{"id":49919,"date":"2023-09-21T12:42:05","date_gmt":"2023-09-21T04:42:05","guid":{"rendered":"https:\/\/valueinmind.co\/?p=49919"},"modified":"2024-01-08T15:13:34","modified_gmt":"2024-01-08T07:13:34","slug":"malaysia-top-5-salary-account","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/malaysia-top-5-salary-account\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u6700 BEST Salary Account TOP 5! \u51fa\u7cae\u6237\u53e3\u6709\u4ec0\u4e48\u597d\u5904\u548c\u4f18\u60e0\uff1f\u6253\u5de5\u65cf\u5fc5\u770b\uff01"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-text-color\"><strong>*\u6700\u540e\u66f4\u65b0\u4e8e2024\u5e741\u67088\u65e5<\/strong><\/p>\n\n\n\n<p>\u76f8\u4fe1\u5927\u5bb6\u90fd\u77e5\u5b58\u94b1\u7684\u91cd\u8981\u6027\u3002\u4f46\u662f\uff0c\u4f60\u6709\u6ca1\u6709\u53d1\u73b0\u6709\u4e9b\u94b1\u8d8a\u5b58\u8d8a\u5c11\u5462\uff1f<\/p>\n\n\n\n<p>\u660e\u660e\u85aa\u6c34\u521a\u9886\u4e0d\u4e45\uff0c\u6ca1\u51e0\u65e5\u5c31\u5269\u4e09\u4f4d\u6570\u3001\u4e2a\u4f4d\u6570\uff01\u670b\u53cb\u751f\u65e5\u8981\u9001\u793c\u7269\u3001\u81ea\u5df1\u60f3\u8981\u5403\u4e00\u987f\u597d\u7684\u3001\u770b\u4e2a\u6f14\u5531\u4f1a&#8230;&#8230;\u4f46\u82e6\u4e8e\u56ca\u4e2d\u7f9e\u6da9\uff0c\u611f\u89c9\u6240\u6709\u5a31\u4e50\u6d3b\u52a8\u90fd\u548c\u81ea\u5df1\u7edd\u7f18\u4e86\u3002\u5982\u679c\u78b0\u4e0a\u70b9\u7d27\u6025\u72b6\u51b5\uff0c\u66f4\u662f\u5bb9\u6613\u624b\u5fd9\u811a\u4e71\uff0c\u8fd8\u8981\u5f00\u53e3\u5411\u4eb2\u670b\u597d\u53cb\u501f\u94b1\u6b20\u4eba\u60c5\u3002\u7a76\u7adf\u4e3a\u4ec0\u4e48\u4f60\u5b58\u4e0d\u5230\u94b1\uff1f<\/p>\n\n\n\n<p>\u56de\u5934\u60f3\u60f3\uff0c\u4f60\u662f\u4e0d\u662f\u5e38\u5e38\u628a\u85aa\u6c34\u3001\u5b58\u6b3e\u3001\u4e00\u4e9b\u989d\u5916\u7684\u6536\u5165\uff0c\u5c31\u8fde\u51c6\u5907\u652f\u4ed8\u8d37\u6b3e\u3001\u65e5\u5e38\u5f00\u9500\u7684\u8d44\u91d1\u5168\u90e8\u4e00\u80a1\u8111\u5b58\u5230\u4e00\u4e2a\u50a8\u84c4\u6237\u53e3\u4e2d\uff0c\u56fe\u4e00\u4e2a\u7b80\u5355\u7701\u4e8b\uff1f\u90a3\u4e48\u4f60\u6709\u6ca1\u6709\u53d1\u73b0\uff0c\u81ea\u5df1\u5230\u6700\u540e\u5f80\u5f80\u641e\u4e0d\u6e05\u695a\u81ea\u5df1\u628a\u94b1\u90fd\u82b1\u5230\u54ea\u91cc\uff1f<\/p>\n\n\n\n<p>\u5176\u5b9e\u8fd9\u5c31\u662f\u95ee\u9898\u6240\u5728\uff0c\u6b63\u662f\u56e0\u4e3a\u6240\u6709\u7684\u8d44\u91d1\u7528\u9014\u6df7\u5728\u4e00\u8d77\uff0c\u6240\u4ee5\u8d22\u52a1\u60c5\u51b5\u53d8\u6210\u4e00\u56e2\u4e71\u9ebb\u3002<\/p>\n\n\n\n<p>\u5728\u56fd\u5916\uff0c\u6709\u4e00\u5957\u975e\u5e38\u8457\u540d\u7684\u7406\u8bba\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/6-jars-financial-management-system\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u516d\u7f50\u5b50\u5b58\u94b1\u6cd5<\/a>\u3002\u63d0\u51fa\u8fd9\u5957\u7406\u8bba\u7684\u54c8\u798f\u30fb\u827e\u514b\u5728\u5176\u8457\u4f5c\u4e2d\u300a\u6709\u94b1\u4eba\u548c\u4f60\u60f3\u7684\u4e0d\u4e00\u6837\u300b\u8bf4\u8fc7\uff1a\u201c\u8d22\u52a1\u6210\u529f\u548c\u5931\u8d25\u6700\u5927\u7684\u5dee\u522b\uff0c\u5728\u4e8e\u7ba1\u7406\u91d1\u94b1\u7684\u80fd\u529b\u201d\u3002\u8fd9\u5957\u7406\u8bba\u7684\u6838\u5fc3\u5c31\u662f\u4e0d\u8981\u628a\u94b1\u5b58\u5728\u540c\u4e00\u4e2a\u5730\u65b9\uff0c\u800c\u662f\u6839\u636e\u94b1\u7684\u7528\u9014\u5b58\u5728\u4e0d\u540c\u7684\u6237\u53e3\u4e2d\u3002<\/p>\n\n\n\n<p>\u4f60\u77e5\u9053\u5176\u5b9e\u4f60\u7684\u85aa\u6c34\u662f\u53ef\u4ee5\u5b58\u5728\u4e13\u95e8\u7684\u51fa\u7cae\u6237\u53e3\uff08Salary Account\uff09\u5417\uff1f\u5f88\u591a\u5927\u9a6c\u4eba\u5bf9\u51fa\u7cae\u6237\u53e3\u5f88\u964c\u751f\uff0c\u4f46\u5176\u5b9e\u5b83\u5bf9\u4e8e\u6211\u4eec\u6253\u5de5\u4e00\u65cf\u6765\u8bf4\u771f\u7684\u975e\u5e38\u91cd\u8981\u3002<\/p>\n\n\n\n<p>\u8fd9\u7bc7\u6587\u7ae0\u4e3b\u8981\u548c\u5927\u5bb6\u5206\u4eab\u5982\u4f55\u628a\u8d5a\u6765\u7684\u85aa\u6c34\u901a\u8fc7\u51fa\u7cae\u6237\u53e3\u5229\u76ca\u6700\u5927\u5316\u3002\u9a6c\u6765\u897f\u4e9a\u7a76\u7adf\u6709\u54ea\u4e9b\u5229\u606f\u9ad8\u3001\u4f18\u60e0\u529b\u5ea6\u5927\u7684\u51fa\u7cae\u6237\u53e3\uff1f\u51fa\u7cae\u6237\u53e3\u548c\u666e\u901a\u50a8\u84c4\u6237\u53e3\u53c8\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\u8fd9\u7bc7\u6587\u7ae0\u5c06\u4e3a\u4f60\u4e00\u4e00\u89e3\u7b54\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u76ee\u5f55<\/h2><nav><ul><li class=\"\"><a href=\"#\u4ec0\u4e48\u662f\u51fa\u7cae\u6237\u53e3-salary-account\uff1f\u548c\u50a8\u84c4\u6237\u53e3-savings-account-\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\">\u4ec0\u4e48\u662f\u51fa\u7cae\u6237\u53e3 Salary Account\uff1f\u548c\u50a8\u84c4\u6237\u53e3 Savings Account \u6709\u4ec0\u4e48\u4e0d\u540c\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u6211\u5df2\u7ecf\u6709\u4e86\u50a8\u84c4\u6237\u53e3\uff0c\u4e3a\u4ec0\u4e48\u8fd8\u9700\u8981-salary-account\uff1f\u51fa\u7cae\u6237\u53e3\u7684-6-\u5927\u597d\u5904\">\u6211\u5df2\u7ecf\u6709\u4e86\u50a8\u84c4\u6237\u53e3\uff0c\u4e3a\u4ec0\u4e48\u8fd8\u9700\u8981 Salary Account\uff1f\u51fa\u7cae\u6237\u53e3\u76846\u5927\u597d\u5904<\/a><ul><li class=\"\"><a href=\"#1-\u5f3a\u5236\u5b58\u6b3e\">1.\u5f3a\u5236\u5b58\u6b3e<\/a><\/li><li class=\"\"><a href=\"#2-\u66f4\u597d\u5730\u7ba1\u7406\u6211\u4eec\u7684\u5b58\u6b3e\u548c\u6536\u5165\">2.\u66f4\u597d\u5730\u7ba1\u7406\u6211\u4eec\u7684\u5b58\u6b3e\u548c\u6536\u5165<\/a><\/li><li class=\"\"><a href=\"#3-\u66f4\u6613\u4e8e\u8fbe\u6210\u50a8\u84c4\u76ee\u6807\">3.\u66f4\u6613\u4e8e\u8fbe\u6210\u50a8\u84c4\u76ee\u6807<\/a><\/li><li class=\"\"><a href=\"#4-\u4eab\u53d7\u66f4\u591a\u4f18\u60e0\u548c\u5229\u606f\u6536\u76ca\">4.\u4eab\u53d7\u66f4\u591a\u4f18\u60e0\u548c\u5229\u606f\u6536\u76ca<\/a><\/li><li class=\"\"><a href=\"#5-\u5206\u6563\u98ce\u9669\uff0c\u94f6\u884c\u8d26\u6237\u66f4\u5b89\u5168\">5.\u5206\u6563\u98ce\u9669\uff0c\u94f6\u884c\u8d26\u6237\u66f4\u5b89\u5168<\/a><\/li><li class=\"\"><a href=\"#6-\u66f4\u5bb9\u6613\u7533\u8bf7\u8d37\u6b3e\u548c\u4fe1\u7528\u5361\">6.\u66f4\u5bb9\u6613\u7533\u8bf7\u8d37\u6b3e\u548c\u4fe1\u7528\u5361<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#salary-account-\u7684\u574f\u5904\">Salary Account \u7684\u574f\u5904<\/a><ul><li class=\"\"><a href=\"#1-\u6709\u85aa\u8d44\u95e8\u69db\">1.\u6709\u85aa\u8d44\u95e8\u69db<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u9a6c\u6765\u897f\u4e9a-salary-account-top-5-\u63a8\u8350\">\u9a6c\u6765\u897f\u4e9a Salary Account TOP 5 \u63a8\u8350<\/a><ul><li class=\"\"><a href=\"#1-hsbc-perks-work\">1.HSBC Perks@Work\u00a0<\/a><ul><li class=\"\"><a href=\"#\u5f00\u6237\u6761\u4ef6\">\u5f00\u6237\u6761\u4ef6<\/a><\/li><li class=\"\"><a href=\"#\u5982\u4f55\u89e3\u9501\u5229\u606f\u4f18\u60e0\uff1f\">\u5982\u4f55\u89e3\u9501\u5229\u606f\u4f18\u60e0\uff1f<\/a><ul><li class=\"\"><a href=\"#\u65b9\u6cd5-1-\uff1a\u5b58\u6b3e-\uff08-save\uff09\">\u65b9\u6cd51\uff1a\u5b58\u6b3e \uff08Save\uff09<\/a><\/li><li class=\"\"><a href=\"#\u65b9\u6cd5-2-\uff1a\u6295\u8d44\uff08-investment\uff09\">\u65b9\u6cd52\uff1a\u6295\u8d44\uff08Investment\uff09<\/a><\/li><li class=\"\"><a href=\"#\u65b9\u6cd5-3-\uff1a\u6295\u4fdd\uff08-insurance\uff09\">\u65b9\u6cd53\uff1a\u6295\u4fdd\uff08Insurance\uff09<\/a><\/li><li class=\"\"><a href=\"#\u65b9\u6cd5-4-\uff1a\u623f\u5c4b\u8d37\u6b3e\uff08-home-financing\uff09\">\u65b9\u6cd54\uff1a\u623f\u5c4b\u8d37\u6b3e\uff08Home Financing\uff09<\/a><\/li><li class=\"\"><a href=\"#\u65b9\u6cd5-5-\uff1a\u5916\u6c47\u5151\u6362\uff08-foreign-exchange\uff0c-fx\uff09\">\u65b9\u6cd55\uff1a\u5916\u6c47\u5151\u6362\uff08Foreign Exchange\uff0cFX\uff09<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u5176\u4ed6\u4f18\u60e0\">\u5176\u4ed6\u4f18\u60e0<\/a><\/li><li class=\"\"><a href=\"#\u8d39\u7528\">\u8d39\u7528<\/a><\/li><li class=\"\"><a href=\"#\u83b7\u5229\u95e8\u69db\">\u83b7\u5229\u95e8\u69db<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#2-am-bank-work-privileges\">2.AmBank@work Privileges<\/a><ul><li class=\"\"><a href=\"#\u5f00\u6237\u6761\u4ef6-1\">\u5f00\u6237\u6761\u4ef6<\/a><\/li><li class=\"\"><a href=\"#\u5176\u4ed6\u4f18\u60e0-2\">\u5176\u4ed6\u4f18\u60e0<\/a><\/li><li class=\"\"><a href=\"#\u8d39\u7528-3\">\u8d39\u7528<\/a><\/li><li class=\"\"><a href=\"#\u83b7\u5229\u95e8\u69db-4\">\u83b7\u5229\u95e8\u69db<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#3-rhb-joy-work\">3.RHB Joy@Work<\/a><ul><li class=\"\"><a href=\"#\u5f00\u6237\u6761\u4ef6-5\">\u5f00\u6237\u6761\u4ef6<\/a><\/li><li class=\"\"><a href=\"#\u4f18\u60e0\">\u4f18\u60e0 <\/a><\/li><li class=\"\"><a href=\"#\u8d39\u7528-6\">\u8d39\u7528<\/a><\/li><li class=\"\"><a href=\"#\u83b7\u5229\u95e8\u69db-7\">\u83b7\u5229\u95e8\u69db<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#4-cimb-work\">4.CIMB@Work\u00a0<\/a><ul><li class=\"\"><a href=\"#\u5f00\u6237\u6761\u4ef6-8\">\u5f00\u6237\u6761\u4ef6<\/a><\/li><li class=\"\"><a href=\"#\u4f18\u60e0-9\">\u4f18\u60e0<\/a><\/li><li class=\"\"><a href=\"#\u8d39\u7528-10\">\u8d39\u7528<\/a><\/li><li class=\"\"><a href=\"#\u83b7\u5229\u95e8\u69db-11\">\u83b7\u5229\u95e8\u69db<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#5-public-bank-my-salary-savings-account\">5.Public Bank MySalary Savings Account<\/a><ul><li class=\"\"><a href=\"#\u5f00\u6237\u6761\u4ef6-12\">\u5f00\u6237\u6761\u4ef6<\/a><\/li><li class=\"\"><a href=\"#\u5176\u4ed6\u4f18\u60e0-13\">\u5176\u4ed6\u4f18\u60e0<\/a><\/li><li class=\"\"><a href=\"#\u519c\u5386\u65b0\u5e74\u7279\u522b\u4f18\u60e0\">\u519c\u5386\u65b0\u5e74\u7279\u522b\u4f18\u60e0<\/a><\/li><li class=\"\"><a href=\"#\u8d39\u7528-14\">\u8d39\u7528<\/a><\/li><li class=\"\"><a href=\"#\u83b7\u5229\u95e8\u69db-15\">\u83b7\u5229\u95e8\u69db<\/a><\/li><\/ul><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u9009\u62e9-salary-account-\u8fd8\u8981\u6ce8\u610f\u4ec0\u4e48\uff1f\">\u9009\u62e9 Salary Account \u8fd8\u8981\u6ce8\u610f\u4ec0\u4e48\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u5982\u4f55\u5f00\u8bbe-salary-account\uff1f\">\u5982\u4f55\u5f00\u8bbe Salary Account\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u603b\u7ed3\">\u603b\u7ed3<\/a><\/li><li class=\"\"><a href=\"#\u5ef6\u4f38\u9605\u8bfb\">\u5ef6\u4f38\u9605\u8bfb<\/a><\/li><li class=\"\"><a href=\"#\u514d\u8d23\u58f0\u660e\">\u514d\u8d23\u58f0\u660e<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4ec0\u4e48\u662f\u51fa\u7cae\u6237\u53e3-salary-account\uff1f\u548c\u50a8\u84c4\u6237\u53e3-savings-account-\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\"><strong>\u4ec0\u4e48\u662f\u51fa\u7cae\u6237\u53e3 Salary Account\uff1f\u548c\u50a8\u84c4\u6237\u53e3 Savings Account \u6709\u4ec0\u4e48\u4e0d\u540c\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u51fa\u7cae\u6237\u53e3\uff0c\u53c8\u79f0\u652f\u85aa\u6237\u53e3\uff0c\u662f\u4e00\u79cd\u4e13\u95e8\u7528\u4e8e\u63a5\u6536\u4f60\u7684\u85aa\u6c34\u7684\u8d26\u6237\uff0c\u53ea\u6709\u3010\u96c7\u5458\u672c\u4eba\u3011\u6216\u8005\u3010\u96c7\u4e3b\u66ff\u96c7\u5458\u3011\u624d\u80fd\u5f00\u8bbe\u8fd9\u79cd\u8d26\u6237\uff0c\u4e00\u822c\u4e0a\u5229\u606f\u6bd4\u50a8\u84c4\u6237\u53e3\u9ad8\u3002<\/p>\n\n\n\n<p>\u800c\u50a8\u84c4\u8d26\u6237\u5c31\u662f\u6211\u4eec\u4e00\u822c\u8ba4\u77e5\u7684\u5b58\u94b1\u6237\u53e3\uff0c\u7528\u6765\u5b58\u4f60\u6bcf\u4e2a\u6708\u518d\u9664\u53bb\u5fc5\u8981\u5f00\u9500\u540e\uff0c\u80fd\u591f\u7701\u4e0b\u6765\uff0c\u5b58\u4e0b\u6765\u7684\u91d1\u989d\u7684\u8d26\u6237\u3002\u65e0\u8bba\u4f60\u662f\u5426\u6709\u56fa\u5b9a\u85aa\u6c34\uff0c\u90fd\u53ef\u4ee5\u5f00\u8bbe\u50a8\u84c4\u8d26\u6237\u3002<\/p>\n\n\n\n<p>\u90a3\u4e48 Salary Account \u7684\u94b1\u5b58\u8fdb\u53bb\u540e\u662f\u53ef\u4ee5\u52a8\u7528\u7684\u5417\uff1f\u5b8c\u5168\u6ca1\u6709\u95ee\u9898\u3002\u5176\u5b9e\u5b83\u7684\u4f5c\u7528\u548c\u666e\u901a\u50a8\u84c4\u6237\u53e3\u4e00\u6837\uff0c\u53ef\u4ee5\u6b63\u5e38\u5b58\u94b1\u3001\u63d0\u6b3e\uff0c\u533a\u522b\u5728\u4e8e\u51fa\u7cae\u6237\u53e3\u53ea\u662f\u5b58\u85aa\u6c34\u3002\u4f46\u662f\uff0c\u4e3a\u4e86\u66f4\u597d\u5730\u7ba1\u7406\u6211\u4eec\u7684\u8d22\u52a1\uff0c\u660e\u786e\u6bcf\u7b14\u94b1\u7684\u7528\u9014\uff0c\u5c0f\u7f16\u4f1a\u5efa\u8bae\u5927\u5bb6\u7531\u4e8e\u51fa\u7cae\u6237\u53e3\u7684\u5229\u606f\u6bd4\u8f83\u9ad8\uff0c\u53ef\u4ee5\u4e13\u95e8\u7528\u4f5c\u5b58\u94b1\uff0c\u5b58\u7d27\u6025\u9884\u5907\u91d1\uff1b\u666e\u901a\u50a8\u84c4\u6237\u53e3\u5219\u7528\u6765\u6d88\u8d39\uff0c\u6bd4\u5982\uff1a\u8fd8\u8d37\u6b3e\u6216\u65e5\u5e38\u7684\u4e70\u83dc\u94b1\u3002\u5f53\u7136\uff0c\u6237\u53e3\u7684\u7528\u9014\u5b8c\u5168\u53ef\u4ee5\u7531\u6211\u4eec\u6839\u636e\u5b9e\u9645\u60c5\u51b5\u81ea\u5df1\u5b9a\u4e49\uff0c\u6bd4\u5982\u4f60\u60f3\u628a\u51fa\u7cae\u6237\u53e3\u7528\u4f5c\u6d88\u8d39\uff0c\u50a8\u84c4\u6237\u53e3\u7528\u4f5c\u5b58\u94b1\u4e5f\u662f\u5b8c\u5168\u6ca1\u95ee\u9898\u7684\u3002<\/p>\n\n\n\n<p>\u4e0b\u8868\u7b80\u5355\u5217\u51fa\u4e24\u8005\u7684\u533a\u522b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>\u51fa\u7cae\u6237\u53e3 Salary Account<\/strong><\/td><td><strong>\u50a8\u84c4\u6237\u53e3 Savings Account<\/strong><\/td><\/tr><tr><td><strong>\u8c01\u53ef\u4ee5\u5b58\u6b3e\uff1f<\/strong><\/td><td>\u96c7\u5458\u96c7\u4e3b<\/td><td>\u4efb\u4f55\u4eba<\/td><\/tr><tr><td><strong>\u76ee\u7684<\/strong><\/td><td>\u4e13\u95e8\u50a8\u84c4\u85aa\u6c34<\/td><td>\u9f13\u52b1\u50a8\u84c4\u4efb\u4f55\u6765\u6e90\u7684\u5b58\u6b3e<\/td><\/tr><tr><td><strong>\u5229\u606f<\/strong><\/td><td>1-9%<\/td><td><a href=\"https:\/\/ringgitplus.com\/en\/savings-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">0% &#8211; 0.5%<\/a><\/td><\/tr><tr><td><strong>\u53ef\u8f6c\u6362\u6027<\/strong><\/td><td>\u5982\u679c\u8fde\u7eed3\u4e2a\u6708\u6ca1\u6709\u5b58\u5165\u85aa\u6c34\uff0c\u8be5\u6237\u53e3\u53ef\u88ab\u8f6c\u4e3a\u50a8\u84c4\u6237\u53e3<\/td><td>\u53ef\u4ee5\u548c\u94f6\u884c\u5546\u91cf\u8f6c\u6362\u4e3a\u51fa\u7cae\u6237\u53e3<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6211\u5df2\u7ecf\u6709\u4e86\u50a8\u84c4\u6237\u53e3\uff0c\u4e3a\u4ec0\u4e48\u8fd8\u9700\u8981-salary-account\uff1f\u51fa\u7cae\u6237\u53e3\u7684-6-\u5927\u597d\u5904\"><strong>\u6211\u5df2\u7ecf\u6709\u4e86\u50a8\u84c4\u6237\u53e3\uff0c\u4e3a\u4ec0\u4e48\u8fd8\u9700\u8981 Salary Account\uff1f\u51fa\u7cae\u6237\u53e3\u76846\u5927\u597d\u5904<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4f60\u53ef\u80fd\u4f1a\u89c9\u5f97\u8fd8\u8981\u5f00\u591a\u4e00\u4e2a\u6237\u53e3\u5f88\u9ebb\u70e6\uff0c\u800c\u4e14\u4f5c\u7528\u548c\u50a8\u84c4\u6237\u53e3\u5dee\u4e0d\u591a\uff0c\u4e3a\u4ec0\u4e48\u8981\u591a\u6b64\u4e00\u4e3e\u5462\uff1f<\/p>\n\n\n\n<p>\u5176\u5b9e\uff0cSalary Account \u51fa\u7cae\u6237\u53e3\u6709\u4ee5\u4e0b6\u4e2a\u597d\u5904\uff1a<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"1-\u5f3a\u5236\u5b58\u6b3e\" style=\"color:#009bff\"><strong>1.\u5f3a\u5236\u5b58\u6b3e<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6c38\u8fdc\u4e0d\u8981\u9ad8\u4f30\u4eba\u7684\u81ea\u5f8b\u6027\u3002\u8eab\u4e3a\u4eba\u6211\u4eec\u7684\u8eab\u4e0a\u90fd\u6709\u4e00\u5b9a\u7684\u60f0\u6027\uff0c\u8981\u505a\u5230\u81ea\u5f8b\u5168\u9760\u6bc5\u529b\u3002\u800c\u6bc5\u529b\u662f\u4e0d\u53ef\u63a7\u7684\uff0c\u5f53\u6211\u4eec\u9047\u4e0a\u4e00\u4e9b\u4e8b\u60c5\uff0c\u610f\u5fd7\u529b\u4e0d\u575a\u5b9a\uff0c\u5c31\u5f88\u5bb9\u6613\u88ab\u5de6\u53f3\u3002<\/p>\n\n\n\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u4e0a\u5b66\u65f6\u671f\uff0c\u6211\u4eec\u5f80\u5f80\u8981\u52b1\u5fd7\u8003\u4e2a\u597d\u6210\u7ee9\uff0c\u75af\u72c2\u4e70\u4e86\u4e00\u5806\u4e66\uff0c\u5e0c\u671b\u591a\u505a\u7ec3\u4e60\u9898\u9006\u88ad\u3002\u4f46\u662f\uff0c\u505a\u9898\u7684\u70ed\u60c5\u53ea\u6709\u4e09\u5206\u949f\u70ed\u5ea6\uff0c\u90a3\u4e9b\u53c2\u8003\u8d44\u6599\u6c38\u8fdc\u90fd\u6446\u5728\u4e66\u67dc\u91cc\u751f\u7070\u3002\u4e0e\u4e4b\u76f8\u6bd4\uff0c\u5982\u679c\u6211\u4eec\u8bf7\u4e86\u8865\u4e60\u8001\u5e08\u5e2e\u6211\u4eec\u8865\u8bfe\uff0c\u6709\u8001\u5e08\u76d1\u7763\uff0c\u9700\u8981\u652f\u4ed8\u4e00\u5927\u7b14\u7684\u8865\u4e60\u8d39\uff0c\u4f60\u662f\u4e0d\u662f\u518d\u4e0d\u60c5\u613f\u90fd\u8981\u54ac\u7259\u575a\u6301\u4e0b\u53bb\u5462\uff1f<\/p>\n\n\n\n<p>\u51fa\u7cae\u6237\u53e3\u7684\u4f5c\u7528\u5c31\u50cf\u8865\u4e60\u8001\u5e08\u4e00\u6837\uff0c\u5e2e\u52a9\u6211\u4eec\u201c\u4ed6\u5f8b\u201d\uff0c\u5f3a\u5236\u628a\u6240\u6709\u85aa\u6c34\u5b58\u4e0b\u6765\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"2-\u66f4\u597d\u5730\u7ba1\u7406\u6211\u4eec\u7684\u5b58\u6b3e\u548c\u6536\u5165\" style=\"color:#009bff\"><strong>2.\u66f4\u597d\u5730\u7ba1\u7406\u6211\u4eec\u7684\u5b58\u6b3e\u548c\u6536\u5165<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u60f3\u8c61\u4e00\u4e0b\uff0c\u4f60\u6bcf\u4e2a\u6708\u6709\u8fdb\u8d26\u7684\u85aa\u6c34\u3001\u6295\u8d44\u7684\u6536\u76ca\u3001\u7528\u4e8e\u652f\u4ed8\u8d26\u5355\u7684\u94b1\u3001\u8fd8\u6709\u4e3a\u4e86\u4e0d\u65f6\u4e4b\u9700\u800c\u5b58\u653e\u7684\u5907\u7528\u91d1\u3002\u5c06\u6240\u6709\u8fd9\u4e9b\u8d44\u91d1\u6df7\u5728\u4e00\u4e2a\u8d26\u6237\u91cc\uff0c\u53ef\u80fd\u4f1a\u8ba9\u4f60\u96be\u4ee5\u6e05\u6670\u5730\u4e86\u89e3\u6bcf\u7b14\u6b3e\u9879\u7684\u53bb\u5411\uff0c\u6708\u5e95\u8ffd\u8e2a\u5f00\u652f\u53ef\u80fd\u4f1a\u53d8\u5f97\u56f0\u96be\u3002<\/p>\n\n\n\n<p>\u5206\u5f00\u50a8\u84c4\u8d26\u6237\u548c\u51fa\u7cae\u6237\u53e3\u80fd\u8ba9\u6211\u4eec\u66f4\u597d\u5730\u7ba1\u7406\u6bcf\u4e00\u7b14\u91d1\u94b1\u7684\u7528\u9014\uff0c\u66f4\u5bb9\u6613\u5730\u9075\u5b88\u89c4\u5212\u597d\u7684\u8d22\u52a1\u9884\u7b97\u6bd4\u5982\uff1a\u4f60\u53ef\u4ee5\u628a\u51fa\u7cae\u6237\u53e3\u4e2d\u7684\u8d44\u91d1\u4e13\u95e8\u7528\u4e8e\u652f\u4ed8\u6c34\u7535\u8d39\u3001\u8d37\u6b3e\u7b49\u8d26\u5355\uff0c\u800c\u4e0d\u4f1a\u5f71\u54cd\u50a8\u84c4\u8d26\u6237\u91cc\u7684\u5b58\u6b3e\uff0c\u8fd9\u6837\u5c31\u80fd\u5c3d\u65e9\u8fbe\u6210\u8d22\u52a1\u76ee\u6807\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"3-\u66f4\u6613\u4e8e\u8fbe\u6210\u50a8\u84c4\u76ee\u6807\" style=\"color:#009bff\"><strong>3.\u66f4\u6613\u4e8e\u8fbe\u6210\u50a8\u84c4\u76ee\u6807<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u53ea\u4f9d\u8d56\u4e00\u4e2a\u8d26\u6237\u751f\u6d3b\uff0c\u90a3\u4e48\u82b1\u8d39\u3001\u6325\u970d\u548c\u51b2\u52a8\u8d2d\u7269\u7684\u53ef\u80fd\u6027\u5c31\u4f1a\u5f88\u5927\u3002\u6709\u4e86\u5355\u72ec\u7684\u85aa\u8d44\u548c\u50a8\u84c4\u8d26\u6237\uff0c\u4f60\u53ef\u4ee5\u4e3a\u6bcf\u4e2a\u6708\u8bbe\u5b9a\u4e00\u4e2a\u50a8\u84c4\u76ee\u6807\u3002\u5982\u679c\u4f60\u6bcf\u4e2a\u6708\u90fd\u575a\u6301\u5b58\u4e00\u90e8\u5206\u94b1\uff0c\u6700\u7ec8\u4f60\u4f1a\u79ef\u6512\u66f4\u591a\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"4-\u4eab\u53d7\u66f4\u591a\u4f18\u60e0\u548c\u5229\u606f\u6536\u76ca\" style=\"color:#009bff\"><strong>4.\u4eab\u53d7\u66f4\u591a\u4f18\u60e0\u548c\u5229\u606f\u6536\u76ca<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4e3a\u4e86\u9f13\u52b1\u6211\u4eec\u628a\u85aa\u6c34\u5b58\u5728\u51fa\u7cae\u6237\u53e3\uff0c\u94f6\u884c\u901a\u5e38\u4f1a\u514d\u9664 ATM \u63d0\u6b3e\u8d39\uff0c\u6216\u8005\u7ed9\u4e88\u5176\u4ed6\u4f18\u60e0\u5982\uff1a\uff0c\u5229\u606f\u4e5f\u6bd4\u666e\u901a\u50a8\u84c4\u6237\u53e3\u66f4\u9ad8\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"5-\u5206\u6563\u98ce\u9669\uff0c\u94f6\u884c\u8d26\u6237\u66f4\u5b89\u5168\" style=\"color:#009bff\"><strong>5.\u5206\u6563\u98ce\u9669\uff0c\u94f6\u884c\u8d26\u6237\u66f4\u5b89\u5168<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8fd1\u5e74\u6765\uff0c\u94f6\u884c\u6237\u53e3\u88ab\u76d7\u7684\u6d88\u606f\u5c42\u51fa\u4e0d\u7a77\u3002\u5982\u679c\u6211\u4eec\u53ea\u6709\u4e00\u4e2a\u94f6\u884c\u6237\u53e3\uff0c\u4e00\u65e6\u88ab\u4e0d\u6cd5\u4e4b\u5f92\u76d7\u7528\uff0c\u90a3\u4e48\u5168\u526f\u8eab\u5bb6\u5c31\u8981\u4ed8\u8bf8\u4e1c\u6d41\u4e86\u3002\u6b63\u6240\u8c13\uff1a\u201c\u9e21\u86cb\u4e0d\u8981\u653e\u5728\u540c\u4e00\u4e2a\u7bee\u5b50\u91cc\u201d\uff0c\u5982\u679c\u6211\u4eec\u6709\u591a\u4e00\u4e2a\u51fa\u7cae\u6237\u53e3\uff0c\u90a3\u4e48\u5373\u4f7f\u6237\u53e3\u88ab\u76d7\u7528\uff0c\u81f3\u5c11\u53ef\u4ee5\u964d\u4f4e\u635f\u5931\uff0c\u5206\u6563\u98ce\u9669\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"6-\u66f4\u5bb9\u6613\u7533\u8bf7\u8d37\u6b3e\u548c\u4fe1\u7528\u5361\" style=\"color:#009bff\"><strong>6.\u66f4\u5bb9\u6613\u7533\u8bf7\u8d37\u6b3e\u548c\u4fe1\u7528\u5361<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6700\u8fd1\u5728\u51c6\u5907\u7533\u8bf7\u8d37\u6b3e\u548c\u4fe1\u7528\u5361\uff0c\u7ed9\u4f60\u4e00\u4e2a\u5c0f\u8d34\u58eb\uff1a\u5728\u4f60\u51c6\u5907\u7533\u8bf7\u8d37\u6b3e\u7684\u94f6\u884c\u4e2d\u5f00\u8bbe\u4e00\u4e2a\u51fa\u7cae\u6237\u53e3\u3002\u8fd9\u4f1a\u8ba9\u4f60\u66f4\u5bb9\u6613\u83b7\u5f97\u94f6\u884c\u8d37\u6b3e\u548c\u4fe1\u7528\u5361\u7684\u6279\u51c6\uff0c\u751a\u81f3\u6709\u53ef\u80fd\u83b7\u5f97\u66f4\u4e3a\u5b9e\u60e0\u7684\u8d37\u6b3e\u5229\u7387\u3002\u8fd9\u662f\u56e0\u4e3a\u94f6\u884c\u4f1a\u56e0\u4e3a\u4f60\u7684\u85aa\u6c34\u901a\u8fc7\u4ed6\u4eec\u7684\u94f6\u884c\u5165\u8d26\u800c\u611f\u5230\u66f4\u6709\u4fe1\u5fc3\uff0c\u66f4\u6709\u4fdd\u969c\u611f\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"salary-account-\u7684\u574f\u5904\"><strong>Salary Account \u7684\u574f\u5904<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"1-\u6709\u85aa\u8d44\u95e8\u69db\" style=\"color:#009bff\"><strong>1.\u6709\u85aa\u8d44\u95e8\u69db<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u867d\u7136\u51fa\u7cae\u6237\u53e3\u6709\u5f88\u591a\u597d\u5904\uff0c\u4f46\u662f\u4e00\u4e9b\u94f6\u884c\u4f1a\u5bf9\u6211\u4eec\u7684\u6708\u6536\u5165\u8bbe\u7f6e\u95e8\u69db\uff0c\u6bd4\u5982\u53ea\u6709\u6708\u85aa\u81f3\u5c11\u8fbe\u5230 RM 2,000 \u7684\u4eba\u624d\u80fd\u5f00\u6237\uff0c\u8fd9\u5c31\u628a\u4e00\u4e9b\u4f4e\u6536\u5165\u8005\u62d2\u4e4b\u95e8\u5916\u3002\u4e0d\u8fc7\u5b9e\u9645\u60c5\u51b5\u8fd8\u662f\u8981\u89c6\u6211\u4eec\u9009\u62e9\u7684\u6237\u53e3\u800c\u5b9a\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u9a6c\u6765\u897f\u4e9a-salary-account-top-5-\u63a8\u8350\"><strong>\u9a6c\u6765\u897f\u4e9a Salary Account TOP 5 \u63a8\u8350<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"1-hsbc-perks-work\" style=\"color:#009bff\"><strong>1.HSBC Perks@Work&nbsp;<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\u5229\u606f\uff1a\u9ad8\u8fbe9%<\/p>\n\n\n\n<p>\u6700\u4f4e\u6708\u85aa\uff1aRM 1,000 &#8211; RM 16,500<\/p>\n<\/blockquote>\n\n\n\n<p><a href=\"https:\/\/www.hsbcamanah.com.my\/accounts\/products\/perks-at-work-for-employee\/\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC Perks@Work<\/a> \u662f\u6c47\u4e30\u94f6\u884c\u4e13\u4e3a\u6253\u5de5\u65cf\u800c\u8bbe\u7684\u4e00\u9879\u6d3b\u52a8\uff0c\u51e1\u7b26\u5408\u8d44\u683c\u8005\u90fd\u6709\u673a\u4f1a\u89e3\u9501\u9ad8\u8fbe9%\u7684\u5229\u606f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"458\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work-1024x458.webp\" alt=\"HSBC Perks@Work \u754c\u9762\" class=\"wp-image-49927\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work-1024x458.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work-300x134.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work-768x344.