-us\/articles\/12622344609687-What-are-the-fees-associated-with-Save-\" target=\"_blank\" rel=\"noopener\">Versa Cash<\/a><\/td><td>0.30%<\/td><\/tr><tr><td><a href=\"https:\/\/digitalinvesting.com.my\/kdi-save\/\" target=\"_blank\" rel=\"noopener\">KDI Save<\/a><\/td><td>0%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u4fe1\u6258\u8d39\u7528\"><strong>\u4fe1\u6258\u8d39\u7528<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4fe1\u6258\u8d39\u7528\u662f\u57fa\u91d1\u516c\u53f8\u7528\u4e8e\u8058\u8bf7\u6258\u7ba1\u94f6\u884c\u4ee5\u786e\u4fdd\u57fa\u91d1\u8d44\u4ea7\u5b89\u5168\u7684\u8d39\u7528\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5e73\u53f0<\/strong><\/td><td><strong>\u4fe1\u6258\u8d39\u7528<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/support.tngdigital.com.my\/hc\/en-my\/articles\/360047119253-Are-there-any-charges-and-fees-when-I-Cash-In-into-GO-\" target=\"_blank\" rel=\"noopener\">GO+<\/a><\/td><td>0.03%<\/td><\/tr><tr><td><a href=\"https:\/\/www.principal.com.my\/en\/investment-platform-faq\" target=\"_blank\" rel=\"noopener\">GO Invest<\/a><\/td><td>0.02%<\/td><\/tr><tr><td><a href=\"https:\/\/support.versa.com.my\/hc\/en-us\/articles\/12622344609687-What-are-the-fees-associated-with-Save-\" target=\"_blank\" rel=\"noopener\">Versa Cash<\/a><\/td><td>0.05%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"mmf\u7684\u4f18\u70b9\"><strong>MMF\u7684\u4f18\u70b9<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u4f4e\u98ce\u9669\"><strong>\u4f4e\u98ce\u9669<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u4e3b\u8981\u6295\u8d44\u4e8e\u77ed\u671f\u503a\u5377\u3001\u5b58\u6b3e\u3001\u56fd\u5e93\u7b49\u73b0\u91d1\u7b49\u4ef7\u7269\uff0c\u901a\u5e38\u8d8b\u52bf\u7a33\u5b9a\uff0c\u98ce\u9669\u4e5f\u76f8\u5bf9\u6bd4\u80a1\u7968\u4f4e\u3002\u8fd9\u79cd\u6295\u8d44\u4e8e\u591a\u5143\u5316\u4ea7\u54c1\u7684\u884c\u4e3a\uff0c\u53ef\u4ee5\u5e2e\u52a9\u6211\u4eec\u5206\u6563\u98ce\u9669\u3002\u540c\u65f6\uff0c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u4e5f\u53ef\u4ee5\u5e73\u8861\u9ad8\u98ce\u9669\u7684\u6295\u8d44\u7ec4\u5408\u3002\u5f53\u9ad8\u98ce\u9669\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u6bd4\u5982\u80a1\u7968\u8868\u73b0\u4e0d\u7a33\u5b9a\u65f6\uff0c \u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u7a33\u5b9a\u6027\u53ef\u4ee5\u964d\u4f4e\u6574\u4f53\u6295\u8d44\u7ec4\u5408\u7684\u6ce2\u52a8\u6027\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5229\u606f\u6bd4fd\u9ad8\"><strong>\u5229\u606f\u6bd4FD\u9ad8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u57fa\u91d1\u7684\u6536\u76ca\u76f8\u5bf9\u7a33\u5b9a\uff0c\u4e00\u822c\u6bd4\u94f6\u884c\u5b9a\u671f\u5b58\u6b3e\u7a0d\u5fae\u9ad8\u4e00\u70b9\uff0c\u800c\u4e14\u4e0d\u4f1a\u53d7\u5230\u80a1\u7968\u7b49\u5e02\u573a\u6ce2\u52a8\u7684\u5f71\u54cd\u3002\u6bd4\u59822023\u5e749\u6708\uff0c\u94f6\u884c\u5b9a\u671f\u5b58\u6b3e\u7684\u5229\u606f\u662f\u5728 <a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\" target=\"_blank\" rel=\"noopener\">2-3%<\/a> \u5de6\u53f3\uff0c\u800cMMF \u5219\u662f<a href=\"https:\/\/www.fsmone.com.my\/cash-management-fund\" target=\"_blank\" rel=\"noopener\">3.59%<\/a>\u5de6\u53f3\u3002<\/p>\n\n\n\n<p>\u4e0d\u4ec5\u5982\u6b64\uff0c\u8d27\u5e01\u57fa\u91d1\u7684\u5229\u606f\u662f\u5929\u5929\u7ed3\u7b97\u7684\uff0c\u6240\u4ee5\u6295\u8d44\u8005\u6bcf\u4e00\u5929\u90fd\u53ef\u4ee5\u8d5a\u53d6\u5229\u606f\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u4f60\u6709\u4e00\u7b14\u8d44\u91d1 RM 10,000\u5206\u522b\u653e\u5728\u5b9a\u5b58\u548cMMF\u4e00\u5e74\uff0c\u4ece\u4ee5\u4e0b\u8868\u683c\u4e2d\u53ef\u4ee5\u53ef\u4ee5\u770b\u51fa\u6240\u83b7\u5f97\u7684\u5229\u606f\u76f8\u5deeRM57\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>MMF<\/strong><\/td><td><strong>FD<\/strong><\/td><\/tr><tr><td>\u672c\u91d1<\/td><td>RM10,000<\/td><td>RM10,000<\/td><\/tr><tr><td>\u5229\u7387<\/td><td>3.59%<\/td><td>3%<\/td><\/tr><tr><td>\u6240\u5f97\u5229\u606f<\/td><td>RM359<\/td><td>RM300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u6d41\u52a8\u6027\u9ad8\"><strong>\u6d41\u52a8\u6027\u9ad8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u57fa\u91d1\u7684\u6d41\u52a8\u6027\u76f8\u5bf9\u8f83\u9ad8\uff0c\u5141\u8bb8\u6295\u8d44\u8005\u968f\u65f6\u4e70\u5356\uff0c\u901a\u5e381-2\u5de5\u4f5c\u5929\u5185\u5c31\u53ef\u4ee5\u63d0\u73b0\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u5b9a\u5b58\u6709\u7740\u56fa\u5b9a\u671f\u9650\uff0c\u6bd4\u5982\u4e00\u4e2a\u6708\u3001\u4e09\u4e2a\u6708\u3001\u516d\u4e2a\u6708\u3001\u4e00\u5e74\u7b49\u7b49\u3002\u5982\u679c\u5728\u8fd9\u671f\u9650\u5185\u63d0\u524d\u53d6\u6b3e\u4f1a\u635f\u5931\u5229\u606f\u3002\u603b\u4f53\u800c\u8a00\uff0c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u6d41\u52a8\u6027\u548c\u8d44\u91d1\u7ba1\u7406\u4e0a\u66f4\u4e3a\u7075\u6d3b\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u6295\u8d44\u95e8\u69db\u4f4e\"><strong>\u6295\u8d44\u95e8\u69db\u4f4e<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u57fa\u91d1\u7684\u6295\u8d44\u95e8\u69db\u76f8\u5bf9\u8f83\u4f4e\uff0c\u4e00\u822c\u53ea\u9700\u8981 RM 10 &#8211; RM500\u7684\u8d77\u6295\u91d1\u989d\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5b9a\u671f\u5b58\u6b3e\u6700\u4f4e\u95e8\u69db\u90fd\u662f\u9700\u8981 RM 1,000 \u6216\u4ee5\u4e0a\u800c MMF \u5219\u9700\u8981 RM 