{"id":52404,"date":"2024-01-10T09:00:00","date_gmt":"2024-01-10T01:00:00","guid":{"rendered":"https:\/\/valueinmind.co\/?p=52404"},"modified":"2024-01-04T11:16:54","modified_gmt":"2024-01-04T03:16:54","slug":"best-digital-cash-management-platform-in-malaysia","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/best-digital-cash-management-platform-in-malaysia\/","title":{"rendered":"\u6295\u8d44 TNG GO+\u3001GO Invest\u3001StashAway Simple\u3001Versa Cash \u548c KDI Save \u54ea\u4e2a\u66f4\u503c\u5f97\uff1f"},"content":{"rendered":"\n<p>\u7ecf\u5386\u4e86\u75ab\u60c5\u7684\u6d17\u793c\uff0c\u7f8e\u8054\u50a8\u63a5\u8fde\u52a0\u606f\u5bfc\u81f4\u7684\u901a\u8d27\u81a8\u80c0\uff0c\u6574\u4e2a\u7ecf\u6d4e\u73af\u5883\u7684\u4e0d\u7a33\u5b9a\uff0c\u4e5f\u8ba9\u201c\u50a8\u84c4\u201d\u8fd9\u4ef6\u4e8b\u8d8a\u53d1\u7684\u91cd\u8981\u3002\u6bd5\u7adf\u60f3\u8981\u5728\u8fd9\u4e2a\u751f\u6d3b\u6210\u672c\u4e0d\u7b97\u4e0a\u5347\u73af\u5883\u4e0b\uff0c\u4f9d\u65e7\u7ef4\u6301\u7740\u597d\u7684\u751f\u6d3b\u54c1\u8d28\uff0c\u7a33\u59a5\u7684\u8d22\u52a1\u89c4\u5212\u8d8a\u53d1\u91cd\u8981\u3002<\/p>\n\n\n\n<p>\u7531\u4e8e\u6bcf\u4e2a\u4eba\u7684\u8d22\u52a1\u72b6\u51b5\u4e0d\u540c\uff0c\u9700\u6c42\u548c\u76ee\u6807\u4e5f\u6709\u4e0d\u540c\uff0c\u6240\u4ee5\u8bb8\u591a\u5e73\u53f0\u4e5f\u770b\u51c6\u8fd9\u4e2a\u5e02\u573a\u9700\u6c42\uff0c\u63a8\u51fa\u4e86\u4e0d\u540c\u7684\u7406\u8d22\u529f\u80fd\uff0c\u5305\u62ec\u7535\u5b50\u652f\u4ed8\u516c\u53f8 TouchnGo \u63a8\u51fa\u7684 GO+\u3001GO Invest\uff0c\u667a\u80fd\u6295\u8d44\u5e73\u53f0 Stashaway\u7684\u73b0\u91d1\u7ba1\u7406\u4ea7\u54c1 Stashaway Simple\uff0c AHAM Asset Management \u63a8\u51fa\u7684\u667a\u80fd\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0 Versa Cash\uff0cKenanga Investment Bank Berhad \u63a8\u51fa\u7684\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0 KDI Save \u7b49\u7b49\uff0c\u5230\u5e95\u54ea\u4e2a\u503c\u5f97\u5462\uff1f<\/p>\n\n\n\n<p>\u672c\u6587\u4f1a\u4ed4\u7ec6\u5730\u8bf4\u660e\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u7684\u597d\u5904\u548c\u574f\u5904\uff0c\u5404\u4e2a\u5e73\u53f0\u7684\u5bf9\u6bd4\uff0c\u5e76\u8bf4\u660e\u9002\u5408\u7684\u4eba\u7fa4\u4ee5\u53ca\u5176\u539f\u56e0\uff0c\u611f\u5174\u8da3\u7684\u5c31\u7ee7\u7eed\u770b\u4e0b\u53bb\u5427\uff01<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u76ee\u5f55<\/h2><nav><ul><li class=\"\"><a href=\"#\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u597d\u5904\uff1f\">\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u597d\u5904\uff1f<\/a><ul><li class=\"\"><a href=\"#\u4f4e\u95e8\u69db\">\u4f4e\u95e8\u69db<\/a><\/li><li class=\"\"><a href=\"#\u5229\u606f\u6bd4fd\u9ad8\">\u5229\u606f\u6bd4FD\u9ad8<\/a><\/li><li class=\"\"><a href=\"#\u6ca1\u6709\u9501\u5b9a\u671f\uff08lock-in-period\uff09\">\u6ca1\u6709\u9501\u5b9a\u671f\uff08lock in period\uff09<\/a><\/li><li class=\"\"><a href=\"#\u64cd\u4f5c\u7b80\u5355\">\u64cd\u4f5c\u7b80\u5355<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u574f\u5904\uff1f\">\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u574f\u5904\uff1f<\/a><ul><li class=\"\"><a href=\"#\u4e0d\u4fdd\u672c\uff0c\u4f9d\u7136\u6709\u4e8f\u94b1\u7684\u98ce\u9669\">\u4e0d\u4fdd\u672c\uff0c\u4f9d\u7136\u6709\u4e8f\u94b1\u7684\u98ce\u9669<\/a><\/li><li class=\"\"><a href=\"#\u56de\u62a5\u5229\u606f\u4e0d\u4fdd\u8bc1\uff0c\u4f1a\u968f\u5e02\u573a\u6ce2\u52a8\">\u56de\u62a5\u5229\u606f\u4e0d\u4fdd\u8bc1\uff0c\u4f1a\u968f\u5e02\u573a\u6ce2\u52a8<\/a><\/li><li class=\"\"><a href=\"#\u6295\u8d44\u6bd4\u8f83\u88ab\u52a8\">\u6295\u8d44\u6bd4\u8f83\u88ab\u52a8<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5927\u5bf9\u6bd4\">\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5927\u5bf9\u6bd4<\/a><ul><li class=\"\"><a href=\"#stash-away-simple\u2122\">StashAway Simple\u2122<\/a><\/li><li class=\"\"><a href=\"#versa-cash-versa-cash-i\">Versa Cash &amp; Versa Cash-i<\/a><\/li><li class=\"\"><a href=\"#kdi-save\">KDI Save<\/a><\/li><li class=\"\"><a href=\"#tng-go-tng-go-invest\">TNG GO+ &amp; TNG GO Invest<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5bf9\u6bd4\uff08\u9644\u8868\u683c\u8be6\u89e3\uff09\">\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5bf9\u6bd4\uff08\u9644\u8868\u683c\u8be6\u89e3\uff09<\/a><\/li><li class=\"\"><a href=\"#\u603b\u7ed3\uff1a\u54ea\u4e2a\u5e73\u53f0\u66f4\u9002\u5408\u6211\uff1f\">\u603b\u7ed3\uff1a\u54ea\u4e2a\u5e73\u53f0\u66f4\u9002\u5408\u6211\uff1f<\/a><\/li><li class=\"\"><a href=\"#\u5ef6\u4f38\u9605\u8bfb\">\u5ef6\u4f38\u9605\u8bfb<\/a><\/li><li class=\"\"><a href=\"#\u514d\u8d23\u58f0\u660e\">\u514d\u8d23\u58f0\u660e<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u597d\u5904\uff1f\"><strong>\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u597d\u5904\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u4f4e\u95e8\u69db\" style=\"color:#009bff\"><strong>\u4f4e\u95e8\u69db<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4e00\u822c\u6765\u8bf4\uff0c\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u901a\u5e38\u5141\u8bb8\u5c0f\u989d\u6295\u8d44\uff0c\u53ea\u8981 