{"id":51600,"date":"2023-11-22T09:00:00","date_gmt":"2023-11-22T01:00:00","guid":{"rendered":"https:\/\/valueinmind.co\/?p=51600"},"modified":"2023-12-28T08:58:50","modified_gmt":"2023-12-28T00:58:50","slug":"what-is-digital-bank","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/what-is-digital-bank\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u5f00\u542f\u6570\u5b57\u94f6\u884c\uff08Digital Bank\uff09\u65f6\u4ee3\uff01\u6570\u5b57\u94f6\u884c\u662f\u4ec0\u4e48\uff1f\u6570\u5b57\u94f6\u884c\u7684\u597d\u5904"},"content":{"rendered":"\n<p>\u5728\u4ec0\u4e48\u90fd\u53ef\u4ee5\u4e0a\u7f51\u5b8c\u6210\u7684\u65f6\u4ee3\uff0c\u8bb8\u591a\u94f6\u884c\u90fd\u5df2\u7ecf\u5f00\u59cb\u4e86 Online Banking \u8ba9\u8f6c\u8d26\u5b58\u6b3e\u7b49\u4e8b\u5b9c\u5728\u7f51\u4e0a\u5b8c\u6210\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u56fd\u884c\u57282022\u5e74\u7a81\u7136\u5ba3\u5e03<a href=\"https:\/\/www.sinchew.com.my\/20220429\/%E6%95%B0%E5%AD%97%E9%93%B6%E8%A1%8C%E6%89%A7%E7%85%A7\/\" target=\"_blank\" rel=\"noopener\">\u67095\u5bb6\u94f6\u884c<\/a>\u83b7\u5f97\u4e86\u6570\u5b57\u94f6\u884c\u724c\u7167\uff01\u6570\u5b57\u94f6\u884c\u548c\u6211\u4eec\u5e73\u65f6\u8ba4\u8bc6\u7684 Online Banking \u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\u4f7f\u7528\u6570\u5b57\u94f6\u884c\u6709\u4ec0\u4e48\u597d\u5904\uff1f\u9a6c\u6765\u897f\u4e9a\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167\u7684\u6709\u54ea\u4e9b\u3002\u8fd9\u7bc7\u6587\u7ae0\u5c06\u4e3a\u4f60\u4e00\u4e00\u89e3\u6790\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u76ee\u5f55<\/h2><nav><ul><li class=\"\"><a href=\"#\u4ec0\u4e48\u662f\u6570\u5b57\u94f6\u884c\uff08-digital-banking\uff09\uff1f\u548c-online-banking-\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\">\u4ec0\u4e48\u662f\u6570\u5b57\u94f6\u884c\uff08Digital Banking\uff09\uff1f\u548c Online Banking \u6709\u4ec0\u4e48\u4e0d\u540c\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u6570\u5b57\u94f6\u884c\u5b89\u5168\u5417\uff1f\">\u6570\u5b57\u94f6\u884c\u5b89\u5168\u5417\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u6570\u5b57\u94f6\u884c\u7684\u597d\u5904\">\u6570\u5b57\u94f6\u884c\u7684\u597d\u5904<\/a><ul><li class=\"\"><a href=\"#\u60e0\u53ca\u4e2d\u5c0f\u4f01\u4e1a\u3001-b-40-\u3001-m-40-\u7fa4\u4f53\">\u60e0\u53ca\u4e2d\u5c0f\u4f01\u4e1a\u3001B40\u3001M40\u7fa4\u4f53<\/a><\/li><li class=\"\"><a href=\"#\u968f\u65f6\u968f\u5730\u8fdb\u884c\u94f6\u884c\u4e1a\u52a1\">\u968f\u65f6\u968f\u5730\u8fdb\u884c\u94f6\u884c\u4e1a\u52a1<\/a><\/li><li class=\"\"><a href=\"#\u65b9\u4fbf\u5feb\u6377\">\u65b9\u4fbf\u5feb\u6377<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u6570\u5b57\u94f6\u884c\u7684\u574f\u5904\">\u6570\u5b57\u94f6\u884c\u7684\u574f\u5904<\/a><ul><li class=\"\"><a href=\"#\u7f51\u7edc\u8bc8\u9a97\">\u7f51\u7edc\u8bc8\u9a97<\/a><\/li><li class=\"\"><a href=\"#\u53ef\u80fd\u4e0d\u5982\u9884\u671f\u60e0\u53ca\u4f4e\u6536\u5165\u7fa4\u4f53\">\u53ef\u80fd\u4e0d\u5982\u9884\u671f\u60e0\u53ca\u4f4e\u6536\u5165\u7fa4\u4f53<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u9a6c\u6765\u897f\u4e9a\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167\u7684\u6709\u54ea\u4e9b\uff1f\">\u9a6c\u6765\u897f\u4e9a\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167\u7684\u6709\u54ea\u4e9b\uff1f<\/a><ul><li class=\"\"><a href=\"#gxs-bank-\u548c-\u90ed\u6c0f\u5144\u5f1f\uff08-kuok-brothers\uff09\uff1a-gx-bank-malaysia\">GXS Bank \u548c \u90ed\u6c0f\u5144\u5f1f\uff08Kuok Brothers\uff09\uff1aGX Bank Malaysia<\/a><\/li><li class=\"\"><a href=\"#boost-\u548c-rhb-bank\">Boost \u548c RHB Bank<\/a><\/li><li class=\"\"><a href=\"#shopee-\u6bcd\u516c\u53f8\uff1a-sea-limited-\u548c-ytl-digital-capital-sdn-bhd\">Shopee \u6bcd\u516c\u53f8\uff1aSea Limited \u548c YTL Digital Capital Sdn Bhd<\/a><\/li><li class=\"\"><a href=\"#\u5927\u9a6c\u6c38\u65fa\u4fe1\u8d37\uff08aeon-credit-service\uff09-\u65e5\u672c\u6c38\u65fa\u91d1\u878d\u670d\u52a1\uff08aeon-financial-service\uff09-\u4ee5\u53ca-money-lion\">\u5927\u9a6c\u6c38\u65fa\u4fe1\u8d37\uff08AEON Credit Service\uff09, \u65e5\u672c\u6c38\u65fa\u91d1\u878d\u670d\u52a1\uff08AEON Financial Service\uff09 \u4ee5\u53ca MoneyLion<\/a><\/li><li class=\"\"><a href=\"#kaf-investment-bank\">KAF Investment Bank<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u603b\u7ed3\">\u603b\u7ed3<\/a><\/li><li class=\"\"><a href=\"#\u5ef6\u4f38\u9605\u8bfb\">\u5ef6\u4f38\u9605\u8bfb<\/a><\/li><li class=\"\"><a href=\"#\u514d\u8d23\u58f0\u660e\">\u514d\u8d23\u58f0\u660e<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4ec0\u4e48\u662f\u6570\u5b57\u94f6\u884c\uff08-digital-banking\uff09\uff1f\u548c-online-banking-\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\"><strong>\u4ec0\u4e48\u662f\u6570\u5b57\u94f6\u884c\uff08Digital