{"id":5286,"date":"2020-12-29T08:14:41","date_gmt":"2020-12-29T00:14:41","guid":{"rendered":"https:\/\/valueinmind.co\/?p=5286"},"modified":"2022-01-10T12:59:00","modified_gmt":"2022-01-10T04:59:00","slug":"new-house-fees","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/new-house-fees\/","title":{"rendered":"\u8cb7\u623f\u4e00\u78da\u4e00\u74e6\u5230\u5e95\u96b1\u85cf\u4e86\u591a\u5c11\u8cbb\u7528\uff1f\u982d\u671f\u6b3e\u53ea\u662f\u51b0\u5c71\u4e00\u89d2\uff1f\uff1f"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5286\" class=\"elementor elementor-5286\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5adefb6c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5adefb6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-268ad8e9\" data-id=\"268ad8e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40933d26 elementor-widget elementor-widget-text-editor\" data-id=\"40933d26\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"585\" class=\"wp-image-1001 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/questions.png\" alt=\"\u8981\u600e\u9ebc\u505a\uff1f\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/questions.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/questions-300x225.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/questions-768x576.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u6709\u5f88\u591a\u8cb7\u623f\u5c0f\u767d\u554f\u6211\uff0c\u5982\u679c\u6709\u8a08\u5283\u57282021\u5e74\u8cb7\u7b2c\u4e00\u9593\u623f\u5c4b\uff0c\u9700\u8981\u6e96\u5099\u4ec0\u9ebd\u8cbb\u7528\uff1f<\/p><p>\u5982\u679c\u4f60\u8a08\u5283\u8981\u8cb7\u623f\u5b50\u800c\u4e14\u662f\u9996\u8cfc\u65cf\uff0c\u73fe\u5728\u5c31\u662f\u500b\u597d\u6642\u6a5f\u3002\u56e0\u7232\u653f\u5e9c\u73fe\u5728\u6b63\u5728\u6436\u6551\u623f\u5e02\uff0c\u6709\u591a\u9805\u9f13\u52f5\u4eba\u6c11\u8cfc\u8cb7\u623f\u5c4b\u7684\u653f\u7b56\u548c\u514d\u5370\u82b1\u7a05\u7684\u8a08\u5283\u3002<\/p><p>\u6211\u5148\u8aac\u660e\u4e00\u822c\u4e0a\u9700\u8981\u7684\u8cb7\u623f\u8cbb\u7528\uff0c\u5728\u6587\u7ae0\u7d50\u5c3e\u624d\u544a\u77e5\u9996\u8cfc\u65cf\u7684\u512a\u60e0\u3002\u8acb\u770b\u5230\u6700\u5f8c\uff01<\/p><p>\u800c\u9019\u7bc7\u6587\u7ae0\u6703\u4e00\u4e00\u4ecb\u7d39\u65b0\u624b\u8cfc\u8cb7\u623f\u5730\u7522\u6642\u5fc5\u9808\u77e5\u9053\u7684\u77e5\u8b58\uff0c\u770b\u5b8c\u4e4b\u5f8c\u4f60\u6703\u767c\u73fe\u8cb7\u623f\u5927\u6982\u6703\u82b1\u8cbb\u7684\u8cbb\u7528\u3002\u5167\u5bb9\u5305\u542b\u4ee5\u4e0b\u5e7e\u500b\u90e8\u5206\uff1a<\/p><ul><li>\u8a02\u91d1<\/li><li>\u4f30\u50f9\u8cbb\u7528<\/li><li>\u982d\u671f<\/li><li>\u8cb7\u8ce3\u5408\u540c\u5354\u8b70\u3001\u5370\u82b1\u7a05\u3001\u8cb8\u6b3e\u5408\u540c\u5354\u8b70<\/li><li>\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05<\/li><li>\u6bcf\u6708\u8cb8\u6b3e\u4f9b\u671f<\/li><li>\u5c4b\u96aa<\/li><li>\u7ba1\u7406\u8cbb\u62bc\u91d1<\/li><li>\u5176\u4ed6\u96dc\u8cbb<\/li><li>\u9996\u8cfc\u65cf\u7684\u512a\u60e0<\/li><\/ul><h2><span style=\"color: #262262;\">\u8cfc\u8cb7\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\u548c\u4e8c\u624b\u623f\u8cbb\u7528\u5927\u4e0d\u76f8\u540c<\/span><\/h2><h6>\u00a0<\/h6><h3><span style=\"color: #009aff;\">\u7b2c\u4e00\uff0c \u8a02\u91d1 (Booking Fees)<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" class=\"aligncenter wp-image-5294 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-13.png\" alt=\"\u8a02\u91d1booking feess\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-13.