{"id":52153,"date":"2023-12-20T09:00:00","date_gmt":"2023-12-20T01:00:00","guid":{"rendered":"https:\/\/valueinmind.co\/?p=52153"},"modified":"2024-01-02T10:55:11","modified_gmt":"2024-01-02T02:55:11","slug":"how-to-claim-insurance-for-tax-relief","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/how-to-claim-insurance-for-tax-relief\/","title":{"rendered":"\u4fdd\u9669\u53ef\u4ee5\u6263\u7a0e\u5417\uff1f\u5982\u4f55\u57282023\u5e74\u7ed3\u675f\u524d\uff0c\u628a\u6240\u5f97\u7a0e\u51cf\u514d\u6263\u5230\u6700\u591a\uff1f| \u9a6c\u6765\u897f\u4e9a\u6263\u7a0e\u9879\u76ee\u5fc5\u77e5"},"content":{"rendered":"\n<p>2023\u5e74\u9a6c\u4e0a\u5c31\u8981\u7ed3\u675f\u4e86\uff0c\u660e\u5e743\u6708\u53c8\u8981\u5f00\u59cb\u62a5\u7a0e\u5566\u3002<\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u5728\u62a5\u7a0e\u65f6\uff0c\u603b\u4f1a\u60f3\u5c3d\u529e\u6cd5\u6263\u7a0e\uff0c\u751a\u81f3\u8c0e\u62a5\u6536\u5165\u6765\u907f\u514d\u4ea4\u7a0e\u3002\u8fd9\u6837\u505a\u5176\u5b9e\u975e\u5e38\u5371\u9669\uff0c\u4e00\u65e6\u8bc1\u636e\u786e\u51ff\u662f\u4f1a\u88ab\u76d1\u7981\u3001\u7f5a\u6b3e\u7684\uff01<\/p>\n\n\n\n<p>\u5176\u5b9e\u5185\u9646\u7a0e\u6536\u5c40\uff08LHDN\uff09\u5141\u8bb8\u6211\u4eec\u5728\u4e00\u4e9b\u9879\u76ee\u4e0a\u83b7\u5f97<a href=\"https:\/\/www.hasil.gov.my\/en\/individual\/individual-life-cycle\/how-to-declare-income\/tax-reliefs\/\" target=\"_blank\" rel=\"noopener\">\u7a0e\u52a1\u51cf\u514d<\/a>\u3002\u4f60\u4e70\u7684\u4fdd\u9669\u5176\u5b9e\u4e5f\u662f\u53ef\u4ee5\u7528\u6765\u6263\u7a0e\u7684\u3002\u800c\u4e14\uff0c\u5229\u7528\u4fdd\u9669\u4e5f\u662f\u6700\u5bb9\u6613\u3001\u6700\u666e\u53ca\u7684\u7a0e\u52a1\u51cf\u514d\u65b9\u6cd5\uff0c\u6bd5\u7adf\uff0c\u65e0\u8bba\u4f60\u662f\u5426\u662f\u6253\u5de5\u65cf\u8fd8\u662f\u81ea\u96c7\u4eba\u58eb\uff0c\u6211\u4eec\u90fd\u4f1a\u5728\u6bcf\u4e2a\u6708\u6216\u6bcf\u5e74\u56fa\u5b9a\u652f\u51fa\u4e00\u7b14\u8d39\u7528\u6765\u8fd8\u4fdd\u8d39\u3002<\/p>\n\n\n\n<p><strong>\u63a8\u8350\u9605\u8bfb\uff1a<\/strong><a href=\"https:\/\/valueinmind.co\/zh\/2023-malaysia-income-tax-newest-rate-and-tax-relief\/\"><strong>\u30102024\u5831\u7a05\u3011\u99ac\u4f86\u897f\u4e9e\u6700\u65b0\u6263\u7a05,\u7a05\u7387\u548c\u5e38\u898b\u554f\u984c\uff01\u6253\u5de5\u65cf\u5fc5\u770b<\/strong><\/a><\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u4e3a\u4ec0\u4e48\u6709\u4e9b\u4eba\u7684\u4fdd\u9669\u53ef\u4ee5\u6263\u5230\u6700\u591a\uff0c\u6709\u4e9b\u4eba\u5374\u53ea\u80fd\u6263\u4e00\u70b9\u70b9\u5462\uff1f<\/p>\n\n\n\n<p>\u8fd9\u7bc7\u6587\u7ae0\u5c31\u6559\u4f60\u628a\u4fdd\u9669\u7a0e\u52a1\u51cf\u514d\u9879\u76ee\u6263\u5230\u6781\u81f4\uff0c\u5e2e\u4f60\u964d\u4f4e\u8981\u8fd8\u7a0e\u7684\u673a\u7387\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u76ee\u5f55<\/h2><nav><ul><li