Banking\uff09\uff1f\u548c Online Banking \u6709\u4ec0\u4e48\u4e0d\u540c\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u81ea\u75ab\u60c5\u4ee5\u6765\uff0c\u5927\u90e8\u5206\u94f6\u884c\u90fd\u63a8\u51fa\u4e86 Online Banking \u6216 Mobile Banking APP\uff0c\u8ba9\u6211\u4eec\u53ea\u8981\u6709\u7f51\u7edc\u5c31\u80fd\u5728\u7535\u8111\u6216\u624b\u673a\u4e0a\u5904\u7406\u5927\u90e8\u5206\u94f6\u884c\u4e8b\u52a1\uff0c\u6bd4\u5982\uff1a\u5b58\u6b3e\u3001\u8f6c\u8d26\u3001\u8fd8\u8d26\u5355\u7b49\u3002<\/p>\n\n\n\n<p>\u90a3\u4e48\u6570\u5b57\u94f6\u884c\u548c\u6211\u4eec\u666e\u904d\u8ba4\u8bc6\u7684 Online Banking \u6216 Mobile Banking \u5230\u5e95\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\u4e3a\u4ec0\u4e48\u65b0\u95fb\u5bf9\u6570\u5b57\u94f6\u884c\u7684\u5230\u6765\u4e00\u9762\u770b\u597d\uff1f<\/p>\n\n\n\n<p>\u6700\u5927\u7684\u4e0d\u540c\u5728\u4e8e\u6570\u5b57\u94f6\u884c\u662f\u5b8c\u5168\u6ca1\u6709\u5b9e\u4f53\u7684\uff0c\u800c\u4f20\u7edf\u94f6\u884c\u867d\u7136\u53ef\u4ee5\u4e0a\u7f51\u5904\u7406\u4e8b\u52a1\uff0c\u4f46\u662f\u5b83\u7684\u8fd0\u8425\u662f\u65e0\u6cd5\u79bb\u5f00\u5b9e\u4f53\u7684\uff0c\u5f88\u591a\u4e1a\u52a1\uff0c\u6bd4\u5982\uff1a\u7533\u8bf7\u8d37\u6b3e\u3001\u5f00\u6237\u53e3\u90fd\u9700\u8981\u6211\u4eec\u4eb2\u81ea\u5230\u94f6\u884c\u67dc\u53f0\u5904\u7406\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u548c Online \/ Mobile Banking \u4fa7\u91cd\u4e8e\u57fa\u672c\u4ea4\u6613\u4e0d\u540c\uff0c\u6570\u5b57\u94f6\u884c\u9664\u4e86\u53ef\u4ee5\u5b8c\u6210\u5b58\u6b3e\u3001\u8f6c\u8d26\u3001\u8fd8\u8d26\u5355\u7b49\u7b49\u64cd\u4f5c\uff0c\u8fd8\u53ef\u4ee5\u8ba9\u6211\u4eec\u5728\u7f51\u4e0a\u5f00\u94f6\u884c\u6237\u53e3\u3001\u7533\u8bf7\u8d37\u6b3e\u3001\u7533\u8bf7\u94f6\u884c\u5361\u7b49\uff0c\u56ca\u62ec\u4e86\u6211\u4eec\u53ef\u4ee5\u60f3\u5230\u7684\u91d1\u878d\u670d\u52a1\u3002<\/p>\n\n\n\n<p>\u6700\u91cd\u8981\u7684\u4e00\u70b9\u662f\uff0c\u56fd\u5bb6\u94f6\u884c\uff08Bank Negara Malaysia\uff09\u610f\u8bc6\u5230\u9a6c\u6765\u897f\u4e9a\u6709\u5f88\u591a\u65e0\u6cd5\u63a5\u53d7\u94f6\u884c\u670d\u52a1\u7684\u4eba\u7fa4\uff08underbanked population\uff09\u3002\u5728\u4f20\u7edf\u94f6\u884c\uff0c\u8bb8\u591a\u4e2d\u5c0f\u578b\u4f01\u4e1a\u90fd\u662f\u501f\u4e0d\u5230\u8d37\u6b3e\u7684\u56f0\u96be\u6237\uff0c\u56e0\u4e3a\u5b83\u4eec\u7684\u8d37\u6b3e\u89c4\u6a21\u592a\u5c0f\uff0c\u94f6\u884c\u65e0\u6cd5\u4ece\u5b83\u4eec\u8eab\u4e0a\u8d5a\u5230\u5927\u94b1\uff0c\u4e8e\u662f\u4e2d\u5c0f\u4f01\u4e1a\u5c31\u6210\u4e86\u94f6\u884c\u7684\u201c\u5f03\u5a74\u201d\uff0c\u800c\u4e2d\u5c0f\u4f01\u4e1a\u53c8\u56e0\u4e3a\u6ca1\u6709\u8db3\u591f\u7684\u73b0\u91d1\u6d41\u59cb\u7ec8\u4e0d\u80fd\u6269\u5927\u4e1a\u52a1\uff0c\u957f\u671f\u4ee5\u5f80\uff0c\u5bf9\u56fd\u5bb6\u7ecf\u6d4e\u53d1\u5c55\u6ca1\u6709\u4efb\u4f55\u5229\u76ca\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u56fd\u5bb6\u94f6\u884c\u57282020\u5e74\u63a8\u51fa\u4e86<a href=\"https:\/\/www.bnm.gov.my\/-\/policy-document-on-licensing-framework-for-digital-banks\" target=\"_blank\" rel=\"noopener\"> Policy Document on Licensing Framework for Digital Banks<\/a>\uff0c\u4e3a\u6570\u5b57\u94f6\u884c\u53d1\u653e\u724c\u7167\u7684\u76ee\u7684\u5c31\u662f\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u63d0\u4f9b\u66f4\u591a\u7684\u8d37\u6b3e\u53ef\u80fd\u6027\uff0c\u586b\u8865\u7f51\u7edc\u91d1\u878d\u670d\u52a1\u7684\u7a7a\u7f3a\u3002\u6240\u4ee5\uff0c\u6570\u5b57\u94f6\u884c\u4e5f\u88ab\u79f0\u4e3a\u98a0\u8986\u94f6\u884c\u4e1a\u52a1\uff0c\u6539\u53d8\u6e38\u620f\u89c4\u5219\u7684\u4eba\uff08Game-changer\uff09\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6570\u5b57\u94f6\u884c\u5b89\u5168\u5417\uff1f\"><strong>\u6570\u5b57\u94f6\u884c\u5b89\u5168\u5417\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u83b7\u5f97\u724c\u7167\u7684\u6570\u5b57\u94f6\u884c\u81ea\u7136\u662f\u5b89\u5168\u7684\uff0c\u56e0\u4e3a\u5b83\u4eec\u53d7\u56fd\u5bb6\u94f6\u884c\uff08Bank Negara Malaysia\uff09\u548c\u8d22\u653f\u90e8\uff08Ministey of Finance\uff09\u6279\u51c6\u8fd0\u8425\u7684\uff0c\u4e0d\u7528\u62c5\u5fc3\u662f\u975e\u6cd5\u9493\u9c7c\u5e73\u53f0\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u4f60\u4e5f\u53ef\u4ee5\u5230<a href=\"https:\/\/valueinmind.co\/zh\/what-is-pidm-and-how-to-protect-us\/\">\u9a6c\u6765\u897f\u4e9a\u5b58\u6b3e\u4fdd\u9669\u673a\u6784\uff08Perbadanan Insurans Deposit Malaysia \uff0cPIDM\uff09<\/a> \u67e5\u770b\u76f8\u5173\u94f6\u884c\u662f\u5426\u662f PIDM \u7684<a href=\"https:\/\/www.pidm.gov.my\/en\/how-we-protect-you\/deposit-insurance-system\/member-banks\" target=\"_blank\" rel=\"noopener\">\u6210\u5458<\/a><strong>\u3002<\/strong>\u76ee\u524d\uff0c\u552f\u6709 GX Bank Malaysia \u6b63\u5f0f\u5f00\u59cb\u8bd5\u8fd0\u8425\uff0c\u5176\u4ed6\u83b7\u5f97\u724c\u7167\u76844\u5bb6\u94f6\u884c\u4ecd\u672a\u6709\u52a8\u9759\uff0c\u56e0\u6b64\u53ea\u6709 GX Bank \u5217\u5165 PIDM \u6210\u5458\u540d\u5355\u4e2d\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6570\u5b57\u94f6\u884c\u7684\u597d\u5904\"><strong>\u6570\u5b57\u94f6\u884c\u7684\u597d\u5904<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u60e0\u53ca\u4e2d\u5c0f\u4f01\u4e1a\u3001-b-40-\u3001-m-40-\u7fa4\u4f53\" style=\"color:#009bff\"><strong>\u60e0\u53ca\u4e2d\u5c0f\u4f01\u4e1a\u3001B40\u3001M40\u7fa4\u4f53<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6211\u4eec\u5728\u4e0a\u6587\u8bf4\u8fc7\uff0c\u56fd\u5bb6\u94f6\u884c\u624d\u9881\u5e03\u6570\u5b57\u94f6\u884c\u724c\u7167\u524d\u5c31\u660e\u786e\u63d0\u51fa\u6570\u5b57\u94f6\u884c\u9700\u8981\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u7684\u8d37\u6b3e\u3001B40 \u548c M40\u7fa4\u4f53\u7684\u5b58\u6b3e\u94f6\u884c\u4e1a\u52a1\u800c\u670d\u52a1\u3002<\/p>\n\n\n\n<p>\u7531\u4e8e\u4e00\u4e9b B40 \u548c M40 \u7fa4\u4f53\u6ca1\u6709\u85aa\u6c34\u5355\uff0c\u94f6\u884c\u62c5\u5fc3\u501f\u51fa\u53bb\u7684\u94b1\u4e0d\u80fd\u6536\u56de\u6765\uff0c\u6240\u4ee5\u5f88\u96be\u901a\u8fc7\u94f6\u884c\u7684\u4fe1\u7528\u62a5\u544a\u8bc4\u4f30\uff0c\u56e0\u800c\u96be\u4ee5\u83b7\u5f97\u8d37\u6b3e\u3002\u4f46\u6570\u5b57\u94f6\u884c\u7684\u51fa\u73b0\u53ef\u4ee5\u5f25\u8865\u8fd9\u4e00\u7f3a\u9677\uff0c\u56e0\u4e3a\u6570\u5b57\u94f6\u884c\u5141\u8bb8\u975e\u4f20\u7edf\u65b9\u5f0f\u8fdb\u884c\u4fe1\u7528\u8bc4\u5206\u3002 \u6bd4\u5982\uff1a\u901a\u8fc7\u7535\u5b50\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\u7b49\u6570\u5b57\u6e20\u9053\u6536\u96c6\u6d88\u8d39\u8005\u652f\u51fa\u884c\u4e3a\u7b49\u6570\u636e\uff0c\u6570\u5b57\u94f6\u884c\u53ef\u4ee5\u521b\u5efa\u81ea\u5df1\u7684\u66ff\u4ee3\u4fe1\u7528\u6570\u636e\uff0c\u5e76\u5728\u62d2\u7edd\u6216\u6279\u51c6\u7533\u8bf7\u4e4b\u524d\u5229\u7528\u5b83\u4eec\u6765\u8bc4\u4f30\u4e2a\u4eba\u7684\u4fe1\u7528\u5ea6\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u653f\u5e9c\u4e5f\u5728\u6781\u529b\u4e3a\u4e61\u6751\u504f\u8fdc\u5730\u533a\u5efa\u8bbe\u7f51\u7edc\u3002\u6570\u5b57\u94f6\u884c\u7684\u51fa\u73b0\u53ef\u4ee5\u5e2e\u52a9\u5c45\u4f4f\u5728\u504f\u8fdc\u5730\u533a\u7684\u4eba\u7fa4\u4e0d\u7528\u7ffb\u5c71\u8d8a\u5cad\u5230\u5b9e\u4f53\u94f6\u884c\u5904\u7406\u4e8b\u52a1\uff0c\u66f4\u52a0\u7701\u65f6\u65b9\u4fbf\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u968f\u65f6\u968f\u5730\u8fdb\u884c\u94f6\u884c\u4e1a\u52a1\" style=\"color:#009bff\"><strong>\u968f\u65f6\u968f\u5730\u8fdb\u884c\u94f6\u884c\u4e1a\u52a1<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6570\u5b57\u94f6\u884c\u7684\u4f18\u52bf\u4e4b\u4e00\u662f\u8ba9\u5ba2\u6237\u53ef\u4ee5\u968f\u65f6\u968f\u5730\uff0c\u4e00\u54687\u5929\uff0c24\u5c0f\u65f6\u5168\u5929\u5019\u81ea\u7531\u5730\u8fdb\u884c\u94f6\u884c\u4e1a\u52a1\u3002\u6211\u4eec\u4e0d\u7528\u50cf\u4f20\u7edf\u94f6\u884c\u90a3\u6837\uff0c\u9700\u8981\u8d76\u5728\u94f6\u884c5\u70b9\u4e0b\u73ed\u524d\u5904\u7406\u4e8b\u52a1\u3002\u73b0\u5728\u4f60\u53ef\u4ee5\u4ec0\u4e48\u65f6\u5019\u6709\u7a7a\u5c31\u4ec0\u4e48\u65f6\u5019\u5904\u7406\uff0c\u5373\u4f7f\u662f\u51cc\u6668\u4e5f\u6ca1\u95ee\u9898\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u4e0a\uff0c\u6570\u5b57\u94f6\u884c\u4e5f\u4f1a\u63d0\u4f9b24\u5c0f\u65f6\u7684\u5ba2\u670d\u670d\u52a1\uff0c\u6240\u4ee5\u6211\u4eec\u4e5f\u80fd\u591f\u5728\u4efb\u4f55\u65f6\u5019\u83b7\u5f97\u5ba2\u670d\u7684\u5b9e\u65f6\u5e2e\u52a9\u3002\u4e0d\u7528\u62c5\u5fc3\u9047\u5230\u95ee\u9898\uff0c\u4e0d\u4f1a\u5904\u7406\u7684\u7a98\u5883\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u65b9\u4fbf\u5feb\u6377\" style=\"color:#009bff\"><strong>\u65b9\u4fbf\u5feb\u6377<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6700\u91cd\u8981\u7684\u662f\uff0c\u6570\u503c\u94f6\u884c\u5141\u8bb8\u6211\u4eec\u5728\u7f51\u4e0a\u5904\u7406\u4e00\u5207\u4e8b\u7269\uff0c\u4e0d\u7528\u50cf\u5230\u4f20\u7edf\u94f6\u884c\u4e00\u6837\uff0c\u5f00\u4e2a\u6237\u53e3\u8fd8\u8981\u6d6a\u8d39\u65f6\u95f4\u6392\u961f\uff0c\u6309\u624b\u6307\u6307\u7eb9\u8bc6\u522b\u3001\u624b\u5199\u586b\u8868\u683c\u7b49\u7e41\u7410\u7684\u64cd\u4f5c\uff0c\u66f4\u52a0\u65b9\u4fbf\u5feb\u6377\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6570\u5b57\u94f6\u884c\u7684\u574f\u5904\"><strong>\u6570\u5b57\u94f6\u884c\u7684\u574f\u5904<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u7f51\u7edc\u8bc8\u9a97\" style=\"color:#009bff\"><strong>\u7f51\u7edc\u8bc8\u9a97<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6570\u5b57\u94f6\u884c\u4e00\u4e2a\u5fc5\u4e0d\u53ef\u514d\u7684\u98ce\u9669\u5c31\u662f\u4f1a\u88ab\u4e0d\u6cd5\u5206\u5b50\u6a21\u4eff\u7f51\u9875\uff0c\u4ece\u800c\u5b9e\u65bd\u7f51\u7edc\u8bc8\u9a97\u3002\u8fd9\u79cd\u95ee\u9898\u4e0d\u53ea\u662f\u6570\u5b57\u94f6\u884c\u4f1a\u9762\u4e34\uff0c\u65e9\u5148\u4f20\u7edf\u94f6\u884c\u7684 