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work-1536x688.webp 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work-750x336.webp 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work-1140x510.webp 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/HSBC-Perks_work.webp 1597w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5f00\u6237\u6761\u4ef6\"><strong>\u5f00\u6237\u6761\u4ef6<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8fd9\u9879\u6d3b\u52a8\u5f00\u653e\u7ed9\u6240\u6709\u73b0\u6709\u5ba2\u6237\u4ee5\u53ca\u65b0\u7528\u6237\u3002<\/p>\n\n\n\n<p>\u53c2\u7167\u4e0b\u8868\uff0c\u7528\u6237\u5fc5\u987b\u6839\u636e\u81ea\u5df1\u7684\u6708\u85aa\u9009\u62e9\u5f00\u8bbe\u4ee5\u4e0b9\u4e2a\u6237\u53e3\u7684\u4efb\u610f\u4e00\u79cd\u6237\u53e3\uff0c\u5e76\u8fbe\u6210\u9644\u52a0\u6761\u4ef6\u5c31\u53ef\u4eab\u6709\u6237\u53e3\u4f18\u60e0\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u6708\u85aa\u95e8\u69db<\/strong><\/td><td><strong>\u6237\u53e3<\/strong><\/td><td><strong>\u9644\u52a0\u6761\u4ef6<\/strong><\/td><td><strong>\u6237\u53e3\u4f18\u60e0<\/strong><\/td><\/tr><tr><td>RM 1,000<\/td><td>HSBC Amanah Basic Savings \/ Basic Current Account-i<\/td><td>&#8211;<\/td><td><\/td><\/tr><tr><td><\/td><td>HSBC Amanah Everyday Global Account-i<\/td><td>&#8211;<\/td><td><\/td><\/tr><tr><td>RM 3,000<\/td><td>HSBC Amanah Everyday Global Account-i (Advance by Perks@Work Flex Recognition)<\/td><td>\u9700\u6301\u6709 HSBC AmanahCredit Card-i \u5e76\u6bcf\u5e74\u6d88\u8d39\u4e0d\u4f4e RM 10,000\u3002\u5982\u679c\u6ca1\u6709\u8fbe\u5230\u6d88\u8d39\u95e8\u69db\uff0c\u6216\u7ec8\u6b62\u6301\u6709\u8be5\u5361\u5219\u6237\u53e3\u5c06\u572812\u4e2a\u6708\u5185\u81ea\u52a8\u8f6c\u6210 HSBC Amanah BasicCurrent Account-i<\/td><td>\u7b2c\u4e00\u5e74\u53ef\u514d\u9664\u6708\u8d39\u3002\u5982\u679c\u4e0b\u4e00\u5e74\u60f3\u8981\u7ee7\u7eed\u88ab\u514d\u9664\u6708\u8d39\u5219\u9700\u8981\u8fbe\u5230\u4fe1\u7528\u5361\u7684\u6d88\u8d39\u95e8\u69db\u3002<\/td><\/tr><tr><td><\/td><td>HSBC Amanah Advance by Perks@Work Flex<\/td><td>\u9700\u6301\u6709 HSBC AmanahCredit Card-i \u5e76\u6bcf\u5e74\u6d88\u8d39\u4e0d\u4f4e RM 10,000\u3002\u5982\u679c\u6ca1\u6709\u8fbe\u5230\u6d88\u8d39\u95e8\u69db\uff0c\u6216\u7ec8\u6b62\u6301\u6709\u8be5\u5361\u5219\u6237\u53e3\u5c06\u572812\u4e2a\u6708\u5185\u81ea\u52a8\u8f6c\u6210 HSBC Amanah BasicCurrent Account-i<\/td><td>\u7b2c\u4e00\u5e74\u53ef\u514d\u9664\u6708\u8d39\u3002\u5982\u679c\u4e0b\u4e00\u5e74\u60f3\u8981\u7ee7\u7eed\u88ab\u514d\u9664\u6708\u8d39\u5219\u9700\u8981\u8fbe\u5230\u4fe1\u7528\u5361\u7684\u6d88\u8d39\u95e8\u69db\u3002<\/td><\/tr><tr><td>RM 5,000<\/td><td>HSBC Amanah Advance by Perks@Work<\/td><td>&#8211;<\/td><td>\u514d\u9664\u6708\u8d39<\/td><\/tr><tr><td><\/td><td>HSBC Amanah Everyday Global Account-i (Advance Recognition)<\/td><td>&#8211;<\/td><td>\u514d\u9664\u6708\u8d39<\/td><\/tr><tr><td><\/td><td>Home Smart-i Account<\/td><td>\u9700\u540c\u65f6\u62e5\u6709\u5411 HSBC Amanah \u7533\u8bf7\u7684\u6700\u5c11 RM 300,000 \u623f\u5c4b\u8d37\u6b3e\u3002<\/td><td>\u53ef\u4ee5\u4eab\u53d7\u8f83\u4e3a\u4f18\u60e0\u7684\u623f\u5c4b\u8d37\u6b3e\u5229\u7387<\/td><\/tr><tr><td>RM 16,500<\/td><td>HSBC Amanah Premier Account-i<\/td><td>&#8211;<\/td><td>\u514d\u9664\u6708\u8d39<\/td><\/tr><tr><td><\/td><td>HSBC Amanah Everyday Global Account-i (PremierRecognition)<\/td><td>&#8211;<\/td><td>\u514d\u9664\u6708\u8d39<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u5982\u679c\u4f60\u60f3\u8981\u5f00\u8bbe HSBC \u7684 Salary Account\uff0c\u4f60\u53ea\u80fd\u5230\u4e34\u8fd1\u7684 HSBC \u5206\u884c\u5f00\u6237\uff0c\u4e0d\u80fd\u9009\u62e9\u7ebf\u4e0a\u5f00\u6237\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5982\u4f55\u89e3\u9501\u5229\u606f\u4f18\u60e0\uff1f\"><strong>\u5982\u4f55\u89e3\u9501\u5229\u606f\u4f18\u60e0\uff1f<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u867d\u7136 HSBC \u53f7\u79f0\u67099\u79cd\u8d26\u6237\u4f9b\u6211\u4eec\u9009\u62e9\uff0c\u4f46\u5b9e\u9645\u4e0a\u60f3\u8981\u89e3\u9501 9% \u7684\u5229\u606f\uff0c\u53ea\u67094\u79cd\u6237\u53e3\u7b26\u5408 XTRA Bonus Rewards \u7684\u6761\u89c4\uff0c\u5e76\u4e14\u8fd99%\u7684\u4f18\u60e0\u5c06<strong>\u57282023\u5e7412\u670831\u65e5\u622a\u6b62<\/strong>\uff1a<\/p>\n\n\n\n<ol>\n<li>HSBC Amanah Premier Account-i<\/li>\n\n\n\n<li>HSBC Amanah Advance Account-i<\/li>\n\n\n\n<li>HSBC Amanah Premier Everyday Global Account-i&nbsp;<\/li>\n\n\n\n<li>HSBC Amanah Premier Everyday Global Account-i&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>\u5f00\u8bbe\u8fd94\u79cd\u6237\u53e3\u7684\u7528\u6237\u53ef\u4ee5\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\uff0c\u6765\u83b7\u5f979%\u7684\u5229\u606f\uff1a<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u65b9\u6cd5-1-\uff1a\u5b58\u6b3e-\uff08-save\uff09\"><strong>\u65b9\u6cd51\uff1a\u5b58\u6b3e \uff08Save\uff09<\/strong><\/h5>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5e74\u5229\u606f\uff1a<\/strong>2%<\/p>\n\n\n\n<p><strong>\u6761\u4ef6\uff1a<\/strong><\/p>\n\n\n\n<p>a.\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u81f3\u5c11\u589e\u52a0 RM 3,000\uff0c\u6700\u591a RM 100,000\u3002<\/p>\n\n\n\n<p>\u4e3e\u4f8b\u800c\u8a00\uff0c\u5982\u679c\u5c0f\u660e\u662f\u57288\u6708\u5f00\u6237\u53c2\u52a0\u8fd9\u4e2a\u6d3b\u52a8\uff0c8\u6708\u5171\u670931\u5929\uff0c\u800c\u4f60\u57288\u6708\u7684\u524d20\u5929\uff081\u65e5-20\u65e5\uff09\u5b58\u5165\u4e86 RM 30,000\uff0c\u4e4b\u540e\u53d6\u51fa\u4e86 RM 10,000\uff0c\u5269\u4f59\u768411\u5929\uff0821\u65e5-31\u65e5\uff09\u53ea\u5269\u4e0b RM 20,000\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u65e5<\/strong><\/td><td><strong>\u65e5\u7ec8\u4f59\u989d Daily Day-End Balance<\/strong><\/td><\/tr><tr><td>1\u65e5-20\u65e5\uff0820\u5929\uff09<\/td><td>RM 30,000<\/td><\/tr><tr><td>21\u65e5-31\u65e5\uff0811\u5929\uff09<\/td><td>RM 20,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u90a3\u4e48\uff0c9\u6708\u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u5c31\u662f\uff1a<\/p>\n\n\n\n<p>[\uff08RM 30,000 X 20\u5929\uff09+\uff08RM 20,000 X 11\u5929\uff09] \/ 30\u5929<\/p>\n\n\n\n<p>= RM 820,000 \/ 30\u5929<\/p>\n\n\n\n<p>= RM 27,333<\/p>\n\n\n\n<p>\u57289\u6708\uff0c\u5c0f\u660e\u53c8\u5b58\u5165\u4e86\u85aa\u6c34\u3002\u800c9\u6708\u670930\u5929\uff0c\u5728\u524d\u534a\u4e2a\u6708\uff081\u65e5-15\u65e5\uff09\uff0c\u6237\u53e3\u4e2d\u7684\u65e5\u7ec8\u4f59\u989d\uff08Daily Day-End Balance\uff09\u662f RM 50,000\uff1b\u540e\u534a\u4e2a\u6708\uff0816\u65e5-30\u65e5\uff09\u53d6\u51fa\u4e86 RM 15,000\uff0c\u6237\u53e3\u53ea\u5269\u4f59 RM 35,000\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u65e5<\/strong><\/td><td><strong>\u65e5\u7ec8\u4f59\u989d Daily Day-End Balance<\/strong><\/td><\/tr><tr><td>1\u65e5-15\u65e5\uff0815\u5929\uff09<\/td><td>RM 50,000<\/td><\/tr><tr><td>16\u65e5-30\u65e5\uff0815\u5929\uff09<\/td><td>RM 35,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u90a3\u4e48\uff0c9\u6708\u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u5c31\u662f\uff1a<\/p>\n\n\n\n<p>[\uff08RM 50,000 X 15\u5929\uff09+\uff08RM 35,000 X 15\u5929\uff09] \/ 30\u5929<\/p>\n\n\n\n<p>= RM 1,275,000 \/ 30\u5929<\/p>\n\n\n\n<p>= RM 42,500<\/p>\n\n\n\n<p>9\u6708\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09- 8\u6708\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09<\/p>\n\n\n\n<p>= RM 42,500 &#8211;&nbsp; RM 27,333<\/p>\n\n\n\n<p>= RM 15,167<\/p>\n\n\n\n<p>=\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u589e\u52a0\u8d85\u8fc7 RM 3,000\u6761\u6b3e\u8fbe\u6807<\/p>\n\n\n\n<p>b.\u4f7f\u7528 HSBC Amanah \u7684\u4fe1\u7528\u5361\u6216 Debit Card \u6d88\u8d39\u81f3\u5c11 RM 1,000\u3002\u4f46\u662f\uff0c\u6709\u5173\u4fe1\u7528\u5361\u7684\u8d39\u7528\uff0c\u5982\uff1a\u5e74\u8d39\uff08Annual fees\uff09\u3001\u5ef6\u8fdf\u507f\u8fd8\u8d39\u7528\u7684\u7f5a\u6b3e\uff08Late Payment Charges\uff09\u3001Cash Advance\u3001Balance Transfer Instalment\u3001Cash Instalment \u4ee5\u53ca\u65e0\u6548\u6216\u4f5c\u5e9f\u7684\u4ea4\u6613\u4e0d\u5c5e\u4e8e\u6d88\u8d39\u7684\u5b9a\u4e49\u3002<\/p>\n\n\n\n<p>c.\u5728\u4f60\u6240\u5f00\u8bbe\u7684\u8d26\u6237\u4e2d\uff0c\u81f3\u5c11\u8fdb\u884c7\u6b21\u8f6c\u8d26\uff0c\u5982\uff1a\u901a\u8fc7Duit Now\u3001JomPay\u3001Interbank Giro\u3001FPX\u6216\u7f51\u8d2d\u8fdb\u884c\u8f6c\u8d26\u3002\u4f46\u662f\uff0c\u8f6c\u8d26\u7ed9\u81ea\u5df1\u7684\u8d26\u6237\u3001\u8d37\u6b3e\u6237\u53e3\u6216\u8005\u8d26\u6237\u76f8\u5173\u8d39\u7528\u5982\uff1adormancy fee\u3001debit card fee\u7b49\u5219\u662f\u4e0d\u5141\u8bb8\u7684\u3002<\/p>\n\n\n\n<p><strong>\u6bcf\u6708\u5229\u606f\u6536\u5165\uff1a<\/strong><\/p>\n\n\n\n<p>\u6839\u636e\u6761\u6b3e\uff0c\u53ea\u8981\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u589e\u52a0\u8d85\u8fc7 RM 3,000 \u3001 \u4f7f\u7528HSBC Amanah \u7684\u4fe1\u7528\u5361\u6d88\u8d39RM 1,000\u5e76\u8fdb\u884c7\u6b21\u8f6c\u8d26\uff0c\u5c31\u53ef\u4ee5\u83b7\u5f97 2%\u7684\u5229\u606f\u5956\u52b1\uff0c\u90a3\u4e48\u5c0f\u660e\u4e00\u4e2a\u6708\u53ef\u4ee5\u83b7\u5f97\uff1a<\/p>\n\n\n\n<p>\uff08RM 15,167 X 2% X 30\u5929\uff09\/ 365 \u5929 = RM 24.93<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u65b9\u6cd5-2-\uff1a\u6295\u8d44\uff08-investment\uff09\"><strong>\u65b9\u6cd52\uff1a\u6295\u8d44\uff08Investment\uff09<\/strong><\/h5>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5e74\u5229\u606f\uff1a<\/strong>2%<\/p>\n\n\n\n<p><strong>\u6761\u4ef6\uff1a<\/strong><\/p>\n\n\n\n<p>\u5728\u4f18\u60e0\u671f\u9650\u7684\u5176\u4e2d3\u4e2a\u6708\u5185\uff0c\u8fde\u7eed\u6295\u8d44\u6700\u4f4e RM 15,000 \u5728\u6307\u5b9a\u7684\u4fe1\u6258\u57fa\u91d1\uff0c\u5c31\u53ef\u89e3\u95012%\u7684\u5229\u606f\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u53ea\u6709\u4e0d\u8d85\u8fc7 RM 100,000 \u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u6709\u8d44\u683c\u83b7\u53d6 2% \u7684\u5229\u606f \u3002<\/p>\n\n\n\n<p><strong>\u6bcf\u6708\u5229\u606f\u6536\u5165\uff1a<\/strong><\/p>\n\n\n\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5c0f\u660e9\u6708\u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u662f RM 42,500\u3002\u57289\u6708\uff0c\u4ed6\u4e5f\u540c\u65f6\u6295\u8d44\u4e86 RM 15,000\uff0c\u90a3\u4e48\u4ed6\u4e00\u4e2a\u6708\u53ef\u83b7\u5f97\uff1a<\/p>\n\n\n\n<p>\uff08RM 42,500 X 2% X 30\u5929\uff09\/ 365 \u5929 = RM 69.86<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u65b9\u6cd5-3-\uff1a\u6295\u4fdd\uff08-insurance\uff09\"><strong>\u65b9\u6cd53\uff1a\u6295\u4fdd\uff08Insurance\uff09<\/strong><\/h5>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5e74\u5229\u606f\uff1a<\/strong>2%<\/p>\n\n\n\n<p><strong>\u6761\u4ef6\uff1a<\/strong><\/p>\n\n\n\n<p>\u8d2d\u4e70\u65b0\u7684\u56de\u6559\u4fdd\u9669\uff08Takaful\uff09\u5e76\u652f\u4ed8\u6700\u5c11 RM 12,000\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u53ea\u6709\u4e0d\u8d85\u8fc7 RM 100,000 \u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u6709\u8d44\u683c\u83b7\u53d6 2%\u7684\u5229\u606f\u3002\u5982\u679c\u7528\u6237\u57282%\u5229\u606f\u53d1\u653e\u524d\uff0c\u542f\u7528\u51b7\u9759\u671f\u6743\u529b\u6216\u7ec8\u6b62\u4fdd\u9669\uff0c\u5229\u606f\u5956\u52b1\u5c06\u81ea\u52a8\u53d6\u6d88\u3002<\/p>\n\n\n\n<p><strong>\u6bcf\u6708\u5229\u606f\u6536\u5165\uff1a<\/strong><\/p>\n\n\n\n<p>\u548c\u6295\u8d44\u6240\u80fd\u83b7\u5f97\u7684\u5229\u606f\u4e00\u6837\uff0c\u5c0f\u660e\u6295\u4fdd\u4e86 RM 12,000\uff0c\u4e149\u6708\u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u662f RM 42,500\u3002\u90a3\u4e48\u4ed6\u4e00\u4e2a\u6708\u53ef\u83b7\u5f97\uff1a<\/p>\n\n\n\n<p>\uff08RM 42,500 X 2% X 30\u5929\uff09\/ 365 \u5929 = RM 69.86<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u65b9\u6cd5-4-\uff1a\u623f\u5c4b\u8d37\u6b3e\uff08-home-financing\uff09\"><strong>\u65b9\u6cd54\uff1a\u623f\u5c4b\u8d37\u6b3e\uff08Home Financing\uff09<\/strong><\/h5>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5e74\u5229\u606f\uff1a<\/strong>2%<\/p>\n\n\n\n<p><strong>\u6761\u4ef6\uff1a<\/strong><\/p>\n\n\n\n<p>\u7533\u8bf7\u6700\u5c11 RM 500,000 \u7684\u623f\u5c4b\u8d37\u6b3e\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u53ea\u6709\u4e0d\u8d85\u8fc7 