{"id":5555,"date":"2021-01-10T06:26:09","date_gmt":"2021-01-09T22:26:09","guid":{"rendered":"https:\/\/valueinmind.co\/?p=5555"},"modified":"2023-08-25T09:30:32","modified_gmt":"2023-08-25T01:30:32","slug":"etf-dollar-cost-averaging","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/etf-dollar-cost-averaging\/","title":{"rendered":"\u5b9a\u671f\u5b9a\u984dETF\u6295\u8cc7\u8853\uff0c\u5bb9\u6613\u4e0a\u624b\uff0c\u4e0d\u82b1\u6642\u9593\uff0c\u65b0\u624b\u5fc5\u5b78\uff01"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5555\" class=\"elementor elementor-5555\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63e3667b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63e3667b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72767f3\" data-id=\"72767f3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6037694e elementor-widget elementor-widget-text-editor\" data-id=\"6037694e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>2006\u5e74\u5df4\u83f2\u7279\u5728\u80a1\u6771\u5927\u6703\u4e0a\uff0c\u4ee5100\u842c\u7f8e\u5143\u505a\u70ba\u8ced\u6ce8\uff0c\u516c\u958b\u63d0\u51fa\u4e00\u9805\u6311\u6230\uff0c\u6311\u6230\u4eba\u53ef\u4ee5\u6311\u9078\u6700\u591a10\u6a94\u907f\u96aa\u57fa\u91d1\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u8207S&amp;P 500\u6307\u6578\u9032\u884c\u7e3e\u6548\u6bd4\u62da\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"543\" class=\"wp-image-2634\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279.png\" alt=\"\u5df4\u83f2\u7279\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279-300x209.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/10\/\u5df4\u83f2\u7279-768x535.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u4e00\u4f4d\u907f\u96aa\u57fa\u91d1\u7d93\u7406\u4eba\u8cfd\u5fb7\u65af\uff08Ted Seides\uff09\u63a5\u53d7\u4e86\u6311\u6230\uff0c\u4e26\u9078\u64c7 5 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style=\"color: #262262;\"><strong>1.\u4f55\u8b02ETF\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"780\" height=\"435\" class=\"wp-image-1318 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/ETF-1.png\" alt=\"\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1 ETF\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/ETF-1.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/ETF-1-300x167.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/ETF-1-768x428.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p><strong>\u80a1\u7968\u6307\u6578\u578b\u57fa\u91d1<\/strong>\u53c8\u7a31<strong>ETF<\/strong>\uff08Exchange traded funds\uff09\u50cf\u662f\u4e00\u500b\u7c43\u5b50\u88e1\u88dd\u8457\u4e00\u5806\u80a1\u7968\uff0c\u53ea\u8981\u6295\u8cc7\u4e00\u6a94ETF\u5c31\u7b49\u65bc\u76f4\u63a5\u6295\u8cc7\u4e00\u5806\u516c\u53f8\u3002<\/p><p>\u5f9e\u540d\u7a31\u4f86\u770b\uff0c\u6703\u8b93\u4eba\u5206\u4e0d\u6e05\u695aETF\u5230\u5e95\u662f\u300c<strong>\u57fa\u91d1<\/strong>\u300d\u9084\u662f\u300c<strong>\u80a1\u7968<\/strong>\u300d\uff1f<\/p><p>\u5176\u5be6ETF\u7684\u6027\u8cea\u4ecb\u65bc\u300