Online Banking \u7b49\u7a0b\u5e8f\u5c31\u5e38\u5e38\u4f7f\u5f97\u4e00\u4e9b\u50a8\u6237\u4e0d\u5c0f\u5fc3\u843d\u5165\u9a97\u5c40\uff0c\u6bd4\u5982\uff1amaybank2u\uff0c\u8bc8\u9a97\u5206\u5b50\u6539\u6210maybanku2 \u7b49\u7b49\uff0c\u7528\u6539\u53d8\u7f51\u5740\u5b57\u6bcd\u7684\u505a\u6cd5\u6df7\u6dc6\u89c6\u867d\u542c\u3002<\/p>\n\n\n\n<p>\u867d\u7136\u8fd9\u662f\u6570\u5b57\u94f6\u884c\u548c\u4f20\u7edf\u94f6\u884c\u90fd\u4f1a\u9762\u4e34\u7684\u95ee\u9898\uff0c\u7136\u800c\u4f20\u7edf\u94f6\u884c\u4f9d\u6258\u5b9e\u4f53\u94f6\u884c\u800c\u751f\uff0c\u5bb3\u6015\u88ab\u8bc8\u9a97\u7684\u7528\u6237\u8fd8\u6709\u7b2c\u4e8c\u4e2a\u9009\u62e9\uff0c\u90a3\u5c31\u662f\u5230\u5b9e\u4f53\u94f6\u884c\u529e\u7406\u4e1a\u52a1\u3002\u5b9e\u4f53\u94f6\u884c\u90fd\u662f\u6b63\u89c4\u5de5\u4f5c\u4eba\u5458\uff0c\u6240\u6709\u4ea4\u6613\u90fd\u5728\u773c\u76ae\u5b50\u5e95\u4e0b\u5b8c\u6210\uff0c\u867d\u7136\u6d41\u7a0b\u7e41\u7410\u9ebb\u70e6\uff0c\u4f46\u662f\u5b89\u5168\u6027\u6bcb\u5eb8\u7f6e\u7591\u3002\u800c\u6570\u5b57\u94f6\u884c\u5c31\u6ca1\u6709\u5176\u4ed6\u9000\u8def\u89c4\u907f\u98ce\u9669\u4e86\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u53ef\u80fd\u4e0d\u5982\u9884\u671f\u60e0\u53ca\u4f4e\u6536\u5165\u7fa4\u4f53\" style=\"color:#009bff\"><strong>\u53ef\u80fd\u4e0d\u5982\u9884\u671f\u60e0\u53ca\u4f4e\u6536\u5165\u7fa4\u4f53<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u867d\u7136\u56fd\u884c\u53f7\u79f0\u6570\u5b57\u94f6\u884c\u53ef\u4ee5\u60e0\u53ca\u4f4e\u6536\u5165\u7fa4\u4f53\u4ee5\u53ca\u504f\u8fdc\u4e61\u533a\uff0c\u4f46\u662f\u8fd9\u5df2\u7136\u6d89\u53ca\u5230\u4e61\u533a\u7684\u7f51\u7edc\u5efa\u8bbe\u5de5\u7a0b\uff0c\u7f51\u7edc\u7684\u666e\u53ca\u4ee5\u53ca\u5e2e\u52a9\u4f4e\u6536\u5165\u7fa4\u4f53\u62e5\u6709\u624b\u673a\u7684\u5b9e\u9645\u60c5\u51b5\u9700\u8981\u89e3\u51b3\u3002\u5728\u8fd9\u4e9b\u786c\u6027\u95ee\u9898\u6ca1\u6709\u89e3\u51b3\u524d\uff0c\u6570\u5b57\u94f6\u884c\u7684\u8bde\u751f\u53ef\u80fd\u4e0d\u80fd\u5982\u613f\u89e3\u51b3\u4f4e\u6536\u5165\u53bb\u96be\u9898\u83b7\u5f97\u91d1\u878d\u670d\u52a1\u7684\u70e6\u607c\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u9a6c\u6765\u897f\u4e9a\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167\u7684\u6709\u54ea\u4e9b\uff1f\"><strong>\u9a6c\u6765\u897f\u4e9a\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167\u7684\u6709\u54ea\u4e9b\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6839\u636e\u56fd\u5bb6\u94f6\u884c\u7684\u62a5\u544a\uff0c\u5171\u6709<a href=\"https:\/\/www.bnm.gov.my\/-\/digital-bank-5-licences\" target=\"_blank\" rel=\"noopener\">5\u5bb6\u94f6\u884c\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167<\/a>\u3002<\/p>\n\n\n\n<p>\u57282013\u5e74\u91d1\u878d\u670d\u52a1\u6cd5\u4ee4\uff08FSA\uff09\u4e0b\u83b7\u5f97\u724c\u7167\u7684\u94f6\u884c\u67093\u5bb6\uff0c\u5206\u522b\u662f\uff1a<\/p>\n\n\n\n<ul>\n<li>\u7531Boost Holdings\u79c1\u4eba\u6709\u9650\u516c\u53f8\u53ca\u5174\u4e1a\u94f6\u884c\uff08RHB Bank Bhd\uff09\u7ec4\u6210\u7684\u8d22\u56e2\uff0c\u4e3b\u8981\u7531\u5927\u9a6c\u4eba\u6301\u6709<\/li>\n\n\n\n<li>\u7531GXS Bank Pte Ltd\u53caKuok Brothers\u79c1\u4eba\u6709\u9650\u516c\u53f8\u7ec4\u6210\u7684\u8d22\u56e2<\/li>\n\n\n\n<li>\u7531Sea Ltd\u53caYTL Digital Capital\u79c1\u4eba\u6709\u9650\u516c\u53f8\u7ec4\u6210\u7684\u8d22\u56e2\uff0c\u4e3b\u8981\u7531\u5927\u9a6c\u4eba\u6301\u6709<\/li>\n<\/ul>\n\n\n\n<p>\u57282013\u5e74\u4f0a\u65af\u5170\u91d1\u878d\u670d\u52a1\u6cd5\u4ee4\uff08IFSA\uff09\u83b7\u5f97\u724c\u7167\u7684\u94f6\u884c\u67092\u5bb6\uff0c\u5206\u522b\u662f\uff1a<\/p>\n\n\n\n<ul>\n<li>\u6c38\u65fa\u91d1\u878d\u670d\u52a1\uff08AEON Financial Service Co Ltd\uff09\u3001\u6c38\u65fa\u4fe1\u8d37\uff08AEON Credit Service (M) Bhd\uff09\u53caMoneyLion Inc\u7ec4\u6210\u7684\u8d22\u56e2<\/li>\n\n\n\n<li>KAF\u6295\u8d44\u94f6\u884c\u79c1\u4eba\u6709\u9650\u516c\u53f8\u7387\u9886\u7684\u8d22\u56e2\uff0c\u4e3b\u8981\u7531\u5927\u9a6c\u4eba\u6301\u6709<\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u4ee3\u8868\u7740\uff0c\u53ea\u6709\u57282013\u5e74\u4f0a\u65af\u5170\u91d1\u878d\u670d\u52a1\u6cd5\u4ee4\uff08IFSA\uff09\u76842\u5bb6\u94f6\u884c\u80fd\u591f\u63a8\u51fa\u7b26\u5408\u4f0a\u65af\u5170\u6559\u4e49\uff08Shariah-Compliant\uff09\u7684\u91d1\u878d\u4ea7\u54c1\uff0c\u5176\u4ed6\u6570\u5b57\u94f6\u884c\u90fd\u662f\u4f20\u7edf\uff08Conventional\uff09\u7684\u91d1\u878d\u4ea7\u54c1\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"gxs-bank-\u548c-\u90ed\u6c0f\u5144\u5f1f\uff08-kuok-brothers\uff09\uff1a-gx-bank-malaysia\" style=\"color:#009bff\"><strong>GXS Bank \u548c \u90ed\u6c0f\u5144\u5f1f\uff08Kuok Brothers\uff09\uff1aGX Bank Malaysia<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1554\" height=\"652\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/GXBANK-LOGO.webp\" alt=\"GX BANK\" class=\"wp-image-51567\" style=\"width:400px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/GXBANK-LOGO.webp 1554w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/GXBANK-LOGO-300x126.