{"id":8476,"date":"2021-03-24T18:48:41","date_gmt":"2021-03-24T10:48:41","guid":{"rendered":"https:\/\/valueinmind.co\/?p=8476"},"modified":"2024-01-26T10:47:38","modified_gmt":"2024-01-26T02:47:38","slug":"epf-i-invest","status":"publish","type":"post","link":"https:\/\/valueinmind.co\/zh\/epf-i-invest\/","title":{"rendered":"\u807d\u904eEPF i-Invest\u55ce\uff1f\u539f\u4f86\u9084\u53ef\u4ee5\u7528\u516c\u7a4d\u91d1\u6295\u8cc7\u4fe1\u8a17\u57fa\u91d1\u9054\u5230\u66f4\u9ad8\u56de\u916c\uff01"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"8476\" class=\"elementor elementor-8476\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-990fe41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"990fe41\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-317bd97\" data-id=\"317bd97\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e4d074 elementor-widget elementor-widget-facebook-button\" data-id=\"0e4d074\" data-element_type=\"widget\" data-widget_type=\"facebook-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.23.0 - 05-08-2024 *\/\n.elementor-facebook-widget.fb_iframe_widget,.elementor-facebook-widget.fb_iframe_widget span{width:100%!important}.elementor-facebook-widget.fb_iframe_widget iframe{position:relative;width:100%!important}.elementor-facebook-widget.fb-like{height:1px}.elementor-widget-facebook-comments iframe{width:100%!important}<\/style>\t\t<div data-layout=\"standard\" data-colorscheme=\"light\" data-size=\"small\" data-show-faces=\"false\" class=\"elementor-facebook-widget fb-like\" data-href=\"https:\/\/valueinmind.co\/zh\/?p=8476\" data-share=\"false\" data-action=\"like\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a08865 elementor-widget elementor-widget-text-editor\" data-id=\"5a08865\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">\u5927\u99ac\u516c\u7a4d\u91d1\u5c40\uff08KWSP\uff09\u6240\u7ba1\u7406\u7684\u96c7\u54e1\u516c\u7a4d\u91d1\uff08Employees Provident Fund, \u7c21\u7a31EPF\uff09\uff0c\u662f\u8a31\u591a\u5927\u99ac\u4eba\u6700\u4e3b\u8981\u7684\u9000\u4f11\u91d1\u4f86\u6e90\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u96a8\u8457\u6bcf\u5e74 <a href=\"https:\/\/valueinmind.co\/kwsp-epf-latest-dividends\/\" target=\"_blank\" rel=\"noopener\">EPF\u5229\u606f\u4e0d\u65b7\u5f80\u4e0b\u8dcc<\/a>\uff0c\u5927\u591a\u6578EPF\u6703\u54e1\u90fd\u5728\u601d\u8003\u7684\u554f\u984c\uff0c\u83ab\u904e\u65bc\u8981\u4e0d\u8981\u7e7c\u7e8c\u628a\u9322\u653e\u5728EPF\u3002\u653e\uff0c\u9322\u4f3c\u4e4e\u589e\u503c\u5f97\u5f88\u6162\uff1b\u4e0d\u653e\uff0c\u8cbf\u8cbf\u7136\u53d6\u9322\u6295\u8cc7\uff0c\u64d4\u5fc3\u56e0\u70ba\u6295\u8cc7\u7d93\u9a57\u4e0d\u8db3\u800c\u8667\u640d\uff0c\u6216\u8005\u88ab\u4e0d\u6cd5\u5206\u5b50\u548c\u975e\u6cd5\u91d1\u9322\u904a\u6232\u8a50\u9a19\uff0c\u6700\u7d42\u5169\u982d\u4e0d\u5230\u5cb8\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u4e5f\u6709\u6703\u54e1\u8a8d\u70ba\uff0cEPF\u5229\u606f\u518d\u5c11\uff0c\u59cb\u7d42\u4fdd\u6301\u57285%\u4e4b\u4e0a\uff0c\u548c\u5176\u4ed6\u91d1\u878d\u5546\u54c1\u6bd4\u8f03\uff0c\u5df2\u7d93\u662f\u4e0d\u932f\u7684\u6295\u8cc7\u56de\u916c\uff0c\u6c92\u5fc5\u8981\u518d\u81ea\u884c\u6295\u8cc7\u5192\u96aa\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5176\u5be6\uff0c\u9084\u6709\u4e00\u500b\u9078\u64c7\uff0c\u5373\u53ef\u901a\u904e\u6295\u8cc7\u7372\u5f97\u66f4\u9ad8\u56de\u916c\u7684\u6a5f\u6703\uff0c\u540c\u6642\u5728\u4e00\u500b\u76f8\u5c0d\u5b89\u5168\u7684\u74b0\u5883\uff0c\u90a3\u5c31\u662f\u5927\u99ac\u516c\u7a4d\u91d1\u5c40\u63a8\u51fa\u7684<a