c<strong>\u57fa\u91d1<\/strong>\u300d\u8207\u300c<strong>\u80a1\u7968<\/strong>\u300d\u4e4b\u9593\uff0c\u64c1\u6709\u9805\u57fa\u91d1\u4e00\u6a23\u7684\u6a21\u5f0f\uff0c<strong>\u5206\u6563\u6295\u8cc7<\/strong>\u5728\u4e00\u5b9a\u6578\u91cf\u7684\u6a19\u7684\uff0c\u4f46\u4ea4\u6613\u8d77\u4f86\u53c8\u8ddf\u80a1\u7968\u7684\u4ea4\u6613\u65b9\u5f0f\u4e00\u6a23\uff0c\u53ea\u8981\u5728\u80a1\u7968\u5e02\u5834\u4e2d\u5c31\u53ef\u4ee5\u76f4\u63a5\u9032\u884c\u8cb7\u8ce3\u4ea4\u6613\uff0c\u76f8\u7576\u65b9\u4fbf\uff01<br \/><br \/><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/VtP3Jt63RBQ\" width=\"560\" height=\"500\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p><h2><span style=\"color: #262262;\"><strong>2.<\/strong>\u00a0 <strong>\u4ec0\u9ebc\u662f\u300c\u5b9a\u671f\u5b9a\u984d\u300d\u6295\u8cc7\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u6240\u8b02\u5b9a\u671f\u5b9a\u984d\u6307\u7684\u5c31\u662f\u5728<strong>\u500b\u5b9a\u7684\u6642\u9593\u9ede<\/strong>\uff0c\u9032\u884c<strong>\u56fa\u91d1\u91d1\u984d<\/strong>\u6295\u8cc7\uff0c\u4f8b\u5982\u6bcf\u67085\u865f\u70ba\u767c\u85aa\u65e5\uff0c\u7576\u5929\u5c31\u632a\u51fa\u4e00\u90e8\u5206\u8cc7\u91d1\u7528\u4f86\u6295\u8cc7\u9032\u884c\u6263\u6b3e\uff0c\u7531\u65bc\u8cb7\u7684\u50f9\u4f4d\u6709\u9ad8\u6709\u4f4e\uff0c\u9577\u671f\u4e0b\u4f86\u5e73\u5747\u6210\u672c\u6703\u9010\u6f38\u6524\u4f4e\uff0c\u80fd\u5920\u907f\u514d\u4e0d\u5c0f\u5fc3\u8cb7\u5728\u9ad8\u9ede\u6642\u4e00\u8def\u5957\u7262\u7684\u7a98\u5883\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" class=\"wp-image-5557 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/060121_\u53f0\u7063\u6587\u7ae0\u914d\u5716-01-1024x683.jpg\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/060121_\u53f0\u7063\u6587\u7ae0\u914d\u5716-01-1024x683.jpg 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/060121_\u53f0\u7063\u6587\u7ae0\u914d\u5716-01-300x200.jpg 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/060121_\u53f0\u7063\u6587\u7ae0\u914d\u5716-01-768x512.jpg 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/060121_\u53f0\u7063\u6587\u7ae0\u914d\u5716-01-1536x1024.jpg 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/060121_\u53f0\u7063\u6587\u7ae0\u914d\u5716-01.jpg 1626w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div><h2><span style=\"color: #262262;\"><strong>3.\u8a72\u300c\u4e00\u6b21\u6027\u8cb7\u5165\u300d\u9084\u662f\u300c\u5b9a\u671f\u5b9a\u984d\u300d\u6295\u8cc7\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u5c0d\u65bc\u624b\u4e0a\u6709\u4e00\u7b46\u8cc7\u91d1\u80fd\u904b\u7528\u7684\u4eba\u4f86\u8aaa\uff0c\u60f3\u8981\u9078\u64c7\u4e00\u6b21\u6027\u6295\u8cc7\uff0c\u4f46\u524d\u63d0\u662f\u4f60\u7684\u6280\u8853\u5206\u6790\u80fd\u529b\u8981\u76f8\u7576\u597d\uff0c\u842c\u4e00\u4e0d\u5c0f\u5fc3\u8cb7\u5728\u76f8\u5c0d\u9ad8\u9ede\uff0c\u4f60\u6240\u9700\u8981\u627f\u64d4\u7684\u8667\u640d\u98a8\u96aa\u5c31\u76f8\u7576\u9ad8\u3002<\/p><p>\u5c0d\u65bc\u6295\u8cc7\u65b0\u624b\u6216\u662f\u624b\u4e2d\u6c92