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-13-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-13-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u5c0d\u8a72\u623f\u5b50\u611f\u5230\u6eff\u610f\u548c\u559c\u6b61\uff0c\u5148\u7d66\u4e00\u500b\u8a02\u91d1\u3002\u9019\u500b\u8a02\u91d1\u4e3b\u8981\u7684\u76ee\u7684\u662f\u9810\u7559\u8a72\u623f\u5b50\u6216\u7279\u5b9a\u55ae\u4f4d\uff0c\u5176\u4ed6\u8cb7\u5bb6\u5c31\u4e0d\u53ef\u4ee5\u8cb7\u4e86\u3002<\/p><p>\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\uff1a\u8a02\u91d1\u7684\u6578\u984d\u6703\u6839\u64da\u4e0d\u540c\u767c\u5c55\u5546\u800c\u4e0d\u540c\uff0c\u5c11\u6709\u5e7e\u767e\u584a\u52301\u842c\u584a\u4e0d\u7b49\u3002\u4e00\u822c\u4e0a\u767c\u5c55\u5546\u6703\u9000\u9084\u9019\u500b\u8a02\u91d1\u7d66\u4f60\u3002<\/p><p>\u4e8c\u624b\u623f\uff1a\u8a02\u91d1\u7684\u6578\u984d\u662f\u5c4b\u50f9\u7684 3%\uff08\u4e00\u822c\u72322-3%\uff09\u3002\u9019\u500b\u8a02\u91d1\u53ef\u4ee5\u7528\u4f86\u6263\u5728\u982d\u671f\u9322\u88cf\u3002\u7232\u4e86\u5b89\u5168\u8d77\u898b\uff0c\u8a02\u91d1\u8981\u8f49\u7d66\u4e2d\u4ecb\u4ee3\u7406\u516c\u53f8\u6216\u5f8b\u5e2b\u6a13\uff0c\u4e0d\u8981\u8f49\u5e33\u7d66\u500b\u4eba\u7684\u8cec\u865f\uff08\u5305\u62ec\u8ce3\u5bb6\u6216\u4e2d\u4ecb\u500b\u4eba\u8cec\u865f\uff09\u3002<\/p><h3><span style=\"color: #009aff;\">\u7b2c\u4e8c\uff0c \u4f30\u50f9\u8cbb\u7528 \uff08Valuation Fees)<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" class=\"aligncenter wp-image-1129 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u7814\u7a76\u80a1\u7968.png\" alt=\"\u8a55\u4f30\u50f9\u683c\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u7814\u7a76\u80a1\u7968.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u7814\u7a76\u80a1\u7968-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u7814\u7a76\u80a1\u7968-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u6211\u5011\u5411\u9280\u884c\u7533\u8acb\u8cb8\u6b3e\u7684\u540c\u6642\uff0c\u4f30\u50f9\u5e2b\u6703\u5230\u8a72\u623f\u5c4b\u505a\u4f30\u50f9 (\u53ea\u9069\u7528\u65bc\u5efa\u597d\u7684\u623f\u5b50\u6216\u4e8c\u624b\u623f\uff09\u3002\u5982\u679c\u8cb8\u6b3e\u7533\u8acb\u6210\u529f\u4e86\uff0c\u8cb7\u623f\u8005\u5c31\u5fc5\u9808\u652f\u4ed8\u4f30\u50f9\u5e2b\u9019\u4e00\u7b46\u8cbb\u7528\u3002\u5982\u679c\u8cb7\u623f\u8005\u7528\u73fe\u6b3e\u8cfc\u8cb7\u623f\u7522\u5c31\u4e0d\u9700\u8981\u4ed8\u9019\u500b\u8cbb\u7528\u3002<\/p><p>\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\uff1a \u6c92\u6709\u4f30\u50f9\u8cbb\u7528\uff0c\u9664\u975e\u662f\u5df2\u7d93\u5efa\u597d\u548c\u63a5\u8fd1\u62ff\u9470\u5319\u7684\u968e\u6bb5\u3002<\/p><p>\u4e8c\u624b\u623f\uff1a\u4e00\u822c\u4e0a\u5e02\u50f950\u842c\u623f\u5c4b\u7684\u8a55\u4f30\u8cbb\u7528\u4e0d\u8d85\u904e RM1500\uff0c100\u842c\u623f\u5c4b\u7684\u8a55\u4f30\u8cbb\u7528\u4e0d\u8d85\u904eRM3000\uff0c\u6b63\u78ba\u91d1\u984d\u4ee5\u4f30\u50f9\u5e2b\u7684\u4fe1\u51fd\u7232\u6e96\u3002<\/p><h6>\u00a0<\/h6><h3><span style=\"color: #009aff;\">\u7b2c\u4e09\uff0c \u982d\u671f\u9322 (Down payment)<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-939 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/money-saving.png\" alt=\"\u57f9\u990a\u5b58\u9322\u7684\u597d\u7fd2\u6163\uff0c\u505a\u597d\u91d1\u9322\u5206\u914d\" width=\"1200\" height=\"799\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/money-saving.png 1200w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/money-saving-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/money-saving-1024x682.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/money-saving-768x511.