10\u5c31\u53ef\u4ee5\u5f00\u59cb\u6295\u8d44\u3002MMF\u4e5f\u4e0d\u9700\u8981\u4efb\u4f55\u624b\u7eed\u8d39\uff0c\u4f8b\u5982Touch\u2018n Go \u7684 <a href=\"https:\/\/valueinmind.co\/zh\/what-is-tng-goinvest\/\" target=\"_blank\" rel=\"noopener\">Goinvest<\/a>\u3002\u6240\u4ee5\u8d27\u5e01\u57fa\u91d1\u975e\u5e38\u9002\u5408\u5c0f\u989d\u6295\u8d44\u8005\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u81ea\u52a8\u5316\u7406\u8d22\"><strong>\u81ea\u52a8\u5316\u7406\u8d22<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>MMF\u53ef\u4ee5\u5f53\u4f5c\u4e00\u79cd\u81ea\u52a8\u5316\u7684\u7406\u8d22\u65b9\u5f0f\uff0c\u4e0d\u9700\u8981\u8fc7\u591a\u7684\u64cd\u4f5c\u548c\u7ba1\u7406\u3002\u6295\u8d44\u8005\u4e5f\u4e0d\u9700\u8981\u81ea\u5df1\u53bb\u9009\u62e9\u6295\u8d44\u6807\uff0c\u66f4\u4e0d\u9700\u8981\u7ecf\u5e38\u76d1\u63a7\u5e02\u573a\u7684\u53d8\u5316\u3002\u4e0d\u4ec5\u5982\u6b64\uff0c\u6295\u8d44\u8005\u53ef\u4ee5\u9884\u5148\u5728\u94f6\u884c\u91cc\u8bbe\u7f6e\u81ea\u52a8\u8f6c\u8d26\uff0c\u6bcf\u6708\u7684\u85aa\u6c34\u5c31\u53ef\u4ee5\u81ea\u52a8\u8f6c\u8d26\u5230\u53e6\u4e00\u4e2aMMF\u8d26\u6237\uff0c\u4ee5\u8d5a\u53d6\u66f4\u591a\u7684\u5229\u606f\u3002\u8fd9\u79cd\u81ea\u52a8\u5316\u7684\u7406\u8d22\u65b9\u5f0f\u4e0d\u4ec5\u4ec5\u5e2e\u52a9\u6295\u8d44\u8005\u5b9e\u73b0\u7406\u8d22\u76ee\u6807\uff0c\u540c\u65f6\u4e5f\u5145\u5206\u5229\u7528\u65f6\u95f4\u6765\u8fbe\u5230\u590d\u5229\u7684\u6548\u679c\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u8d27\u5e01\u57fa\u91d1\u98ce\u9669-\u8d27\u5e01\u57fa\u91d1\u4f1a\u4e8f\u635f\u5417\uff1f\"><strong>\u8d27\u5e01\u57fa\u91d1\u98ce\u9669 | \u8d27\u5e01\u57fa\u91d1\u4f1a\u4e8f\u635f\u5417\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u4e0d\u627f\u8bfa\u4fdd\u672c\"><strong>\u4e0d\u627f\u8bfa\u4fdd\u672c<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u7531\u4e8e\u8d27\u5e01\u57fa\u91d1\u662f\u6295\u8d44\u7684\u4e00\u79cd\uff0c\u56e0\u6b64\u5b83\u4e0d\u50cf\u5b9a\u671f\u5b58\u6b3e\u53d7\u5230PIDM\u7684\u4fdd\u969c\u3002\u867d\u7136\u98ce\u9669\u8f83\u4f4e\uff0c\u4f46\u4ecd\u7136\u5b58\u5728\u4e8f\u635f\u7684\u53ef\u80fd\u6027\u3002\u4f8b\u5982\u94f6\u884c\u6216\u6240\u6295\u8d44\u7684\u91d1\u878d\u673a\u6784\u5012\u95ed\uff0c\u6295\u8d44\u8005\u662f\u4e0d\u4f1a\u83b7\u5f97\u8d54\u507f\u7684\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u8d44\u91d1\u65e0\u6cd5\u9a6c\u4e0a\u5230\u8d26\"><strong>\u8d44\u91d1\u65e0\u6cd5\u9a6c\u4e0a\u5230\u8d26<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u867d\u7136\u8d27\u5e01\u57fa\u91d1\u7684\u5229\u606f\u662f\u6bcf\u65e5\u7ed3\u7b97\uff0c\u4f46\u662f\u63d0\u6b3e\u9700\u8981\u4e00\u4e9b\u624b\u7eed\u3002\u800c\u8d27\u5e01\u57fa\u91d1\u5927\u591a\u9700\u89811-7\u4e2a\u5de5\u4f5c\u5929\u6765\u5904\u7406\u3002<\/p>\n\n\n\n<p>\u6bcf\u4e2a\u5e73\u53f0\u51fa\u91d1\u7684\u65f6\u95f4\u90fd\u4e0d\u4e00\u6837\uff0c\u6240\u4ee5\u5efa\u8bae\u6295\u8d44\u8005\u63d0\u524d\u505a\u597d\u89c4\u5212\u624d\u53ef\u4ee5\u907f\u514d\u7d27\u6025\u60c5\u51b5\u65f6\u65e0\u6cd5\u53d6\u51fa\u57fa\u91d1\u7684\u60c5\u51b5\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5229\u606f\u4e0d\u7a33\u5b9a\"><strong>\u5229\u606f\u4e0d\u7a33\u5b9a<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u4e0d\u80fd\u4fdd\u8bc1\u53ef\u4ee5\u83b7\u5f97\u591a\u5c11\u5229\u606f\uff0c\u56e0\u4e3a\u4f1a\u53d7\u5229\u7387\u6ce2\u52a8\u548c\u6c47\u7387\u5f71\u54cd\u3002\u5982\u679c\u5e02\u573a\u5229\u7387\u4e0b\u964d\uff0c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u5229\u606f\u4e5f\u4f1a\u76f8\u5e94\u4e0b\u964d\u3002\u82e5\u8d27\u5e01\u653f\u7b56\u51fa\u73b0\u53d8\u5316\uff0c\u53ef\u80fd\u4f1a\u5bf9\u8d27\u5e01\u57fa\u91d1\u7684\u6536\u76ca\u7387\u548c\u4ef7\u503c\u4ea7\u751f\u5f71\u54cd\u3002\u8fd9\u662f\u56e0\u4e3aMMF\u6240\u6295\u8d44\u7684\u77ed\u671f\u503a\u5377\u548c\u5b58\u6b3e\u7b49\u5de5\u5177\u7684\u5229\u606f\u9996\u9875\u901a\u5e38\u548c\u5e02\u573a\u5229\u7387\u6302\u94a9\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u56fd\u5185\u516c\u5f00\u5e02\u573a\u64cd\u4f5c\u5229\u7387\uff08OPR\uff09\u4e0b\u964d\u4f1a\u5f71\u54cd\u5e02\u573a\u7684\u5229\u7387\u8d8b\u52bf\uff0c\u4ece\u800c\u964d\u4f4e\u4e86MMF\u7684\u5229\u606f\u6536\u76ca\u3002\u53e6\u4e00\u65b9\u9762\uff0c\u7f8e\u56fd\u7684\u5229\u7387\u653f\u7b56\u53ef\u4ee5\u5f71\u54cd\u5168\u7403\u91d1\u878d\u5e02\u573a\uff0c\u5305\u62ec\u6c47\u7387\uff0c\u800c\u6c47\u7387\u7684\u6ce2\u52a8\u53ef\u80fd\u4f1a\u5f71\u54cd\u8d27\u5e01\u57fa\u91d1\u5728\u5916\u5e01\u6295\u8d44\u65b9\u9762\u7684\u6536\u76ca\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4ec0\u4e48\u65f6\u5019\u9002\u5408\u6295\u8d44mmf\uff1f\"><strong>\u4ec0\u4e48\u65f6\u5019\u9002\u5408\u6295\u8d44MMF\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u77ed\u671f\u8d22\u52a1\u8ba1\u5212\"><strong>\u77ed\u671f\u8d22\u52a1\u8ba1\u5212<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u57fa\u91d1\u9002\u5408\u6295\u8d44\u8005\u77ed\u671f\u95f2\u7f6e\u7684\u8d44\u91d1\uff0c\u6bd4\u5982\u4f60\u6709\u53ef\u80fd\u8ba1\u5212\u5728\u672a\u6765\u51e0\u4e2a\u6708\u5185\u8d2d\u4e70\u623f\u5c4b\u3001\u652f\u4ed8\u5b66\u8d39\u6216\u8fdb\u884c\u5176\u4ed6\u5927\u989d\u652f\u51fa\uff0c\u90a3\u4e48\u5c06\u8d44\u91d1\u5b58\u653e\u5728\u8d27\u5e01\u57fa\u91d1\u4e2d\u53ef\u80fd\u662f\u66f4\u597d\u7684\u9009\u62e9\uff0c\u56e0\u4e3a\u5b83\u4eec\u6bd4\u5b9a\u671f\u5b58\u6b3e\u66f4\u7075\u6d3b\uff0c\u5e76\u4e14\u53ef\u80fd\u63d0\u4f9b\u66f4\u9ad8\u7684\u6536\u76ca\u7387\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u7d27\u6025\u9884\u5907\u91d1\"><strong>\u7d27\u6025\u9884\u5907\u91d1<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u628a\u8d27\u5e01\u57fa\u91d1\u5f53\u6210\u77ed\u671f\u5b58\u6b3e\u7684\u50a8\u84c4\u6237\u53e3\uff0c\u6bd4\u5982\u5b58\u653e\u7d27\u6025\u9884\u5907\u91d1\uff08Emergency