RM10 \u5c31\u53ef\u4ee5\u5f00\u59cb\uff0c\u8fd9\u4e5f\u4ee3\u8868\u65e0\u8bba\u4f60\u662f\u5b66\u751f\u515a\uff0c\u5de5\u4f5c\u4eba\u58eb\uff0c\u5bb6\u5ead\u4e3b\u5987\uff0c\u90fd\u53ef\u4ee5\u5c0f\u989d\u5f00\u59cb\u6295\u8d44\u3002\u5bf9\u6bd4\u5b9a\u671f\u5b58\u6b3e\u6700\u4f4e RM 1000 \u6216\u66f4\u9ad8\u7684\u95e8\u69db\u6765\u8bf4\uff0c\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u95e8\u69db\u975e\u5e38\u4f4e\uff0c\u65e0\u8bba\u662f\u8c01\u90fd\u968f\u65f6\u53ef\u4ee5\u5f00\u59cb\u6295\u8d44\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u5229\u606f\u6bd4fd\u9ad8\" style=\"color:#009bff\"><strong>\u5229\u606f\u6bd4FD\u9ad8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u4e00\u822c\u6765\u8bf4\u662f\u6295\u8d44\u5728\u8d27\u5e01\u57fa\u91d1\uff08Money Market Fund\uff09\uff0c\u4f8b\u5982 Stashaway Simple \u5c31\u662f\u6295\u8d44\u5728 Eastspring Investments Islamic Income Fund\uff0c\u5728 Q3 \u7684\u5229\u7387\u662f <a href=\"https:\/\/www.stashaway.my\/simple\" target=\"_blank\" rel=\"noopener\">3.39%<\/a>\uff1b\u5bf9\u6bd4Maybank 12\u4e2a\u6708\u7684\u5b9a\u671f\u5b58\u6b3e\u7684\u8bdd\uff0c\u5219\u662f <a href=\"https:\/\/www.maybank2u.com.my\/maybank2u\/malaysia\/en\/personal\/accounts\/fixed_deposits\/fixed_deposit_account.page\" target=\"_blank\" rel=\"noopener\">2.8%<\/a>\uff08\u8d44\u6599\u622a\u81f3 2023\u5e7412\u6708\uff09\u3002\u5bf9\u6bd4\u5176\u4ed6\u7684\u94f6\u884c\u7684\u5b9a\u671f\u5b58\u6b3e\u6536\u76ca\u6765\u8bf4\uff0c\u4e5f\u662f\u975e\u5e38\u7684\u6709\u4f18\u52bf\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u6ca1\u6709\u9501\u5b9a\u671f\uff08lock-in-period\uff09\" style=\"color:#009bff\"><strong>\u6ca1\u6709\u9501\u5b9a\u671f\uff08lock in period\uff09<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8fd8\u6709\u975e\u5e38\u91cd\u8981\u7684\u4e00\u70b9\uff0c\u4e0e\u5b9a\u671f\u5b58\u6b3e\u4e0d\u540c\uff0c\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u901a\u5e38\u6ca1\u6709\u9501\u5b9a\u671f\u3002\u65e0\u8bba\u4f55\u65f6\u4f55\u5730\uff0c\u6295\u8d44\u8005\u90fd\u53ef\u4ee5\u5728\u9700\u8981\u7684\u65f6\u5019\u968f\u65f6\u53d6\u51fa\u8d44\u91d1\uff0c\u63d0\u9ad8\u4e86\u8d44\u91d1\u7684\u7075\u6d3b\u6027\u3002\u76f8\u6bd4\u4e4b\u4e0b\u94f6\u884c\u7684\u5b9a\u671f\u5b58\u6b3e\uff0c\u662f\u6709\u9501\u5b9a\u671f\u7684\uff08lock in period\uff09\uff0c\u4ece\u4e09\u4e2a\u6708\u597d\u51e0\u5e74\u4e0d\u7b49\uff0c\u63d0\u65e9\u89e3\u7ea6\u53d6\u51fa\u5b58\u6b3e\u7684\u8bdd\uff0c\u5c31\u4f1a\u635f\u5931\u5229\u606f\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u5728\u8d44\u91d1\u7075\u6d3b\u6027\u7684\u8fd9\u4e2a\u70b9\u4e0a\uff0c\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u4f1a\u66f4\u52a0\u6709\u4f18\u52bf\u3002\u7136\u800c\uff0c\u6709\u4e9b\u5e73\u53f0\uff0c\u4f8b\u5982 Stashway Simple \u63d0\u6b3e\u5230\u4e2a\u4eba\u7684\u94f6\u884c\u6237\u53e3\u662f\u9700\u89813-4\u4e2a\u5de5\u4f5c\u65e5\u5904\u7406\u7684\uff0c\u5982\u679c\u662f\u6709\u7d27\u6025\u7528\u5904\u7684\u8bdd\uff0c\u9700\u8981\u8003\u8651\u5728\u5185\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u64cd\u4f5c\u7b80\u5355\" style=\"color:#009bff\"><strong>\u64cd\u4f5c\u7b80\u5355<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5e02\u9762\u4e0a\u5927\u90e8\u5206\u7684\u73b0\u91d1\u7ba1\u7406\u516c\u53f8\u90fd\u4f1a\u63a8\u51fa\u624b\u673a APP\uff0c\u4ece\u5f00\u6237\uff0c\u6ce8\u518c\uff0c\u5165\u91d1\uff0c\u63d0\u6b3e\uff0c\u4ee5\u53ca\u65e5\u5e38\u67e5\u770b\u6295\u8d44\u56de\u62a5\u7684\u529f\u80fd\u90fd\u4f1a\u6709\u3002\u4f60\u53ef\u4ee5\u5728\u624b\u673a\u4e0a\u64cd\u4f5c\u5c31\u53ef\u4ee5\u5b8c\u6210\u6574\u4e2a\u6d41\u7a0b\uff0c\u4e0d\u9700\u8981\u5728\u8def\u4e0a\u585e\u8f66\uff0c\u4e0d\u9700\u8981\u5728\u94f6\u884c\u6392\u961f\uff0c\u5728\u5bb6\u5c31\u53ef\u4ee5\u64cd\u4f5c\uff0c\u4f7f\u7528\u65b9\u5f0f\u975e\u5e38\u7684\u7b80\u5355\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u574f\u5904\uff1f\"><strong>\u6295\u8d44\u5728\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u6709\u4ec0\u4e48\u574f\u5904\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u4e0d\u4fdd\u672c\uff0c\u4f9d\u7136\u6709\u4e8f\u94b1\u7684\u98ce\u9669\" style=\"color:#009bff\"><strong>\u4e0d\u4fdd\u672c\uff0c\u4f9d\u7136\u6709\u4e8f\u94b1\u7684\u98ce\u9669<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u4e00\u822c\u6765\u8bf4\u662f\u6295\u8d44\u5728\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08Money Market Fund\uff09\u7684\uff0c\u867d\u7136\u8fd9\u4e2a\u57fa\u91d1\u7684\u98ce\u9669\u5f88\u4f4e\uff0c\u4f46\u662f\u8fd9\u4e5f\u5c5e\u4e8e\u4e00\u9879\u6295\u8d44\uff0c\u5e76\u4e0d\u80fd\u62c5\u4fdd\u4e00\u5b9a\u4f1a\u83b7\u5f97\u56fa\u5b9a\u7684\u56de\u916c\uff0c\u800c\u4e14\u4e0d\u53d7<a