class=\"\"><a href=\"#\u5982\u4f55\u5229\u7528\u4fdd\u9669\u628a\u6240\u5f97\u7a0e\u51cf\u514d\u6263\u5230\u6700\u591a\uff1f\">\u5982\u4f55\u5229\u7528\u4fdd\u9669\u628a\u6240\u5f97\u7a0e\u51cf\u514d\u6263\u5230\u6700\u591a\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u4ec0\u4e48\u4fdd\u9669\u7684\u79cd\u7c7b\u53ef\u4ee5\u7528\u6765\u6263\u7a0e\uff1f\">\u4ec0\u4e48\u4fdd\u9669\u7684\u79cd\u7c7b\u53ef\u4ee5\u7528\u6765\u6263\u7a0e\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u5982\u4f55\u5728\u62a5\u7a0e\u65f6\uff0c\u586b\u5199\u4fdd\u9669\u6263\u7a0e\uff1f\">\u5982\u4f55\u5728\u62a5\u7a0e\u65f6\uff0c\u586b\u5199\u4fdd\u9669\u6263\u7a0e\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u603b\u7ed3\">\u603b\u7ed3<\/a><\/li><li class=\"\"><a href=\"#\u5ef6\u4f38\u9605\u8bfb\">\u5ef6\u4f38\u9605\u8bfb<\/a><\/li><li class=\"\"><a href=\"#\u514d\u8d23\u58f0\u660e\">\u514d\u8d23\u58f0\u660e<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u5982\u4f55\u5229\u7528\u4fdd\u9669\u628a\u6240\u5f97\u7a0e\u51cf\u514d\u6263\u5230\u6700\u591a\uff1f\"><strong>\u5982\u4f55\u5229\u7528\u4fdd\u9669\u628a\u6240\u5f97\u7a0e\u51cf\u514d\u6263\u5230\u6700\u591a\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4fdd\u9669\u7684\u7a0e\u52a1\u51cf\u514d\u9879\u76ee\u6709\u4e00\u70b9\u590d\u6742\uff0c\u56e0\u4e3a\u6211\u4eec\u5728\u62a5\u7a0e\u65f6\uff0c\u7cfb\u7edf\u662f\u628a\u4fdd\u9669\u548c EPF \u7684\u7a0e\u52a1\u653e\u5728\u540c\u4e00\u4e2a\u680f\u76ee\uff0c\u6700\u9ad8\u603b\u5171\u80fd\u51cf\u514d RM 7,000\u3002\u8fd9\u4e2a\u6263\u7a0e\u9650\u989d\u5c31\u8981\u89c6\u6211\u4eec\u662f\u516c\u52a1\u5458\u8fd8\u662f\u666e\u901a\u6253\u5de5\u65cf\u6765\u8ba1\u7b97\uff0c\u4e0b\u8868\u4e3a\u4f60\u6574\u7406\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u7a0e\u52a1\u51cf\u514d\u9879\u76ee<\/strong><\/td><td><strong>\u6700\u9ad8\u6263\u7a0e\u9650\u989d<\/strong><\/td><\/tr><tr><td><strong>\u4eba\u5bff\u4fdd\u9669 + EPF \uff08\u6ca1\u6709\u4ece\u5de5\u8d44\u4e2d\u6263\u9664\uff09<\/strong><br><br>\u9886\u53d6\u517b\u8001\u91d1\u7684\u516c\u52a1\u5458\uff0c\u53ea\u80fd\u51cf\u514d\uff1a<br>1.\u4eba\u5bff\u4fdd\u9669\u4fdd\u8d39<br><br>\u5176\u4ed6\u6ca1\u6709\u9886\u53d6\u517b\u8001\u91d1\u7684\u666e\u901a\u4eba\uff0c\u4f8b\u5982\uff1a\u6253\u5de5\u65cf\uff0c\u53ef\u4ee5\u83b7\u5f97\u51cf\u514d\u662f\uff1a<br>1.