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u4e00\u822c\u4e0a\u9280\u884c\u53ef\u4ee5\u6279\u51c6\u623f\u50f9\u768490%\u8cb8\u6b3e\u7d66\u9996\u8cfc\u65cf\uff0c\u5269\u4e0b\u768410%\u5c31\u8981\u81ea\u5df1\u89e3\u6c7a\uff08\u6211\u5011\u4fd7\u7a31\u7684\u201c\u982d\u671f\u9322\u201d)\u3002\u5982\u679c\u9280\u884c\u53ea\u6279\u51c6\u623f\u50f9\u768480%\u8cb8\u6b3e\uff0c\u8cb7\u623f\u8005\u5c31\u9700\u8981\u6e96\u509920%\u7684\u982d\u671f\u9322\u3002<\/p><p>\u4f8b\u5b50\uff1aRM 600,000 \u7684\u623f\u5b50\u00a0<\/p><p>\u9280\u884c\u6279\u51c690%\u8cb8\u6b3e\uff0c\u8cb8\u6b3e\u6578\u984d\u5c31\u662f RM 600,000 x 90% = 540,000<\/p><p>\u5269\u4e0b\u768410% \u5c31\u662f\u982d\u671f\u9322 RM 60,000\uff0c\u8cb7\u623f\u8005\u5c31\u8981\u81ea\u5df1\u627f\u64d4 \u3002<\/p><p>\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\uff1a\u73fe\u5728\u5927\u90e8\u5206\u7684\u767c\u5c55\u5546\u90fd\u6709\u7d66\u4e00\u4e9b\u512a\u60e0\u914d\u5957\u4f8b\u5982\u514d\u982d\u671f\u9322\uff08\u8cb7\u623f\u8005\u4e0d\u7528\u4ed810%\uff09\u6216\u4f4e\u982d\u671f\u9322\uff08\u8cb7\u623f\u8005\u4ed8\u5c11\u65bc10%\uff09\u3002\u53ea\u8981\u8a62\u554f\u767c\u5c55\u5546\u5c31\u6703\u77e5\u9053\u6b63\u78ba\u7684\u6578\u984d\u3002<\/p><p>\u4e8c\u624b\u623f\uff1a\u6c92\u6709\u6298\u6263\uff0c\u5982\u679c\u9280\u884c\u6279\u51c690%\u623f\u50f9\u7684\u8cb8\u6b3e\uff0c\u5c31\u8981\u6e96\u509910%\u7684\u982d\u671f\u9322\u3002\u5982\u679c\u4e4b\u524d\u8a02\u91d1\u4ed8\u4e863%\uff0c\u5c31\u53ea\u9700\u8981\u4ed8\u5269\u4e0b\u76847%\u3002\u6bd4\u5982\u8aac\uff0c\u982d\u671f\u9322\u662f RM 60,000\uff0c\u8a02\u91d1\u4ed8\u4e86 RM 18,000\uff0c\u5728\u7c3d\u7f72\u8cb7\u8ce3\u5408\u540c\u6642\u5c31\u9700\u4ed8\u5269\u4e0b\u7684 RM42,000\u3002<\/p><h6>\u00a0<\/h6><h3><span style=\"color: #009aff;\">\u7b2c\u56db\uff0c\u8cb7\u8ce3\u5408\u540c\u5354\u8b70 \uff08Sales &amp; Purchase Agreement, SPA) \u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\u3001\u8cb8\u6b3e\u5408\u540c\u5354\u8b70\uff08Loan Agreement, LA) \u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\u3001<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4762 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cb8\u6b3e\u6210\u529f.png\" alt=\"\u7c3d\u5408\u540c\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cb8\u6b3e\u6210\u529f.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cb8\u6b3e\u6210\u529f-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cb8\u6b3e\u6210\u529f-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u7576\u9280\u884c\u6279\u51c6\u8cb8\u6b3e\u7533\u8acb\u540e\uff0c\u5f8b\u5e2b\u5c31\u6703\u6e96\u5099\u5169\u4efd\u975e\u5e38\u91cd\u8981\u7684\u5408\u540c\uff1a\u8cb7\u8ce3\u5408\u540c\u548c\u8cb8\u6b3e\u5408\u540c\u3002<\/p><p>\u8cb7\u8ce3\u5408\u540c\u662f\u8b49\u660e\u4f60\u662f\u8a72\u623f\u5b50\u7684\u65b0\u4e3b\u4eba\uff1b\u8cb8\u6b3e\u5408\u540c\u662f\u8b49\u660e\u9280\u884c\u767d\u7d19\u9ed1\u5b57\u501f\u9322\u7d66\u4f60\u8cb7\u623f\u5b50\uff0c\u4e00\u5929\u6c92\u6709\u9084\u6e05\u8cb8\u6b3e\uff0c\u9280\u884c\u6709\u6b0a\u5229\u6536\u56de\u623f\u5b50\u3002\u9019\u5169\u4efd\u6587\u4ef6\u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\u5404\u6709\u4e00\u5957\u7b97\u6cd5\uff08\u53c3\u8003\u4e0b\u8868\uff09\uff0c\u9700\u8981\u8cb7\u623f\u8005\u627f\u64d4\u3002\u5f8b\u5e2b\u8cbb\u662f\u7d66\u5f8b\u5e2b\u7232\u4f60\u6e96\u5099\u5408\u540c\u7684\u8cbb\u7528\uff1b\u5370\u82b1\u7a05\u662f\u7d66\u653f\u5e9c\u7a05\u6536\u7684\u6536\u5165\u3002<\/p><p>\u4ee5\u4e0b\u3010\u5f8b\u5e2b\u8cbb\u3011\u7684\u8a08\u7b97\u6211\u5efa\u8b70\u53ea\u7528\u505a\u53c3\u8003\uff0c\u56e0\u7232\u9019\u4e9b\u8cbb\u7528\u9084\u6c92\u6709\u5305\u62ec\u5176\u5b83\u96dc\u8cbb (Disbursement Fee) \u5305\u62ec\u904b\u9001\u6587\u4ef6\u3001\u571f\u5730\u767b\u8a18\u3001\u5176\u5b83\u653f\u5e9c\u90e8\u9580\u7684\u7a0b\u5e8f\u548c\u6587\u5177\u8cbb\u7528\u7b49\u7b49\uff08\u901a\u5e38\u662fRM2,000\u4ee5\u4e0b\uff09\u3002\u6b63\u78ba\u91d1\u984d\u4ee5\u5f8b\u5e2b\u6a13\u4fe1\u51fd\u70ba\u51c6\u3002<\/p><p>\u8cb7\u8ce3\u5408\u540c\u7684\u5f8b\u5e2b\u8cbb\u7528\u8a08\u7b97\u8868\uff1a<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5475 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide1-2.png\" alt=\"\" width=\"945\" height=\"567\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide1-2.png 945w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide1-2-300x180.