fund\uff09\u3002\u8fd9\u7b14\u94b1\u5728\u7b49\u5f85\u5e94\u6025\u7684\u540c\u65f6\u8fd8\u53ef\u4ee5\u6bcf\u5929\u8d5a\u53d6\u6bd4\u94f6\u884c\u50a8\u84c4\u66f4\u9ad8\u7684\u5229\u606f\u3002\u7531\u4e8e\u8d27\u5e01\u57fa\u91d1\u51fa\u91d1\u7684\u65f6\u95f4\u4f1a\u6bd4\u50a8\u84c4\u6237\u53e3\u957f\uff0c\u6240\u4ee5\u5efa\u8bae\u53ea\u5c06\u90e8\u5206\u7684\u7d27\u6025\u9884\u5907\u91d1\u653e\u5165\u8d27\u5e01\u57fa\u91d1\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5468\u671f\u6027\u5f00\u9500\"><strong>\u5468\u671f\u6027\u5f00\u9500<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6709\u4e9b\u5f00\u9500\u662f\u5c5e\u4e8e\u5468\u671f\u6027\u5f00\u9500\uff0c\u4f8b\u5982\u6c7d\u8f66\u4fdd\u9669\u3001\u6c7d\u8f66\u8def\u7a0e\u3001\u65c5\u884c\u8d39\u7528\u7b49\u7b49\uff0c\u901a\u5e38\u4f1a\u662f\u6bcf\u4e2a\u5b63\u5ea6\u6216\u6bcf\u5e74\u624d\u9700\u8981\u7684\u5f00\u9500\u3002\u5c06\u5468\u671f\u6027\u5f00\u9500\u5b58\u653e\u5728\u8d27\u5e01\u57fa\u91d1\u53ef\u4ee5\u6709\u6548\u7ba1\u7406\uff0c\u907f\u514d\u5728\u4e0d\u77e5\u4e0d\u89c9\u4e2d\u82b1\u6389\u7684\u540c\u65f6\u8fd8\u53ef\u4ee5\u8d5a\u53d6\u5229\u606f\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u8d44\u91d1\u6682\u65f6\u6cca\u5cb8\"><strong>\u8d44\u91d1\u6682\u65f6\u6cca\u5cb8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u4e00\u7b14\u95f2\u7f6e\u8d44\u91d1\uff0c\u5efa\u8bae\u4e0d\u8981\u53ea\u628a\u94b1\u5b58\u5728\u94f6\u884c\u6237\u53e3\u3002\u56e0\u4e3a\u666e\u901a\u94f6\u884c\u50a8\u84c4\u6237\u53e3\u7684\u5229\u606f\u53ea\u67090% &#8211; 0.5%\u3002\u968f\u7740\u901a\u8d27\u81a8\u80c0\u98d9\u5347\uff0c\u53ea\u4f1a\u8ba9\u6211\u4eec\u7684\u8d44\u4ea7\u4e0d\u65ad\u8d2c\u503c\u3002\u800c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u5229\u606f\u57fa\u672c\u9ad8\u4e8e\u901a\u8d27\u81a8\u80c0\uff0c\u800c\u4e14\u98ce\u5411\u4e5f\u76f8\u5bf9\u8f83\u4f4e\uff0c\u6240\u4ee5\u628a\u94b1\u5b58\u5728\u5176\u4e2d\uff0c\u662f\u6bd4\u8f83\u597d\u7684\u9009\u62e9\u3002<\/p>\n\n\n\n<p>\u5047\u8bbe\u4e00\u7b14 RM 10,000 \u7684\u95f2\u7f6e\u8d44\u91d1\u653e\u5728\u666e\u901a\u50a8\u84c4\u6237\u53e3\uff0c\u6839\u636e\u73b0\u5728\u666e\u901a\u50a8\u84c4\u6237\u53e3\u7684\u5229\u7387\u4e3a0.3%\uff0c\u4e00\u5e74\u540e\u53ef\u4ee5\u83b7\u5f97\u7684\u5229\u606f\u4e5f\u5c31\u53ea\u6709RM 30\u3002\u5982\u679c\u8fd9\u7b14 RM 10,000\u7684\u8d44\u91d1\u6295\u8d44\u5728\u5e74\u8d27\u6536\u76ca\u7387\u4e3a3%\u7684\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff0c\u4e00\u5e74\u540e\u7684\u5229\u606f\u5219\u4f1a\u662f RM 300\uff0c\u6bd4\u666e\u901a\u50a8\u84c4\u94f6\u884c\u9ad8\u51fa\u5f88\u591a\u3002<\/p>\n\n\n\n<p>\u7b80\u5355\u6765\u8bf4\uff0c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u6bd4\u666e\u901a\u50a8\u84c4\u94f6\u884c\u63d0\u4f9b\u66f4\u9ad8\u7684\u5229\u606f\u56de\u62a5\uff0c\u53ef\u4ee5\u5728\u8d44\u91d1\u6682\u65f6\u6ca1\u6709\u660e\u786e\u6295\u8d44\u673a\u4f1a\u65f6\uff0c\u5b9e\u73b0\u8d44\u91d1\u7684\u4fdd\u503c\uff0c\u671f\u95f4\u8fd8\u53ef\u4ee5\u83b7\u5f97\u4e00\u4e9b\u989d\u5916\u7684\u6536\u76ca\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5e02\u573a\u6050\u614c\u65f6\"><strong>\u5e02\u573a\u6050\u614c\u65f6<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5f53\u5e02\u573a\u51fa\u73b0\u6050\u614c\u6027\u60c5\u51b5\u65f6\uff0c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u5c31\u4f1a\u662f\u4e00\u4e2a\u53d7\u6b22\u8fce\u7684\u6295\u8d44\u5de5\u5177\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u4e00\u4e9b\u6295\u8d44\u8005\u4f1a\u9009\u62e9\u4ece\u9ad8\u98ce\u9669\u7684\u6295\u8d44\u4e2d\u64a4\u79bb\uff0c\u800c\u8f6c\u5411\u66f4\u7a33\u5b9a\u548c\u5b89\u5168\u7684\u6295\u8d44\u5de5\u5177\uff0cMMF \u5c31\u662f\u5176\u4e2d\u7684\u4e00\u79cd\u9009\u62e9\u3002MMF \u53ef\u4ee5\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u4fdd\u62a4\u6295\u8d44\u8005\u7684\u8d44\u91d1\u514d\u53d7\u5e02\u573a\u6ce2\u52a8\u7684\u5f71\u54cd\uff0c\u540c\u65f6\u8fd8\u80fd\u591f\u8d5a\u53d6\u4e00\u5b9a\u7684\u5229\u606f\uff0c\u5e2e\u52a9\u6295\u8d44\u8005\u5e73\u7a33\u5ea6\u8fc7\u5e02\u573a\u7684\u4e0d\u786e\u5b9a\u3002<\/p>\n\n\n\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff0c2022\u5e74<a href=\"https:\/\/finance.jrj.com.cn\/2023\/03\/31202037446516.shtml\" target=\"_blank\" rel=\"noopener\">\u7f8e\u8054\u50a8\u5927\u4e3e\u52a0\u606f<\/a>\u5bfc\u81f4\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7684\u56de\u62a5\u7387\u8fdc\u8d85\u94f6\u884c\u7684\u5229\u7387\u6c34\u5e73\uff0c\u5728\u6b64\u65f6\uff0c<a