RM 100,000 \u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u6709\u8d44\u683c\u83b7\u53d6 2%\u7684\u5229\u606f\uff0c\u800c\u4e14\u53ea\u6709\u5728\u6388\u6743\u59d4\u6258\u4e66\uff08Power of Attorney\uff09\u88ab\u6267\u884c\u540e\uff0c\u624d\u4f1a\u53d1\u653e\u5229\u606f\u3002\u4f46\u662f\u4e0d\u7528\u62c5\u5fc3\uff0c\u5373\u4f7f\u4f18\u60e0\u671f\u9650\u8fc7\u53bb\uff0c\u4f46\u51e1\u662f\u57282024\u5e741\u670831\u65e5\u524d\u6267\u884c\u6388\u6743\u59d4\u6258\u4e66\u90fd\u6709\u8d44\u683c\u83b7\u5f97\u5229\u606f\u5956\u52b1\u3002<\/p>\n\n\n\n<p><strong>\u6bcf\u6708\u5229\u606f\u6536\u5165\uff1a<\/strong><\/p>\n\n\n\n<p>\u540c\u4e0a\uff0c\u5c0f\u660e\u7533\u8bf7\u4e86 RM 500,000 \u7684\u623f\u5c4b\u8d37\u6b3e\uff0c\u4e149\u6708\u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u662f RM 42,500\u3002\u90a3\u4e48\u4ed6\u4e00\u4e2a\u6708\u53ef\u83b7\u5f97\uff1a<\/p>\n\n\n\n<p>\uff08RM 42,500 X 2% X 30\u5929\uff09\/ 365 \u5929 = RM 69.86<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u65b9\u6cd5-5-\uff1a\u5916\u6c47\u5151\u6362\uff08-foreign-exchange\uff0c-fx\uff09\"><strong>\u65b9\u6cd55\uff1a\u5916\u6c47\u5151\u6362\uff08Foreign Exchange\uff0cFX\uff09<\/strong><\/h5>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5e74\u5229\u606f\uff1a<\/strong>1%<\/p>\n\n\n\n<p><strong>\u6761\u4ef6\uff1a<\/strong><\/p>\n\n\n\n<p>\u901a\u8fc7 HSBC Online Banking \u4ee5\u4ee5\u4e0b5\u79cd\u7684\u4efb\u4e00\u65b9\u5f0f\u8fdb\u884c\u8d27\u5e01\u5151\u6362\uff1a<\/p>\n\n\n\n<ul>\n<li>\u4ece\u9a6c\u5e01\u50a8\u84c4\u6237\u53e3\u4e0e\u81ea\u5df1\u7684 Foreign Currency Account-i \u6216 Everyday Global Account-i \u8fdb\u884c\u5151\u6362<\/li>\n\n\n\n<li>\u4ece\u4e00\u4e2a Foreign Currency Account-i \u5230\u53e6\u4e00\u4e2aForeign Currency Account-i&nbsp;<\/li>\n\n\n\n<li>\u5728 Everyday Global Account-i \u4e0a\u8fdb\u884c\u5151\u6362<\/li>\n\n\n\n<li>\u53d1\u9001\u5883\u5916\u6c47\u6b3e\uff08Outward Telegraphic Transfer\uff09<\/li>\n\n\n\n<li>\u53d1\u9001\u56fd\u9645\u6c47\u6b3e\uff08Outward Global Transfer\uff09<\/li>\n<\/ul>\n\n\n\n<p>\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u53ea\u6709\u4e0d\u8d85\u8fc7 RM 100,000\u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09 \u624d\u80fd\u4eab\u67091%\u7684\u5229\u606f\u3002\u5229\u606f\u5956\u52b1\u53ea\u4f1a\u6839\u636e\u7528\u6237\u6237\u53e3\u5185\u5269\u4f59\u7684\u9a6c\u5e01\u5b58\u6b3e\u8ba1\u7b97\u3002<\/p>\n\n\n\n<p><strong>\u6bcf\u6708\u5229\u606f\u6536\u5165\uff1a<\/strong><\/p>\n\n\n\n<p>\u5c0f\u660e\u53d1\u9001\u4e86\u5883\u5916\u6c47\u6b3e\uff08Outward Telegraphic Transfer\uff09\u7ed9\u81ea\u5df1\u5728\u5916\u56fd\u7684\u5bb6\u4eba\u3002\u6839\u636e9\u6708\u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u4e3a RM 42,500\u3002\u90a3\u4e48\u4ed6\u4e00\u4e2a\u6708\u53ef\u83b7\u5f97\uff1a<\/p>\n\n\n\n<p>\uff08RM 42,500 X 1% X 30\u5929\uff09\/ 365 \u5929 = RM 34.93<\/p>\n\n\n\n<p>\u5047\u8bbe\u5c0f\u660e\u90fd\u5b8c\u6210\u4e86\u6240\u6709\u4efb\u52a1\uff0c\u90a3\u4e48\u4ed69\u6708\u4e00\u5171\u53ef\u4ee5\u83b7\u5f97 RM 269.44\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5176\u4ed6\u4f18\u60e0\"><strong>\u5176\u4ed6\u4f18\u60e0<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li>\u8d2d\u4e70 Protect Direct \u6216 Big 3 Critical Illness Protection \u4fdd\u9669\u65f6\uff0c\u53ea\u8981\u5728\u7ed3\u8d26\u65f6\u8f93\u5165\u4f18\u60e0\u7801\uff1aHSBCPERK \u5c31\u80fd\u591f\u8c41\u514d\u7b2c\u4e00\u4e2a\u6708\u7684\u4fdd\u8d39\u3002<\/li>\n\n\n\n<li>\u514d\u9664\u4fe1\u7528\u5361\u5e74\u8d39<\/li>\n\n\n\n<li>\u4e2a\u4eba\u53ca\u623f\u5c4b\u8d37\u6b3e\u5229\u7387\u53ef\u83b7\u5f97\u4f18\u60e0<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u8d39\u7528\"><strong>\u8d39\u7528<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4e00\u822c\u4e0a\u94f6\u884c\u6237\u53e3\u4f1a\u5f81\u6536\u6237\u53e3\u8d39\u7528\uff08Account Fee\uff09\u3001\u63d0\u524d\u5173\u95ed\u8d26\u6237\u8d39\u3001\u7eb8\u8d28\u7ed3\u5355\u8d39\uff08Paper Statement Fee\uff09\u7b49\u3002\u4f46 HSBC Perks@Work \u53ef\u9009\u62e9\u7684\u6237\u53e3\u4e2d\u591a\uff0c\u56e0\u6b64\u6bcf\u4e2a\u6237\u53e3\u7684\u8d39\u7528\u7ed3\u6784\u90fd\u6709\u6240\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u70b9\u51fb<a href=\"https:\/\/www.hsbcamanah.com.my\/content\/dam\/hsbc\/hbms\/documents\/tariffs-and-charges.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u8fd9\u91cc<\/a>\u67e5\u770b\u76f8\u5e94\u7684\u8d39\u7528\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u83b7\u5229\u95e8\u69db\"><strong>\u83b7\u5229\u95e8\u69db<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>HSBC Perks@Work \u63d0\u4f9b\u7684\u5229\u606f\u5956\u52b1\u6bd4\u5e02\u9762\u4e0a\u8bb8\u591a\u6295\u8d44\u8fd8\u8981\u6765\u5f97\u9ad8\uff0c\u66f4\u4f55\u51b5\u5b58\u6b3e\u8fd8\u662f\u53d7\u9a6c\u6765\u897f\u4e9a\u50a8\u84c4\u4fdd\u9669\u673a\u6784\u6240\u4fdd\u62a4\u7684\uff0c\u6240\u4ee5\u83b7\u5f97\u5229\u606f\u7684\u65b9\u5f0f\u4e5f\u6bd4\u4e00\u822c\u6295\u8d44\u6765\u7684\u66f4\u5b89\u5168\u3002\u4f46\u662f\uff0c\u8981\u89e3\u9501\u5229\u606f\u7684\u65b9\u6cd5\u4e5f\u76f8\u5bf9\u8f83\u4e3a\u590d\u6742\u3002<\/p>\n\n\n\n<p>\u5c3d\u7ba1\u8fd9\u9879\u6d3b\u52a8\u5141\u8bb8\u85aa\u8d44\u5373\u4f7f\u53ea\u6709 RM 1,000 \u7684\u6253\u5de5\u65cf\u53c2\u4e0e\uff0c\u4f46\u662f\u8981\u8fbe\u5230\u6bcf\u6708\u589e\u52a0 RM 3,000 \u7684\u6bcf\u65e5\u65e5\u5747\u7ed3\u4f59\uff08Average Daily Balance\uff09\u65e0\u7591\u5c31\u8ba9\u90e8\u5206\u4eba\u7fa4\u5f88\u96be\u8fbe\u6807\uff0c\u66f4\u4f55\u51b5\u8fd8\u8981\u82b1RM 15,000 \u6295\u8d44\u3001RM 12,000 \u4e70\u4fdd\u9669\u3001\u7533\u8bf7 RM 500,000 \u7684\u623f\u5c4b\u8d37\u6b3e\u3001\u8fdb\u884c\u6c47\u7387\u5151\u6362\u7b49\u3002\u4e2a\u4eba\u8ba4\u4e3a\uff0c\u5982\u679c\u4e3a\u4e86\u8ffd\u6c42\u5229\u606f\u800c\u5b8c\u6210\u8fd9\u4e9b\u4efb\u52a1\u53ef\u80fd\u53cd\u800c\u4f1a\u5bfc\u81f4\u989d\u5916\u6d88\u8d39\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u53ef\u4ee5\u83b7\u5f97\u66f4\u4f18\u60e0\u7684\u8d37\u6b3e\u5229\u7387\uff0c\u514d\u9664\u4fe1\u7528\u5361\u5e74\u8d39\u8fd8\u514d\u9664\u75be\u75c5\u4fdd\u9669\u7b2c\u4e00\u4e2a\u6708\u7684\u4fdd\u8d39\u8fd8\u662f\u6bd4\u8f83\u4ee4\u4eba\u5fc3\u52a8\u3002<\/p>\n\n\n\n<p>\u7efc\u5408\u6765\u770b\uff0c\u8fd9\u9879\u6d3b\u52a8\u66f4\u9002\u5408\u85aa\u6c34\u81f3\u5c11\u8fbe\u5230 RM 3,000 &#8211; RM 10,000 \u7684\u4eba\u7fa4\uff0c\u7279\u522b\u662f\u5df2\u7ecf\u5c0f\u6709\u8d44\u4ea7\uff0c\u6700\u8fd1\u6709\u8ba1\u5212\u4e70\u623f\uff0c\u6709\u4f59\u94b1\u6295\u8d44\u3001\u4e70\u4fdd\u9669\u7684\u4eba\u7fa4\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"2-am-bank-work-privileges\" style=\"color:#009bff\"><strong>2.AmBank@work Privileges<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\u5229\u606f\uff1a\u89c6\u9009\u62e9\u7684\u50a8\u84c4\u6237\u53e3\u800c\u5b9a<\/p>\n\n\n\n<p>\u6700\u4f4e\u6708\u85aa\uff1a\u65e0<\/p>\n<\/blockquote>\n\n\n\n<p><a href=\"https:\/\/www.ambankgroup.com\/eng\/Business\/PayrollSolutions\/Pages\/Privileges.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">AmBank@work Privileges<\/a> \u6ca1\u6709\u6700\u4f4e\u6708\u85aa\u7684\u8981\u6c42\uff0c\u53ea\u8981\u7528\u6237\u786e\u4fdd\u5b58\u6b3e\u6765\u6e90\u662f\u85aa\u6c34\u5373\u53ef\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"447\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges-1024x447.webp\" alt=\"AmBank@work Privileges \u754c\u9762\" class=\"wp-image-49929\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges-1024x447.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges-300x131.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges-768x335.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges-1536x670.webp 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges-750x327.webp 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges-1140x497.webp 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/AmBank_work-Privileges.webp 1879w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5b83\u6307\u5b9a\u4e862\u79cd\u6237\u53e3\u8f6c\u4e3a\u51fa\u7cae\u6237\u53e3\uff0c\u5206\u522b\u662f TRUE Savers Account \u50a8\u84c4\u6237\u53e3\uff08Savings Account\uff09\u548c TRUE Transact Account \u5f80\u6765\u6237\u53e3\uff08Current Account\uff09\u3002<\/p>\n\n\n\n<p><strong>TRUE Savers Account<\/strong><\/p>\n\n\n\n<p><strong>\u5229\u606f\uff1a<\/strong>\u9ad8\u8fbe 6.50%<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ambank.com.my\/eng\/rates-fees-charges\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u57fa\u7840\u5229\u606f<\/strong><\/a><strong>\uff1a<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5b58\u6b3e\u91d1\u989d<\/strong><\/td><td><strong>\u5229\u606f<\/strong><\/td><\/tr><tr><td>RM 0- RM 5,000<\/td><td>0.25%<\/td><\/tr><tr><td>RM 5,000 \u6216\u4ee5\u4e0a<\/td><td>0.75%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5047\u8bbe\u5c0f\u660e\u7684\u5b58\u6b3e\u5171\u6709 RM 10,000\uff0c\u90a3\u4e48\u4ed69\u6708\u53ef\u4ee5\u83b7\u5f97\u7684\u5229\u606f\u6536\u5165\u662f \uff08RM 10,000 X 0.75% X 30\u5929\uff09\/ 365 \u5929 = RM 6.16<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ambank.com.my\/eng\/TRUE-Saver-Account-i\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u989d\u5916\u5229\u606fBonus Interest:<\/strong><\/a><\/p>\n\n\n\n<ul>\n<li>\u57281\u6b21\u8f6c\u5e10\u4e2d\uff0c\u4e00\u6b21\u6027\u5b58\u6b3e RM 3,000\u53ef\u89e3\u9501 1.15%\u7684\u5229\u606f\u3002\u5047\u8bbe\u5c0f\u660e\u5b8c\u6210\u4e86\u5b58\u5165 RM 3,000 \u7684\u6307\u6807\uff0c\u73b0\u5728\u4ed6\u8d26\u6237\u4e2d\u7684\u6bcf\u6708\u5e73\u5747\u7ed3\u4f59\uff08Monthly Average Balance\uff0cMAB\uff09\u5171\u6709 RM 10,000\uff0c\u90a3\u4e48\u4ed6\u8fd9\u4e2a\u6708\u7ea6\u53ef\u83b7\u5f97 (RM10,000 x 1.15% x 30 \u5929) \/ 365 \u5929 = RM9.45 \u7684\u5229\u606f\u3002<\/li>\n\n\n\n<li>\u901a\u8fc7 AmOnline\/AmBank Debit Card\/Credit Card\/-i\/DuitNow QR Payment \u6bcf\u6708\u6d88\u8d393\u6b21\u5728\u8d26\u5355\u3001\u8d2d\u7269\u6216\u7535\u5b50\u94b1\u5305\u5145\u503c\uff0c\u6700\u4f4e\u7d2f\u6b21\u6d88\u8d39 RM 1,000\uff1b\u6216\u6bcf\u6708\u901a\u8fc7\u6b64\u6237\u53e3\u507f\u8fd8\u4efb\u610f\u91d1\u989d\u7684AmBank\/AmBank Islamic \u623f\u5c4b\u8d37\u6b3e\u5176\u4ed6\u8d37\u6b3e\u5373\u53ef\u89e3\u9501 0.60%\u7684\u5229\u606f\u3002\u5047\u8bbe\u5c0f\u660e\u5b8c\u6210\u4e86\u8fd9\u9879\u4efb\u52a1\uff0c\u90a3\u4e48\u6839\u636e MAB RM10,000\uff0c\u4ed6\u53ef\u4ee5\u83b7\u5f97 RM10,000 x 0.60% x 30 \u5929) \/ 365 \u5929 = RM 4.93 \u7684\u5229\u606f\u3002<\/li>\n\n\n\n<li>\u6295\u8d44 RM 5,000 \u5728\u6307\u5b9a\u7684\u4fe1\u6258\u57fa\u91d1\uff08\u9700\u652f\u4ed82%\u7684\u9500\u552e\u8d39\uff09\u6216\u8d2d\u4e70\u5e74\u8d39\u6700\u5c11 RM 2,400 \u7684\u4fdd\u9669\u53ef\u89e3\u95012%\u7684\u5229\u606f\u3002\u540c\u4e0a\uff0c\u5c0f\u660e\u5b8c\u6210\u4e86\u6b64\u9879\u4efb\u52a1\u5e76\u62e5\u6709 RM 10,000 \u7684 MAB \uff0c\u53ef\u83b7\u5f97 (RM10,000 x 2.00% x 30 \u5929) \/ 365 \u5929 = RM 16.44 \u7684\u5229\u606f\u3002<\/li>\n\n\n\n<li>\u6295\u8d44 RM 10,000 \u5728\u6307\u5b9a\u7684\u4fe1\u6258\u57fa\u91d1\uff08\u9700\u652f\u4ed82%\u7684\u9500\u552e\u8d39\uff09\u6216\u8d2d\u4e70\u5e74\u8d39\u6700\u5c11 RM 3,600 \u7684\u4fdd\u9669\u53ef\u89e3\u95014%\u7684\u5229\u606f\u3002\u5c0f\u660e\u5b8c\u6210\u4e86\u6b64\u9879\u4efb\u52a1\u5e76\u62e5\u6709 RM 10,000 \u7684 MAB \uff0c\u53ef\u83b7\u5f97 (RM10,000 x 4.00% x 30 \u5929) \/ 365 \u5929 = RM 32.87 \u7684\u5229\u606f\u3002<\/li>\n\n\n\n<li>\u90a3\u4e48\uff0c\u5f53\u5c0f\u660e\u5b8c\u6210\u4ee5\u4e0a\u6240\u6709\u4efb\u52a1\u65f6\uff0c\u4ed6\u4e00\u4e2a\u6708\u53ef\u4ee5\u83b7\u5f97\u7ea6 RM 36.98\uff08\u6295\u8d44 RM 5,000 \u5728\u4fe1\u6258\u57fa\u91d1\uff09\u6216 RM 53.41\uff08\u6295\u8d44 RM 10,000 \u5728\u4fe1\u6258\u57fa\u91d1\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>TRUE Transact Account<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>\u5229\u606f\uff1a<\/strong><a href=\"https:\/\/www.ambank.com.my\/eng\/rates-fees-charges\" target=\"_blank\" rel=\"noreferrer noopener\">0.05%<\/a><\/li>\n<\/ul>\n\n\n\n<p>\u5047\u8bbe\u5c0f\u660e\u7684\u5b58\u6b3e\u5171\u6709 RM 10,000\uff0c\u90a3\u4e48\u4ed69\u6708\u53ef\u4ee5\u83b7\u5f97\u7684\u5229\u606f\u6536\u5165\u662f \uff08RM 10,000 X 0.05% X 30\u5929\uff09\/ 365 \u5929 = RM 0.41<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5f00\u6237\u6761\u4ef6-1\"><strong>\u5f00\u6237\u6761\u4ef6<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li>\u5f00\u653e\u7ed9\u6240\u6709\u73b0\u6709\u5ba2\u6237\u4ee5\u53ca\u65b0\u7528\u6237<\/li>\n\n\n\n<li>\u9700\u8981\u5230\u9644\u8fd1\u7684\u5206\u884c\u5f00\u6237<\/li>\n\n\n\n<li>\u6ca1\u6709\u6700\u4f4e\u6708\u85aa\u95e8\u69db<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5176\u4ed6\u4f18\u60e0-2\"><strong>\u5176\u4ed6\u4f18\u60e0<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u9664\u4e86\u51fa\u7cae\u6237\u53e3\u672c\u8eab\u63d0\u4f9b\u7684\u5229\u606f\u5916\uff0c\u4f60\u8fd8\u53ef\u4ee5\u83b7\u5f97\u4ee5\u4e0b\u4f18\u60e0\uff1a<\/p>\n\n\n\n<p><strong>\u5b9a\u671f\u5b58\u6b3e<\/strong><\/p>\n\n\n\n<p>\u4eab\u53d7\u4f18\u60e0\u5229\u7387<\/p>\n\n\n\n<p><strong>\u6c7d\u8f66\u4fdd\u9669<\/strong><\/p>\n\n\n\n<ul>\n<li>\u65e0\u8bba\u662f\u65b0\u8f66\u8fd8\u662f\u73b0\u6709\u8f66\u5b50\u7eed\u4fdd\u90fd\u53ef\u4ee5\u5728\u6c7d\u8f66\u4fdd\u9669\u4eab\u53d7\u7279\u522b\u6298\u6263<\/li>\n\n\n\n<li>\u800c\u4e14\u6709\u6743\u9009\u62e9 AmBank \u7684\u767d\u91d1\u7ecf\u9500\u5546\u540d\u5355<\/li>\n<\/ul>\n\n\n\n<p><strong>\u623f\u5c4b\u8d37\u6b3e<\/strong><\/p>\n\n\n\n<ul>\n<li>AmBank HomeLoan \u548c AmBank HomeLink \u623f\u5c4b\u8d37\u6b3e\u53ef\u4ee5\u83b7\u5f97\u4f18\u60e0\u5229\u7387<\/li>\n\n\n\n<li>\u5982\u679c\u901a\u8fc7 AmBank\u7684\u5f8b\u5e08\u548c\u4f30\u4ef7\u5e08\u56e2\u961f\u8fd8\u53ef\u4eab\u53d7\u7279\u522b\u7684\u624b\u7eed\u8d39\u6298\u6263<\/li>\n\n\n\n<li>\u5168\u9762\u7684\u623f\u5c4b\u4fdd\u9669<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4fe1\u7528\u5361<\/strong><\/p>\n\n\n\n<ul>\n<li>\u6bcf\u7b14\u4fe1\u7528\u5361\u4ea4\u6613\u5747\u53ef\u8d5a\u53d6AmBonus\u5956\u52b1\u79ef\u5206<\/li>\n\n\n\n<li>\u65e0\u6761\u4ef6\u514d\u9664\u5e74\u8d39<\/li>\n\n\n\n<li>\u6ee1\u8db3\u6700\u4f4e\u6d88\u8d39\u5373\u53ef\u83b7\u5f97\u73b0\u91d1\u56de\u6263\uff0c\u89c6\u4e4e\u4f60\u4f7f\u7528\u54ea\u5f20\u4fe1\u7528\u5361<\/li>\n<\/ul>\n\n\n\n<p><strong>\u79c1\u4eba\u9000\u4f11\u8ba1\u5212 Private Retirement Scheme\uff0cPRS\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u901a\u8fc7\u81ea\u613f\u50a8\u84c4\u8ba1\u5212\u4e3a\u9000\u4f11\u50a8\u84c4\u63d0\u4f9b\u8865\u5145<\/li>\n\n\n\n<li>PRS\u6295\u8d44\u7684\u9500\u552e\u8d39\u7528\u66f4\u4f4e<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u63a8\u8350\u9605\u8bfb\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/what-is-private-retirement-scheme-prs\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u4ec0\u9ebc\u662fPRS\u79c1\u4eba\u9000\u4f11\u8a08\u756b? \u548cEPF\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1fPRS\u503c\u5f97\u6295\u8cc7\u55ce\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u4fe1\u6258\u57fa\u91d1\u6295\u8d44<\/strong><\/p>\n\n\n\n<ul>\n<li>\u6295\u8d44\u7684\u9500\u552e\u8d39\u7528\u66f4\u4f4e<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading has-text-color\" id=\"\u8d39\u7528-3\" style=\"color:#ff008c\"><a href=\"https:\/\/www.ambank.com.my\/eng\/rates-fees-charges#971599e20df97afdb4d6fff623d039c7\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u8d39\u7528<\/strong><\/a><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u6536\u8d39\u9879\u76ee<\/strong><\/td><td><strong>\u8d39\u7528<\/strong><\/td><\/tr><tr><td>\u5e74\u8d39<\/td><td>\u7ec8\u8eab\u514d\u8d39<\/td><\/tr><tr><td>\u5f00\u6237\u6700\u4f4e\u5b58\u6b3e\u8981\u6c42<\/td><td>RM 20<\/td><\/tr><tr><td>\u63d0\u6b3e\/\u8f6c\u8d26\u8d39<\/td><td>\u65e0\u9650\u6b21\u6570\u514d\u8d39<\/td><\/tr><tr><td>\u901a\u8fc7 ATM \u63d0\u6b3e\uff1aAmBank ATM \/ AmBank \u5206\u884c<\/td><td>\u514d\u8d39<\/td><\/tr><tr><td>\u901a\u8fc7 ATM \u63d0\u6b3e\uff1a\u672c\u5730\u94f6\u884c MEPS network<\/td><td>\u6bcf\u6708\u53ef\u5728\u5168\u56fd\u8303\u56f4\u5185\u7684\u4efb\u4f55MEPS\u5171\u4eabATM\u7f51\u7edc\u5185\u514d\u8d39\u63d0\u6b3e8\u6b21\u7b2c9\u6b21\u63d0\u6b3e\u5c06\u5f00\u59cb\u5f81\u6536\u6bcf\u7b14\u63d0\u6b3e RM 1<\/td><\/tr><tr><td>\u901a\u8fc7 ATM \u63d0\u6b3e \u8bbe\u7acb\u5728\u672c\u5730\u7684\u5916\u56fd\u94f6\u884c MEPS network<\/td><td>\u6bcf\u7b14\u63d0\u6b3e RM 4<\/td><\/tr><tr><td>Regional Link-NETS\/Artajasa<\/td><td>\u6bcf\u7b14\u63d0\u6b3e RM 10<\/td><\/tr><tr><td>CIRRUS\/MasterCard network<\/td><td>\u6bcf\u7b14\u63d0\u6b3e RM 10<\/td><\/tr><tr><td>Interbank GIRO (IBG) \u8f6c\u8d26<\/td><td>a) Internet Banking \uff1a\u65e0\u9650\u6b21\u6570\u514d\u8d39b) ATM : \u65e0\u9650\u6b21\u6570\u514d\u8d39c) OTC: RM2.00 \/\u6bcf\u7b14\u8f6c\u8d26<\/td><\/tr><tr><td>Interbank Fund Transfer (IBFT) \u8f6c\u8d26<\/td><td>a) \u901a\u8fc7 ATM\uff1a\u65e0\u9650\u6b21\u6570\u514d\u8d39b) \u901a\u8fc7 Online Banking : \u65e0\u9650\u6b21\u6570\u514d\u8d39<\/td><\/tr><tr><td>Deposit via Cash Deposit Machine (CDM)<\/td><td>\u514d\u8d39<\/td><\/tr><tr><td>\u7535\u5b50\u7248\u6237\u53e3\u6d41\u6c34\u8d26\u5355AmOnline Internet Bankingemail<\/td><td>\u514d\u8d39<\/td><\/tr><tr><td>\u7eb8\u8d28\u7248\u6237\u53e3\u6d41\u6c34\u8d26\u5355<\/td><td>RM 1<\/td><\/tr><tr><td>\u5f00\u62373\u4e2a\u6708\u5185\u5173\u95ed\u8d26\u6237<\/td><td>RM 20<\/td><\/tr><tr><td>\u4f11\u7720\u8d26\u6237\uff08Dormant Account\uff09\u5e74\u8d39<\/td><td>RM 10<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u83b7\u5229\u95e8\u69db-4\"><strong>\u83b7\u5229\u95e8\u69db<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>AmBank@work Privileges \u7684\u597d\u5904\u662f\u6ca1\u6709\u6700\u4f4e\u6708\u85aa\u7684\u8981\u6c42\uff0c\u53ea\u8981\u5f00\u6237\u6700\u4f4e\u5b58\u6b3e RM 20 \u5373\u53ef\u3002\u5982\u679c\u4f60\u60f3\u8981\u83b7\u5f97\u66f4\u9ad8\u7684\u5229\u606f\uff0c\u4f60\u53ef\u4ee5\u9009\u62e9 TRUE Savers Account\uff0c\u4e0d\u8fc7\u9700\u8981\u5b8c\u6210\u8981\u6c42\u624d\u53ef\u4ee5\u89e3\u9501\u5229\u606f\uff0c\u89e3\u9501\u65b9\u5f0f\u4e5f\u6bd4\u8f83\u590d\u6742\u3002\u4f46\u662f\u5982\u679c\u4f60\u4e0d\u5728\u610f\u6237\u53e3\u7684\u5229\u606f\uff0c\u90a3\u4e48\u4f60\u53ef\u4ee5\u9009\u62e9 TRUE Transact Account\uff0c\u540c\u65f6\u8fd8\u53ef\u4ee5\u548c TRUE Savers Account \u4e00\u6837\u4eab\u53d7AmBank@work Privileges\u7684\u8d37\u6b3e\u3001\u5b9a\u671f\u5b58\u6b3e\u3001\u4fe1\u7528\u5361\u7b49\u5176\u4ed6\u4f18\u60e0\u3002\u603b\u4f53\u6765\u8bf4\uff0c\u8fd9\u4e2a\u6d3b\u52a8\u8fd8\u662f\u6bd4\u8f83\u9002\u5408\u5c0f\u8d44\u65cf\u7684\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"3-rhb-joy-work\" style=\"color:#009bff\"><strong>3.RHB Joy@Work<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><strong>\u5e74\u5229\u606f\uff1a<\/strong>3.35%<\/p>\n\n\n\n<p><strong>\u6700\u4f4e\u6708\u85aa\uff1a<\/strong><\/p>\n\n\n\n<p>RM 2,500\uff08\u79c1\u4eba\u4f01\u4e1a\u5458\u5de5\uff09<\/p>\n\n\n\n<p>RM 2,000\uff08\u516c\u52a1\u5458\uff09<\/p>\n<\/blockquote>\n\n\n\n<p><a href=\"https:\/\/www.rhbgroup.com\/personal\/deposits\/joy-at-work\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">RHB Joy@Work<\/a> \u63d0\u4f9b\u4e86\u9ad8\u8fbe 3.35% \u7684\u5229\u606f\uff0c\u4e0d\u8fc7\u8fd9\u9879\u4f18\u60e0\u622a\u81f3<strong>2023\u5e7412\u670831\u65e5<\/strong>\u3002\u4e5f\u5c31\u662f\u8bf4\uff0c\u5982\u679c\u6211\u4eec\u7684\u6237\u53e3\u6709 RM 10,000 \u7684\u5b58\u6b3e\uff0c\u90a3\u4e48\u6bcf\u4e2a\u6708\u6211\u4eec\u5927\u7ea6\u80fd\u83b7\u5f97\uff08RM 10,000 X 3.35% X 30\u5929\uff09\/ 365 \u5929 = RM 27.53\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"368\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/RHB-Joy_Work-1024x368.webp\" alt=\"RHB Joy@Work \u754c\u9762\" class=\"wp-image-49932\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/RHB-Joy_Work-1024x368.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/RHB-Joy_Work-300x108.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/RHB-Joy_Work-768x276.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/RHB-Joy_Work-750x269.webp 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/RHB-Joy_Work-1140x409.webp 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/RHB-Joy_Work.webp 1446w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5f00\u6237\u6761\u4ef6-5\"><strong>\u5f00\u6237\u6761\u4ef6<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8fd9\u9879\u6d3b\u52a8\u5f00\u653e\u7ed9\u6240\u6709\u73b0\u6709\u5ba2\u6237\u4ee5\u53ca\u65b0\u7528\u6237\u3002<\/p>\n\n\n\n<p>\u60f3\u8981\u53c2\u4e0e\u8fd9\u9879\u6d3b\u52a8\uff0c\u4f60\u9700\u8981\uff1a<\/p>\n\n\n\n<ul>\n<li>\u5f00\u8bbe RHB Bank \u7684\u4efb\u610f\u50a8\u84c4\u6237\u53e3\uff08Savings Account\uff09\u6216\u6765\u5f80\u6237\u53e3\uff08Current Account\uff09\u3002\u5982\u679c\u5df2\u7ecf\u6709 RHB Bank \u7684\u50a8\u84c4\u6237\u53e3\uff0c\u4f60\u9700\u8981\u5c06\u5176\u8f6c\u6362\u4e3a Salary Account\u3002<\/li>\n\n\n\n<li>\u53c2\u4e0e <a href=\"https:\/\/www.rhbgroup.com\/myreflex\/premium\/introduction\/overview\/index.html#:~:text=Reflex%20Cash%20Management%20is%20an,Online%20Banking%20Security\" target=\"_blank\" rel=\"noreferrer noopener\">RHB REFLEX Cash Management<\/a><\/li>\n\n\n\n<li>\u79c1\u4eba\u4f01\u4e1a\u5458\u5de5\u9700\u6bcf\u6708\u5b58\u5165\u81f3\u5c11 RM 2,500 \u7684\u85aa\u6c34<\/li>\n\n\n\n<li>\u516c\u52a1\u5458\u9700\u6bcf\u6708\u5b58\u5165\u81f3\u5c11 RM 2,000 \u7684\u85aa\u6c34<\/li>\n\n\n\n<li>\u4f60\u53ef\u4ee5\u9009\u62e9\u4eb2\u4e34\u9644\u8fd1\u7684 RHB \u5206\u884c\u6216\u9009\u62e9\u4e0a\u7f51\u5f00\u6237<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u4f18\u60e0\"><strong>\u4f18\u60e0<\/strong><br><\/h4>\n\n\n\n<p>\u9664\u4e86\u6309\u7167\u3010\u5f00\u6237\u6761\u4ef6\u3011\u7684\u8981\u6c42\u4ee5\u4eab\u53d73.35%\u7684\u5229\u606f\uff0c\u6211\u4eec\u4e0d\u9700\u8981\u5728\u8fdb\u884c\u5176\u4ed6\u4e8b\u9879\u5c31\u80fd\u4eab\u53d7\u4ee5\u4e0b\u4f18\u60e0\uff1a<\/p>\n\n\n\n<p><strong>\u50a8\u84c4\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u901a\u8fc7 Multi Currency Account\/-i \u4eab\u53d7\u72ec\u5bb6\u4f18\u60e0\u7684\u5151\u6362\u7387<\/li>\n\n\n\n<li>\u514d\u9664 Multi Currency Account VISA Debit Card \u7684\u5e74\u8d39\uff0c\u524d\u63d0\u662f\u81f3\u5c111\u5e74\u5185\u4f7f\u7528\u8be5\u5361\u8fdb\u884c6\u6b21\u4ea4\u6613<\/li>\n\n\n\n<li>\u5728\u6301\u6709\u8d26\u6237\u76841-12\u4e2a\u6708\u5185\u53ef\u83b7\u5f97\u6bd4 RHB Bank <a href=\"https:\/\/www.iproperty.com.my\/guides\/latest-base-rate-blr-effective-lending-rates-banks-malaysia-faq-26047\" target=\"_blank\" rel=\"noreferrer noopener\">\u57fa\u51c6\u5229\u7387\uff08board rate\uff09<\/a>\u9ad8\u51fa0.10%\u7684\u56de\u62a5\u3002<\/li>\n\n\n\n<li>RHB Junior Savings Account\/RHB Children Account-i \u53ef\u83b7\u5f97\u4e0e1\u4e2a\u6708\u7684\u5b9a\u671f\u5b58\u6b3e\u76f8\u5ab2\u7f8e\u7684\u5229\u606f<\/li>\n<\/ul>\n\n\n\n<p><strong>\u6295\u8d44\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u6bcf\u6708\u6700\u4f4e\u85aa\u8d44\u8fbe\u5230 RM 20,000 \u7684\u7528\u6237\uff0c\u53ef\u4ee5\u4eab\u53d7 RHB \u7684\u5c0a\u8d35\u5ba2\u6237\u7279\u6743\uff08Premier Priviliges\uff09<\/li>\n\n\n\n<li>\u83b7\u5f97\u4e13\u5c5e\u7684\u8d22\u5bcc\u7ba1\u7406\u89e3\u51b3\u65b9\u6848<\/li>\n\n\n\n<li>\u4eab\u53d7\u79c1\u4eba\u9000\u4f11\u8ba1\u5212\uff08PRS\uff09\u548c\u5355\u4f4d\u4fe1\u6258\u7b49\u7279\u522b\u4f18\u60e0<\/li>\n\n\n\n<li>\u83b7\u5f97\u9057\u5631\u64b0\u5199\u3001\u4eba\u5bff\u4fdd\u9669\u7b49\u9879\u76ee\u7684\u6298\u6263<\/li>\n<\/ul>\n\n\n\n<p><strong>\u8d37\u6b3e\u4f18\u60e0\uff1a<\/strong>&nbsp;<\/p>\n\n\n\n<ul>\n<li>\u5bf9\u4e8e\u7b2c\u4e00\u7533\u8bf7 