{"id":6830,"date":"2021-02-22T21:42:20","date_gmt":"2021-02-22T13:42:20","guid":{"rendered":"https:\/\/valueinmind.co\/?p=6830"},"modified":"2023-08-25T09:25:29","modified_gmt":"2023-08-25T01:25:29","slug":"how-to-manage-childrens-ang-pao-money","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/how-to-manage-childrens-ang-pao-money\/","title":{"rendered":"\u9084\u5728\u300c\u65b0\u5e74\u7d05\u5305\u7238\u5abd\u5e6b\u4f60\u5b58\u8d77\u4f86\u300d\uff1f\u7528\u7d05\u5305\u6559\u6703\u5b69\u5b50\u7528\u9322\u7406\u8ca1\uff01"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6830\" class=\"elementor elementor-6830\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-009fa73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"009fa73\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1aa0a0\" data-id=\"d1aa0a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d1de7f elementor-widget elementor-widget-text-editor\" data-id=\"2d1de7f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">\u5c0f\u5b69\u5b50\u904e\u65b0\u5e74\u6700\u5feb\u6a02\u7684\u4e8b\u60c5\uff0c\u83ab\u904e\u65bc\u662f\u6536\u5230\u6eff\u53e3\u888b\u7684\u7d05\u5305\u4e86\uff01\u96d6\u7136\u4eca\u5e74\u56e0\u70ba\u75ab\u60c5\u548c\u884c\u52d5\u7ba1\u5236\u7684\u95dc\u4fc2\uff0c\u5927\u5bb6\u7121\u6cd5\u548c\u89aa\u4eba\u540c\u805a\u4e00\u5802\uff0c\u4f46\u6709\u4e86\u96fb\u5b50\u9322\u5305\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u7684\u904e\u5e74\u72c0\u614b\u4f9d\u7136\u662f\uff1a\u8a72\u767c\u7d05\u5305\u7684\u7e7c\u7e8c\u767c\u96fb\u5b50\u7d05\u5305\uff0c\u8a72\u6536\u7d05\u5305\u7684\u7e7c\u7e8c\u9818\u96fb\u5b50\u7d05\u5305\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u50b3\u7d71\u4e0a\uff0c\u9019\u4e9b\u65b0\u5e74\u7d05\u5305\u5728\u5b69\u5b50\u5011\u7684\u53e3\u888b\u88cf\u6253\u500b\u8f49\u5f8c\uff0c\u5c31\u6703\u88ab\u5bb6\u9577\u4ee5\u300c\u7238\u7238\u5abd\u5abd\u5e6b\u4f60\u4fdd\u7ba1\/\u5b58\u8d77\u4f86\u300d\u3001\u300c\u514d\u5f97\u88ab\u4e82\u82b1\u6389\u300d\u7b49\u7406\u7531\u62ff\u8d70\u3002\u4e0d\u904e\uff0c\u9019\u5957\u300c\u7238\u5abd\u4ee3\u7ba1\u65b0\u5e74\u7d05\u5305\u300d\u7684\u505a\u6cd5\u5df2\u7d93\u884c\u4e0d\u901a\u4e86\u3002\u7576\u5c0f\u5b69\u4e0d\u662f\u81ea\u5df1\u62ff\u5230\u9322\uff0c\u6709\u898f\u5283\u4f7f\u7528\u9019\u7b46\u9322\u7684\u6b0a\u5229\uff0c\u4ed6\u5c31\u6c92\u6709\u8fa6\u6cd5\u771f\u6b63\u5b78\u7fd2\u