href=\"https:\/\/www.stcn.com\/article\/detail\/826495.html\" target=\"_blank\" rel=\"noopener\">\u7f8e\u56fd\u7845\u8c37\u94f6\u884c\u66b4\u96f7<\/a>\u66f4\u662f\u628a\u6574\u4ef6\u4e8b\u60c5\u63a8\u5411\u4e86\u9ad8\u5cf0\uff0c\u56e0\u6b64\u5bfc\u81f4\u5927\u91cf\u7684\u8d44\u91d1\u4ece\u94f6\u884c\u6d41\u5411\u4e86\u7f8e\u56fd\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u3002\u6839\u636e\u6570\u636e\u663e\u793a\uff0c\u9ad8\u8fbe3400\u4ebf\u7f8e\u5143\u7684\u8d44\u91d1\u6d41\u5165\u7f8e\u56fd\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff0c\u4e14\u57283\u670822\u65e5\u5f53\u5468\u521b\u4e0b2020\u5e74\u521d\u4ee5\u6765\u6700\u9ad8\u8d44\u91d1\u6d41\u5165\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff0c\u603b\u9ad8\u8fbe1170\u4ebf\u7f8e\u5143\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u8c01\u9002\u5408\u6295\u8d44mmf\uff1f\"><strong>\u8c01\u9002\u5408\u6295\u8d44MMF\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5e0c\u671b\u5bfb\u6c42\u4f4e\u98ce\u9669\u3001\u56de\u62a5\u6bd4\u94f6\u884c\u5b58\u6b3e\u9ad8\u7684\u6295\u8d44\"><strong>\u5e0c\u671b\u5bfb\u6c42\u4f4e\u98ce\u9669\u3001\u56de\u62a5\u6bd4\u94f6\u884c\u5b58\u6b3e\u9ad8\u7684\u6295\u8d44<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8d27\u5e01\u57fa\u91d1\u6709\u7740\u6781\u4f4e\u7684\u98ce\u9669\u3002\u76f8\u5bf9\u4e8e\u5176\u4ed6\u9ad8\u98ce\u9669\u7684\u6295\u8d44\u5de5\u5177\u4f8b\u5982\u80a1\u7968\u3001\u503a\u5377\u7b49\u7b49\uff0c\u8d27\u5e01\u57fa\u91d1\u7684\u6ce2\u52a8\u6bd4\u8f83\u5c0f\uff0c\u6536\u76ca\u4e5f\u6bd4\u8f83\u7a33\u5b9a\u3002\u56e0\u6b64\u975e\u5e38\u9002\u5408\u90a3\u4e9b\u4f4e\u98ce\u9669\u6216\u98ce\u9669\u538c\u6076\u578b\u7684\u6295\u8d44\u8005\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u60f3\u8981\u4fdd\u503c\u7684\u6295\u8d44\u8005\"><strong>\u60f3\u8981\u4fdd\u503c\u7684\u6295\u8d44\u8005<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u60f3\u8981\u4fdd\u503c\u7684\u524d\u63d0\u5c31\u662f\uff0c\u6211\u4eec\u6295\u8d44\u7684\u5229\u606f\u6536\u76ca\u5fc5\u987b\u9ad8\u4e8e\u901a\u8d27\u81a8\u80c0\u7387\u3002\u8d27\u5e01\u57fa\u91d1\u7684\u6536\u76ca\u7387\u5927\u7ea6\u662f 3% -12%\uff0c\u6bd4\u76ee\u524d<a href=\"https:\/\/www.sinchew.com.my\/20230825\/7%e6%9c%88%e9%80%9a%e8%83%80\/\" target=\"_blank\" rel=\"noopener\">2%\u7684\u901a\u80c0\u7387<\/a>\u9ad8\uff0c\u53ef\u4ee5\u5b9e\u73b0\u8d44\u91d1\u7684\u4fdd\u503c\u3002\u6bd4\u5982\u8bf4: moomoo cash plus \u5c31\u662f\u4e00\u4e2a\u53ef\u4ee5\u5b58\u653e\u65b0\u5e01\u6216\u662f\u7f8e\u91d1\u7684\u8d27\u5e01\u57fa\u91d1\u3002\u5f53\u524d\u65b0\u5e01\u6216\u7f8e\u5143\u5151\u6362\u9a6c\u5e01\u7684<a href=\"https:\/\/www.sinchew.com.my\/20230905\/%e9%a9%ac%e5%b8%81-92\/\" target=\"_blank\" rel=\"noopener\">\u6c47\u7387<\/a>\u8fd8\u662f\u6bd4\u8f83\u9ad8\u7684\uff0c\u8fd9\u6837\u5bf9\u4e8e\u90a3\u4e9b\u5e0c\u671b\u907f\u514d\u901a\u8d27\u81a8\u80c0\u5bf9\u8d44\u4ea7\u9020\u6210\u8d2c\u503c\u7684\u6295\u8d44\u8005\u6765\u8bf4\uff0c\u5b83\u5c31\u4f1a\u662f\u662f\u4e00\u79cd\u6bd4\u8f83\u7a33\u5065\u7684\u6295\u8d44\u5de5\u5177\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u9700\u8981\u5feb\u901f\u83b7\u53d6\u6536\u76ca\u7684\u6295\u8d44\u8005\"><strong>\u9700\u8981\u5feb\u901f\u83b7\u53d6\u6536\u76ca\u7684\u6295\u8d44\u8005<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u7531\u4e8e\u8d27\u5e01\u57fa\u91d1\u7684\u6536\u76ca\u662f\u6bcf\u65e5\u8ba1\u7b97\u5e76\u7d2f\u79ef\u7684\uff0c\u6240\u4ee5\u6295\u8d44\u8005\u53ef\u4ee5\u968f\u65f6\u8d4e\u56de\u83b7\u5f97\u6536\u76ca\u3002\u5bf9\u4e8e\u90a3\u4e9b\u9700\u8981\u5feb\u719f\u83b7\u53d6\u6536\u76ca\u7684\u6295\u8d44\u8005\u6765\u8bf4\uff0c\u8d27\u5e01\u57fa\u91d1\u662f\u4e00\u79cd\u6bd4\u8f83\u7406\u60f3\u7684\u6295\u8d44\u5de5\u5177\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u6709\u95f2\u7f6e\u8d44\u91d1\u7684\u6295\u8d44\u8005\"><strong>\u6709\u95f2\u7f6e\u8d44\u91d1\u7684\u6295\u8d44\u8005<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5f53\u62e5\u6709\u4e00\u7b14\u95f2\u7f6e\u7684\u8d44\u91d1\uff0c\u4e14\u5728\u4e00\u6bb5\u65f6\u95f4\u5185\u4e0d\u6253\u7b97\u8fdb\u884c\u4efb\u4f55\u5927\u989d\u7684\u6d88\u8d39\u6216\u5176\u4ed6\u6295\u8d44\u65f6\uff0c\u4e0e\u5176\u653e\u5728\u94f6\u884c\uff0c\u4e0d\u5982\u653e\u5728MMF\u8d5a\u53d6\u66f4\u9ad8\u7684\u5229\u606f\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u65b0\u624b\"><strong>\u65b0\u624b<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8bb8\u591a\u65b0\u624b\u6295\u8d44\u8005\u5728\u521d\u671f\u8fdb\u5165\u91d1\u878d\u5e02\u573a\u65f6\uff0c\u53ef\u80fd\u4f1a\u611f\u5230\u964c\u751f\u548c\u4e0d\u5b89\u3002\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u5c31\u4f1a\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u8d77\u70b9\u3002\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u7531\u57fa\u91d1\u516c\u53f8\u7ba1\u7406\uff0c\u975e\u5e38\u9002\u5408\u4e0d\u61c2\u7ba1\u7406\u6295\u8d44\u7ec4\u5408\u7684\u65b0\u624b\u3002\u4e0d\u4ec5\u5982\u6b64\u4f4e\u98ce\u9669\u548c\u6ce2\u52a8\u6027\u5c0f\u7684MMF\u53ef\u4ee5\u8ba9\u65b0\u624b\u6295\u8d44\u8005\u9010\u6b65\u719f\u6089\u5e02\u573a\uff0c\u7d2f\u8ba1\u6295\u8d44\u7ecf\u9a8c\uff0c\u52a0\u4e0a\u5c0f\u91d1\u989d\u5c31\u53ef\u4ee5\u5f00\u59cb\u6295\u8d44\uff0c\u5927\u5927\u7684\u964d\u4f4e\u65b0\u624b\u7684\u8bd5\u9519\u6210\u672c\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u8d27\u5e01\u57fa\u91d1\u600e\u4e48\u4e70\uff1f\"><strong>\u8d27\u5e01\u57fa\u91d1\u600e\u4e48\u4e70\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u7531\u4e8e\u8d27\u5e01\u57fa\u91d1\u4e5f\u662f\u5c5e\u4e8e\u4fe1\u6258\u57fa\u91d1\u7684\u4e00\u79cd\uff0c\u6240\u4ee5\u548c\u666e\u901a\u5f00\u4fe1\u6258\u57fa\u91d1\u6237\u53e3\u7684\u64cd\u4f5c\u6b65\u9aa4\u4e00\u6837\u3002\u4ee5\u4e0b\u662f4\u4e2a\u6295\u8d44\u8d27\u5e01\u57fa\u91d1\u7684\u65b9\u5f0f\uff1a<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-\u94f6\u884c\"><strong>1. \u94f6\u884c<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u5404\u5927\u94f6\u884c\u90fd\u6709\u63d0\u4f9b\u8d27\u5e01\u57fa\u91d1\u7684\u9500\u552e\u670d\u52a1\u3002\u6295\u8d44\u8005\u53ea\u9700\u8981\u5230\u94f6\u884c\u67dc\u53f0\u6216\u901a\u8fc7\u7f51\u4e0a\u94f6\u884c\u8d2d\u4e70\u5373\u53ef\u3002\u6bd4\u5982<a