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/GXBANK-LOGO-1024x430.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/GXBANK-LOGO-768x322.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/GXBANK-LOGO-1536x644.webp 1536w\" sizes=\"(max-width: 1554px) 100vw, 1554px\" \/><\/figure>\n\n\n\n<p>\u65b0\u52a0\u5761 GXS Bank \u548c \u90ed\u6c0f\u5144\u5f1f\uff08Kuok Brothers\uff09\u8fd9\u6b21\u8054\u624b\u6210\u7acb\u4e86 <a href=\"https:\/\/gxbank.my\/index\" target=\"_blank\" rel=\"noopener\">GX Bank Malaysia<\/a> \u3002\u8fd9\u662f\u9a6c\u6765\u897f\u4e9a\u7b2c\u4e00\u5bb6\u6570\u5b57\u94f6\u884c\uff0c\u76ee\u524d\u6b63\u5728\u8bd5\u8fd0\u8425\u4e2d\u3002<\/p>\n\n\n\n<p><strong>\u5982\u679c\u4f60\u60f3\u4e86\u89e3 GX Bank Malaysia&nbsp; \u7684\u7279\u70b9\uff0c\u5f00\u6237\u6d41\u7a0b\u7b49\uff0c\u63a8\u8350\u4f60\u9605\u8bfb\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/what-is-gx-bank-malaysia-first-digital-bank\/\"><strong>\u9a6c\u6765\u897f\u4e9a\u9996\u5bb6\u6570\u5b57\u94f6\u884c\u6765\u4e86\uff01\u7531 Grab \u4e3b\u5bfc\u7684 GX Bank Malaysia \u662f\u4ec0\u4e48\uff1f\u5982\u4f55\u5728 GX Bank \u6570\u5b57\u94f6\u884c\u5f00\u6237\uff1f<\/strong><\/a><\/p>\n\n\n\n<p>\u7ed9\u5927\u5bb6\u79d1\u666e\u4e00\u4e0b\u8fd9\u4e2a\u8054\u5408\u8d22\u56e2\u7684\u80cc\u666f\u3002<\/p>\n\n\n\n<p>\u65b0\u52a0\u5761 GXS Bank \u662f\u7531 Grab\uff0860%\u6301\u80a1\uff09 \u4ee5\u53ca Singtel\uff08\u65b0\u52a0\u5761\u7535\u4fe1\uff0c\u6301\u80a140%\uff09\u7ec4\u6210\uff0c\u5df2\u7ecf\u5728\u53bb\u5e74<a href=\"https:\/\/asia.nikkei.com\/Business\/Finance\/Superapp-Grab-s-digital-bank-launches-instant-loans-in-Singapore#:~:text=GXS%2C%20which%20is%2060%25%20owned,the%20city%2Dstate&#039;s%20central%20bank.\" target=\"_blank\" rel=\"noopener\">\u83b7\u5f97\u65b0\u52a0\u5761\u91d1\u7ba1\u5c40\uff08Monetary Authority of Singaopre\uff0cMAS\uff09\u7684\u6279\u51c6<\/a>\u6210\u7acb\u6570\u5b57\u94f6\u884c\u3002\u5b83\u5728\u65b0\u52a0\u5761\u5df2\u7ecf\u6709\u4e86\u7ecf\u8425\u6570\u5b57\u94f6\u884c\u7684\u4e00\u5b9a\u7ecf\u9a8c\uff0c\u7279\u522b\u662f\u5728\u5904\u7406\u4f4e\u6536\u5165\u53bb\u7fa4\u4f53\u7684\u5fae\u578b\u8d37\u6b3e\u65b9\u9762\u3002<\/p>\n\n\n\n<p>\u800c\u5b83\u7684\u5408\u4f5c\u4f19\u4f34\uff0cGrab\uff0c\u76f8\u4fe1\u5927\u9a6c\u7684\u4f19\u4f34\u4e5f\u4e0d\u964c\u751f\u3002\u9a6c\u6765\u897f\u4e9a Grab \u63d0\u4f9b\u91d1\u878d\u4ea7\u54c1\u6709\uff1a\u5148\u4e70\u540e\u4ed8\uff08Buy Now Pay Later\uff0cBNPL\uff09\uff0cGrabPay Later\u7b49\uff0c\u5728\u65b0\u52a0\u5761\u5219\u63d0\u4f9b\u5c0f\u989d\u6295\u8d44\u670d\u52a1 AutoInvest\uff0c\u5bf9\u91d1\u878d\u4ea7\u54c1\u7684\u8fd0\u8425\u5df2\u7ecf\u4e0d\u964c\u751f\uff0c\u76f8\u4fe1\u53ef\u4ee5\u6ee1\u8db3\u56fd\u884c\u4e3a\u654c\u624b\u4eba\u7fa4\u63d0\u4f9b\u94f6\u884c\u670d\u52a1\u7684\u671f\u671b\u3002<\/p>\n\n\n\n<p>\u90ed\u6c0f\u5144\u5f1f\u5219\u4e8e 1949 \u5e74\u5728\u65b0\u5c71\u521b\u7acb\u3002 \u5b83\u7531\u8eab\u5bb6117\u4ebf\u7f8e\u5143\uff08493\u4ebf\u4ee4\u5409\uff09\u7684\u9a6c\u6765\u897f\u4e9a\u9996\u5bcc\u90ed\u9e64\u5e74\u521b\u7acb\uff0c\u5728\u9a6c\u6765\u897f\u4e9a\u53ef\u8bf4\u662f\u5bb6\u55bb\u6237\u6653\uff0c\u540d\u6c14\u54cd\u94db\u94db\u3002<\/p>\n\n\n\n<p>70\u591a\u5e74\u6765\uff0c\u90ed\u6c0f\u96c6\u56e2\u5df2\u53d1\u5c55\u6210\u4e3a\u4e9a\u6d32\u6700\u5927\u7684\u8de8\u56fd\u4f01\u4e1a\u96c6\u56e2\u4e4b\u4e00\u3002 \u8be5\u516c\u53f8\u7684\u4e1a\u52a1\u904d\u53ca\u516d\u5927\u6d32\uff0c\u6d89\u53ca\u7269\u6d41\u3001\u6d77\u4e8b\u3001\u623f\u5730\u4ea7\u548c\u9152\u5e97\u7b49\u9886\u57df\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"boost-\u548c-rhb-bank\" style=\"color:#009bff\"><strong>Boost \u548c RHB Bank<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/Boost-RHB.webp\" alt=\"Boost + RHB Bank\" class=\"wp-image-51605\" style=\"width:300px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/Boost-RHB.webp 1200w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/Boost-RHB-300x158.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/Boost-RHB-1024x538.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/Boost-RHB-768x403.