7528\u9322\uff0c\u638c\u63e1\u7406\u8ca1\u89c0\u5ff5\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u9019\u500b\u65b0\u5e74\u4f86\u9ede\u4e0d\u4e00\u6a23\uff1a<strong>\u900f\u904e\u9019\u7b46\u58d3\u6b72\u9322\u958b\u59cb\u5b69\u5b50\u7684\u7b2c\u4e00\u5802\u7406\u8ca1\u6559\u80b2\u8ab2\uff0c\u5e36\u4ed6\u5011\u59a5\u5584\u898f\u5283\u91d1\u9322\uff0c\u57f9\u990a\u5c0d\u81ea\u5df1\u548c\u91d1\u9322\u7684\u8cac\u4efb\u611f\uff0c\u9577\u5927\u4ee5\u5f8c\u624d\u4e0d\u6703\u8b8a\u6210\u6708\u5149\u65cf\uff01<\/strong><\/span><\/p><p>\u6587\u7ae0\u5167\u5bb9\u6703\u5305\u542b\u4ee5\u4e0b\u5e7e\u500b\u90e8\u5206\uff1a<\/p><ul><li>\u6559\u6703\u5b69\u5b50\u7528\u7d05\u5305\u7406\u8ca1<\/li><li>\u9664\u4e86\u5132\u84c4\u6236\u53e3\uff0c\u9084\u6709\u4ec0\u9ebc\u6295\u8cc7\u9078\u64c7\uff1f<\/li><\/ul><p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-6836 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1.png\" alt=\"\u89aa\u5b50\u7406\u8ca1\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/p><h2><span style=\"color: #262262;\"><strong>\u7d05\u5305\u7406\u8ca1\u8ab2\u7684\u95dc\u9375\uff1a\u8b93\u5b69\u5b50\u53c3\u8207\u548c\u5be6\u8e10<\/strong><\/span><\/h2><p><span style=\"font-weight: 400;\">\u4e0d\u77e5\u9053\u4f60\u6709\u6c92\u6709\u767c\u73fe\uff0c\u73fe\u5728\u7684\u5b69\u5b50\u5927\u591a\u5728\u4e09\u56db\u6b72\u6642\u5df2\u7d93\u5c0d\u91d1\u9322\u6709\u4e86\u4e00\u5b9a\u7684\u6982\u5ff5\uff0c\u77e5\u9053\u91d1\u9322\u7684\u50f9\u503c\uff0c\u660e\u767d\u9322\u53ef\u4ee5\u63db\u53d6\u81ea\u5df1\u60f3\u8981\u7684\u96f6\u98df\u548c\u73a9\u5177\u3002\u5e74\u9f61\u518d\u5927\u4e00\u9ede\u7684\u5b69\u5b50\uff0c\u751a\u81f3\u5df2\u7d93\u5c0d\u91d1\u9322\u6709\u652f\u914d\u610f\u8b58\uff0c\u60f3\u8981\u7368\u7acb\u904b\u7528\u91d1\u9322\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u8207\u5176\u628a\u58d3\u6b72\u9322\u7684\u652f\u914d\u6b0a\u4ea4\u7531\u5b69\u5b50\u81ea\u5df1\u8655\u7406\uff0c\u537b\u5728\u80cc\u5f8c\u64d4\u5fc3\u4ed6\u5011\u6beb\u7121\u7bc0\u5236\u4e82\u8cb7\u3001\u6d6a\u8cbb\u9322\uff0c\u6700\u597d\u7684\u65b9\u6cd5\u662f<strong>\u300c\u5e36\u8457\u5b69\u5b50\u4e00\u8d77\u53c3\u8207\u58d3\u6b72\u9322\u7684\u4f7f\u7528\u904e\u7a0b\u300d<\/strong>\uff0c\u8b93\u4ed6\u5011\u5f9e\u4e2d\u638c\u63e1\u898f\u5283\u6536\u652f\u3001\u5132\u84c4\u3001\u6295\u8cc7\u548c\u81ea\u6211\u6210\u9577\u7684\u80fd\u529b\u3002<\/span><\/p><h3><strong><span