href=\"https:\/\/www.assetmanagement.hsbc.co.in\/assets\/documents\/mutual-funds\/en\/ee79e053-6599-4d34-b2c9-d65ddeb8749d\/hsbc-kim-money-market-fund.pdf\" target=\"_blank\" rel=\"noopener\"> HSBC <\/a>\u63d0\u4f9b\u51e0\u6b3e\u8d27\u5e01\u57fa\u91d1\u7684\u4ea7\u54c1\uff0c\u5e74\u56de\u916c\u7387\u4ecb\u4e8e3.77%\u81f34.26%\u5de6\u53f3\u3002\u6295\u8d44\u8005\u53ef\u4ee5\u5230\u5404\u4e2a\u94f6\u884c\u8be2\u95ee\u76f8\u5173\u8d44\u8baf\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-\u4fe1\u6258\u57fa\u91d1\u4e2d\u4ecb\"><strong>2. \u4fe1\u6258\u57fa\u91d1\u4e2d\u4ecb<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u7531\u4e8e\u8d27\u5e01\u57fa\u91d1\u4e5f\u662f\u4fe1\u6258\u57fa\u91d1\u7684\u4e00\u79cd\uff0c\u6240\u4ee5\u6295\u8d44\u8005\u4e5f\u53ef\u4ee5\u5230\u57fa\u91d1\u516c\u53f8\u76f4\u63a5\u8d2d\u4e70\u8d27\u5e01\u57fa\u91d1\u3002\u5f53\u7136\uff0c\u627e\u4e2a\u4fe1\u6258\u57fa\u91d1\u4e2d\u4ecb\u662f\u66f4\u7b80\u5355\u7684\u65b9\u6cd5\uff0c\u56e0\u4e3a\u6709\u4e2a\u201c\u4e13\u4eba\u201d\u5e2e\u5fd9\u6295\u8d44\u8005\u5904\u7406\u5f00\u6237\u624b\u7eed\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-\u8bc1\u52b5\u516c\u53f8\"><strong>3. \u8bc1\u52b5\u516c\u53f8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8bb8\u591a\u8bc1\u52b5\u516c\u53f8\u6709\u63d0\u4f9b\u8d27\u5e01\u57fa\u91d1\u7684\u8d2d\u4e70\u548c\u4ea4\u6613\u670d\u52a1\u3002\u6295\u8d44\u8005\u53ea\u9700\u8981\u9009\u62e9\u4fe1\u4efb\u7684\u8bc1\u52b5\u516c\u53f8\uff0c\u5e76\u5728\u8d2d\u4e70\u524d\u4ed4\u7ec6\u4e86\u89e3\u4ed6\u4eec\u7684\u4ea7\u54c1\u7ec4\u5408\u3001\u98ce\u9669\u7279\u5f81\u548c\u76f8\u5173\u6761\u6b3e\u5373\u53ef\u3002\u6bd4\u5982 <a href=\"https:\/\/www.kenanga.com.my\/financial-products-services\/\" target=\"_blank\" rel=\"noopener\">Kenanga Investment Bank Berhad <\/a>\u7b49\u7b49\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-\u7ebf\u4e0a\u5e73\u53f0\"><strong>4. \u7ebf\u4e0a\u5e73\u53f0<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u9664\u4e86\u4e0a\u8ff0\u8d2d\u4e70\u8d27\u5e01\u57fa\u91d1\u7684\u9014\u5f84\u5916\uff0c\u73b0\u5728\u6709\u8bb8\u591a\u7ebf\u4e0a\u8d27\u5e01\u57fa\u91d1\u5e73\u53f0\u53ef\u4f9b\u9009\u62e9\uff0c\u4f7f\u6211\u4eec\u66f4\u5bb9\u6613\u5730\u8d2d\u4e70\u8d27\u5e01\u57fa\u91d1\u3002\u4ee5\u4e0b\u662f\u5176\u4e2d\u51e0\u4e2a\u5927\u5bb6\u6bd4\u8f83\u719f\u6089\u7684\u6295\u8d44\u5e73\u53f0\uff1a\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"touch-n-go-e-wallets-g-oinvest\"><strong>Touch n Go eWallet\u2019s GOinvest<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8fd1\u5e74\u88ab\u5e7f\u5927\u9a6c\u6765\u897f\u4e9a\u516c\u6c11\u719f\u77e5\u7684 Touch n Go eWallet\u2019s GOinvest \u4e5f\u662f\u4e00\u79cd\u8d27\u5e01\u57fa\u91d1\uff0c\u662f\u7531Principal Asset Management Berhad \u8fd0\u8425\u7ba1\u7406\u7684\u4e00\u9879\u57fa\u91d1\u670d\u52a1\u3002\u6839\u636e\u5b98\u7f51\uff0c<a href=\"https:\/\/www.principal.com.my\/sites\/default\/files\/fund-documents\/Malaysia%20Site\/en_Principal_Islamic_Money_Market_Fund_PHS.pdf\" target=\"_blank\" rel=\"noopener\">Principal Asset Management Berhad<\/a> \u768490%\u8d44\u91d1\u6295\u8d44\u4e8e\u4f0a\u65af\u5170\u8d27\u5e01\u5e02\u573a\u5de5\u5177\u6216\u56de\u6559\u5b58\u6b3e\u548c10%\u6295\u8d44\u4e8e\u56de\u6559\u56fa\u5b9a\u6536\u76ca\u5de5\u5177\u3002<\/p>\n\n\n\n<p>GOinvest\u53ea\u9700RM 10\u7684\u8d77\u59cb\u6295\u8d44\u91d1\u989d\uff0c\u662f\u4e00\u79cd\u65b9\u4fbf\u3001\u4f4e\u98ce\u9669\u548c\u9ad8\u6536\u76ca\u7684\u6295\u8d44\u4ea7\u54c1\u3002\u6839\u636e<a href=\"https:\/\/www.touchngo.com.my\/goinvest\/\" target=\"_blank\" rel=\"noopener\">GOinvest\u7684\u5b98\u7f51<\/a>\uff0c\u5e74\u5ea6\u56de\u916c\u7387\u663e\u793a\u57283.95%\u5de6\u53f3\uff08\u622a\u6b622023\u5e748\u6708\uff09\u3002<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u63a8\u8350\u9605\u8bfb\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/what-is-tng-goinvest\/\" target=\"_blank\" rel=\"noopener\"><strong>\u4ec0\u4e48\u662fTNG GO Invest\uff1f\u5e74\u5229\u606f3.95%\uff0c\u503c\u5f97\u6295\u8d44\u5417\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"moomoo-cash-plus\"><strong>Moomoo Cash Plus<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>Moomoo Cash Plus \u662f\u7531\u65b0\u52a0\u5761\u4e92\u8054\u7f51\u5171\u8bc6 MooMoo Inc. \u63a8\u51fa\u7684\u8d27\u5e01\u57fa\u91d1\u5e02\u573a\uff0c\u4e3b\u8981\u6295\u8d44\u4e8e\u8d27\u5e01\u53ca\u5e02\u573a\u5de5\u5177\uff0c\u5305\u62ec\u94f6\u884c\u5b58\u6b3e\u3001\u77ed\u671f\u503a\u5377\u3001\u7968\u636e\u7b49\uff0c\u4ee5\u83b7\u5f97\u7a33\u5b9a\u7684\u56de\u62a5\u3002<\/p>\n\n\n\n<p>Moomoo Cash Plus\u65d7\u4e0b\u6709\u4e24\u4e2a\u57fa\u91d1\uff1a<\/p>\n\n\n\n<p>\uff08\u4e00\uff09\u5bcc\u6566\u65b0\u5143\u8d27\u5e01\u57fa\u91d1\uff08Fullerton SGD Cash Fund\uff09<\/p>\n\n\n\n<p>\u8fd9\u53ea\u57fa\u91d1\u7684\u6700\u4f4e\u7684\u6295\u8d44\u989d\u5ea6\u53ea\u9700 SGD 0.01\uff08RM 0.033\uff09\uff0c\u4e14\u8be5\u5e74\u5229\u7387\u5728<a href=\"https:\/\/www.moomoo.com\/community\/feed\/109584665804806\" target=\"_blank\" rel=\"noopener\">3.9%<\/a>\u5de6\u53f3\uff08\u622a\u6b622022\u5e7412\u6708\uff09\u3002<\/p>\n\n\n\n<p>\uff08\u4e8c\uff09\u5357\u65b9\u4e1c\u82f1\u7f8e\u5143\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08CSOP