href=\"https:\/\/www.kwsp.gov.my\/member\/investment\" target=\"_blank\" rel=\"noopener\">\u300ci-Invest\u300d\u7dda\u4e0a\u6295\u8cc7\u5e73\u53f0<\/a>\uff01<\/span><\/p><p>\u9019\u7bc7\u6587\u7ae0\u5c0f\u7de8\u5c31\u5411\u5927\u5bb6\u4ecb\u7d39\u9019\u500b\u65b0\u63a8\u51fa\u7684\u6295\u8cc7\u5e73\u53f0\u300ci-Invest\u300d\uff0c\u8b93\u5927\u5bb6\u4e86\u89e3\u5b83\u662f\u4ec0\u9ebc\uff0c\u61c9\u8a72\u7528\u4f86\u6295\u8cc7\u55ce\u3002<\/p><p>\u5167\u5bb9\u6703\u5305\u542b\u4ee5\u4e0b\u5e7e\u500b\u90e8\u5206\uff1a<\/p><ul><li><span style=\"font-weight: 400;\">EPF i-Invest \u7684\u7279\u5225\u4e4b\u8655<\/span><\/li><li><span style=\"font-weight: 400;\">EPF i-Invest \u7684<\/span>\u7533\u8acb\u689d\u4ef6\u3001\u9580\u6abb<\/li><li>\u001d\u61c9\u8a72\u901a\u904eFMI\u6216\u4ee3\u7406\u4eba \u9084\u662f\u81ea\u5df1\u4f7f\u7528i-Akaun\u7533\u8acb<span style=\"font-weight: 400;\"> i-Invest \u6295\u8cc7<\/span>\uff1f<\/li><li>\u4f7f\u7528<span style=\"font-weight: 400;\"> i-Invest\u6295\u8cc7\u4fe1\u8a17\u57fa\u91d1\u7684\u56db\u5927\u597d\u8655<\/span><\/li><li>\u6295\u8cc7\u524d\u5fc5\u9808\u601d\u8003\u7684\u4e09\u5927\u5730\u65b9<\/li><\/ul><h2><span style=\"color: #262262;\"><b>\u7528\u516c\u7a4d\u91d1\u4f86\u505a\u6295\u8cc7\uff1fEPF i-Invest \u6709\u4ec0\u9ebc\u7279\u5225\uff1f<\/b><\/span><\/h2><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u65e9\u57282019\u5e74\uff0c\u516c\u7a4d\u91d1\u5c40\u5df2\u63a8\u51fa i-Invest \u7dda\u4e0a\u6295\u8cc7\u5e73\u53f0\uff0c\u8b93\u6703\u54e1\u5011\u5229\u7528\u516c\u7a4d\u91d1\u5206\u6563\u6295\u8cc7\u5728\u7372\u5f97\u516c\u7a4d\u91d1\u5c40\u6279\u51c6\uff0c\u76f8\u5c0d\u5b89\u5168\u7684\u4fe1\u8a17\u57fa\u91d1\u5167\uff0c\u70ba\u81ea\u5df1\u7684\u7406\u60f3\u9000\u4f11\u91d1\u76ee\u6a19\u518d\u627e\u4e00\u96bb\u6703\u4e0b\u86cb\u7684\u91d1\u9d5d\uff0c\u9054\u5230\u589e\u9577\u9000\u4f11\u91d1\u7684\u76ee\u7684\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6703\u54e1\u53ef\u4ee5\u5f9e EPF i-Akaun\u7684\u300cInvestment\u300d\u9801\u9762\u88e1\u63d0\u53d6\u4e00\u7b46\u9322\uff0c\u6295\u8cc7\u5728\u7d93\u904eEPF\u6279\u51c6\u7684\u57fa\u91d1\u88e1\u9322\u6efe\u9322\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u7576\u7136\uff0c\u5e02\u9762\u4e0a\u7684\u4fe1\u8a17\u57fa\u91d1\u7d44\u5408\u6797\u6797\u7e3d\u7e3d\uff0c\u6703\u54e1\u5011\u53ea\u80fd\u5920\u6295\u8cc7\u5728\u6307\u5b9a\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\uff0c\u4ee5\u53ca\u6307\u5b9a\u7684\u4fe1\u8a17\u57fa\u91d1\u7d44\u5408\uff0c\u5982Affin Hwang Asset Management\u3001Kenanga Investors Berhad\u3001Public Mutual\u7b49\u7b49\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5b8c\u6574\u7684\u5408\u4f5c\u540d\u55ae\u4ee5\u53ca\u500b\u5225\u7372\u6279\u51c6\u7684\u4fe1\u8a17\u57fa\u91d1\u7d44\u5408\uff0c\u5728<a href=\"https:\/\/www.kwsp.gov.my\/member\/investment\" target=\"_blank\" rel=\"noopener\">\u9019\u88e1<\/a>\u67e5\u770b\u3002<\/span><\/p><h2><span style=\"color: #262262;\"><b>EPF i-Invest \u7684\u7533\u8acb\u689d\u4ef6\u6709\u54ea\u4e9b\uff1f<\/b><\/span><\/h2><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u60f3\u8981\u6295\u8cc7\u5728i-Invest\uff0c\u5fc5\u9808\u7b26\u5408\u4ee5\u4e0b\u689d\u4ef6\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5927\u99ac\u516c\u6c11\/ \u5927\u99ac\u6c38\u4e45\u5c45\u6c11\/ <\/span><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">\u5916\u7c4d\u4eba\u58eb\uff08\u57281998\u5e748\u67081\u65e5\u524d\u8a3b\u518a\u70baEPF\u6703\u54e1\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">55\u5d57\u4ee5\u4e0b\u7684EPF\u6703\u54e1<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EPF\u5b58\u6b3e\u7b26\u5408\u9580\u6abb\u7684\u6703\u54e1<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u57281995\u5e748\u67081\u65e5\u524d\u9818\u53d6EPF\u4e26\u96e2\u958b\u99ac\u4f86\u897f\u4e9e\uff0c\u4f46\u9078\u64c7\u91cd\u65b0\u7e73\u6b3e\u7684\u5927\u99ac\u4eba<\/span><\/li><\/ul><p><em><span style=\"font-weight: 400;\">*55\u6b72\u6216\u4ee5\u4e0a\u7684\u6703\u54e1\u53ef\u4ee5\u81ea\u884c\u53d6\u9322\u51fa\u4f86\u6295\u8cc7\u5728\u9019\u4e9b\u57fa\u91d1\u7d44\u5408\u5167\u3002<\/span><\/em><\/p><h3><strong><span style=\"color: #0096ff;\">\u600e\u9ebc\u77e5\u9053\u6211\u7684 EPF \u5b58\u6b3e\u662f\u5426\u7b26\u5408\u9580\u6abb\uff1f<\/span><\/strong><\/h3><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u5c40\u5c0d\u4e0d\u540c\u5e74\u9f61\u7684\u6703\u54e1\u8a2d\u4e0b\u4e86 EPF \u7b2c\u4e00\u6236\u53e3\u7684\u57fa\u672c\u5b58\u6b3e\u8981\u6c42\uff0c\u76ee\u7684\u662f\u78ba\u4fdd\u5728\u6703\u54e1\u9000\u4f11\u6642\uff0c\u6236\u53e3\u6709\u80fd\u529b\u652f\u4ed8\u6bcf\u500b\u6708\u81f3\u5c11RM1,000\u4f5c\u70ba\u9000\u4f11\u751f\u6d3b\u8cbb\u3002<\/span><\/p><p><b>\u5982\u679c\u662f55\u6b72\u4ee5\u4e0b\u7684\u6703\u54e1<\/b><span style=\"font-weight: 400;\">\uff0c\u5fc5\u9808\u5148\u4e86\u89e3 EPF \u7b2c\u4e00\u6236\u53e3\u7684\u57fa\u672c\u5b58\u6b3e\u8981\u6c42\uff0c\u91dd\u5c0d\u4e0d\u540c\u5e74\u9f61\u6709\u4e0d\u540c\u8981\u6c42\u3002\u8acb\u770b\u4e0b\u5716\uff1a<\/span><\/p><h6>\u00a0<\/h6><h6><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2020\/11\/EPF-Basic-Savings-1.jpg\" alt=\"EPF-Basic-Savings-1\" width=\"400\" height=\"578\" \/><\/h6><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u78ba\u4fdd EPF \u7b2c\u4e00\u6236\u53e3\u9054\u5230\u6700\u4f4e\u5b58\u6b3e\u8981\u6c42\u5f8c\uff0c\u958b\u59cb\u8a08\u7b97\u4f60\u7684\u53ef\u6295\u8cc7\u6578\u984d\u3002<\/span><\/p><p><strong>\u5b83\u7684\u516c\u5f0f\u662f\uff1aEPF\u7b2c\u4e00\u6236\u53e3\u7684\u7e3d\u5b58\u6b3e \u2013 \u57fa\u672c\u5b58\u6b3e\uff09x 30%<\/strong><\/p><p><span style=\"font-weight: 400;\">\u6ce8\u610f\uff0cEPF \u898f\u5b9a\u6295\u8cc7\u4fe1\u8a17\u57fa\u91d1\u7684\u6700\u4f4e\u6295\u8cc7\u91d1\u984d\u662fRM1,000\u3002\u4e0b\u9762\u4ee53\u500b\u4f8b\u5b50\u8aaa\u660e\uff1a<\/span><\/p><h6>\u00a0<\/h6><h6><img decoding=\"async\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/03\/\u8ba1\u7b97-i-Invest-\u6700\u4f4e\u6295\u8d44\u6570\u989d.png\" alt=\"\u8a08\u7b97 i-Invest \u6700\u4f4e\u6295\u8cc7\u6578\u984d\" width=\"780\" height=\"520\" data-wp-editing=\"1\" \/><\/h6><h6>\u00a0<\/h6><h6>\u00a0<\/h6><p><b>\u81f3\u65bc55\u6b72\u4ee5\u4e0a\u7684\u6703\u54e1<\/b><span style=\"font-weight: 400;\">\uff0c\u898f\u5b9a\u5247\u6c92\u6709\u90a3\u9ebc\u56b4\u683c\u3002\u60f3\u8981\u5f9e\u6a02\u9f61\u6236\u53e3\uff08Akaun