style=\"color: #009aff;\">1. \u4e00\u8d77\u9ede\u7b97\u7d05\u5305<\/span><\/strong><\/h3><p><span style=\"font-weight: 400;\">\u5982\u679c\u5b69\u5b50\u7684\u5e74\u9f61\u5c0f\u65bc10\u6b72\uff0c\u7238\u5abd\u53ef\u4ee5\u5e36\u8457\u5b69\u5b50\u4e00\u8d77\u9ede\u7b97\u6536\u5230\u7684\u7d05\u5305\uff0c\u540c\u6642\u6559\u5c0e\u7b97\u8853\u7684\u904b\u7528\u6982\u5ff5\uff0c\u8b93\u5b69\u5b50\u5b78\u6703\u8a8d\u9322\u548c\u7b97\u9322\uff0c\u7406\u89e3\u73fe\u5728\u5171\u6709\u591a\u5c11\u58d3\u6b72\u9322\u53ef\u4f9b\u652f\u914d\u3002<\/span><\/p><h3><span style=\"color: #009aff;\"><strong>2. \u8a0e\u8ad6\u600e\u9ebc\u82b1\u65b0\u5e74\u7d05\u5305<\/strong><\/span><\/h3><p><span style=\"font-weight: 400;\">\u5225\u6025\u8457\u544a\u8a34\u5b69\u5b50\u4f60\u6253\u7b97\u600e\u9ebc\u7528\u9019\u7b46\u58d3\u6b72\u9322\u3002\u5728\u5b69\u5b50\u5fc3\u76ee\u4e2d\uff0c\u9019\u7b46\u58d3\u6b72\u9322\u662f\u5c6c\u65bc\u4ed6\u7684\u5c0f\u8ca1\u5bcc\uff0c\u4ed6\u7576\u7136\u64c1\u6709\u512a\u5148\u898f\u5283\u548c\u652f\u914d\u7684\u6b0a\u5229\u3002\u5148\u807d\u807d\u5b69\u5b50\u600e\u9ebc\u8aaa\uff0c\u4ed6\u6e96\u5099\u5c07\u58d3\u6b72\u9322\u62ff\u53bb\u505a\u4ec0\u9ebc\uff0c<strong>\u4e00\u908a\u8b93\u4ed6\u767c\u8868\u610f\u898b\uff0c\u4e00\u908a\u7d66\u4e88\u7406\u8ca1\u5efa\u8b70<\/strong>\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u5b69\u5b50\u60f3\u628a\u9019\u7b46\u9322\u7d71\u7d71\u62ff\u53bb\u8cb7\u6700\u65b0\u7684\u904a\u6232\u6a5f\uff0c\u4e0d\u8981\u53cd\u5c0d\u9019\u4ef6\u4e8b\u60c5\u3002\u4f60\u53ef\u4ee5\u8d81\u6a5f\u6559\u80b2\u4ed6\uff0c\u4e0d\u540c\u7684\u4f7f\u7528\u65b9\u5f0f\u6703\u6709\u4e0d\u540c\u7684\u7406\u8ca1\u7d50\u679c\uff0c<strong>\u5e36\u51fa\u300c\u5ef6\u9072\u4eab\u53d7\u80fd\u6709\u66f4\u5927\u6536\u7a6b\u300d\u7684\u89c0\u5ff5\uff0c\u8b93\u5b69\u5b50\u5efa\u7acb\u5132\u84c4\u548c\u8907\u5229\u7684\u6982\u5ff5\u3002<\/strong><\/span><\/p><p><span style=\"font-weight: 400;\">\u6bd4\u5982\u5168\u90e8\u82b1\u6389\uff0c\u5c31\u6703\u5931\u53bb\u8cb7\u5176\u4ed6\u559c\u6b61\u7684\u6771\u897f\u7684\u6a5f\u6703\uff0c\u4e00\u6b21\u904e\u5c07\u6240\u6709\u9322\u82b1\u6389\u662f\u5426\u660e\u667a\uff1b\u5982\u679c\u628a\u9322\u5b58\u8d77\u4f86\uff0c\u6bcf\u500b\u6708\u6703\u56fa\u5b9a\u9818\u5230\u5229\u606f\uff0c\u539f\u672cRM1,000\u7684\u58d3\u6b72\u9322\u6703\u9010\u6f38\u8b8a\u6210RM1,200\u3001RM1,