href=\"https:\/\/valueinmind.co\/zh\/what-is-pidm-and-how-to-protect-us\/\">PIDM<\/a> \u4fdd\u969c\u3002\u5982\u679c\u5e02\u573a\u6ce2\u52a8\u5267\u70c8\u751a\u81f3\u8868\u73b0\u4e0d\u4f73\u7684\u60c5\u51b5\u4e0b\uff0c\u6709\u4efb\u4f55\u4e8f\u635f\u90fd\u5f97\u7531\u7528\u6237\u6765\u627f\u62c5\u3002<\/p>\n\n\n\n<p>\u94f6\u884c\u7684\u5b9a\u671f\u5b58\u6b3e\u5219\u662f\u53d7\u5230\u9a6c\u6765\u897f\u4e9a\u5b58\u6b3e\u4fdd\u9669\u673a\u6784\u7684\u4fdd\u969c\u7684\u3002\u5982\u679c\u94f6\u884c\u5012\u95ed\u6216\u662f\u8fdd\u7ea6\u7684\u8bdd\uff0c\u6700\u9ad8\u53ef\u83b7\u5f97 RM250,000 \u7684\u8d54\u507f\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u56de\u62a5\u5229\u606f\u4e0d\u4fdd\u8bc1\uff0c\u4f1a\u968f\u5e02\u573a\u6ce2\u52a8\" style=\"color:#009bff\"><strong>\u56de\u62a5\u5229\u606f\u4e0d\u4fdd\u8bc1\uff0c\u4f1a\u968f\u5e02\u573a\u6ce2\u52a8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u867d\u7136\u8d27\u5e01\u57fa\u91d1\u662f\u662f\u76f8\u5bf9\u56de\u7b79\u7a33\u5b9a\u7684\u6295\u8d44\uff0c\u4f46\u662f\u8fd9\u5e76\u4e0d\u662f\u56fa\u5b9a\u7684\uff0c\u800c\u662f\u53d7\u5230\u5e02\u573a\u7684\u5f71\u54cd\u7684\u3002\u5982\u679c\u9047\u5230\u7ecf\u6d4e\u4e0d\u666f\u6c14\u6216\u8005\u662f\u5229\u7387\u4e0b\u8c03\u7684\u60c5\u51b5\u56de\u62a5\u53ef\u80fd\u4f1a\u8f83\u4f4e\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u6295\u8d44\u6bd4\u8f83\u88ab\u52a8\" style=\"color:#009bff\"><strong>\u6295\u8d44\u6bd4\u8f83\u88ab\u52a8<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u901a\u5e38\u4ee5\u76f8\u5bf9\u4f4e\u98ce\u9669\u3001\u77ed\u671f\u7684\u91d1\u878d\u5de5\u5177\u4e3a\u4e3b\uff0c\u6bd4\u5982\u8bf4\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u3002\u5bf9\u4e8e\u7528\u6237\u6765\u8bf4\uff0c\u8fd9\u79cd\u6295\u8d44\u662f\u6bd4\u8f83\u88ab\u52a8\u7684\uff0c\u56e0\u4e3a\u4ed6\u4eec\u662f\u6ca1\u6709\u529e\u6cd5\u51b3\u5b9a\u5177\u4f53\u6295\u8d44\u5728\u54ea\u4e2a\u57fa\u91d1\u6216\u8005\u662f\u91d1\u878d\u4ea7\u54c1\u7684\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5927\u5bf9\u6bd4\"><strong>\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5927\u5bf9\u6bd4<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"stash-away-simple\u2122\" style=\"color:#009bff\"><strong>StashAway Simple\u2122<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5229\u606f\uff1a3.8%<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1014\" height=\"282\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.54.57.webp\" alt=\"Stashaway\" class=\"wp-image-52423\" style=\"aspect-ratio:3.595744680851064;object-fit:cover;width:300px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.54.57.webp 1014w, https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.54.57-300x83.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.54.57-768x214.webp 768w\" sizes=\"(max-width: 1014px) 100vw, 1014px\" \/><\/figure>\n\n\n\n<p>StashAway \u662f\u6765\u81ea\u65b0\u52a0\u5761\u7684\u4eba\u5de5\u667a\u80fd\u6295\u8d44\u5e73\u53f0\uff0c\u800c StashAway Simple\u2122 \u662f\u65d7\u4e0b\u7684\u73b0\u91d1\u7ba1\u7406\u5de5\u5177\uff0c\u900f\u8fc7\u628a\u8d44\u91d1\u81ea\u52a8\u7684\u6295\u8d44\u5728\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08Money Market Fund\uff09\u8ba9\u7528\u6237\u5728\u50a8\u84c4\u7684\u540c\u65f6\u4e5f\u80fd\u591f\u83b7\u5f97\u6295\u8d44\u56de\u62a5\u3002<\/p>\n\n\n\n<p>\u4f5c\u4e3a\u5408\u6cd5\u7684\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\uff0cStashAway \u540c\u6837\u4e5f\u53d7\u5230\u4e86\u9a6c\u6765\u897f\u4e9a\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08Securities Commission,SC\uff09\u7684\u76d1\u7ba1\uff0c\u800c\u5176\u4e2d StashAway Simple\u2122 \u662f\u628a\u8d44\u91d1\u6295\u8d44\u5728 Eastspring Investments Islamic Income Fund \u7684\uff0c\u4e0d\u4ec5\u7b26\u5408\u56de\u6559\u6559\u4e49\uff08Shariah Compliant\uff09\uff0c\u6295\u8d44\u95e8\u69db\u4e5f\u975e\u5e38\u7684\u4f4e\uff0c\u4ece RM1 \u8d77\u3002<\/p>\n\n\n\n<p>StashAway \u4e5f\u6709\u4e13\u95e8\u7684\u624b\u673aAPP\uff0c\u4ece\u5f00\u6237\u5230\u51fa\u5165\u91d1\u90fd\u975e\u5e38\u65b9\u4fbf\u3002\u7136\u800c\u5728\u51fa\u5165\u91d1\u7684\u901f\u5ea6\u4e0a\u7a0d\u5fae\u900a\u8272\uff0c\u5165\u91d1\u9700\u8981 1-2 \u4e2a\u5de5\u4f5c\u65e5\uff0c\u51fa\u91d1\u5219\u9700\u8981 3-4\u4e2a\u5de5\u4f5c\u65e5\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u6210\u7acb\u5e74\u4efd<\/td><td>StashAway \u6210\u7acb\u4e8e2016\u5e74\uff0c2018\u5e74\u8fdb\u519b\u9a6c\u6765\u897f\u4e9a\u5e02\u573a\uff0cStashAway Simple\u2122 \u5219\u662f\u57282019\u5e74\u63a8\u51fa\u7684<\/td><\/tr><tr><td>\u76d1\u7ba1\u673a\u6784<\/td><td>\u9a6c\u6765\u897f\u4e9a\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08Securities Commission,SC\uff09<\/td><\/tr><tr><td>\u8d44\u91d1\u6258\u7ba1\u516c\u53f8<\/td><td>Deutsche Trustees Malaysia Berhad<\/td><\/tr><tr><td>\u6295\u8d44\u57fa\u91d1<\/td><td>Eastspring Investments Islamic Income