\u4eba\u5bff\u4fdd\u9669\u4fdd\u8d39 \uff08\u6700\u9ad8 RM 3,000\uff09<br>2.EPF\uff08\u6700\u9ad8 RM 4,000\uff09<\/td><td>RM 7,000<\/td><\/tr><tr><td>\u6559\u80b2\u548c\u533b\u7597\u4fdd\u9669\uff08\u6ca1\u6709\u4ece\u5de5\u8d44\u4e2d\u6263\u9664\uff09<\/td><td>RM 3,000<\/td><\/tr><tr><td>\u9012\u5ef6\u5e74\u91d1\u548c\u79c1\u4eba\u9000\u4f11\u8ba1\u5212\uff08Private Retirement Scheme\uff0cPRS\uff09<br>*\u751f\u6548\u81f32025\u5e74<\/td><td>RM 3,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4ec0\u4e48\u4fdd\u9669\u7684\u79cd\u7c7b\u53ef\u4ee5\u7528\u6765\u6263\u7a0e\uff1f\"><strong>\u4ec0\u4e48\u4fdd\u9669\u7684\u79cd\u7c7b\u53ef\u4ee5\u7528\u6765\u6263\u7a0e\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6211\u4eec\u53ef\u4ee5\u901a\u8fc7\u4eba\u5bff\u3001\u6559\u80b2\u548c\u533b\u7597\u4fdd\u9669\u4ee5\u53ca PRS \u6765\u51cf\u514d\u7a0e\u52a1\u3002 \u4ee5\u4e0b\u662f\u7b26\u5408\u8d44\u683c\u7684\u4fdd\u5355\u7c7b\u578b\uff0c\u4ee5\u53ca\u6211\u4eec\u53ef\u4ee5\u7533\u8bf7\u7a0e\u6536\u51cf\u514d\u7684\u4fdd\u8d39\u91d1\u989d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u4fdd\u9669\u7684\u79cd\u7c7b<\/strong><\/td><td><strong>\u6761\u4ef6<\/strong><\/td><td><strong>\u53ef\u4ee5\u83b7\u5f97\u591a\u5c11\u7a0e\u52a1\u51cf\u514d\uff1f<\/strong><\/td><\/tr><tr><td>\u4eba\u5bff\u4fdd\u9669<\/td><td>\u5fc5\u987b\u7531\u4f60\u6216\u914d\u5076\u8d2d\u4e70\uff0c\u4eba\u5bff\u4fdd\u9669\u7684\u53d7\u4fdd\u4eba\u5fc5\u987b\u662f\u4f60\u6216\u8005\u662f\u914d\u5076<\/td><td>100%<\/td><\/tr><tr><td>\u6559\u80b2\u4fdd\u9669<\/td><td>\u5fc5\u987b\u7531\u4f60\u6216\u914d\u5076\u8d2d\u4e70\uff0c\u4eba\u5bff\u4fdd\u9669\u7684\u53d7\u4fdd\u4eba\u5fc5\u987b\u662f\u4f60\u3001\u914d\u5076\u6216\u8005\u662f\u5b69\u5b50\u3002\u5176\u4e2d\u5b69\u5b50\u5fc5\u987b\u662f\u53d7\u76ca\u4eba\u3002<\/td><td>100%<\/td><\/tr><tr><td>\u533b\u836f\u4fdd\u9669 \/ \u533b\u836f\u5361<\/td><td>\u4fdd\u5355\u671f\u9650\u5fc5\u987b\u81f3\u5c1112\u4e2a\u6708\u6216\u4ee5\u4e0a\u3002<br>\u53ef\u4ee5\u5305\u62ec\u56e2\u4f53\u533b\u836f\u4fdd\u9669\u6765\u51cf\u7a0e\uff0c\u53ea\u8981\u4f60\u6709\u652f\u4ed8\u4fdd\u8d39\u3002<\/td><td>\u72ec\u7acb\u4fdd\u5355\u6216\u4f5c\u4e3a\u4eba\u5bff\u4fdd\u9669\u5355\u7684\u9644\u52a0\u9669\uff08rider)\uff1a\u4fdd\u8d39\/\u9644\u52a0\u9669\u4fdd\u8d39\u7684 100%<br><br>\u5982\u679c\u57fa\u672c\u4fdd\u5355\u9644\u5e26\u91cd\u5927\u75be\u75c5\uff08crtitical illness\uff09\u4fdd\u9669\uff1a\u9644\u52a0\u4fdd\u8d39\u7684 100%<br><br>\u5982\u679c\u91cd\u5927\u75be\u75c5\uff08critical illness\uff09\u4fdd\u9669\u4e0e\u5b9a\u671f\u6559\u80b2\u548c\u533b\u7597\u4fdd\u9669\u6346\u7ed1\u5728\u4e00\u8d77\uff1a\u4fdd\u8d39\u7684 60%<\/td><\/tr><tr><td>PRS &amp; \u9012\u5ef6\u5e74\u91d1<\/td><td>&#8211;<\/td><td>100%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5982\u679c\u4f60\u8fd8\u6ca1\u6709\u4e70\u4fdd\u9669\uff0c\u53c8\u60f3\u5728\u660e\u5e74\u53ef\u4ee5\u6263\u7a0e\uff0c\u5efa\u8bae\u4f60\u6700\u597d\u53ca\u65e9\u8d2d\u4e70\u4ee5\u4e0a\u8fd9\u4e9b\u53ef\u4ee5\u6263\u7a0e\u7684\u4fdd\u9669\uff0c\u56e0\u4e3a\u7533\u8bf7\u548c\u6279\u51c6\u90fd\u9700\u8981\u4e00\u6bb5\u65f6\u95f4\u3002<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u6ce8\u610f\uff1a\u50a8\u84c4\u4fdd\u9669\u3001\u6295\u8d44\u8fde\u7ed3\u4fdd\u9669\u90fd\u4e0d\u5c5e\u4e8e\u7a0e\u52a1\u51cf\u514d\u7684\u8303\u56f4\u54e6\u3002<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u5982\u4f55\u5728\u62a5\u7a0e\u65f6\uff0c\u586b\u5199\u4fdd\u9669\u6263\u7a0e\uff1f\"><strong>\u5982\u4f55\u5728\u62a5\u7a0e\u65f6\uff0c\u586b\u5199\u4fdd\u9669\u6263\u7a0e\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5f53\u4f60\u8fdb\u5165 MyTax \u7cfb\u7edf\u62a5\u7a0e\u65f6\uff0c\u4f60\u53ef\u4ee5\u5728\u56fe\u4e2d\u6211\u4eec\u6807\u8bb0\u65b9\u6846\u7684\u4f4d\u7f6e\u586b\u5199\u8981\u51cf\u514d\u7684\u91d1\u989d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1046\" height=\"2560\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/\u4fdd\u9669\u6263\u7a0e-LHDN-scaled.webp\" alt=\"\u4fdd\u9669\u6263\u7a0e LHDN\u754c\u9762\" class=\"wp-image-52160\" style=\"width:600px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/\u4fdd\u9669\u6263\u7a0e-LHDN-scaled.webp 1046w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/\u4fdd\u9669\u6263\u7a0e-LHDN-123x300.webp 123w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/\u4fdd\u9669\u6263\u7a0e-LHDN-418x1024.webp 418w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/\u4fdd\u9669\u6263\u7a0e-LHDN-768x1880.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/\u4fdd\u9669\u6263\u7a0e-LHDN-628x1536.webp 628w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/\u4fdd\u9669\u6263\u7a0e-LHDN-837x2048.webp 837w\" sizes=\"(max-width: 1046px) 100vw, 1046px\" \/><\/figure>\n\n\n\n<p>\u8fd9\u4e9b\u91d1\u989d\u53ef\u4ee5\u4ece\u4fdd\u9669\u516c\u53f8\u53d1\u7ed9\u4f60\u7684 Annual Premium Statement \u627e\u5230\u3002<\/p>\n\n\n\n<p>Annual Premium Statement \u662f\u4e00\u4efd\u5217\u51fa\u6211\u4eec\u4e0e\u7279\u5b9a\u4fdd\u9669\u516c\u53f8\u7b7e\u8ba2\u7684\u4fdd\u9669\u8ba1\u5212\u3001\u5f53\u5e74\u652f\u4ed8\u7684\u4fdd\u8d39\u91d1\u989d\u4ee5\u53ca\u4fdd\u9669\u8986\u76d6\u8303\u56f4\u7684\u6587\u4ef6\u3002 \u8fd9\u4e9b\u8be6\u7ec6\u4fe1\u606f\u5bf9\u4e8e\u5e2e\u52a9\u4fdd\u9669\u7a0e\u51cf\u514d\u81f3\u5173\u91cd\u8981\u3002<\/p>\n\n\n\n<p>\u4ee5\u5c0f\u7f16\u81ea\u5df1\u6295\u4fdd\u7684 Prudential \u4fdd\u9669\u4ee5\u53ca Great Eastern \u4fdd\u9669\u5e74\u4fdd\u8d39\u4e3a\u4f8b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"599\" height=\"702\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Prudential-\u5e74\u4fdd\u8d39\u6263\u7a0e.webp\" alt=\"Prudential \u5e74\u4fdd\u8d39\" class=\"wp-image-52154\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Prudential-\u5e74\u4fdd\u8d39\u6263\u7a0e.webp 599w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Prudential-\u5e74\u4fdd\u8d39\u6263\u7a0e-256x300.webp 256w\" sizes=\"(max-width: 599px) 100vw, 599px\" \/><figcaption class=\"wp-element-caption\"><em>Prudential \u5e74\u4fdd\u8d39<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"1845\" height=\"1331\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Great-Eastern-\u5e74\u4fdd\u8d39\u6263\u7a0e-edited.webp\" alt=\"Great Eastern \u5e74\u4fdd\u8d39\" class=\"wp-image-52158\" style=\"width:600px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Great-Eastern-\u5e74\u4fdd\u8d39\u6263\u7a0e-edited.webp 1845w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Great-Eastern-\u5e74\u4fdd\u8d39\u6263\u7a0e-edited-300x216.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Great-Eastern-\u5e74\u4fdd\u8d39\u6263\u7a0e-edited-1024x739.webp 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Great-Eastern-\u5e74\u4fdd\u8d39\u6263\u7a0e-edited-768x554.webp 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2023\/12\/Great-Eastern-\u5e74\u4fdd\u8d39\u6263\u7a0e-edited-1536x1108.webp 1536w\" sizes=\"(max-width: 1845px) 100vw, 1845px\" \/><figcaption class=\"wp-element-caption\"><em>Great Eastern \u5e74\u4fdd\u8d39<\/em><\/figcaption><\/figure>\n\n\n\n<p>\u56fe\u4e2d\u660e\u786e\u8bf4\u660e\u4e86\u6bcf\u79cd\u4fdd\u9669\u7c7b\u578b\u652f\u4ed8\u7684\u4fdd\u8d39\u91d1\u989d\u3002 \u6211\u4eec\u53ea\u9700\u7b80\u5355\u5730\u628a\u6bcf\u79cd\u627f\u4fdd\u7c7b\u578b\u7684\u91d1\u989d\u76f8\u52a0\u5373\u53ef\u3002 \u5bf9\u4e8e\u91cd\u5927\u75be\u75c5\uff0c\u5982\u679c\u662f\u9644\u52a0\u5728\u6559\u80b2\u548c\u533b\u7597\u4fdd\u9669\u4e0b\u53ef\u4ee5\u51cf\u514d 60%\uff0c\u5982\u679c\u662f\u4eba\u5bff\u9669\u7d22\u4e0b\u9644\u52a0\u91cd\u5927\u75be\u75c5\u53ef\u4ee5\u51cf\u514d100%\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0cGreat Eastern \u4fdd\u5355\u4e2d\u6240\u6807\u793a\u7684 MEDICAL \/ LIFE \u7684 RM 113.76 \u5176\u5b9e\u662f\u5c5e\u4e8e\u91cd\u5927\u75be\u75c5\u9644\u52a0\u9669\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5728\u4e0d\u540c\u7684\u60c5\u51b5\u4e0b\u5448\u62a5\u91cd\u5927\u75be\u75c5\u7684\u51cf\u514d\uff0c\u51cf\u514d\u91d1\u989d\u4e5f\u6709\u867d\u4e0d\u540c\u3002<\/p>\n\n\n\n<p>\u6211\u4eec\u5728\u4e0b\u8868\u5bf9\u6bd4\u4e862\u4e2d\u51cf\u514d\u7684\u64cd\u4f5c\uff0c\u770b\u770b\u54ea\u4e00\u79cd\u53ef\u4ee5\u5e2e\u52a9\u6211\u4eec\u6263\u66f4\u591a\u7a0e\uff1a<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Prudential + Great Eastern \u5e74\u4fdd\u8d39<\/strong><\/td><td><strong>\u65b9\u6cd51\uff1a\u628a\u91cd\u5927\u75be\u75c5\u62a5\u5728\u4eba\u5bff\u4fdd\u9669<\/strong><\/td><td><strong>\u65b9\u6cd52\uff1a\u628a\u91cd\u5927\u75be\u75c5\u4fdd\u9669\u62a5\u5728\u6559\u80b2\u548c\u533b\u7597\u4fdd\u9669<\/strong><\/td><\/tr><tr><td><strong>\u4eba\u5bff\u4fdd\u9669<\/strong><\/td><td>RM 32.89 + RM 329.17 + RM 113.76 = RM 475.82<\/td><td>RM 32.89 + RM 329.17 = RM 362.06<\/td><\/tr><tr><td><strong>\u6559\u80b2\u548c\u533b\u7597\u4fdd\u9669<\/strong><\/td><td>RM 487.27 + RM 123.28 + RM1872.40 = RM 2482.95<\/td><td>RM 487.27 + RM 123.28 + RM1872.40 + (RM 113.76 X 60%) = 2551.21<\/td><\/tr><tr><td><strong>\u6263\u7a0e\u603b\u989d<\/strong><\/td><td><strong>RM 2958.87<\/strong><\/td><td><strong>RM 2913.27<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u8fd9\u4e2a\u4f8b\u5b50\u4e2d\uff0c\u5728\u4eba\u5bff\u4fdd\u9669\u7c7b\u522b\u4e0b\u5448\u62a5\u91cd\u5927\u75be\u75c5\u4fdd\u8d39\u80fd\u591f\u83b7\u5f97\u7684\u51cf\u514d\u66f4\u591a\u3002 \u4f46\u662f\uff0c\u5982\u679c\u4f60\u7684\u4fdd\u8d39\u8d85\u8fc7\u4e86 RM 3,000 \u7684\u51cf\u514d\u91d1\u989d\uff0c\u90a3\u4e48\u5728\u6559\u80b2\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u522b\u4e0b\u51cf\u514d\u91cd\u5927\u75be\u75c5\u4fdd\u8d39\uff0c\u4e5f\u662f\u4e0d\u9519\u7684\u9009\u62e9\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u9009\u62e9\u65b9\u6cd51\uff0c\u90a3\u4e48\u6211\u4eec\u5728\u62a5\u7a0e\u65f6 Life Insurance Premium \u4e00\u680f\uff0c\u5c31\u8981\u586b\u5199 RM 475.82\uff1b\u5982\u679c\u9009\u62e9\u65b9\u6cd52\u5c31\u586b\u5199 RM 362.06\u3002<\/p>\n\n\n\n<p>\u5728 Education and medical insurance \u4e00\u680f\uff0c\u5982\u679c\u9009\u62e9\u65b9\u6cd51\uff0c\u5c31\u586b\u5199 RM 2482.95\uff1b\u9009\u62e9\u65b9\u6cd52\u5219\u586b\u5199 RM 2551.21\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u603b\u7ed3\"><strong>\u603b\u7ed3<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4fdd\u9669\u4e0d\u4ec5\u53ef\u4ee5\u7528\u6765\u4fdd\u62a4\u81ea\u5df1\u548c\u5bb6\u4eba\uff0c\u6211\u4eec\u8fd8\u53ef\u4ee5\u901a\u8fc7\u4fdd\u9669\u6765\u51cf\u514d\u7a0e\u52a1\uff0c\u51cf\u5c11\u7eb3\u7a0e\u7684\u91d1\u989d\u3002\u8fd9\u5b9e\u9645\u4e0a\u4e5f\u662f\u9a6c\u6765\u897f\u4e9a\u653f\u5e9c\u9f13\u52b1\u6211\u4eec\u6295\u4fdd\u7684\u539f\u56e0\u5f0f\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p>\u5e0c\u671b\u8fd9\u7bc7\u6587\u7ae0\u80fd\u591f\u66f4\u597d\u5730\u5e2e\u52a9\u4f60\u5982\u4f55\u5229\u7528\u4fdd\u9669\u51cf\u514d\u7a0e\u52a1\u3002 \u5982\u679c\u4f60\u5bf9\u62a5\u7a0e\u3001\u7eb3\u7a0e\u6709\u4efb\u4f55\u5176\u4ed6\u7591\u95ee\uff0c\u4f60\u53ef\u4ee5\u70b9\u51fb\u9605\u8bfb\u4ee5\u4e0b\u6587\u7ae0\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u5ef6\u4f38\u9605\u8bfb\"><strong>\u5ef6\u4f38\u9605\u8bfb<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/2023-malaysia-income-tax-newest-rate-and-tax-relief\/\"><strong>\u30102024\u5831\u7a05\u3011\u99ac\u4f86\u897f\u4e9e\u6700\u65b0\u6263\u7a05,\u7a05\u7387\u548c\u5e38\u898b\u554f\u984c\uff01\u6253\u5de5\u65cf\u5fc5\u770b<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/how-to-submit-income-tax-malaysia-efiling-2023\/\"><strong>\u7b2c\u4e00\u6b21\u5831\u7a05\u5fc5\u770b\uff018\u6b65\u7372\u53d6\u6240\u5f97\u7a05\u865f\u78bcTIN Number\u53cae-filing\u4e0a\u7db2\u5831\u7a05<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/valueinmind.co\/zh\/e-filing-guide-2021-business\/\"><strong>\u30102023\u5831\u7a05\u3011e-Filing \u96fb\u5b50\u5831\u7a05\u624b\u628a\u624b\u6559\u5b78 (\u8001\u95c6\/\u81ea\u50f1\u4eba\u58eb\u7bc7\uff09<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u514d\u8d23\u58f0\u660e\"><strong>\u514d\u8d23\u58f0\u660e<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6b64\u6587\u7ae0\u5185\u5bb9\u4ec5\u4f5c\u4e3a\u6559\u5b66\u3001\u5206\u4eab\u53ca\u53c2\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u4e13\u4e1a\u7684\u6295\u8d44\u5efa\u8bae\u3002\u7531\u4e8e\u4e2a\u4eba\u7684\u60c5\u51b5\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u8054\u7cfb\u4ef7\u503c\u601d\u7ef4\u6216\u54a8\u8be2\u4f60\u7684\u7406\u8d22\u89c4\u5212\u5e08\u4ee5\u53d6\u5f97\u4e13\u4e1a\u7684\u5efa\u8bae\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4f60\u77e5\u9053\u62a5\u7a0e\u65f6\uff0c\u53ef\u4ee5\u7528\u4fdd\u9669\u6765\u6263\u7a0e\u5417\uff1f\u600e\u6837\u5728\u62a5\u7a0e\u65f6\uff0c\u586b\u4fdd\u9669\u7684\u91d1\u989d\u6765\u51cf\u514d\u6240\u5f97\u7a0e\uff1f\u4ec0\u4e48\u4fdd\u9669\u7684\u79cd\u7c7b\u53ef\u4ee5\u6263\u7a0e\uff1f\u50a8\u84c4\u4fdd\u9669\u53ef\u4ee5\u6263\u7a0e\u5417\uff1f\u4e3a\u4ec0\u4e48\u6709\u4e9b\u4eba\u53ef\u4ee5\u6263\u90a3\u4e48\u591a\u94b1\uff1f\u8fd9\u7bc7\u6587\u7ae0\u5c31\u6559\u4f60\u628a\u4fdd\u9669\u7a0e\u52a1\u51cf\u514d\u9879\u76ee\u6263\u5230\u6781\u81f4\uff0c\u5e2e\u4f60\u964d\u4f4e\u8981\u8fd8\u7a0e\u3001\u7eb3\u7a0e\u7684\u91d1\u989d\u3002<\/p>\n","protected":false},"author":62,"featured_media":52164,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[],"tags":[788,927,856],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/52153"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=52153"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/52153\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/52164"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=52153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=52153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=52153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}