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide1-2-768x461.png 768w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u8cb7\u8ce3\u5408\u540c\u7684\u84cb\u7ae0\u5370\u82b1\u8cbb\u7528\uff1a\u5c11\u65bc RM100<\/p><p>\u8cb8\u6b3e\u5408\u540c\u7684\u5f8b\u5e2b\u8cbb\u7528\u8a08\u7b97\u8868\uff1a<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5476 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide2-1.png\" alt=\"\" width=\"945\" height=\"567\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide2-1.png 945w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide2-1-300x180.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide2-1-768x461.png 768w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u8cb8\u6b3e\u5408\u540c\u7684\u5370\u82b1\u7a05\u8cbb\u7528\uff1a\u9280\u884c\u8cb8\u6b3e\u6578\u984d\u76840.5%\u3002<\/p><p>\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\uff1a\u4e00\u822c\u90fd\u6703\u514d\u4e00\u4e9b\u8cb7\u8ce3\u5408\u540c\u548c\u8cb8\u6b3e\u5408\u540c\u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\uff08\u4e0d\u5305\u62ec\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05\uff09\u3002\u8a62\u554f\u767c\u5c55\u5546\u7684\u914d\u5957\u5c31\u53ef\u4ee5\u77e5\u9053\u6b63\u78ba\u7684\u6578\u984d\u3002<\/p><p>\u4e8c\u624b\u623f\uff1a\u53ef\u4ee5\u8a62\u554f\u591a\u5e7e\u9593\u5f8b\u5e2b\u6a13\uff0c\u6bd4\u8f03\u4e00\u4e0b\u4ed6\u5011\u7684\u5831\u50f9\u55ae\u548c\u670d\u52d9\u614b\u5ea6\u518d\u505a\u6c7a\u5b9a\u4e5f\u4e0d\u9072\u3002\u6211\u7684\u770b\u6cd5\u662f\u627e\u9858\u610f\u82b1\u6642\u9593\u898b\u9762\u548c\u8a8d\u771f\u89e3\u91cb\u5831\u50f9\u55ae\u7684\u5f8b\u5e2b\uff0c\u56e0\u7232\u6642\u9593\u5c0d\u5f8b\u5e2b\u4f86\u8aac\u975e\u5e38\u5bf6\u8cb4\u3002\u5982\u679c\u751f\u610f\u9084\u6c92\u6709\u6210\u4ea4\u524d\u9023\u898b\u9762\u7684\u6642\u9593\u90fd\u4e0d\u9858\u610f\u7d66\uff0c\u65e5\u5f8c\u8981\u627e\u4ed6\u8a62\u554f\u548c\u66f4\u9032\u5408\u540c\u7684\u9032\u5c55\u6703\u96e3\u4e0a\u52a0\u96e3\u3002<\/p><h3><span style=\"color: #009aff;\">\u7b2c\u4e94\uff0c\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05\u00a0 (Memorandum of Transfer, MOT)\u00a0<\/span><\/h3><p>\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05\u4e5f\u53ef\u7a31\u7232\u623f\u5730\u7522\u8f49\u540d\u7684\u5370\u82b1\u7a05\uff0c\u4e5f\u662f\u652f\u4ed8\u7d66\u653f\u5e9c\u7684\u4e00\u500b\u7a05\u91d1\uff0c\u5c6c\u65bc\u8cb7\u623f\u5176\u4e2d\u4e00\u500b\u4e0d\u53ef\u5ffd\u8996\u7684\u8cbb\u7528\u3002<\/p><p>\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05\u7684\u8a08\u7b97:<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5477 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide3-3.png\" alt=\"\" width=\"945\" height=\"567\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide3-3.png 945w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide3-3-300x180.