Fund<\/td><\/tr><tr><td>\u6700\u4f4e\u6295\u8d44\u95e8\u69db<\/td><td>RM1<\/td><\/tr><tr><td>\u5f00\u6237\u6216\u5e73\u53f0\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u51fa\u5165\u91d1\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5e73\u53f0\u7ba1\u7406\u5e74\u8d39<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5176\u4ed6\u8d39\u7528<\/td><td>\u76f8\u8fde\u57fa\u91d1\uff08Underlying Fund\uff09\u7ba1\u7406\u8d39\uff08Management Fee\uff09\u3001\u6258\u7ba1\u8d39\uff08Trustee Fee\uff09\uff0c\u51c0\u8d39\u7528\u7387\u4e3a 0.5%<\/td><\/tr><tr><td>\u7b26\u5408\u56de\u6559\u6559\u4e49<\/td><td>\u4e0d\u7b26\u5408<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"versa-cash-versa-cash-i\" style=\"color:#009bff\"><strong>Versa Cash &amp; Versa Cash-i<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5229\u606f\uff1a4%<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"736\" height=\"226\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.55.03.webp\" alt=\"Versa\" class=\"wp-image-52421\" style=\"aspect-ratio:3.256637168141593;object-fit:cover;width:300px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.55.03.webp 736w, https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.55.03-300x92.webp 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/figure>\n\n\n\n<p>Versa \u4f5c\u4e3a\u548c AHAM Capital Asset Management \u5408\u4f5c\u63a8\u51fa\u7684\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\uff0c\u8ba9\u7528\u6237\u53ef\u4ee5\u5728\u64cd\u4f5c\u7b80\u5355\uff0c\u65e0\u9501\u5b9a\u671f\u7684\u60c5\u51b5\u4e0b\uff0c\u53ef\u4ee5\u8ba9\u50a8\u84c4\u4e5f\u83b7\u5f97\u56de\u916c\u3002<\/p>\n\n\n\n<p>\u5728\u5b89\u5168\u6027\u4e0a\u4e0e\u5408\u6cd5\u6027\u4e0a\uff0cVersa\u662f\u53d7\u5230\u9a6c\u6765\u897f\u4e9a\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08Securities Commission,SC\uff09\u76d1\u7ba1\u7684\uff0c\u5e76\u5728<a href=\"https:\/\/versa.com.my\/\" target=\"_blank\" rel=\"noopener\">\u7528\u6237\u8d44\u91d1\u7684\u7ba1\u7406<\/a>\u4e0a\uff0c\u4e5f\u662f\u7531\u7b2c\u4e09\u65b9\u673a\u6784 HSBC Malaysia Trustees Berhad \u548c CIMB Commerce Trustee Berhad \u6301\u6709\u7684\u3002<\/p>\n\n\n\n<p>\u6240\u8c13\u7684\u7b2c\u4e09\u65b9\u8d44\u91d1\u5b58\u7ba1\u673a\u6784\uff08Custody\uff09\u5176\u5b9e\u5c31\u662f\u4e3a\u4e86\u4fdd\u969c\u8d44\u91d1\u5b89\u5168\uff0c\u8ba9\u6295\u8d44\u8005\u7684\u8d44\u91d1\u548c\u5e73\u53f0\u81ea\u8eab\u7684\u8fd0\u8425\u8d44\u91d1\u5206\u5f00\u7ba1\u7406\uff0c\u4ee5 Versa \u4e3a\u4f8b\uff0c\u4f5c\u4e3a\u6295\u8d44\u5e73\u53f0\u53ea\u80fd\u505a\u8d44\u4ea7\u7ba1\u7406\uff0c\u4f46\u662f\u65e0\u6743\u4f7f\u7528\u5176\u4e2d\u7684\u8d44\u91d1\uff0c\u6240\u4ee5\u5982\u679c Versa \u4e0d\u5e78\u5012\u95ed\uff0c\u6211\u4eec\u7684\u8d44\u91d1\u5c06\u4f1a\u7531 HSBS Malaysia Trustees Berhad \u6765\u5f52\u8fd8\u3002<\/p>\n\n\n\n<p>\u9664\u6b64\u4e4b\u5916\uff0cVersa \u7684\u5f00\u6237\u6d41\u7a0b\u975e\u5e38\u7684\u65b9\u4fbf\uff0c\u76f4\u63a5\u5728\u624b\u673a\u4e0a\u5c31\u53ef\u4ee5\u5b8c\u6210\uff0c\u6295\u8d44\u95e8\u69db\u4e5f\u975e\u5e38\u7684\u4f4e\uff0c\u5c31\u7b97\u53ea\u6709RM1 \u90fd\u53ef\u4ee5\u8f7b\u677e\u5f00\u59cb\u3002\u5176\u4e2d Versa Cash-i \u662f\u6295\u8d44\u5728\u7b26\u5408\u56de\u6559\u6559\u4e49\uff08Shariah Compliant\uff09\u7684\uff0c\u800c Versa Cash \u5219\u4e0d\u662f\u3002<\/p>\n\n\n\n<p>\u5173\u4e8e\u51fa\u5165\u91d1\u7684\u7ec6\u8282\u5219\u662f\u5982\u4e0b\uff1a<\/p>\n\n\n\n<p>\u4f7f\u7528 Versa Cash-i\uff1a\u5165\u91d1\u540e\u4f1a\u5728 T+2 \u4e2a\u5de5\u4f5c\u65e5\u5185\u663e\u793a\u5728 Versa \u6237\u53e3\u5185<\/p>\n\n\n\n<p>\u5982\u679c\u5728\u5de5\u4f5c\u65e5\u7684\u4e0a\u534810:00\u4e4b\u524d\u5b58\u5165\u73b0\u91d1\uff0c\u5c31\u4f1a\u5728\u540c\u4e00\u5929\u88ab\u5904\u7406\uff08\u5468\u4e00\u81f3\u5468\u4e94\uff09<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u5728\u4e0a\u534810:00\u4e4b\u540e\u5165\u91d1\uff0c\u5c06\u5728\u4e0b\u4e00\u4e2a\u5de5\u4f5c\u65e5\u624d\u4f1a\u88ab\u5904\u7406\u3002<\/p>\n\n\n\n<p>\u4f7f\u7528 Versa Cash\uff1a\u540c\u6837\u4e5f\u662f\u9700\u8981 T+2 \u4e2a\u5de5\u4f5c\u65e5\u5185\u624d\u4f1a\u663e\u793a\u5728 Versa \u6237\u53e3\u5185<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u5728\u5de5\u4f5c\u65e5\u7684\u4e0b\u53483:00\u4e4b\u524d\u5165\u91d1\uff0c\u5c31\u4f1a\u5728\u540c\u4e00\u5929\u5904\u7406\uff08\u5468\u4e00\u81f3\u5468\u4e94\uff09\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u5728\u4e0b\u53483:00\u4e4b\u540e\u53d1\u51fa\u7684\u5165\u91d1\u7533\u8bf7\uff0c\u5c06\u5728\u4e0b\u4e00\u4e2a\u5de5\u4f5c\u65e5\u624d\u5f00\u59cb\u5904\u7406\u3002<\/p>\n\n\n\n<p>\u5728\u51fa\u91d1\u901f\u5ea6\u65b9\u9762\uff1a<\/p>\n\n\n\n<p>Versa Cash \u53ea\u9700\u8981 T+1 \u4e2a\u5de5\u4f5c\u65e5\u5c31\u53ef\u4ee5\u663e\u793a\u5728\u6237\u53e3\uff08\u5468\u4e00\u81f3\u5468\u4e94\u4e0b\u53483:00\u4e4b\u524d\u63d0\u4ea4\u7533\u8bf7\uff09\uff0c\u800c Versa Cash-i \u53ea\u9700\u8981 T \u4e2a\u5de5\u4f5c\u65e5\u5c31\u53ef\u4ee5\u663e\u793a\u5728\u6237\u53e3\uff08\u5468\u4e00\u81f3\u5468\u4e94\u4e0a\u534810:00\u4e4b\u524d\u63d0\u4ea4\u7533\u8bf7\uff09\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u6210\u7acb\u5e74\u4efd<\/td><td>2021\u5e74<\/td><\/tr><tr><td>\u76d1\u7ba1\u673a\u6784<\/td><td>\u9a6c\u6765\u897f\u4e9a\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08Securities Commission,SC\uff09<\/td><\/tr><tr><td>\u8d44\u91d1\u6258\u7ba1\u516c\u53f8<\/td><td>HSBC (Malaysia) Trustee Berhad<\/td><\/tr><tr><td>\u6295\u8d44\u57fa\u91d1<\/td><td>AHAM Enhanced Deposit Fund<\/td><\/tr><tr><td>\u6700\u4f4e\u6295\u8d44\u95e8\u69db<\/td><td>RM1<\/td><\/tr><tr><td>\u5f00\u6237\u6216\u5e73\u53f0\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u51fa\u5165\u91d1\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5e73\u53f0\u7ba1\u7406\u5e74\u8d39<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5176\u4ed6\u8d39\u7528<\/td><td>\u76f8\u8fde\u57fa\u91d1\uff08Underlying Fund\uff09\u7ba1\u7406\u8d39\uff08Management Fee\uff090.30%\u3001\u6258\u7ba1\u8d39\uff08Trustee Fee\uff090.05% \u7b49<\/td><\/tr><tr><td>\u7b26\u5408\u56de\u6559\u6559\u4e49<\/td><td>Versa Cash-i \u7b26\u5408\uff0cVersa Cash \u4e0d\u7b26\u5408<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"kdi-save\" style=\"color:#009bff\"><strong>KDI Save<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5229\u606f\uff1a4%<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"778\" height=\"260\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.55.10.webp\" alt=\"KDI save\" class=\"wp-image-52419\" style=\"aspect-ratio:2.9923076923076923;object-fit:cover;width:300px\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.55.10.webp 778w, https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.55.10-300x100.webp 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2024\/01\/Screenshot-2024-01-03-at-07.55.10-768x257.webp 768w\" sizes=\"(max-width: 778px) 100vw, 778px\" \/><\/figure>\n\n\n\n<p>KDI \u662f\u9a6c\u6765\u897f\u4e9a\u7684 Kenanga Investment Bank Bhd \u63a8\u51fa\u7684\u6295\u8d44\u5e73\u53f0\uff0c\u91cc\u9762\u76842\u5927\u6838\u5fc3\u4ea7\u54c1\u662f KDI Save \u548c KDI Invest\u3002<\/p>\n\n\n\n<p>\u5176\u4e2d KDI Save \u662f\u5c5e\u4e8e\u4f4e\u98ce\u9669\u7684\u73b0\u91d1\u7ba1\u7406\u9879\u76ee\uff0c\u53d7\u5230\u5927\u9a6c\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08SC\uff09\u7684\u8bb8\u53ef\u7684\uff0c\u662f\u6295\u8d44\u4e8e\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08Money Market Fund\uff09\uff0c\u8ba9\u6295\u8d44\u8005\u53ef\u4ee5\u5728\u6ca1\u6709\u9501\u5b9a\u671f\u7684\u60c5\u51b5\u8ba9\u81ea\u5df1\u7684\u50a8\u84c4\u91d1\u989d\u8d5a\u53d6\u56de\u916c\u3002<\/p>\n\n\n\n<p>KDI Invest \u5219\u662f\u4e3b\u8981\u6295\u8d44\u5728\u7f8e\u56fd\u6307\u6570\u80a1\u7968\u578b\u57fa\u91d1\uff08ETF\uff09\uff0c\u7531\u4e8e\u672c\u7bc7\u6587\u7ae0\u8ba8\u8bba\u7684\u662f\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u7684\u5bf9\u6bd4\uff0c\u8fd9\u4e2a\u529f\u80fd\u5e76\u4e0d\u5728\u672c\u6b21\u7684\u8ba8\u8bba\u8303\u56f4\u5185\uff0c\u6240\u4ee5\u5982\u679c\u611f\u5174\u8da3\u7684\u8bdd\uff0c\u53ef\u4ee5\u5728<a href=\"https:\/\/digitalinvesting.com.my\/invest\/\" target=\"_blank\" rel=\"noopener\">\u5b98\u7f51<\/a>\u67e5\u770b\u76f8\u5173\u7684\u8d44\u6599\u3002<\/p>\n\n\n\n<p>\u521d\u6b21\u4f7f\u7528 KDI Save \u662f\u9700\u8981 RM100\uff0c\u63a5\u4e0b\u6765\u7684\u9700\u8981\u5145\u503c\u6700\u5c11 RM10 \u6bcf\u6b21\u3002\u7136\u800cKDI Save \u7684\u51fa\u91d1\u901f\u5ea6\u975e\u5e38\u7684\u4e0d\u9519\uff0c\u5728 1-2\u4e2a\u5de5\u4f5c\u65e5\u5c31\u80fd\u5230\u8d26\uff0c\u4f46\u662f\u9700\u8981\u6ce8\u610f\u5f97\u5931\uff0c\u76ee\u524d\u7684 KDI save \u6240\u6295\u8d44\u7684\u9879\u76ee\u662f\u4e0d\u7b26\u5408\u56de\u6559\u6559\u4e49\u7684\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u6210\u7acb\u5e74\u4efd<\/td><td>2022\u5e74<\/td><\/tr><tr><td>\u76d1\u7ba1\u673a\u6784<\/td><td>\u9a6c\u6765\u897f\u4e9a\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08Securities Commission,SC\uff09<\/td><\/tr><tr><td>\u8d44\u91d1\u6258\u7ba1\u516c\u53f8<\/td><td>Pacific Trustee Berhad<\/td><\/tr><tr><td>\u6295\u8d44\u57fa\u91d1<\/td><td>\u73fe\u91d1\u7ba1\u7406\u57fa\u91d1 Cash Management Fund<\/td><\/tr><tr><td>\u6700\u4f4e\u6295\u8d44\u95e8\u69db<\/td><td>\u6700\u521dRM100\uff0c\u63a5\u4e0b\u4f86\u5145\u503c\u6700\u4f4eRM10<\/td><\/tr><tr><td>\u5f00\u6237\u6216\u5e73\u53f0\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u51fa\u5165\u91d1\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5e73\u53f0\u7ba1\u7406\u5e74\u8d39<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5176\u4ed6\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u7b26\u5408\u56de\u6559\u6559\u4e49<\/td><td>\u4e0d\u7b26\u5408<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"tng-go-tng-go-invest\" style=\"color:#009bff\"><strong>TNG GO+ &amp; TNG GO Invest<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>GO+ \u5229\u606f\uff1a3.64%\uff08\u622a\u81f32023\u5e7412\u670829\u65e5\uff09<\/strong><\/p>\n\n\n\n<p><strong>GO Invest \u5229\u606f\uff1a3.95%&nbsp;<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/-8njm_qpB1wI-baxyyEL0AVPuJJxUftCxWlnlZN8KhMJ6wDvBp-Qu8bKQN8f0BHkHxcjfkRmn_113yOIZEueiGY2WFn02593yqFxNL45B4h2yJ4vBnzWR8GU5wWKRH-yysPa9JTPMA7IDii9IS_B3rM\" alt=\"TNG GO+ &amp; GO Invest\" style=\"aspect-ratio:3.3857142857142857;width:368px;height:auto\"\/><\/figure>\n\n\n\n<p>\u9a6c\u6765\u897f\u4e9a Touch \u2018n Go eWallet \u63a8\u51fa\u4e86 GO+ \u4ee5\u53ca TNG GOinevst \u7684\u5c0f\u989d\u6295\u8d44\u65b9\u5f0f\u3002<\/p>\n\n\n\n<p>GO+ \u662f\u548c\u4fe1\u5b89\u8d44\u4ea7\u7ba1\u7406\u6709\u9650\u516c\u53f8\uff08Principal Asset Management\uff09\u63a8\u51fa\u7684\u73b0\u91d1\u7ba1\u7406\u65b9\u5f0f\uff0c\u53ea\u9700\u8981\u7535\u5b50\u94b1\u5305\u7684\u4f59\u989d\u6216\u94f6\u884c\u5b58\u6b3e\u6709 RM10\uff0c\u5c31\u53ef\u4ee5\u900f\u8fc7 GO+ \u6295\u8d44\u5728\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\uff08Money Market Fund\uff09\uff0c\u6bcf\u5929\u83b7\u5f97\u5229\u606f\u6536\u76ca\u3002<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff008c\"><strong>\u5982\u679c\u4f60\u60f3\u8981\u66f4\u4e86\u89e3 GO+ \u7684\u5177\u4f53\u529f\u80fd\u548c\u64cd\u4f5c\uff0c\u63a8\u8350\u4f60\u70b9\u51fb\u9605\u8bfb\u300a<a href=\"https:\/\/valueinmind.co\/zh\/touch-n-go-investment\/\">Touch n Go\u63a8\u51faGO+ \u53ea\u9700RM10\u5c31\u80fd\u6295\u8cc7\uff01\u4e00\u6587\u770b\u61c2 GO+ \u5c0f\u984d\u6295\u8cc7\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1<\/a>\u300b<\/strong><\/p>\n\n\n\n<p>GOinvest \u5219\u662f\u548c\u4e24\u5bb6\u8457\u540d\u7684\u57fa\u91d1\u516c\u53f8 ASNB \u548c Principal Asset Management Berhad \u5408\u4f5c\u63a8\u51fa\u7684\u6295\u8d44\u9879\u76ee\u3002\u91cc\u9762\u4e00\u5171\u5206\u6210\u4e09\u4e2a\u90e8\u5206\uff0c\u5206\u522b\u662f\uff1a\u50a8\u84c4\uff08Save\uff09\u3001\u6295\u8d44\uff08Invest\uff09\u4ee5\u53ca ASNB\uff0c\u540c\u6837\u4e5f\u662f\u53ea\u9700\u8981 RM10\u5c31\u53ef\u4ee5\u76f4\u63a5\u5f00\u59cb\u6295\u8d44\u3002<\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#ff009c\"><strong>\u5982\u679c\u4f60\u60f3\u8981\u66f4\u4e86\u89e3 GO Invest \u7684\u5177\u4f53\u529f\u80fd\u548c\u64cd\u4f5c\uff0c\u63a8\u8350\u4f60\u70b9\u51fb\u9605\u8bfb\u300a<a href=\"https:\/\/valueinmind.co\/zh\/what-is-tng-goinvest\/\">\u4ec0\u4e48\u662fTNG GO Invest\uff1f\u5e74\u5229\u606f3.95%\uff0c\u503c\u5f97\u6295\u8d44\u5417\uff1f<\/a>\u300b<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u6210\u7acb\u5e74\u4efd<\/td><td>GO+\u4e3a2021\u5e74\u63a8\u51fa\uff0cGOinvest\u4e3a2022\u5e74\u63a8\u51fa<\/td><\/tr><tr><td>\u76d1\u7ba1\u673a\u6784<\/td><td>\u9a6c\u6765\u897f\u4e9a\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08Securities Commission,SC\uff09<\/td><\/tr><tr><td>\u8d44\u91d1\u6258\u7ba1\u516c\u53f8<\/td><td>Principal Asset Management<\/td><\/tr><tr><td>\u6295\u8d44\u57fa\u91d1<\/td><td>GO+ \u4e3a Principal e-Cash Fund\uff08Class A\uff09GOinvest \u4e3a Principal Islamic Money Market Fund (Class D)<\/td><\/tr><tr><td>\u6700\u4f4e\u6295\u8d44\u95e8\u69db<\/td><td>RM10<\/td><\/tr><tr><td>\u5f00\u6237\u6216\u5e73\u53f0\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u51fa\u5165\u91d1\u8d39\u7528<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5e73\u53f0\u7ba1\u7406\u5e74\u8d39<\/td><td>\u65e0<\/td><\/tr><tr><td>\u5176\u4ed6\u8d39\u7528<\/td><td>\u76f8\u8fde\u57fa\u91d1\uff08Underlying Fund\uff09\u7ba1\u7406\u8d39\uff08Management Fee\uff090.45%\u3001\u6258\u7ba1\u8d39\uff08Trustee Fee\uff09\uff0c\u6700\u591a0.03%\uff0c\u51c0\u8d39\u7528\u7387\u4e3a\u6700\u591a0.48%<\/td><\/tr><tr><td>\u7b26\u5408\u56de\u6559\u6559\u4e49<\/td><td>\u7b26\u5408<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5bf9\u6bd4\uff08\u9644\u8868\u683c\u8be6\u89e3\uff09\"><strong>\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u5bf9\u6bd4\uff08\u9644\u8868\u683c\u8be6\u89e3\uff09<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u770b\u5b8c\u4e0a\u8ff0\u5404\u4e2a\u5e73\u53f0\u7684\u89e3\u91ca\u540e\uff0c\u4ee5\u4e0b\u4e3a\u5404\u4e2a\u5e73\u53f0\u7684\u5177\u4f53\u5bf9\u6bd4\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>StashAway Simple\u2122<\/strong><\/td><td><strong>Versa Cash &amp; Versa Cash-i<\/strong><\/td><td><strong>KDI Save<\/strong><\/td><td><strong>TNG GO+ &amp; TNG GO Invest<\/strong><\/td><\/tr><tr><td><strong>\u5229\u606f<\/strong><\/td><td>\u9884\u8ba1\u56de\u62a5 3.8% \u6bcf\u5e74 (\u6263\u9664\u8d39\u7528\u540e)<\/td><td>2\u8005\u7684\u9884\u8ba1\u56de\u62a5 \u90fd\u662f4% \u6bcf\u5e74(\u6263\u9664\u8d39\u7528\u540e)<\/td><td>\u9884\u8ba1\u56de\u62a5 4% \u6bcf\u5e74 (\u65e0\u8d39\u7528)<\/td><td>\u622a\u81f312\u670829\u65e5\uff0c\u5229\u606f\u4e3a 3.64%*\u6ce8\u610f\uff1aGO+ \u5229\u606f\u4f1a\u968f\u7740\u5e02\u573a\u6d6e\u52a8\uff0c\u6bcf\u65e5\u7684\u5229\u606f\u90fd\u662f\u4e0d\u4e00\u6837\u7684<br>GO Invest\u7684\u9884\u8ba1\u6bcf\u5e74\u7684\u56de\u62a5\u5728 3.95% \u6216\u4ee5\u4e0a<\/td><\/tr><tr><td><strong>\u6700\u4f4e\u5165\u91d1<\/strong><\/td><td>RM1<\/td><td>RM1<\/td><td>\u6700\u521dRM100\uff0c\u63a5\u4e0b\u4f86\u5145\u503c\u6700\u4f4eRM10<\/td><td>RM10<\/td><\/tr><tr><td><strong>\u51fa\u91d1\u5230\u8d26\u65f6\u957f<\/strong><\/td><td>3-4\u4e2a\u5de5\u4f5c\u65e5<\/td><td>1\u4e2a\u5de5\u4f5c\u65e5<\/td><td>1-2\u4e2a\u5de5\u4f5c\u65e5<\/td><td>GO+\uff1a<br>&#8211; \u5373\u65f6\u5230\u8d26\uff08TNG e-wallet\uff09<br>&#8211; 3\u4e2a\u5de5\u4f5c\u65e5\u6216\u4ee5\u4e0a\uff08\u81f3\u94f6\u884c\u6237\u53e3\uff09<br>GO Invest\uff1aSAVE- 2 \u4e2a\u5de5\u4f5c\u65e5\u6216\u4ee5\u4e0a\uff08\u81f3\u94f6\u884c\u6237\u53e3\uff09<br>INVEST- 7\u4e2a\u5de5\u4f5c\u65e5\u6216\u4ee5\u4e0a\uff08\u81f3\u94f6\u884c\u6237\u53e3\uff09<\/td><\/tr><tr><td><strong>\u6295\u8d44\u91d1\u989d\u4e0a\u9650<\/strong><\/td><td>\u65e0\u4e0a\u9650<\/td><td>\u65e0\u4e0a\u9650<\/td><td>\u65e0\u4e0a\u9650<\/td><td>GO+\uff1aRM9,500GO Invest\uff1a\u65e0\u4e0a\u9650<\/td><\/tr><tr><td><strong>\u5229\u606f\u5b58\u5165\u9891\u7387<\/strong><\/td><td>\u6bcf\u6708<\/td><td>\u6bcf\u6708<\/td><td>\u6bcf\u65e5<\/td><td>\u6bcf\u65e5<\/td><\/tr><tr><td><strong>\u7b26\u5408\u56de\u6559\u6559\u4e49\u5417\uff08Shariah Compliant\uff09<\/strong><\/td><td>\u4e0d\u7b26\u5408<\/td><td>Versa Cash-i \u7b26\u5408Versa Cash \u4e0d\u7b26\u5408<\/td><td>\u4e0d\u7b26\u5408<\/td><td>\u7b26\u5408<\/td><\/tr><tr><td><strong>\u5982\u679c\u5e73\u53f0\u5012\u95ed\u600e\u4e48\u529e\uff1f\u67e5\u770b\u6709\u6ca1\u6709\u7b2c\u4e09\u65b9\u8d44\u91d1\u6258\u7ba1\u8d26\u6237\uff08Custodian\uff09<\/strong><\/td><td>\u59d4\u6258\u4e8e Deutsche Trustees Malaysia Berhad<\/td><td>\u59d4\u6258\u4e8e HSBC Malaysia Trustees Berhad<\/td><td>\u65e0\u5177\u4f53\u8bf4\u660e\uff0c\u4f46\u662f\u7531 Kenanga Investment Bank Berhad \u652f\u6301<\/td><td>\u65e0\u5177\u4f53\u8bf4\u660e\uff0c\u4f46\u662fPrincipal Asset Management \u63a8\u51fa\uff0c\u4e14\u80cc\u540e\u53d7\u5230 CIMB Group Holdings Berhad \u7684\u652f\u6301<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u7efc\u5408\u4ee5\u4e0a\u7684\u8d44\u8baf\u6765\u770b\u7684\u8bdd\uff0c\u5982\u679c\u662f\u8ffd\u6c42\u56de\u916c\u7684\u8bdd\uff0c\u5229\u606f\u6700\u9ad8\u7684\u662f KDI Save\u3002\u4f46\u662f\u4ee5\u65b0\u624b\u9700\u8981\u8003\u8651\u7684\u89d2\u5ea6\u6765\u8bf4\uff0cVersa Cash \u548c StashAway Simple \u662f\u5728\u5165\u91d1\u95e8\u69db\u4e0a\u6bd4\u8f83\u6709\u4f18\u52bf\u7684\uff0c\u95e8\u69db\u53ef\u4ee5\u8bf4\u662f\u51e0\u4e4e\u6ca1\u6709\uff0c\u4f46\u662f\u5728\u51fa\u91d1\u901f\u5ea6\u65b9\u9762\u7684\u8bdd\uff0cTNG GO+\u3001Versa \u548c KDI Save \u4f1a\u66f4\u52a0\u7684\u8fc5\u901f\uff0c\u800c StashAway \u7684\u6d41\u52a8\u6027\u5bf9\u6bd4\u6765\u8bf4\u4f1a\u6bd4\u8f83\u5dee\u3002<\/p>\n\n\n\n<p>\u4ee5\u7528\u6237\u4f53\u9a8c\u6765\u8bf4\uff0c\u7ed3\u5408\u4e86\u7535\u5b50\u94b1\u5305\u529f\u80fd\u7684 TNG \u76f8\u5173\u7684\u529f\u80fd\uff0c\u5bf9\u4e8e\u5927\u4f17\u4f7f\u7528\u4e0a\u4f1a\u66f4\u52a0\u7684\u7b80\u5355\uff0c\u56e0\u4e3a\u4e0d\u9700\u8981\u53e6\u5916\u4e0b\u8f7d\u65b0\u7684 App\uff0c\u65e5\u5e38\u4f7f\u7528\u7387\u7684\u8bdd\u4f1a\u66f4\u52a0\u6709\u4f18\u52bf\u3002<\/p>\n\n\n\n<p>\u603b\u7684\u6765\u8bf4\uff0c\u5e73\u53f0\u90fd\u5404\u6709\u4f18\u52bf\uff0c\u800c\u5728\u5b89\u5168\u6027\u65b9\u9762\u90fd\u662f\u53d7\u5230\u5927\u9a6c\u8bc1\u5238\u76d1\u7763\u59d4\u5458\u4f1a\uff08SC\uff09\u7684\u76d1\u7ba1\u7684\uff0c\u4f46\u662f StashAway \u548c Versa \u7684\u4f18\u52bf\u662f\u6709\u7b2c\u4e09\u65b9\u8d44\u91d1\u6258\u7ba1\u8d26\u6237\uff0c\u4e0d\u9700\u8981\u62c5\u5fc3\u5e73\u53f0\u8bc8\u9a97\u6216\u5012\u95ed\u540e\uff0c\u8d44\u91d1\u65e0\u6cd5\u63d0\u73b0\u7684\u95ee\u9898\uff0c\u800c KDI \u548c TNG \u5c31\u7565\u900a\u4e00\u7b79\uff0c\u6bd5\u7adf\u6ca1\u6709\u5177\u4f53\u8d44\u6599\u8bf4\u660e\u8fd9\u4e2a\u90e8\u5206\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u603b\u7ed3\uff1a\u54ea\u4e2a\u5e73\u53f0\u66f4\u9002\u5408\u6211\uff1f\"><strong>\u603b\u7ed3\uff1a\u54ea\u4e2a\u5e73\u53f0\u66f4\u9002\u5408\u6211\uff1f<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u4f5c\u4e3a\u4f4e\u98ce\u9669\u6295\u8d44\u7684\u9009\u62e9\uff0c\u975e\u5e38\u9002\u5408\u4f5c\u4e3a\u94f6\u884c\u5b9a\u5b58\u4ee5\u5916\u7684\u9009\u62e9\u3002\u7528\u6237\u53ef\u4ee5\u5728\u6ca1\u6709\u9501\u5b9a\u671f\u7684\u60c5\u51b5\u4e0b\uff0c\u66f4\u52a0\u7075\u6d3b\u7684\u652f\u914d\u81ea\u5df1\u7684\u8d44\u91d1\u3002<\/p>\n\n\n\n<p>\u4ee5\u65e5\u5e38\u4f7f\u7528\u7684\u8bdd\uff0cGO+ \u7684\u5b9e\u7528\u6027\u66f4\u9ad8\uff0c\u6bd5\u7adf\u5728\u91cc\u9762\u7684\u5b58\u6b3e\u5728\u6bcf\u65e5\u83b7\u5f97\u6536\u76ca\u7684\u540c\u65f6\uff0c\u4e5f\u53ef\u4ee5\u76f4\u63a5\u900f\u8fc7\u7535\u5b50\u94b1\u5305\u4f7f\u7528\uff0c\u7f3a\u70b9\u662f\u6700\u9ad8\u53ea\u80fd\u6295\u8d44 RM9500\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u4ee5\u957f\u671f\u50a8\u84c4\u7684\u662f\u7528\u6765\u770b\u7684\u8bdd\uff0cVersa \u7684\u51fa\u91d1\u901f\u5ea6\u4f18\u52bf\u66f4\u9ad8\uff0c\u53ea\u9700\u89811\u4e2a\u5de5\u4f5c\u65e5\u5c31\u53ef\u4ee5\u5230\u8d26\u94f6\u884c\u6237\u53e3\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u4e0d\u60f3\u8981\u592a\u591a\u4e0d\u540c\u7684\u8f6f\u4ef6\u7684\u8bdd\uff0cStashAway \u548c KDI Save \u662f\u96c6\u6210\u4e86\u6295\u8d44\u548c\u50a8\u84c4\u76f8\u5173\u7684\u9009\u62e9\uff0c\u66f4\u9002\u5408\u6295\u8d44\u5c0f\u767d\u5f00\u59cb\u3002<\/p>\n\n\n\n<p>\u91cd\u70b9\u662f\u4ee5\u4e0a\u7684\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u7684\u95e8\u69db\u90fd\u975e\u5e38\u4f4e\uff0c\u7528\u6237\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u6295\u8d44\u76ee\u6807\u548c\u4f7f\u7528\u559c\u597d\uff0c\u518d\u6765\u51b3\u5b9a\u54ea\u4e2a\u6295\u8d44\u5e73\u53f0\u66f4\u52a0\u9002\u5408\u81ea\u5df1\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u5ef6\u4f38\u9605\u8bfb\"><strong>\u5ef6\u4f38\u9605\u8bfb<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/valueinmind.co\/zh\/how-to-invest-with-rm1000\/\">\u5982\u679c\u53ea\u6709RM1,000\uff0c\u6211\u53ef\u4ee5\u6295\u8cc7\u4ec0\u9ebd\uff1f<\/a><\/strong><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/valueinmind.co\/zh\/why-invest-in-gold\/\">\u5982\u4f55\u6295\u8d44\u9ec4\u91d1\uff1f\u6295\u8d44\u9ec4\u91d1\u7684\u4f18\u7f3a\u70b9\uff01\u9a6c\u6765\u897f\u4e9a\u54ea\u91cc\u53ef\u4ee5\u4e70\u9ec4\u91d1\uff1f<\/a><\/strong><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/valueinmind.co\/zh\/what-is-money-market-fund\/\">Money Market Fund\u662f\u4ec0\u4e48\uff1f\u8d27\u5e01\u57fa\u91d1\u6709\u98ce\u9669\u5417\uff1f<\/a><\/strong><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/valueinmind.co\/zh\/what-is-mutual-fund-unit-trust-fund\/\">\u57fa\u91d1\u662f\u4ec0\u4e48\uff1f\u5982\u4f55\u6295\u8d44\u57fa\u91d1\uff1f\u9a6c\u6765\u897f\u4e9a\u57fa\u91d1\u600e\u4e48\u4e70\uff1f\u57fa\u91d1\u662f\u5982\u4f55\u8d5a\u94b1\u7684\uff1f<\/a><\/strong><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/valueinmind.co\/zh\/best-robo-advisor-in-malaysia\/\">\u99ac\u4f86\u897f\u4e9e7\u5927\u667a\u80fd\u6295\u8cc7\u5e73\u53f0(robo-advisor) | \u6700\u9069\u5408\u65b0\u624b\u7684\u61f6\u4eba\u6295\u8cc7\u6cd5:\u628a\u9322\u4ea4\u7d66AI\u6a5f\u5668\u4eba\uff01<\/a><\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u514d\u8d23\u58f0\u660e\"><strong>\u514d\u8d23\u58f0\u660e<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u6b64\u6587\u7ae0\u5185\u5bb9\u4ec5\u4f5c\u4e3a\u6559\u5b66\u3001\u5206\u4eab\u53ca\u53c2\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u4e13\u4e1a\u7684\u6295\u8d44\u5efa\u8bae\u3002\u7531\u4e8e\u4e2a\u4eba\u7684\u60c5\u51b5\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u8054\u7cfb\u4ef7\u503c\u601d\u7ef4\u6216\u54a8\u8be2\u4f60\u7684\u7406\u8d22\u89c4\u5212\u5e08\u4ee5\u53d6\u5f97\u4e13\u4e1a\u7684\u5efa\u8bae\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201c\u50a8\u84c4\u201d\u8fd9\u4ef6\u4e8b\u975e\u5e38\u7684\u91cd\u8981\u3002\u6bd5\u7adf\u60f3\u8981\u5728\u8fd9\u4e2a\u751f\u6d3b\u6210\u672c\u4e0d\u7b97\u4e0a\u5347\u73af\u5883\u4e0b\uff0c\u4f9d\u65e7\u7ef4\u6301\u7740\u597d\u7684\u751f\u6d3b\u54c1\u8d28\uff0c\u7a33\u59a5\u7684\u8d22\u52a1\u89c4\u5212\u8d8a\u53d1\u91cd\u8981\u3002\u8bb8\u591a\u5e73\u53f0\u4e5f\u770b\u51c6\u8fd9\u4e2a\u5e02\u573a\u9700\u6c42\uff0c\u63a8\u51fa\u4e86\u4e0d\u540c\u7684\u7406\u8d22\u529f\u80fd\uff0c\u5305\u62ec\u7535\u5b50\u652f\u4ed8\u516c\u53f8 TouchnGo \u63a8\u51fa\u7684 GO+\u3001GO Invest\uff0c\u667a\u80fd\u6295\u8d44\u5e73\u53f0 Stashaway\u7684\u73b0\u91d1\u7ba1\u7406\u4ea7\u54c1 Stashaway Simple\uff0c AHAM Asset Management \u63a8\u51fa\u7684\u667a\u80fd\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0 Versa Cash\uff0cKenanga Investment Bank Berhad \u63a8\u51fa\u7684\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0 KDI Save \u7b49\u7b49\uff0c\u5230\u5e95\u54ea\u4e2a\u503c\u5f97\u5462\uff1f\u672c\u6587\u4f1a\u4ed4\u7ec6\u5730\u8bf4\u660e\u73b0\u91d1\u7ba1\u7406\u5e73\u53f0\u7684\u597d\u5904\u548c\u574f\u5904\uff0c\u5404\u4e2a\u5e73\u53f0\u7684\u5bf9\u6bd4\uff0c\u5e76\u8bf4\u660e\u9002\u5408\u7684\u4eba\u7fa4\u4ee5\u53ca\u5176\u539f\u56e0\uff0c\u611f\u5174\u8da3\u7684\u5c31\u7ee7\u7eed\u770b\u4e0b\u53bb\u5427\uff01<\/p>\n","protected":false},"author":65,"featured_media":52413,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[667,667],"tags":[781,947,532,945,946,597,639],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/52404"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=52404"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/52404\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/52413"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=52404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=52404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=52404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}