500\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u73fe\u5728\u5b58\u9322\uff0c\u672a\u4f86\u5c31\u6709\u66f4\u591a\u9322\u7528\uff0c\u80fd\u5920\u8cb7\u5230\u66f4\u591a\u6771\u897f\uff1b\u6216\u8005\u662f\u5b58\u4e00\u534a\u82b1\u4e00\u534a\uff0c\u65e2\u53ef\u4ee5\u8cb7\u5230\u559c\u6b61\u7684\u6771\u897f\uff0c\u4e5f\u5b58\u4e86\u90e8\u5206\u7684\u9322\u53bb\u6efe\u5229\u606f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5<strong>\u5f15\u5c0e\u5b69\u5b50\u628a\u58d3\u6b72\u9322\u5206\u6210\u4e09\u7b49\u4efd<\/strong>\uff1a\u4e00\u4efd\u5b58\u5165\u9280\u884c\u505a\u9577\u671f\u5132\u84c4\u3001\u4e00\u4efd\u8cb7\u81ea\u5df1\u60f3\u8981\u7684\u6771\u897f\u3001\u4e00\u4efd\u7528\u65bc\u5206\u4eab\u6216\u56de\u994b\uff0c\u8cfc\u8cb7\u4e00\u4e9b\u5c0f\u79ae\u7269\u56de\u8d08\u9577\u8f29\uff0c\u57f9\u990a\u5b69\u5b50\u7684\u611f\u6069\u610f\u8b58\uff0c\u56e0\u70ba\u58d3\u6b72\u9322\u90fd\u662f\u9577\u8f29\u5011\u6240\u7d66\u4e88\u7684\u795d\u798f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7576\u7136\uff0c\u6bcf\u500b\u5bb6\u5ead\u7684\u7d93\u6fdf\u689d\u4ef6\u4e0d\u540c\uff0c\u6709\u4e9b\u7238\u5abd\u6703\u628a\u5b69\u5b50\u7684\u7d05\u5305\u9322\u632a\u53bb\u652f\u4ed8\u5bb6\u5ead\u958b\u92b7\u3002\u5982\u679c\u771f\u7684\u6709\u9700\u8981\uff0c\u5c31\u548c\u5b69\u5b50\u5546\u91cf\uff0c\u898f\u5283\u90e8\u5206\u58d3\u6b72\u9322\u4f86\u6e1b\u8f15\u5bb6\u88cf\u7684\u8ca0\u64d4\u3002\u548c\u5b69\u5b50\u5206\u4eab\u4e00\u4e9b\u5bb6\u5ead\u65e5\u5e38\u958b\u652f\uff0c\u4ee5\u53ca\u548c\u5b69\u5b50\u6709\u5bc6\u5207\u95dc\u806f\u7684\u958b\u92b7\u3002\u6bd4\u5982\u5bb6\u88cf\u6c34\u96fb\u8cbb\u662fRM80\u3001\u5b69\u5b50\u611b\u5403\u7684\u860b\u679c\u4e00\u9846\u662fRM2\u3001\u5e38\u7528\u7684\u92fc\u7b46\u4e00\u679d\u662fRM3\uff0c<strong>\u5efa\u7acb\u5b69\u5b50\u7684\u57fa\u672c\u6d88\u8cbb\u89c0\u5ff5\u548c\u5c0d\u5bb6\u5ead\u7684\u8cac\u4efb\u5fc3<\/strong>\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4f60\u4e5f\u53ef\u4ee5\u5b89\u6392<strong>\u628a\u4e00\u5c0f\u90e8\u5206\u7684\u9322\u4ea4\u7d66\u5b69\u5b50\u81ea\u884c\u898f\u5283\u6253\u7406<\/strong>\uff0c\u4e0d\u9700\u8981\u8ddf\u7238\u5abd\u63d0\u524d\u5831\u5099\u3002<\/span><\/p><h3><strong><span style=\"color: #009aff;\">3. \u8a18\u9304\u91d1\u9322\u7684\u6d41\u52d5<\/span><\/strong><\/h3><p><span style=\"font-weight: 