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Slide3-3-768x461.png 768w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\uff1a\u5728\u767c\u5c55\u5546\u4ea4\u623f\u540e\u76846\u500b\u6708\u81f31\u5e74\u4ee5\u5185\uff0c\u8cb7\u623f\u8005\u6703\u6536\u5230\u5f8b\u5e2b\u4fe1\u7684\u901a\u77e5\u652f\u4ed8\u9019\u4e00\u7b46\u8cbb\u7528\u5b8c\u6210\u5730\u5951\u8f49\u540d\u7684\u624b\u7e8c\u3002\u6ce8\u610f\uff1a\u5982\u679c\u4f60\u8cfc\u8cb7\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\u662f\u5c6c\u65bc\u500b\u5225\u5730\u5951 Individual Title \uff08\u4e0d\u662f\u7e3d\u5730\u5951 Master Title)\uff0c\u7c3d\u7f72\u8cb7\u8ce3\u5408\u540c\u7684\u6642\u5019\uff0c\u5c31\u9700\u8981\u652f\u4ed8MOT\u3002<\/p><p>\u4e8c\u624b\u623f\uff1a\u8207\u8ce3\u5bb6\u7c3d\u7f72\u8cb7\u8ce3\u5408\u540c\u7684\u6642\u5019\uff0c\u5c31\u9700\u8981\u652f\u4ed8MOT\u3002<\/p><h6>\u00a0<\/h6><h3><span style=\"color: #009aff;\">\u7b2c\u516d\uff0c\u6bcf\u6708\u7684\u8cb8\u6b3e\u4f9b\u671f<\/span><\/h3><h6>\u00a0<\/h6><p>\u9280\u884c\u6703\u4f9d\u64da\u501f\u8cb8\u8005\u7684\u98a8\u96aa\u3001\u4fe1\u7528\u8a55\u5206\u3001\u501f\u8cb8\u671f\u9650\u548c\u91d1\u984d\u6c7a\u5b9a\u5229\u7387\u548c\u6bcf\u500b\u6708\u7684\u4f9b\u6b3e\u3002\u76ee\u524d\u7684\u5229\u606f\u7387\u6bd4\u8f03\u53bb\u5e7e\u5e74\u524d\u9084\u4f4e\uff0c\u6b63\u8655\u65bc\u8fd115\u5e74\u4f86\u6700\u4f4e\u7684\u6c34\u5e73\uff0c\u6709\u6548\u5730\u964d\u4f4e\u8cb7\u623f\u7684\u9580\u6abb\u3002<\/p><p>\u4ee5\u4e0b\u6bcf\u500b\u6708\u8cb8\u6b3e\u7684\u8a08\u7b97\u4ee535\u5e74\u623f\u5c4b\u8cb8\u6b3e\u300190%\u6279\u51c6\u8cb8\u6b3e\u30013.5%\u7684\u5229\u7387\u70ba\u6a19\u6e96\uff1a<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5478 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Table-2-2.png\" alt=\"\" width=\"756\" height=\"945\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Table-2-2.png 756w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Table-2-2-240x300.png 240w\" sizes=\"(max-width: 756px) 100vw, 756px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\uff1a\u8981\u6ce8\u610f\u7684\u662f\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\u5728\u9084\u6c92\u6709\u5efa\u597d\u4e4b\u524d\uff0c\u9280\u884c\u6703\u6309\u7167\u5de5\u7a0b\u7684\u9032\u5ea6\u4f86\u5411\u4f60\u6536\u53d6\u8cb8\u6b3e\u7684\u5229\u606f\u3002\u6bd4\u5982\u8aac\uff0c\u5730\u57fa\u6253\u597d\u4e86\uff0c\u767c\u5c55\u5546\u5411\u9280\u884c\u6536\u7b2c\u4e00\u671f\u7684\u6b3e\u984d\uff08\u5c4b\u50f9\u768410%\uff09\u3002\u7576\u9280\u884c\u4ed8\u4e86\u5c4b\u50f9\u768410%\u7d66\u767c\u5c55\u5546\uff0c\u8cb7\u623f\u8005\u5c31\u9700\u8981\u652f\u4ed8\u9280\u884c10%\u7684\u5229\u606f\uff0c\u4ee5\u6b64\u985e\u63a8\u3002<\/p><p>\u7576\u5de5\u7a0b\u5b8c\u6210\u4ee5\u5f8c\uff0c\u767c\u5c55\u5546\u624d\u6703\u6536\u5230\u9280\u884c\u7684\u8cb8\u6b3e\u5168\u6578\uff0c\u5230\u6642\u5019\u8cb7\u623f\u8005\u624d\u958b\u59cb\u652f\u4ed8\u6bcf\u500b\u6708\u7684\u8cb8\u6b3e\u4f9b\u671f\u3002\u9280\u884c\u5206\u6279\u5206\u968e\u6bb5\u652f\u4ed8\u767c\u5c55\u5546\u7684\u4f5c\u6cd5\uff0c\u4e3b\u8981\u662f\u9632\u6b62\u767c\u5c55\u5546\u6536\u5230\u5168\u984d\u6b3e\u9805\u540e\u8dd1\u8def\u6216\u96a8\u4fbf\u5b8c\u5de5\uff0c\u540c\u6642\u4fdd\u969c\u8cb7\u623f\u8005\u3002<\/p><p>\u4e8c\u624b\u623f\uff1a\u7576\u9280\u884c\u628a\u8cb8\u6b3e\u6578\u984d\u5168\u6578\u904e\u8cec\u7d66\u8ce3\u5bb6\u4ee5\u5f8c\uff0c\u8cb7\u623f\u8005\u5c31\u8981\u958b\u59cb\u652f\u4ed8\u6bcf\u500b\u6708\u7684\u8cb8\u6b3e\u4f9b\u671f\u3002<\/p><h6>\u00a0<\/h6><h3><span style=\"color: #009aff;\">\u7b2c\u4e03\uff0c\u623f\u5c4b\u4fdd\u96aa\u00a0<\/span><\/h3><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5295 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-1-4.png\" alt=\"\u4fdd\u96aa\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-1-4.