RHB \u4fe1\u7528\u7684\u65b0\u7528\u6237\uff0c\u6301\u5361\u4eba\u5728\u4f7f\u7528RHB CashXcess\u670d\u52a1\u65f6\uff0c\u53ef\u4eab\u6709\u96f6\u5229\u606f\/\u5b9e\u9645\u7ba1\u7406\u8d39\u7528\u3002\u4f18\u60e0\u6709\u6548\u671f\u4ece2023\u5e747\u67081\u65e5\u81f32023\u5e7412\u670831\u65e5\u3002<\/li>\n\n\n\n<li>\u5728\u4fe1\u7528\u5361\u6279\u51c6\u540e\u7684\u524d\u4e94\u5e74\uff0c\u4fe1\u7528\u5361\u4f59\u989d\u7684\u5229\u7387\/\u5b9e\u9645\u7ba1\u7406\u8d39\u7528\u4f4e\u81f313.50%\u6bcf\u5e74\u3002<\/li>\n\n\n\n<li>\u4e2a\u4eba\u8d37\u6b3e\u548c\u6c7d\u8f66\u8d37\u6b3e\u4eab\u6709\u4f18\u60e0\u5229\u7387<\/li>\n<\/ul>\n\n\n\n<p><strong>\u5176\u4ed6\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u5bf9\u4e8e RHB Visa Infinite \u4fe1\u7528\u5361\u3001RHB Visa Signature \u4fe1\u7528\u5361\u548cRHB World MasterCard\u4fe1\u7528\u5361\uff0c\u5c06\u5728\u99963\u5e74\u5185\u8c41\u514d\u5e74\u8d39\u3002\u800c\u5176\u4ed6\u4fe1\u7528\u5361\u5219\u9700\u5728\u4e00\u5e74\u5185\u8fdb\u884c\u81f3\u5c11\u5237\u536112\u6b21\u5237\u5361\u624d\u80fd\u514d\u5e74\u8d39\u3002\u81f3\u4e8e Debit Card\uff0c\u5219\u9700\u4e00\u5e74\u5185\u4f7f\u7528 Debit Card\u4ea4\u6613\u81f3\u5c116\u6b21\u624d\u80fd\u514d\u5e74\u8d39\u3002<\/li>\n\n\n\n<li>\u5728\u7ebf\u5f00\u6237\uff0c\u52a0\u5feb\u5904\u7406\u901f\u5ea6<\/li>\n\n\n\n<li>\u53c2\u4e0e\u6b64\u8ba1\u5212\u8005\uff0c\u5982\u679c\u5411\u94f6\u884c\u63d0\u4ea4\u5176\u4ed6\u4efb\u4f55\u7533\u8bf7\uff0c\u94f6\u884c\u627f\u8bfa\u4f1a\u4f18\u5148\u5904\u7406\u548c\u6279\u51c6<\/li>\n\n\n\n<li>\u63d0\u4f9b1,800\u591a\u4e2a\u81ea\u52a9\u670d\u52a1\u7ec8\u7aef\uff08self-service terminals\uff09\u7684\u5168\u5929\u5019\u5728\u7ebf\u94f6\u884c\u670d\u52a1\uff08Online banking services\uff09<\/li>\n\n\n\n<li>\u63d0\u4f9b\u4e00\u822c\u4fdd\u9669\uff08General Insurance\uff09\u4fdd\u62a4<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u8d39\u7528-6\"><strong>\u8d39\u7528<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5f00\u6237\u6700\u4f4e\u5b58\u6b3e\uff1a\u53c2\u52a0\u8fd9\u4e00\u6d3b\u52a8\u7684\u50a8\u84c4\u6237\u53e3\uff0c\u5f00\u6237\u6700\u4f4e\u5b58\u6b3e\u4e00\u5f8b\u662f RM 0\u3002<\/p>\n\n\n\n<p>\u7531\u4e8e RHB Joy@Work \u5141\u8bb8\u65d7\u4e0b\u4efb\u4f55\u4e00\u4e2a\u50a8\u84c4\u6237\u53e3\u53c2\u4e0e\uff0c\u56e0\u6b64\uff0c\u6bcf\u4e2a\u6237\u53e3\u3001\u6bcf\u5f20 Debit Card\u3001\u4fe1\u7528\u5361\u7684\u8d39\u7528\u7ed3\u6784\u90fd\u6709\u6240\u4e0d\u540c\uff0c\u6055\u6211\u4eec\u4e0d\u80fd\u4e00\u4e00\u5c3d\u8ff0\u3002\u4f46\u662f\uff0c\u4f60\u53ef\u4ee5\u6839\u636e\u4f60\u7684\u4e2a\u4eba\u60c5\u51b5\uff0c\u70b9\u51fb<a href=\"https:\/\/www.rhbgroup.com\/others\/service-charges\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u8fd9\u91cc<\/a>\u67e5\u770b\u76f8\u5e94\u7684\u8d39\u7528\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u83b7\u5229\u95e8\u69db-7\"><strong>\u83b7\u5229\u95e8\u69db<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>RHB Joy@Work \u7684\u5f00\u6237\u95e8\u69db\u76f8\u5bf9\u8f83\u4f4e\uff0c\u5373\u4f7f\u6211\u4eec\u662f\u5c0f\u8d44\u65cf\u4e5f\u80fd\u591f\u53c2\u4e0e\u5176\u4e2d\u4eab\u53d7\u4e0e\u5b9a\u5b58\u5ab2\u7f8e\u7684\u5229\u606f\u3002\u800c\u4e14\u4eab\u53d7\u5229\u606f\u4f18\u60e0\u7684\u65b9\u5f0f\u4e5f\u5f88\u7b80\u5355\uff0c\u53ea\u9700\u8981\u6309\u65f6\u5b58\u5165\u6240\u89c4\u5b9a\u7684\u85aa\u6c34\u5373\u53ef\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u60f3\u8981\u4eab\u53d7\u6295\u8d44\u4f18\u60e0\u5c31\u9700\u8981\u6bd4\u8f83\u9ad8\u7684\u85aa\u6c34\u4e86\u3002\u5982\u679c\u60f3\u8981\u4eab\u53d7\u5176\u4ed6\u4f18\u60e0\u5219\u9700\u8981\u6309\u7167\u89c4\u5b9a\u7684\u5237\u5361\u7684\u6b21\u6570\u4ee5\u83b7\u53d6\u514d\u5e74\u8d39\u4f18\u60e0\u7b49\u3002<\/p>\n\n\n\n<p>\u603b\u4f53\u6765\u8bf4\uff0cRHB Joy@Work \u7684\u64cd\u4f5c\u76f8\u5bf9\u6765\u8bf4\u6bd4\u8f83\u7b80\u5355\u6613\u61c2\uff0c\u9002\u5408\u5c0f\u8d44\u65cf\u3001\u6709\u548c\u5916\u56fd\u751f\u610f\/\u670b\u53cb\u5f80\u6765\u7684\u4ee5\u53ca\u6700\u8fd1\u6709\u8003\u8651\u8d37\u6b3e\u3001\u7533\u8bf7\u4fe1\u7528\u5361\u7684\u4eba\u7fa4\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"4-cimb-work\" style=\"color:#009bff\"><strong>4.CIMB@Work&nbsp;<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\u5229\u606f\uff1a\u89c6\u9009\u62e9\u7684\u50a8\u84c4\u6237\u53e3\u800c\u5b9a<\/p>\n\n\n\n<p>\u6700\u4f4e\u6708\u85aa\uff1aRM1,000<\/p>\n<\/blockquote>\n\n\n\n<p><a href=\"https:\/\/www.cimb.com.my\/en\/personal\/day-to-day-banking\/cimb-work.html\" target=\"_blank\" rel=\"noreferrer noopener\">CIMB@Work<\/a> \u548c\u5176\u4ed6\u51fa\u7cae\u6237\u53e3\u4e0d\u540c\uff0c\u6237\u53e3\u7684\u5229\u606f\u5927\u6982\u4ecb\u4e8e <a href=\"https:\/\/www.cimb.com.my\/en\/personal\/help-support\/rates-charges\/interest-rates-charges\/interest-rates\/savings-accounts.html\" target=\"_blank\" rel=\"noreferrer noopener\">0.05% &#8211; 1%<\/a>\u3002\u4ee5\u4e0b\u4e3a\u5176\u5f00\u6237\u6761\u4ef6\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"867\" height=\"438\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/CIMB_Work.webp\" alt=\"CIMB@Work\u754c\u9762\" class=\"wp-image-49934\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/CIMB_Work.webp 867w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/CIMB_Work-300x152.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/CIMB_Work-768x388.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/CIMB_Work-750x379.webp 750w\" sizes=\"(max-width: 867px) 100vw, 867px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5f00\u6237\u6761\u4ef6-8\"><strong>\u5f00\u6237\u6761\u4ef6<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li>\u5f00\u653e\u7ed9\u6240\u6709\u73b0\u6709\u5ba2\u6237\u4ee5\u53ca\u65b0\u7528\u6237<\/li>\n\n\n\n<li>\u53ef\u4ee5\u9009\u62e9\u5230\u9644\u8fd1\u7684\u5206\u884c\u5f00\u6237\u6216\u4e0a\u7f51\u5f00\u6237\u3002<\/li>\n\n\n\n<li>\u5982\u679c\u662f\u7ebf\u4e0b\u5f00\u6237\uff0c\u4f60\u53ef\u4ee5\u5f00\u8bbe CIMB Bank \u7684\u4efb\u610f\u50a8\u84c4\u6237\u53e3\uff08Savings Account\uff09\u6216\u6765\u5f80\u6237\u53e3\uff08Current Account\uff09\u3002\u5982\u679c\u4f60\u9009\u62e9\u4e0a\u7f51\u5f00\u6237\uff0c\u90a3\u4e48\u5c31\u53ea\u80fd\u9009\u62e9 EcoSave Savings Account-i \u6216 OctoSavers Savings Account-i<\/li>\n\n\n\n<li>\u6700\u5c11\u5b58\u5165 RM 1,000 \u7684\u85aa\u6c34<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u4f18\u60e0-9\"><strong>\u4f18\u60e0<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u73b0\u91d1\u5956\u52b1\uff1a<\/strong><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u57282023\u5e749\u670830\u65e5\u524d\u52a0\u5165 CIMB@Work \u6d3b\u52a8\uff0c\u5e76\u8fde\u7eed3\u4e2a\u6708\u5b58\u5165\u85aa\u6c34\uff0c\u6839\u636e\u85aa\u8d44\u7b49\u7ea7\uff0c\u4f60\u53ef\u4ee5\u83b7\u5f97\u4ee5\u4e0b<a href=\"https:\/\/www.cimb.com.my\/en\/personal\/promotions\/latest-promotions\/cimb-at-work-employee-salary-switch-campaign.html\" target=\"_blank\" rel=\"noopener\">\u5956\u52b1<\/a>\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u85aa\u6c34<\/strong><\/td><td><strong>\u73b0\u91d1\u5956\u52b1<\/strong><\/td><\/tr><tr><td>RM 3,000 &#8211; RM9,999.99<\/td><td>RM 38<\/td><\/tr><tr><td>RM 10,000 &#8211; RM 14999.99<\/td><td>RM 118<\/td><\/tr><tr><td>RM 15,000 \u53ca\u4ee5\u4e0a<\/td><td>RM 168<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u63a5\u4e0b\u6765\u7684\u4f18\u60e0\u5219\u622a\u6b62\u81f32023\u5e7412\u670831\u65e5\u3002<\/p>\n\n\n\n<p><strong>\u8d37\u6b3e\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u5728\u4e2a\u4eba\u8d37\u6b3e\u548c\u623f\u5c4b\u8d37\u6b3e\u7533\u8bf7\u4e0a\u4eab\u53d7\u5feb\u901f\u6279\u51c6<\/li>\n\n\n\n<li>\u5728\u8d2d\u4e70\u4e86<a href=\"https:\/\/valueinmind.co\/zh\/costs-of-buying-a-house-in-malaysia\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mortgage Reducing Term Assurance \u6216 Mortgage Reducing Term Takafu<\/a>l \u7684\u524d\u63d0\u4e0b\uff0c\u4ee5\u4e0b\u623f\u5c4b\u8d37\u6b3e\u53ef\u4eab\u6709\u4f18\u60e0\u5229\u7387\uff0c\u5373\u4ece\u6807\u51c6\u57fa\u51c6\u5229\u7387\uff08SBR\uff09+ 1.10% \u6bcf\u5e74\u81f3 SBR + 1.50% \u6bcf\u5e74\uff0c\u6700\u4f4e\u8d37\u6b3e\u91d1\u989d\u4e3a RM 350,000\u3002\u4f18\u60e0\u5229\u7387\u5c06\u968f\u7740\u6807\u51c6\u57fa\u51c6\u5229\u7387\u7684\u53d8\u5316\u800c\u53d8\u52a8\u3002\uff1a\n<ul>\n<li>CIMB\u2019s Term Loan<\/li>\n\n\n\n<li>CIMB\u2019s Home Flexi Smart<\/li>\n\n\n\n<li>CIMB\u2019s Home Flexi<\/li>\n\n\n\n<li>CIMB\u2019s Home Flexi Smart-i<\/li>\n\n\n\n<li>CIMB\u2019s Flexi Home Financing -i<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4fe1\u7528\u5361\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u5bf9\u4e8e CIMB Visa Infinite\u3001CIMB World MasterCard\u3001World Travel MasterCard \u4ee5\u53ca CIMB PETRONAS Visa Infinite-i \u4fe1\u7528\u5361\uff0c\u6700\u4f4e\u5e74\u6536\u5165\u4ece RM 90,000 &#8211; 120,000 \u964d\u81f3 RM 60,000\u3002<\/li>\n\n\n\n<li>\u5982\u679c\u4f60\u662f\u6708\u85aa RM 15,000 \u4ee5\u4e0a\u7684\u5916\u7c4d\u4eba\u58eb\uff0c\u5e76\u4e14\u8fde\u7eed3\u4e2a\u6708\u5185\u628a\u85aa\u6c34\u5b58\u5230 CIMB \u7684\u8d26\u6237\u4e2d\uff0c\u5c06\u6709\u8d44\u683c\u7533\u8bf7\u4efb\u4f55 CIMB \u4fe1\u7528\u5361\uff0c\u65e0\u9700\u63d0\u4f9b\u4efb\u4f55\u5b9a\u671f\u5b58\u6b3e\uff08FD\uff09\/\u5b9a\u671f\u6536\u5165\u8d26\u6237-i\uff08FRIA-i\uff09\u548c\u6536\u5165\u6587\u4ef6\u8bc1\u660e\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>Debit Card \u7b2c\u4e00\u5e74\u514d\u5e74\u8d39\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u4ec5\u5f00\u653e\u7ed9<strong>\u6ca1\u6709 CIMB \u50a8\u84c4\u8d26\u6237\u4ee5\u53ca\u5f80\u6765\u8d26\u6237<\/strong>\u7684\u73b0\u6709\u5ba2\u6237\u548c\u65b0\u7528\u6237<\/li>\n\n\n\n<li>\u7528\u6237\u9700\u8981\u5728\u5f00\u6237\u76842\u4e2a\u6708\u5185\u8fde\u7eed\u5b58\u5165 RM 1,000 \u7684\u85aa\u6c34<\/li>\n\n\n\n<li>\u53ea\u6709\u7533\u8bf7\u4ee5\u4e0b\u6237\u53e3\u624d\u80fd\u514d\u9664 CIMB Debit Mastercard RM15 \u548c PETRONAS Debit Mastercard RM 18 \u7b2c\u4e00\u5e74\u7684\u5e74\u8d39\uff1a\n<ul>\n<li>EcoSave Savings Account-i<\/li>\n\n\n\n<li>AirAsia Savers Account<\/li>\n\n\n\n<li>Regular Savings Account<\/li>\n\n\n\n<li>Savings Account-i Plus<\/li>\n\n\n\n<li>Prime Account<\/li>\n\n\n\n<li>Current Account-i<\/li>\n\n\n\n<li>DURIAN-i<\/li>\n\n\n\n<li>PETRONAS Savers Account<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u5b9a\u671f\u5b58\u6b3e\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>CIMB@Work \u5ba2\u6237\u5c06\u6709\u8d44\u683c\u4eab\u53d7\u6bd4\u57fa\u51c6\u5229\u7387\u9ad8\u8fbe20\u4e2a\u57fa\u70b9\uff08BPs\uff09\u7684\u5b9a\u671f\u5b58\u6b3e\u5229\u7387\uff08Fixed Deposit\uff0cFD\uff09\u548c\u56fa\u5b9a\u56de\u62a5\u6536\u5165\u8d26\u6237-i\uff08Fixed Return Income Account-i\uff0cFRIA-i\uff09\u3002<\/li>\n\n\n\n<li>\u6b64\u4f18\u60e0\u4e0d\u80fd\u4e0eFD\/FRIA-i\u7684\u4efb\u4f55\u5176\u4ed6\u4fc3\u9500\u5229\u7387\u540c\u65f6\u4f7f\u7528\u3002<\/li>\n\n\n\n<li>CIMB@Work \u5ba2\u6237\u9700\u8981\u9009\u62e9FD\/FRIA-i \u7684\u9501\u5b9a\u671f\u9650\uff0cFD\/FRIA-i\u5229\u7387\u9002\u7528\u4e8e\u6700\u957f12\u4e2a\u6708\u7684\u671f\u9650\u3002<\/li>\n\n\n\n<li>\u4f18\u60e0\u5229\u7387\u4ec5\u9002\u7528\u4e8e\u4e00\u4e2a\u5468\u671f\uff0c\u5e76\u5c06\u5728\u4e0b\u4e00\u4e2a\u5468\u671f\u81ea\u52a8\u6062\u590d\u4e3a\u57fa\u51c6\u5229\u7387\u3002<\/li>\n\n\n\n<li>\u4f18\u60e0\u5229\u7387\u5c06\u968f\u7740\u57fa\u51c6\u5229\u7387\u7684\u53d8\u5316\u800c\u8c03\u6574\u3002<\/li>\n\n\n\n<li>\u4f18\u60e0\u5229\u7387\u9002\u7528\u4e8e\u65b0\u8d44\u91d1\uff08Fresh