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>\u53e6\u4e00\u4f4d\u5f97\u4e3b\u5c31\u662f Boost \u548c RHB Bank\u8054\u624b\u7684\u8d22\u56e2\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/www.myboost.com.my\/\" target=\"_blank\" rel=\"noopener\">Boost<\/a> \u662f\u96b6\u5c5e\u4e8e\u9a6c\u6765\u897f\u4e9a<a href=\"https:\/\/www.axiata.com\/home\" target=\"_blank\" rel=\"noopener\">\u7535\u4fe1\u96c6\u56e2\u4e9a\u901a (Axiata) <\/a>\u65d7\u4e0b\u7684\u91d1\u878d\u79d1\u6280\uff08Fintech\uff09\u516c\u53f8\u3002\u66f4\u591a\u4eba\u8ba4\u8bc6 Boost \u662f\u56e0\u4e3a\u5b83\u662f\u9a6c\u6765\u897f\u4e9a\u53e6\u4e00\u5bb6\u62e5\u6709\u7535\u5b50\u94b1\u5305\u7684\u516c\u53f8\uff0c\u7c7b\u4f3c\u4e8e Touch n Go \u7684 ewallet,\u53ef\u4ee5\u652f\u4ed8\u3001\u8f6c\u8d26\u3001\u8d2d\u4e70\u4fdd\u9669\u3001\u98de\u673a\u7968\u3001\u624b\u673a\u5145\u503c\u7b49\u3002\u8fd1\u671f\u8fd8\u63a8\u51fa\u4e86\u5546\u5bb6\u7535\u5b50\u94b1\u5305\uff08B2B Wallet\uff09\uff0c\u5411\u5c0f\u4f01\u4e1a\u63d0\u4f9b\u8d37\u6b3e\u7684 Boost Credit\u3001\u5148\u4e70\u540e\u4ed8\uff08Buy Now Pay Later\uff0cBNPL\uff09\uff0c\u76f8\u5173\u4e1a\u52a1\u719f\u7ec3\u4e14\u7b26\u5408\u56fd\u884c\u7684\u671f\u671b\u3002<\/p>\n\n\n\n<p>\u800c <a href=\"https:\/\/www.rhbgroup.com\/index.html\" target=\"_blank\" rel=\"noopener\">RHB \u94f6\u884c<\/a>\u66f4\u4e0d\u7528\u8bf4\u4e86\uff0c\u662f\u5927\u9a6c\u6700\u5927\u7684\u94f6\u884c\u4e4b\u4e00\uff0c\u6210\u7acb\u4e8e 1994 \u5e74\uff0c\u5728\u9a6c\u6765\u897f\u4e9a\u62e5\u6709\u6570\u767e\u5bb6\u5b9e\u4f53\u5206\u884c\u3002\u5982\u679c\u8bf4\u5728\u94f6\u884c\u4e1a\u52a1\u65b9\u9762 Boost \u662f\u65b0\u79c0\uff0cRHB Bank \u5c31\u662f\u7edd\u5bf9\u7684\u8001\u724c\u884c\u5bb6\u4e86\u3002\u8fd9\u4e24\u8005\u8054\u624b\u5c31\u662f\u5f3a\u5f3a\u8054\u5408\u3002<\/p>\n\n\n\n<p>\u76ee\u524d\uff0c\u4e9a\u901a\u65d7\u4e0b\u5b50\u516c\u53f8 Boost \u7275\u5934\uff0c\u62e5\u6709\u8be5\u8d22\u56e2 60% \u7684\u80a1\u4efd\uff0c\u800c RHB \u5219\u62e5\u6709 40% \u7684\u80a1\u4efd\u3002<\/p>\n\n\n\n<p>\u5229\u7528Boost\u5728\u6570\u5b57\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u65b9\u9762\u7684\u73b0\u6709\u8d44\u6e90\uff0c\u4ee5\u53caRHB\u73b0\u6709\u5ba2\u6237\u53ca\u5176\u6570\u636e\u7684\u8d44\u6e90\uff0c\u8be5\u8d22\u56e2\u5728\u5f00\u53d1\u4e2a\u6027\u5316\u4ea7\u54c1\u65b9\u9762\u5904\u4e8e\u6709\u5229\u5730\u4f4d\uff0c\u53ef\u4ee5\u5b9e\u73b0\u56fd\u5bb6\u94f6\u884c\u4f5c\u4e3a\u6570\u5b57\u94f6\u884c\u63a8\u52a8\u91d1\u878d\u670d\u52a1\u666e\u53ca\u5316\u7684\u76ee\u6807\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"shopee-\u6bcd\u516c\u53f8\uff1a-sea-limited-\u548c-ytl-digital-capital-sdn-bhd\" style=\"color:#009bff\"><strong>Shopee \u6bcd\u516c\u53f8\uff1aSea Limited \u548c YTL Digital Capital Sdn Bhd<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"600\" height=\"100\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/SEA-YTL.webp\" alt=\"SEA + YTL\" class=\"wp-image-51607\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/SEA-YTL.webp 600w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/SEA-YTL-300x50.webp 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p>\u5982\u679c\u8bf4 <a href=\"https:\/\/www.sea.com\/home\" target=\"_blank\" rel=\"noopener\">Sea Limited<\/a> \u4f60\u53ef\u80fd\u4f1a\u6709\u70b9\u964c\u751f\uff0c\u4f46\u662f\u8bf4 Shopee \u90a3\u4e48\u4f60\u53ef\u80fd\u5c31\u719f\u6089\u4e86\u3002\u8fd9\u662f Shopee \u7684\u6bcd\u516c\u53f8\uff0c\u65e9\u5df2\u5728\u65b0\u52a0\u5761\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167\uff0c\u5728\u9a6c\u6765\u897f\u4e9a\u62e5\u6709 ShopeePay \u3001SPayLater \u4ee5\u53ca\u9762\u5411 Shopee \u5546\u5bb6\u63d0\u4f9b\u7684 Shopee SLoan \u5fae\u578b\u8d37\u6b3e\u7b49\u91d1\u878d\u79d1\u6280\u4f01\u4e1a\u3002<\/p>\n\n\n\n<p>\u6b64\u6b21\uff0c\u5b83\u4e0e<a href=\"https:\/\/www.ytl.com\/\" target=\"_blank\" rel=\"noopener\">\u6768\u5fe0\u793c\u96c6\u56e2\uff08YTL Digital Capital Sdn Bhd\uff09<\/a>\u5408\u4f5c\u3002YTL\u7684\u4e1a\u52a1\u6db5\u76d6\u9152\u5e97\u3001\u623f\u5730\u4ea7\u3001\u6280\u672f\u3001\u57fa\u7840\u8bbe\u65bd\u7b49\u3002&nbsp;<\/p>\n\n\n\n<p>Shopee \u4f5c\u4e3a\u9a6c\u6765\u897f\u4e9a\u7535\u5546\u5e73\u53f0\u7684\u9f99\u5934\u4e4b\u4e00\uff0c\u6bcf\u6708\u5927\u7ea6\u79ef\u7d2f\u4e86 5400 \u4e07\u540d\u7528\u6237\uff0c\u62e5\u6709\u6709\u5173\u9a6c\u6765\u897f\u4e9a\u4eba\u5982\u4f55\u82b1\u94b1\u7684\u5ba2\u6237\u884c\u4e3a\u548c\u8d8b\u52bf\u7684\u5927\u91cf\u6570\u636e\u96c6\u3002<\/p>\n\n\n\n<p>\u6709\u4e86\u5982\u6b64\u6d77\u91cf\u7684\u6570\u636e\uff0cSea Group \u5c06\u80fd\u591f\u8f7b\u677e\u521b\u5efa\u9002\u5408\u9a6c\u6765\u897f\u4e9a\u6d88\u8d39\u8005\u9700\u6c42\u7684\u4e2a\u6027\u5316\u91d1\u878d\u89e3\u51b3\u65b9\u6848\u3002 \u4e0e\u672c\u5730\u4f01\u4e1a\u96c6\u56e2\u7ed3\u6210\u8d22\u56e2\u610f\u5473\u7740\u4e3a\u65b0\u6280\u672f\u5f00\u53d1\u63d0\u4f9b\u8d44\u91d1\u5c06\u662f\u4e00\u4ef6\u8f7b\u800c\u6613\u4e3e\u7684\u4e8b\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u5927\u9a6c\u6c38\u65fa\u4fe1\u8d37\uff08aeon-credit-service\uff09-\u65e5\u672c\u6c38\u65fa\u91d1\u878d\u670d\u52a1\uff08aeon-financial-service\uff09-\u4ee5\u53ca-money-lion\" style=\"color:#009bff\"><strong>\u5927\u9a6c\u6c38\u65fa\u4fe1\u8d37\uff08AEON