\u6709\u4e00\u7b46\u9592\u7f6e\u53ef\u4ee5\u6295\u8cc7\u7684\u8cc7\u91d1\uff0c\u53ea\u80fd\u4f9d\u9760\u6bcf\u500b\u6708\u85aa\u6c34\u64a5\u51fa\u4e00\u90e8\u5206\u4f86\u9032\u884c\u6295\u8cc7\u7684\u4eba\u4f86\u8aaa\uff0c\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u6703\u662f\u4e00\u500b\u8f03\u5408\u9069\u7684\u65b9\u5f0f\uff0c\u4e0d\u9700\u8981\u53bb\u64d4\u5fc3\u50f9\u683c\u662f\u4e0d\u662f\u504f\u9ad8\uff1f\u53ea\u8981<strong>\u6709\u7d00\u5f8b\u7684\u57f7\u884c\u6295\u8cc7\u8a08\u756b<\/strong>\uff0c\u9577\u671f\u4e0b\u4f86\u6210\u672c\u6703\u5728\u5e73\u5747\u503c\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" class=\"wp-image-5558 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2021-01-09-at-2.38.52-PM-1024x576.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2021-01-09-at-2.38.52-PM-1024x576.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2021-01-09-at-2.38.52-PM-300x169.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2021-01-09-at-2.38.52-PM-768x432.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2021-01-09-at-2.38.52-PM-1536x864.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2021-01-09-at-2.38.52-PM-2048x1153.png 2048w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2021-01-09-at-2.38.52-PM.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div><h2><span style=\"color: #262262;\"><strong>4.\u5b9a\u671f\u5b9a\u984d\u9069\u5408\u8ab0\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><ul><li><strong>\u525b\u51fa\u793e\u6703\u8cc7\u91d1\u4e0d\u591a\u7684\u5c0f\u8cc7\u65cf<\/strong><\/li><li><strong>\u6709\u56fa\u5b9a\u6536\u5165\u7684\u4eba<\/strong><\/li><li><strong>\u525b\u958b\u59cb\u5b78\u7fd2\u6295\u8cc7\u7684\u65b0\u624b<\/strong><\/li><li><strong>\u6c92\u6642\u9593\u6295\u8cc7\u7406\u8ca1\u7684\u4eba<\/strong><\/li><li><strong>\u6c92\u6709\u5b58\u9322\u7d00\u5f8b\u7684\u4eba<\/strong><\/li><\/ul><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-5236 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-3.png\" alt=\"\u6642\u9593\u4e0d\u5920\u7528\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-3.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-3-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/12\/canva-photo-editor-2-3-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u4e0d\u7ba1\u662f\u525b\u51fa\u793e\u6703\u7684\u65b0\u9bae\u4eba\u3001\u5c0f\u8cc7\u65cf\uff0c\u6bcf\u500b\u6708\u8cfa\u5230\u7684\u6536\u5165\u6263\u9664\u751f\u6d3b\u958b\u92b7\u3001\u623f\u79df\u3001\u5e33\u55ae\u8cbb\u3001\u96fb\u8a71\u8cbb\u2026\u7b49\u5fc5\u8981\u652f\u51fa\uff0c\u80fd\u5920\u7528\u4f86\u6295\u8cc7\u7684\u91d1\u984d\u53ef\u80fd\u4e0d\u591a\uff0c\u5982\u679c\u8981\u5b58\u5230\u4e00\u6b21\u80fd\u5920\u76f4\u63a5\u8cb7\u4e00\u5f35\u80a1\u7968\u7684\u8cc7\u91d1\uff0c\u53ef\u80fd\u9700\u8981\u82b1\u4e0a\u6578\u500b\u6708\u7684\u6642\u9593\uff0c\u5230\u6642\u5019\u9084\u9700\u8981\u8003\u616e\u9032\u51fa\u5834\u6642\u6a5f\u3002<\/p><p>\u800c<strong>\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7<\/strong>\u4e0d\u4f46\u80fd\u5920\u9054\u5230\u7701\u6389\u82b1\u6642\u9593\u7814\u7a76\u7684\u6642\u9593\uff0c\u4e5f\u80fd\u8b93\u6295\u8cc7\u4eba\u907f\u514d\u80a1\u50f9\u8d85\u6f32\u6216\u8d85\u8dcc\u6642\u7684\u8caa\u5a6a\u8207\u6050\u61fc\u5fc3\u7406\uff0c\u53ea\u8981\u990a\u6210\u826f\u597d\u6295\u8cc7\u7d00\u5f8b\uff0c\u6642\u9593\u4e00\u5230\u5c31\u9032\u884c\u8cb7\u9032\uff0c\u6703\u6bd4\u81ea\u5df1\u80e1\u4e82\u8cb7\u8ce3\uff0c\u6548\u7387\u4f86\u7684\u66f4\u9ad8\u3002<\/p><h2><span style=\"color: #262262;\"><strong>5.\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u6642\u6a5f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u6295\u8cc7\u6642\u6a5f\u5c31\u5728\u4f60<strong>\u4e0b\u5b9a\u6c7a\u5fc3\u958b\u59cb\u7684\u90a3\u4e00\u523b<\/strong>\uff0c\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u5177\u6709\u5206\u6563\u98a8\u96aa\u7684\u597d\u8655\uff0c\u842c\u4e00\u5f88\u4e0d\u5e78\u7684\u4f60\u7b2c\u4e00\u7b46\u6295\u5165\u7684\u8cc7\u91d1\u5c31\u8cb7\u5728\u76f8\u5c0d\u9ad8\u9ede\uff0c\u4e4b\u5f8c\u80a1\u50f9\u80a1\u5e02\u4e00\u8def\u4e0b\u8dcc\uff0c\u4f46\u7d93\u904e\u9577\u671f\u6295\u8cc7\u4e0b\u4f86\u7684\u7d50\u679c\uff0c\u5e73\u5747\u6210\u672c\u6703\u9010\u6b65\u4e0b\u964d\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-1110 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4e0a\u5347.png\" alt=\"\u6301\u7e8c\u5411\u4e0a\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4e0a\u5347.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4e0a\u5347-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/05\/\u4e0a\u5347-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u80a1\u5e02\u7d42\u7a76\u4e0d\u6703\u53ea\u8dcc\u4e0d\u6f32\uff0c\u5982\u679c\u4f60\u8cb7\u9032\u7684\u662f\u8ffd\u8e64\u5927\u76e4\u6307\u6578\u7684ETF\uff0c\u5982\u5143\u5927\u53f0\u706350\uff080050\uff09\uff0c\u9577\u671f\u4f86\u770b\u8da8\u52e2\u662f\u6301\u7e8c\u5411\u4e0a\u767c\u5c55\u7684\u73fe\u8c61\uff0c\u5c31\u7b97\u7576\u521d\u8cb7\u5728\u76f8\u5c0d\u9ad8\u9ede\uff0c\u90a3\u7d42\u6709\u4e00\u5929\u80a1\u5e02\u9084\u662f\u6703\u6f32\u56de\u5230\u539f\u672c\u751a\u81f3\u5728\u5275\u6b77\u53f2\u65b0\u9ad8\u7684\u4f4d\u7f6e\u3002<\/p><p>\u4f46\u5982\u679c\u4f60\u662f\u8cb7\u9032\u500b\u80a1\u90a3\u5c31\u4e0d\u4e00\u5b9a\u56c9\uff01\u53ef\u80fd\u4e00\u8def\u6524\u5e73\u7684\u7d50\u679c\u6700\u7d42\u80a1\u7968\u4e0b\u5e02\u5c31\u6703\u8b93\u4f60\u8840\u672c\u7121\u6b78\u3002<\/p><p>\u6240\u4ee5\u5982\u679c\u4f60\u6240\u9078\u64c7\u7684\u6a19\u7684\u672a\u4f86\u7684\u5e02\u5834\u5c07\u6301\u7e8c\u6210\u9577\uff0c\u4f46\u81ea\u5df1\u7f3a\u4e4f\u7406\u8ca1\u77e5\u8b58\uff0c\u63a1\u7528\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7ETF\u7684\u7b56\u7565\u6703\u662f\u6700\u7c21\u55ae\uff0c\u6700\u7701\u529b\u7684\u65b9\u5f0f\u3002<\/p><h2><span style=\"color: #262262;\"><strong>6.