400;\">\u5728\u4f7f\u7528\u58d3\u6b72\u9322\u7684\u904e\u7a0b\u4e2d\uff0c\u5e36\u8457\u5b69\u5b50<strong>\u5b78\u7fd2\u8a18\u8cec<\/strong>\uff0c\u628a\u6bcf\u4e00\u7b46\u958b\u92b7\u8a18\u9304\u4e0b\u4f86\uff0c\u638c\u63e1\u91d1\u9322\u7684\u6d41\u52d5\u72c0\u6cc1\uff0c\u8b93\u5b69\u5b50\u611f\u53d7\u300c\u82b1\u9322\u5bb9\u6613\u8cfa\u9322\u96e3\u300d\uff0c\u57f9\u990a\u898f\u5283\u6536\u652f\u7684\u80fd\u529b\u3002<\/span><\/p><h3><strong><span style=\"color: #009aff;\">4. \u958b\u8a2d\u5132\u84c4\u8cec\u6236<\/span><\/strong><\/h3><p><span style=\"font-weight: 400;\">\u7238\u5abd\u901a\u5e38\u6703\u5c07\u58d3\u6b72\u9322\u5b58\u9032\u5152\u7ae5\u5132\u84c4\u8cec\u6236\uff0c\u5efa\u8b70\u4f60\u5e36\u8457\u5b69\u5b50\u5230\u9280\u884c\uff0c<strong>\u4e00\u8d77\u628a\u58d3\u6b72\u9322\u5b58\u9032\u53bb<\/strong>\uff0c\u907f\u514d\u7522\u751f\u58d3\u6b72\u9322\u5728\u7238\u5abd\u624b\u4e2d\u5c31\u6191\u7a7a\u6d88\u5931\u7684\u611f\u89ba\u3002\u4e5f\u501f\u6b64\u6a5f\u6703\u6559\u5c0e\u5b69\u5b50\u770b\u61c2\u5b58\u647a\uff0c\u9f13\u52f5\u4ed6\u5011\u628a\u5269\u9918\u7684\u96f6\u7528\u9322\u5b58\u5230\u5132\u84c4\u6236\u53e3\u88cf\uff0c\u548c\u4ed6\u5011\u5206\u4eab\u770b\u8457\u5b58\u6b3e\u984d\u4e0d\u65b7\u589e\u52a0\u7684\u559c\u6085\u8207\u6210\u5c31\u611f\u3002\u5132\u84c4\u8cec\u6236\u7528\u4f86\u7d2f\u7a4d\u5b69\u5b50\u7684\u6559\u80b2\u57fa\u91d1\uff0c\u672a\u4f86\u6253\u7b97\u5728\u570b\u5167\u6216\u8005\u6d77\u5916\u5347\u5b78\uff0c<\/span><a href=\"https:\/\/youtu.be\/2doEf8GW2Sk\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u9019\u7b46\u58d3\u6b72\u9322\u5b58\u6b3e\u5c31\u80fd\u5f88\u597d\u5730\u6e1b\u8f15\u5bb6\u9577\u7684\u7d93\u6fdf\u8ca0\u64d4<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5f85\u5b69\u5b5018\u6b72\u5f8c\uff0c\u7238\u5abd\u4fbf\u53ef\u4ee5\u5c07\u5152\u7ae5\u5132\u84c4\u8cec\u6236\u8f49\u70ba\u5b69\u5b50\u500b\u4eba\u6236\u53e3\uff0c\u751a\u81f3\u628a\u63d0\u6b3e\u5361\u4ea4\u7d66\u5b69\u5b50\u81ea\u5df1\u4fdd\u7ba1\uff0c\u505a\u81ea\u5df1\u91d1\u9322\u7684\u4e3b\u4eba\u3002<\/span><\/p><p><img decoding=\"async\" class=\"size-full wp-image-6835 aligncenter\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1\u6295\u8cc7.png\" alt=\"\u89aa\u5b50\u7406\u8ca1\u6295\u8cc7\" width=\"780\" height=\"519\" srcset=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1\u6295\u8cc7.png 780w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1\u6295\u8cc7-300x200.png 