Credit Service\uff09, \u65e5\u672c\u6c38\u65fa\u91d1\u878d\u670d\u52a1\uff08AEON Financial Service\uff09 \u4ee5\u53ca MoneyLion<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"755\" height=\"150\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/AEON-Credit-Service-Money-Lion.webp\" alt=\"AEON + Money Lion\" class=\"wp-image-51609\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/AEON-Credit-Service-Money-Lion.webp 755w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/AEON-Credit-Service-Money-Lion-300x60.webp 300w\" sizes=\"(max-width: 755px) 100vw, 755px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.aeoncredit.com.my\/\" target=\"_blank\" rel=\"noopener\">AEON Credit Service<\/a> \u662f\u4e00\u5bb6\u975e\u94f6\u884c\u91d1\u878d\u673a\u6784 (NBFI)\uff0c\u81ea 1996 \u5e74\u8d77\u5728\u9a6c\u6765\u897f\u4e9a\u8fd0\u8425\u3002\u5b83\u63d0\u4f9b\u4fe1\u7528\u5361\u7533\u8bf7\u3001\u4fbf\u6377\u4ed8\u6b3e\u8ba1\u5212\uff08Easy Payment Scheme\uff09\u3001\u4e2a\u4eba\u53ca\u4e2d\u5c0f\u578b\u4f01\u4e1a\u8d37\u6b3e\u3001\u4fdd\u9669\u4ee5\u53ca\u7535\u5b50\u94b1\u5305 AEON Wallet \u7b49\u670d\u52a1\u3002<\/p>\n\n\n\n<p>\u5b83\u5728\u9a6c\u6765\u897f\u4e9a\u5168\u56fd\u5404\u5730\u62e5\u6709\u591a\u5bb6 AEON \u5546\u573a\u4ee5\u53ca AEON Credit Service \u7684\u5b9e\u4f53\u5e97\uff0c\u5177\u6709\u4e00\u5b9a\u7684\u54c1\u724c\u5f71\u54cd\u529b\u3002<\/p>\n\n\n\n<p>\u5176\u6bcd\u516c\u53f8<a href=\"https:\/\/www.aeonfinancial.co.jp\/en\/\" target=\"_blank\" rel=\"noopener\">\u6c38\u65fa\u91d1\u878d\u670d\u52a1\uff08AEON Financial Service\uff09<\/a>\u6301\u6709\u8fd9\u4e2a\u8054\u5408\u8d22\u56e2 60%\u7684\u80a1\u4efd\u3002<\/p>\n\n\n\n<p>\u603b\u90e8\u4f4d\u4e8e\u7f8e\u56fd\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8 <a href=\"https:\/\/www.moneylion.com\/\" target=\"_blank\" rel=\"noopener\">MoneyLion<\/a> \u5219\u4e13\u6ce8\u4e3a\u6d88\u8d39\u8005\u63d0\u4f9b\u8d37\u6b3e\u3001\u8d22\u52a1\u54a8\u8be2\u548c\u6295\u8d44\u670d\u52a1\u3002 \u9a6c\u6765\u897f\u4e9a\u4eba Chee Mun Foong \u662f\u5176\u8054\u5408\u521b\u59cb\u4eba\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p>MoneyLion \u4e8e 2021 \u5e74 9 \u6708\u901a\u8fc7\u4e0e SPAC Fusion Acquisition Corp \u5408\u5e76\u800c\u4e0a\u5e02\uff0c\u4e0a\u5e02\u5e26\u6765\u7684\u65b0\u8d44\u672c\u5c06\u589e\u5f3a\u5176\u6570\u5b57\u94f6\u884c\u7684\u96c4\u5fc3\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"kaf-investment-bank\" style=\"color:#009bff\"><strong>KAF Investment Bank<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1110\" height=\"694\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/KAF-Investment-Bank.webp\" alt=\"KAF Investment Bank\" class=\"wp-image-51611\" style=\"width:300px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/KAF-Investment-Bank.webp 1110w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/KAF-Investment-Bank-300x188.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/KAF-Investment-Bank-1024x640.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/11\/KAF-Investment-Bank-768x480.webp 768w\" sizes=\"(max-width: 1110px) 100vw, 1110px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.kaf.com.my\/Home\/Investment-Bank#:~:text=KAF%20Investment%20Bank%20Berhad%20(previously,and%20trading%20in%20debt%20securities.\" target=\"_blank\" rel=\"noopener\">KAF Investment Bank<\/a> \u6210\u7acb\u4e8e 1975\u5e74\uff0c\u662f\u4e00\u5bb6\u9a6c\u6765\u897f\u4e9a\u94f6\u884c\uff0c\u4e3b\u8981\u4e1a\u52a1\u6709\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u548c\u503a\u52a1\u8bc1\u5238\u4ea4\u6613\u3002 \u5176\u591a\u5143\u5316\u7684\u6295\u8d44\u7ec4\u5408\u5305\u62ec\u63d0\u4f9b\u6295\u8d44\u94f6\u884c\u3001\u80a1\u7968\u7ecf\u7eaa\u3001\u4f0a\u65af\u5170\u94f6\u884c\u3001\u7814\u7a76\u3001\u6295\u8d44\\\u57fa\u91d1\u7ba1\u7406\u3001\u57fa\u91d1\u54a8\u8be2\u548c\u4fe1\u6258\u670d\u52a1\u7b49\u670d\u52a1\u3002<\/p>\n\n\n\n<p>&nbsp;\u6211\u4eec\u80fd\u627e\u5230\u5173\u4e8e\u8fd9\u4e2a\u94f6\u884c\u7684\u8d44\u6599\u4e0d\u591a\uff0c\u4f46\u4ece\u4e1a\u52a1\u65b9\u9762\uff0c\u770b\u5f97\u51fa\u662f\u4e2a\u719f\u624b\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u603b\u7ed3\"><strong>\u603b\u7ed3<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u76ee\u524d\u6765\u770b\uff0c\u83b7\u5f97\u6267\u7167\u7684\u6570\u5b57\u94f6\u884c\u80cc\u540e\u90fd\u6709\u4e00\u5b9a\u7684\u7ecf\u9a8c\uff0c\u8ba9\u4eba\u66f4\u52a0\u671f\u5f85\u6570\u5b57\u94f6\u884c\u5c06\u4f1a\u5982\u4f55\u6539\u53d8\u6211\u4eec\u7684\u751f\u6d3b\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u81ea\u653f\u5e9c\u57282022\u5e74\u9881\u5e03\u724c\u7167\u4ee5\u6765\uff0c\u90fd\u6ca1\u6709\u770b\u5230\u5176\u4ed6\u6570\u5b57\u94f6\u884c\u6709\u4efb\u4f55\u52a8\u9759\uff0c\u76ee\u524d\u552f\u6709 