Emas\uff09\u62ff\u51fa\u591a\u5c11\u9322\u4f86\u6295\u8cc7\u90fd\u53ef\u4ee5\uff0c\u4f46\u524d\u63d0\u662f\u78ba\u4fdd\u6236\u53e3\u88e1\u81f3\u5c11\u9084\u6709RM1,000\u7684\u9918\u984d\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u9084\u662f\u4e00\u982d\u9727\u6c34\uff0c\u53ef\u4ee5\u9ede\u64ca<a href=\"https:\/\/www.kwsp.gov.my\/member\/investment\" target=\"_blank\" rel=\"noopener\">\u9019\u88e1<\/a>\u4f7f\u7528\u516c\u7a4d\u91d1\u5c40\u7684\u8ab2\u6295\u8cc7\u6578\u984d\u8a08\u7b97\u6a5f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u9019\u88e1\u6709\u5e7e\u500b\u6ce8\u610f\u4e8b\u9805\uff1a<\/span><\/p><ol><li><span style=\"font-weight: 400;\"> \u7533\u8acb\u4e00\u7d93\u63d0\u4ea4\uff0c\u4e0d\u5f97\u64a4\u92b7\u3002<\/span><\/li><li><span style=\"font-weight: 400;\"> \u6703\u54e1\u8cfc\u8cb7\u57fa\u91d1\u7684\u7a2e\u985e\u3001\u6b21\u6578\u6c92\u6709\u9650\u5236\uff0c\u7b2c\u4e00\u6b21\u6700\u4f4e\u6295\u8cc7\u91d1\u984d\u662fRM1,000\uff0c\u4e4b\u5f8c\u6bcf\u6b21\u6700\u4f4e\u6295\u8cc7\u91d1\u984d\u662fRM100\uff08\u540c\u4e00\u500b\u57fa\u91d1\uff09\u3002<\/span><\/li><li><span style=\"font-weight: 400;\"> \u6703\u54e1\u53ea\u80fd\u52d5\u7528 EPF \u7b2c\u4e00\u6236\u53e3\u7684\u9322\u9032\u884c i-Invest \u6295\u8cc7\uff0c\u4e0d\u53ef\u4ee5\u4f7f\u7528\u79c1\u4eba\u7684\u984d\u5916\u8cc7\u91d1\u3002<\/span><\/li><li><span style=\"font-weight: 400;\"> \u6703\u54e1\u901a\u904e i-Invest \u6295\u8cc7\u57fa\u91d1\u7684\u5b58\u6b3e\uff0c\u4f86\u5e74\u4e0d\u6703\u518d\u4eab\u6709 EPF \u6d3e\u606f\u3002<\/span><\/li><li><span style=\"font-weight: 400;\"> 55\u6b72\u4ee5\u4e0b\u7684\u6703\u54e1\u5728\u8d16\u56de\u81ea\u5df1\u7684\u6295\u8cc7\uff08\u8ce3\u51fa\u57fa\u91d1\uff09\u5f8c\uff0c\u9322\u6703\u81ea\u52d5\u9032\u5165\u7b2c1\u6236\u53e3\u88e1\uff1b\u81f3\u65bc55\u6b72\u4ee5\u4e0a\u7684\u6703\u54e1\uff0c\u8d16\u56de\u6295\u8cc7\u7684\u9322\u5247\u6703\u532f\u9032\u500b\u4eba\u9280\u884c\u6236\u53e3\u3002<\/span><\/li><li><span style=\"font-weight: 400;\"> \u82e5\u6703\u54e1\u8cfc\u8cb7\u7684\u4fe1\u6258\u57fa\u91d1\u5df2\u88ab\u99ac\u4f86\u897f\u4e9e\u8ca1\u653f\u90e8\u9769\u9664\u51fa\u4fe1\u4efb\u540d\u55ae\uff0c\u4ed6\u5fc5\u9808\u99ac\u4e0a\u8ce3\u51fa\u57fa\u91d1\uff0c\u4e26\u628a\u6b3e\u9805\u5b58\u5165EPF\u7b2c\u4e00\u6236\u53e3\u3002<\/span><\/li><li><span style=\"font-weight: 400;\"> \u6703\u54e1\u5011\u7684\u6295\u8cc7\u6b3e\u9805\u4e26\u4e0d\u6b78\u7d0d\u5728\u53d7\u76ca\u4eba\u5e95\u4e0b\u3002\u82e5\u6703\u54e1\u767c\u751f\u610f\u5916\u6216\u96e2\u4e16\uff0c\u6709\u95dc\u7684\u6b3e\u9805\u4e0d\u662f\u7531\u516c\u7a4d\u91d1\u5c40\u8ca0\u8cac\uff0c\u800c\u662f\u7531\u6709\u95dc\u7684\u4fe1\u6258\u57fa\u91d1\u8ca0\u8cac\u3002<\/span><\/li><\/ol><h2><span style=\"color: #262262;\"><b>\u5982\u4f55\u7533\u8acb EPF i-Invest \u6295\u8cc7\uff1f<\/b><\/span><\/h2><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u4f60\u53ef\u4ee5\u901a\u904e\u4ee5\u4e0b\u5169\u500b\u65b9\u5f0f\u7533\u8acb\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u901a\u904e\u516c\u7a4d\u91d1\u5408\u4f5c\u7684\u6295\u8cc7\u57fa\u91d1\u7ba1\u7406\u6a5f\u69cb\uff08FMI\uff09\u7684\u6ac3\u81fa\u6216\u4ee3\u7406\u4eba\u7533\u8acb<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u901a\u904ei-Akaun \u63d0\u51fa\u7533\u8acb<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u8a73\u7d30\u7684\u7533\u8acb\u6b65\u9a5f\u6d41\u7a0b\u5728<a href=\"https:\/\/valueinmind.co\/invest-in-unit-trust-with-epf\/\" target=\"_blank\" rel=\"noopener\">\u9019\u88e1<\/a>\u3002<\/span><\/p><h2><span