Funds\uff09\u548c\u73b0\u6709\u8d44\u91d1\u3002\u65b0\u8d44\u91d1\u6307\u7684\u662f\u4e0d\u5728CIMB\u5185\u90e8\u7684\u8d44\u91d1\uff0c\u73b0\u6709\u8d44\u91d1\u6307\u7684\u662f\u73b0\u6709FD\/FRIA-i\u5408\u7ea6\u7684\u7eed\u7ea6\u6216\u5c06\u73b0\u6709\u8d44\u91d1\u653e\u7f6e\u4e8eCIMB\u5185\u7684FD\/FRIA-i\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u63a8\u8350\u9605\u8bfb\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u99ac\u4f86\u897f\u4e9e2023\u5e749\u6708\u54ea\u4e2a\u94f6\u884c\u5b9a\u671f\u5b58\u6b3eFD\u5229\u7387\u9ad8\uff1f\u5168\u7db2\u6700\u51689\u6708\u5b9a\u671f\u5b58\u6b3e\u512a\u60e0<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u900f\u652f\u8bbe\u65bd\uff08Overdraft Facilities\uff09\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u5982\u679c\u4f60\u5728\u4f18\u60e0\u671f\u9650\u5185\u4f7f\u7528FD\/FRIA-i \u8fdb\u884c\u900f\u652f\u8bbe\u65bd\u7684\u62c5\u4fdd\uff0c\u90a3\u4e48CIMB@Work \u5ba2\u6237\u5c06\u4eab\u53d7SBR + 1.85%\u7684\u5229\u7387\u3002<\/li>\n\n\n\n<li>\u65b0\u7533\u8bf7\u7684\u900f\u652f\u8bbe\u65bd\u4e2d\u672a\u542f\u7528\u7684\u90e8\u5206\uff08RM 250,000\uff09\uff0c\u53ef\u4ee5\u8c41\u514d1%\u7684\u627f\u8bfa\u8d39\uff08Commitment Fee\uff09\u7684\u8c41\u514d<\/li>\n<\/ul>\n\n\n\n<p><strong>\u6c47\u7387\u53ca\u7535\u6c47\u4f18\u60e0\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u7528\u6237\u53ef\u4ee5\u5728\u5168\u56fd\u7684\u6240\u6709 CIMB Bank Currency Exchange (\u201cCCE\u201d) outlets \u4eab\u53d7\u6c47\u7387\u5151\u6362\u4f18\u60e0\u3002\u4f18\u60e0\u4e0d\u9002\u7528\u4e8e CIMB \u5206\u884c\u6216\u7ebf\u4e0a\u5e73\u53f0\u3002<\/li>\n\n\n\n<li>\u53ea\u8981\u5728 CIMB \u5206\u884c\u8fdb\u884c\u4e0d\u5c11\u4e8e RM 250 \u7684\u7535\u6c47\uff08Foreign Telegraphic Transfer\uff09\u5c31\u53ef\u4ee5\u4eab\u6709\u4f18\u60e0\u5229\u7387<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4eab\u53d7\u5c0a\u8d35\u7528\u6237\u7279\u6743\uff1a<\/strong><\/p>\n\n\n\n<ul>\n<li>\u5728\u5f00\u6237\u7b2c\u4e00\u5e74\uff0c\u7528\u6237\u9700\u4fdd\u8bc1\u6700\u5c11 RM150,000 \u8d44\u4ea7\u7ba1\u7406\uff08AUM\uff09\u6c34\u5e73\u6765\u4eab\u53d7CIMB\u4f18\u5148\u5730\u4f4d\u3002\u4ece\u7b2c\u4e8c\u5e74\u5f00\u59cb\uff0cAUM\u4f59\u989d\u9700\u4fdd\u6301\u5728 RM250,000 \u7684\u5b58\u6b3e\u3001\u6295\u8d44\u6216\u5728CIMB\u94f6\u884c\u6216CIMB\u4f0a\u65af\u5170\u94f6\u884c\u6301\u6709\u4eba\u5bff\u4fdd\u9669\u3002<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u8d39\u7528-10\"><strong>\u8d39\u7528<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u7531\u4e8e\u6bcf\u4e2a\u50a8\u84c4\u6237\u53e3\u7684\u5f00\u6237\u6700\u4f4e\u5b58\u6b3e\u4ee5\u53ca\u4e00\u5e94\u8d39\u7528\u7684\u7ed3\u6784\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u70b9\u51fb<a href=\"https:\/\/www.cimb.com.my\/en\/personal\/help-support\/rates-charges\/profit-rates-charges\/fees-and-charges\/saving-accounts-i.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u8fd9\u91cc<\/a>\u6765\u67e5\u770b\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u83b7\u5229\u95e8\u69db-11\"><strong>\u83b7\u5229\u95e8\u69db<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>CIMB@Work \u7684\u5f00\u6237\u95e8\u69db\u8f83\u4f4e\uff0c\u4eab\u53d7\u4f18\u60e0\u7684\u65b9\u5f0f\u4e5f\u8f83\u4e3a\u7b80\u5355\uff08\u524d\u63d0\u662f\u7b26\u5408\u6761\u89c4\uff09\u3002\u4e0d\u8fc7\uff0c\u5229\u606f\u5c31\u8981\u89c6\u4f60\u6240\u9009\u62e9\u7684\u50a8\u84c4\u6237\u53e3\u3002<\/p>\n\n\n\n<p>\u603b\u4f53\u6765\u770b\uff0c\u8fd9\u4e2a\u8d26\u6237\u8fd8\u662f\u6bd4\u8f83\u9002\u5408\u5c0f\u8d44\u65cf\u6216\u8005\u6700\u8fd1\u6709\u5728\u51c6\u5907\u4e70\u623f\u6216\u7533\u8bf7\u4fe1\u7528\u5361\u3001\u60f3\u8981\u5b58\u94b1\u5728\u5b9a\u671f\u5b58\u6b3e\u7684\u4eba\u7fa4\u3002\u5982\u679c\u4f60\u6709\u6295\u8d44\u5728\u5916\u56fd\u6216\u6709\u5916\u56fd\u751f\u610f\u5f80\u6765\uff0c\u8fd9\u4e2a\u6237\u53e3\u4e5f\u6bd4\u8f83\u9002\u5408\u4f60\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"5-public-bank-my-salary-savings-account\" style=\"color:#009bff\"><strong>5.Public Bank MySalary Savings Account<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\u5229\u606f\uff1a\u6700\u9ad8 1.51%\uff08\u6839\u636e\u5b58\u6b3e\u91d1\u989d\u800c\u5b9a\uff09<\/p>\n\n\n\n<p>\u6700\u4f4e\u6708\u85aa\uff1a\u65e0<\/p>\n<\/blockquote>\n\n\n\n<p><a href=\"https:\/\/www.pbebank.com\/Personal-Banking\/Banking\/Deposit\/Saving-accounts\/PB-MySalary-Savings-Account.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Public Bank MySalary Savings Account<\/a> \u7684<a href=\"https:\/\/www.pbebank.com\/Personal-Banking\/Rates-Charges\/Deposit-Interest-Rates\/Savings-and-Current-Interest-Rates.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">\u5229\u606f<\/a>\u662f\u6839\u636e\u6211\u4eec\u7684\u5b58\u6b3e\u91d1\u989d\u5212\u5206\u4e3a\u51e0\u4e2a\u7b49\u7ea7\u7684\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"332\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/Public-Bank-MySalary-Savings-Account-1024x332.webp\" alt=\"Public Bank MySalary Savings Account \u754c\u9762\" class=\"wp-image-49936\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/Public-Bank-MySalary-Savings-Account-1024x332.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/Public-Bank-MySalary-Savings-Account-300x97.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/Public-Bank-MySalary-Savings-Account-768x249.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/Public-Bank-MySalary-Savings-Account-750x243.webp 750w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/Public-Bank-MySalary-Savings-Account-1140x370.webp 1140w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/09\/Public-Bank-MySalary-Savings-Account.webp 1474w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6839\u636e\u8fd9\u4e2a\u516c\u5f0f\uff1a\u4f60\u7684\u5b58\u6b3e X \u5229\u606f\uff08%\uff09X 30\u5929 \/ 365\u5929\uff0c\u5c31\u53ef\u4ee5\u7b97\u51fa\u6211\u4eec\u4e00\u4e2a\u6708\u53ef\u4ee5\u8d5a\u53d6\u591a\u5c11\u5229\u606f\u4e86\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5b58\u6b3e\u91d1\u989d<\/strong><\/td><td><strong>\u5e74\u5229\u7387&nbsp;<\/strong><\/td><td><strong>\u5229\u606f\u6536\u76ca\uff08RM\uff09<\/strong><\/td><\/tr><tr><td>\u9996 RM 5,000<\/td><td>0.40%<\/td><td>1.64<\/td><\/tr><tr><td>\u4e4b\u540e\u7684 RM 25,000<\/td><td>0.60%<\/td><td>12.33<\/td><\/tr><tr><td>\u4e4b\u540e\u7684 RM 50,000<\/td><td>0.80%<\/td><td>32.88<\/td><\/tr><tr><td>\u4e4b\u540e\u7684 RM 100,000<\/td><td>1.00%<\/td><td>82.19<\/td><\/tr><tr><td>\u4e4b\u540e\u7684RM 200,000<\/td><td>1.30%<\/td><td>213.70<\/td><\/tr><tr><td>RM 200,000 \u4ee5\u4e0a<\/td><td>1.50%<\/td><td>246.57<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5f00\u6237\u6761\u4ef6-12\"><strong>\u5f00\u6237\u6761\u4ef6<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li>\u5f00\u653e\u7ed9\u6240\u6709\u73b0\u6709\u5ba2\u6237\u4ee5\u53ca\u65b0\u7528\u6237<\/li>\n\n\n\n<li>\u9700\u8981\u5230\u9644\u8fd1\u7684\u5206\u884c\u5f00\u6237<\/li>\n\n\n\n<li>\u6ca1\u6709\u6700\u4f4e\u6708\u85aa\u95e8\u69db<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u5176\u4ed6\u4f18\u60e0-13\"><strong>\u5176\u4ed6\u4f18\u60e0<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u9664\u4e86\u51fa\u7cae\u6237\u53e3\u672c\u8eab\u63d0\u4f9b\u7684\u5229\u606f\u5916\uff0c\u5982\u679c\u4f60\u60f3\u83b7\u5f97\u6bd4<a href=\"https:\/\/www.iproperty.com.my\/guides\/latest-base-rate-blr-effective-lending-rates-banks-malaysia-faq-26047\" target=\"_blank\" rel=\"noreferrer noopener\">\u57fa\u51c6\u5229\u7387\uff08Board Rate\uff09<\/a>\u989d\u5916\u9ad8\u51fa1%\u7684\u7ea2\u5229\uff08Bonus Interest\uff09\uff0c\u4f60\u5fc5\u987b\u4f7f\u7528 PBe \u6216 PB engage \u8fdb\u884c\u6700\u5c113\u9879\u5e10\u5355\u4ed8\u6b3e\u4ea4\u6613\u3002<\/p>\n\n\n\n<p>\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u8fd9\u9879\u4f18\u60e0\u4ec5\u9650\u4e8e\u6700\u9ad8 RM 50,000 \u7684\u6bcf\u6708\u6237\u53e3\u5e73\u5747\u7ed3\u4f59\uff08Monthly Average Account Balance\uff0cMAAB\uff09\u3002<\/p>\n\n\n\n<p>\u5047\u8bbe\u5c0f\u660e\u57282023\u5e749\u67081\u65e5\u662f\u5171\u6709 RM 40,000 \u5728\u6237\u53e3\u4e2d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td>05\/09\/2023<\/td><td>\u901a\u8fc7PBe \u652f\u4ed82\u7b14\u4ef7\u503c\u5171RM 1,500 \u7684\u8d26\u5355&nbsp;<\/td><td>2023\u5e749\u6708 MAAB&nbsp;=[4(RM40,000) + 5(RM38,500) + 15(RM37,500) + 6(RM45,500)] \/ 30 \u5929=RM39,600.00<br><br>9\u6708\u80fd\u83b7\u5f97\u7684\u7ea2\u5229=RM39,600 x 1% p.a. x 30\/365=RM32.54<\/td><\/tr><tr><td>10\/09\/2023<\/td><td>\u901a\u8fc7 PB Engage \u652f\u4ed8\u53e6\u4e00\u7b14 RM 1,000 \u7684\u8d26\u5355<\/td><\/tr><tr><td>25\/09\/2023<\/td><td>\u901a\u8fc7 PB Electronic Credit Payment (ECP) \u670d\u52a1\u6536\u5230 RM 8,000 \u7684\u85aa\u6c34&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u519c\u5386\u65b0\u5e74\u7279\u522b\u4f18\u60e0\"><strong><a href=\"https:\/\/www.pbebank.com\/en\/promotions\/latest-promotions\/mysalary-dragon-fiesta-campaign\/\" target=\"_blank\" rel=\"noopener\">\u519c\u5386\u65b0\u5e74\u7279\u522b\u4f18\u60e0<\/a><\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u57282024\u5e741\u67081\u65e5 &#8211; 2024\u5e743\u670831\u65e5\u524d\u5f00\u8bbe\u4e00\u4e2a\u65b0\u7684 Public Bank MySalary Savings Account\uff0c\u5e76\u5b8c\u6210\u76f8\u5e94\u6761\u4ef6\uff0c\u5c31\u53ef\u4ee5\u83b7\u5f97\u4ee5\u4e0b2\u4e2a\u4f18\u60e0\uff1a<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u6b22\u8fce\u4f18\u60e0 Welcome Reward<\/strong><\/p>\n\n\n\n<p>\u5728\u5f00\u6237\u8d77\u768430\u5929\u5185\u4fdd\u6301 RM 2,800 \u7684\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09\u5c31\u53ef\u4ee5\u83b7\u5f97 RM 8 \u7684 Shopee \u4f18\u60e0\u5238\u3002\u6bcf\u4e2a\u6708\u7684\u83b7\u5956\u4eba\u6570\u5171\u670950\u4f4d\u3002<\/p>\n\n\n\n<p>\u94f6\u884c\u662f\u5982\u4f55\u8ba1\u7b97\u6211\u4eec\u7684\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09\u662f\u5426\u5408\u683c\u5462\uff1f<\/p>\n\n\n\n<p>\u5047\u8bbe\u5c0f\u660e\u57281\u670820\u65e5\u5f00\u6237\uff0c30\u5929\u5185\u7684\u65e5\u7ec8\u4f59\u989d\u5982\u4e0b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u65e5\u671f<\/strong><\/td><td><strong>\u65e5\u5b50\uff08Calendar Days\uff09<\/strong><\/td><td><strong>\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09<\/strong><\/td><\/tr><tr><td>2024\u5e74 1\u6708 20 &#8211; 31\u65e5<\/td><td>12<\/td><td>RM 1,600<\/td><\/tr><tr><td>2024\u5e74 2\u6708 1 &#8211; 18\u65e5<\/td><td>18<\/td><td>RM 3,600<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u65e5\u7ec8\u4f59\u989d\u603b\u989d\uff08Aggregated Daily Average Balance\uff09<\/strong><\/td><td>\uff08RM 1,600 x 12 \u5929\uff09 + \uff08RM 3,600 x 18 \u5929\uff09= RM 84,000<\/td><\/tr><tr><td><strong>30\u5929\u5185\u7684\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09<\/strong><\/td><td>RM 84,000 \/ 30 \u5929 = RM 2,800<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u7ea2\u5305\u4f18\u60e0 Ang Pau Reward<\/strong><\/p>\n\n\n\n<p>\u53ea\u8981\u5b8c\u6210\u4ee5\u4e0b3\u4e2a\u6761\u4ef6\uff0c\u5c31\u53ef\u4ee5\u83b7\u5f97 Public Bank \u7684\u7ea2\u5305\uff1a<\/p>\n\n\n\n<ul>\n<li>\u603b\u5b58\u6b3e\u4f59\u989d\u81f3\u5c11\u8fbe\u5230 RM 2,800<\/li>\n\n\n\n<li>\u81f3\u5c11\u8fdb\u884c5\u6b21 \u7684 DuitNow Transfer \/ DuitNow QR transactions\uff0c\u4e14\u6bcf\u7b14\u8f6c\u8d26\u4ea4\u6613\u4e0d\u5c11\u4e8e RM 30<\/li>\n\n\n\n<li>\u6839\u636e\u4e0d\u540c\u7684\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09\uff0c\u83b7\u5f97\u7684\u7ea2\u5305\u5956\u52b1\u4e5f\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u53c2\u7167\u4e0b\u8868\uff1a<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u7b49\u7ea7<\/strong><\/td><td><strong>\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09<\/strong><\/td><td><strong>\u7ea2\u5305\u5956\u52b1<\/strong><\/td><\/tr><tr><td>1<\/td><td>RM 