GX Bank \u62a2\u5148\u6253\u51fa\u7b2c\u4e00\u70ae\u3002\u5982\u679c\u4f60\u5bf9 GX Bank \u611f\u5174\u8da3\uff0c\u53ef\u4ee5\u70b9\u51fb\u9605\u8bfb\uff1a<a href=\"https:\/\/valueinmind.co\/zh\/what-is-gx-bank-malaysia-first-digital-bank\/\"><strong>\u9a6c\u6765\u897f\u4e9a\u9996\u5bb6\u6570\u5b57\u94f6\u884c\u6765\u4e86\uff01\u7531 Grab \u4e3b\u5bfc\u7684 GX Bank Malaysia \u662f\u4ec0\u4e48\uff1f\u5982\u4f55\u5728 GX Bank \u6570\u5b57\u94f6\u884c\u5f00\u6237\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u5ef6\u4f38\u9605\u8bfb\"><strong>\u5ef6\u4f38\u9605\u8bfb<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-gx-bank-malaysia-first-digital-bank\/\"><strong>\u9a6c\u6765\u897f\u4e9a\u9996\u5bb6\u6570\u5b57\u94f6\u884c\u6765\u4e86\uff01\u7531 Grab \u4e3b\u5bfc\u7684 GX Bank Malaysia \u662f\u4ec0\u4e48\uff1f\u5982\u4f55\u5728 GX Bank \u6570\u5b57\u94f6\u884c\u5f00\u6237\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-top-5-high-interest-savings-accounts\/\"><strong>2023 \u5e74\u9a6c\u6765\u897f\u4e9a\u50a8\u84c4\u6237\u53e3\u5229\u606f\u6700\u9ad8 TOP 5\uff01\u5229\u606f6.15% \u5ab2\u7f8e FD\uff01<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-top-5-salary-account\/\"><strong>\u9a6c\u6765\u897f\u4e9a\u6700 BEST Salary Account TOP 5! \u51fa\u7cae\u6237\u53e3\u6709\u4ec0\u4e48\u597d\u5904\u548c\u4f18\u60e0\uff1f\u6253\u5de5\u65cf\u5fc5\u770b\uff01<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-best-junior-saving-account-for-kids\/\"><strong>\u5bb6\u957f\u5fc5\u770b\uff1a\u9a6c\u6765\u897f\u4e9a\u6700\u597d\u7684\u513f\u7ae5\u94f6\u884c\u6237\u53e3 Junior Savings Account TOP 5\uff01<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-apply-bank-account-online\/\"><strong>\u600e\u4e48\u4e0a\u7f51\u5f00\u94f6\u884c\u6237\u53e3\uff1f\u9a6c\u6765\u897f\u4e9a\u4ec0\u4e48\u94f6\u884c\u53ef\u4ee5\u7f51\u4e0a\u5f00\u6237\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/top-5-current-accounts-in-malaysia\/\"><strong>\u4ec0\u4e48\u662f Current Account\uff1f\u6765\u5f80\u6237\u53e3\u548c\u50a8\u84c4\u6237\u53e3\u6709\u4ec0\u4e48\u533a\u522b\uff1f\u9a6c\u6765\u897f\u4e9a\u6765\u5f80\u6237\u53e3 TOP 5 \u63a8\u8350<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-joint-account\/\"><strong>Joint account \u662f\u4ec0\u4e48\uff1f\u8054\u540d\u6237\u53e3\u53ef\u4ee5\u4e00\u4e2a\u4eba\u62ff\u94b1\u5417\uff1f<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/malaysia-fixed-deposit-fd-best-rate\/\"><strong>\u99ac\u4f86\u897f\u4e9e2023\u5e7411\u6708\u54ea\u4e2a\u94f6\u884c\u5b9a\u671f\u5b58\u6b3eFD\u5229\u7387\u9ad8\uff1f\u5168\u7db2\u6700\u516811\u6708\u5b9a\u671f\u5b58\u6b3e\u512a\u60e0<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/what-is-foreign-currency-fixed-deposit\/\"><strong>\u5916\u5e01\u5b9a\u671f\u5b58\u6b3e\uff08FCFD\uff09\u548c\u666e\u901aFD\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\u9a6c\u5e01\u8d2c\u503c\uff0c\u8fd9\u662f\u6700\u5b89\u5168\u7684\u8d5a\u5916\u6c47\u65b9\u6cd5\uff01<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u514d\u8d23\u58f0\u660e\"><strong>\u514d\u8d23\u58f0\u660e<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6b64\u6587\u7ae0\u5185\u5bb9\u4ec5\u4f5c\u4e3a\u6559\u5b66\u3001\u5206\u4eab\u53ca\u53c2\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u4e13\u4e1a\u7684\u6295\u8d44\u5efa\u8bae\u3002\u7531\u4e8e\u4e2a\u4eba\u7684\u60c5\u51b5\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u8054\u7cfb\u4ef7\u503c\u601d\u7ef4\u6216\u54a8\u8be2\u4f60\u7684\u7406\u8d22\u89c4\u5212\u5e08\u4ee5\u53d6\u5f97\u4e13\u4e1a\u7684\u5efa\u8bae\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u4ec0\u4e48\u90fd\u53ef\u4ee5\u4e0a\u7f51\u5b8c\u6210\u7684\u65f6\u4ee3\uff0c\u8bb8\u591a\u94f6\u884c\u90fd\u5df2\u7ecf\u5f00\u59cb\u4e86 Online Banking \u8ba9\u8f6c\u8d26\u5b58\u6b3e\u7b49\u4e8b\u5b9c\u5728\u7f51\u4e0a\u5b8c\u6210\u3002\u4f46\u662f\uff0c\u56fd\u884c\u57282022\u5e74\u7a81\u7136\u5ba3\u5e03\u67095\u5bb6\u94f6\u884c\u83b7\u5f97\u4e86\u6570\u5b57\u94f6\u884c\u724c\u7167\uff01\u6570\u5b57\u94f6\u884c Digital Bank \u548c\u6211\u4eec\u5e73\u65f6\u8ba4\u8bc6\u7684 Online Banking \u6709\u4ec0\u4e48\u4e0d\u540c\uff1f\u4f7f\u7528\u6570\u5b57\u94f6\u884c\u6709\u4ec0\u4e48\u597d\u5904\uff1f\u9a6c\u6765\u897f\u4e9a\u83b7\u5f97\u6570\u5b57\u94f6\u884c\u724c\u7167\u7684\u6709\u54ea\u4e9b\u3002\u8fd9\u7bc7\u6587\u7ae0\u5c06\u4e3a\u4f60\u4e00\u4e00\u89e3\u6790\u3002<\/p>\n","protected":false},"author":62,"featured_media":51615,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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