USD Money Market Fund\uff09<\/p>\n\n\n\n<p>\u8fd9\u53ea\u57fa\u91d1\u7684\u6700\u4f4e\u6295\u8d44\u989d\u5ea6\u53ea\u9700 USD 0.01\uff08RM 0.045\uff09\uff0c\u4e14\u8be5\u5e74\u5229\u7387\u5728<a href=\"https:\/\/www.moomoo.com\/community\/feed\/109584665804806\" target=\"_blank\" rel=\"noopener\">3.5%<\/a>\u5de6\u53f3\uff08\u622a\u6b622022\u5e7412\u6708\uff09\u3002<\/p>\n\n\n\n<p>Moomoo Cash Plus\u7684\u57fa\u91d1\u7279\u70b9\u662f\uff1a\u65e0\u7533\u8d2d\u8d39\u548c\u8d4e\u56de\u8d39\uff0cMoomoo Cash Plus\u662f4\u4e2a\u7ebf\u4e0a\u5e73\u53f0\u4e2d\u552f\u4e00\u4e00\u4e2a\u4f7f\u7528\u5916\u5e01\uff08\u65b0\u5e01\u548c\u7f8e\u91d1\uff09\u8fdb\u884c\u6295\u8d44\uff0c\u56e0\u6b64\u53ef\u4ee5\u8d77\u5230\u4fdd\u503c\u4f5c\u7528\u3002<\/p>\n\n\n\n<p>\u4e0d\u4ec5\u5982\u6b64\uff0c\u73b0\u5728\u5f00\u6237\u8fd8\u53ef\u4ee5\u83b7\u5f97\uff1a<\/p>\n\n\n\n<ul>\n<li>\u6301\u7eed10\u5929\u83b7\u5f972\u65b0\u5143\u7684\u73b0\u91d1\u8fd4\u8fd8<\/li>\n\n\n\n<li>\u514d\u8d39\u83b7\u5f971* Coca-Cola\uff08NYSE\uff1aKO\uff09\u80a1\u7968<\/li>\n\n\n\n<li>\u83b7\u5f97108\u65b0\u5143\u73b0\u91d1\u793c\u5377<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/www.moomoo.com\/sg\/activity\/welcome\" target=\"_blank\" rel=\"noopener\">*\u987b\u7b26\u5408\u6761\u89c4<\/a><\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u63a8\u8350\u9605\u8bfb\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/what-is-moomoo\/\" target=\"_blank\" rel=\"noopener\"><strong>\u4ec0\u9ebc\u662fmoomoo\u6295\u8cc7\u5e73\u81fa? \u5982\u4f55\u5728moomoo\u958b\u6236\uff1f\u77ad\u89e3moomoo10\u5927\u512a\u52e2<\/strong><\/a><\/p>\n\n\n\n<p>\u5f53\u9009\u62e9\u6295\u8d44\u8d27\u5e01\u57fa\u91d1\u65f6\uff0c\u9700\u8981\u6ce8\u610f\u4e0d\u540c\u5e73\u53f0\u63d0\u4f9b\u7684\u6700\u4f4e\u6295\u8d44\u91d1\u989d\u548c\u7ba1\u7406\u8d39\u7528\u662f\u4e0d\u540c\u7684\u3002\u56e0\u6b64\uff0c\u5728\u8fdb\u884c\u6295\u8d44\u524d\uff0c\u9700\u8981\u4ed4\u7ec6\u4e86\u89e3\u6bcf\u4e2a\u91d1\u878d\u673a\u6784\u63d0\u4f9b\u7684\u8d27\u5e01\u57fa\u91d1\u4ea7\u54c1\uff0c\u5e76\u9009\u62e9\u9002\u5408\u81ea\u5df1\u7684\u5e73\u53f0\u548c\u4ea7\u54c1\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6295\u8d44mmf\u5e94\u8be5\u6ce8\u610f\u4ec0\u4e48\uff1f\"><strong>\u6295\u8d44MMF\u5e94\u8be5\u6ce8\u610f\u4ec0\u4e48\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u67e5\u770b\u57fa\u91d1\u6240\u6301\u6709\u7684\u8d44\u4ea7\"><strong>\u67e5\u770b\u57fa\u91d1\u6240\u6301\u6709\u7684\u8d44\u4ea7<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5728\u9009\u62e9\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u65f6\u9700\u8981\u4e86\u89e3\u8be5\u57fa\u91d1\u6240\u6301\u6709\u7684\u8d44\u4ea7\u7ec4\u5408\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u5df4\u83f2\u7279\u66fe\u8bf4\u8fc7\uff1a\u201c\u98ce\u9669\u6765\u81ea\u4e8e\u4f60\u4e0d\u77e5\u9053\u81ea\u5df1\u5728\u505a\u4ec0\u4e48\u201d\u3002\u5982\u679c\u4f60\u4e0d\u77e5\u9053\u4f60\u6295\u8d44\u7684\u57fa\u91d1\u6301\u6709\u4ec0\u4e48\u7ec4\u5408\uff0c\u8868\u73b0\u662f\u5426\u826f\u597d\uff0c\u6301\u6709\u7684\u6bd4\u4f8b\u7b49\u7b49\uff0c\u76f2\u76ee\u5730\u6295\u8d44\u5f88\u6709\u53ef\u80fd\u917f\u6210\u5de8\u5927\u7684\u4e8f\u635f\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5bfb\u627e\u8d39\u7528\u7387\u6bd4\u8f83\u4f4e\u7684\u57fa\u91d1\"><strong>\u5bfb\u627e\u8d39\u7528\u7387\u6bd4\u8f83\u4f4e\u7684\u57fa\u91d1<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4efb\u4f55\u6295\u8d44\u5de5\u5177\u7684\u56de\u62a5\u90fd\u4f1a\u6536\u8d39\u7528\u7387\u5f71\u54cd\uff0c\u56e0\u6b64\u9009\u62e9\u8d39\u7528\u7387\u6bd4\u8f83\u4f4e\u7684\u57fa\u91d1\u53ef\u4ee5\u6700\u5927\u7a0b\u5ea6\u5730\u4fdd\u7559\u6536\u76ca\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c<a href=\"https:\/\/versa.com.my\" target=\"_blank\" rel=\"noopener\">Versa<\/a> \u6bcf\u5e74\u7684\u7ba1\u7406\u8d39\u662f1%\u800c <a href=\"https:\/\/www.principal.com.my\/en\/investment-platform-faq\" target=\"_blank\" rel=\"noopener\">Go Invest<\/a> \u7684\u53ea\u9700\u89810.4%\uff0c\u9009\u62e9 Go Invest\u53ef\u4ee5\u51cf\u5c11\u6295\u8d44\u6210\u672c\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u4f18\u5148\u9009\u62e9\u5927\u516c\u53f8\"><strong>\u4f18\u5148\u9009\u62e9\u5927\u516c\u53f8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5728\u4f17\u591a\u7684 MMF \u9009\u62e9\u4e2d\uff0c\u4f18\u5148\u9009\u62e9\u53d7\u4fe1\u4efb\u4e14\u6709\u826f\u597d\u58f0\u8a89\u7684\u57fa\u91d1\u516c\u53f8\u4f1a\u66f4\u4e3a\u7a33\u59a5\u3002\u5927\u516c\u53f8\u901a\u5e38\u6709\u66f4\u4e30\u5bcc\u7684\u6295\u8d44\u7ecf\u9a8c\u548c\u4e13\u4e1a\u77e5\u8bc6\uff0c\u800c\u4e14\u8d44\u91d1\u4e5f\u66f4\u4e3a\u5145\u88d5\uff0c\u8981\u662f\u6709\u77ed\u671f\u6ce2\u52a8\uff0c\u627f\u53d7\u80fd\u529b\u4e5f\u76f8\u5bf9\u8f83\u5f3a\uff0c\u80fd\u591f\u66f4\u597d\u5730\u7ba1\u7406\u57fa\u91d1\u6295\u8d44\u7ec4\u5408\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u505a\u597d\u8d44\u4ea7\u914d\u7f6e\"><strong>\u505a\u597d\u8d44\u4ea7\u914d\u7f6e<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4fd7\u8bdd\u8bf4\uff1a\u201c\u4e0d\u8981\u628a\u9e21\u86cb\u653e\u5728\u540c\u4e00\u4e2a\u7bee\u5b50\u91cc\u201d\u3002\u9664\u4e86\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff0c\u6211\u4eec\u4e5f\u53ef\u4ee