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-1-4-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-1-4-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u6709\u4e9b\u9280\u884c\u6703\u5f3a\u5236\u6027\u8981\u6c42\u8cb7\u623f\u8005\u8cfc\u8cb7\u623f\u5c4b\u4fdd\u96aa\uff0c\u5426\u5247\u4e0d\u6703\u901a\u904e\u8cb8\u6b3e\uff1b\u6709\u4e9b\u9280\u884c\u5247\u6c92\u6709\u9019\u500b\u689d\u4f8b\u3002\u5728\u7533\u8acb\u9280\u884c\u8cb8\u6b3e\u7684\u6642\u5019\uff0c\u9280\u884c\u6703\u5efa\u8b70\u4f60\u8cb7\u597d\u5c4b\u5b50\u7684\u4fdd\u96aa\uff0c\u5176\u4e2d\u5305\u62ec\u706b\u96aa\u3001MRTA\u6216MLTA\u3002<\/p><p>\u767c\u5c55\u5546\u7684\u623f\u5c4b \/ \u4e8c\u624b\u623f\uff1a\u8981\u4e0d\u8981\u8cfc\u8cb7\u623f\u5c4b\u4fdd\u96aa\u53d6\u6c7a\u65bc\u8cb7\u623f\u8005\u7684\u98a8\u96aa\u898f\u5283\u548c\u6c7a\u5b9a\u3002\u9019\u7b46\u8cbb\u7528\u53ef\u4ee5\u4e00\u6b21\u6027\u4ed8\u6b3e\u6216\u7b97\u9032\u6bcf\u6708\u4f9b\u671f\u88cf\u9762\uff0c\u901a\u5e38\u662fRM 200\u4ee5\u5185\uff08\u4ee5\u5e74\u9f61\u548c\u9078\u64c7\u4fdd\u96aa\u7684\u914d\u5957\u800c\u5b9a\uff09\u3002<\/p><h6>\u00a0<\/h6><h3><span style=\"color: #009aff;\">\u7b2c\u516b\uff0c\u7ba1\u7406\u8cbb\u62bc\u91d1 \uff08Maintenance Deposit)<\/span><\/h3><h6>\u00a0<\/h6><p>\u6210\u529f\u8cfc\u623f\u6210\u529f\u540e\uff0c\u5728\u9470\u5319\u9084\u6c92\u6709\u4ea4\u5230\u4f60\u624b\u4e2d\u4e4b\u524d\uff0c\u7ba1\u7406\u5c64\u53ef\u80fd\u6703\u9810\u5148\u65363\u500b\u6708\u7ba1\u7406\u8cbb\u62bc\u91d1 (Maintenance Deposit)\uff0c\u770b\u623f\u7522\u985e\u578b\u800c\u5b9a\uff0c\u53ef\u4ee5\u4e8b\u5148\u8a62\u554f\u76f8\u95dc\u7684\u7ba1\u7406\u5c64\u3002<\/p><h6>\u00a0<\/h6><h3><span style=\"color: #009aff;\">\u7b2c\u4e5d\uff0c\u5176\u5b83\u96dc\u8cbb<\/span><\/h3><h6>\u00a0<\/h6><p>\u9664\u4e86\u4ee5\u4e0a\u5217\u51fa\u4f86\u7684\u8cbb\u7528\uff0c\u6211\u7684\u5efa\u8b70\u662f\u6709\u9810\u7b97\u591a\u9918\u7684\u9322\uff0c\u4ee5\u514d\u6709\u4e00\u4e9b\u9810\u6599\u4e4b\u5916\u7684\u8cbb\u7528\uff0c\u4f8b\u5982\u5730\u7a05 (Cukai Tanah) \u548c\u9580\u724c\u7a05 (Cukai Pintu\/Cukai Taksiran)\u3002\u9019\u5169\u500b\u8cbb\u7528\u4e0d\u6703\u5f88\u9ad8\uff0c\u52a0\u8d77\u4f86\u4e00\u5e74\u5927\u7d041000 &#8211; 1500\u4ee5\u4e0b\uff0c\u770b\u5730\u5340\u548c\u623f\u5c4b\u985e\u578b\u800c\u5b9a\u3002<\/p><p>\u7533\u8acb\u96fb\u6e90\u4f9b\u61c9\u6642\uff0c\u570b\u80fd\u516c\u53f8\uff08Tenaga Natinal Berhad\uff0cTNB\uff09\u4e5f\u6703\u9810\u6536\u5e7e\u767e\u584a\u7684\u62b5\u62bc\u91d1 (\u8acb\u67e5\u8a62\uff1a<a href=\"https:\/\/www.mytnb.com.my\/residential\/get-electricity\/security-deposit#:~:text=The%20Electricity%20Supply%20Act%20allows,months%20of%20customer%27s%20electricity%20usage.\" target=\"_blank\" rel=\"noopener\">Welcome to myTNB Portal &#8211; Security Deposit<\/a>)\u3002\u81f3\u65bc\u7533\u8acb\u6c34\u6e90\u4f9b\u61c9\u7684\u904e\u7a0b\uff0c\u56e0\u7232\u6bcf\u500b\u5dde\u5c6c\u90fd\u4e0d\u540c\uff0c\u6240\u4ee5\u5efa\u8b70\u8a62\u554f\u5404\u81ea\u6c34\u4f9b\u516c\u53f8\u7684\u62bc\u91d1\u3002<\/p><p>\u7e3d\u7d50\u8cb7\u623f\u8cbb\u7528\uff1a<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5482 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Table3-2.png\" alt=\"\" width=\"756\" height=\"1512\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Table3-2.png 756w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Table3-2-150x300.png 150w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/Table3-2-512x1024.png 512w\" sizes=\"(max-width: 756px) 100vw, 756px\" \/><\/figure><\/div><h6>\u00a0<\/h6><h2><span style=\"color: #262262;\">\u9996\u8cfc\u65cf\u7684\u597d\u6d88\u606f\uff01<\/span><\/h2><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4760 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u9707\u9a5a.png\" alt=\"\u9a5a\u8a1d\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u9707\u9a5a.