300w, https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/02\/\u89aa\u5b50\u7406\u8ca1\u6295\u8cc7-768x511.png 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/p><h2><span style=\"color: #262262;\"><strong>\u5132\u84c4\u8cec\u6236\u7684\u5229\u606f\u592a\u4f4e\uff0c\u9084\u6709\u4ec0\u9ebc\u5176\u4ed6\u6295\u8cc7\u9078\u64c7\uff1f<\/strong><\/span><\/h2><p><span style=\"font-weight: 400;\">\u9664\u4e86\u50b3\u7d71\u7684\u9280\u884c\u5132\u84c4\u6236\u53e3\uff0c\u73fe\u5728\u9084\u6709\u8a31\u591a\u6295\u8cc7\u5de5\u5177\u53ef\u4ee5\u9078\u64c7\uff0c\u6bd4\u5982\u57fa\u91d1\u3001ETF\u7b49\u7b49\u3002\u5b69\u5b50\u7684\u58d3\u6b72\u9322\u4ee5\u9577\u671f\u5132\u84c4\u70ba\u76ee\u6a19\uff0c<strong>\u4f4e\u98a8\u96aa\u662f\u9996\u8981\u7684\u8003\u91cf<\/strong>\u3002\u5982\u679c\u4f60\u5c0d\u6295\u8cc7\u6c92\u6709\u4ec0\u9ebd\u6982\u5ff5\uff0c\u5176\u5be6\u570b\u5167\u5c31\u6709\u5169\u500b\u5f88\u597d\u7684\u57fa\u91d1\u6295\u8cc7\u9078\u64c7\u503c\u5f97\u8003\u616e\uff01<\/span><\/p><h3><strong><span style=\"color: #009aff;\">1. SSPN \u6559\u80b2\u5132\u84c4\u57fa\u91d1<\/span><\/strong><\/h3><p><span style=\"font-weight: 400;\">SSPN\uff0c\u5168\u540d\u662fSkim Simpanan Pendidikan Nasional \u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u57fa\u91d1\uff0c\u7531\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9ad8\u7b49\u6559\u80b2\u57fa\u91d1\u5c40\uff08PTPTN\uff09\u65bc2004\u5e74\u63a8\u884c\uff0c\u4e3b\u8981\u9f13\u52f5\u5bb6\u9577\u70ba\u5b69\u5b50\u672a\u4f86\u6559\u80b2\u9032\u884c\u5132\u84c4\uff0c\u9054\u5230\u6e1b\u4f4e\u5c0dPTPTN\u8cb8\u5b78\u91d1\u7684\u4f9d\u8cf4\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u76ee\u524d\u5171\u8a2d\u67092\u7a2e\u6559\u80b2\u5132\u84c4\u8a08\u5283\uff1aSSPN-i \u53ca SSPN-i Plus\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6839\u64da\u8cc7\u6599\uff0cSSPN \u57282011\u5e74\u81f32019\u5e74\u7684\u5e73\u5747\u6d3e\u606f\u7387\u70ba4%\uff0c\u9ad8\u51fa\u76ee\u524d\u7684\u5b9a\u671f\u5b58\u6b3e\u5229\u606f\uff081.75%\uff09\u4e0d\u5c11\u3002SSPN \u6559\u80b2\u5132\u84c4\u57fa\u91d1\u4e5f\u662f\u672c\u5730\u552f\u4e00\u7372\u5f97\u7a05\u52d9\u56de\u6263\u7684\u5132\u5b58\u6236\u53e3\uff0c\u5b58\u6b3e\u91d1\u984d\u7372\u5f97\u653f\u5e9c100%\u7684\u4fdd\u969c\uff01<\/span><\/p><p><span style=\"font-weight: 400;\">SSPN-i Plus \u8a08\u756b\u662f SSPN-i \u8a08\u756b\u7684\u9032\u968e\u5347\u7d1a\u7248\uff0c\u63d0\u4f9b\u984d\u5916\u7684\u5132\u84c4\u914d\u5957\u3001\u4eba\u58fd\u4fdd\u96aa\u53ca36\u7a2e\u75be\u75c5\u4fdd\u969c\u3001\u91ab\u9662\u4f4f\u9662\u88dc\u8cbc\u4ee5\u53ca\u66f4\u9ad8\u7684\u7a05\u52d9\u56de\u6263\u7b49\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6709\u8208\u8da3\u77e5\u9053\u66f4\u591a\u4fe1\u606f\uff0c\u5982 SSPN-i \u53ca SSPN-i Plus\u500b\u5225\u7684\u7368\u7279\u4e4b\u8655\u3001SSPN-i Plus\u6240\u958b\u8a2d\u7684\u5132\u84c4\u8a08\u5283\u914d\u5957\u5b58\u6b3e\u984d\u3001SSPN \u958b\u6236\u689d\u4ef6\u53ca\u65b9\u6cd5\uff0c\u53ef\u53c3\u8003\u9019\u7bc7\u6587\u7ae0\uff1a<\/span><a href=\"https:\/\/valueinmind.co\/what-is-sspn-i\/\"><span style=\"font-weight: 400;\">\u4ec0\u9ebc\u662f<\/span><span style=\"font-weight: 400;\">SSPN-i &amp; SSPN-i Plus\uff1f\u5b83\u5011\u662f\u552f\u4e00\u6709\u7a05\u52d9\u56de\u6263\u7684\u5132\u5b58\u6236\u53e3\uff0c\u9084\u514d\u8cbb\u4fdd\u96aa\u4fdd\u969c\uff01\u5343\u842c\u4e0d\u8981\u932f\u904e\u9019\u500b\u597d\u5eb7\uff01<\/span><\/a><\/p><h3><span style=\"color: #009aff;\"><strong>2. ASNB\u4fe1\u8a17\u57fa\u91d1<\/strong><\/span><\/h3><p><span style=\"font-weight: 400;\">\u7531Amanah Saham Nasional Berhad (ASNB) \u6240\u767c\u884c\u7684 Amanah Saham \u4fe1\u8a17\u57fa\u91d1\u662f\u570b\u5167\u4eba\u6c23\u6700\u9ad8\u7684\u4fe1\u8a17\u57fa\u91d1\u4e4b\u4e00\uff0c\u5171\u6709\u5169\u7a2e\u57fa\u91d1\u985e\u578b\uff1a\u56fa\u5b9a\u50f9\u683c (Fixed Price) \u548c\u6d6e\u52d5\u50f9\u683c (Variable Price) \u3002<\/span><\/p><p><span style=\"font-weight: 400;\">100%\u4fdd\u672c\u3001\u96f6\u98a8\u96aa\u6295\u8cc7\u3001\u9ad8\u6d3e\u606f\u7387\u662f ASNB \u56fa\u5b9a\u50f9\u683c\u57fa\u91d1\u7684\u7279\u9ede\uff0c\u5728\u904e\u53bb\u768410\u5e74\u7684\u5e73\u5747\u6d3e\u606f\u7387\u70ba4\u81f36%\uff0c\u96e3\u602a\u73fe\u5728\u5404\u500bASNB \u56fa\u5b9a\u50f9\u683c\u57fa\u91d1\u90fd\u5df2\u7d93\u88ab\u6436\u8cfc\u4e00\u7a7a\u4e86\u3002\u5982\u679c\u4f60\u60f3\u8cb7\uff0c\u9084\u5f97\u8ced\u4e00\u9ede\u904b\u6c23\uff0c\u7b49\u5f85\u6709\u4eba\u9858\u610f\u8ce3\u51fa\u4ed6\u5011\u624b\u4e0a\u6301\u6709\u7684\u57fa\u91d1\u55ae\u4f4d\u4e86\uff01<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u60f3\u4e86\u89e3\u66f4\u591a<\/span><span style=\"font-weight: 400;\">ASNB<\/span><span style=\"font-weight: 400;\">\u4fe1\u8a17<\/span><span