style=\"color: #262262;\"><b>\u901a\u904eFMI \u6216\u4ee3\u7406\u4eba\u7533\u8acb\uff0c\u548c\u81ea\u5df1\u901a\u904e i-Akaun\u7533\u8acbi-Invest\u6295\u8cc7\uff0c\u54ea\u500b\u66f4\u6709\u512a\u52e2\uff1f<\/b><\/span><\/h2><h6>\u00a0<\/h6><p>\u4f60\u53ef\u4ee5\u6839\u64da\u500b\u4eba\u9700\u6c42\u548c\u60c5\u6cc1\u6c7a\u5b9a\u4f86\u901a\u904e\u4ee3\u7406\u7533\u8acb\uff0c\u6216\u81ea\u5df1\u4e0a\u7db2\u8655\u7406\u3002<\/p><p>\u6700\u65b0\u66f4\u65b0\uff1a2024\u5e74 EPF \u5141\u8a31\u6703\u54e1\u901a\u904e\u4ee3\u7406\u4eba\u8cfc\u8cb7\u3001\u51fa\u552e\u6216\u8f49\u63db\u7d93\u6279\u6e96\u7684<a href=\"https:\/\/www.enanyang.my\/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB\/epf%E6%8F%90%E5%8D%87i-invest%E5%B9%B3%E5%8F%B0-%E5%85%81%E4%BC%9A%E5%91%98%E4%BA%A4%E6%98%93%E7%A7%81%E4%BA%BA%E5%A7%94%E6%89%98%E6%8A%95%E8%B5%84\" target=\"_blank\" rel=\"noopener\">\u79c1\u4eba\u59d4\u6258\u6295\u8cc7\u7d44\u5408<\/a>\u3002\u79c1\u4eba\u59d4\u6258\u6295\u8cc7\u7d44\u5408\u5141\u8a31\u6703\u54e1\u5b9a\u5236\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u5de5\u5177\u5427\uff0c\u7136\u5f8c\u6388\u6b0a\u7d66 FMI \u7ba1\u7406\u3002<\/p><p><img decoding=\"async\" style=\"color: #181818; font-family: 'Noto Sans TC', sans-serif; font-size: 1rem; font-style: inherit; letter-spacing: var( --e-global-typography-e2cf5ab-letter-spacing ); word-spacing: var( --e-global-typography-e2cf5ab-word-spacing );\" src=\"https:\/\/valueinmind.co\/wp-content\/uploads\/2021\/03\/i-invest-\u6295\u8cc7\u65b9\u5f0f\u6bd4\u8f03.png\" alt=\"i-invest \u6295\u8cc7\u65b9\u5f0f\u6bd4\u8f03\" width=\"780\" height=\"520\" \/><\/p><h6>\u00a0<\/h6><h2><span style=\"color: #262262;\"><b>\u901a\u904e i-Invest \u6295\u8cc7\u4fe1\u8a17\u57fa\u91d1\uff0c\u6709\u4ec0\u9ebc\u597d\u8655\uff1f<\/b><\/span><\/h2><h6>\u00a0<\/h6><h3><span style=\"color: #0096ff;\"><b>1. \u76f8\u5c0d\u5b89\u5168<\/b><\/span><\/h3><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u5c31\u5982\u4e0a\u9762\u6240\u8aaa\uff0ci-Invest \u88e1\u7684\u57fa\u91d1\u7d44\u5408\u90fd\u7d93\u904e\u516c\u7a4d\u91d1\u5c40\u8a8d\u8b49\uff0c\u5c6c\u65bc\u5408\u6cd5\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u56e0\u6b64\u6703\u54e1\u4e0d\u5fc5\u64d4\u5fc3\u81ea\u5df1\u7684\u9322\u6703\u843d\u5165\u4e0d\u6cd5\u5206\u5b50\u624b\u88e1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u5c40\u900f\u904e i-Invest\uff0c\u5e7e\u4e4e\u5c07\u5e02\u9762\u4e0a\u53e3\u7891\u597d\u3001\u696d\u7e3e\u512a\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u90fd\u4e00\u7db2\u6253\u76e1\u3002\u7c21\u55ae\u4f86\u8aaa\uff0c\u6703\u54e1\u53ea\u9700\u8981\u82b1\u9ede\u6642\u9593\uff0c\u5f9e\u4e2d\u6311\u9078\u9069\u5408\u7684\u57fa\u91d1\uff0c\u7701\u4e0b\u67e5\u8b49\u57fa\u91d1\u662f\u5426\u5408\u6cd5\u7684\u52d5\u4f5c\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u800c\u4e14\uff0c\u6703\u54e1\u53ef\u4ee5\u4e00\u6b21\u6027\u67e5\u95b1\u548c\u8003\u616e\u4e0d\u540c\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u6240\u63a8\u51fa\u7684\u57fa\u91d1\u7d44\u5408\u3002\u5982\u679c\u5728\u5916\u5c0b\u627e\u57fa\u91d1\u4ee3\u7406\uff0c\u5f88\u591a\u6642\u5019\u53ea\u80fd\u4e86\u89e3\u90a3\u540d\u4ee3\u7406\u6240\u4ee3\u8868\u7684\u57fa\u91d1\u516c\u53f8\u3002<\/span><\/p><h6>\u00a0<\/h6><h3><span style=\"color: #0096ff;\"><b>2. \u4fe1\u8a17\u57fa\u91d1\u6295\u8cc7\u98a8\u96aa\u8f03\u4f4e<\/b><\/span><\/h3><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u4fe1\u8a17\u57fa\u91d1\u90fd\u662f\u7531\u6295\u8cc7\u7d93\u9a57\u8c50\u5bcc\u7684\u7d93\u7406\u4eba\u64cd\u76e4\u3002\u53e6\u5916\uff0c\u591a\u6578\u57fa\u91d1\u7684\u6295\u8cc7\u5c0d\u8c61\u4e5f\u9817\u70ba\u591a\u5143\uff0c\u4e0d\u6703\u904e\u5ea6\u96c6\u4e2d\u5728\u67d0\u4e00\u500b\u884c\u696d\u6216\u4e0a\u5e02\u516c\u53f8\u7b49\u7b49\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u6bd4\u8d77\u76f4\u63a5\u6295\u8cc7\u5728\u67d0\u53ea\u80a1\u7968\uff0c\u4fe1\u8a17\u57fa\u91d1\u7684\u98a8\u96aa\u76f8\u5c0d\u4f4e\uff0c\u4e0d\u6703\u56e0\u70ba\u7279\u5b9a\u884c\u696d\u9677\u5165\u4f4e\u8ff7\u800c\u8667\u5927\u9322\u3002\u5982\u679c\u6703\u54e1\u672c\u8eab\u7f3a\u4e4f\u6295\u8cc7\u7d93\u9a57\uff0c\u6216\u8005\u4fe1\u5fc3\u4e0d\u8db3\uff0c\u90a3\u9ebc\u628a\u9322\u653e\u5728\u4fe1\u8a17\u57fa\u91d1\uff0c\u4e0d\u5931\u70ba\u4e00\u500b\u5b89\u5168\u7684\u9322\u6efe\u9322\u65b9\u6cd5\uff01<\/span><\/p><h6>\u00a0<\/h6><h3><span style=\"color: #0096ff;\"><b>3. \u8cbb\u7528\u8f03\u4f4e<\/b><\/span><\/h3><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u516c\u7a4d\u91d1\u5c40\u4e0d\u5fb5\u6536\u4efb\u4f55\u8cbb\u7528\uff0c\u4e0d\u904e\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u6703\u5fb5\u6536\u4e00\u6b21\u6027\u7684\u9810\u4ed8\u8cbb\/ \u92b7\u552e\u8cbb\uff08Upfront Fees\/ Initial Service Charge\uff09\u548c\u670d\u52d9\u8cbb\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u901a\u904eFMI \u6216\u4ee3\u7406\u4eba\u7533\u8acb\uff0c\u9810\u4ed8\u8cbb\u70ba\u6bcf\u6b21\u4ea4\u6613\u6700\u9ad83%\uff1b\u901a\u904e i-Akaun\u7533\u8acb\u5247\u662f\u6bcf\u6b21\u4ea4\u6613\u6700\u9ad8\u70ba0.5%\u3002<\/span><\/p><p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.kwsp.gov.my\/-\/epf-announces-fee-reductions-for-epf-members-investment-scheme\" target=\"_blank\" rel=\"noopener\">\u65e9\u524d\u516c\u7a4d\u91d1\u5c40\u5ba3\u5e03<\/a>\uff0c\u53d7\u5230\u75ab\u60c5\u548c\u7d93\u6fdf\u74b0\u5883\u6311\u6230\u7684\u5f71\u97ff\uff0c\u57282020\u5e745\u67081\u65e5\u81f32021\u5e744\u670830\u65e5\u671f\u9593\uff0c\u900f\u904eFMI \u6216\u4ee3\u7406\u4eba\u7533\u8acb\uff0c\u9810\u4ed8\u8cbb\u4e0b\u8abf\u81f31.5%\uff1b\u901a\u904e i-Invest \u6295\u8cc7\u7121\u9700\u7e73\u4ed8\u4efb\u4f55\u9810\u4ed8\u8cbb\u3002\u5728\u9019\u6bb5\u6642\u9593\u5167\u4e5f\u4e0d\u6703\u6536\u53d6\u4efb\u4f55\u8f49\u63db\u8cbb\uff08Switching Fee\uff09\u3002<\/span><\/p><h6>\u00a0<\/h6><h3><span style=\"color: #0096ff;\"><b>4. \u53ef\u96a8\u6642\u67e5\u770b\u57fa\u91d1\u8868\u73fe<\/b><\/span><\/h3><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">i-Invest \u63d0\u4f9b\u5404\u7a2e\u5206\u6790\u5de5\u5177\u548c\u5716\u8868\u7b49\uff0c\u8b93\u6703\u54e1\u96a8\u6642\u96a8\u5730\u638c\u63e1\u548c\u5c0d\u6bd4\u5404\u500b\u57fa\u91d1\u7684\u8868\u73fe\uff0c\u5e6b\u52a9\u505a\u51fa\u66f4\u9069\u5408\u7684\u6295\u8cc7\u6c7a\u5b9a\u3002<\/span><\/p><h2><span style=\"color: #262262;\"><b>\u5728\u6295\u8cc7\u524d\uff0c\u6709\u5e7e\u500b\u9700\u8981\u601d\u8003\u7684\u5730\u65b9<\/b><\/span><\/h2><h6>\u00a0<\/h6><p><span style=\"font-weight: 400;\">\u96d6\u7136\u900f\u904e i-Invest \u6295\u8cc7\u6709\u8a31\u591a\u597d\u8655\uff0c\u4f46\u6703\u54e1\u5011\u5728\u505a\u6c7a\u5b9a\u524d\u9084\u662f\u5f97\u518d\u4e09\u601d\u8003\uff1a<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>\u7b2c\u4e00\uff0c\u4fe1\u8a17\u57fa\u91d1\u4e26\u4e0d\u662f\u5b8c\u5168\u96f6\u98a8\u96aa\u7684\u6295\u8cc7\u7522\u54c1<\/strong>\uff0c\u7e3d\u6709\u4e00\u4e9b\u57fa\u91d1\u6703\u628a\u8f03\u9ad8\u6bd4\u4f8b\u7684\u8cc7\u91d1\uff0c\u5206\u914d\u5230\u7279\u5b9a\u9818\u57df\u88e1\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u5982\u679c\u8a72\u9818\u57df\u524d\u666f\u4e0d\u4f73\uff0c\u6216\u8005\u51fa\u73fe\u4e0d\u7a69\u5b9a\u56e0\u7d20\uff0c\u6295\u8cc7\u98a8\u96aa\u4fbf\u6703\u63d0\u9ad8\u3002\u5728\u9078\u64c7\u57fa\u91d1\u7d44\u5408\u524d\uff0c\u5efa\u8b70\u5145\u5206\u4e86\u89e3\u5404\u500b\u57fa\u91d1\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u518d\u4f9d\u64da\u81ea\u5df1\u7684\u98a8\u96aa\u50be\u5411\uff0c\u6311\u9078\u5408\u9069\u57fa\u91d1\u3002<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>\u7b2c\u4e8c\uff0c\u5fc5\u9808\u8003\u616e\u6a5f\u6703\u6210\u672c\uff08Opportunity Cost)\u3002<\/strong>\u628a\u9322\u53d6\u51fa\u4f86\u6295\u8cc7\u4fe1\u8a17\u57fa\u91d1\uff0c\u4fbf\u6703\u5931\u53bb\u516c\u7a4d\u91d1\u6bcf\u5e74\u7a69\u5b9a\u7684\u6d3e\u606f\uff08\u81f3\u5c115%\uff09\u3002\u800c\u4e14\u76f8\u6bd4\u5176\u4ed6\u91d1\u878d\u5546\u54c1\uff0c\u628a\u9322\u7559\u5728 EPF \u7684\u98a8\u96aa\u66f4\u4f4e\u3002\u56e0\u6b64\uff0c\u6700\u7406\u60f3\u7684\u72c0\u614b\u662f\uff1a\u628a\u9322\u6295\u8cc7\u5728\u8d85\u904e6%\u56de\u916c\u7684\u4fe1\u8a17\u57fa\u91d1\u4e0a\u3002\u5efa\u8b70\u5728\u6295\u8cc7\u524d\uff0c\u5148\u5c0d\u6bd4\u5404\u500b\u57fa\u91d1\u7684\u8868\u73fe\u518d\u505a\u6c7a\u5b9a\u3002<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>\u7b2c\u4e09\uff0c\u4fe1\u8a17\u57fa\u91d1\u7684\u98a8\u96aa\u8f03\u4f4e\u3002\u4f46\u662f\u63db\u500b\u89d2\u5ea6\uff0c\u5b83\u7684\u56de\u916c\u4e5f\u80af\u5b9a\u4e0d\u6bd4\u76f4\u63a5\u6295\u8cc7\u5728\u80a1\u5e02\u4f86\u5f97\u9ad8\u3002<\/strong>\u800c\u4e14\uff0c55\u6b72\u4ee5\u4e0b\u6703\u54e1\u6700\u591a\u53ea\u80fd\u53d6\u51fa30%\u5b58\u6b3e\u4f86\u6295\u8cc7\uff0c\u672c\u91d1\u76f8\u5c0d\u8f03\u5c0f\uff0c\u53ef\u7372\u5f97\u7684\u56de\u5831\u5176\u5be6\u76f8\u7576\u6709\u9650\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u6bcf\u500b\u4eba\u5c0d\u98a8\u96aa\u627f\u53d7\u3001\u6295\u8cc7\u56de\u916c\u3001\u7406\u60f3\u9000\u4f11\u91d1\u76ee\u6a19\u7b49\u90fd\u6709\u4e0d\u540c\u7684\u60f3\u6cd5\u3002\u4e0d\u7ba1\u4f60\u6c7a\u5b9a\u628a\u9019\u7b46\u9322\u7559\u5728\u516c\u7a4d\u91d1\u6236\u53e3\uff0c\u900f\u904e i-Invest \u6295\u8cc7\uff0c<a href=\"https:\/\/valueinmind.co\/should-i-invest-with-epf-i-sinar\/\" target=\"_blank\" rel=\"noopener\">\u6216\u8005\u4e7e\u8106\u901a\u904e i-Sinar \u628a\u9322\u63d0\u51fa\u4f86<\/a>\uff0c\u90fd\u5efa\u8b70\u4f60\u5148\u597d\u597d\u5b78\u7fd2\u548c\u505a\u529f\u8ab2\u3002\u5148\u81ea\u6211\u589e\u503c\u3001\u638c\u63e1\u6b63\u78ba\u7684\u7406\u8ca1\u548c\u6295\u8cc7\u77e5\u8b58\uff0c\u53ef\u4ee5\u5e6b\u52a9\u4f60\u505a\u51fa\u66f4\u597d\u7684\u8ca1\u52d9\u6c7a\u5b9a\u3002<\/span><\/p><p>\u7576\u7136\uff0c\u5982\u679c\u4f60\u60f3\u77e5\u9053\u66f4\u591a\u95dc\u65bc\u5982\u4f55\u5229\u7528\u516c\u7a4d\u91d1\u7684\u9322\u4f86\u6295\u8cc7\u4fe1\u8a17\u57fa\u91d1\u7684\u8a71\uff0c\u53ef\u4ee5\u89c0\u770b\u4ee5\u4e0b\u5f71\u7247\u4f86\u4e86\u89e3\u66f4\u591a\uff1a<\/p><p