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u9707\u9a5a-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u9707\u9a5a-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u7232\u4e86\u5354\u52a9\u4eba\u6c11\u8cfc\u8cb7\u623f\u5c4b\uff0c\u653f\u5e9c\u6709\u63a8\u884c\u4e00\u4e9b\u653f\u7b56\u964d\u4f4e\u8cb7\u623f\u5b50\u7684\u9580\u6abb\u3002\u5982\u679c\u4f60\u662f\u9996\u8cfc\u65cf\uff0c\u57282025\u5e7412\u670831\u65e5\u524d\uff0c\u7c3d\u7f72\u4e86\u8cb7\u8ce3\u5408\u7d04\u8cfc\u8cb7\u7b2c\u4e00\u9593\u4f4f\u5b85\u623f\u5c4b\uff08\u50f9\u683c\u5728 RM 500,000 \u4ee5\u4e0b)\uff0c\u4f60\u53ef\u4ee5\u5f97\u5230\uff1a<\/p><ol><li>\u5168\u514d\u5730\u5951\u8f49\u8b93\u7684\u5370\u82b1\u7a05\u00a0<\/li><li>\u5168\u514d\u8cb8\u6b3e\u5354\u8b70\u7684\u5370\u82b1\u7a05<\/li><\/ol><p>\u5982\u679c\u4f60\u4e0d\u662f\u9996\u8cfc\u65cf\uff0c\u4e5f\u4e0d\u5fc5\u592a\u5931\u671b\u3002\u653f\u5e9c\u4e5f\u5ba3\u4f48\u5c07\u64c1\u5c4b\u8a08\u5283 (Home Ownership Campaign, HOC)\u5ef6\u9577\u81f32021\u5e745\u670831\u65e5\u3002\u51e1\u662f\u8cfc\u8cb7\u6709HOC \u7684\u623f\u5b50\uff08\u50f9\u683c\u5728RM 1,000,000 \u4ee5\u4e0b\uff09\uff0c\u90fd\u4e0d\u9700\u8981\u4ed8\u5730\u5951\u8f49\u8b93\u7684\u5370\u82b1\u7a05\u548c\u8cb8\u6b3e\u5354\u8b70\u7684\u5370\u82b1\u7a05\u3002\u8981\u6ce8\u610f\u7684\u662f\u6b64\u9805\u8a08\u5283\u53ea\u9069\u7528\u4e8e\u52302021\u5e745\u670831\u65e5\u7c3d\u7f72\u8cb7\u8ce3\u5408\u540c\u5354\u8b70\u3002<\/p><p>\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05\u662f\u4e00\u7b46\u8cb7\u623f\u4e0d\u5c0f\u7684\u8cbb\u7528\uff0c\u8cfc\u8cb750\u842c\u7684\u623f\u5b50\u53ef\u4ee5\u7bc0\u7701RM 9,000\u3002\u5982\u679c\u518d\u52a0\u4e0a\u8cb8\u6b3e\u5408\u7d04\u5370\u82b1\u7a05RM 2,500\uff0c\u7e3d\u5171\u7701\u4e0b\u4e86 RM 11,500 \uff01\uff01\uff01<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5296 size-full\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-4.png\" alt=\"\u5169\u500b\u4f8b\u5b50\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-4.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-4-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-4-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u7d66\u5927\u5bb6\u5169\u500b\u4f8b\u5b50\u53c3\u8003\uff1a<\/p><p>\u4f8b\u5b501\uff0c\u5c0f\u660e\u662f\u9996\u8cfc\u65cf\uff0c\u57282021\u5e741\u6708\uff0c\u8a08\u5283\u8981\u8cb7ABC\u767c\u5c55\u5546\u7684\u4e09\u623f\u516c\u5bd3\uff0c\u50f9\u683c\u662f50\u842c\uff0c\u9084\u67091\u5e74\u624d\u4ea4\u5c4b\u62ff\u9396\u5319\uff0c\u4ed6\u9996\u5148\u8981\u6e96\u5099\u7684\u8cbb\u7528\u5982\u4e0b\uff1a<\/p><p>\uff08ABC\u767c\u5c55\u5546\u7684\u65b0\u623f\u5b50\u8cfc\u8cb7\u914d\u5957)<\/p><p>\u00a0\u8a02\u91d1\uff1aRM 1000 \uff08\u4ea4\u5c4b\u62ff\u9396\u5319\u6642\u767c\u5c55\u5546\u6703\u9000\u9084\uff09<\/p><p>\u4f30\u50f9\u8cbb\u7528: 0<\/p><p>\u982d\u671f\u9322\uff1a\u96f6\u982d\u671f \uff08\u8cb8\u6b3e90%\u7684\u623f\u50f9\uff09<\/p><p>\u8cb7\u8ce3\u5408\u540c\u5354\u8b70\u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\uff1a0<\/p><p>\u8cb8\u6b3e\u5408\u540c\u5354\u8b70\u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\uff1aRM 2,800 \uff08\u53ea\u7b97\u5f8b\u5e2b\u8cbb\u548c\u96dc\u8cbb\uff09<\/p><p>\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05\uff1a0<\/p><p>\u5c0f\u660e\u53ea\u9700\u5148\u4ed8\u8a02\u91d1\u548c\u8cb8\u6b3e\u5408\u540c\u7684\u5f8b\u5e2b\u8cbb\uff0c\u7e3d\u5171\u662f RM 3,800\uff0c\u5c31\u53ef\u4ee5\u64c1\u6709\u81ea\u5df1\u7684\u623f\u5b50\u3002 \u5176\u5b83\u8cbb\u7528\u5305\u62ec\u6bcf\u6708\u4f9b\u671f\u3001\u7ba1\u7406\u8cbb\u62bc\u91d1\u548c\u5176\u4ed6\u96dc\u8cbb\uff0c\u5247\u5728\u63a5\u8fd1\u4ea4\u5c4b\u671f\u9593\u624d\u6e96\u5099\u597d\u3002\u8981\u6ce8\u610f\u4e00\u9ede\uff0c\u9280\u884c\u53ef\u80fd\u6703\u6309\u7167\u5de5\u7a0b\u7684\u9032\u5ea6\u4f86\u5411\u4f60\u6536\u53d6\u8cb8\u6b3e\u7684\u5229\u606f\uff0c\u5927\u7d04\u6bcf\u500b\u6708\u5e7e\u767e\u584a\uff0c\u770b\u5de5\u7a0b\u7684\u5b8c\u6210\u9032\u5ea6\u800c\u5b9a\u3002<\/p><p>\u4f8b\u5b502\uff0c\u5927\u660e\u662f\u9996\u8cfc\u65cf\uff0c\u57282021\u5e741\u6708\uff0c\u8a08\u5283\u8981\u8cb7\u4e00\u500b\u4e09\u623f\u516c\u5bd3\u7684\u4e8c\u624b\u623f\uff0c\u50f9\u683c\u540c\u6a23\u662f50\u842c\uff0c\u4ed6\u9996\u5148\u8981\u6e96\u5099\u7684\u8cbb\u7528\u5982\u4e0b\uff1a<\/p><p>\u8a02\u91d1\uff1aRM 10,000 (2%)<\/p><p>\u4f30\u50f9\u8cbb\u7528: RM 1,500<\/p><p>\u982d\u671f\u9322\uff1aRM 50,000 &#8211; RM 10,000 \u8a02\u91d1 = RM 40,000<\/p><p>\u8cb7\u8ce3\u5408\u540c\u5354\u8b70\u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\uff1aRM 5,000 + RM 100 = RM 5,100\u00a0<\/p><p>\u8cb8\u6b3e\u5408\u540c\u5354\u8b70\u7684\u5f8b\u5e2b\u8cbb\u548c\u5370\u82b1\u7a05\uff1aRM 2,800\uff08\u53ea\u7b97\u5f8b\u5e2b\u8cbb\u548c\u96dc\u8cbb\uff09<\/p><p>\u5730\u5951\u8f49\u8b93\u5370\u82b1\u7a05\uff1a0<\/p><p>\u5728\u623f\u5b50\u9396\u5319\u9084\u6c92\u6709\u4ea4\u5230\u5927\u660e\u7684\u624b\u524d\uff0c\u4ed6\u9700\u8981\u5148\u4ed8 RM 59,400\u3002\u9019\u9084\u6c92\u6709\u5305\u62ec\u623f\u5c4b\u4fdd\u96aa\u3001\u7ba1\u7406\u8cbb\u62bc\u91d1\u548c\u5176\u4ed6\u96dc\u8cbb\u7b49\u7b49\u3002\u7c21\u55ae\u4f86\u8aac\uff0c\u5982\u679c\u624b\u982d\u4e0a\u7684\u73fe\u91d1\u4e0d\u591a\uff0c\u5efa\u8b70\u9078\u64c7\u767c\u5c55\u5546\u7684\u623f\u5c4b\u3002\u5982\u679c\u4f60\u6709\u8db3\u5920\u7684\u73fe\u91d1\uff0c\u5927\u53ef\u9078\u64c7\u8981\u8cfc\u8cb7\u4e8c\u624b\u623f\u6216\u767c\u5c55\u5546\u7684\u65b0\u623f\u5c4b\u3002<\/p><p>\u95dc\u65bc\u8cb7\u623f\u7684\u8cbb\u7528\u73fe\u5728\u662f\u4e0d\u662f\u6e05\u695a\u591a\u4e86\uff1f\u4ee5\u81ea\u5df1\u7684\u9810\u7b97\u4f86\u9078\u64c7\u8cfc\u8cb7\u65b0\u623f\u5c4b\u6216\u4e8c\u624b\u623f\u5427\uff0c\u5e0c\u671b\u5927\u5bb6\u4ee5\u5f8c\u8cb7\u623f\u4e0d\u8ff7\u832b\u3002<\/p><blockquote><p><strong><a href=\"https:\/\/valueinmind.co\/zh\/courses\/\">\u5728\u8cb7\u623f\u4e4b\u524d\uff0c\u5207\u8a18\u628a\u81ea\u5df1\u7684\u8ca1\u52d9\u898f\u5283\u597d\uff0c\u624d\u4e0d\u6703\u88ab\u50b5\u52d9\u548c\u8ca0\u64d4\u56f0\u64fe\uff0c\u6b61\u8fce\u53c3\u52a0\u6211\u5011\u7684\u8ab2\u7a0b\uff0c\u5b78\u7fd2\u7406\u8ca1\u898f\u5283\uff0c\u64fa\u812b\u9322\u4e0d\u5920\u7528\u7684\u65e5\u5b50\uff01<\/a><\/strong><\/p><\/blockquote><p>\u5ef6\u4f38\u95b2\u8b80\uff1a<\/p><ol><li><a href=\"https:\/\/valueinmind.co\/zh\/what-is-real-estate-investment-trust-reits\/\" target=\"_blank\" rel=\"noopener\">3\u5206\u9418\u770b\u61c2REITs\u623f\u5730\u7522\u4fe1\u8a17\u57fa\u91d1\uff5c\u7522\u6258\u5165\u9580\u7cfb\u5217(\u4e00)<\/a><\/li><li><a href=\"https:\/\/valueinmind.co\/zh\/3-mistakes-you-want-to-avoid-first-time-buying-a-house\/\" target=\"_blank\" rel=\"noopener\">\u623f\u5c4b\u7d93\u7d00\u7e3d\u7d504\u5e74\u7684\u8ce3\u623f\u7d93\u9a57\uff1a\u201c\u6211\u9047\u898b\u7684\u8cb7\u623f\u65b0\u624b\u5e7e\u4e4e\u90fd\u6703\u72af\u4e0b\u90193\u500b\u932f\u8aa4\uff01\u201d\uff5c\u8cb7\u623f\u65b0\u624b\u5fc5\u8b80<\/a><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00a0 \u6709\u5f88\u591a\u8cb7\u623f\u5c0f\u767d\u554f\u6211\uff0c\u5982\u679c\u6709\u8a08\u5283\u57282021\u5e74\u8cb7\u7b2c\u4e00\u9593\u623f\u5c4b\uff0c\u9700\u8981\u6e96\u5099\u4ec0\u9ebd\u8cbb\u7528\uff1f \u5982\u679c\u4f60\u8a08\u5283\u8981\u8cb7\u623f\u5b50\u800c\u4e14\u662f\u9996\u8cfc\u65cf [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":5484,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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