5\u8003\u8651\u5176\u4ed6\u7c7b\u578b\u7684\u6295\u8d44\u5305\u62ec\u80a1\u7968\u3001\u503a\u5377\u7b49\uff0c\u4ee5\u5b9e\u73b0\u66f4\u597d\u7684\u8d44\u4ea7\u914d\u7f6e\uff0c\u540c\u65f6\u964d\u4f4e\u98ce\u9669\uff0c\u907f\u514d\u4e00\u79cd\u6295\u8d44\u51fa\u73b0\u72b6\u51b5\u65f6\u5bf9\u6211\u4eec\u7684\u4e2a\u4eba\u8d22\u52a1\u9020\u6210\u4e25\u91cd\u7684\u6253\u51fb\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5c3d\u91cf\u4e0d\u8981\u7ecf\u5e38\u6362\u6c47\"><strong>\u5c3d\u91cf\u4e0d\u8981\u7ecf\u5e38\u6362\u6c47<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6295\u8d44\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u5c3d\u91cf\u907f\u514d\u9891\u7e41\u7684\u6362\u6c47\u4ee5\u907f\u514d\u6c47\u5151\u7684\u635f\u5931\uff0c\u5f71\u54cd\u6295\u8d44\u7684\u56de\u62a5\u3002\u5982\u679c\u7ecf\u5e38\u8fdb\u884c\u6c47\u5151\u53ef\u80fd\u4f1a\u56e0\u4e3a\u6c47\u7387\u7684\u6ce2\u52a8\u800c\u5f71\u54cd\u672c\u91d1\u548c\u5229\u606f\u7684\u4ef7\u503c\u3002\u4e3a\u4f8b\u907f\u514d\u6c47\u5151\u635f\u5931\uff0c\u4f60\u4e5f\u53ef\u4ee5\u8003\u8651\u5c06\u8d44\u91d1\u6295\u8d44\u5728\u672c\u5730\u7684\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u4e0a\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u603b\u7ed3\"><strong>\u603b\u7ed3<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u201c\u98ce\u9669\u201d \u662f\u6240\u6709\u6295\u8d44\u8005\u5728\u505a\u51fa\u6295\u8d44\u51b3\u7b56\u65f6\u90fd\u4f1a\u8003\u8651\u7684\u56e0\u7d20\u3002\u800c\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u662f\u4f4e\u98ce\u9669\u548c\u9ad8\u6d41\u52a8\u6027\u7684\u6295\u8d44\u5de5\u5177\uff0c\u9002\u5408\u5c0f\u989d\u6295\u8d44\u548c\u8ffd\u6c42\u7a33\u5b9a\u6536\u5165\u7684\u6295\u8d44\u8005\u3002<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\">\u5982\u679c\u4f60\u5bf9\u4e8e\u6295\u8d44\u7406\u8d22\u8fd8\u662f\u975e\u5e38\u8ff7\u832b\uff0c\u6216\u8005\u624b\u4e2d\u6ca1\u6709\u90a3\u4e48\u591a\u94b1\u5374\u53c8\u60f3\u5f00\u59cb\u6295\u8d44\uff0c\u4f46\u4e0d\u77e5\u9053\u600e\u4e48\u5f00\u59cb\uff0c\u60f3\u8981\u589e\u52a0\u6bcf\u6708\u7684\u5b58\u6b3e\uff0c\u90a3\u4e48\u63a8\u8350\u4f60\u4ef7\u503c\u601d\u7ef4\u7684<strong>\u3010\u7406\u8d22\u6295\u8d44\u5fc5\u4fee\u8bfe\u3011<\/strong>\u3002<\/p>\n\n\n\n<p>\u4f60\u53ef\u4ee5\u5728\u8fd9\u5802\u8bfe\u4e2d\uff1a<\/p>\n\n\n\n<ul>\n<li>\u5398\u6e05\u4f60\u7684\u8d22\u52a1\u76ee\u6807<\/li>\n\n\n\n<li>\u5b66\u4f1a\u7ba1\u7406\u5f00\u652f\u548c\u503a\u52a1<\/li>\n\n\n\n<li>\u627e\u5230\u9002\u5408\u666e\u901a\u4eba\u7684\u6295\u8d44\u7b56\u7565\uff0c\u8d5a\u53d6\u88ab\u52a8\u6536\u5165<\/li>\n<\/ul>\n\n\n\n<p>\u73b0\u5728\u5c31\u7acb\u5373\u62a5\u540d\uff0c \u8bfe\u7a0b\u5185\u5bb9\u7ec8\u8eab\u62e5\u6709\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/09\/\u7406\u8d22\u6295\u8d44\u5fc5\u4fee\u8ab2-1024x576-1.jpg\" alt=\"\" class=\"wp-image-37781\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/09\/\u7406\u8d22\u6295\u8d44\u5fc5\u4fee\u8ab2-1024x576-1.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/09\/\u7406\u8d22\u6295\u8d44\u5fc5\u4fee\u8ab2-1024x576-1-300x169.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/09\/\u7406\u8d22\u6295\u8d44\u5fc5\u4fee\u8ab2-1024x576-1-768x432.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/bit.ly\/45whXMd\" target=\"_blank\" rel=\"noopener\"><strong>\u70b9\u6211\u62a5\u540d<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u5ef6\u4f38\u9605\u8bfb\"><strong>\u5ef6\u4f38\u9605\u8bfb<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u3010<strong>\u57fa\u91d1\u5165\u95e8\u77e5\u8bc6\u7cfb\u5217<\/strong>\u3011<\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-mutual-fund-unit-trust-fund\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u57fa\u91d1\u662f\u4ec0\u4e48\uff1f\u5982\u4f55\u6295\u8d44\u57fa\u91d1\uff1f\u9a6c\u6765\u897f\u4e9a\u57fa\u91d1\u600e\u4e48\u4e70\uff1f\u57fa\u91d1\u662f\u5982\u4f55\u8d5a\u94b1\u7684\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/valueinmind.co\/zh\/how-to-read-fund-fact-sheet-n-product-highlight-sheet\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u60f3\u6295\u8d44\u57fa\u91d1\uff1f\u5148\u770b\u61c2\u57fa\u91d1\u4e8b\u5b9e\u8868 Fund Fact Sheet\u548c\u4ea7\u54c1\u8bf4\u660e\u4e66 Product Highlight Sheet\uff01<\/a><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-best-performing-funds\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u30102023\u5e74\u3011\u9a6c\u6765\u897f\u4e9a\u57fa\u91d1\u6392\u540d TOP 5 \u8868\u73b0\u6700\u597d\u7684\u57fa\u91d1\uff01\u57fa\u91d1\u56de\u62a5\u7387\u8d85\u8fc7 6%\uff01<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u3010\u8d27\u5e01\u5e02\u573a\u57fa\u91d1 Money Market Fund \u7cfb\u5217\u3011<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-tng-goinvest\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u4ec0\u4e48\u662fTNG GO Invest\uff1f\u5e74\u5229\u606f3.95%\uff0c\u503c\u5f97\u6295\u8d44\u5417\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/touch-n-go-investment\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Touch n Go\u63a8\u51faGO+ \u53ea\u9700RM10\u5c31\u80fd\u6295\u8cc7\uff01\u4e00\u6587\u770b\u61c2 GO+ \u5c0f\u984d\u6295\u8cc7\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u3010\u503a\u5238\u57fa\u91d1 Bond Fund \u7cfb\u5217\u3011<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/why-invest-in-bond\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u50b5\u5238\u662f\u4ec0\u9ebc\uff1f\u6bd4FD\u66f4\u597d\u7684\u6295\u8cc7\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-use-rm1000-invest-in-bond\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u5982\u4f55\u5728\u99ac\u4f86\u897f\u4e9e\u4ee5RM1,000 \u6295\u8cc7\u50b5\u5238\uff082023\u6295\u8cc7\u50b5\u5238\u7684\u6700\u4f73\u6642\u6a5f\uff09<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u3010\u6307\u6570\u80a1\u7968\u578b\u57fa\u91d1 ETF \u7cfb\u5217\u3011<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-us-etf-compilation\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u3010\u5168\u7db2\u6700\u5168\u3011\u99ac\u4f86\u897f\u4e9e\u548c\u7f8e\u570bETF\u6709\u54ea\u4e9b\uff1f\u5982\u4f55\u6295\u8cc7ETF\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-etf\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u5df4\u83f2\u7279\u5f37\u70c8\u5efa\u8b70\u6bcf\u500b\u4eba\u4e00\u5b9a\u8981\u6295\u8cc7S&amp;P 500 ETF\uff01\uff5c\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1 (ETF)\u5230\u5e95\u70ba\u4ec0\u9ebc\u9019\u9ebc\u597d\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u3010\u623f\u4ea7\u4fe1\u6258\u57fa\u91d1 REITs \u7cfb\u5217\u3011<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-real-estate-investment-trust-reits\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>3\u5206\u9418\u770b\u61c2REITs\u623f\u5730\u7522\u4fe1\u8a17\u57fa\u91d1\uff5c\u7522\u6258\u5165\u9580\u7cfb\u5217(\u4e00)<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/5-important-metrics-of-reits-investing\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u6295\u8cc7REITs\u8981\u8cfa\u9322\uff1f\u90195\u5927\u6307\u6a19\u4f60\u4e0d\u53ef\u4e0d\u61c2\uff5c\u7522\u6258\u5165\u9580\u7cfb\u5217(\u4e8c)<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u3010\u907f\u9669\u57fa\u91d1 Hedge Fund \u7cfb\u5217\u3011<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-a-hedge-fund\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u907f\u96aa\u57fa\u91d1 (\u53c8\u7a31\u5c0d\u885d\u57fa\u91d1\uff0cHedge Fund) \u771f\u7684\u662f\u907f\u96aa\u7684\u6700\u4f73\u6295\u8cc7\u5de5\u5177\u55ce\uff1f\u4f60\u9019\u9ebc\u60f3\uff0c\u771f\u662f\u5927\u932f\u7279\u932f\u4e86\uff01| \u6295\u8cc7\u65b0\u624b\u4fee\u7149\u5fc5\u8b80<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u3010\u653f\u5e9c\u57fa\u91d1\u7cfb\u5217\u3011<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/asnb-unit-trust\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>2023\u5e74ASNB\u4fe1\u6258\u57fa\u91d1\u6d3e\u606f4.5%\uff01ASNB\u9084\u503c\u5f97\u6295\u8cc7\u55ce\uff1f \u600e\u6a23\u8cb7ASNB\u57fa\u91d1\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-sspn\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>SSPN\u6263\u7a05\u512a\u60e0\u53ea\u5ef6\u9577\u81f32024\u5e74\uff01\u628a\u6559\u80b2\u57fa\u91d1\u5b58\u5728SSPN Prime &amp; SSPN Plus\u9084\u503c\u5f97\u55ce\uff1f\u5982\u4f55\u958bSSPN\u6236\u53e3\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-private-retirement-scheme-prs\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u4ec0\u9ebc\u662fPRS\u79c1\u4eba\u9000\u4f11\u8a08\u756b? \u548cEPF\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1fPRS\u503c\u5f97\u6295\u8cc7\u55ce\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u3010\u6295\u8d44\u7cfb\u5217\u3011<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-invest-with-rm1000\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u5982\u679c\u53ea\u6709RM1,000\uff0c\u6211\u53ef\u4ee5\u6295\u8cc7\u4ec0\u9ebd\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u514d\u8d23\u58f0\u660e\"><strong>\u514d\u8d23\u58f0\u660e<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6b64\u6587\u7ae0\u5185\u5bb9\u4ec5\u4f5c\u4e3a\u6559\u5b66\u3001\u5206\u4eab\u53ca\u53c2\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u4e13\u4e1a\u7684\u6295\u8d44\u5efa\u8bae\u3002\u7531\u4e8e\u4e2a\u4eba\u7684\u60c5\u51b5\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u8054\u7cfb\u4ef7\u503c\u601d\u7ef4\u6216\u54a8\u8be2\u4f60\u7684\u7406\u8d22\u89c4\u5212\u5e08\u4ee5\u53d6\u5f97\u4e13\u4e1a\u7684\u5efa\u8bae\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08Money Market Fund\uff0cMMF\uff09\u662f\u4e00\u79cd\u5171\u540c\u57fa\u91d1\uff08mutual fund\uff09\uff0c\u7c7b\u4f3c\u5b9a\u671f\u5b58\u6b3e\uff08Fixed Deposit\uff0cFD\uff09\u7684\u4f4e\u98ce\u9669\u6295\u8d44\u5de5\u5177\uff0c\u4f46\u662f\u5374\u6709\u7740\u6bd4\u5b9a\u671f\u5b58\u6b3e\u66f4\u9ad8\u7684\u5229\u606f\u3002\u57fa\u4e8e\u8d27\u5e01\u57fa\u91d1\u7684\u6295\u8d44\u95e8\u69db\u975e\u5e38\u4f4e\uff0c\u901a\u5e38\u53ea\u9700\u8981\u4f4e\u81f3 RM 10\u5c31\u53ef\u4ee5\u5f00\u59cb\u6295\u8d44\uff0c\u56e0\u6b64\u975e\u5e38\u9002\u5408\u5c0f\u91d1\u989d\u7684\u6295\u8d44\u8005\u3002<\/p>\n","protected":false},"author":65,"featured_media":49613,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[667],"tags":[782,784,808,783],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/49610"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=49610"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/49610\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/49613"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=49610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=49610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=49610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}