20,000 &#8211; RM 50,000<\/td><td>RM 18<\/td><\/tr><tr><td>2<\/td><td>RM 50,000 &#8211; RM 100,000<\/td><td>RM 38<\/td><\/tr><tr><td>3<\/td><td>RM 100,000 &#8211; RM 250,000<\/td><td>RM 68<\/td><\/tr><tr><td>4<\/td><td>RM 250,000 \u4ee5\u4e0a<\/td><td>RM 108<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u8fd9\u4e2a\u6d3b\u52a8\u5141\u8bb8\u65b0\u5f00\u6237\u7684\u7528\u6237\u4ee5\u53ca\u57282024\u5e74\u524d\u5df2\u7ecf\u5f00\u6237\u7684\u7528\u6237\u53c2\u4e0e\u3002\u65b0\u7528\u6237\u7684\u65e5\u7ec8\u4f59\u989d\u6839\u636e\u5f00\u6237\u8d77\u768430\u5929\u5185\u8ba1\u7b97\uff0c\u800c\u73b0\u6709\u7528\u6237\u7684\u65e5\u7ec8\u4f59\u989d\u5219\u6839\u636e\u5f53\u6708\u7684\u5929\u6570\u8ba1\u7b97\uff0c\u6bd4\u5982\uff1a1\u6708\u5219\u4ee531\u5929\u7684\u65e5\u7ec8\u4f59\u989d\u8ba1\u7b97\u3002<\/p>\n\n\n\n<p>\u6253\u4e2a\u6bd4\u65b9\uff0c\u5c0f\u660e\u57282023\u5e74\u5f00\u6237\u3002\u90a3\u4e48\u4ed6\u60f3\u8981\u83b7\u5f97\u8fd9\u4e2a\u7ea2\u5305\u5956\u52b1\uff0c\u4ed6\u7684\u65e5\u7ec8\u4f59\u989d\u5c06\u4ee51\u6708\uff0c31\u5929\u8ba1\u7b97\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u65e5\u671f<\/strong><\/td><td><strong>\u65e5\u5b50\uff08Calendar Days\uff09<\/strong><\/td><td><strong>\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09<\/strong><\/td><\/tr><tr><td>2024\u5e74 1\u6708 1 &#8211; 20\u65e5<\/td><td>20<\/td><td>RM 42,800<\/td><\/tr><tr><td>2024\u5e74 1\u6708 21 &#8211; 31\u65e5<\/td><td>11<\/td><td>RM 66,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u65e5\u7ec8\u4f59\u989d\u603b\u989d\uff08Aggregated Daily Average Balance\uff09<\/strong><\/td><td>\uff08RM 42,800 x 20 \u5929\uff09 + \uff08RM 66,000 x 11 \u5929\uff09= RM 1,582,000<\/td><\/tr><tr><td><strong>30\u5929\u5185\u7684\u65e5\u7ec8\u4f59\u989d\uff08Daily Average Balance\uff0cDAB\uff09<\/strong><\/td><td>RM 1,582,000 \/ 31 \u5929 = RM 51,0332.26<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5c0f\u660e\u80fd\u591f\u83b7\u5f97\u7b2c\u4e8c\u7b49\u7ea7\uff0c\u5373 RM 38\u7684\u7ea2\u5305\u5956\u52b1\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u8d39\u7528-14\"><strong>\u8d39\u7528<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>Public Bank MySalary Savings Account \u7684<a href=\"https:\/\/www.pbebank.com\/Personal-Banking\/Rates-Charges\/Fees-Charges\/Fees-and-Charges-Savings-Account.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d39\u7528<\/a>\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul>\n<li>\u5f00\u6237\u6700\u4f4e\u5b58\u6b3e\uff1aRM 20<\/li>\n\n\n\n<li>\u4e0d\u6d3b\u8dc3\u8d26\u6237\uff08\u6307\u572812\u4e2a\u6708\u5185\u6ca1\u6709\u4efb\u4f55\u5b58\u6b3e\u6216\u8f6c\u8d26\u7684\u8d26\u6237\uff09\u5e74\u8d39\uff1a\n<ul>\n<li>\u8d26\u6237\u5b58\u6b3e\u5c11\u4e8e RM 10\uff0c\u5c06\u5173\u95ed\u6237\u53e3\u4e14\u8be5\u5b58\u6b3e\u5c06\u5145\u4f5c\u5e74\u8d39<\/li>\n\n\n\n<li>\u8d26\u6237\u5b58\u6b3e\u591a\u4f59 RM 10\uff0c\u5c06\u5f81\u6536 RM 10 \u7684\u5e74\u8d39<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>\u5b58\u6298\u9057\u5931\u6536\u53d6 RM 10 + \u5370\u82b1\u7a0e<\/li>\n\n\n\n<li>\u5f00\u62376\u4e2a\u6708\u5185\u5173\u95ed\u8d26\u6237\uff1aRM 20<\/li>\n\n\n\n<li>\u7533\u8bf7 Letter of Confirmation\/Certification \uff1aRM 10<\/li>\n\n\n\n<li>\u7533\u8bf7\u5e10\u5355\uff1a\n<ul>\n<li>\u7ebf\u4e0a\u7533\u8bf7\uff1a\u6bcf\u9875 RM 2\uff0c\u6bcf\u6b21\u7533\u8bf7 RM 15<\/li>\n\n\n\n<li>\u7ebf\u4e0b\u7533\u8bf7\uff1a\u6bcf\u9875 RM 2\uff0c\u6bcf\u6b21\u7533\u8bf7 RM 25<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u83b7\u5229\u95e8\u69db-15\"><strong>\u83b7\u5229\u95e8\u69db<\/strong><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>Public Bank MySalary Savings Account \u662f\u76ee\u524d\u6700\u5bb9\u6613\u83b7\u5f97\u5229\u606f\u7684\u6237\u53e3\uff0c\u800c\u4e14\u6ca1\u6709\u4efb\u4f55\u6700\u4f4e\u85aa\u8d44\u7684\u95e8\u69db\u8981\u6c42\uff0c\u53ea\u9700\u6211\u4eec\u5728\u5f00\u6237\u65f6\u6700\u4f4e\u5b58\u5165 RM 20\uff0c\u6240\u4ee5\u975e\u5e38\u9002\u5408\u5c0f\u8d44\u65cf\u3002\u800c\u4e14\u83b7\u5f97\u7ea2\u5229\u7684\u65b9\u5f0f\u4e5f\u5f88\u7b80\u5355\u3002\u867d\u7136\u5b83\u7684\u5229\u606f\u4e0d\u5982\u5176\u4ed6\u51fa\u7cae\u6237\u53e3\u9ad8\uff0c\u4f46\u662f\u76f8\u6bd4\u8d77\u666e\u901a\u50a8\u84c4\u6237\u53e3&nbsp; 0%-0.5% \u7684\u5229\u606f\u8fd8\u662f\u7565\u80dc\u4e00\u7b79\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u7684\u6708\u85aa\u5927\u7ea6\u53ea\u6709 RM 1,000 &#8211; RM 3,000\uff0c\u800c\u4e14\u5f00\u8bbe\u51fa\u7cae\u6237\u53e3\u7684\u76ee\u7684\u5b58\u7cb9\u53ea\u662f\u4e3a\u4e86\u597d\u597d\u50a8\u84c4\u85aa\u6c34\uff0c\u66f4\u597d\u5730\u7ba1\u7406\u8d22\u52a1\uff0c\u4e5f\u6ca1\u6709\u4f59\u529b\u4e3a\u4e86\u89e3\u9501\u5229\u606f\u800c\u8fbe\u6210\u4efb\u52a1\uff0c\u4e5f\u6ca1\u6709\u4e70\u623f\u6216\u7533\u8bf7\u4fe1\u7528\u5361\u7684\u6253\u7b97\uff0c\u90a3\u4e48Public Bank MySalary Savings Account \u662f\u4e0d\u9519\u7684\u9009\u62e9\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4e0b\u8868\u4e3a\u5927\u5bb6\u5bf9\u6bd4\u603b\u7ed3 5 \u79cd Salary Account\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Salary Account<\/strong><\/td><td><strong>\u6700\u4f4e\u6708\u85aa<\/strong><\/td><td><strong>\u4f18\u60e0<\/strong><\/td><td><strong>\u4f18\u60e0\u671f\u9650<\/strong><\/td><td><strong>\u63a8\u8350\u6307\u6570<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.hsbcamanah.com.my\/accounts\/products\/perks-at-work-for-employee\/\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC Perks@Work<\/a><\/td><td>RM 1,000 &#8211; RM 16,500<\/td><td>\u6700\u9ad89%\u5229\u606f\u4fdd\u9669\u53ef\u8c41\u514d\u7b2c\u4e00\u4e2a\u6708\u7684\u4fdd\u8d39\u514d\u9664\u4fe1\u7528\u5361\u5e74\u8d39\u4e2a\u4eba\u53ca\u623f\u5c4b\u8d37\u6b3e\u5229\u7387\u53ef\u83b7\u5f97\u4f18\u60e0<\/td><td>2023\u5e7412\u670831\u65e5<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><a href=\"https:\/\/www.ambankgroup.com\/eng\/Business\/PayrollSolutions\/Pages\/Privileges.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">AmBank@work Privileges<\/a><\/td><td>\u65e0<\/td><td>\u5229\u606f\u89c6\u9009\u62e9\u7684\u6237\u53e3\u800c\u5b9a\uff0c\u6700\u9ad86.50%\u5b9a\u671f\u5b58\u6b3e\u4f18\u60e0\u5229\u7387\u6c7d\u8f66\u4fdd\u9669\u4f18\u60e0\u623f\u5c4b\u8d37\u6b3e\u5229\u7387\u4f18\u60e0\u4fe1\u7528\u5361\u79ef\u5206\u3001\u56de\u6263\u548c\u514d\u9664\u5e74\u8d39PRS\u9500\u552e\u8d39\u964d\u4f4e\u4fe1\u6258\u57fa\u91d1\u9500\u552e\u8d39\u964d\u4f4e<\/td><td>&#8211;<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><a href=\"https:\/\/www.rhbgroup.com\/personal\/deposits\/joy-at-work\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">RHB Joy@Work<\/a><\/td><td>\u79c1\u4eba\u4f01\u4e1a\u5458\u5de5\uff1aRM 2,500<br>\u516c\u52a1\u5458\uff1aRM 2,000<\/td><td>\u6700\u9ad8\u5229\u606f3.35%\u5151\u6362\u7387\u4f18\u60e0\u5728\u6307\u5b9a\u7684\u5237\u5361\u6b21\u6570\u4e0a\uff0c\u514d\u9664\u7279\u5b9a\u4fe1\u7528\u5361\u3001Debit Card\u5e74\u8d39\u4fe1\u7528\u5361\u5229\u7387\u4f18\u60e0\u5411\u94f6\u884c\u63d0\u4ea4\u5176\u4ed6\u4efb\u4f55\u7533\u8bf7\uff0c\u94f6\u884c\u627f\u8bfa\u4f1a\u4f18\u5148\u5904\u7406\u548c\u6279\u51c6\u63d0\u4f9b\u4e00\u822c\u4fdd\u9669\u4fdd\u62a4\u6708\u85aa RM 20,000 \u7684\u7528\u6237\uff0c\u53ef\u4ee5\u4eab\u53d7 RHB \u7684\u5c0a\u8d35\u5ba2\u6237\u7279\u6743\uff0c\u5728\u6295\u8d44\u3001\u9057\u5631\u64b0\u5199\u7b49\u65b9\u9762\u4eab\u53d7\u4f18\u60e0<\/td><td>2023\u5e7412\u670831\u65e5<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><a href=\"https:\/\/www.cimb.com.my\/en\/personal\/day-to-day-banking\/cimb-work.html\" target=\"_blank\" rel=\"noreferrer noopener\">CIMB@Work<\/a><\/td><td>RM 1,000<\/td><td>\u5229\u606f\u5927\u7ea6\u4ecb\u4e8e 0.05% &#8211; 1%\u73b0\u91d1\u5956\u52b1\u8d37\u6b3e\u5229\u7387\u4f18\u60e0\u6307\u5b9a\u4fe1\u7528\u5361\u6536\u5165\u95e8\u69db\u964d\u4f4e\u6307\u5b9aDebit Card\u514d\u5e74\u8d39\u5b9a\u671f\u5b58\u6b3e\u5229\u7387\u4f18\u60e0\u900f\u652f\u8bbe\u65bd\u4f18\u60e0\u6c47\u7387\u53ca\u7535\u6c47\u4f18\u60e0\u4eab\u53d7\u5c0a\u8d35\u7528\u6237\u7279\u6743<\/td><td>\u9664\u4e86\u73b0\u91d1\u5956\u52b1\u57282023\u5e749\u670830\u65e5\u622a\u6b62\uff0c\u5176\u4f59\u4f18\u60e0\u622a\u6b62\u4e8e2023\u5e7412\u670831\u65e5\u3002<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><a href=\"https:\/\/www.pbebank.com\/Personal-Banking\/Banking\/Deposit\/Saving-accounts\/PB-MySalary-Savings-Account.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Public Bank MySalary Savings Account<\/a><\/td><td>\u65e0<\/td><td>\u5229\u606f\u6700\u9ad81.51%\u6bd4\u57fa\u51c6\u5229\u7387\uff08Board Rate\uff09\u989d\u5916\u9ad8\u51fa1%\u7684\u7ea2\u5229\uff08Bonus Interest\uff09<\/td><td><\/td><td>\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\">\u53e6\u5916\uff0cStandard Chartered Bank \u7684 Privilige$aver \u548c UOB One Account \u4e5f\u662f\u5c5e\u4e8e\u51fa\u7cae\u6237\u53e3\uff0c\u800c\u4e14\u6237\u53e3\u5229\u606f\u90fd\u9ad8\u8fbe6%\u4ee5\u4e0a\u3002\u5982\u679c\u4f60\u5bf9\u8fd9\u4e24\u4e2a\u6237\u53e3\u6709\u5174\u8da3\uff0c<strong>\u63a8\u8350\u9605\u8bfb\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-top-5-high-interest-savings-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>2023 \u5e74\u9a6c\u6765\u897f\u4e9a\u50a8\u84c4\u6237\u53e3\u5229\u606f\u6700\u9ad8 TOP 5\uff01\u5229\u606f6.15% \u5ab2\u7f8e FD\uff01<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u9009\u62e9-salary-account-\u8fd8\u8981\u6ce8\u610f\u4ec0\u4e48\uff1f\"><strong>\u9009\u62e9 Salary Account \u8fd8\u8981\u6ce8\u610f\u4ec0\u4e48\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u9664\u4e86\u5229\u606f\u3001\u63d0\u4f9b\u7684\u4f18\u60e0\uff0c\u5728\u9009\u62e9\u51fa\u7cae\u6237\u53e3\u65f6\u6211\u4eec\u8fd8\u8981\u8003\u8651\u5230\u4fbf\u5229\u6027\u3002\u5c3d\u7ba1\u73b0\u5728\u662f\u6570\u5b57\u5316\u65f6\u4ee3\uff0c\u4f46\u662f\u6211\u4eec\u96be\u514d\u4f1a\u9700\u8981\u5230 ATM \u673a\u53d6\u94b1\u7684\u65f6\u5019\u3002\u56e0\u6b64\u5728\u7533\u8bf7\u51fa\u7cae\u6237\u53e3\u65f6\uff0c\u6211\u4eec\u9700\u8981\u8003\u8651\u5230\u8be5\u94f6\u884c\u7684\u56fd\u9645\u8ba4\u53ef\u5ea6\u548c\u666e\u53ca\u6027\uff0c\u907f\u514d\u6211\u4eec\u8981\u5728\u56fd\u5185\u5916\u8fdb\u884c\u63d0\u6b3e\u65f6\u906d\u9047\u9ebb\u70e6\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u5982\u4f55\u5f00\u8bbe-salary-account\uff1f\"><strong>\u5982\u4f55\u5f00\u8bbe Salary Account\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5f00\u8bbe Salary Account \u7684\u65b9\u5f0f\u67093\u79cd\uff1a<\/p>\n\n\n\n<ul>\n<li>\u4f5c\u4e3a\u6253\u5de5\u65cf\uff0c\u6211\u4eec\u81ea\u5df1\u4e3a\u81ea\u5df1\u5f00\u8bbe<\/li>\n\n\n\n<li>\u8bf7\u96c7\u4e3b\u66ff\u5458\u5de5\u5f00\u8bbe<\/li>\n\n\n\n<li>\u628a\u73b0\u6709\u7684\u50a8\u84c4\u6237\u53e3\u4e13\u4e3a\u51fa\u7cae\u6237\u53e3\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\u5982\u679c\u8fde\u7eed3\u4e2a\u6708\u5185\u6ca1\u6709\u5b58\u5165\u85aa\u6c34\uff0c\u8be5\u6237\u53e3\u53ef\u91cd\u65b0\u88ab\u8f6c\u4e3a\u50a8\u84c4\u6237\u53e3<\/li>\n<\/ul>\n\n\n\n<p>\u5f00\u8bbe Salary Account \u65f6\uff0c\u8bb0\u5f97\u51c6\u5907\u4f60\u7684\uff1a<\/p>\n\n\n\n<ul>\n<li>\u8eab\u4efd\u8bc1<\/li>\n\n\n\n<li>\u5c31\u4e1a\u8bc1\u660e\uff0c\u5982\uff1aOffer Letter\u3001Employment Letter<\/li>\n\n\n\n<li>\u6700\u8fd1\u4e09\u4e2a\u6708\u7684\u85aa\u6c34\u5355<\/li>\n<\/ul>\n\n\n\n<p>\u5982\u679c\u4f60\u9009\u62e9\u8bf7\u96c7\u4e3b\u4e3a\u4f60\u5f00\u8bbe\uff0c\u94f6\u884c\u901a\u5e38\u4f1a\u7ed9\u4f60\u4e00\u5c01 \u201cLetter to Employer\u201d \u8ba9\u4f60\u63d0\u4ea4\u7ed9 HR\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" 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