\u70ba\u4ec0\u9ebc\u5efa\u8b70\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u300cETF\u300d\u800c\u4e0d\u662f\u300c\u500b\u80a1\u300d\uff1f<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u5728\u524d\u9762\u6709\u63d0\u5230\uff0cETF\u662f\u5206\u6563\u4e0d\u540c\u6295\u8cc7\u6a19\u7684\u6240\u7d44\u6210\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5177\u6709\u5206\u6563\u6295\u8cc7\u98a8\u96aa\u7684\u597d\u8655\uff0c\u4ee5\u53ca\u7701\u6642\u3001\u7701\u529b\u7684\u512a\u9ede\uff0c\u4e0d\u9700\u8981\u82b1\u7cbe\u529b\u53bb\u7814\u7a76\u516c\u53f8\u8ca1\u52d9\u72c0\u6cc1\u53ca\u672a\u4f86\u5c55\u671b\uff0c\u800c\u662f\u88ab\u52d5\u8ffd\u8e64\u76f8\u5c0d\u61c9\u7684\u6307\u6578\u3002<\/p><p>\u800c\u6295\u8cc7\u500b\u80a1\u9700\u8981\u6295\u8cc7\u4eba\u82b1\u6642\u9593\u505a\u529f\u8ab2\uff0c\u4e86\u89e3\u672a\u4f86\u7522\u696d\u8da8\u52e2\u65b9\u5411\uff0c\u5728\u5f9e\u672a\u4f86\u7522\u696d\u4e2d\u6311\u9078\u5177\u6709\u984c\u6750\u7684\u516c\u53f8\uff0c\u9032\u4e00\u6b65\u7814\u7a76\u516c\u53f8\u8ca1\u52d9\u72c0\u6cc1\u662f\u5426\u7dad\u6301\u6216\u6301\u7e8c\u6210\u9577\uff1f\u5167\u90e8\u8463\u76e3\u3001\u5927\u80a1\u6771\u3001\u4e3b\u529b\u5927\u6236\u53ca\u6563\u6236\u7684\u7c4c\u78bc\u6d41\u5411\uff0c\u4ee5\u53ca\u6280\u8853\u5206\u6790\u5224\u65b7\u8cb7\u9032\u8ce3\u51fa\u6642\u6a5f\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"519\" class=\"wp-image-4734 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cbb\u7528\u9ad8.png\" alt=\"\u5206\u6790\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cbb\u7528\u9ad8.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cbb\u7528\u9ad8-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/\u8cbb\u7528\u9ad8-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/figure><\/div><h6>\u00a0<\/h6><p>\u5c0d\u65bc\u4e00\u822c\u6295\u8cc7\u65b0\u624b\uff0c\u82e5\u8981\u81ea\u884c\u6311\u51fa\u80fd\u5920\u6301\u7e8c\u6210\u9577\u3001\u8cfa\u9322\u3001\u5177\u6709\u7522\u696d\u8da8\u52e2\u7684\u516c\u53f8\uff0c\u662f\u6709\u4e00\u5b9a\u96e3\u5ea6\u7684\u3002\u5982\u679c\u53c8\u6c92\u6709\u984d\u5916\u7684\u6642\u9593\u9032\u884c\u7814\u7a76\uff0c\u90a3\u9ebcETF\u5c31\u6703\u662f\u975e\u5e38\u9069\u5408\u6295\u8cc7\u65b0\u624b\u7684\u6295\u8cc7\u5de5\u5177\u3002<\/p><h2><span style=\"color: #262262;\"><strong>7.\u5982\u4f55\u6311\u9078\u9069\u5408\u5b9a\u671f\u5b9a\u984d\u7684ETF<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u5df4\u83f2\u7279\u8aaa\uff1a\u300c<strong>\u4eba\u751f\u5c31\u50cf\u6efe\u96ea\u7403\uff0c\u53ea\u8981\u627e\u5230\u5f88\u6fd5\u7684\u96ea\uff0c\u548c\u5f88\u9577\u7684\u5761\u9053\uff0c\u96ea\u7403\u5c31\u6703\u8d8a\u6efe\u8d8a\u5927<\/strong>\u3002\u300d\u9019\u53e5\u8a71\u4e5f\u8c61\u5fb5\u8457\u6295\u8cc7\u65b9\u5f0f\u3002<\/p><p>\u5728\u9032\u884c\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u524d\uff0c\u512a\u5148\u6311\u9078<strong>\u9577\u671f\u5177\u6709\u6210\u9577\u52d5\u80fd\u7684\u6a19\u7684<\/strong>\uff08\u5145\u8db3\u7684\u96ea\u91cf\uff09\uff0c\u4e26<strong>\u53ca\u65e9\u958b\u59cb<\/strong>\u9032\u884c\u6295\u8cc7\uff08\u5920\u9577\u7684\u5761\u9053\uff09\uff0c<\/p><p>\u4ee5\u53f0\u80a1\u4f86\u8aaa\uff0c\u5143\u5927\u53f0\u706350 