><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/WkzHLjeDm9o\" width=\"560\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\u00a0<\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/valueinmind.co\/zh\/free-resources\/free-publications\/financial-investment-4-tips\/\"><b>\u60f3\u8981\u5b78\u7fd2\u5982\u4f55\u6295\u8cc7\uff1f\u99ac\u4e0a\u4e0b\u8f09\u514d\u8cbb\u7684\u300a\u6700\u65b0<\/b><b>\u6295\u8cc7\u5165\u9580\u653b\u7565\u300b\uff0c\u5e6b\u52a9\u4f60\u5b78\u7fd2\u6295\u8cc7\u7684\u95dc\u9375\uff0c\u6210\u70ba\u6295\u8cc7\u8d0f\u5bb6\uff01<\/b><\/a><\/span><\/p><h6>\u00a0<\/h6><pre><strong>\u63a8\u85a6\u95b1\u8b80\uff1a<\/strong><\/pre><p><a href=\"https:\/\/valueinmind.co\/zh\/should-you-put-your-savings-in-epf\/\">EPF\u6d3e\u606f5.35%\uff01\u628a\u9322\u5b58\u5728EPF\u4f5c\u9000\u4f11\u91d1\u503c\u5f97\u55ce\uff1fEPF\u5229\u606f\u7a69\u5b9a\u55ce\uff1f<\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/invest-in-unit-trust-with-epf\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">EPF\u7adf\u7136\u53ef\u4ee5\u62ff\u51fa\u4f86\u6295\u8cc7\u4fe1\u6258\u57fa\u91d1 (Unit Trust)\uff0c\u7372\u5f97\u8d85\u904e6%\u7684\u56de\u916c\uff1f\uff01<\/span><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/6-jars-financial-management-system\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u8f15\u9b06\u5b58\u4e0b50%\u85aa\u6c34\u7684\u65b9\u6cd5\u00a0<\/span><\/a><\/p><p><a href=\"https:\/\/valueinmind.co\/what-is-etf\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u5df4\u83f2\u7279\u5f37\u70c8\u5efa\u8b70\u6bcf\u500b\u4eba\u4e00\u5b9a\u8981\u6295\u8cc7S&amp;P 500 ETF\uff01\uff5c\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1 (ETF)\u5230\u5e95\u70ba\u4ec0\u9ebc\u9019\u9ebc\u597d\uff1f<\/span><\/a><\/p><h2>\u00a0<\/h2><h2><span style=\"color: #262262;\"><b>\u514d\u8cac\u8072\u660e<\/b><\/span><\/h2><h6><span style=\"font-weight: 400;\">\u00a0<\/span><\/h6><p><span style=\"font-weight: 400;\">\u6b64\u6587\u7ae0\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u3001\u5206\u4eab\u53ca\u53c3\u8003\u7684\u7528\u9014\uff0c\u800c\u975e\u5c08\u696d\u7684\u6295\u8cc7\u5efa\u8b70\u3002\u7531\u65bc\u500b\u4eba\u7684\u60c5\u6cc1\u53ca\u9700\u6c42\u4e0d\u540c\uff0c\u4f60\u53ef\u4ee5\u806f\u4fc2\u50f9\u503c\u601d\u7dad\u6216\u54a8\u8a62\u4f60\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u4ee5\u53d6\u5f97\u5c08\u696d\u7684\u5efa\u8b70\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab1f77d elementor-widget elementor-widget-text-editor\" data-id=\"ab1f77d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>\u5982\u679c\u4f60\u60f3\u8981\u66f4\u5177\u9ad4\u7684\u77ad\u89e3 EPF i-Lindung \u7684\u4fdd\u96aa\u8a08\u5283\uff0c\u638c\u63e1\u8cfc\u8cb7 i-Lindung\u4fdd\u96aa\u7684\u6b65\u9a5f\uff0c\u63a8\u85a6\u4f60\u95b2\u8b80\uff1a<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>EPF i-Invest \u6295\u8cc7\u8a08\u756b\u8b93\u4f60\u7528\u516c\u7a4d\u91d1\u6295\u8cc7\u5728\u53d7\u516c\u7a4d\u91d1\u5c40\u8a8d\u8b49\u548c\u98a8\u96aa\u8f03\u4f4e\u7684\u4fe1\u8a17\u57fa\u91d1\uff0c\u7372\u5f97\u66f4\u9ad8\u7684\u6295\u8cc7\u56de\u916c\uff0c\u9054\u5230\u589e\u9577\u9000\u4f11\u91d1\u7684\u76ee\u7684\uff01<\/p>\n","protected":false},"author":2,"featured_media":8479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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