style=\"font-weight: 400;\">\u57fa\u91d1<\/span><span style=\"font-weight: 400;\">\u7684\u8a73\u60c5\uff0c\u53ef\u53c3\u8003\u9019\u7bc7\u6587\u7ae0\uff1a<\/span><a href=\"https:\/\/valueinmind.co\/asnb-unit-trust\/\"><span style=\"font-weight: 400;\">ASNB\u4fe1\u8a17\u57fa\u91d1\uff1a\u8207\u5b9a\u5b58\u4e00\u6a23\u662f\u96f6\u98a8\u96aa\uff0c\u56de\u916c\u53c8\u6bd4\u5b9a\u5b58\u9ad8\u597d\u5e7e\u500d\u7684\u6295\u8cc7\u5de5\u5177<\/span><\/a><span style=\"font-weight: 400;\">\u3002<\/span><\/p><blockquote><p><a href=\"https:\/\/valueinmind.co\/zh\/courses\/personal-finance-online-course-v2\/?utm_source=marketing&amp;utm_medium=website_blog&amp;utm_campaign=pfoc3.0-how-to-manage-childrens-ang-pao-money\">\u60f3\u8981\u5b78\u6703\u7ba1\u7406\u597d\u8ca1\u52d9\uff0c\u64fa\u812b\u300c\u9322\u4e0d\u5920\u7528\u300d\u7684\u56f0\u64fe\uff0c\u6b61\u8fce\u53c3\u52a0\u6211\u5011\u7dda\u4e0a\u8ab2\u7a0b~<\/a><\/p><\/blockquote><h4>\u00a0<\/h4><h4><strong>\u5b78\u7fd2\u7406\u8ca1\u662f\u4e00\u8f29\u5b50\u7684\u529f\u8ab2\uff0c\u8b93\u5b69\u5b50\u7684\u7406\u8ca1\u8ab2\u5f9e\u9019\u500b\u904e\u5e74\u7d05\u5305\u958b\u59cb\u5427\uff01<\/strong><\/h4>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u5b69\u5b50\u7684\u65b0\u5e74\u7d05\u5305\u9322\u8a72\u5982\u4f55\u8655\u7406\uff1f\u548c\u5b69\u5b50\u4e00\u8d77\u898f\u5283\u4e26\u5584\u7528\u9019\u7b46\u58d3\u6b72\u9322\uff0c\u704c\u8f38\u6b63\u78ba\u7406\u8ca1\u89c0\uff0c\u53c3\u8207\u4f4e\u98a8\u96aa(ASNB\u57fa\u91d1&#038;SSPN)\u7684\u6295\u8cc7\uff1f\u53c3\u8003\u6211\u5011\u6574\u7406\u7684\u89aa\u5b50\u7406\u8ca1\u5206\u4eab\u5427\uff01<\/p>\n","protected":false},"author":2,"featured_media":6833,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[667],"tags":[597],"_links":{"self":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/6830"}],"collection":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/comments?post=6830"}],"version-history":[{"count":0,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/posts\/6830\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media\/6833"}],"wp:attachment":[{"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/media?parent=6830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/categories?post=6830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valueinmind.co\/zh\/wp-json\/wp\/v2\/tags?post=6830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}