ETF\uff08\u80a1\u7968\u4ee3\u865f\uff1a0050\uff09\u9577\u671f\u4f86\u770b\u5c31\u5c6c\u65bc\u4e00\u8def\u5411\u4e0a\u6210\u9577\u7684\u6a19\u7684\uff0c\u5728\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u904e\u7a0b\u4e2d\uff0c\u53ef\u80fd\u6703\u8cb7\u5728\u80a1\u50f9\u76f8\u5c0d\u504f\u9ad8\u7684\u50f9\u4f4d\uff0c\u7576\u7136\u4e5f\u6703\u8cb7\u5230\u80a1\u50f9\u76f8\u5c0d\u504f\u4f4e\u7684\u6642\u5019\uff0c\u9577\u671f\u5e73\u5747\u4e0b\u4f86\u9084\u662f\u6709\u6a5f\u6703\u5f97\u5230\u53ef\u89c0\u7684\u7372\u5229\u3002<\/p><p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5f9e2010\u5e741\u6708\u958b\u59cb\u9032\u884c<strong>\u6bcf\u6708\u6295\u51655000\u5143<\/strong>\u8cb7\u9032\u5143\u5927\u53f0\u706350 ETF\uff080050\uff09\uff0c\u9023\u7e8c\u6295\u8cc710\u5e74\uff0c\u81f32019\u5e7412\u6708\u5e95\u6b62\uff0c\u6bcf\u5e74\u9818\u5230\u7684\u80a1\u5229\u518d\u6295\u5165\u3002<\/p><p>\u7d93\u904e\u56de\u6e2c\u7684\u7d50\u679c\uff0c10\u5e74\u671f\u9593\u4e00\u5171\u6295\u5165\u7684\u672c\u91d1\u70ba60\u842c\u5143\uff0c\u6700\u5f8c\u8cc7\u7522\u6210\u9577\u63a5\u8fd1108\u842c\u5143\uff0c\u6240\u5f97\u5230\u7684<strong>\u7e3d\u6295\u8cc7\u5831\u916c\u7387\u70ba<\/strong><strong>79.6%<\/strong>\uff0c<strong>\u5e74\u5316\u5831\u916c\u7387\u70ba<\/strong><strong>6.03%<\/strong>\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" class=\"wp-image-5559 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-1.22.04-PM-1024x682.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-1.22.04-PM-1024x682.png 1024w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-1.22.04-PM-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-1.22.04-PM-768x511.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-1.22.04-PM-1536x1022.png 1536w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-1.22.04-PM-2048x1363.png 2048w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-1.22.04-PM.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div><h2><span style=\"color: #262262;\"><strong>8.<\/strong> <strong>\u5404\u5bb6\u8b49\u5238\u516c\u53f8\u300c\u5b9a\u671f\u5b9a\u984d\u300d\u670d\u52d9<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u76ee\u524d\u6709\u8d8a\u4f86\u8d8a\u591a\u5bb6\u5238\u5546\u63d0\u4f9b\u300c\u5b9a\u671f\u5b9a\u984d\u300d\u6295\u8cc7\u670d\u52d9\uff0c\u5982\u679c\u5df2\u7d93\u6709\u9078\u597d\u60f3\u8981\u6295\u8cc7\u7684ETF\uff0c\u8a18\u5f97\u5148\u53bb\u5238\u5546\u67e5\u8a62\u6295\u8cc7\u6a19\u7684\u6709\u6c92\u6709\u5305\u542b\u4f60\u6240\u6311\u9078\u7684\uff0c\u4ee5\u53ca\u591a\u5bb6\u5238\u5546\u63d0\u4f9b\u6700\u4f4e1\u5143\u624b\u7e8c\u8cbb\u670d\u52d9\uff0c\u80fd\u5920\u964d\u4f4e\u6295\u8cc7\u6210\u672c\u5537\uff01<\/p><p>\u4ee5\u51f1\u57fa\u8b49\u5238\u70ba\u4f8b\uff0c\u5728\u958b\u6236\u6642\u8ddf\u670d\u52d9\u4eba\u54e1\u8aaa\u4f60\u9700\u8981\u505a\u300c\u5b9a\u671f\u5b9a\u984d\u300d\u6295\u8cc7\uff0c\u4ed6\u6703\u8981\u6c42\u4f60\u5b8c\u6210<strong>\u7dda\u4e0a\u7c3d\u7f72<\/strong>\u5f8c\uff0c\u5c31\u53ef\u4ee5\u81ea\u884c\u8a2d\u5b9a\u4f60\u60f3\u5b9a\u671f\u5b9a\u984d<strong>\u6295\u8cc7\u7684\u6a19\u7684<\/strong>\u3001<strong>\u6bcf\u6b21\u6295\u5165\u591a\u5c11\u91d1\u984d<\/strong>\u3001\u4ee5\u53ca<strong>\u6bcf\u6708\u8981\u57283\u300113\u300123\u865f\u90a3\u5e7e\u5929\u9032\u884c\u6263\u6b3e\uff08\u53ef\u8907\u9078\uff09<\/strong>\u3002<\/p><p>\u7b49\u5230\u7d04\u5b9a\u6642\u9593\u7576\u5929\uff0c\u6263\u6b3e\u5e33\u6236\u4e2d\u6709\u8db3\u5920\u6263\u6b3e\u7684\u91d1\u984d\uff0c\u5c31\u6703\u9032\u884c\u8f49\u63db\u6210\u4f60\u6240\u9078\u7684\u6a19\u7684\u96f6\u80a1\u3002<\/p><div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"1024\" class=\"wp-image-5560 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-2.12.50-PM-1-930x1024.png\" alt=\"\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-2.12.50-PM-1-930x1024.png 930w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-2.12.50-PM-1-272x300.png 272w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-2.12.50-PM-1-768x846.png 768w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-2.12.50-PM-1-1395x1536.png 1395w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/01\/Screenshot-2020-12-27-at-2.12.50-PM-1.png 1580w\" sizes=\"(max-width: 930px) 100vw, 930px\" \/><\/figure><\/div><h2><span style=\"color: #262262;\"><strong>9.\u7d50\u8ad6<\/strong><\/span><\/h2><h6>\u00a0<\/h6><p>\u5df4\u83f2\u7279\u8aaa\uff1a\u300c<strong>\u4f60\u5982\u679c\u4e0d\u60f3\u6301\u6709\u4e00\u652f\u80a1\u796810\u5e74\uff0c\u4f60\u902310\u5206\u9418\u90fd\u4e0d\u8981\u6301\u6709\u3002<\/strong>\u300d<\/p><p>\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7ETF\u80fd\u5e6b\u52a9\u65b0\u624b\u5efa\u7acb\u826f\u597d\u7684\u6295\u8cc7\u7d00\u5f8b\u8207\u7fd2\u6163\uff0c\u53ea\u8981\u6295\u8cc7\u6a19\u7684\u5c6c\u65bc\u9577\u671f\u4f86\u770b\u6301\u7e8c\u6210\u9577\u7684\u6a19\u7684\uff0c\u5c31\u80fd\u900f\u904e\u9577\u6642\u9593\u7684\u7d2f\u7a4d\uff0c\u7372\u5f97\u7a69\u5b9a\u6210\u9577\u7684\u7e3e\u6548\u3002<\/p><p>\u4f46\u8981\u6ce8\u610f\u7684\u662f\uff0c\u5b9a\u671f\u5b9a\u984d\u5982\u679c\u662f\u77ed\u671f\u6295\u8cc7\uff0c\u6703\u6bd4\u8f03\u96e3\u4ee5\u770b\u51fa\u7e3e\u6548\u7684\u6210\u9577\uff0c\u56e0\u6b64\uff0c\u5728\u6295\u8cc7\u524d\uff0c\u4e00\u5b9a\u8981\u5148\u554f\u81ea\u5df1\uff0c<strong>\u5230\u5e95\u80fd\u6301\u7e8c\u6295\u8cc7\u591a\u4e45<\/strong>\uff1f\u4ee5\u53ca\u671f\u671b\u7684\u6295\u8cc7\u76ee\u6a19\uff0c\u5c31\u80fd\u5f9e\u5bb9\u4e0d\u8feb\u9762\u5c0d\u6bcf\u4e00\u6b21\u7684\u5927\u6f32\u8207\u5927\u8dcc\uff0c\u4fdd\u6301\u826f\u597d\u7684\u6295\u8cc7\u5fc3\u614b\u3002<\/p><blockquote><p><strong><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\">\u5982\u679c\u4f60\u60f3\u8981\u77e5\u9053\u5982\u4f55\u4f4e\u98a8\u96aa\u53c8\u5b89\u5168\u5730\u6295\u8cc7\uff0c\u6b61\u8fce\u514d\u8cbb\u9818\u53d6\u300a\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b\uff0c\u638c\u63e1\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\u7b56\u7565\uff01<\/a><\/strong><\/p><\/blockquote><h2><strong><span style=\"color: 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